What are the current interest rates at Finex Credit Union?

Current rates for Finex Credit Union include: 12-Month CD: 0.65%, 18-Month CD: 0.70%, 24-Month CD: 0.75%, 60-Month CD: 0.65%, Savings: 2.02%, MMA: 0.05%

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Finex Credit Union

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Finex Credit Union Rates & Review August 2026

Q: How many branches does Finex Credit Union operate?

Finex Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Finex Credit Union?

Yes, to access services at Finex Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Finex Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Finex Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Finex Credit Union's 9 Month Special-NEW MONEY ONLY rates are at 3.45%, 18 Month Special-NEW MONEY ONLY rates are at 3.25%, 9 Month Special-NEW MONEY ONLY rates are at 2.22%, 48 month rates are at 1.11%, 36 month rates are at 1.00%. Finex Credit Union's savings rates are at 2.02%. Finex Credit Union's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of Finex Credit Union with a 4.9 Star Rating, an A- Overall Health Grade, and a Texas Ratio of 15.72%. Rates last updated and verified on 08/28/2026.

Finex Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Finex Credit Union? Share your experience about Finex Credit Union by leaving a review below, or read customer reviews before you decide to use Finex Credit Union.

Overall Health & Safety Grade

A-

Very Good Health Score: 92/100

MonitorBankRates Rating

4.9

Exceptional Out of 5.0 Stars

Texas Ratio

15.72%

Good Higher than avg

Finex Credit Union
Finex East Hartford Branch

616 Burnside Ave
East Hartford, CT 06108

https://www.finexcu.org

Finex Credit Union CD Rates

Product	Rate	APY	Term
9 Month Special-NEW MONEY ONLY	3.40%	3.45%	9 Month
Min Deposit $1,000 Details Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
18 Month Special-NEW MONEY ONLY	3.20%	3.25%	18 Month
Min Deposit $1,000 Details Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
9 Month Special-NEW MONEY ONLY	2.20%	2.22%	9 Month
Min Deposit $1,000 Details General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
48 month	1.00%	1.11%	48 month
Min Deposit $1,000 Details Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
36 month	1.00%	1.01%	36 month
Min Deposit $1,000 Details Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
24 month	0.90%	0.90%	24 month
Min Deposit $1,000 Details Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
48 month	0.90%	0.90%	48 month
Min Deposit $1,000 Details General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
60 month	1.10%	0.90%	60 month
Min Deposit $1,000 Details Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
12 month	0.85%	0.85%	12 month
Min Deposit $1,000 Details Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
18 month	0.85%	0.85%	18 month
Min Deposit $1,000 Details Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
36 month	0.85%	0.85%	36 month
Min Deposit $1,000 Details General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
24 month	0.75%	0.75%	24 month
Min Deposit $1,000 Details General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
18 month	0.70%	0.70%	18 month
Min Deposit $1,000 Details General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
12 month	0.65%	0.65%	12 month
Min Deposit $1,000 Details General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
60 month	0.65%	0.65%	60 month
Min Deposit $1,000 Details General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
6 month	0.60%	0.60%	6 month
Min Deposit $1,000 Details Premier Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
6 month	0.40%	0.40%	6 month
Min Deposit $1,000 Details General Membership; Rates as of August 13, 2026. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day, then compounded and credited every month. Minimum of $1,000 to open. Contact [email protected] for CD rates greater $75,000. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%

Finex Credit Union Savings Rates

Product	Rate	APY	View More
High Yield Savings Account	2.00%	2.02%
Min Deposit $10,000 Details Premier Account; New Money Only. Rates as of August 1, 2026. Rates are subject to change without notice. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%

Finex Credit Union Money Market Rates

Product	Rate	APY
Money Market Account	2.00%	2.02%
Min Deposit $2,500 Min Balance $75,000 Details Premier Membership; Rates as of August 1, 2026. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
Money Market Account	1.00%	1.01%
Min Deposit $2,500 Min Balance $50,000 Details Premier Membership; Rates as of July 1, 2026. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
Money Market Account	0.10%	0.10%
Min Deposit $2,500 Min Balance $25,000 Details Premier Membership; Rates as of July 1, 2026. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
Money Market Account	0.05%	0.05%
Min Deposit $2,500 Min Balance $0 Details Premier Membership; Rates as of July 1, 2026. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%

Finex Credit Union Checking Rates

Product	Rate	APY
First Checking	-	3.00%
Min Balance $3,000 Details Qualifications Required: direct deposit minimum of $200 per month; use of eservices; at least three debit card POS transactions each month; 3.00% APY rate compounded monthly will be paid on balances up to $3,000 if all requirements met. If not met, then basic share rate applies. Above $3,000 rate of 0.2% APY applies. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
High Yield Checking Account	2.00%	2.02%
Details Qualifications Required: direct deposit requirements; Premier Membership; Rates as of August 1, 2026. If you do not meet the direct deposit requirements you will incur a monthly direct deposit fee (see fee schedule ), however, your account will function as a Value checking account earning 0.10% APY. It will not receive ATM refunds for that period. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. Available to Personal Accounts only. No monthly service charge when requirements are met. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
High Yield Checking Account	-	1.50%
Details Qualifications Required: 1 Direct Deposit with a minimum amount of $300; eServices enrollment; 12 Finex Credit Union Debit Card point-of-sale transactions or Signature (Qualifying Transactions) in the amount of $1 or more; Balances up to $25,000.00 Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
Most Valuable Member Checking	-	1.50%
Details Qualifications Required: 1 Direct Deposit (ACH credit will be accepted if direct deposit is unavailable to member); eServices enrollment (with a valid email address); 12 Finex Credit Union Debit Card point-of-sale transactions or Signature (Qualifying Transactions) in the amount of $1 or more; Balances up to $25,000.00 Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
Most Valuable Member Checking (MVM)	1.50%	1.50%
Min Balance $25,000 Details No foreign ATM fees. Free first order of checks. Access to over 55,000 surcharge-free ATMs. Get paid up to 1 day early. 24/7 fraud monitoring. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
High Yield Checking Account	1.10%	1.11%
Details Qualifications Required: direct deposit requirements; General Membership; Rates as of August 1, 2026. If you do not meet the direct deposit requirements you will incur a monthly direct deposit fee (see fee schedule ), however, your account will function as a Value checking account earning 0.10% APY. It will not receive ATM refunds for that period. We may change the interest rate and APY at any time after the account is opened. No Minimum Balance Required. Available to Personal Accounts only. No monthly service charge when requirements are met. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
High Yield Checking Account	0.20%	0.20%
Details Premier Membership; Rates as of August 1, 2026. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%
High Yield Checking Account	0.05%	0.05%
Details Premier Membership; Rates as of July 1, 2026. Last Updated 08/28/2026 Institution Ratings 4.9 Star Rating A- Health Grade ◈ Texas Ratio: 15.72%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Finex Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Finex Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Finex Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Finex Credit Union

Website https://www.finexcu.org

Address 616 Burnside Ave, East Hartford, CT 06108

Phone 860-282-0001

Fax 860-528-8925

President Anthony Homicki

CEO Joseph Bartolotta

Full-Time Employees 33

Part-Time Employees 0

Branch Locations 4

ATM Locations 4

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.9 / 5.0 ★

Overall Health & Safety Grade

A- (92/100)

Texas Ratio

15.72%

Return on Assets (ROA)

-0.5191%

Return on Equity (ROE)

-5.8211%

Non-Performing Loans Ratio (NPL)

2.27%

Total Assets

134,078,414

Total Amount of Shares and Deposits

117,861,307

Total Shares and Deposits < 1 Year

115,353,974

Total Shares and Deposits 1 3 Years

1,868,305

Total Shares and Deposits > 3 Years

639,028

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

10,897,433

Total Uninsured Shares and Deposits > $250K (F+J)

10,897,433

Total Insured Shares and Deposits > $250K (item 17 less item K)

106,963,874

Total Interest Expense (Sum of items 6 8)

951,820

Share Certificates

418

Number of Accounts for Share Drafts

6,009

IRA KEOGH Accounts

339

Number of Accounts for Regular Shares

18,192

All other shares

Non Member Deposits

Money Market Shares

226

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

12,901,401

Total Liabilities

122,244,605

Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Finex Credit Union

How many branches does Finex Credit Union operate?

Finex Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Finex Credit Union?

Yes, to access services at Finex Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Finex Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Finex Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Finex Credit Union offer online and mobile banking?

Most modern institutions like Finex Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.finexcu.org.