Connecticut Best CD Rates September 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Connecticut CD rates include Finex Credit UnionFinex Credit Union616 Burnside Ave, East Hartford, CT 06108A5.0 ★Texas Ratio: 9.34%Real return: +1.53%APY minus CPI (February 2026) offering 12-MONTH CD SPECIAL at 4.33% APY, DR BankDR Bank1001 Post Rd, Darien, CT 06820A+5.0 ★Texas Ratio: 1.17%Real return: +1.50%APY minus CPI (February 2026) offering 12 Month Certificate at 4.30% APY, New Haven County Credit UnionNew Haven County Credit Union2 Broadway, North Haven, CT 06473A+5.0 ★Texas Ratio: 1.61%Real return: +1.28%APY minus CPI (February 2026) offering Share Certificate - 1 year at 4.08% APY, Sikorsky Credit UnionSikorsky Credit Union253 West St, Seymour, CT 06483 2648A+5.0 ★Texas Ratio: 0.60%Real return: +1.20%APY minus CPI (February 2026) offering Share & IRA Certificates 36 Months at 4.00% APY, and FD Community Federal Credit UnionFD Community Federal Credit Union601 Watertown Ave, Waterbury, CT 06708A5.0 ★Texas Ratio: 6.09%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month CD Only at 4.00% APY. CD rates as of September 9, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Connecticut side-by-side. Connecticut CD rates currently reach as high as 4.33% APY from Finex Credit Union at 616 Burnside Ave, East Hartford, CT 06108. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 9, 2026
Compare Best CD Rates in Connecticut
Connecticut 3 Month CD Rates
MonitorBankRates National Average · 3 Month CD1.99% APY▲ 0.01% from last week
The national average 3-month CD rate is 1.99% APY as of September 10, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
1001 Post Rd, Darien, CT 06820
3 Month Certificate
$500
4.05%
▲ 2.06% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average1.99%▲ 2.06% above avg
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
3 Month CD
$1,000
4.00%
▲ 2.01% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 6, 2026
National Average1.99%▲ 2.01% above avg
Details
Must be opened in branch. New Money Only. Funds not currently on deposit with the Bank. A Penalty may be imposed at the rate paid for withdrawing any of the principal before maturity date and will reduce earnings. Fees could reduce earnings.
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
3 Month Certificate
$0
4.00%
▲ 2.01% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average1.99%▲ 2.01% above avg
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
129 Main St, Torrington, CT 06790
3 Month CD
$1,000
3.79%
▲ 1.80% above national avg
▼
Rate3.72%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average1.99%▲ 1.80% above avg
Details
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
3 Month Premium
$50,000
3.65%
▲ 1.66% above national avg
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.66% above avg
Details
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
3 Month Certificate
$500
3.55%
▲ 1.56% above national avg
▼
Rate3.49%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.56% above avg
Details
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 3 Month
$500
3.50%
▲ 1.51% above national avg
▼
Rate3.39%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average1.99%▲ 1.51% above avg
Details
Early Withdrawal Penalties May Apply
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
294 West St, Litchfield, CT 06759
3 Month Time Deposit & IRA
$500
3.45%
▲ 1.46% above national avg
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average1.99%▲ 1.46% above avg
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
245 Long Hill Rd, Middletown, CT 06457
3-Month Business CD
$0
3.00%
▲ 1.01% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average1.99%▲ 1.01% above avg
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
245 Long Hill Rd, Middletown, CT 06457
3-Month CD
$0
3.00%
▲ 1.01% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average1.99%▲ 1.01% above avg
Details
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
3 Month Certificate
$500
3.00%
▲ 1.01% above national avg
▼
Rate2.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average1.99%▲ 1.01% above avg
Details
Early Withdrawal Penalties May Apply
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
3-Month CD
$0
3.00%
▲ 1.01% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 1.01% above avg
Details
Premium APY
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
84 Wadsworth St, Hartford, CT 06106
3 Month Certificate
$500
2.80%
▲ 0.81% above national avg
▼
Rate2.76%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 3, 2026
National Average1.99%▲ 0.81% above avg
Details
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
3-Month CD
$0
2.75%
▲ 0.76% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▲ 0.76% above avg
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
299 Whalley Ave, New Haven, CT 06511
3 Month Certificate
$0
2.00%
▲ 0.01% above national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average1.99%▲ 0.01% above avg
Details
General Electric Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
3 Month Certificate
$0
1.00%
▼ 0.99% below national avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average1.99%▼ 0.99% below avg
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
3 month Certificate
$1,000
1.00%
▼ 0.99% below national avg
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average1.99%▼ 0.99% below avg
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
680 Birch St, Bristol, CT 06010
3 Month Certificate
$0
1.00%
▼ 0.99% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average1.99%▼ 0.99% below avg
Details
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2 N Main St, Wallingford, CT 06492
3 Month
$0
1.00%
▼ 0.99% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 0.99% below avg
Details
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2 N Main St, Wallingford, CT 06492
3 Month TD Choice CD
$250
1.00%
▼ 0.99% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 0.99% below avg
Details
Relationship APY
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 3 Months
$500
0.90%
▼ 1.09% below national avg
▼
Rate0.90%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average1.99%▼ 1.09% below avg
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
773 Straits Tpke, Middlebury, CT 06762 2852
3 Month Certificate
$0
0.75%
▼ 1.24% below national avg
▼
Rate0.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average1.99%▼ 1.24% below avg
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
3 Months
$0
0.50%
▼ 1.49% below national avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average1.99%▼ 1.49% below avg
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
38 Broad St, New Britain, CT 06053
Term Share Account: and over - 3 months
$0
0.50%
▼ 1.49% below national avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.49% below avg
Details
$90,000; Early withdrawal penalties may apply. All rates are subject to change without prior notice.
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
5 Perryridge Rd, Greenwich, CT 06830 4608
90 Days Certificate
$0
0.25%
▼ 1.74% below national avg
▼
Rate0.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average1.99%▼ 1.74% below avg
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 3-Month
$0
0.15%
▼ 1.84% below national avg
▼
Rate0.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average1.99%▼ 1.84% below avg
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
32 Chicago Ave, Groton, CT 06340
3 Month Share Certificate
$0
0.15%
▼ 1.84% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average1.99%▼ 1.84% below avg
Details
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
39 Main St, Newtown, CT 06470
3 Month CD
$0
0.15%
▼ 1.84% below national avg
▼
Rate0.15%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average1.99%▼ 1.84% below avg
Details
Early Withdrawal Penalty: 30 Days Interest
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
202 Salem Tpke, Norwich, CT 06360
3 Month Certificate
$500
0.10%
▼ 1.89% below national avg
▼
Rate0.10%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average1.99%▼ 1.89% below avg
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
270 Broad St, Windsor, CT 06095
3 Month Certificate
$1,000
0.10%
▼ 1.89% below national avg
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average1.99%▼ 1.89% below avg
Details
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
220 Main St, Danbury, CT 06810
3 Month Certificate
$500
0.10%
▼ 1.89% below national avg
▼
Rate0.10%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average1.99%▼ 1.89% below avg
Details
Until Maturity
The First Bank of Greenwich
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
444 E Putnam Ave, Cos Cob, CT 06807
3 Month CD
$0
0.10%
▼ 1.89% below national avg
▼
Rate0.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.89% below avg
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
30 Bridge St, Suffield, CT 06078
3 Month Certificate
$1,000
0.05%
▼ 1.94% below national avg
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average1.99%▼ 1.94% below avg
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1959 Summer St, Stamford, CT 06905
Private 3 Month CD
$0
0.02%
▼ 1.97% below national avg
▼
Rate0.02%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.97% below avg
Details
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
1959 Summer St, Stamford, CT 06905
3 Month CD
$500
0.01%
▼ 1.98% below national avg
▼
Rate0.01%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average1.99%▼ 1.98% below avg
Details
Connecticut 6 Month CD Rates
MonitorBankRates National Average · 6 Month CD2.67% APY▼ 0.01% from last week
The national average 6-month CD rate is 2.67% APY as of September 10, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
1001 Post Rd, Darien, CT 06820
6 Month Certificate
$500
4.30%
▲ 1.63% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▲ 1.63% above avg
Details
FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
601 Watertown Ave, Waterbury, CT 06708
6 Month CD Only
$500
4.00%
▲ 1.33% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.33% above avg
Details
dividends compounded monthly. Early withdrawal penalty = 90 days dividend.
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
245 Long Hill Rd, Middletown, CT 06457
6-Month CD
$0
4.00%
▲ 1.33% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.67%▲ 1.33% above avg
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
245 Long Hill Rd, Middletown, CT 06457
6-Month Business CD
$0
3.80%
▲ 1.13% above national avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.67%▲ 1.13% above avg
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
245 Long Hill Rd, Middletown, CT 06457
6-Month HSA CD
$0
3.80%
▲ 1.13% above national avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.67%▲ 1.13% above avg
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
253 High St, Hartford, CT 06103
6 Months
$0
3.76%
▲ 1.09% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.09% above avg
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 6-Month
$0
3.75%
▲ 1.08% above national avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.08% above avg
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
6 month Certificate
$1,000
3.75%
▲ 1.08% above national avg
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.08% above avg
Details
Wellness Federal Credit Union
85 Jefferson St, Hartford, CT 06106 2601
6 Month CD
$0
3.75%
▲ 1.08% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 1.08% above avg
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
84 Wadsworth St, Hartford, CT 06106
6 Month Certificate
$500
3.75%
▲ 1.08% above national avg
▼
Rate3.68%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▲ 1.08% above avg
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
365 Montauk Ave, New London, CT 06320
6 month Share Certificate
$0
3.75%
▲ 1.08% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▲ 1.08% above avg
Details
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
75 Holly Hill Ln, Greenwich, CT 06830
6-MONTH CD
$500
3.70%
▲ 1.03% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 1.03% above avg
Details
New Money required. Offer subject to change or cancellation at any time without notice. Limited time offer.
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
6 Month Premium
$50,000
3.65%
▲ 0.98% above national avg
▼
Rate3.59%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.98% above avg
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
516 Spring St, Windsor Locks, CT 06096
6 Months
$0
3.56%
▲ 0.89% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.89% above avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
6 Months
$0
3.56%
▲ 0.89% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.89% above avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 6 Months
$0
3.56%
▲ 0.89% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.89% above avg
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
777 E Main St, Torrington, CT 06790 3915
Regular/IRA 6 Months
$0
3.56%
▲ 0.89% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.67%▲ 0.89% above avg
Details
Balance: $500 Minimum Balance Required
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
14 Clara Dr, Mystic, CT 06355
6-Month Relationship CD Special
$500
3.55%
▲ 0.88% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.88% above avg
Details
Special offer for Washington Trust Freedom Ultra or Freedom Plus checking account customers! Open in branch or over the phone. Annual Percentage Yield (APY) is effective as of 4/1/2026. Offer is for a limited time only and may be withdrawn at any time. No municipal or government funds. CD withdrawals before maturity date will reduce the APY earned and early withdrawal penalties will be imposed. Fees may reduce earnings.
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
6 Month Certificate
$500
3.55%
▲ 0.88% above national avg
▼
Rate3.49%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.88% above avg
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
773 Straits Tpke, Middlebury, CT 06762 2852
6 Month Certificate
$0
3.50%
▲ 0.83% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.83% above avg
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
129 Main St, Torrington, CT 06790
6 Month CD
$1,000
3.50%
▲ 0.83% above national avg
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.67%▲ 0.83% above avg
Details
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 6 Months
$1,000
3.50%
▲ 0.83% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.67%▲ 0.83% above avg
Details
Daily balances below $1,000 do not earn APY.
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 6 Month
$500
3.50%
▲ 0.83% above national avg
▼
Rate3.39%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.67%▲ 0.83% above avg
Details
Early Withdrawal Penalties May Apply
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
14 Clara Dr, Mystic, CT 06355
6 Months
$0
3.30%
▲ 0.63% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.63% above avg
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 6 Months
$0
3.30%
▲ 0.63% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▲ 0.63% above avg
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
680 Birch St, Bristol, CT 06010
6 Month Cert.
$0
3.25%
▲ 0.58% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.67%▲ 0.58% above avg
Details
As high as
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
680 Birch St, Bristol, CT 06010
6 Month Certificate
$0
3.25%
▲ 0.58% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.67%▲ 0.58% above avg
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
11 Cranbrook Blvd, Enfield, CT 06082
6 Month Certificate
$0
3.04%
▲ 0.37% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.37% above avg
Details
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
220 Main St, Danbury, CT 06810
6 Month Certificate
$500
3.00%
▲ 0.33% above national avg
▼
Rate2.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▲ 0.33% above avg
Details
Until Maturity
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
39 Main St, Newtown, CT 06470
6 Month CD
$0
3.00%
▲ 0.33% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▲ 0.33% above avg
Details
Early Withdrawal Penalty: 90 Days Interest
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
6 Month Certificate
$500
3.00%
▲ 0.33% above national avg
▼
Rate2.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.67%▲ 0.33% above avg
Details
Early Withdrawal Penalties May Apply
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
220 Main St, Danbury, CT 06810
6 Month Smart Choice Liquid CD
$50,000
2.75%
▲ 0.08% above national avg
▼
Rate2.68%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▲ 0.08% above avg
Details
Until Maturity
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
6 Month Certificate
$0
2.75%
▲ 0.08% above national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.67%▲ 0.08% above avg
Details
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
6-Month CD
$0
2.75%
▲ 0.08% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.08% above avg
Details
Premium APY
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
299 Whalley Ave, New Haven, CT 06511
6 Month Certificate
$0
2.50%
▼ 0.17% below national avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.67%▼ 0.17% below avg
Details
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
6-Month CD
$0
2.50%
▼ 0.17% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.17% below avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
6 Month Certificate
$0
2.28%
▼ 0.39% below national avg
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.67%▼ 0.39% below avg
Details
General Electric Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
6 Month Certificate
$0
2.00%
▼ 0.67% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.67% below avg
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
200 Folly Brook Blvd, Wethersfield, CT 06109
6 month term
$500
2.00%
▼ 0.67% below national avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.67% below avg
Details
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
294 West St, Litchfield, CT 06759
6 Month Time Deposit & IRA
$500
2.00%
▼ 0.67% below national avg
▼
Rate1.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.67%▼ 0.67% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
182 Day / 6 Month
$0
1.76%
▼ 0.91% below national avg
▼
Rate1.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▼ 0.91% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
182 Day / 6 Month
$0
1.51%
▼ 1.16% below national avg
▼
Rate1.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▼ 1.16% below avg
Details
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 6 Months
$500
1.25%
▼ 1.42% below national avg
▼
Rate1.24%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.42% below avg
Details
ASA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.20%
1 Regency Dr, Bloomfield, CT 06002 2310
6 Month Certificate
$0
1.10%
▼ 1.57% below national avg
▼
Rate1.10%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.67%▼ 1.57% below avg
Details
Community Healthcare Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
48 Haynes ST, Manchester, CT 06040
6 Months
$0
1.01%
▼ 1.66% below national avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.66% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
182 Day / 6 Month
$0
1.00%
▼ 1.67% below national avg
▼
Rate1.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▼ 1.67% below avg
Details
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2 N Main St, Wallingford, CT 06492
6 Month TD Choice CD
$250
1.00%
▼ 1.67% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 1.67% below avg
Details
Relationship APY
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
6 Months
$0
0.75%
▼ 1.92% below national avg
▼
Rate0.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.92% below avg
Details
Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
616 Burnside Ave, East Hartford, CT 06108
6 month
$1,000
0.60%
▼ 2.07% below national avg
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▼ 2.07% below avg
Details
Rates as of September 1, 2026
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
38 Broad St, New Britain, CT 06053
Term Share Account: and over - 6 months
$0
0.55%
▼ 2.12% below national avg
▼
Rate0.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 2.12% below avg
Details
$90,000; Early withdrawal penalties may apply. All rates are subject to change without prior notice.
Connecticut 12 Month CD Rates
MonitorBankRates National Average · 12 Month CD2.84% APY▼ 0.01% from last week
The national average 12-month CD rate is 2.84% APY as of September 10, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
616 Burnside Ave, East Hartford, CT 06108
12-MONTH CD SPECIAL
$1,000
4.33%
▲ 1.49% above national avg
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.84%▲ 1.49% above avg
Details
FEATURED; Rates as of September 1, 2026
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
1001 Post Rd, Darien, CT 06820
12 Month Certificate
$500
4.30%
▲ 1.46% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.84%▲ 1.46% above avg
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2 Broadway, North Haven, CT 06473
Share Certificate - 1 year
$0
4.08%
▲ 1.24% above national avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.84%▲ 1.24% above avg
Details
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
75 Holly Hill Ln, Greenwich, CT 06830
12-MONTH CD
$500
3.80%
▲ 0.96% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.96% above avg
Details
New Money required. Offer subject to change or cancellation at any time without notice. Limited time offer.
Police Federal Credit Union Of Connecticut
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
253 High St, Hartford, CT 06103
1 Year
$0
3.76%
▲ 0.92% above national avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.92% above avg
Details
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 12 Months Jumbo
$100,000
3.75%
▲ 0.91% above national avg
▼
Rate3.69%
Min Deposit$100,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.91% above avg
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
777 E Main St, Torrington, CT 06790 3915
Regular/IRA 12 Months
$0
3.71%
▲ 0.87% above national avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.84%▲ 0.87% above avg
Details
Balance: $500 Minimum Balance Required
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
773 Straits Tpke, Middlebury, CT 06762 2852
12 Month Certificate
$0
3.65%
▲ 0.81% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.81% above avg
Details
FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
601 Watertown Ave, Waterbury, CT 06708
12 Month
$500
3.65%
▲ 0.81% above national avg
▼
Rate3.59%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.81% above avg
Details
dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 12 Months
$500
3.60%
▲ 0.76% above national avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.76% above avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
1 Year Certificate
$0
3.57%
▲ 0.73% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.84%▲ 0.73% above avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 1 Year
$0
3.57%
▲ 0.73% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.84%▲ 0.73% above avg
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
516 Spring St, Windsor Locks, CT 06096
12 Months
$0
3.56%
▲ 0.72% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.72% above avg
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
84 Wadsworth St, Hartford, CT 06106
12 Month Certificate
$500
3.50%
▲ 0.66% above national avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.84%▲ 0.66% above avg
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
366 Main St, Middletown, CT 06457
CD & IRA - 12 Months
$1,000
3.50%
▲ 0.66% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.84%▲ 0.66% above avg
Details
Balance: Quarterly Post or Interest Checks
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
12 Month Premium
$50,000
3.45%
▲ 0.61% above national avg
▼
Rate3.40%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.61% above avg
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
182 South Rd, Enfield, CT 06082 4454
1 Year Share Certificate
$1,000
3.40%
▲ 0.56% above national avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.56% above avg
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
111 Main St, Jewett City, CT 06351
1 Year IRA CD Special for Contributions Only
$1,000
3.40%
▲ 0.56% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.84%▲ 0.56% above avg
Details
Annual Percentage Yield (APY) accurate as of July 7, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Available for a limited time only; offer may be withdrawn at any time. IRAs are considered individual retirement accounts and are subject to IRS rules and regulations. Available for current year IRA contributions only of up to $8,600. IRS maximum contributions for 2026 IRAs: $7,500; $8,600 for persons age 50 or older. Please consult your tax advisor regarding the potential tax implications of an IRA. Open in branch only.
General Electric Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
1 Year Certificate
$0
3.35%
▲ 0.51% above national avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.51% above avg
Details
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
12 Month Certificate
$500
3.35%
▲ 0.51% above national avg
▼
Rate3.30%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▲ 0.51% above avg
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 12 Months
$0
3.30%
▲ 0.46% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.84%▲ 0.46% above avg
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
12 Month Certificate
$1,000
3.30%
▲ 0.46% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.46% above avg
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
11 Cranbrook Blvd, Enfield, CT 06082
12 Month Certificate
$0
3.30%
▲ 0.46% above national avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.46% above avg
Details
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 1 Year
$500
3.27%
▲ 0.43% above national avg
▼
Rate3.17%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.84%▲ 0.43% above avg
Details
Early Withdrawal Penalties May Apply
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
115 E Putnam Ave, Greenwich, CT 06830
12 Month IRA
$500
3.25%
▲ 0.41% above national avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.41% above avg
Details
Until Maturity
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
12 month Certificate
$1,000
3.25%
▲ 0.41% above national avg
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.41% above avg
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
12 Months
$0
3.25%
▲ 0.41% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.41% above avg
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 12 Months
$0
3.25%
▲ 0.41% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.41% above avg
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
1 Year IRA CD
$0
3.15%
▲ 0.31% above national avg
▼
Rate3.06%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.84%▲ 0.31% above avg
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
129 Main St, Torrington, CT 06790
12 Month CD
$1,000
3.10%
▲ 0.26% above national avg
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.84%▲ 0.26% above avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
12 Months
$0
3.05%
▲ 0.21% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.21% above avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 12 Months
$0
3.05%
▲ 0.21% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▲ 0.21% above avg
Details
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
39 Main St, Newtown, CT 06470
1 Year CD
$0
3.00%
▲ 0.16% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.84%▲ 0.16% above avg
Details
Early Withdrawal Penalty: 180 Days Interest
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
1 Year Certificate
$500
3.00%
▲ 0.16% above national avg
▼
Rate2.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.84%▲ 0.16% above avg
Details
Early Withdrawal Penalties May Apply
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 12 Months
$1,000
2.95%
▲ 0.11% above national avg
▼
Rate2.92%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.84%▲ 0.11% above avg
Details
Daily balances below $1,000 do not earn APY.
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
680 Birch St, Bristol, CT 06010
12 Month Certificate
$0
2.75%
▼ 0.09% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.84%▼ 0.09% below avg
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
245 Long Hill Rd, Middletown, CT 06457
1-Year CD
$0
2.75%
▼ 0.09% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.84%▼ 0.09% below avg
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
245 Long Hill Rd, Middletown, CT 06457
1-Year HSA CD
$0
2.75%
▼ 0.09% below national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.84%▼ 0.09% below avg
Details
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
1-Year CD
$0
2.75%
▼ 0.09% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▼ 0.09% below avg
Details
Premium APY
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 1 Year
$0
2.75%
▼ 0.09% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▼ 0.09% below avg
Details
Premium APY
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
5 Perryridge Rd, Greenwich, CT 06830 4608
1 Year Certificate
$0
2.53%
▼ 0.31% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.84%▼ 0.31% below avg
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
299 Whalley Ave, New Haven, CT 06511
1 Year Certificate
$0
2.50%
▼ 0.34% below national avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.84%▼ 0.34% below avg
Details
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
1-Year CD
$0
2.50%
▼ 0.34% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▼ 0.34% below avg
Details
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 1 Year
$0
2.50%
▼ 0.34% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.84%▼ 0.34% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
12 Month
$0
2.02%
▼ 0.82% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.84%▼ 0.82% below avg
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
200 Folly Brook Blvd, Wethersfield, CT 06109
1 year term
$500
2.00%
▼ 0.84% below national avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▼ 0.84% below avg
Details
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
220 Main St, Danbury, CT 06810
12 Month Certificate
$500
2.00%
▼ 0.84% below national avg
▼
Rate1.96%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.84%▼ 0.84% below avg
Details
Until Maturity
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
294 West St, Litchfield, CT 06759
1 Year Time Deposit & IRA
$500
2.00%
▼ 0.84% below national avg
▼
Rate1.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.84%▼ 0.84% below avg
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
12 month IRA Certificate
$0
1.80%
▼ 1.04% below national avg
▼
Rate1.79%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.84%▼ 1.04% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
12 Month
$0
1.76%
▼ 1.08% below national avg
▼
Rate1.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.84%▼ 1.08% below avg
Details
Connecticut 18 Month CD Rates
MonitorBankRates National Average · 18 Month CD2.67% APY▼ 0.03% from last week
The national average 18-month CD rate is 2.67% APY as of September 10, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
220 Main St, Danbury, CT 06810
18 Month Certificate
$500
4.00%
▲ 1.33% above national avg
▼
Rate3.87%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▲ 1.33% above avg
Details
Until Maturity
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
39 Main St, Newtown, CT 06470
18-Month CD
$500
4.00%
▲ 1.33% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▲ 1.33% above avg
Details
Requires having a Newtown Savings Bank checking account (3.75% APY without checking)*. Limited time in-branch offer!
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
294 West St, Litchfield, CT 06759
18 Month Time Deposit & IRA
$500
3.80%
▲ 1.13% above national avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.67%▲ 1.13% above avg
Details
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
39 Main St, Newtown, CT 06470
18 Month CD
$0
3.75%
▲ 1.08% above national avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▲ 1.08% above avg
Details
Early Withdrawal Penalty: 180 Days Interest
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
18 Month No Penalty
$0
3.65%
▲ 0.98% above national avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.67%▲ 0.98% above avg
Details
No Penalty
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 18 Months
$500
3.60%
▲ 0.93% above national avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.93% above avg
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
516 Spring St, Windsor Locks, CT 06096
18 Months
$0
3.56%
▲ 0.89% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.89% above avg
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
777 E Main St, Torrington, CT 06790 3915
Regular/IRA 18 Months
$0
3.45%
▲ 0.78% above national avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.67%▲ 0.78% above avg
Details
Balance: $500 Minimum Balance Required
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
129 Main St, Torrington, CT 06790
18 Month CD
$1,000
3.40%
▲ 0.73% above national avg
▼
Rate3.34%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.67%▲ 0.73% above avg
Details
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
18 Month Premium
$50,000
3.35%
▲ 0.68% above national avg
▼
Rate3.30%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.68% above avg
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
84 Wadsworth St, Hartford, CT 06106
18 Month IRA
$500
3.30%
▲ 0.63% above national avg
▼
Rate3.25%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▲ 0.63% above avg
Details
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 18 Months
$1,000
3.30%
▲ 0.63% above national avg
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.67%▲ 0.63% above avg
Details
Daily balances below $1,000 do not earn APY.
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 18-Month
$0
3.25%
▲ 0.58% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.58% above avg
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
84 Wadsworth St, Hartford, CT 06106
18 Month Certificate
$500
3.25%
▲ 0.58% above national avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▲ 0.58% above avg
Details
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
18 Month Certificate
$500
3.25%
▲ 0.58% above national avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.58% above avg
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
18 Months
$0
3.25%
▲ 0.58% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.58% above avg
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 18 Months
$0
3.25%
▲ 0.58% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▲ 0.58% above avg
Details
Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
616 Burnside Ave, East Hartford, CT 06108
18 Month Special-NEW MONEY ONLY
$1,000
3.25%
▲ 0.58% above national avg
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▲ 0.58% above avg
Details
NEW MONEY ONLY; Rates as of September 1, 2026
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 18 Months
$0
3.04%
▲ 0.37% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▲ 0.37% above avg
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
299 Whalley Ave, New Haven, CT 06511
18 Month Certificate
$0
3.00%
▲ 0.33% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.67%▲ 0.33% above avg
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
18 Month IRA CD
$0
3.00%
▲ 0.33% above national avg
▼
Rate2.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.67%▲ 0.33% above avg
Details
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 18 Month
$500
2.76%
▲ 0.09% above national avg
▼
Rate2.69%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.67%▲ 0.09% above avg
Details
Early Withdrawal Penalties May Apply
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
18 Month Certificate
$0
2.75%
▲ 0.08% above national avg
▼
Rate2.72%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.67%▲ 0.08% above avg
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
38 Broad St, New Britain, CT 06053
Term Share Account: and over - 18 months
$0
2.75%
▲ 0.08% above national avg
▼
Rate2.71%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▲ 0.08% above avg
Details
$90,000; Early withdrawal penalties may apply. All rates are subject to change without prior notice.
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
773 Straits Tpke, Middlebury, CT 06762 2852
18 Month Certificate
$0
2.60%
▼ 0.07% below national avg
▼
Rate2.57%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.07% below avg
Details
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Variable Rate 18 Months
$25
2.50%
▼ 0.17% below national avg
▼
Rate2.48%
Min Deposit$25
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.67%▼ 0.17% below avg
Details
All terms also available for Individual Retirement Accounts (IRA).
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
18 Month Certificate
$500
2.50%
▼ 0.17% below national avg
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.67%▼ 0.17% below avg
Details
Early Withdrawal Penalties May Apply
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
18-Month CD
$0
2.50%
▼ 0.17% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.17% below avg
Details
Premium APY
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 18 Month
$0
2.50%
▼ 0.17% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.17% below avg
Details
Premium APY
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
18-Month CD
$0
2.25%
▼ 0.42% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.42% below avg
Details
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 18 Month
$0
2.25%
▼ 0.42% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 0.42% below avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
18 Months
$0
2.02%
▼ 0.65% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.65% below avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 18 Months
$0
2.02%
▼ 0.65% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.65% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
18 Month
$0
2.02%
▼ 0.65% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▼ 0.65% below avg
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
11 Cranbrook Blvd, Enfield, CT 06082
18 Month Certificate
$0
2.02%
▼ 0.65% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.65% below avg
Details
FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
601 Watertown Ave, Waterbury, CT 06708
18 Month
$500
2.00%
▼ 0.67% below national avg
▼
Rate1.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.67% below avg
Details
dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
111 Main St, Jewett City, CT 06351
18 Month Bump-Up CD
$1,000
2.00%
▼ 0.67% below national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▼ 0.67% below avg
Details
Annual Percentage Yield (APY) is accurate as of July 7, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. At the account holder's request, the interest rate and APY may be increased one time during the 18-month term of the CD prior to maturity without penalty to the current interest rate and APY available for new CDs of the same type at the time of the request. This feature is available only if the interest rate and APY available for new CDs of the same type have increased during the term of the CD. The new rate will be paid from the time of the request until the maturity date.
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
18 month IRA Certificate
$0
1.80%
▼ 0.87% below national avg
▼
Rate1.79%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.87% below avg
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
366 Main St, Middletown, CT 06457
CD & IRA - 18 Months
$1,000
1.80%
▼ 0.87% below national avg
▼
Rate1.78%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▼ 0.87% below avg
Details
Balance: Quarterly Post or Interest Checks
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
18 Month
$0
1.76%
▼ 0.91% below national avg
▼
Rate1.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.67%▼ 0.91% below avg
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
18 month Certificate
$1,000
1.75%
▼ 0.92% below national avg
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 0.92% below avg
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
18 Months
$0
1.50%
▼ 1.17% below national avg
▼
Rate1.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.17% below avg
Details
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
14 Clara Dr, Mystic, CT 06355
18 Months
$0
1.15%
▼ 1.52% below national avg
▼
Rate1.14%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 1.52% below avg
Details
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2 N Main St, Wallingford, CT 06492
18 Month
$0
1.00%
▼ 1.67% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 1.67% below avg
Details
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2 N Main St, Wallingford, CT 06492
18 Month TD Choice CD
$250
1.00%
▼ 1.67% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 1.67% below avg
Details
Relationship APY
Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
616 Burnside Ave, East Hartford, CT 06108
18 month
$1,000
0.85%
▼ 1.82% below national avg
▼
Rate0.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▼ 1.82% below avg
Details
Rates as of September 1, 2026
Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
616 Burnside Ave, East Hartford, CT 06108
18 month
$1,000
0.70%
▼ 1.97% below national avg
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▼ 1.97% below avg
Details
Rates as of September 1, 2026
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
32 Chicago Ave, Groton, CT 06340
18 Month
$0
0.50%
▼ 2.17% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.67%▼ 2.17% below avg
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
365 Montauk Ave, New London, CT 06320
18 month Share Certificate
$0
0.50%
▼ 2.17% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.67%▼ 2.17% below avg
Details
Union Savings Bank (CT)
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
13 North St, Litchfield, CT 06759
18 Month Certificate
$0
0.45%
▼ 2.22% below national avg
▼
Rate0.45%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.67%▼ 2.22% below avg
Details
Connecticut 24 Month CD Rates
MonitorBankRates National Average · 24 Month CD2.71% APY▼ 0.02% from last week
The national average 24-month CD rate is 2.71% APY as of September 10, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
24 month IRA Certificate
$0
4.00%
▲ 1.29% above national avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 1.29% above avg
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
253 High St, Hartford, CT 06103
2 Years
$0
3.81%
▲ 1.10% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 1.10% above avg
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
516 Spring St, Windsor Locks, CT 06096
2 Years
$0
3.81%
▲ 1.10% above national avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 1.10% above avg
Details
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 24 Months
$500
3.75%
▲ 1.04% above national avg
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 1.04% above avg
Details
Flagstar Bank, National Association
Institution Rating:
D3.1 ★Texas Ratio: 37.37%
75 Holly Hill Ln, Greenwich, CT 06830
24-MONTH CD
$2,500
3.70%
▲ 0.99% above national avg
▼
Rate—
Min Deposit$2,500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.99% above avg
Details
New Money required. Offer subject to change or cancellation at any time without notice. Limited time offer.
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
182 South Rd, Enfield, CT 06082 4454
2 Year Share Certificate
$0
3.55%
▲ 0.84% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.84% above avg
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
129 Main St, Torrington, CT 06790
24 Month CD
$1,000
3.50%
▲ 0.79% above national avg
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.71%▲ 0.79% above avg
Details
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
294 West St, Litchfield, CT 06759
2 Year Time Deposit & IRA
$500
3.50%
▲ 0.79% above national avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.71%▲ 0.79% above avg
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
38 Broad St, New Britain, CT 06053
Term Share Account: and over - 2 years
$0
3.50%
▲ 0.79% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.79% above avg
Details
$90,000; Early withdrawal penalties may apply. All rates are subject to change without prior notice.
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
182 South Rd, Enfield, CT 06082 4454
2 Year Share Certificate
$1,000
3.45%
▲ 0.74% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.74% above avg
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
777 E Main St, Torrington, CT 06790 3915
Regular/IRA 24 Months
$0
3.45%
▲ 0.74% above national avg
▼
Rate3.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.71%▲ 0.74% above avg
Details
Balance: $500 Minimum Balance Required
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
24 Month Certificate
$1,000
3.40%
▲ 0.69% above national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.69% above avg
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
24 Months
$0
3.35%
▲ 0.64% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.64% above avg
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 24 Months
$0
3.35%
▲ 0.64% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.64% above avg
Details
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 24 Months
$1,000
3.35%
▲ 0.64% above national avg
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.71%▲ 0.64% above avg
Details
Daily balances below $1,000 do not earn APY.
FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
601 Watertown Ave, Waterbury, CT 06708
24 Month
$500
3.25%
▲ 0.54% above national avg
▼
Rate3.20%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.54% above avg
Details
dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 24 Months
$0
3.04%
▲ 0.33% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.71%▲ 0.33% above avg
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2 Broadway, North Haven, CT 06473
Share Certificate - 2 year
$0
3.03%
▲ 0.32% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.71%▲ 0.32% above avg
Details
General Electric Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
2 Year Certificate
$0
3.00%
▲ 0.29% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▲ 0.29% above avg
Details
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
220 Main St, Danbury, CT 06810
2 Year Certificate
$500
3.00%
▲ 0.29% above national avg
▼
Rate2.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.71%▲ 0.29% above avg
Details
Until Maturity
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
299 Whalley Ave, New Haven, CT 06511
2 Year Certificate
$0
3.00%
▲ 0.29% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.71%▲ 0.29% above avg
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
2 1/2 Year IRA CD
$0
3.00%
▲ 0.29% above national avg
▼
Rate2.92%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.71%▲ 0.29% above avg
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
24 Month Certificate
$0
3.00%
▲ 0.29% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.71%▲ 0.29% above avg
Details
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 2 Year
$500
2.76%
▲ 0.05% above national avg
▼
Rate2.69%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.71%▲ 0.05% above avg
Details
Early Withdrawal Penalties May Apply
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
2-Year CD
$0
2.75%
▲ 0.04% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.04% above avg
Details
Premium APY
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 2 Year
$0
2.75%
▲ 0.04% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▲ 0.04% above avg
Details
Premium APY
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
773 Straits Tpke, Middlebury, CT 06762 2852
24 Month Certificate
$0
2.70%
▼ 0.01% below national avg
▼
Rate2.67%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.01% below avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
2 1/2 Year Certificate
$0
2.54%
▼ 0.17% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.71%▼ 0.17% below avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 2 1/2 Year
$0
2.54%
▼ 0.17% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.71%▼ 0.17% below avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
1 1/2 Year Certificate
$0
2.53%
▼ 0.18% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.71%▼ 0.18% below avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
2 Year Certificate
$0
2.53%
▼ 0.18% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.71%▼ 0.18% below avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 1 1/2 Year
$0
2.53%
▼ 0.18% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.71%▼ 0.18% below avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 2 Year
$0
2.53%
▼ 0.18% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.71%▼ 0.18% below avg
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
680 Birch St, Bristol, CT 06010
24 Month Certificate
$0
2.50%
▼ 0.21% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.71%▼ 0.21% below avg
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
111 Main St, Jewett City, CT 06351
2 Years IRA CD Special for Contributions Only
$1,000
2.50%
▼ 0.21% below national avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.71%▼ 0.21% below avg
Details
Annual Percentage Yield (APY) accurate as of July 7, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. Available for a limited time only; offer may be withdrawn at any time. IRAs are considered individual retirement accounts and are subject to IRS rules and regulations. Available for current year IRA contributions only of up to $8,600. IRS maximum contributions for 2026 IRAs: $7,500; $8,600 for persons age 50 or older. Please consult your tax advisor regarding the potential tax implications of an IRA. Open in branch only.
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
2 Year Certificate
$500
2.50%
▼ 0.21% below national avg
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.71%▼ 0.21% below avg
Details
Early Withdrawal Penalties May Apply
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
2-Year CD
$0
2.50%
▼ 0.21% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▼ 0.21% below avg
Details
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 2 Year
$0
2.50%
▼ 0.21% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▼ 0.21% below avg
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
366 Main St, Middletown, CT 06457
CD & IRA - 24 Months
$1,000
2.25%
▼ 0.46% below national avg
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.71%▼ 0.46% below avg
Details
Balance: Quarterly Post or Interest Checks
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
24 Month Premium
$50,000
2.10%
▼ 0.61% below national avg
▼
Rate2.08%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▼ 0.61% below avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
24 Months
$0
2.02%
▼ 0.69% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.69% below avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 24 Months
$0
2.02%
▼ 0.69% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.69% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
2 Year
$0
2.02%
▼ 0.69% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.71%▼ 0.69% below avg
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
11 Cranbrook Blvd, Enfield, CT 06082
24 Month Certificate
$0
2.02%
▼ 0.69% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.69% below avg
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
24 month Certificate
$1,000
2.00%
▼ 0.71% below national avg
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.71% below avg
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
200 Folly Brook Blvd, Wethersfield, CT 06109
2 year term
$500
2.00%
▼ 0.71% below national avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.71% below avg
Details
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
24 Month Certificate
$500
2.00%
▼ 0.71% below national avg
▼
Rate1.98%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.71%▼ 0.71% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
2 Year
$0
1.76%
▼ 0.95% below national avg
▼
Rate1.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.71%▼ 0.95% below avg
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
24 Months
$0
1.75%
▼ 0.96% below national avg
▼
Rate1.74%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 0.96% below avg
Details
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
14 Clara Dr, Mystic, CT 06355
2 Years
$0
1.20%
▼ 1.51% below national avg
▼
Rate1.19%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.71%▼ 1.51% below avg
Details
Connecticut 36 Month CD Rates
MonitorBankRates National Average · 36 Month CD2.64% APY▼ 0.03% from last week
The national average 36-month CD rate is 2.64% APY as of September 10, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 36 Months
$500
4.00%
▲ 1.36% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▲ 1.36% above avg
Details
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
39 Main St, Newtown, CT 06470
3-Year CD
$500
4.00%
▲ 1.36% above national avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.64%▲ 1.36% above avg
Details
Requires having a Newtown Savings Bank checking account (3.75% APY without checking)*. Limited time in-branch offer!
Police Federal Credit Union Of Connecticut
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
253 High St, Hartford, CT 06103
3 Years
$0
3.87%
▲ 1.23% above national avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▲ 1.23% above avg
Details
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
39 Main St, Newtown, CT 06470
3 Year CD
$0
3.75%
▲ 1.11% above national avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.64%▲ 1.11% above avg
Details
Early Withdrawal Penalty: 365 Days Interest
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
182 South Rd, Enfield, CT 06082 4454
3 Year Share Certificate
$0
3.60%
▲ 0.96% above national avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▲ 0.96% above avg
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
777 E Main St, Torrington, CT 06790 3915
Regular/IRA 36 Months
$0
3.56%
▲ 0.92% above national avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.64%▲ 0.92% above avg
Details
Balance: $500 Minimum Balance Required
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
182 South Rd, Enfield, CT 06082 4454
3 Year Share Certificate
$1,000
3.50%
▲ 0.86% above national avg
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▲ 0.86% above avg
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
129 Main St, Torrington, CT 06790
36 Month CD
$1,000
3.50%
▲ 0.86% above national avg
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.64%▲ 0.86% above avg
Details
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
294 West St, Litchfield, CT 06759
3 Year Time Deposit & IRA
$500
3.50%
▲ 0.86% above national avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.64%▲ 0.86% above avg
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
38 Broad St, New Britain, CT 06053
Term Share Account: and over - 3 years
$0
3.50%
▲ 0.86% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▲ 0.86% above avg
Details
$90,000; Early withdrawal penalties may apply. All rates are subject to change without prior notice.
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 36 Months
$1,000
3.40%
▲ 0.76% above national avg
▼
Rate3.35%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.64%▲ 0.76% above avg
Details
Daily balances below $1,000 do not earn APY.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
36 Months
$0
3.35%
▲ 0.71% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▲ 0.71% above avg
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 36 Months
$0
3.35%
▲ 0.71% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▲ 0.71% above avg
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
36 Month Certificate
$0
3.25%
▲ 0.61% above national avg
▼
Rate3.20%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.64%▲ 0.61% above avg
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
84 Wadsworth St, Hartford, CT 06106
36 Month IRA
$500
3.05%
▲ 0.41% above national avg
▼
Rate3.00%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.64%▲ 0.41% above avg
Details
General Electric Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
3 Year Certificate
$0
3.00%
▲ 0.36% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▲ 0.36% above avg
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
84 Wadsworth St, Hartford, CT 06106
36 Month Certificate
$500
3.00%
▲ 0.36% above national avg
▼
Rate2.96%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.64%▲ 0.36% above avg
Details
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
220 Main St, Danbury, CT 06810
3 Year Certificate
$500
3.00%
▲ 0.36% above national avg
▼
Rate2.92%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.64%▲ 0.36% above avg
Details
Until Maturity
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
299 Whalley Ave, New Haven, CT 06511
3 Year Certificate
$0
3.00%
▲ 0.36% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.64%▲ 0.36% above avg
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
773 Straits Tpke, Middlebury, CT 06762 2852
36 Month Certificate
$0
2.85%
▲ 0.21% above national avg
▼
Rate2.81%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▲ 0.21% above avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
3 Year Certificate
$0
2.54%
▼ 0.10% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.64%▼ 0.10% below avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 3 Year
$0
2.54%
▼ 0.10% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.64%▼ 0.10% below avg
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
516 Spring St, Windsor Locks, CT 06096
3 Years
$0
2.53%
▼ 0.11% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▼ 0.11% below avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
36 Months
$0
2.53%
▼ 0.11% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▼ 0.11% below avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 36 Months
$0
2.53%
▼ 0.11% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▼ 0.11% below avg
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 36 Months
$0
2.53%
▼ 0.11% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.64%▼ 0.11% below avg
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
366 Main St, Middletown, CT 06457
CD & IRA - 36 Months
$1,000
2.50%
▼ 0.14% below national avg
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.64%▼ 0.14% below avg
Details
Balance: Quarterly Post or Interest Checks
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 3 Year
$500
2.50%
▼ 0.14% below national avg
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.64%▼ 0.14% below avg
Details
Early Withdrawal Penalties May Apply
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
3-Year CD
$0
2.50%
▼ 0.14% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▼ 0.14% below avg
Details
Premium APY
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 3 Year
$0
2.50%
▼ 0.14% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▼ 0.14% below avg
Details
Premium APY
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2 Broadway, North Haven, CT 06473
Share Certificate - 3 year
$0
2.43%
▼ 0.21% below national avg
▼
Rate2.40%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.64%▼ 0.21% below avg
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
36 month IRA Certificate
$0
2.30%
▼ 0.34% below national avg
▼
Rate2.28%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▼ 0.34% below avg
Details
FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
601 Watertown Ave, Waterbury, CT 06708
36 Month
$500
2.25%
▼ 0.39% below national avg
▼
Rate2.23%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▼ 0.39% below avg
Details
dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
36 month Certificate
$1,000
2.25%
▼ 0.39% below national avg
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▼ 0.39% below avg
Details
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
3 Year Certificate
$500
2.25%
▼ 0.39% below national avg
▼
Rate2.19%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.64%▼ 0.39% below avg
Details
Early Withdrawal Penalties May Apply
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
3-Year CD
$0
2.25%
▼ 0.39% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▼ 0.39% below avg
Details
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 3 Year
$0
2.25%
▼ 0.39% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▼ 0.39% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
3 Year
$0
2.02%
▼ 0.62% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.64%▼ 0.62% below avg
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
11 Cranbrook Blvd, Enfield, CT 06082
36 Month Certificate
$0
2.02%
▼ 0.62% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▼ 0.62% below avg
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
200 Folly Brook Blvd, Wethersfield, CT 06109
3 year term
$500
2.00%
▼ 0.64% below national avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▼ 0.64% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
3 Year
$0
1.76%
▼ 0.88% below national avg
▼
Rate1.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.64%▼ 0.88% below avg
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
36 Months
$0
1.75%
▼ 0.89% below national avg
▼
Rate1.74%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▼ 0.89% below avg
Details
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
14 Clara Dr, Mystic, CT 06355
3 Years
$0
1.45%
▼ 1.19% below national avg
▼
Rate1.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.64%▼ 1.19% below avg
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
245 Long Hill Rd, Middletown, CT 06457
3-Year CD
$0
1.25%
▼ 1.39% below national avg
▼
Rate1.24%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.64%▼ 1.39% below avg
Details
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
36 Month Premium
$50,000
1.15%
▼ 1.49% below national avg
▼
Rate1.14%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▼ 1.49% below avg
Details
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
36 Month Certificate
$500
1.05%
▼ 1.59% below national avg
▼
Rate1.05%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▼ 1.59% below avg
Details
Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
616 Burnside Ave, East Hartford, CT 06108
36 month
$1,000
1.00%
▼ 1.64% below national avg
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.64%▼ 1.64% below avg
Details
Rates as of September 1, 2026
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2 N Main St, Wallingford, CT 06492
3 Year
$0
1.00%
▼ 1.64% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▼ 1.64% below avg
Details
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2 N Main St, Wallingford, CT 06492
3 Year TD Choice CD
$250
1.00%
▼ 1.64% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.64%▼ 1.64% below avg
Details
Relationship APY
Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
616 Burnside Ave, East Hartford, CT 06108
36 month
$1,000
0.85%
▼ 1.79% below national avg
▼
Rate0.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.64%▼ 1.79% below avg
Details
Rates as of September 1, 2026
Connecticut 48 Month CD Rates
MonitorBankRates National Average · 48 Month CD2.65% APY▼ 0.02% from last week
The national average 48-month CD rate is 2.65% APY as of September 10, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Police Federal Credit Union Of Connecticut
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
253 High St, Hartford, CT 06103
4 Years
$0
3.92%
▲ 1.27% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▲ 1.27% above avg
Details
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.36%
39 Main St, Newtown, CT 06470
4 Year CD
$0
3.50%
▲ 0.85% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.65%▲ 0.85% above avg
Details
Early Withdrawal Penalty: 365 Days Interest
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
129 Main St, Torrington, CT 06790
48 Month CD
$1,000
3.50%
▲ 0.85% above national avg
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.65%▲ 0.85% above avg
Details
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
294 West St, Litchfield, CT 06759
4 Year Time Deposit & IRA
$500
3.50%
▲ 0.85% above national avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.65%▲ 0.85% above avg
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
38 Broad St, New Britain, CT 06053
Term Share Account: and over - 4 years
$0
3.50%
▲ 0.85% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▲ 0.85% above avg
Details
$90,000; Early withdrawal penalties may apply. All rates are subject to change without prior notice.
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 48 Months
$1,000
3.45%
▲ 0.80% above national avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.65%▲ 0.80% above avg
Details
Daily balances below $1,000 do not earn APY.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
48 Months
$0
3.35%
▲ 0.70% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▲ 0.70% above avg
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 48 Months
$0
3.35%
▲ 0.70% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▲ 0.70% above avg
Details
General Electric Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
4 Year Certificate
$0
3.00%
▲ 0.35% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▲ 0.35% above avg
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
299 Whalley Ave, New Haven, CT 06511
4 Year Certificate
$0
3.00%
▲ 0.35% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.65%▲ 0.35% above avg
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
773 Straits Tpke, Middlebury, CT 06762 2852
48 Month Certificate
$0
2.95%
▲ 0.30% above national avg
▼
Rate2.91%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▲ 0.30% above avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
48 Months
$0
2.79%
▲ 0.14% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▲ 0.14% above avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 48 Months
$0
2.79%
▲ 0.14% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▲ 0.14% above avg
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 48 Months
$0
2.78%
▲ 0.13% above national avg
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.65%▲ 0.13% above avg
Details
FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
601 Watertown Ave, Waterbury, CT 06708
48 Month
$500
2.75%
▲ 0.10% above national avg
▼
Rate2.72%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▲ 0.10% above avg
Details
dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2 Broadway, North Haven, CT 06473
Share Certificate - 4 year
$0
2.63%
▼ 0.02% below national avg
▼
Rate2.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.65%▼ 0.02% below avg
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
48 month IRA Certificate
$0
2.55%
▼ 0.10% below national avg
▼
Rate2.52%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▼ 0.10% below avg
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
366 Main St, Middletown, CT 06457
CD & IRA - 48 Months
$1,000
2.55%
▼ 0.10% below national avg
▼
Rate2.52%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.65%▼ 0.10% below avg
Details
Balance: Quarterly Post or Interest Checks
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
4 Year Certificate
$0
2.54%
▼ 0.11% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.65%▼ 0.11% below avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 4 Year
$0
2.54%
▼ 0.11% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.65%▼ 0.11% below avg
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
516 Spring St, Windsor Locks, CT 06096
4 Years
$0
2.53%
▼ 0.12% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▼ 0.12% below avg
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
48 month Certificate
$1,000
2.50%
▼ 0.15% below national avg
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▼ 0.15% below avg
Details
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
220 Main St, Danbury, CT 06810
4 Year Certificate
$500
2.50%
▼ 0.15% below national avg
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.65%▼ 0.15% below avg
Details
Until Maturity
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 4 Year
$500
2.50%
▼ 0.15% below national avg
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.65%▼ 0.15% below avg
Details
Early Withdrawal Penalties May Apply
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
4-Year CD
$0
2.50%
▼ 0.15% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▼ 0.15% below avg
Details
Premium APY
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 4 Year
$0
2.50%
▼ 0.15% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▼ 0.15% below avg
Details
Premium APY
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
4 Year Certificate
$500
2.25%
▼ 0.40% below national avg
▼
Rate2.19%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.65%▼ 0.40% below avg
Details
Early Withdrawal Penalties May Apply
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
4-Year CD
$0
2.25%
▼ 0.40% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▼ 0.40% below avg
Details
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 4 Year
$0
2.25%
▼ 0.40% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▼ 0.40% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
4 Year
$0
2.02%
▼ 0.63% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.65%▼ 0.63% below avg
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
11 Cranbrook Blvd, Enfield, CT 06082
48 Month Certificate
$0
2.02%
▼ 0.63% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▼ 0.63% below avg
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
200 Folly Brook Blvd, Wethersfield, CT 06109
4 year term
$500
2.00%
▼ 0.65% below national avg
▼
Rate2.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▼ 0.65% below avg
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
48 Months
$0
2.00%
▼ 0.65% below national avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▼ 0.65% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
4 Year
$0
1.76%
▼ 0.89% below national avg
▼
Rate1.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.65%▼ 0.89% below avg
Details
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
14 Clara Dr, Mystic, CT 06355
4 Years
$0
1.65%
▼ 1.00% below national avg
▼
Rate1.63%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▼ 1.00% below avg
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
245 Long Hill Rd, Middletown, CT 06457
4-Year CD
$0
1.35%
▼ 1.30% below national avg
▼
Rate1.34%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.65%▼ 1.30% below avg
Details
Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
616 Burnside Ave, East Hartford, CT 06108
48 month
$1,000
1.11%
▼ 1.54% below national avg
▼
Rate1.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.65%▼ 1.54% below avg
Details
Rates as of September 1, 2026
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
202 Salem Tpke, Norwich, CT 06360
4 Year Certificate
$500
1.00%
▼ 1.65% below national avg
▼
Rate0.99%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▼ 1.65% below avg
Details
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
48 Month Premium
$50,000
0.95%
▼ 1.70% below national avg
▼
Rate0.95%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▼ 1.70% below avg
Details
Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
616 Burnside Ave, East Hartford, CT 06108
48 month
$1,000
0.90%
▼ 1.75% below national avg
▼
Rate0.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.65%▼ 1.75% below avg
Details
Rates as of September 1, 2026
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
48 Month Certificate
$500
0.85%
▼ 1.80% below national avg
▼
Rate0.85%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▼ 1.80% below avg
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
5 Perryridge Rd, Greenwich, CT 06830 4608
4 Year Certificate
$0
0.70%
▼ 1.95% below national avg
▼
Rate0.70%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.65%▼ 1.95% below avg
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 48-Month
$0
0.60%
▼ 2.05% below national avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▼ 2.05% below avg
Details
Union Savings Bank (CT)
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
13 North St, Litchfield, CT 06759
48 Month Certificate
$0
0.55%
▼ 2.10% below national avg
▼
Rate0.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.65%▼ 2.10% below avg
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
32 Chicago Ave, Groton, CT 06340
48 Month
$0
0.50%
▼ 2.15% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.65%▼ 2.15% below avg
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
365 Montauk Ave, New London, CT 06320
48 month IRA
$0
0.50%
▼ 2.15% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.65%▼ 2.15% below avg
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
365 Montauk Ave, New London, CT 06320
48 month Share Certificate
$0
0.50%
▼ 2.15% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.65%▼ 2.15% below avg
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
48 Month Certificate
$0
0.50%
▼ 2.15% below national avg
▼
Rate0.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.65%▼ 2.15% below avg
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
270 Broad St, Windsor, CT 06095
48 Month Certificate
$1,000
0.40%
▼ 2.25% below national avg
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.65%▼ 2.25% below avg
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
30 Bridge St, Suffield, CT 06078
48 Month Certificate
$1,000
0.30%
▼ 2.35% below national avg
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.65%▼ 2.35% below avg
Details
Connecticut 60 Month CD Rates
MonitorBankRates National Average · 60 Month CD2.75% APY▼ 0.03% from last week
The national average 60-month CD rate is 2.75% APY as of September 10, 2026. Figures are compiled by MonitorBankRates from more than 8,500 U.S. banks and credit unions.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
253 West St, Seymour, CT 06483 2648
Share & IRA Certificates 60 Months
$500
4.00%
▲ 1.25% above national avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 1.25% above avg
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
253 High St, Hartford, CT 06103
5 Years
$0
3.92%
▲ 1.17% above national avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 1.17% above avg
Details
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.76%
777 E Main St, Torrington, CT 06790 3915
Regular/IRA 60 Months
$0
3.61%
▲ 0.86% above national avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.75%▲ 0.86% above avg
Details
Balance: $500 Minimum Balance Required
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
129 Main St, Torrington, CT 06790
60 Month CD
$1,000
3.50%
▲ 0.75% above national avg
▼
Rate3.44%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.75%▲ 0.75% above avg
Details
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
203 Main St, Thomaston, CT 06787
Certificate of Deposit - Fixed Rate 60 Months
$1,000
3.50%
▲ 0.75% above national avg
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.75%▲ 0.75% above avg
Details
Daily balances below $1,000 do not earn APY.
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
294 West St, Litchfield, CT 06759
5 Year Time Deposit & IRA
$500
3.50%
▲ 0.75% above national avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.75%▲ 0.75% above avg
Details
Polish And Slavic Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
38 Broad St, New Britain, CT 06053
Term Share Account: and over - 5 years
$0
3.50%
▲ 0.75% above national avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▲ 0.75% above avg
Details
$90,000; Early withdrawal penalties may apply. All rates are subject to change without prior notice.
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
60 Months
$0
3.35%
▲ 0.60% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 0.60% above avg
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
624 Franklin Ave, Hartford, CT 06114
IRA Certificate 60 Months
$0
3.35%
▲ 0.60% above national avg
▼
Rate3.30%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 0.60% above avg
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
773 Straits Tpke, Middlebury, CT 06762 2852
60 Month Certificate
$0
3.05%
▲ 0.30% above national avg
▼
Rate3.01%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 0.30% above avg
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
60 month IRA Certificate
$0
3.05%
▲ 0.30% above national avg
▼
Rate3.01%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 0.30% above avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
60 Months
$0
3.05%
▲ 0.30% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 0.30% above avg
Details
Achieve Financial Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.29%
279 New Britain Rd, Berlin, CT 06037
Share Certificate 60 Months
$0
3.05%
▲ 0.30% above national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 0.30% above avg
Details
FD Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.09%
601 Watertown Ave, Waterbury, CT 06708
60 Month
$500
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 0.25% above avg
Details
dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
General Electric Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
5 Year Certificate
$0
3.00%
▲ 0.25% above national avg
▼
Rate3.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 0.25% above avg
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
120 Woodford Ave, Plainville, CT 06062 2335
60 month Certificate
$1,000
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 0.25% above avg
Details
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.78%
195 Silas Deane Hwy, Wethersfield, CT 06109 1240
60 Months
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▲ 0.25% above avg
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
299 Whalley Ave, New Haven, CT 06511
5 Year Certificate
$0
3.00%
▲ 0.25% above national avg
▼
Rate2.96%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.75%▲ 0.25% above avg
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
2 Broadway, North Haven, CT 06473
Share Certificate - 5 year
$0
2.84%
▲ 0.09% above national avg
▼
Rate2.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.75%▲ 0.09% above avg
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 0.59%
285 Broad St, Meriden, CT 06450 5847
Share Certificate/IRA Certificate 60 Months
$0
2.78%
▲ 0.03% above national avg
▼
Rate2.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.75%▲ 0.03% above avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
5 Year Certificate
$0
2.54%
▼ 0.21% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.75%▼ 0.21% below avg
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts - 5 Year
$0
2.54%
▼ 0.21% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 7, 2026
National Average2.75%▼ 0.21% below avg
Details
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
516 Spring St, Windsor Locks, CT 06096
5 Years
$0
2.53%
▼ 0.22% below national avg
▼
Rate2.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▼ 0.22% below avg
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.35%
680 Birch St, Bristol, CT 06010
60 Month Certificate
$0
2.50%
▼ 0.25% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.75%▼ 0.25% below avg
Details
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
220 Main St, Danbury, CT 06810
5 Year Certificate
$500
2.50%
▼ 0.25% below national avg
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.75%▼ 0.25% below avg
Details
Until Maturity
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
Star Relationship CD - 5 Year
$500
2.50%
▼ 0.25% below national avg
▼
Rate2.44%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.75%▼ 0.25% below avg
Details
Early Withdrawal Penalties May Apply
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
5-Year CD
$0
2.50%
▼ 0.25% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▼ 0.25% below avg
Details
Premium APY
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 5 Year
$0
2.50%
▼ 0.25% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▼ 0.25% below avg
Details
Premium APY
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
7 Old Tavern Rd, Orange, CT 06477
5 Year Certificate
$500
2.25%
▼ 0.50% below national avg
▼
Rate2.19%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 8, 2026
National Average2.75%▼ 0.50% below avg
Details
Early Withdrawal Penalties May Apply
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
5-Year CD
$0
2.25%
▼ 0.50% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▼ 0.50% below avg
Details
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
40 Main St, Putnam, CT 06260
IRA Certificate - 5 Year
$0
2.25%
▼ 0.50% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▼ 0.50% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
5 Year
$0
2.02%
▼ 0.73% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.75%▼ 0.73% below avg
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
11 Cranbrook Blvd, Enfield, CT 06082
60 Month Certificate
$0
2.02%
▼ 0.73% below national avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▼ 0.73% below avg
Details
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
69 Wall St, Norwalk, CT 06850
5 Year
$0
1.76%
▼ 0.99% below national avg
▼
Rate1.75%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.75%▼ 0.99% below avg
Details
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
14 Clara Dr, Mystic, CT 06355
5 Years
$0
1.75%
▼ 1.00% below national avg
▼
Rate1.73%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▼ 1.00% below avg
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
366 Main St, Middletown, CT 06457
CD & IRA - 60 Months
$1,000
1.70%
▼ 1.05% below national avg
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 5, 2026
National Average2.75%▼ 1.05% below avg
Details
Balance: Quarterly Post or Interest Checks
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.93%
245 Long Hill Rd, Middletown, CT 06457
5-Year CD
$0
1.45%
▼ 1.30% below national avg
▼
Rate1.44%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.75%▼ 1.30% below avg
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
202 Salem Tpke, Norwich, CT 06360
5 Year Certificate
$1,000
1.25%
▼ 1.50% below national avg
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▼ 1.50% below avg
Details
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2 N Main St, Wallingford, CT 06492
5 Year
$0
1.00%
▼ 1.75% below national avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▼ 1.75% below avg
Details
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.06%
2 N Main St, Wallingford, CT 06492
5 Year TD Choice CD
$250
1.00%
▼ 1.75% below national avg
▼
Rate—
Min Deposit$250
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▼ 1.75% below avg
Details
Relationship APY
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
60 Month Premium
$50,000
1.00%
▼ 1.75% below national avg
▼
Rate1.00%
Min Deposit$50,000
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▼ 1.75% below avg
Details
Arrha Credit Union
231 Hazard Ave, Enfield, CT 06082 4647
60 Month Certificate
$500
0.90%
▼ 1.85% below national avg
▼
Rate0.90%
Min Deposit$500
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▼ 1.85% below avg
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.24%
5 Perryridge Rd, Greenwich, CT 06830 4608
5 Year Certificate
$0
0.80%
▼ 1.95% below national avg
▼
Rate0.80%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 4, 2026
National Average2.75%▼ 1.95% below avg
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.30%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 60-Month
$0
0.75%
▼ 2.00% below national avg
▼
Rate0.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▼ 2.00% below avg
Details
Finex Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.34%
616 Burnside Ave, East Hartford, CT 06108
60 month
$1,000
0.65%
▼ 2.10% below national avg
▼
Rate0.65%
Min Deposit$1,000
Min Balance—
Verified and UpdatedSep 3, 2026
National Average2.75%▼ 2.10% below avg
Details
Rates as of September 1, 2026
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
115 E Putnam Ave, Greenwich, CT 06830
60 Month
$500
0.60%
▼ 2.15% below national avg
▼
Rate0.59%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▼ 2.15% below avg
Details
Until Maturity
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
115 E Putnam Ave, Greenwich, CT 06830
60 Month IRA
$2,500
0.60%
▼ 2.15% below national avg
▼
Rate0.59%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▼ 2.15% below avg
Details
Until Maturity
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
115 E Putnam Ave, Greenwich, CT 06830
Business 60 Month
$500
0.60%
▼ 2.15% below national avg
▼
Rate0.59%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 31, 2026
National Average2.75%▼ 2.15% below avg
Details
Until Maturity
Union Savings Bank (CT)
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
13 North St, Litchfield, CT 06759
60 Month Certificate
$0
0.60%
▼ 2.15% below national avg
▼
Rate0.60%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 9, 2026
National Average2.75%▼ 2.15% below avg
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
117 Prospect St, Stamford, CT 06901
5 Year IRA CD
$0
0.55%
▼ 2.20% below national avg
▼
Rate0.54%
Min Deposit$0
Min Balance—
Verified and UpdatedSep 6, 2026
National Average2.75%▼ 2.20% below avg
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Connecticut CD Rate Trends
Compare local Connecticut CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD CT Avg
2.840%
▲ 0.934 vs 7 days ago
Connecticut 12-month CD rates rose 0.934 points over the past 7 days to 2.840% APY.
6-Month CD CT Avg
2.669%
▲ 0.670 vs 7 days ago
Connecticut 6-month CD rates rose 0.670 points over the past 7 days to 2.669% APY.
As of Sep 10, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
CT CD Rate Forecast, Next 12 Months
Where are Connecticut CD rates headed through September 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
CT 12-Month Avg APY
2.840%
6-Month Forecast
2.840%
Range: 2.64% – 2.99%
12-Month Forecast
3.090%
Range: 2.89% – 3.24%
Powered by
MonitorBankRates
What Your Savings Earn at CT CD Rates Today
Annual interest earnings at today’s Connecticut average APYs. State average used where available; national average as fallback.
| CD Term | CT Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.993% | $99.65 | $199.29 | $498.22 | $996.45 |
| 6-Month CD | 2.669% | $133.45 | $266.90 | $667.25 | $1,334.50 |
| 12-Month CD | 2.840% | $142.01 | $284.02 | $710.05 | $1,420.10 |
| 18-Month CD | 2.673% | $133.67 | $267.34 | $668.35 | $1,336.70 |
| 24-Month CD | 2.712% | $135.61 | $271.23 | $678.07 | $1,356.15 |
| 36-Month CD | 2.640% | $132.02 | $264.03 | $660.07 | $1,320.15 |
| 48-Month CD | 2.652% | $132.61 | $265.23 | $663.07 | $1,326.15 |
| 60-Month CD | 2.747% | $137.35 | $274.69 | $686.73 | $1,373.45 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 9, 2026. | |||||
Sample CD Ladder for Connecticut Savers
$25,000 split equally across 5 terms using today’s Connecticut average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | CT Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.993% | $99.65 |
| 2 | 6-Month CD | $5,000 | 2.669% | $133.45 |
| 3 | 12-Month CD | $5,000 | 2.840% | $142.01 |
| 4 | 24-Month CD | $5,000 | 2.712% | $135.61 |
| 5 | 36-Month CD | $5,000 | 2.640% | $132.02 |
| Total ($25,000 invested) | $25,000 | 2.571% blended | $642.74/yr | |
Ladder example uses equal $5,000 rungs and Connecticut average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
442
CD Rates
Tracked in Connecticut
Tracked in Connecticut
25 Banks
32 Credit Unions
About Our Connecticut CD Rate Database
MonitorBankRates tracks 442 CD rates from 25 banks and 32 credit unions with locations in Connecticut, plus national online institutions available to Connecticut residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Finex Credit Union offers a CD at 4.33% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Connecticut.
How to Find the Best CD Rates in Connecticut
What to compare when shopping for a CD in Connecticut
To find the best APYs in Connecticut, start with credit unions and online-only banks: Connecticut has 32 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Connecticut
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Connecticut: 57 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Connecticut savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Connecticut money market rates
Connecticut Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
18.5%
National avg: 17.3%
Median Individual Earnings
$52,599
National avg: $47,340
Poverty Rate
10.0%
National avg: 11.1%
Unemployment Rate
5.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$149/yr
At CT 12-mo avg 2.840% APY
18.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s CT 12-month CD average of 2.840%, saving 10% of the local median salary ($5,259/year) and putting it in a CD would earn an additional $149 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Connecticut
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Connecticut
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Connecticut typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Connecticut as everywhere in the U.S.
Choosing a CD Term in Connecticut
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Connecticut savers easier access to their funds. For example, DR Bank is offering its 6 Month Certificate at 4.30% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Sikorsky Credit Union is offering its Share & IRA Certificates 60 Months at 4.00% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Connecticut Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Connecticut saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Connecticut
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Connecticut CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Connecticut
Most CDs carry a fixed rate that is locked for the entire term, protecting a Connecticut depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Connecticut
Are CD rates in Connecticut FDIC insured?
Yes, most established banks in Connecticut are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Connecticut?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Connecticut.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Connecticut may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Connecticut?
Here are recent top rates found for this area:
- Finex Credit Union: 4.33% APY (12-MONTH CD SPECIAL)
- DR Bank: 4.30% APY (12 Month Certificate)
- New Haven County Credit Union: 4.08% APY (Share Certificate - 1 year)
- Sikorsky Credit Union: 4.00% APY (Share & IRA Certificates 36 Months)
- FD Community Federal Credit Union: 4.00% APY (6 Month CD Only)
- United Business and Industry Federal Credit Union: 4.00% APY (24 month IRA Certificate)
- ives Bank: 4.00% APY (18 Month Certificate)
- Newtown Savings Bank: 4.00% APY (18-Month CD)
- First County Bank: 4.00% APY (3 Month CD)
- Liberty Bank Middletown, CT: 4.00% APY (6-Month CD)
Rates reflect recent verified offers available in Connecticut. Last Updated: September 9, 2026
Connecticut CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Connecticut rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Connecticut
Connecticut CD Calculator
At today’s CT top rate of 4.33% APY, a $10,000 deposit earns $433 in the first year. Enter your amount to see your exact return.
Connecticut CD LadderCT CD rates currently range from 1.993% (3-month) to 2.640% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Connecticut CD at 4.33% APY, know your exit cost. Most institutions charge 90–180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsConnecticut’s average 12-month CD is 2.840% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Connecticut CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Connecticut. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 9, 2026
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