Hebron, Connecticut Best CD Rates October 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Hebron, Connecticut CD rates range from 0.01% to 4.50% APY, verified by MonitorBankRates as of October 14, 2026. Current Hebron, Connecticut CD rates include Beacon Bank and TrustBeacon Bank and Trust115 Main St, Hebron, CT 06248A+5.0 ★Texas Ratio: 5.36%Real return: +0.50%APY minus CPI (February 2026) offering 24-Month Certificate of Deposit (CD) at 3.30% APY, USALLIANCEUSALLIANCEA5.0 ★Texas Ratio: 8.11%Real return: +1.70%APY minus CPI (February 2026) offering 12 Month Certificate at 4.50% APY, State Police Credit UnionState Police Credit UnionA+5.0 ★Texas Ratio: 0.09%Real return: +1.69%APY minus CPI (February 2026) offering 60 Month Certificate at 4.49% APY, DR BankDR BankA+5.0 ★Texas Ratio: 1.17%Real return: +1.65%APY minus CPI (February 2026) offering Prime Certificates of Deposit (CD) - 24 month at 4.45% APY, and Dutch Point Credit UnionDutch Point Credit UnionA+5.0 ★Texas Ratio: 0.64%Real return: +1.65%APY minus CPI (February 2026) offering 12 Month Jumbo Share Certificates at 4.45% APY. CD rates as of October 14, 2026 according to verified data from MonitorBankRates.
Hebron has 4 local institutions in our database, with CD rates as high as 3.30% APY from Beacon Bank and Trust at 115 Main St, Hebron, CT 06248. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Connecticut area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 14, 2026
Compare Best CD Rates in Hebron, Connecticut & the Surrounding Area
Hebron 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Month Jumbo Share Certificates
$0
4.45%
▲ 2.89% above Connecticut avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average1.56%▲ 2.89% above avgNationally 2.09%
Details
Balance: $300,000.00 and greater
Rate History
No change since Oct 9, 2026 · 4.45% APY · checked 3 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Month Jumbo Share Certificates
$0
4.35%
▲ 2.79% above Connecticut avg
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average1.56%▲ 2.79% above avgNationally 2.09%
Details
Balance: $200,000.00 - $299,999.99
Rate History
No change since Oct 9, 2026 · 4.35% APY · checked 3 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Month Jumbo Share Certificates
$0
4.30%
▲ 2.74% above Connecticut avg
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average1.56%▲ 2.74% above avgNationally 2.09%
Details
Balance: $100,000.00 - $199,999.99
Rate History
No change since Oct 9, 2026 · 4.30% APY · checked 3 times
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Prime Certificates of Deposit (CD) - 3 month
$500
4.05%
▲ 2.49% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▲ 2.49% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 2 times
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
3 Month CD
$1,000
4.00%
▲ 2.44% above Connecticut avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average1.56%▲ 2.44% above avgNationally 2.09%
Details
Must be opened in branch. New Money Only. This APY is available for new money ( funds not currently on deposit with the Bank ). Subject to change without notice. The term is three (3) months. Interest is compounded and credited to the account monthly. A Penalty may be imposed at the rate paid for withdrawing any of the principal before maturity date and will reduce earnings. Fees could reduce earnings.
Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 6 times
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
3 Month Certificate
$0
4.00%
▲ 2.44% above Connecticut avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average1.56%▲ 2.44% above avgNationally 2.09%
Details
Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 6 times
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
3 Month Time Deposit & IRA
$500
3.70%
▲ 2.14% above Connecticut avg
▼
Rate3.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▲ 2.14% above avgNationally 2.09%
Details
Rate History
1 change since Sep 24, 2026 · 3.45% → 3.70% ▲ 0.25 pts · high 3.70% / low 3.45%
- Oct 7, 20263.70%▲ from 3.45%
- Sep 24, 20263.45%first recorded
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
3 Month Certificate
$0
3.70%
▲ 2.14% above Connecticut avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▲ 2.14% above avgNationally 2.09%
Details
APY1
Rate History
No change since Sep 24, 2026 · 3.70% APY · checked 5 times
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Business 3 Month Certificate
$0
3.70%
▲ 2.14% above Connecticut avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▲ 2.14% above avgNationally 2.09%
Details
Rate History
No change since Sep 28, 2026 · 3.70% APY · checked 4 times
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
IRA 3 Month Certificate
$0
3.70%
▲ 2.14% above Connecticut avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▲ 2.14% above avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 3.70% APY · checked 2 times
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
3-Month Share Certificate
$1,000
3.35%
▲ 1.79% above Connecticut avg
▼
Rate3.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average1.56%▲ 1.79% above avgNationally 2.09%
Details
Early withdrawal penalty: 3 Months Dividends
Rate History
1 change since Sep 14, 2026 · 3.26% → 3.35% ▲ 0.09 pts · high 3.35% / low 3.26%
- Sep 18, 20263.35%▲ from 3.26%
- Sep 14, 20263.26%first recorded
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Certificate of Deposit - 3 Month
$500
3.00%
▲ 1.44% above Connecticut avg
▼
Rate2.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▲ 1.44% above avgNationally 2.09%
Details
Rate History
No change since Oct 14, 2026 · 3.00% APY
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3-Month Business CD
$0
3.00%
▲ 1.44% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average1.56%▲ 1.44% above avgNationally 2.09%
Details
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 5 times
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
3-Month CD
$0
3.00%
▲ 1.44% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average1.56%▲ 1.44% above avgNationally 2.09%
Details
Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 5 times
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
3 Month Share Certificate
$0
3.00%
▲ 1.44% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▲ 1.44% above avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
3 Month Standard Share Certificates
$500
3.00%
▲ 1.44% above Connecticut avg
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▲ 1.44% above avgNationally 2.09%
Details
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
3 Month Share Certificate
$500
2.84%
▲ 1.28% above Connecticut avg
▼
Rate2.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average1.56%▲ 1.28% above avgNationally 2.09%
Details
Compounded: Daily
Rate History
1 change since Sep 14, 2026 · 2.80% → 2.84% ▲ 0.04 pts · high 2.84% / low 2.80%
- Oct 9, 20262.84%▲ from 2.80%
- Sep 14, 20262.80%first recorded
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3 Month CD
$0
2.00%
▲ 0.44% above Connecticut avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average1.56%▲ 0.44% above avgNationally 2.09%
Details
Rate History
No change since Sep 11, 2026 · 2.00% APY · checked 3 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 3 Months
$0
1.55%
▼ 0.01% below Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▼ 0.01% below avgNationally 2.09%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 1.55% APY
Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
3 Month Certificate of Deposit
$1,000
1.55%
▼ 0.01% below Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average1.56%▼ 0.01% below avgNationally 2.09%
Details
Rate History
1 change since Sep 14, 2026 · 1.50% → 1.55% ▲ 0.05 pts · high 1.55% / low 1.50%
- Oct 7, 20261.55%▲ from 1.50%
- Sep 14, 20261.50%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 3 Months
$0
1.50%
▼ 0.06% below Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▼ 0.06% below avgNationally 2.09%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 1.50% APY
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3 Month CD
$0
1.00%
▼ 0.56% below Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▼ 0.56% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
3 Month TD Choice CD
$0
1.00%
▼ 0.56% below Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▼ 0.56% below avgNationally 2.09%
Details
Balance: $250.00 - $9,999.99; Standard APY
Rate History
No change since Oct 2, 2026 · 1.00% APY · checked 2 times
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
3 Month Certificate
$500
1.00%
▼ 0.56% below Connecticut avg
▼
Rate1.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 0.56% below avgNationally 2.09%
Details
Savings and IRA (Traditional, Roth, Coverdell) Share Certificates
Rate History
No change since Oct 8, 2026 · 1.00% APY · checked 2 times
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
3 month Certificate
$1,000
1.00%
▼ 0.56% below Connecticut avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 0.56% below avgNationally 2.09%
Details
Rates effective as of 01/13/26
Rate History
No change since Sep 12, 2026 · 1.00% APY · checked 10 times
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
3 Month Certificate and IRA Certificate
$0
1.00%
▼ 0.56% below Connecticut avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average1.56%▼ 0.56% below avgNationally 2.09%
Details
Certificate and IRA Certificate Rates
Rate History
No change since Oct 13, 2026 · 1.00% APY
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Investment Share and IRA Certificates - 3 Months
$0
1.00%
▼ 0.56% below Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average1.56%▼ 0.56% below avgNationally 2.09%
Details
Rates accurate as of 9/23/26; A penalty may be imposed for early withdrawal
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 4 times
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
3 Month Share Certificate
$500
0.90%
▼ 0.66% below Connecticut avg
▼
Rate0.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▼ 0.66% below avgNationally 2.09%
Details
Effective Date: October 14, 2026
Rate History
No change since Sep 18, 2026 · 0.90% APY · checked 4 times
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
3 Month Certificate
$500
0.75%
▼ 0.81% below Connecticut avg
▼
Rate0.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 0.81% below avgNationally 2.09%
Details
Compounded Monthly
Rate History
No change since Sep 16, 2026 · 0.75% APY · checked 2 times
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
3 Month IRA Certificate
$500
0.75%
▼ 0.81% below Connecticut avg
▼
Rate0.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 0.81% below avgNationally 2.09%
Details
Compounded Monthly
Rate History
No change since Sep 16, 2026 · 0.75% APY · checked 2 times
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth IRA Certificates - 3 Month Certificate
$500
0.75%
▼ 0.81% below Connecticut avg
▼
Rate0.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 0.81% below avgNationally 2.09%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 0.75% APY
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth Share Certificate - 3 Month Certificate
$500
0.75%
▼ 0.81% below Connecticut avg
▼
Rate0.75%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 0.81% below avgNationally 2.09%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 0.75% APY
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Month IRA Certificate
$0
0.50%
▼ 1.06% below Connecticut avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average1.56%▼ 1.06% below avgNationally 2.09%
Details
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 5 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
3 Month Share Certificate
$0
0.50%
▼ 1.06% below Connecticut avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average1.56%▼ 1.06% below avgNationally 2.09%
Details
Rate History
No change since Oct 9, 2026 · 0.50% APY · checked 3 times
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
90 Day Share Certificate
$1,000
0.25%
▼ 1.31% below Connecticut avg
▼
Rate0.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average1.56%▼ 1.31% below avgNationally 2.09%
Details
Minimum to open $1000.00; cannot add to certificate once established; rate does not change for term; early withdrawal penalty 90 days of dividends
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
3 Month IRA Certificate
$500
0.15%
▼ 1.41% below Connecticut avg
▼
Rate0.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▼ 1.41% below avgNationally 2.09%
Details
Rates apply to Traditional, Roth, and Education IRA certificates; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 7, 2026 · 0.15% APY · checked 3 times
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
3 Month CD
$0
0.15%
▼ 1.41% below Connecticut avg
▼
Rate0.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 1.41% below avgNationally 2.09%
Details
Rate History
No change since Sep 20, 2026 · 0.15% APY · checked 6 times
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
3 Month Short-Term Share Certificate
$0
0.15%
▼ 1.41% below Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 1.41% below avgNationally 2.09%
Details
Rate History
No change since Sep 25, 2026 · 0.15% APY · checked 4 times
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
3 Month Business Certificate of Deposit (CD) Account
$1,000
0.10%
▼ 1.46% below Connecticut avg
▼
Rate0.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 1.46% below avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 0.10% APY · checked 2 times
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
3 Month Consumer Certificate of Deposit (CD) Account
$1,000
0.10%
▼ 1.46% below Connecticut avg
▼
Rate0.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 1.46% below avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 0.10% APY · checked 2 times
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.88%
3 Month IRA CD
$1,000
0.10%
▼ 1.46% below Connecticut avg
▼
Rate0.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 1.46% below avgNationally 2.09%
Details
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 4 times
The First Bank of Greenwich
Institution Rating:
A5.0 ★Texas Ratio: 12.44%
3 Month CD
$1,000
0.10%
▼ 1.46% below Connecticut avg
▼
Rate0.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 1.46% below avgNationally 2.09%
Details
Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 6 times
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
3 Month Certificate
$500
0.10%
▼ 1.46% below Connecticut avg
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 1.46% below avgNationally 2.09%
Details
Until Maturity
Rate History
No change since Oct 12, 2026 · 0.10% APY
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
3 Month Share Certificate
$500
0.10%
▼ 1.46% below Connecticut avg
▼
Rate0.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 1.46% below avgNationally 2.09%
Details
Rate History
No change since Oct 4, 2026 · 0.10% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
3 month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 1.50% below Connecticut avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▼ 1.50% below avgNationally 2.09%
Details
Relationship Interest Rate; Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
3 month Standard Fixed Rate CD
$2,500
0.05%
▼ 1.51% below Connecticut avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▼ 1.51% below avgNationally 2.09%
Details
Balance: $0 - $4,999.99; Early withdrawal penalties may apply; California Bay Area counties branches only
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 4 times
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
3 Month CDs (Certificates of Deposit) & IRAs
$1,000
0.05%
▼ 1.51% below Connecticut avg
▼
Rate0.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average1.56%▼ 1.51% below avgNationally 2.09%
Details
Rate History
No change since Oct 8, 2026 · 0.05% APY · checked 2 times
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Private 3 Month
$0
0.02%
▼ 1.54% below Connecticut avg
▼
Rate0.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▼ 1.54% below avgNationally 2.09%
Details
Balance: $500+; Eligible Private Checking clients only; Open Account: Apply Now
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 6 times
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Personal CDs - 3 Month
$0
0.01%
▼ 1.55% below Connecticut avg
▼
Rate0.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average1.56%▼ 1.55% below avgNationally 2.09%
Details
Balance: $500+
Rate History
No change since Oct 14, 2026 · 0.01% APY
Hebron 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Beacon Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
115 Main St, Hebron, CT 06248
6-Month Certificate of Deposit (CD)
$1,000
3.30%
▲ 0.80% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 0.80% above avgNationally 2.77%
Details
No ATM access; no check writing
Rate History
No change since Sep 28, 2026 · 3.30% APY · checked 5 times
Beacon Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
115 Main St, Hebron, CT 06248
Beacon One 6 Month CD
$1,000
3.30%
▲ 0.80% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 0.80% above avgNationally 2.77%
Details
Must be an OWNER on a Beacon Bank checking account; Balance cannot exceed $1,000,000; No additional deposits before maturity; Early withdrawal penalty applies
Rate History
No change since Sep 28, 2026 · 3.30% APY · checked 5 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
6 Month Jumbo Share Certificates
$0
4.45%
▲ 1.95% above Connecticut avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.50%▲ 1.95% above avgNationally 2.77%
Details
Balance: $300,000.00 and greater
Rate History
No change since Oct 9, 2026 · 4.45% APY · checked 3 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
6 Month Jumbo Share Certificates
$0
4.35%
▲ 1.85% above Connecticut avg
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.50%▲ 1.85% above avgNationally 2.77%
Details
Balance: $200,000.00 - $299,999.99
Rate History
No change since Oct 9, 2026 · 4.35% APY · checked 3 times
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Prime Certificates of Deposit (CD) - 6 month
$500
4.30%
▲ 1.80% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.80% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 4.30% APY · checked 2 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
6 Month Jumbo Share Certificates
$0
4.30%
▲ 1.80% above Connecticut avg
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.50%▲ 1.80% above avgNationally 2.77%
Details
Balance: $100,000.00 - $199,999.99
Rate History
No change since Oct 9, 2026 · 4.30% APY · checked 3 times
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
6 Month Share Certificate Special
$0
4.25%
▲ 1.75% above Connecticut avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.50%▲ 1.75% above avgNationally 2.77%
Details
Special certificate; certificate compounding monthly; $500 minimum to earn APY; penalty for early withdrawal; rates as of 5/01/2026
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 6 times
Zynlo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
6 Month CD
$0
4.20%
▲ 1.70% above Connecticut avg
▼
Rate4.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 1.70% above avgNationally 2.77%
Details
Early Withdrawal Penalty: 3 months' interest; Interest Rate/APY: 4.11% / 4.20%
Rate History
1 change since Sep 24, 2026 · 3.95% → 4.20% ▲ 0.25 pts · high 4.20% / low 3.95%
- Oct 1, 20264.20%▲ from 3.95%
- Sep 24, 20263.95%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
6-Month Business CD
$2,500
4.10%
▲ 1.60% above Connecticut avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 1.60% above avgNationally 2.77%
Details
APY accurate as of 10/13/2026; Maximum deposit $10 million; Limited-time offer
Rate History
No change since Oct 14, 2026 · 4.10% APY
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
6-Month CD
$2,500
4.10%
▲ 1.60% above Connecticut avg
▼
RateN/A
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 1.60% above avgNationally 2.77%
Details
Short-Term Growth; Annual Percentage Yield accurate as of 10/13/2026; Limited-time offer
Rate History
1 change since Sep 14, 2026 · 3.70% → 4.10% ▲ 0.40 pts · high 4.10% / low 3.70%
- Oct 10, 20264.10%▲ from 3.70%
- Sep 14, 20263.70%first recorded
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
6 Month Certificate
$0
4.08%
▲ 1.58% above Connecticut avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.50%▲ 1.58% above avgNationally 2.77%
Details
Rate History
No change since Oct 9, 2026 · 4.08% APY · checked 3 times
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
6 Months Outside Funds
$0
4.07%
▲ 1.57% above Connecticut avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.57% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
6 Month Term Share Certificate
$0
4.02%
▲ 1.52% above Connecticut avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.52% above avgNationally 2.77%
Details
Effective 10/01/2026
Rate History
1 change since Sep 25, 2026 · 3.76% → 4.02% ▲ 0.26 pts · high 4.02% / low 3.76%
- Oct 4, 20264.02%▲ from 3.76%
- Sep 25, 20263.76%first recorded
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
6-Month CD
$0
4.00%
▲ 1.50% above Connecticut avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.50%▲ 1.50% above avgNationally 2.77%
Details
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
6 month Certificate
$1,000
4.00%
▲ 1.50% above Connecticut avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.50% above avgNationally 2.77%
Details
Rates effective as of 01/13/26
Rate History
1 change since Sep 12, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Oct 8, 20264.00%▲ from 3.75%
- Sep 12, 20263.75%first recorded
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
6-Month Share Certificate
$1,000
4.00%
▲ 1.50% above Connecticut avg
▼
Rate3.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.50%▲ 1.50% above avgNationally 2.77%
Details
Early withdrawal penalty: 3 Months Dividends
Rate History
1 change since Sep 14, 2026 · 3.87% → 4.00% ▲ 0.13 pts · high 4.00% / low 3.87%
- Sep 18, 20264.00%▲ from 3.87%
- Sep 14, 20263.87%first recorded
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
6 Month Share Certificate
$0
4.00%
▲ 1.50% above Connecticut avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 1.50% above avgNationally 2.77%
Details
Rate History
2 changes since Sep 18, 2026 · 4.00% → 4.00% ▼ 0.00 pts · high 4.00% / low 3.75%
- Oct 10, 20264.00%▲ from 3.75%
- Oct 1, 20263.75%▼ from 4.00%
- Sep 18, 20264.00%first recorded
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Certificate - 6 Month
$0
3.95%
▲ 1.45% above Connecticut avg
▼
Rate3.91%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.45% above avgNationally 2.77%
Details
Dividends post at certificate maturity; Maximum Balance: $1,000,000 per member; Withdrawal before maturity subject to penalty
Rate History
No change since Sep 14, 2026 · 3.95% APY · checked 6 times
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
IRA Certificate 6 months
$0
3.95%
▲ 1.45% above Connecticut avg
▼
Rate3.91%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.45% above avgNationally 2.77%
Details
IRA Certificate; Rates effective as of 10/12/2026; NCUA-insured: Yes
Rate History
No change since Oct 8, 2026 · 3.95% APY · checked 2 times
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Share Certificate - Regular/IRA
$0
3.82%
▲ 1.32% above Connecticut avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.50%▲ 1.32% above avgNationally 2.77%
Details
Type: Regular/IRA; $500 minimum balance required; dividends declared and paid monthly on average daily balance; penalty may apply for early withdrawal
Rate History
No change since Oct 13, 2026 · 3.82% APY
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
6-Month Business CD
$0
3.80%
▲ 1.30% above Connecticut avg
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.50%▲ 1.30% above avgNationally 2.77%
Details
Rate History
No change since Sep 24, 2026 · 3.80% APY · checked 5 times
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
6-Month HSA CD
$0
3.80%
▲ 1.30% above Connecticut avg
▼
Rate3.74%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.50%▲ 1.30% above avgNationally 2.77%
Details
Rate History
No change since Sep 24, 2026 · 3.80% APY · checked 5 times
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
6 Month IRA Certificate
$500
3.75%
▲ 1.25% above Connecticut avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
Rates apply to Traditional, Roth, and Education IRA certificates; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 3 times
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
6 Month Business Certificate of Deposit - Fixed Rate
$1,000
3.75%
▲ 1.25% above Connecticut avg
▼
Rate3.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
Interest Rate $1,000 - $249,999.99 Daily balance to earn APY
Rate History
1 change since Sep 19, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
- Oct 7, 20263.75%▲ from 3.50%
- Sep 19, 20263.50%first recorded
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
6 Month Certificate of Deposit - Fixed Rate
$1,000
3.75%
▲ 1.25% above Connecticut avg
▼
Rate3.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
Rate History
1 change since Sep 19, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
- Oct 7, 20263.75%▲ from 3.50%
- Sep 19, 20263.50%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
6 Month Certificate
$500
3.75%
▲ 1.25% above Connecticut avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
- Oct 12, 20263.75%▲ from 3.50%
- Sep 16, 20263.50%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
6 Month IRA Certificate
$500
3.75%
▲ 1.25% above Connecticut avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
- Oct 12, 20263.75%▲ from 3.50%
- Sep 16, 20263.50%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth IRA Certificates - 6 Month Certificate
$500
3.75%
▲ 1.25% above Connecticut avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 3.75% APY
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth Share Certificate - 6 Month Certificate
$500
3.75%
▲ 1.25% above Connecticut avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 3.75% APY
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
6 Month CD Only
$500
3.75%
▲ 1.25% above Connecticut avg
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
dividends compounded monthly. Early withdrawal penalty = 90 days dividend.
Rate History
1 change since Sep 20, 2026 · 4.00% → 3.75% ▼ 0.25 pts · high 4.00% / low 3.75%
- Oct 8, 20263.75%▼ from 4.00%
- Sep 20, 20264.00%first recorded
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Investment Share and IRA Certificates - 6 Months
$0
3.75%
▲ 1.25% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
Rates accurate as of 9/23/26; A penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.75% ▲ 0.50 pts · high 3.75% / low 3.25%
- Oct 5, 20263.75%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
6 Month Share Certificate
$500
3.75%
▲ 1.25% above Connecticut avg
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
Compounded: Daily
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Share Certificate
$0
3.75%
▲ 1.25% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share Certificates - 6 month
$500
3.75%
▲ 1.25% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 1.25% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 8 times
Bankwell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
6 Month CD
$1,000
3.70%
▲ 1.20% above Connecticut avg
▼
Rate3.63%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 1.20% above avgNationally 2.77%
Details
Rates Effective: December 18, 2025; Rate guaranteed for the full term of the CD; Penalty for early withdrawal; Fees may reduce earnings; Not available to brokers or financial institutions
Rate History
No change since Sep 27, 2026 · 3.70% APY · checked 6 times
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
6 Months Existing Funds
$0
3.56%
▲ 1.06% above Connecticut avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 1.06% above avgNationally 2.77%
Details
Rate History
No change since Oct 8, 2026 · 3.56% APY · checked 2 times
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
6 Month Share Certificate
$0
3.56%
▲ 1.06% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.50%▲ 1.06% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 5 times
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
Share Certificate - 6 Months
$0
3.56%
▲ 1.06% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.50%▲ 1.06% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 3.56% APY · checked 5 times
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
6 Month Share Certificate
$1,000
3.56%
▲ 1.06% above Connecticut avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 1.06% above avgNationally 2.77%
Details
Share Certificates/IRA Certificate Rates; subject to early withdrawal penalty
Rate History
1 change since Sep 18, 2026 · 3.30% → 3.56% ▲ 0.26 pts · high 3.56% / low 3.30%
- Oct 6, 20263.56%▲ from 3.30%
- Sep 18, 20263.30%first recorded
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
6-Month Relationship CD
$500
3.55%
▲ 1.05% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 1.05% above avgNationally 2.77%
Details
Special offer for Washington Trust Freedom Ultra or Freedom Plus checking account customers; Open in branch or over the phone; Washington Trust Freedom Plus or Freedom Ultra checking account required; APY effective 4/1/2026
Rate History
No change since Sep 27, 2026 · 3.55% APY · checked 5 times
Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
6 Month Certificates
$1,000
3.55%
▲ 1.05% above Connecticut avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.50%▲ 1.05% above avgNationally 2.77%
Details
Dividends posted quarterly and paid at maturity; premature withdrawal results in dividend penalty; may be loss of some accrued interest for early withdrawal
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
360 CD - 6 Months
$0
3.30%
▲ 0.80% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 0.80% above avgNationally 2.77%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.30% ▼ 1.00 pts · high 4.30% / low 3.30%
- Oct 14, 20263.30%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
Certificate of Deposit - 6 Months
$500
3.30%
▲ 0.80% above Connecticut avg
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 0.80% above avgNationally 2.77%
Details
Minimum deposit to open account is $500.00; Minimum balance to earn stated APY $0.01; Freedom Ultra Checking and Freedom Plus Checking customers receive an extra 0.25% APY on the above rates; CD withdrawals before maturity reduce the APY earned and early withdrawal penalties apply
Rate History
No change since Sep 18, 2026 · 3.30% APY · checked 7 times
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Certificate of Deposit - 6 Month
$500
3.00%
▲ 0.50% above Connecticut avg
▼
Rate2.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 0.50% above avgNationally 2.77%
Details
Rate History
No change since Oct 14, 2026 · 3.00% APY
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
6 Month Certificate
$500
3.00%
▲ 0.50% above Connecticut avg
▼
Rate2.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 0.50% above avgNationally 2.77%
Details
Until Maturity
Rate History
No change since Oct 12, 2026 · 3.00% APY
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
6 Month CD
$0
3.00%
▲ 0.50% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 0.50% above avgNationally 2.77%
Details
Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 6 times
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
6 Month Certificate
$0
2.75%
▲ 0.25% above Connecticut avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.50%▲ 0.25% above avgNationally 2.77%
Details
Rate History
No change since Sep 19, 2026 · 2.75% APY · checked 6 times
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
6 Month Smart Choice Liquid CD
$50,000
2.75%
▲ 0.25% above Connecticut avg
▼
Rate2.68%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.50%▲ 0.25% above avgNationally 2.77%
Details
Until Maturity
Rate History
No change since Oct 12, 2026 · 2.75% APY
Americas First Network Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.55%
6 Month Standard Share Certificates
$500
2.75%
▲ 0.25% above Connecticut avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.50%▲ 0.25% above avgNationally 2.77%
Details
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
6 Month Certificate of Deposit
$1,000
2.55%
▲ 0.05% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.50%▲ 0.05% above avgNationally 2.77%
Details
Rate History
1 change since Sep 14, 2026 · 2.50% → 2.55% ▲ 0.05 pts · high 2.55% / low 2.50%
- Oct 7, 20262.55%▲ from 2.50%
- Sep 14, 20262.50%first recorded
Hebron 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
USALLIANCE
Institution Rating:
A5.0 ★Texas Ratio: 8.11%
12 Month Certificate
$0
4.50%
▲ 1.81% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.81% above avgNationally 2.99%
Details
Special Rate; featured rate from homepage; View all rate specials
Rate History
1 change since Sep 14, 2026 · 4.36% → 4.50% ▲ 0.14 pts · high 4.50% / low 4.36%
- Oct 1, 20264.50%▲ from 4.36%
- Sep 14, 20264.36%first recorded
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
12 Month Jumbo Share Certificates
$0
4.45%
▲ 1.76% above Connecticut avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.69%▲ 1.76% above avgNationally 2.99%
Details
Balance: $300,000.00 and greater
Rate History
No change since Oct 9, 2026 · 4.45% APY · checked 3 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35%
▲ 1.66% above Connecticut avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.66% above avgNationally 2.99%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 5 times
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Prime Certificates of Deposit (CD) - 12 month
$500
4.35%
▲ 1.66% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 1.66% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.35% APY · checked 2 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
12 Month Jumbo Share Certificates
$0
4.35%
▲ 1.66% above Connecticut avg
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.69%▲ 1.66% above avgNationally 2.99%
Details
Balance: $200,000.00 - $299,999.99
Rate History
No change since Oct 9, 2026 · 4.35% APY · checked 3 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
12 Month Jumbo IRA Certificate
$0
4.30%
▲ 1.61% above Connecticut avg
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.69%▲ 1.61% above avgNationally 2.99%
Details
Jumbo IRA Certificate
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.30% ▲ 0.30 pts · high 4.30% / low 4.00%
- Oct 9, 20264.30%▲ from 4.00%
- Sep 18, 20264.00%first recorded
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
12 Month Jumbo Share Certificates
$0
4.30%
▲ 1.61% above Connecticut avg
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.69%▲ 1.61% above avgNationally 2.99%
Details
Balance: $100,000.00 - $199,999.99
Rate History
No change since Oct 9, 2026 · 4.30% APY · checked 3 times
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
12 Month Business CD
$500
4.30%
▲ 1.61% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.61% above avgNationally 2.99%
Details
APY accurate as of 10/13/2026; Maximum deposit $10 million; Limited-time offer
Rate History
No change since Oct 14, 2026 · 4.30% APY
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
12-Month CD
$500
4.30%
▲ 1.61% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.61% above avgNationally 2.99%
Details
Top Rate; Annual Percentage Yield accurate as of 10/13/2026; Not available for public units or Business CDs; Limited-time offer
Rate History
1 change since Sep 14, 2026 · 3.80% → 4.30% ▲ 0.50 pts · high 4.30% / low 3.80%
- Oct 10, 20264.30%▲ from 3.80%
- Sep 14, 20263.80%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.10%
▲ 1.41% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.41% above avgNationally 2.99%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
1-Year Share Certificate
$1,000
4.10%
▲ 1.41% above Connecticut avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.69%▲ 1.41% above avgNationally 2.99%
Details
Early withdrawal penalty: 3 Months Dividends
Rate History
1 change since Sep 14, 2026 · 3.93% → 4.10% ▲ 0.17 pts · high 4.10% / low 3.93%
- Sep 18, 20264.10%▲ from 3.93%
- Sep 14, 20263.93%first recorded
Zynlo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
12 Month CD
$0
4.10%
▲ 1.41% above Connecticut avg
▼
Rate4.02%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.41% above avgNationally 2.99%
Details
Early Withdrawal Penalty: 3 months' interest; Interest Rate/APY: 4.02% / 4.10%
Rate History
1 change since Sep 24, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
- Oct 1, 20264.10%▲ from 3.85%
- Sep 24, 20263.85%first recorded
New Haven County Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.97%
1 Year Share Certificate
$0
4.08%
▲ 1.39% above Connecticut avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.69%▲ 1.39% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 6 times
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
12 Month Certificate
$0
4.08%
▲ 1.39% above Connecticut avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.69%▲ 1.39% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.82% → 4.08% ▲ 0.26 pts · high 4.08% / low 3.82%
- Oct 9, 20264.08%▲ from 3.82%
- Sep 14, 20263.82%first recorded
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
1 Year Term Share Certificate
$0
4.07%
▲ 1.38% above Connecticut avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 1.38% above avgNationally 2.99%
Details
Effective 10/01/2026
Rate History
1 change since Sep 12, 2026 · 3.76% → 4.07% ▲ 0.31 pts · high 4.07% / low 3.76%
- Oct 4, 20264.07%▲ from 3.76%
- Sep 12, 20263.76%first recorded
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month Share Certificate - Regular/IRA
$0
4.07%
▲ 1.38% above Connecticut avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.69%▲ 1.38% above avgNationally 2.99%
Details
Type: Regular/IRA; $500 minimum balance required; dividends declared and paid monthly on average daily balance; penalty may apply for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.07% APY
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
12 Month Share Certificate
$0
4.07%
▲ 1.38% above Connecticut avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.38% above avgNationally 2.99%
Details
Rate History
3 changes since Sep 18, 2026 · 4.07% → 4.07% ▼ 0.00 pts · high 4.07% / low 4.07%
- Oct 1, 20264.07%▼ from 4.07%
- Sep 27, 20264.07%▼ from 4.07%
- Sep 22, 20264.07%▼ from 4.07%
- Sep 18, 20264.07%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.05%
▲ 1.36% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.36% above avgNationally 2.99%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.05% APY
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
12 Month 360 CD
$0
4.00%
▲ 1.31% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
1-year online CD; CD rate calculator table; Online CD
Rate History
1 change since Sep 18, 2026 · 4.30% → 4.00% ▼ 0.30 pts · high 4.30% / low 4.00%
- Oct 14, 20264.00%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
360 CD - 12 Months
$0
4.00%
▲ 1.31% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 4.00% ▼ 0.30 pts · high 4.30% / low 4.00%
- Oct 14, 20264.00%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month ESA EasyStart Certificate
$50
4.00%
▲ 1.31% above Connecticut avg
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 3 times
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
12 Month Business Certificate of Deposit - Fixed Rate
$1,000
4.00%
▲ 1.31% above Connecticut avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
Interest Rate $1,000 - $249,999.99 Daily balance to earn APY
Rate History
1 change since Sep 19, 2026 · 2.95% → 4.00% ▲ 1.05 pts · high 4.00% / low 2.95%
- Oct 7, 20264.00%▲ from 2.95%
- Sep 19, 20262.95%first recorded
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
12 Month Certificate of Deposit - Fixed Rate
$1,000
4.00%
▲ 1.31% above Connecticut avg
▼
Rate3.93%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
Rate History
1 change since Sep 19, 2026 · 2.95% → 4.00% ▲ 1.05 pts · high 4.00% / low 2.95%
- Oct 7, 20264.00%▲ from 2.95%
- Sep 19, 20262.95%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
12 Month Certificate
$500
4.00%
▲ 1.31% above Connecticut avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65%
- Oct 12, 20264.00%▲ from 3.65%
- Sep 16, 20263.65%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
12 Month IRA Certificate
$500
4.00%
▲ 1.31% above Connecticut avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65%
- Oct 12, 20264.00%▲ from 3.65%
- Sep 16, 20263.65%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth IRA Certificates - 12 Month Certificate
$500
4.00%
▲ 1.31% above Connecticut avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 4.00% APY
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth Share Certificate - 12 Month Certificate
$500
4.00%
▲ 1.31% above Connecticut avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 4.00% APY
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
12 Month IRA Certificates
$0
4.00%
▲ 1.31% above Connecticut avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
NCUA-insured; Rates effective as of 10/12/2026
Rate History
No change since Oct 12, 2026 · 4.00% APY
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Certificate - 1 Year
$0
4.00%
▲ 1.31% above Connecticut avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
Dividends compound quarterly; Maximum Balance: $1,000,000 per member; Withdrawal before maturity subject to penalty
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
12 Month IRA & Roth IRA Certificates
$0
4.00%
▲ 1.31% above Connecticut avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.69%▲ 1.31% above avgNationally 2.99%
Details
Certificate compounding monthly; $500 minimum to earn APY; penalty for early withdrawal; rates as of 5/1/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
Bankwell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
12 Month CD
$1,000
3.80%
▲ 1.11% above Connecticut avg
▼
Rate3.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.11% above avgNationally 2.99%
Details
Rates Effective: December 18, 2025; Rate guaranteed for the full term of the CD; Penalty for early withdrawal; Fees may reduce earnings; Not available to brokers or financial institutions
Rate History
No change since Sep 27, 2026 · 3.80% APY · checked 6 times
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Business Share Certificate 12 Months Jumbo
$100,000
3.75%
▲ 1.06% above Connecticut avg
▼
Rate3.69%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.06% above avgNationally 2.99%
Details
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 6 times
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
Share Certificate - 12 Months Jumbo
$100,000
3.75%
▲ 1.06% above Connecticut avg
▼
Rate3.69%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 1.06% above avgNationally 2.99%
Details
Jumbo; Effective Date: October 14, 2026
Rate History
No change since Sep 24, 2026 · 3.75% APY · checked 3 times
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Investment Share and IRA Certificates - 12 Months
$0
3.75%
▲ 1.06% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.69%▲ 1.06% above avgNationally 2.99%
Details
Rates accurate as of 9/23/26; A penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 2.75% → 3.75% ▲ 1.00 pts · high 3.75% / low 2.75%
- Oct 5, 20263.75%▲ from 2.75%
- Sep 14, 20262.75%first recorded
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
12 Month Freestyle Certificate
$0
3.75%
▲ 1.06% above Connecticut avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.69%▲ 1.06% above avgNationally 2.99%
Details
***
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
12 Month Certificate
$500
3.65%
▲ 0.96% above Connecticut avg
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 0.96% above avgNationally 2.99%
Details
dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 5 times
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
12 Month Share Certificate
$500
3.60%
▲ 0.91% above Connecticut avg
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 0.91% above avgNationally 2.99%
Details
Effective Date: October 14, 2026
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 4 times
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
12 Month Certificate
$0
3.56%
▲ 0.87% above Connecticut avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 0.87% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 3.56% APY · checked 2 times
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
Certificate - 12 months
$2,500
3.56%
▲ 0.87% above Connecticut avg
▼
Rate3.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 0.87% above avgNationally 2.99%
Details
Regular term and IRA Certificates
Rate History
No change since Oct 14, 2026 · 3.56% APY
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
12 Month Share Certificate
$1,000
3.56%
▲ 0.87% above Connecticut avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 0.87% above avgNationally 2.99%
Details
Share Certificates/IRA Certificate Rates; subject to early withdrawal penalty
Rate History
1 change since Sep 18, 2026 · 3.30% → 3.56% ▲ 0.26 pts · high 3.56% / low 3.30%
- Oct 6, 20263.56%▲ from 3.30%
- Sep 18, 20263.30%first recorded
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
CD & IRA - 12 Months
$1,000
3.50%
▲ 0.81% above Connecticut avg
▼
Rate3.45%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 0.81% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
1 Year Share Certificate
$1,000
3.50%
▲ 0.81% above Connecticut avg
▼
Rate3.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 0.81% above avgNationally 2.99%
Details
Additional amounts in $500 increments; dividends paid quarterly, not compounded
Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
12 Month Share Certificate
$500
3.50%
▲ 0.81% above Connecticut avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.69%▲ 0.81% above avgNationally 2.99%
Details
Compounded: Daily
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
IRA CD Special for Contributions Only - 1 Year
$1,000
3.40%
▲ 0.71% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 0.71% above avgNationally 2.99%
Details
Available for current year IRA contributions only of up to $8,600. Open in branch only.
Rate History
No change since Sep 24, 2026 · 3.40% APY · checked 5 times
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
1 Year Certificate
$500
3.35%
▲ 0.66% above Connecticut avg
▼
Rate3.35%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 0.66% above avgNationally 2.99%
Details
Savings and IRA (Traditional, Roth, Coverdell) Share Certificates
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
12 Month Step Up Certificate
$25
3.30%
▲ 0.61% above Connecticut avg
▼
RateN/A
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 0.61% above avgNationally 2.99%
Details
Contribute $25 per pay period; automatic deposits of at least $25 per paycheck required
Rate History
No change since Oct 12, 2026 · 3.30% APY
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
12 Month Certificate
$1,000
3.30%
▲ 0.61% above Connecticut avg
▼
Rate3.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.69%▲ 0.61% above avgNationally 2.99%
Details
Rate History
No change since Sep 25, 2026 · 3.30% APY · checked 4 times
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Star Relationship CD - 1 Year
$500
3.27%
▲ 0.58% above Connecticut avg
▼
Rate3.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 0.58% above avgNationally 2.99%
Details
Rate History
No change since Sep 8, 2026 · 3.27% APY · checked 2 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
1 Year Online CD
$0
3.25%
▲ 0.56% above Connecticut avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 0.56% above avgNationally 2.99%
Details
Cash out monthly interest payments or reinvest them to earn more
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 8 times
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
Business Certificate of Deposit Accounts for Businesses - 12 Month
$500
3.25%
▲ 0.56% above Connecticut avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.69%▲ 0.56% above avgNationally 2.99%
Details
Interest rate in effect: Until Maturity
Rate History
No change since Oct 14, 2026 · 3.25% APY
Hebron 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Prime Certificates of Deposit (CD) - 18 month
$500
4.40%
▲ 1.91% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 1.91% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.40% APY · checked 2 times
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
18-Month CD
$500
4.25%
▲ 1.76% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.76% above avgNationally 2.88%
Details
Balanced Growth; Annual Percentage Yield accurate as of 10/13/2026; Not available for public units or Business CDs; Limited time offer
Rate History
No change since Oct 10, 2026 · 4.25% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.15%
▲ 1.66% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.66% above avgNationally 2.88%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.15% APY
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
18 Month Time Deposit & IRA
$500
4.15%
▲ 1.66% above Connecticut avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.66% above avgNationally 2.88%
Details
Rate History
1 change since Sep 24, 2026 · 3.80% → 4.15% ▲ 0.35 pts · high 4.15% / low 3.80%
- Oct 7, 20264.15%▲ from 3.80%
- Sep 24, 20263.80%first recorded
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
18 Month Business Certificate of Deposit - Fixed Rate
$1,000
4.15%
▲ 1.66% above Connecticut avg
▼
Rate4.08%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.49%▲ 1.66% above avgNationally 2.88%
Details
Interest Rate $1,000 - $249,999.99 Daily balance to earn APY
Rate History
1 change since Sep 19, 2026 · 3.30% → 4.15% ▲ 0.85 pts · high 4.15% / low 3.30%
- Oct 7, 20264.15%▲ from 3.30%
- Sep 19, 20263.30%first recorded
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
18 Month Certificate of Deposit - Fixed Rate
$1,000
4.15%
▲ 1.66% above Connecticut avg
▼
Rate4.08%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.49%▲ 1.66% above avgNationally 2.88%
Details
Rate History
1 change since Sep 19, 2026 · 3.30% → 4.15% ▲ 0.85 pts · high 4.15% / low 3.30%
- Oct 7, 20264.15%▲ from 3.30%
- Sep 19, 20263.30%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.10%
▲ 1.61% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.61% above avgNationally 2.88%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 4.10% APY
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
18 Month Share Certificate - Regular/IRA
$0
4.07%
▲ 1.58% above Connecticut avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.49%▲ 1.58% above avgNationally 2.88%
Details
Type: Regular/IRA; $500 minimum balance required; dividends declared and paid monthly on average daily balance; penalty may apply for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.07% APY
Santander Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
18-Month CD
$500
4.00%
▲ 1.51% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.51% above avgNationally 2.88%
Details
Location: available when account is opened in a Santander location in CT, DE, MA, NH, NJ, NY, PA, RI, or select areas in FL (Miami-Dade, Monroe, Broward counties, and Collier county ZIP Code 34141); rates in other areas or for online openings may not be available; minimum deposit of $500; early withdrawal penalty applies
Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 4 times
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Private 18 Month
$0
4.00%
▲ 1.51% above Connecticut avg
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.51% above avgNationally 2.88%
Details
Balance: $500+; Limited time offer; open with as little as $500; for existing or new Private Checking account holders; Open Account: Apply Now
Rate History
1 change since Sep 18, 2026 · 0.02% → 4.00% ▲ 3.98 pts · high 4.00% / low 0.02%
- Oct 7, 20264.00%▲ from 0.02%
- Sep 18, 20260.02%first recorded
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Private 18-Month CD
$500
4.00%
▲ 1.51% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.51% above avgNationally 2.88%
Details
For existing or new Private Checking account holders; Open with as little as $500; Promotional APY; Minimum balance to earn stated APY is $500
Rate History
1 change since Sep 9, 2026 · 0.02% → 4.00% ▲ 3.98 pts · high 4.00% / low 0.02%
- Oct 2, 20264.00%▲ from 0.02%
- Sep 9, 20260.02%first recorded
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
18 Month Bump-Up CD
$1,000
4.00%
▲ 1.51% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 1.51% above avgNationally 2.88%
Details
At the account holder's request, the interest rate and APY may be increased one time during the 18-month term of the CD prior to maturity without penalty to the current interest rate and APY available for new CDs of the same type at the time of the request. This feature is available only if the interest rate and APY available for new CDs of the same type have increased during the term of the CD. The new rate will be paid from the time of the request until the maturity date.
Rate History
1 change since Sep 14, 2026 · 2.00% → 4.00% ▲ 2.00 pts · high 4.00% / low 2.00%
- Oct 8, 20264.00%▲ from 2.00%
- Sep 14, 20262.00%first recorded
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
Bump-Up CD - 18 months
$1,000
4.00%
▲ 1.51% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 1.51% above avgNationally 2.88%
Details
Annual Percentage Yield (APY) is accurate as of October 5, 2026 and subject to change before account opening. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal. At the account holder's request, the interest rate and APY may be increased one time during the 18-month term or two times during the 42-month term of the CD prior to maturity without penalty to the current interest rate and APY available for new CDs of the same type at the time of the request. This feature is available only if the interest rate and APY available for new CDs of the same type have increased during the term of the CD. The new rate will be paid from the time of the request until the maturity date.
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
18 Month Certificate
$500
4.00%
▲ 1.51% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 1.51% above avgNationally 2.88%
Details
Until Maturity
Rate History
No change since Oct 12, 2026 · 4.00% APY
Zynlo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
18 Month CD
$0
4.00%
▲ 1.51% above Connecticut avg
▼
Rate3.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.51% above avgNationally 2.88%
Details
Early Withdrawal Penalty: 6 months' interest; Interest Rate/APY: 3.92% / 4.00%
Rate History
1 change since Sep 24, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Oct 1, 20264.00%▲ from 3.75%
- Sep 24, 20263.75%first recorded
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
18 Month Select Certificate of Deposit
$1,000
3.85%
▲ 1.36% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.36% above avgNationally 2.88%
Details
Featured CD rate; Requires a qualifying M&T Bank checking account; Minimum deposit of $1,000 to open a CD
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 3 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
18-Month M&T Select CD
$1,000
3.85%
▲ 1.36% above Connecticut avg
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.36% above avgNationally 2.88%
Details
Requires a qualifying M&T Bank checking account (MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking or Advantage Checking) to open; maximum deposit $1,000,000 per account ($750,000 if opened online); early withdrawal penalty applies
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 8 times
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
18-Month CD
$500
3.75%
▲ 1.26% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.26% above avgNationally 2.88%
Details
Promotional APY; Open with as little as $500; Enjoy the security of a locked in rate; Earn guaranteed returns
Rate History
1 change since Sep 24, 2026 · 0.01% → 3.75% ▲ 3.74 pts · high 3.75% / low 0.01%
- Oct 2, 20263.75%▲ from 0.01%
- Sep 24, 20260.01%first recorded
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
Personal CDs - 18 Month
$0
3.75%
▲ 1.26% above Connecticut avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.26% above avgNationally 2.88%
Details
Balance: $500+; Limited time offer
Rate History
No change since Oct 14, 2026 · 3.75% APY
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
18 Month CD
$0
3.75%
▲ 1.26% above Connecticut avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 1.26% above avgNationally 2.88%
Details
Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 6 times
Hartford Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Share Certificate Special - 18 Month
$5,000
3.75%
▲ 1.26% above Connecticut avg
▼
Rate3.75%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 1.26% above avgNationally 2.88%
Details
New money only; $100,000 maximum; limited time offer
Rate History
No change since Sep 12, 2026 · 3.75% APY · checked 7 times
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
18 Month Share Certificate
$0
3.75%
▲ 1.26% above Connecticut avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.26% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
18 Month ESA EasyStart Certificate
$50
3.70%
▲ 1.21% above Connecticut avg
▼
Rate3.63%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.21% above avgNationally 2.88%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.70% APY · checked 3 times
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
18 Month Certificate of Deposit - Variable Rate
$25
3.66%
▲ 1.17% above Connecticut avg
▼
Rate3.60%
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.49%▲ 1.17% above avgNationally 2.88%
Details
Deposits allowed during the term
Rate History
1 change since Sep 19, 2026 · 2.50% → 3.66% ▲ 1.16 pts · high 3.66% / low 2.50%
- Oct 3, 20263.66%▲ from 2.50%
- Sep 19, 20262.50%first recorded
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month No Penalty
$0
3.65%
▲ 1.16% above Connecticut avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.49%▲ 1.16% above avgNationally 2.88%
Details
Rate History
No change since Oct 7, 2026 · 3.65% APY · checked 2 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
18 Month 360 CD
$0
3.60%
▲ 1.11% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.11% above avgNationally 2.88%
Details
CD rate calculator table; Online CD
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.60% ▼ 0.70 pts · high 4.30% / low 3.60%
- Oct 14, 20263.60%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
360 CD - 18 Months
$0
3.60%
▲ 1.11% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.11% above avgNationally 2.88%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.60% ▼ 0.70 pts · high 4.30% / low 3.60%
- Oct 14, 20263.60%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
18 Month Share Certificate
$500
3.60%
▲ 1.11% above Connecticut avg
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.11% above avgNationally 2.88%
Details
Effective Date: October 14, 2026
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 4 times
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18 Month Certificate
$0
3.56%
▲ 1.07% above Connecticut avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 1.07% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.56% APY · checked 2 times
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
Certificate - 18 months
$2,500
3.56%
▲ 1.07% above Connecticut avg
▼
Rate3.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 1.07% above avgNationally 2.88%
Details
Regular term and IRA Certificates
Rate History
No change since Oct 14, 2026 · 3.56% APY
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
18 Month IRA
$500
3.30%
▲ 0.81% above Connecticut avg
▼
Rate3.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.49%▲ 0.81% above avgNationally 2.88%
Details
Compounded: Daily; IRA Certificate
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 6 times
Bankwell Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
18 Month CD
$1,000
3.25%
▲ 0.76% above Connecticut avg
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 0.76% above avgNationally 2.88%
Details
Rates Effective: December 18, 2025; Rate guaranteed for the full term of the CD; Penalty for early withdrawal; Fees may reduce earnings; Not available to brokers or financial institutions
Rate History
No change since Sep 27, 2026 · 3.25% APY · checked 6 times
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
18 Month IRA Certificate
$500
3.25%
▲ 0.76% above Connecticut avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 0.76% above avgNationally 2.88%
Details
Rates apply to Traditional, Roth, and Education IRA certificates; Penalty may be imposed for early withdrawal
Rate History
No change since Oct 7, 2026 · 3.25% APY · checked 3 times
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
18 Month Share Certificate
$500
3.25%
▲ 0.76% above Connecticut avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.49%▲ 0.76% above avgNationally 2.88%
Details
Compounded: Daily
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 6 times
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
IRA Certificates - 18 Months
$0
3.25%
▲ 0.76% above Connecticut avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 0.76% above avgNationally 2.88%
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 5 times
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Regular Certificates - 18 Months
$0
3.25%
▲ 0.76% above Connecticut avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 0.76% above avgNationally 2.88%
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Rate History
No change since Oct 8, 2026 · 3.25% APY · checked 2 times
Finex Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.15%
18 Month Special CD
$1,000
3.25%
▲ 0.76% above Connecticut avg
▼
Rate3.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 0.76% above avgNationally 2.88%
Details
New Money Only; Minimum of $1,000 to open
Rate History
No change since Oct 14, 2026 · 3.25% APY
Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
18 Month Term Share Certificates
$0
3.04%
▲ 0.55% above Connecticut avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 0.55% above avgNationally 2.88%
Details
Balance: $1,000 to $79,999.99; Early withdrawal penalties apply. Fees could reduce the earnings and features on the account.
Rate History
No change since Oct 12, 2026 · 3.04% APY
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
18 Month Share Certificate
$1,000
3.04%
▲ 0.55% above Connecticut avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 0.55% above avgNationally 2.88%
Details
Share Certificates/IRA Certificate Rates; subject to early withdrawal penalty
Rate History
No change since Sep 18, 2026 · 3.04% APY · checked 7 times
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
18 Month CD
$0
3.00%
▲ 0.51% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.49%▲ 0.51% above avgNationally 2.88%
Details
Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 3 times
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month IRA CD
$0
3.00%
▲ 0.51% above Connecticut avg
▼
Rate2.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.49%▲ 0.51% above avgNationally 2.88%
Details
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 6 times
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Star Relationship CD - 18 Month
$500
2.76%
▲ 0.27% above Connecticut avg
▼
Rate2.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 0.27% above avgNationally 2.88%
Details
Rate History
No change since Sep 8, 2026 · 2.76% APY · checked 2 times
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month Certificate
$0
2.75%
▲ 0.26% above Connecticut avg
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.49%▲ 0.26% above avgNationally 2.88%
Details
Rate History
No change since Sep 19, 2026 · 2.75% APY · checked 6 times
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
18 Month Certificate
$500
2.75%
▲ 0.26% above Connecticut avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 0.26% above avgNationally 2.88%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 2.60% → 2.75% ▲ 0.15 pts · high 2.75% / low 2.60%
- Oct 12, 20262.75%▲ from 2.60%
- Sep 16, 20262.60%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
18 Month IRA Certificate
$500
2.75%
▲ 0.26% above Connecticut avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 0.26% above avgNationally 2.88%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 2.60% → 2.75% ▲ 0.15 pts · high 2.75% / low 2.60%
- Oct 12, 20262.75%▲ from 2.60%
- Sep 16, 20262.60%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth IRA Certificates - 18 Month Certificate
$500
2.75%
▲ 0.26% above Connecticut avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 0.26% above avgNationally 2.88%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 2.75% APY
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth Share Certificate - 18 Month Certificate
$500
2.75%
▲ 0.26% above Connecticut avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 0.26% above avgNationally 2.88%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 2.75% APY
Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
18 Month Certificate of Deposit
$1,000
2.65%
▲ 0.16% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.49%▲ 0.16% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 2.65% ▼ 1.35 pts · high 4.00% / low 2.65%
- Oct 7, 20262.65%▼ from 4.00%
- Sep 14, 20264.00%first recorded
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Certificate of Deposit - 18 Month
$500
2.50%
▲ 0.01% above Connecticut avg
▼
Rate2.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.49%▲ 0.01% above avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 2.50% APY
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
IRA CD - 18 Month
$0
2.50%
▲ 0.01% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.49%▲ 0.01% above avgNationally 2.88%
Details
Premium APY
Rate History
2 changes since Sep 14, 2026 · 2.50% → 2.50% ▼ 0.00 pts · high 2.50% / low 2.25%
- Oct 3, 20262.50%▲ from 2.25%
- Sep 24, 20262.25%▼ from 2.50%
- Sep 14, 20262.50%first recorded
Hebron 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Beacon Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
115 Main St, Hebron, CT 06248
24-Month Certificate of Deposit (CD)
$1,000
3.30%
▲ 0.91% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 0.91% above avgNationally 2.88%
Details
No ATM access; no check writing
Rate History
No change since Sep 28, 2026 · 3.30% APY · checked 5 times
Beacon Bank and Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
115 Main St, Hebron, CT 06248
Beacon One 24 Month CD
$1,000
3.30%
▲ 0.91% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 0.91% above avgNationally 2.88%
Details
Must be an OWNER on a Beacon Bank checking account; Balance cannot exceed $1,000,000; No additional deposits before maturity; Early withdrawal penalty applies
Rate History
No change since Sep 28, 2026 · 3.30% APY · checked 5 times
DR Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
Prime Certificates of Deposit (CD) - 24 month
$500
4.45%
▲ 2.06% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 2.06% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.45% APY · checked 2 times
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
24 Month Business Certificate of Deposit - Fixed Rate
$1,000
4.25%
▲ 1.86% above Connecticut avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.39%▲ 1.86% above avgNationally 2.88%
Details
Interest Rate $1,000 - $249,999.99 Daily balance to earn APY
Rate History
1 change since Sep 19, 2026 · 3.35% → 4.25% ▲ 0.90 pts · high 4.25% / low 3.35%
- Oct 7, 20264.25%▲ from 3.35%
- Sep 19, 20263.35%first recorded
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
24 Month Certificate of Deposit - Fixed Rate
$1,000
4.25%
▲ 1.86% above Connecticut avg
▼
Rate4.17%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.39%▲ 1.86% above avgNationally 2.88%
Details
Rate History
1 change since Sep 19, 2026 · 3.35% → 4.25% ▲ 0.90 pts · high 4.25% / low 3.35%
- Oct 7, 20264.25%▲ from 3.35%
- Sep 19, 20263.35%first recorded
Flagstar Bank, National Association
Institution Rating:
D3.3 ★Texas Ratio: 35.11%
24-Month CD
$500
4.25%
▲ 1.86% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 1.86% above avgNationally 2.88%
Details
Long-Term Security; Annual Percentage Yield accurate as of 10/13/2026; Not available for public units or Business CDs; Limited-time offer
Rate History
1 change since Sep 14, 2026 · 3.70% → 4.25% ▲ 0.55 pts · high 4.25% / low 3.70%
- Oct 10, 20264.25%▲ from 3.70%
- Sep 14, 20263.70%first recorded
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
24 Month Certificate
$0
4.18%
▲ 1.79% above Connecticut avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.39%▲ 1.79% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.92% → 4.18% ▲ 0.26 pts · high 4.18% / low 3.92%
- Oct 9, 20264.18%▲ from 3.92%
- Sep 14, 20263.92%first recorded
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
24 Month Share Certificate - Regular/IRA
$0
4.13%
▲ 1.74% above Connecticut avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.39%▲ 1.74% above avgNationally 2.88%
Details
Type: Regular/IRA; $500 minimum balance required; dividends declared and paid monthly on average daily balance; penalty may apply for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.13% APY
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
2 Year Term Share Certificate
$0
4.13%
▲ 1.74% above Connecticut avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 1.74% above avgNationally 2.88%
Details
Effective 10/01/2026
Rate History
1 change since Sep 25, 2026 · 3.82% → 4.13% ▲ 0.31 pts · high 4.13% / low 3.82%
- Oct 4, 20264.13%▲ from 3.82%
- Sep 25, 20263.82%first recorded
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
1 - 2 Year Choose Your Term CD
$500
4.00%
▲ 1.61% above Connecticut avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 1.61% above avgNationally 2.88%
Details
Choose a term from 1-2 years; Open in branch or on the phone; Washington Trust checking account required; Maximum deposit $5 million; APY effective 8/26/2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 7 times
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
24 month IRA Certificate
$0
4.00%
▲ 1.61% above Connecticut avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 1.61% above avgNationally 2.88%
Details
IRA Certificates
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 4 times
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
2-Year Share Certificate
$1,000
3.93%
▲ 1.54% above Connecticut avg
▼
Rate3.85%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.39%▲ 1.54% above avgNationally 2.88%
Details
Early withdrawal penalty: 6 Months Dividends
Rate History
No change since Sep 14, 2026 · 3.93% APY · checked 8 times
Zynlo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.27%
24 Month CD
$0
3.90%
▲ 1.51% above Connecticut avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 1.51% above avgNationally 2.88%
Details
Early Withdrawal Penalty: 6 months' interest; Interest Rate/APY: 3.83% / 3.90%
Rate History
1 change since Sep 24, 2026 · 3.65% → 3.90% ▲ 0.25 pts · high 3.90% / low 3.65%
- Oct 1, 20263.90%▲ from 3.65%
- Sep 24, 20263.65%first recorded
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
2 Year Certificate
$0
3.81%
▲ 1.42% above Connecticut avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 1.42% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 3.81% APY · checked 2 times
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
24 Month Share Certificate
$500
3.75%
▲ 1.36% above Connecticut avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 1.36% above avgNationally 2.88%
Details
Effective Date: October 14, 2026
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 4 times
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
2 Year Time Deposit & IRA
$500
3.75%
▲ 1.36% above Connecticut avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 1.36% above avgNationally 2.88%
Details
Rate History
1 change since Sep 24, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
- Oct 7, 20263.75%▲ from 3.50%
- Sep 24, 20263.50%first recorded
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
24 Month IRA & Roth IRA Certificates
$0
3.75%
▲ 1.36% above Connecticut avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.39%▲ 1.36% above avgNationally 2.88%
Details
Certificate compounding monthly; $500 minimum to earn APY; penalty for early withdrawal; rates as of 5/1/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
24 Month Share Certificates
$0
3.75%
▲ 1.36% above Connecticut avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.39%▲ 1.36% above avgNationally 2.88%
Details
Certificate compounding monthly; $500 minimum to earn APY; penalty for early withdrawal; rates as of 5/01/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
24 Month Share Certificate
$0
3.75%
▲ 1.36% above Connecticut avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 1.36% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
Certificate - 24 months
$2,500
3.72%
▲ 1.33% above Connecticut avg
▼
Rate3.65%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 1.33% above avgNationally 2.88%
Details
Regular term and IRA Certificates
Rate History
No change since Oct 14, 2026 · 3.72% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 24 Months
$0
3.70%
▲ 1.31% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 1.31% above avgNationally 2.88%
Details
$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 3.70% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 24 Months
$0
3.66%
▲ 1.27% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 1.27% above avgNationally 2.88%
Details
$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals
Rate History
No change since Oct 14, 2026 · 3.66% APY
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
2 Year Share Certificate
$1,000
3.65%
▲ 1.26% above Connecticut avg
▼
Rate3.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 1.26% above avgNationally 2.88%
Details
Additional amounts in $500 increments; dividends paid quarterly, not compounded
Rate History
No change since Sep 25, 2026 · 3.65% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
24 Month ESA EasyStart Certificate
$50
3.60%
▲ 1.21% above Connecticut avg
▼
Rate3.54%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 1.21% above avgNationally 2.88%
Details
Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 3.60% APY · checked 3 times
Bridgeport Police Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
24 Month Term Share Certificates
$0
3.56%
▲ 1.17% above Connecticut avg
▼
Rate3.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 1.17% above avgNationally 2.88%
Details
Balance: $1,000 to $79,999.99; Early withdrawal penalties apply. Fees could reduce the earnings and features on the account.
Rate History
No change since Oct 12, 2026 · 3.56% APY
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
360 CD - 24 Months
$0
3.50%
▲ 1.11% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 1.11% above avgNationally 2.88%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.50% ▼ 0.80 pts · high 4.30% / low 3.50%
- Oct 14, 20263.50%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Certificate - 2 Years
$0
3.50%
▲ 1.11% above Connecticut avg
▼
Rate3.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 1.11% above avgNationally 2.88%
Details
Dividends compound quarterly; Maximum Balance: $1,000,000 per member; Withdrawal before maturity subject to penalty
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
IRA Certificates 24 months
$0
3.50%
▲ 1.11% above Connecticut avg
▼
Rate3.46%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 1.11% above avgNationally 2.88%
Details
Rates effective as of 10/12/2026; NCUA-insured
Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 4 times
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Investment Share and IRA Certificates - 24 Months
$0
3.50%
▲ 1.11% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.39%▲ 1.11% above avgNationally 2.88%
Details
Rates accurate as of 9/23/26; A penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 2.50% → 3.50% ▲ 1.00 pts · high 3.50% / low 2.50%
- Oct 5, 20263.50%▲ from 2.50%
- Sep 14, 20262.50%first recorded
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
24 Month Step Up Certificate
$25
3.40%
▲ 1.01% above Connecticut avg
▼
RateN/A
Min Deposit$25
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 1.01% above avgNationally 2.88%
Details
Contribute $25 per pay period; automatic deposits of at least $25 per paycheck required
Rate History
No change since Oct 12, 2026 · 3.40% APY
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
IRA Certificates - 24 Months
$0
3.35%
▲ 0.96% above Connecticut avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 0.96% above avgNationally 2.88%
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 5 times
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Regular Certificates - 24 Months
$0
3.35%
▲ 0.96% above Connecticut avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 0.96% above avgNationally 2.88%
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
24 Month Certificate
$500
3.25%
▲ 0.86% above Connecticut avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 0.86% above avgNationally 2.88%
Details
dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 5 times
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
24 Month Share Certificate
$1,000
3.04%
▲ 0.65% above Connecticut avg
▼
Rate3.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 0.65% above avgNationally 2.88%
Details
Share Certificates/IRA Certificate Rates; subject to early withdrawal penalty
Rate History
No change since Sep 18, 2026 · 3.04% APY · checked 7 times
New Haven County Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.97%
2 Year Share Certificate
$0
3.03%
▲ 0.64% above Connecticut avg
▼
Rate3.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.39%▲ 0.64% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 3.03% APY · checked 6 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
2 Year Online CD
$0
3.00%
▲ 0.61% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 0.61% above avgNationally 2.88%
Details
Cash out monthly interest payments or reinvest them to earn more
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 8 times
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
2 Year CD
$0
3.00%
▲ 0.61% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.39%▲ 0.61% above avgNationally 2.88%
Details
Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 3 times
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
2 1/2 Year IRA CD
$0
3.00%
▲ 0.61% above Connecticut avg
▼
Rate2.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.39%▲ 0.61% above avgNationally 2.88%
Details
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 6 times
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
21/2 Year IRA CD
$500
3.00%
▲ 0.61% above Connecticut avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.39%▲ 0.61% above avgNationally 2.88%
Details
Interest rate and APY will not change during the 2 1/2 year term. Interest will be compounded continuously and credit monthly. APY assumes principal and interest remain on deposit for twelve (12) months and withdrawal of interest will reduce earnings. Withdrawal of principal prior to maturity subject to penalty equal to twelve (12) months interest. Consult a tax advisor regarding taxability of withdrawal of principal or interest. Account will automatically renew with a five (5) day grace period. Offer may be changed or withdrawn without notice. See full disclosure and Consumer Schedule of Charges.
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 6 times
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
24 Month Certificate
$0
3.00%
▲ 0.61% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.39%▲ 0.61% above avgNationally 2.88%
Details
Rate History
No change since Sep 19, 2026 · 3.00% APY · checked 6 times
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
2 Year Certificate
$500
3.00%
▲ 0.61% above Connecticut avg
▼
Rate2.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 0.61% above avgNationally 2.88%
Details
Until Maturity
Rate History
No change since Oct 12, 2026 · 3.00% APY
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
2 Year Certificate
$500
3.00%
▲ 0.61% above Connecticut avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 0.61% above avgNationally 2.88%
Details
Savings and IRA (Traditional, Roth, Coverdell) Share Certificates
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
24 Month Certificate
$500
2.85%
▲ 0.46% above Connecticut avg
▼
Rate2.81%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 0.46% above avgNationally 2.88%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 2.70% → 2.85% ▲ 0.15 pts · high 2.85% / low 2.70%
- Oct 12, 20262.85%▲ from 2.70%
- Sep 16, 20262.70%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
24 Month IRA Certificate
$500
2.85%
▲ 0.46% above Connecticut avg
▼
Rate2.81%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 0.46% above avgNationally 2.88%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 2.70% → 2.85% ▲ 0.15 pts · high 2.85% / low 2.70%
- Oct 12, 20262.85%▲ from 2.70%
- Sep 16, 20262.70%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth IRA Certificates - 24 Month Certificate
$500
2.85%
▲ 0.46% above Connecticut avg
▼
Rate2.81%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 0.46% above avgNationally 2.88%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 2.85% APY
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth Share Certificate - 24 Month Certificate
$500
2.85%
▲ 0.46% above Connecticut avg
▼
Rate2.81%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 0.46% above avgNationally 2.88%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 2.85% APY
Norwalk Hospital Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
24 Month Certificates
$1,000
2.78%
▲ 0.39% above Connecticut avg
▼
Rate2.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.39%▲ 0.39% above avgNationally 2.88%
Details
Dividends posted quarterly and paid at maturity; premature withdrawal results in dividend penalty; may be loss of some accrued interest for early withdrawal
Rate History
No change since Sep 14, 2026 · 2.78% APY · checked 6 times
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Star Relationship CD - 2 Year
$500
2.76%
▲ 0.37% above Connecticut avg
▼
Rate2.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 0.37% above avgNationally 2.88%
Details
Rate History
No change since Sep 8, 2026 · 2.76% APY · checked 2 times
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
IRA CD - 2 Year
$0
2.75%
▲ 0.36% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.39%▲ 0.36% above avgNationally 2.88%
Details
Premium APY
Rate History
2 changes since Sep 14, 2026 · 2.75% → 2.75% ▼ 0.00 pts · high 2.75% / low 2.50%
- Oct 3, 20262.75%▲ from 2.50%
- Sep 24, 20262.50%▼ from 2.75%
- Sep 14, 20262.75%first recorded
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Certificate of Deposit - 2 Year
$500
2.50%
▲ 0.11% above Connecticut avg
▼
Rate2.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.39%▲ 0.11% above avgNationally 2.88%
Details
Rate History
No change since Oct 14, 2026 · 2.50% APY
Hebron 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
36 Month Business Certificate of Deposit - Fixed Rate
$1,000
4.35%
▲ 2.07% above Connecticut avg
▼
Rate4.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.28%▲ 2.07% above avgNationally 2.81%
Details
Interest Rate $1,000 - $249,999.99 Daily balance to earn APY
Rate History
1 change since Sep 19, 2026 · 3.40% → 4.35% ▲ 0.95 pts · high 4.35% / low 3.40%
- Oct 7, 20264.35%▲ from 3.40%
- Sep 19, 20263.40%first recorded
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
36 Month Certificate of Deposit - Fixed Rate
$1,000
4.35%
▲ 2.07% above Connecticut avg
▼
Rate4.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.28%▲ 2.07% above avgNationally 2.81%
Details
Rate History
1 change since Sep 19, 2026 · 3.40% → 4.35% ▲ 0.95 pts · high 4.35% / low 3.40%
- Oct 7, 20264.35%▲ from 3.40%
- Sep 19, 20263.40%first recorded
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
36 Month Certificate
$0
4.33%
▲ 2.05% above Connecticut avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.28%▲ 2.05% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 4.02% → 4.33% ▲ 0.31 pts · high 4.33% / low 4.02%
- Oct 9, 20264.33%▲ from 4.02%
- Sep 14, 20264.02%first recorded
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
36 Month Share Certificate - Regular/IRA
$0
4.23%
▲ 1.95% above Connecticut avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.28%▲ 1.95% above avgNationally 2.81%
Details
Type: Regular/IRA; $500 minimum balance required; dividends declared and paid monthly on average daily balance; penalty may apply for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.23% APY
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
3 Year Term Share Certificate
$0
4.18%
▲ 1.90% above Connecticut avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 1.90% above avgNationally 2.81%
Details
Effective 10/01/2026
Rate History
1 change since Sep 25, 2026 · 3.87% → 4.18% ▲ 0.31 pts · high 4.18% / low 3.87%
- Oct 4, 20264.18%▲ from 3.87%
- Sep 25, 20263.87%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.15%
▲ 1.87% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.28%▲ 1.87% above avgNationally 2.81%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.10%
▲ 1.82% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.28%▲ 1.82% above avgNationally 2.81%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 4 times
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
36 Month Share Certificate
$500
4.00%
▲ 1.72% above Connecticut avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.28%▲ 1.72% above avgNationally 2.81%
Details
Effective Date: October 14, 2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
3-Year Share Certificate
$1,000
3.98%
▲ 1.70% above Connecticut avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.28%▲ 1.70% above avgNationally 2.81%
Details
Early withdrawal penalty: 9 Months Dividends
Rate History
No change since Sep 14, 2026 · 3.98% APY · checked 8 times
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
Certificate - 36 months
$2,500
3.82%
▲ 1.54% above Connecticut avg
▼
Rate3.75%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.28%▲ 1.54% above avgNationally 2.81%
Details
Regular term and IRA Certificates
Rate History
No change since Oct 14, 2026 · 3.82% APY
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
3 Year Time Deposit & IRA
$500
3.75%
▲ 1.47% above Connecticut avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.28%▲ 1.47% above avgNationally 2.81%
Details
Rate History
1 change since Sep 24, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
- Oct 7, 20263.75%▲ from 3.50%
- Sep 24, 20263.50%first recorded
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
3 Year CD
$0
3.75%
▲ 1.47% above Connecticut avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 1.47% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 3.75% APY · checked 6 times
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.18%
3 Year Share Certificate
$1,000
3.75%
▲ 1.47% above Connecticut avg
▼
Rate3.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 1.47% above avgNationally 2.81%
Details
Additional amounts in $500 increments; dividends paid quarterly, not compounded
Rate History
No change since Sep 25, 2026 · 3.75% APY · checked 4 times
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
36 Month IRA & Roth IRA Certificates
$0
3.75%
▲ 1.47% above Connecticut avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.28%▲ 1.47% above avgNationally 2.81%
Details
Certificate compounding monthly; $500 minimum to earn APY; penalty for early withdrawal; rates as of 5/1/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
36 Month Share Certificates
$0
3.75%
▲ 1.47% above Connecticut avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.28%▲ 1.47% above avgNationally 2.81%
Details
Certificate compounding monthly; $500 minimum to earn APY; penalty for early withdrawal; rates as of 5/01/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 6 times
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
36 Month Share Certificate
$0
3.75%
▲ 1.47% above Connecticut avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.28%▲ 1.47% above avgNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
360 CD - 36 Months
$0
3.50%
▲ 1.22% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.28%▲ 1.22% above avgNationally 2.81%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.50% ▼ 0.80 pts · high 4.30% / low 3.50%
- Oct 14, 20263.50%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
IRA Certificates - 36 Months
$0
3.35%
▲ 1.07% above Connecticut avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 1.07% above avgNationally 2.81%
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 5 times
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Regular Certificates - 36 Months
$0
3.35%
▲ 1.07% above Connecticut avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 1.07% above avgNationally 2.81%
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
36 Month Certificate
$0
3.25%
▲ 0.97% above Connecticut avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.28%▲ 0.97% above avgNationally 2.81%
Details
Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 6 times
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
Certificate - 3 Years
$0
3.25%
▲ 0.97% above Connecticut avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.97% above avgNationally 2.81%
Details
Dividends compound quarterly; Maximum Balance: $1,000,000 per member; Withdrawal before maturity subject to penalty
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 6 times
Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.49%
IRA Certificates 36 Months
$0
3.25%
▲ 0.97% above Connecticut avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.97% above avgNationally 2.81%
Details
Rates effective as of 10/12/2026; NCUA-insured
Rate History
No change since Oct 12, 2026 · 3.25% APY
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
36 Month IRA
$500
3.05%
▲ 0.77% above Connecticut avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.28%▲ 0.77% above avgNationally 2.81%
Details
Compounded: Daily; IRA Certificate
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 6 times
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
3 Year CD
$0
3.00%
▲ 0.72% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.28%▲ 0.72% above avgNationally 2.81%
Details
Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 3 times
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
3 Year Certificate
$500
3.00%
▲ 0.72% above Connecticut avg
▼
Rate2.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.72% above avgNationally 2.81%
Details
Until Maturity
Rate History
No change since Oct 12, 2026 · 3.00% APY
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
36 Month Certificate
$500
3.00%
▲ 0.72% above Connecticut avg
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.72% above avgNationally 2.81%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.00% ▲ 0.15 pts · high 3.00% / low 2.85%
- Oct 12, 20263.00%▲ from 2.85%
- Sep 16, 20262.85%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
36 Month IRA Certificate
$500
3.00%
▲ 0.72% above Connecticut avg
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.72% above avgNationally 2.81%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 2.85% → 3.00% ▲ 0.15 pts · high 3.00% / low 2.85%
- Oct 12, 20263.00%▲ from 2.85%
- Sep 16, 20262.85%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth IRA Certificates - 36 Month Certificate
$500
3.00%
▲ 0.72% above Connecticut avg
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.72% above avgNationally 2.81%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 3.00% APY
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth Share Certificate - 36 Month Certificate
$500
3.00%
▲ 0.72% above Connecticut avg
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.72% above avgNationally 2.81%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 3.00% APY
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
3 Year Certificate
$500
3.00%
▲ 0.72% above Connecticut avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.72% above avgNationally 2.81%
Details
Savings and IRA (Traditional, Roth, Coverdell) Share Certificates
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.38%
36 Month Share Certificate
$500
3.00%
▲ 0.72% above Connecticut avg
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.28%▲ 0.72% above avgNationally 2.81%
Details
Compounded: Daily
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 6 times
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
3 Year Certificate and IRA Certificate
$0
2.78%
▲ 0.50% above Connecticut avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.28%▲ 0.50% above avgNationally 2.81%
Details
Certificate and IRA Certificate Rates
Rate History
No change since Oct 13, 2026 · 2.78% APY
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
3 Year Online CD
$0
2.75%
▲ 0.47% above Connecticut avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.28%▲ 0.47% above avgNationally 2.81%
Details
Cash out monthly interest payments or reinvest them to earn more
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 8 times
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
3 Year Certificate
$0
2.53%
▲ 0.25% above Connecticut avg
▼
Rate2.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.25% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 2.53% APY · checked 2 times
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
36 Month Share Certificate
$0
2.53%
▲ 0.25% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.28%▲ 0.25% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.53% APY · checked 5 times
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
Share Certificate - 36 Months
$0
2.53%
▲ 0.25% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.28%▲ 0.25% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.53% APY · checked 5 times
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
36 Month Share Certificate
$1,000
2.53%
▲ 0.25% above Connecticut avg
▼
Rate2.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.28%▲ 0.25% above avgNationally 2.81%
Details
Share Certificates/IRA Certificate Rates; subject to early withdrawal penalty
Rate History
No change since Sep 18, 2026 · 2.53% APY · checked 7 times
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Star Relationship CD - 3 Year
$500
2.50%
▲ 0.22% above Connecticut avg
▼
Rate2.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.28%▲ 0.22% above avgNationally 2.81%
Details
Rate History
No change since Sep 8, 2026 · 2.50% APY · checked 2 times
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
IRA CD - 3 Year
$0
2.50%
▲ 0.22% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.22% above avgNationally 2.81%
Details
Premium APY
Rate History
2 changes since Sep 14, 2026 · 2.50% → 2.50% ▼ 0.00 pts · high 2.50% / low 2.25%
- Oct 3, 20262.50%▲ from 2.25%
- Sep 24, 20262.25%▼ from 2.50%
- Sep 14, 20262.50%first recorded
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
CD & IRA - 36 Months
$1,000
2.50%
▲ 0.22% above Connecticut avg
▼
Rate2.47%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.22% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 7 times
Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
36 Month Certificate of Deposit
$1,000
2.45%
▲ 0.17% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.28%▲ 0.17% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 2.40% → 2.45% ▲ 0.05 pts · high 2.45% / low 2.40%
- Oct 7, 20262.45%▲ from 2.40%
- Sep 14, 20262.40%first recorded
New Haven County Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.97%
3 Year Share Certificate
$0
2.43%
▲ 0.15% above Connecticut avg
▼
Rate2.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.28%▲ 0.15% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.43% APY · checked 6 times
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
36 month IRA Certificate
$0
2.30%
▲ 0.02% above Connecticut avg
▼
Rate2.28%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▲ 0.02% above avgNationally 2.81%
Details
IRA Certificates
Rate History
No change since Sep 20, 2026 · 2.30% APY · checked 4 times
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Certificate of Deposit - 3 Year
$500
2.25%
▼ 0.03% below Connecticut avg
▼
Rate2.19%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.28%▼ 0.03% below avgNationally 2.81%
Details
Rate History
No change since Oct 14, 2026 · 2.25% APY
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
IRA CD - 3 Year
$0
2.25%
▼ 0.03% below Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▼ 0.03% below avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 5 times
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
36 Month Certificate
$500
2.25%
▼ 0.03% below Connecticut avg
▼
Rate2.23%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▼ 0.03% below avgNationally 2.81%
Details
dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
Rate History
No change since Sep 20, 2026 · 2.25% APY · checked 5 times
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
36 month Certificate
$1,000
2.25%
▼ 0.03% below Connecticut avg
▼
Rate2.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▼ 0.03% below avgNationally 2.81%
Details
Rates effective as of 01/13/26
Rate History
No change since Sep 12, 2026 · 2.25% APY · checked 10 times
Polam Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.43%
36 Month IRA Certificate of Deposit
$0
2.25%
▼ 0.03% below Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.28%▼ 0.03% below avgNationally 2.81%
Details
Balance: $5,000 - $49,999; Rates may vary at time of maturity or renewal; early withdrawal penalty applies; penalty waived if IRA owner is age 591/2 or older
Rate History
No change since Sep 29, 2026 · 2.25% APY · checked 4 times
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3 Year Certificate
$0
2.02%
▼ 0.26% below Connecticut avg
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▼ 0.26% below avgNationally 2.81%
Details
Balance: $100,000.00 and over
Rate History
No change since Sep 24, 2026 · 2.02% APY · checked 5 times
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
36 Month Certificate
$1,000
2.02%
▼ 0.26% below Connecticut avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.28%▼ 0.26% below avgNationally 2.81%
Details
Rate History
No change since Sep 25, 2026 · 2.02% APY · checked 4 times
Hebron 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
48 Month Certificate
$0
4.44%
▲ 2.17% above Connecticut avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.27%▲ 2.17% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 4.18% → 4.44% ▲ 0.26 pts · high 4.44% / low 4.18%
- Oct 9, 20264.44%▲ from 4.18%
- Sep 14, 20264.18%first recorded
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
48 Month Business Certificate of Deposit - Fixed Rate
$1,000
4.35%
▲ 2.08% above Connecticut avg
▼
Rate4.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.27%▲ 2.08% above avgNationally 2.80%
Details
Interest Rate $1,000 - $249,999.99 Daily balance to earn APY
Rate History
1 change since Sep 19, 2026 · 3.45% → 4.35% ▲ 0.90 pts · high 4.35% / low 3.45%
- Oct 7, 20264.35%▲ from 3.45%
- Sep 19, 20263.45%first recorded
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
48 Month Certificate of Deposit - Fixed Rate
$1,000
4.35%
▲ 2.08% above Connecticut avg
▼
Rate4.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.27%▲ 2.08% above avgNationally 2.80%
Details
Rate History
1 change since Sep 19, 2026 · 3.45% → 4.35% ▲ 0.90 pts · high 4.35% / low 3.45%
- Oct 7, 20264.35%▲ from 3.45%
- Sep 19, 20263.45%first recorded
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
4 Year Term Share Certificate
$0
4.23%
▲ 1.96% above Connecticut avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 1.96% above avgNationally 2.80%
Details
Effective 10/01/2026
Rate History
1 change since Sep 25, 2026 · 3.92% → 4.23% ▲ 0.31 pts · high 4.23% / low 3.92%
- Oct 4, 20264.23%▲ from 3.92%
- Sep 25, 20263.92%first recorded
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
4-Year Share Certificate
$1,000
4.03%
▲ 1.76% above Connecticut avg
▼
Rate3.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.27%▲ 1.76% above avgNationally 2.80%
Details
Early withdrawal penalty: 9 Months Dividends
Rate History
No change since Sep 14, 2026 · 4.03% APY · checked 8 times
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
Certificate - 48 months
$2,500
3.82%
▲ 1.55% above Connecticut avg
▼
Rate3.75%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.27%▲ 1.55% above avgNationally 2.80%
Details
Regular term and IRA Certificates
Rate History
No change since Oct 14, 2026 · 3.82% APY
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
4 Year Time Deposit & IRA
$500
3.75%
▲ 1.48% above Connecticut avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.27%▲ 1.48% above avgNationally 2.80%
Details
Rate History
1 change since Sep 24, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
- Oct 7, 20263.75%▲ from 3.50%
- Sep 24, 20263.50%first recorded
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
48 Month Share Certificate
$0
3.75%
▲ 1.48% above Connecticut avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.27%▲ 1.48% above avgNationally 2.80%
Details
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
360 CD - 48 Months
$0
3.50%
▲ 1.23% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.27%▲ 1.23% above avgNationally 2.80%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.50% ▼ 0.80 pts · high 4.30% / low 3.50%
- Oct 14, 20263.50%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Newtown Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.03%
4 Year CD
$0
3.50%
▲ 1.23% above Connecticut avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 1.23% above avgNationally 2.80%
Details
Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 6 times
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
48 Month IRA & Roth IRA Certificates
$0
3.50%
▲ 1.23% above Connecticut avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.27%▲ 1.23% above avgNationally 2.80%
Details
Certificate compounding monthly; $500 minimum to earn APY; penalty for early withdrawal; rates as of 5/1/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
48 Month Share Certificates
$0
3.50%
▲ 1.23% above Connecticut avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.27%▲ 1.23% above avgNationally 2.80%
Details
Certificate compounding monthly; $500 minimum to earn APY; penalty for early withdrawal; rates as of 5/01/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
IRA Certificates - 48 Months
$0
3.35%
▲ 1.08% above Connecticut avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 1.08% above avgNationally 2.80%
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 5 times
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Regular Certificates - 48 Months
$0
3.35%
▲ 1.08% above Connecticut avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 1.08% above avgNationally 2.80%
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
48 Month Certificate
$500
3.10%
▲ 0.83% above Connecticut avg
▼
Rate3.06%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.83% above avgNationally 2.80%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 2.95% → 3.10% ▲ 0.15 pts · high 3.10% / low 2.95%
- Oct 12, 20263.10%▲ from 2.95%
- Sep 16, 20262.95%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
48 Month IRA Certificate
$500
3.10%
▲ 0.83% above Connecticut avg
▼
Rate3.06%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.83% above avgNationally 2.80%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 2.95% → 3.10% ▲ 0.15 pts · high 3.10% / low 2.95%
- Oct 12, 20263.10%▲ from 2.95%
- Sep 16, 20262.95%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth IRA Certificates - 48 Month Certificate
$500
3.10%
▲ 0.83% above Connecticut avg
▼
Rate3.06%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.83% above avgNationally 2.80%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 3.10% APY
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth Share Certificate - 48 Month Certificate
$500
3.10%
▲ 0.83% above Connecticut avg
▼
Rate3.06%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.83% above avgNationally 2.80%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 3.10% APY
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
4 Year CD
$0
3.00%
▲ 0.73% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.27%▲ 0.73% above avgNationally 2.80%
Details
Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 3 times
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
4 Year Certificate
$500
3.00%
▲ 0.73% above Connecticut avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.73% above avgNationally 2.80%
Details
Savings and IRA (Traditional, Roth, Coverdell) Share Certificates
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
48 Month Share Certificate
$0
2.79%
▲ 0.52% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.27%▲ 0.52% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 2.79% APY · checked 5 times
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
Share Certificate - 48 Months
$0
2.79%
▲ 0.52% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.27%▲ 0.52% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 2.79% APY · checked 5 times
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
48 Month Share Certificate
$1,000
2.78%
▲ 0.51% above Connecticut avg
▼
Rate2.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.27%▲ 0.51% above avgNationally 2.80%
Details
Share Certificates/IRA Certificate Rates; subject to early withdrawal penalty
Rate History
No change since Sep 18, 2026 · 2.78% APY · checked 7 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
4 Year Online CD
$0
2.75%
▲ 0.48% above Connecticut avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.27%▲ 0.48% above avgNationally 2.80%
Details
Cash out monthly interest payments or reinvest them to earn more
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 8 times
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
48 Month Certificate
$500
2.75%
▲ 0.48% above Connecticut avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.48% above avgNationally 2.80%
Details
dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 5 times
New Haven County Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.97%
4 Year Share Certificate
$0
2.63%
▲ 0.36% above Connecticut avg
▼
Rate2.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.27%▲ 0.36% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 2.63% APY · checked 6 times
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
CD & IRA - 48 Months
$1,000
2.55%
▲ 0.28% above Connecticut avg
▼
Rate2.52%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.28% above avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 2.55% APY · checked 7 times
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
48 month IRA Certificate
$0
2.55%
▲ 0.28% above Connecticut avg
▼
Rate2.52%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.28% above avgNationally 2.80%
Details
IRA Certificates
Rate History
No change since Sep 20, 2026 · 2.55% APY · checked 4 times
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
4 Year Certificate
$0
2.53%
▲ 0.26% above Connecticut avg
▼
Rate2.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.26% above avgNationally 2.80%
Details
Rate History
No change since Oct 8, 2026 · 2.53% APY · checked 2 times
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Star Relationship CD - 4 Year
$500
2.50%
▲ 0.23% above Connecticut avg
▼
Rate2.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.27%▲ 0.23% above avgNationally 2.80%
Details
Rate History
No change since Sep 8, 2026 · 2.50% APY · checked 2 times
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
IRA CD - 4 Year
$0
2.50%
▲ 0.23% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.23% above avgNationally 2.80%
Details
Premium APY
Rate History
2 changes since Sep 14, 2026 · 2.50% → 2.50% ▼ 0.00 pts · high 2.50% / low 2.25%
- Oct 3, 20262.50%▲ from 2.25%
- Sep 24, 20262.25%▼ from 2.50%
- Sep 14, 20262.50%first recorded
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
4 Year Certificate
$500
2.50%
▲ 0.23% above Connecticut avg
▼
Rate2.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.23% above avgNationally 2.80%
Details
Until Maturity
Rate History
No change since Oct 12, 2026 · 2.50% APY
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
48 month Certificate
$1,000
2.50%
▲ 0.23% above Connecticut avg
▼
Rate2.47%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▲ 0.23% above avgNationally 2.80%
Details
Rates effective as of 01/13/26
Rate History
No change since Sep 12, 2026 · 2.50% APY · checked 10 times
Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
48 Month Certificate of Deposit
$1,000
2.40%
▲ 0.13% above Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.27%▲ 0.13% above avgNationally 2.80%
Details
Rate History
1 change since Sep 14, 2026 · 2.35% → 2.40% ▲ 0.05 pts · high 2.40% / low 2.35%
- Oct 7, 20262.40%▲ from 2.35%
- Sep 14, 20262.35%first recorded
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Certificate of Deposit - 4 Year
$500
2.25%
▼ 0.02% below Connecticut avg
▼
Rate2.19%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.27%▼ 0.02% below avgNationally 2.80%
Details
Rate History
No change since Oct 14, 2026 · 2.25% APY
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
IRA CD - 4 Year
$0
2.25%
▼ 0.02% below Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▼ 0.02% below avgNationally 2.80%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 5 times
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
4 Year Certificate
$0
2.02%
▼ 0.25% below Connecticut avg
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▼ 0.25% below avgNationally 2.80%
Details
Balance: $100,000.00 and over
Rate History
No change since Sep 24, 2026 · 2.02% APY · checked 5 times
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
48 Month Certificate
$1,000
2.02%
▼ 0.25% below Connecticut avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▼ 0.25% below avgNationally 2.80%
Details
Rate History
No change since Sep 25, 2026 · 2.02% APY · checked 4 times
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
4 year term
$500
2.00%
▼ 0.27% below Connecticut avg
▼
Rate2.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▼ 0.27% below avgNationally 2.80%
Details
Term Share Certificates
Rate History
No change since Oct 8, 2026 · 2.00% APY · checked 2 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
48 Month IRA Certificate
$0
2.00%
▼ 0.27% below Connecticut avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.27%▼ 0.27% below avgNationally 2.80%
Details
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 5 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
48 Month Share Certificate
$0
2.00%
▼ 0.27% below Connecticut avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.27%▼ 0.27% below avgNationally 2.80%
Details
Rate History
No change since Oct 9, 2026 · 2.00% APY · checked 3 times
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
4 Year Certificate
$0
1.76%
▼ 0.51% below Connecticut avg
▼
Rate1.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▼ 0.51% below avgNationally 2.80%
Details
Balance: $25,000.00-$99,999.99
Rate History
No change since Sep 24, 2026 · 1.76% APY · checked 5 times
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
Certificate of Deposit - 4 Years
$500
1.65%
▼ 0.62% below Connecticut avg
▼
Rate1.63%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.27%▼ 0.62% below avgNationally 2.80%
Details
Minimum deposit to open account is $500.00; Minimum balance to earn stated APY $0.01; Freedom Ultra Checking and Freedom Plus Checking customers receive an extra 0.25% APY on the above rates; CD withdrawals before maturity reduce the APY earned and early withdrawal penalties apply
Rate History
No change since Sep 18, 2026 · 1.65% APY · checked 7 times
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
Certificates of Deposit (CDs) - 4 Years
$1,000
1.50%
▼ 0.77% below Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▼ 0.77% below avgNationally 2.80%
Details
Rate History
No change since Oct 8, 2026 · 1.50% APY · checked 2 times
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.90%
4-Year CD
$0
1.35%
▼ 0.92% below Connecticut avg
▼
Rate1.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.27%▼ 0.92% below avgNationally 2.80%
Details
Rate History
No change since Sep 24, 2026 · 1.35% APY · checked 5 times
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
4 Year Certificate
$0
1.00%
▼ 1.27% below Connecticut avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▼ 1.27% below avgNationally 2.80%
Details
Balance: $2,500.00-$24,999.99
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
4 Year Share Certificate
$500
1.00%
▼ 1.27% below Connecticut avg
▼
Rate0.99%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▼ 1.27% below avgNationally 2.80%
Details
Rate History
No change since Oct 4, 2026 · 1.00% APY · checked 3 times
Cornerstone Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.16%
48 Month Fixed Rate Share Certificate
$0
1.00%
▼ 1.27% below Connecticut avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.27%▼ 1.27% below avgNationally 2.80%
Details
Early withdrawal penalty: lesser of all dividends earned or 90 days dividends
Rate History
No change since Oct 14, 2026 · 1.00% APY
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
48 Month Certificate
$0
0.85%
▼ 1.42% below Connecticut avg
▼
Rate0.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▼ 1.42% below avgNationally 2.80%
Details
APY1
Rate History
No change since Sep 24, 2026 · 0.85% APY · checked 5 times
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Business 48 Month Certificate
$0
0.85%
▼ 1.42% below Connecticut avg
▼
Rate0.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.27%▼ 1.42% below avgNationally 2.80%
Details
Rate History
No change since Sep 28, 2026 · 0.85% APY · checked 4 times
Hebron 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
State Police Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.09%
60 Month Certificate
$0
4.49%
▲ 2.08% above Connecticut avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.41%▲ 2.08% above avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 4.34% → 4.49% ▲ 0.15 pts · high 4.49% / low 4.34%
- Oct 9, 20264.49%▲ from 4.34%
- Sep 14, 20264.34%first recorded
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
60 Month Business Certificate of Deposit - Fixed Rate
$1,000
4.35%
▲ 1.94% above Connecticut avg
▼
Rate4.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.41%▲ 1.94% above avgNationally 2.91%
Details
Interest Rate $1,000 - $249,999.99 Daily balance to earn APY
Rate History
1 change since Sep 19, 2026 · 3.50% → 4.35% ▲ 0.85 pts · high 4.35% / low 3.50%
- Oct 7, 20264.35%▲ from 3.50%
- Sep 19, 20263.50%first recorded
Thomaston Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
60 Month Certificate of Deposit - Fixed Rate
$1,000
4.35%
▲ 1.94% above Connecticut avg
▼
Rate4.27%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.41%▲ 1.94% above avgNationally 2.91%
Details
Rate History
1 change since Sep 19, 2026 · 3.50% → 4.35% ▲ 0.85 pts · high 4.35% / low 3.50%
- Oct 7, 20264.35%▲ from 3.50%
- Sep 19, 20263.50%first recorded
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.69%
5 Year Term Share Certificate
$0
4.28%
▲ 1.87% above Connecticut avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 1.87% above avgNationally 2.91%
Details
Effective 10/01/2026
Rate History
1 change since Sep 25, 2026 · 3.92% → 4.28% ▲ 0.36 pts · high 4.28% / low 3.92%
- Oct 4, 20264.28%▲ from 3.92%
- Sep 25, 20263.92%first recorded
Torrington Municipal & Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
60 Month Share Certificate - Regular/IRA
$0
4.23%
▲ 1.82% above Connecticut avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.41%▲ 1.82% above avgNationally 2.91%
Details
Type: Regular/IRA; $500 minimum balance required; dividends declared and paid monthly on average daily balance; penalty may apply for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.23% APY
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
5-Year Share Certificate
$1,000
4.08%
▲ 1.67% above Connecticut avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.41%▲ 1.67% above avgNationally 2.91%
Details
Early withdrawal penalty: 9 Months Dividends
Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 8 times
Sikorsky Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
60 Month Share Certificate
$500
4.00%
▲ 1.59% above Connecticut avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 1.59% above avgNationally 2.91%
Details
Effective Date: October 14, 2026
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$0
3.90%
▲ 1.49% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 1.49% above avgNationally 2.91%
Details
Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 4 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$0
3.85%
▲ 1.44% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 1.44% above avgNationally 2.91%
Details
Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 4 times
Albright Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.48%
Certificate - 60 months
$2,500
3.82%
▲ 1.41% above Connecticut avg
▼
Rate3.75%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 1.41% above avgNationally 2.91%
Details
Regular term and IRA Certificates
Rate History
No change since Oct 14, 2026 · 3.82% APY
Northwest Community Bank
Institution Rating:
A4.9 ★Texas Ratio: 7.16%
5 Year Time Deposit & IRA
$500
3.75%
▲ 1.34% above Connecticut avg
▼
Rate3.69%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 1.34% above avgNationally 2.91%
Details
Rate History
1 change since Sep 24, 2026 · 3.50% → 3.75% ▲ 0.25 pts · high 3.75% / low 3.50%
- Oct 7, 20263.75%▲ from 3.50%
- Sep 24, 20263.50%first recorded
Nutmeg State Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.90%
60 Month Share Certificate
$0
3.75%
▲ 1.34% above Connecticut avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 1.34% above avgNationally 2.91%
Details
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 6 times
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
360 CD - 60 Months
$0
3.60%
▲ 1.19% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 1.19% above avgNationally 2.91%
Details
Online CD; Annual Percentage Yield (APY) variable as of 10/14/2026; CD rates fixed upon opening the account; early withdrawal penalties apply
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.60% ▼ 0.70 pts · high 4.30% / low 3.60%
- Oct 14, 20263.60%▼ from 4.30%
- Sep 18, 20264.30%first recorded
Capital One Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
60 Month 360 CD
$0
3.60%
▲ 1.19% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 1.19% above avgNationally 2.91%
Details
5-year online CD; CD rate calculator table; Online CD
Rate History
1 change since Sep 18, 2026 · 4.30% → 3.60% ▼ 0.70 pts · high 4.30% / low 3.60%
- Oct 14, 20263.60%▼ from 4.30%
- Sep 18, 20264.30%first recorded
American Broadcast Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.93%
Investment Share and IRA Certificates - 60 Months
$0
3.50%
▲ 1.09% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.41%▲ 1.09% above avgNationally 2.91%
Details
Rates accurate as of 9/23/26; A penalty may be imposed for early withdrawal
Rate History
1 change since Sep 14, 2026 · 2.50% → 3.50% ▲ 1.00 pts · high 3.50% / low 2.50%
- Oct 5, 20263.50%▲ from 2.50%
- Sep 14, 20262.50%first recorded
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
60 Month IRA & Roth IRA Certificates
$0
3.50%
▲ 1.09% above Connecticut avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.41%▲ 1.09% above avgNationally 2.91%
Details
Certificate compounding monthly; $500 minimum to earn APY; penalty for early withdrawal; rates as of 5/1/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
Northwest Hills Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.38%
60 Month Share Certificates
$0
3.50%
▲ 1.09% above Connecticut avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.41%▲ 1.09% above avgNationally 2.91%
Details
Certificate compounding monthly; $500 minimum to earn APY; penalty for early withdrawal; rates as of 5/01/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 6 times
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
IRA Certificates - 60 Months
$0
3.35%
▲ 0.94% above Connecticut avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.94% above avgNationally 2.91%
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Rate History
No change since Sep 20, 2026 · 3.35% APY · checked 5 times
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.58%
Regular Certificates - 60 Months
$0
3.35%
▲ 0.94% above Connecticut avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.94% above avgNationally 2.91%
Details
0.25% bonus on $50,000-$99,999.99. 0.50% bonus on $100,000 and over.
Rate History
No change since Oct 8, 2026 · 3.35% APY · checked 2 times
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month Certificate
$500
3.20%
▲ 0.79% above Connecticut avg
▼
Rate3.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.79% above avgNationally 2.91%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 3.05% → 3.20% ▲ 0.15 pts · high 3.20% / low 3.05%
- Oct 12, 20263.20%▲ from 3.05%
- Sep 16, 20263.05%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month IRA Certificate
$500
3.20%
▲ 0.79% above Connecticut avg
▼
Rate3.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.79% above avgNationally 2.91%
Details
Compounded Monthly
Rate History
1 change since Sep 16, 2026 · 3.05% → 3.20% ▲ 0.15 pts · high 3.20% / low 3.05%
- Oct 12, 20263.20%▲ from 3.05%
- Sep 16, 20263.05%first recorded
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth IRA Certificates - 60 Month Certificate
$500
3.20%
▲ 0.79% above Connecticut avg
▼
Rate3.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.79% above avgNationally 2.91%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 3.20% APY
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
Roth Share Certificate - 60 Month Certificate
$500
3.20%
▲ 0.79% above Connecticut avg
▼
Rate3.15%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.79% above avgNationally 2.91%
Details
Compounded Monthly; IRA Certificates (Roth, Traditional or Coverdell Education)
Rate History
No change since Oct 12, 2026 · 3.20% APY
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
60 month IRA Certificate
$0
3.05%
▲ 0.64% above Connecticut avg
▼
Rate3.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.64% above avgNationally 2.91%
Details
IRA Certificates
Rate History
No change since Sep 20, 2026 · 3.05% APY · checked 4 times
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
60 Month Share Certificate
$0
3.05%
▲ 0.64% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.41%▲ 0.64% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 5 times
Achieve Financial Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.09%
Share Certificate - 60 Months
$0
3.05%
▲ 0.64% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.41%▲ 0.64% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.05% APY · checked 5 times
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
5 Year CD
$0
3.00%
▲ 0.59% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.41%▲ 0.59% above avgNationally 2.91%
Details
Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 3 times
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.89%
60 Month Certificate
$500
3.00%
▲ 0.59% above Connecticut avg
▼
Rate2.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.59% above avgNationally 2.91%
Details
dividends compounded monthly. Early withdrawal penalty = 180 days dividend.
Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 5 times
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
5 Year Certificate
$500
3.00%
▲ 0.59% above Connecticut avg
▼
Rate3.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.59% above avgNationally 2.91%
Details
Savings and IRA (Traditional, Roth, Coverdell) Share Certificates
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
60 month Certificate
$1,000
3.00%
▲ 0.59% above Connecticut avg
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.59% above avgNationally 2.91%
Details
Rates effective as of 01/13/26
Rate History
No change since Sep 12, 2026 · 3.00% APY · checked 10 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
60 Month IRA Certificate
$0
3.00%
▲ 0.59% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.41%▲ 0.59% above avgNationally 2.91%
Details
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 5 times
Dutch Point Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
60 Month Share Certificate
$0
3.00%
▲ 0.59% above Connecticut avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Connecticut Average2.41%▲ 0.59% above avgNationally 2.91%
Details
Rate History
No change since Oct 9, 2026 · 3.00% APY · checked 3 times
New Haven County Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.97%
5 Year Share Certificate
$0
2.84%
▲ 0.43% above Connecticut avg
▼
Rate2.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.41%▲ 0.43% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 2.84% APY · checked 6 times
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
2.5 Year Certificate and IRA Certificate
$0
2.78%
▲ 0.37% above Connecticut avg
▼
Rate2.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.41%▲ 0.37% above avgNationally 2.91%
Details
Certificate and IRA Certificate Rates
Rate History
No change since Oct 13, 2026 · 2.78% APY
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 1.01%
60 Month Share Certificate
$1,000
2.78%
▲ 0.37% above Connecticut avg
▼
Rate2.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 0.37% above avgNationally 2.91%
Details
Share Certificates/IRA Certificate Rates; subject to early withdrawal penalty
Rate History
No change since Sep 18, 2026 · 2.78% APY · checked 7 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
5 Year Online CD
$0
2.75%
▲ 0.34% above Connecticut avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 0.34% above avgNationally 2.91%
Details
Cash out monthly interest payments or reinvest them to earn more
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 8 times
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.00%
Certificate of Deposit - 5 Years
$500
2.75%
▲ 0.34% above Connecticut avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 0.34% above avgNationally 2.91%
Details
Minimum deposit to open account is $500.00; Minimum balance to earn stated APY $0.01; Freedom Ultra Checking and Freedom Plus Checking customers receive an extra 0.25% APY on the above rates; CD withdrawals before maturity reduce the APY earned and early withdrawal penalties apply
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
Riverbank Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
5 Year Certificate
$0
2.53%
▲ 0.12% above Connecticut avg
▼
Rate2.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.12% above avgNationally 2.91%
Details
Rate History
No change since Oct 8, 2026 · 2.53% APY · checked 2 times
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
5 Year Certificate and IRA Certificate
$0
2.53%
▲ 0.12% above Connecticut avg
▼
Rate2.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Connecticut Average2.41%▲ 0.12% above avgNationally 2.91%
Details
Certificate and IRA Certificate Rates
Rate History
No change since Oct 13, 2026 · 2.53% APY
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Star Relationship CD - 5 Year
$500
2.50%
▲ 0.09% above Connecticut avg
▼
Rate2.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▲ 0.09% above avgNationally 2.91%
Details
Rate History
No change since Sep 8, 2026 · 2.50% APY · checked 2 times
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
IRA CD - 5 Year
$0
2.50%
▲ 0.09% above Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.09% above avgNationally 2.91%
Details
Premium APY
Rate History
2 changes since Sep 14, 2026 · 2.50% → 2.50% ▼ 0.00 pts · high 2.50% / low 2.25%
- Oct 3, 20262.50%▲ from 2.25%
- Sep 24, 20262.25%▼ from 2.50%
- Sep 14, 20262.50%first recorded
ives Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.25%
5 Year Certificate
$500
2.50%
▲ 0.09% above Connecticut avg
▼
Rate2.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▲ 0.09% above avgNationally 2.91%
Details
Until Maturity
Rate History
No change since Oct 12, 2026 · 2.50% APY
Hometown Bank Oxford, MA
Institution Rating:
B4.5 ★Texas Ratio: 21.49%
60 Month Certificate of Deposit
$1,000
2.30%
▼ 0.11% below Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Connecticut Average2.41%▼ 0.11% below avgNationally 2.91%
Details
Rate History
1 change since Sep 14, 2026 · 2.25% → 2.30% ▲ 0.05 pts · high 2.30% / low 2.25%
- Oct 7, 20262.30%▲ from 2.25%
- Sep 14, 20262.25%first recorded
Patriot Bank N.A.
Institution Rating:
B-4.3 ★Texas Ratio: 23.69%
Certificate of Deposit - 5 Year
$500
2.25%
▼ 0.16% below Connecticut avg
▼
Rate2.19%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Connecticut Average2.41%▼ 0.16% below avgNationally 2.91%
Details
Rate History
No change since Oct 14, 2026 · 2.25% APY
Centreville Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.15%
IRA CD - 5 Year
$0
2.25%
▼ 0.16% below Connecticut avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▼ 0.16% below avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 5 times
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
5 Year Certificate
$0
2.02%
▼ 0.39% below Connecticut avg
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▼ 0.39% below avgNationally 2.91%
Details
Balance: $100,000.00 and over
Rate History
No change since Sep 24, 2026 · 2.02% APY · checked 5 times
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
60 Month Certificate
$1,000
2.02%
▼ 0.39% below Connecticut avg
▼
Rate2.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▼ 0.39% below avgNationally 2.91%
Details
Rate History
No change since Sep 25, 2026 · 2.02% APY · checked 4 times
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.94%
Certificates of Deposit (CDs) - 5 Years
$1,000
2.00%
▼ 0.41% below Connecticut avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▼ 0.41% below avgNationally 2.91%
Details
Rate History
No change since Oct 8, 2026 · 2.00% APY · checked 2 times
Fairfield County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
5 Year Certificate
$0
1.76%
▼ 0.65% below Connecticut avg
▼
Rate1.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▼ 0.65% below avgNationally 2.91%
Details
Balance: $25,000.00-$99,999.99
Rate History
No change since Sep 24, 2026 · 1.76% APY · checked 5 times
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.70%
CD & IRA - 60 Months
$1,000
1.70%
▼ 0.71% below Connecticut avg
▼
Rate1.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Connecticut Average2.41%▼ 0.71% below avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 1.70% APY · checked 7 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Hebron, CT CD Rate Trends
Compare local Hebron, CT CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD CT Avg
2.688%
▲ 0.024 vs 7 days ago
Connecticut 12-month CD rates rose 0.024 points over the past 7 days to 2.688% APY.
6-Month CD CT Avg
2.500%
▲ 0.039 vs 7 days ago
Connecticut 6-month CD rates rose 0.039 points over the past 7 days to 2.500% APY.
As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions
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CT CD Rate Forecast, Next 12 Months
Where are Connecticut CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
CT 12-Month Avg APY
2.688%
6-Month Forecast
2.688%
Range: 2.49%, 2.84%
12-Month Forecast
2.938%
Range: 2.74%, 3.09%
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What Your Savings Earn at CT CD Rates Today
Annual interest earnings at today’s Connecticut average APYs. State average used where available; national average as fallback.
| CD Term | CT Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.559% | $77.97 | $155.94 | $389.85 | $779.70 |
| 6-Month CD | 2.500% | $125.00 | $250.00 | $625.00 | $1,250.00 |
| 12-Month CD | 2.688% | $134.39 | $268.78 | $671.95 | $1,343.90 |
| 18-Month CD | 2.487% | $124.34 | $248.67 | $621.68 | $1,243.35 |
| 24-Month CD | 2.392% | $119.62 | $239.24 | $598.10 | $1,196.20 |
| 36-Month CD | 2.280% | $114.00 | $228.00 | $570.00 | $1,140.00 |
| 48-Month CD | 2.272% | $113.60 | $227.19 | $567.98 | $1,135.95 |
| 60-Month CD | 2.410% | $120.48 | $240.95 | $602.38 | $1,204.75 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 14, 2026. | |||||
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Sample CD Ladder for Hebron, Connecticut Savers
$25,000 split equally across 5 terms using today’s Connecticut average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | CT Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.559% | $77.97 |
| 2 | 6-Month CD | $5,000 | 2.500% | $125.00 |
| 3 | 12-Month CD | $5,000 | 2.688% | $134.39 |
| 4 | 24-Month CD | $5,000 | 2.392% | $119.62 |
| 5 | 36-Month CD | $5,000 | 2.280% | $114.00 |
| Total ($25,000 invested) | $25,000 | 2.284% blended | $570.98/yr | |
Ladder example uses equal $5,000 rungs and Connecticut average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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738
CD Rates
Tracked in Hebron, Connecticut
Tracked in Hebron, Connecticut
33 Banks
45 Credit Unions
About Our Hebron, Connecticut CD Rate Database
MonitorBankRates tracks 738 CD rates from 33 banks and 45 credit unions with locations in Hebron, Connecticut, plus national online institutions available to Connecticut residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Beacon Bank and Trust offers a CD at 3.30% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Hebron, Connecticut.
How to Find the Best CD Rates in Hebron, Connecticut
What to compare when shopping for a CD in Hebron, Connecticut
To find the best APYs in Hebron, Connecticut, start with credit unions and online-only banks: Hebron, Connecticut has 45 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Hebron, Connecticut
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Hebron, Connecticut: 78 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Hebron, Connecticut savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Hebron, Connecticut money market rates
Connecticut Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)
Population 65+
18.5%
National avg: 17.3%
Median Individual Earnings
$52,599
National avg: $47,340
Poverty Rate
10.0%
National avg: 11.1%
Unemployment Rate
5.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$141/yr
At CT 12-mo avg 2.688% APY
18.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s CT 12-month CD average of 2.688%, saving 10% of the local median salary ($5,259/year) and putting it in a CD would earn an additional $141 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Hebron, Connecticut
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Hebron, Connecticut
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Hebron, Connecticut typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Hebron, Connecticut as everywhere in the U.S.
Choosing a CD Term in Hebron, Connecticut
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Hebron, Connecticut savers easier access to their funds. For example, Beacon Bank and Trust is offering its 6-Month Certificate of Deposit (CD) at 3.30% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, State Police Credit Union is offering its 60 Month Certificate at 4.49% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Hebron, Connecticut Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Hebron, Connecticut saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Hebron, Connecticut
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Hebron, Connecticut CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Hebron, Connecticut
Most CDs carry a fixed rate that is locked for the entire term, protecting a Hebron, Connecticut depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Hebron, Connecticut
Are CD rates in Hebron, Connecticut FDIC insured?
Yes, most established banks in Hebron, Connecticut are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Hebron, Connecticut?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Hebron, Connecticut.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Hebron, Connecticut may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Hebron, Connecticut?
Here are recent top rates found for this area:
- Beacon Bank and Trust: 3.30% APY (24-Month Certificate of Deposit (CD))
- USALLIANCE: 4.50% APY (12 Month Certificate)
- State Police Credit Union: 4.49% APY (60 Month Certificate)
- DR Bank: 4.45% APY (Prime Certificates of Deposit (CD) - 24 month)
- Dutch Point Credit Union: 4.45% APY (12 Month Jumbo Share Certificates)
- Navy Federal Credit Union: 4.35% APY (12 Month Special EasyStart Certificate)
- Thomaston Savings Bank: 4.35% APY (36 Month Business Certificate of Deposit - Fixed Rate)
- Flagstar Bank, National Association: 4.30% APY (12 Month Business CD)
- Police Federal Credit Union Of Connecticut: 4.28% APY (5 Year Term Share Certificate)
- Northwest Hills Credit Union: 4.25% APY (6 Month Share Certificate Special)
Rates reflect recent verified offers available in Hebron, Connecticut. Last Updated: October 14, 2026
Hebron, Connecticut CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Hebron, Connecticut rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Hebron, Connecticut
Hebron, Connecticut CD Calculator
At today’s CT top rate of 3.30% APY, a $10,000 deposit earns $330 in the first year. Enter your amount to see your exact return.
Hebron, Connecticut CD LadderCT CD rates currently range from 1.559% (3-month) to 2.280% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Hebron, Connecticut CD at 3.30% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsConnecticut’s average 12-month CD is 2.688% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Hebron, Connecticut CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Hebron, Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hebron, Connecticut. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 14, 2026
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