CD Rates Connecticut (CT) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Connecticut CD rates include New Haven County Credit UnionNew Haven County Credit Union2 Broadway, North Haven, CT 06473A+5.0 ★Texas Ratio: 5.60%Real return: +1.28%APY minus CPI (February 2026) offering 1 year Share Certificate at 4.08% APY, Webster BankWebster Bank1959 Summer St, Stamford, CT 06905A+5.0 ★Texas Ratio: 2.48%Real return: +1.20%APY minus CPI (February 2026) offering Private 3-Month CD at 4.00% APY, First County BankFirst County Bank117 Prospect St, Stamford, CT 06901A+5.0 ★Texas Ratio: 2.27%Real return: +1.20%APY minus CPI (February 2026) offering 3 Month CD at 4.00% APY, FD Community Federal Credit UnionFD Community Federal Credit Union601 Watertown Ave, Waterbury, CT 06708A+5.0 ★Texas Ratio: 5.67%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month CD Only at 4.00% APY, and United Business and Industry Federal Credit UnionUnited Business and Industry Federal Credit Union120 Woodford Ave, Plainville, CT 06062 2335A+5.0 ★Texas Ratio: 1.30%Real return: +1.20%APY minus CPI (February 2026) offering 24 month IRA Certificate at 4.00% APY. CD rates as of April 21, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Connecticut side-by-side. Connecticut CD rates currently reach as high as 4.08% APY from New Haven County Credit Union at 2 Broadway, North Haven, CT 06473. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 21, 2026
Compare Best CD Rates in Connecticut
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Webster Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.48%
1959 Summer St, Stamford, CT 06905
Private 3-Month CD
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
3 Month CD
$1,000
4.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Must be opened in branch; New Money Only
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
3 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
3 Month Star Relationship CD
$500
3.50%
▼
Rate3.39%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
3 Month Time Deposit & IRA
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, Stamford, CT 06902
3-Month Share Certificate
$1,000
3.26%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
3-Month Business CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
3 Month CD
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
3 Month Certificate
$500
2.80%
▼
Rate2.76%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
3 month Certificates of Deposit (Regular and IRAs)
$0
2.00%
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
964 Asylum Ave, Hartford, CT 06105
3 Months Certificate and IRA Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
120 Woodford Ave, Plainville, CT 06062 2335
3 month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 3 Months
$0
1.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
3 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT 06762 2852
3 Month Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
90 Days Certificate
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 3-Month
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
3 Month CD
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT 06340
3 Month Short-Term Share Certificates
$0
0.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
3 Month Share Certificates
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT 06360
3 Month Certificate
$500
0.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
3 Months Certificates of Deposit (CDs)
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
444 E Putnam Ave, Cos Cob, CT 06807
3 Month CD
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
443 FRANKLIN AVE, HARTFORD, CT 06114
Share Certificates 3 Months
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
211 Main St, Ansonia, CT 06401
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Early withdrawal penalties may apply
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
30 Bridge St, Suffield, CT 06078
Certificates of Deposit & IRA 3 month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
FD Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
601 Watertown Ave, Waterbury, CT 06708
6 Month CD Only
$500
4.00%
▼
Rate3.93%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 minimum, dividends compounded monthly. Early withdrawal penalty = 90 days dividend.
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, Stamford, CT 06902
6-Month Share Certificate
$1,000
3.87%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
6-Month Business CD
$0
3.80%
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
270 Broad St, New Britain, CT 06053
Certificate and IRA Certificates 6 Month
$0
3.79%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
21 Silas Deane Hwy, Wethersfield, CT 06109
6 Month Certificate and IRA Certificates
$500
3.79%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
6 Month CD
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
120 Woodford Ave, Plainville, CT 06062 2335
6 month Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
6 Month Certificate
$500
3.75%
▼
Rate3.68%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
365 Montauk Ave, New London, CT 06320
6 month Share Certificates
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
156 Cherry St, New Canaan, CT 06840
6 month CD
$1,000
3.70%
▼
Rate3.63%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.69%
279 New Britain Rd, Berlin, CT 06037
6 Months Share Certificates
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
6 Month Star Relationship CD
$500
3.50%
▼
Rate3.39%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT 06762 2852
6 Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
up to
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
6 Month CD
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
253 High St, Hartford, CT 06103
6 Months Term Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
6 Month CD
$1,000
3.40%
▼
Rate3.34%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
285 Broad St, Meriden, CT 06450 5847
6 Months Certificate/IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 6 Months
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT 06082
6 Month Certificate
$1,000
3.04%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
IRA Not Available
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
964 Asylum Ave, Hartford, CT 06105
6 Months Certificate and IRA Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
6 month Certificates of Deposit (Regular and IRAs)
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
6 Month Certificate
$1,000
2.28%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
6 month term Share Certificates
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
6 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
6 Month Time Deposit & IRA
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 6 Months
$1,000
1.20%
▼
Rate1.19%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
6 Months Certificates of Deposit
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT 06040
6 Months Certificates of Deposit
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
6 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
20 York St, New Haven, CT 06510
6 Month Term Share Certificates and IRA Term Share Certificates
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
Certificates of Deposit (CDs) 6 Months
$1,000
0.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
616 Burnside Ave, East Hartford, CT 06108
6 month CD Premier Membership
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT 06340
6 Month Short-Term Share Certificates
$0
0.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT 06360
6 Month Certificate
$500
0.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
6 Month Share Certificates
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
6 Months Certificate
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
439 W Putnam Ave, Greenwich, CT 06830 1053
6 Months Certificates
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT 06705
IRA Share Certificates 6 Months
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
233 Main St, Manchester, CT 06042 3539
6 Month Share Certificate
$0
0.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
443 FRANKLIN AVE, HARTFORD, CT 06114
Share Certificates 6 Months
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
6 Months Certificates of Deposit (CDs)
$1,000
0.10%
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
444 E Putnam Ave, Cos Cob, CT 06807
6 Month CD
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
211 Main St, Ansonia, CT 06401
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Early withdrawal penalties may apply
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
33 Broad St, Milford, CT 06460
**6 Month Certificate
$0
0.05%
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
30 Bridge St, Suffield, CT 06078
Certificates of Deposit & IRA 6 month
$1,000
0.05%
▼
Rate0.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
2 Broadway, North Haven, CT 06473
1 year Share Certificate
$0
4.08%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, Stamford, CT 06902
1-Year Share Certificate
$1,000
3.87%
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
233 Main St, Manchester, CT 06042 3539
1-Year Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
233 Main St, Manchester, CT 06042 3539
1 Year Share or IRA Certificate
$0
3.82%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
443 FRANKLIN AVE, HARTFORD, CT 06114
Share Certificates 1 Year
$0
3.82%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
156 Cherry St, New Canaan, CT 06840
12 Month CD
$1,000
3.80%
▼
Rate3.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
270 Broad St, New Britain, CT 06053
Certificate and IRA Certificates 1 Year
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
21 Silas Deane Hwy, Wethersfield, CT 06109
1 Year Certificate and IRA Certificates
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
45 Commerce Dr, Trumbull, CT 06611 5403
Roth & Educational IRA Share Certificates 12 Month
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts 1 Year
$500
3.57%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 12 Months
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
12 Month Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
253 High St, Hartford, CT 06103
1 Year Term Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
IRA CD Special for Contributions Only 1 Year
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Available for a limited time only; offer may be withdrawn at any time. IRAs are considered individual retirement accounts and are subject to IRS rules and regulations. Available for previous year and current year IRA contributions only of up to $8,600. Open in branch only.
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
182 South Rd, Enfield, CT 06082 4454
1 Year Share Certificate
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
1 Year Certificate
$0
3.35%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT 06762 2852
12 Month Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
285 Broad St, Meriden, CT 06450 5847
12 Months Certificate/IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT 06082
12 Month Certificate
$1,000
3.30%
▼
Rate3.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT 06114
12 Month Step Up Your Savings Certificate
$25
3.30%
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedApr 21, 2026
Details
Automatic deposits of at least $25.00 per paycheck are required. Failure to complete required deposits may result in early withdrawal penalties and closure. Additional deposits allowed within the term of the certificate account. Transfers into certificate are not allowed in online banking. No limits required for additional deposits
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
1 Year Star Relationship CD
$500
3.27%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
1 Year CD
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
Certificate of Deposit Accounts and Individual Retirement Accounts 12 Month
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Until Maturity
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
120 Woodford Ave, Plainville, CT 06062 2335
12 month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
1 Year IRA CD
$0
3.15%
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
12 Month CD
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.69%
279 New Britain Rd, Berlin, CT 06037
12 Months Share Certificates
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 12 Months
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
1-Year CD
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Science Park Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.01%
2 Amity Rd, New Haven, CT 06515
Share Certificates 12 months
$0
2.75%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
1 Year Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
1 year Certificates of Deposit (Regular and IRAs)
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
964 Asylum Ave, Hartford, CT 06105
1 Year Certificate and IRA Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
1 Year Time Deposit & IRA
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
1 year term IRA Certificates
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 12-Month
$0
1.65%
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Community Healthcare Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.44%
48 Haynes ST, Manchester, CT 06040
12 Months Certificates of Deposit
$0
1.65%
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
211 Main St, Ansonia, CT 06401
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Early withdrawal penalties may apply
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
12 Months Certificates of Deposit
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
12 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
12 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
Relationship APY
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
20 York St, New Haven, CT 06510
12 Month Term Share Certificates and IRA Term Share Certificates
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
616 Burnside Ave, East Hartford, CT 06108
12 month CD Premier Membership
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
12 Month Share Certificates
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT 06360
1 Year Certificate
$500
0.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
365 Montauk Ave, New London, CT 06320
12 month IRA Certificate
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT 06340
12 Month Short-Term Share Certificates
$0
0.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
439 W Putnam Ave, Greenwich, CT 06830 1053
12 Months Certificates
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT 06705
IRA Share Certificates 1 Year
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
33 Broad St, Milford, CT 06460
**1 Year or Longer Floating IRA
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Variable interest rate. Interest is compounded and paid monthly. Deposits are accepted without extending the maturity date of the CD.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
18 Month CD
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.64%
501 Middle St, Bristol, CT 06010 7438
18-Month Share Certificate
$500
3.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Save more when you move at least $500 from another financial institution.
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
18 Month No Penalty CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Must be opened in branch
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
233 Main St, Manchester, CT 06042 3539
18 Month Share or IRA Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
443 FRANKLIN AVE, HARTFORD, CT 06114
Share Certificates 18 mo.
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
18 Month IRA
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 18-Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bankwell Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.53%
156 Cherry St, New Canaan, CT 06840
18 Month CD
$1,000
3.25%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
APY effective 12/18/2025 and subject to change. $1,000 minimum opening deposit to open the account and earn APY. Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Fees may reduce earnings. This offer is not available to brokers or financial institutions. Offer may be withdrawn at any time.
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
18 Month Time Deposit & IRA
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT 06114
18 Months Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
18 Month CD
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
285 Broad St, Meriden, CT 06450 5847
18 Months Certificate/IRA Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
616 Burnside Ave, East Hartford, CT 06108
18 Month Special Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
NEW MONEY ONLY; Premier Membership
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
18 month Certificates of Deposit (Regular and IRAs)
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
18 Month Star Relationship CD
$500
2.76%
▼
Rate2.69%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT 06762 2852
18 Month Certificate
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
964 Asylum Ave, Hartford, CT 06105
1.5 Year Certificate and IRA Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.69%
279 New Britain Rd, Berlin, CT 06037
18 Months Share Certificates
$0
2.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT 06082
18 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
18 Month Bump-up CD
$1,000
2.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 18 Months
$1,000
1.80%
▼
Rate1.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
120 Woodford Ave, Plainville, CT 06062 2335
18 month IRA Certificate
$0
1.80%
▼
Rate1.79%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
18 Months Certificates of Deposit
$0
1.15%
▼
Rate1.14%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
Relationship APY
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
18 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Healthcare Financial Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
20 York St, New Haven, CT 06510
18 Month Term Share Certificates and IRA Term Share Certificates
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
365 Montauk Ave, New London, CT 06320
18 month Share Certificates
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT 06340
Long-Term Share Certificates 18 Month
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
18 Month Certificate
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
439 W Putnam Ave, Greenwich, CT 06830 1053
18 Months Certificates
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
18 Month Certificate of Deposit Accounts
$500
0.30%
▼
Rate0.29%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT 06705
IRA Share Certificates 18 Months
$500
0.30%
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
444 E Putnam Ave, Cos Cob, CT 06807
18 Month CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
18 Months Certificates of Deposit (CDs)
$1,000
0.20%
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
30 Bridge St, Suffield, CT 06078
Certificates of Deposit & IRA 18 month
$1,000
0.15%
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
33 Broad St, Milford, CT 06460
**18 Month Certificate
$0
0.10%
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
120 Woodford Ave, Plainville, CT 06062 2335
24 month IRA Certificate
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, Stamford, CT 06902
2-Year Share Certificate
$1,000
3.77%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
233 Main St, Manchester, CT 06042 3539
2 Year Share or IRA Certificate
$0
3.61%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
443 FRANKLIN AVE, HARTFORD, CT 06114
Share Certificates 2 Year
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
182 South Rd, Enfield, CT 06082 4454
2 Year Share Certificate
$0
3.55%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
253 High St, Hartford, CT 06103
2 Years Term Share Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT 06114
24 Month Step Up Your Savings Certificate
$25
3.40%
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedApr 21, 2026
Details
Automatic deposits of at least $25.00 per paycheck are required. Failure to complete required deposits may result in early withdrawal penalties and closure. Additional deposits allowed within the term of the certificate account. Transfers into certificate are not allowed in online banking. No limits required for additional deposits
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
270 Broad St, New Britain, CT 06053
Certificate and IRA Certificates 2 Years
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
21 Silas Deane Hwy, Wethersfield, CT 06109
2 Years Certificate and IRA Certificates
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
285 Broad St, Meriden, CT 06450 5847
24 Months Certificate/IRA Certificate
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
2 Broadway, North Haven, CT 06473
2 year Share Certificate
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
2 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
2 1/2 Year IRA CD
$0
3.00%
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
2 Year Time Deposit & IRA
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
24 Month CD
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
2 Year Star Relationship CD
$500
2.76%
▼
Rate2.69%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
2 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT 06762 2852
24 Month Certificate
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts 2 Year
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 24 Months
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
IRA CD Special for Contributions Only 2 Years
$1,000
2.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Available for a limited time only; offer may be withdrawn at any time. IRAs are considered individual retirement accounts and are subject to IRS rules and regulations. Available for previous year and current year IRA contributions only of up to $8,600. Open in branch only.
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 24 Months
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
45 Commerce Dr, Trumbull, CT 06611 5403
Roth & Educational IRA Share Certificates 24 Month
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
964 Asylum Ave, Hartford, CT 06105
2 Year Certificate and IRA Certificate
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.69%
279 New Britain Rd, Berlin, CT 06037
24 Months Share Certificates
$0
2.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT 06082
24 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
2 year term IRA Certificates
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
2 Years Certificates of Deposit
$0
1.20%
▼
Rate1.19%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
2-Year CD
$0
1.05%
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
24 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
616 Burnside Ave, East Hartford, CT 06108
24 month CD Premier Membership
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
24 Month Share Certificates
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT 06360
2 Year Certificate
$500
0.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
2 Year Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
2 Year CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT 06340
Long-Term Share Certificates 24 Month
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Greenwich Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
439 W Putnam Ave, Greenwich, CT 06830 1053
24 Months Certificates
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
365 Montauk Ave, New London, CT 06320
24 month IRA Certificate
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT 06705
IRA Share Certificates 2 Years
$0
0.40%
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
24 Month Certificate of Deposit Accounts
$500
0.35%
▼
Rate0.34%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
IRA Certificate 24-Month
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
444 E Putnam Ave, Cos Cob, CT 06807
2 Year CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
24 Months Certificates of Deposit (CDs)
$1,000
0.25%
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
30 Bridge St, Suffield, CT 06078
Certificates of Deposit & IRA 24 month
$1,000
0.20%
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
33 Broad St, Milford, CT 06460
**2 Year Certificate
$0
0.15%
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, Stamford, CT 06902
3-Year Share Certificate
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
3 Year CD
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Tobacco Valley Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.36%
182 South Rd, Enfield, CT 06082 4454
3 Year Share Certificate
$0
3.60%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
253 High St, Hartford, CT 06103
3 Years Term Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT 06114
36 Months Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Self-Help Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.72%
233 Main St, Manchester, CT 06042 3539
3-Year Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
233 Main St, Manchester, CT 06042 3539
3 Year Share or IRA Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
443 FRANKLIN AVE, HARTFORD, CT 06114
Share Certificates 3 Year
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
84 Wadsworth St, Hartford, CT 06106
36 Month IRA
$500
3.05%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★Texas Ratio: 0.96%
270 Broad St, New Britain, CT 06053
Certificate and IRA Certificates 3 Years
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
21 Silas Deane Hwy, Wethersfield, CT 06109
3 Years Certificate and IRA Certificates
$500
3.03%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
3 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
3 Year Time Deposit & IRA
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
36 Month CD
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT 06762 2852
36 Month Certificate
$0
2.85%
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
964 Asylum Ave, Hartford, CT 06105
3 Year Certificate and IRA Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
3 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts 3 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
285 Broad St, Meriden, CT 06450 5847
36 Months Certificate/IRA Certificate
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.69%
279 New Britain Rd, Berlin, CT 06037
36 Months Share Certificates
$0
2.53%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 36 Months
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
3 Year Star Relationship CD
$500
2.50%
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
2 Broadway, North Haven, CT 06473
3 year Share Certificate
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
120 Woodford Ave, Plainville, CT 06062 2335
36 month IRA Certificate
$0
2.30%
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT 06082
36 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
3 year term Share Certificates
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Americas First Network Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
45 Commerce Dr, Trumbull, CT 06611 5403
Roth & Educational IRA Share Certificates 36 Month
$0
1.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
3 Years Certificates of Deposit
$0
1.45%
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
Certificates of Deposit (CDs) 3 Years
$1,000
1.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
3-Year CD
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
2 N Main St, Wallingford, CT 06492
3 Year Certificate
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
Relationship APY
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
616 Burnside Ave, East Hartford, CT 06108
36 month CD Premier Membership
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
36 Month Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT 06360
3 Year Certificate
$500
0.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
36 Month Share Certificates
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
3 Year Certificate
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
36-Month Certificate
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
36 Month Certificate of Deposit Accounts
$500
0.50%
▼
Rate0.49%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Skyline Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.83%
3528 E Main St, Waterbury, CT 06705
IRA Share Certificates 3 Years
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT 06340
Long-Term Share Certificates 36 Month
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
365 Montauk Ave, New London, CT 06320
36 month IRA Certificate
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
36 Months Certificates of Deposit (CDs)
$1,000
0.35%
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
444 E Putnam Ave, Cos Cob, CT 06807
3 Year CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
33 Broad St, Milford, CT 06460
**3 Year Certificate
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
30 Bridge St, Suffield, CT 06078
Certificates of Deposit & IRA 36 month
$1,000
0.25%
▼
Rate0.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, Stamford, CT 06902
4-Year Share Certificate
$1,000
3.77%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
253 High St, Hartford, CT 06103
4 Years Term Share Certificates
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
4 Year CD
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT 06114
48 Months Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
233 Main St, Manchester, CT 06042 3539
4 Year Share or IRA Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
443 FRANKLIN AVE, HARTFORD, CT 06114
Share Certificates 4 Year
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
4 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
4 Year Time Deposit & IRA
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT 06762 2852
48 Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
48 Month CD
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.69%
279 New Britain Rd, Berlin, CT 06037
48 Months Share Certificates
$0
2.79%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
285 Broad St, Meriden, CT 06450 5847
48 Months Certificate/IRA Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
4 year Certificates of Deposit (Regular and IRAs)
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
2 Broadway, North Haven, CT 06473
4 year Share Certificate
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 48 Months
$1,000
2.55%
▼
Rate2.52%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
120 Woodford Ave, Plainville, CT 06062 2335
48 month IRA Certificate
$0
2.55%
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts 4 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
4 Year Star Relationship CD
$500
2.50%
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT 06082
48 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut Labor Dept Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.29%
200 Folly Brook Blvd, Wethersfield, CT 06109
4 year term Share Certificates
$500
2.00%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
4 Years Certificates of Deposit
$0
1.65%
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
Certificates of Deposit (CDs) 4 Years
$1,000
1.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
4-Year CD
$0
1.35%
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
IRA Share Certificates 48 Month
$0
1.10%
▼
Rate1.09%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT 06360
4 Year Certificate
$500
1.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
616 Burnside Ave, East Hartford, CT 06108
48 month CD Premier Membership
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
48 Month Certificate
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
4 Year Certificate
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
48-Month Certificate
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT 06340
Long-Term Share Certificates 48 Month
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
365 Montauk Ave, New London, CT 06320
48 month IRA Certificate
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
48 Months Certificates of Deposit (CDs)
$1,000
0.40%
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
33 Broad St, Milford, CT 06460
**4 Year Certificate
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
444 E Putnam Ave, Cos Cob, CT 06807
4 Year CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
30 Bridge St, Suffield, CT 06078
Certificates of Deposit & IRA 48 month
$1,000
0.30%
▼
Rate0.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
SUMA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.20%
39 Clovelly Rd, Stamford, CT 06902
5-Year Share Certificate
$1,000
3.82%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Police Federal Credit Union Of Connecticut
Institution Rating:
A5.0 ★Texas Ratio: 7.60%
253 High St, Hartford, CT 06103
5 Years Term Share Certificates
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Franklin Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.79%
624 Franklin Ave, Hartford, CT 06114
60 Months Certificate
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northeast Family Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
233 Main St, Manchester, CT 06042 3539
5 Year Share or IRA Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Cencap Federal Credit Union
Institution Rating:
F1.7 ★Texas Ratio: 54.83%
443 FRANKLIN AVE, HARTFORD, CT 06114
Share Certificates 5 Year
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Waterbury Connecticut Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
773 Straits Tpke, Middlebury, CT 06762 2852
60 Month Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
United Business and Industry Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
120 Woodford Ave, Plainville, CT 06062 2335
60 month IRA Certificate
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Achieve Financial Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.69%
279 New Britain Rd, Berlin, CT 06037
60 Months Share Certificates
$0
3.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northwest Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.08%
294 West St, Litchfield, CT 06759
5 Year Time Deposit & IRA
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
1 Lafayette Cir Ste 1, Bridgeport, CT 06604 6021
5 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Torrington Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.88%
129 Main St, Torrington, CT 06790
60 Month CD
$1,000
2.85%
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
New Haven County Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.60%
2 Broadway, North Haven, CT 06473
5 year Share Certificate
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
MEMBERSFIRST CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.17%
285 Broad St, Meriden, CT 06450 5847
60 Months Certificate/IRA Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Hartford Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
964 Asylum Ave, Hartford, CT 06105
2.5 Year Certificate and IRA Certificate
$0
2.78%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Stafford Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
2 Furnace Ave, Stafford Springs, CT 06076
IRA Accounts 5 Year
$500
2.54%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
American Broadcast Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
680 Birch St, Bristol, CT 06010
Investment Share and IRA Certificates 60 Months
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
New Haven Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
299 Whalley Ave, New Haven, CT 06511
5 year Certificates of Deposit (Regular and IRAs)
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Patriot Bank N.A.
Institution Rating:
F2.4 ★Texas Ratio: 45.79%
7 Old Tavern Rd, Orange, CT 06477
5 Year Star Relationship CD
$500
2.50%
▼
Rate2.44%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum unless otherwise noted - Early Withdrawal Penalties May Apply
Enfield Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
11 Cranbrook Blvd, Enfield, CT 06082
60 Month Certificate
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Jewett City Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
111 Main St, Jewett City, CT 06351
Certificates of Deposit (CDs) 5 Years
$1,000
2.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Minimum deposit to open is $1,000. Minimum daily balance to obtain the APY is $0.01. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.
Washington Trust Company, of Westerly
Institution Rating:
A5.0 ★Texas Ratio: 7.68%
14 Clara Dr, Mystic, CT 06355
5 Years Certificates of Deposit
$0
1.75%
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Paramount Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.91%
366 Main St, Middletown, CT 06457
CD & IRA - 60 Months
$1,000
1.70%
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Quarterly Post or Interest Checks<sup>2</sup>
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
245 Long Hill Rd, Middletown, CT 06457
5-Year CD
$0
1.45%
▼
Rate1.44%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Scient Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.42%
60 Colver Ave, Groton, CT 06340 3808
60 Month Share Certificates
$0
1.25%
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
CorePlus Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
202 Salem Tpke, Norwich, CT 06360
5 Year Certificate
$1,000
1.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Ion Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.95%
87 Church St, Naugatuck, CT 06770
60 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Finex Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.20%
616 Burnside Ave, East Hartford, CT 06108
60 month CD Premier Membership
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
GHA Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
5 Perryridge Rd, Greenwich, CT 06830 4608
5 Year Certificate
$0
0.80%
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
American Eagle Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
361 MAIN ST, EAST HARTFORD, CT 06118 1879
60-Month Certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Connecticut Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
115 E Putnam Ave, Greenwich, CT 06830
60 Month Certificate of Deposit Accounts
$500
0.60%
▼
Rate0.59%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
First County Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
117 Prospect St, Stamford, CT 06901
5 Year IRA CD
$0
0.55%
▼
Rate0.54%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Newtown Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.92%
39 Main St, Newtown, CT 06470
5 Year CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Windsor Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 9.09%
270 Broad St, Windsor, CT 06095
60 Months Certificates of Deposit (CDs)
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Charter Oak Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
32 Chicago Ave, Groton, CT 06340
Long-Term Share Certificates 60 Month
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Lawrence Memorial Hospital Employees FCU
Institution Rating:
A5.0 ★Texas Ratio: 7.09%
365 Montauk Ave, New London, CT 06320
60 month IRA Certificate
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
PeoplesBank
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
30 Bridge St, Suffield, CT 06078
Certificates of Deposit & IRA 60 month
$1,000
0.40%
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Milford Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.51%
33 Broad St, Milford, CT 06460
**5 Year Certificate
$0
0.35%
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Fixed rate for the term of the deposit. Interest is compounded and credited monthly.
The First Bank of Greenwich
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
444 E Putnam Ave, Cos Cob, CT 06807
5 Year CD
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Connecticut CD Rate Trends
Compare local Connecticut CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — CT Avg
1.939%
▲ 0.092 vs 7 days ago
Connecticut 12-month CD rates rose 0.092 points over the past 7 days to 1.939% APY.
6-Month CD — CT Avg
2.090%
▲ 0.122 vs 7 days ago
Connecticut 6-month CD rates rose 0.122 points over the past 7 days to 2.090% APY.
As of Apr 21, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
CT CD Rate Forecast — Next 12 Months
Where are Connecticut CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
CT 12-Month Avg APY
1.939%
6-Month Forecast
1.939%
Range: 1.74% – 2.09%
12-Month Forecast
1.689%
Range: 1.49% – 1.84%
Powered by
MonitorBankRates
What Your Savings Earn at CT CD Rates Today
Annual interest earnings at today’s Connecticut average APYs. State average used where available; national average as fallback.
| CD Term | CT Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.705% | $85.23 | $170.46 | $426.15 | $852.30 |
| 6-Month CD | 2.090% | $104.50 | $209.00 | $522.50 | $1,045.00 |
| 12-Month CD | 1.939% | $96.93 | $193.86 | $484.65 | $969.30 |
| 18-Month CD | 1.794% | $89.68 | $179.35 | $448.38 | $896.75 |
| 24-Month CD | 1.403% | $70.15 | $140.29 | $350.73 | $701.45 |
| 36-Month CD | 1.537% | $76.86 | $153.71 | $384.28 | $768.55 |
| 48-Month CD | 1.625% | $81.26 | $162.51 | $406.28 | $812.55 |
| 60-Month CD | 1.361% | $68.07 | $136.14 | $340.35 | $680.70 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 21, 2026. | |||||
Sample CD Ladder for Connecticut Savers
$25,000 split equally across 5 terms using today’s Connecticut average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | CT Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.705% | $85.23 |
| 2 | 6-Month CD | $5,000 | 2.090% | $104.50 |
| 3 | 12-Month CD | $5,000 | 1.939% | $96.93 |
| 4 | 24-Month CD | $5,000 | 1.403% | $70.15 |
| 5 | 36-Month CD | $5,000 | 1.537% | $76.86 |
| Total ($25,000 invested) | $25,000 | 1.735% blended | $433.67/yr | |
Ladder example uses equal $5,000 rungs and Connecticut average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
56
Institutions
in Connecticut
in Connecticut
23 Banks
33 Credit Unions
About Our Connecticut CD Rate Database
MonitorBankRates tracks CD rates from 23 banks and 33 credit unions with locations in Connecticut, plus national online institutions available to Connecticut residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: New Haven County Credit Union offers a CD at 4.08% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Connecticut.
How to Find the Best CD Rates in Connecticut
What to compare when shopping for a CD in Connecticut
To find the best APYs in Connecticut, start with credit unions and online-only banks — Connecticut has 33 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Connecticut
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Connecticut — 56 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Connecticut savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Connecticut money market rates
Connecticut Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
18.5%
National avg: 17.3%
Median Individual Earnings
$52,599
National avg: $47,340
Poverty Rate
10.0%
National avg: 11.1%
Unemployment Rate
5.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$102/yr
At CT 12-mo avg 1.939% APY
18.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s CT 12-month CD average of 1.939%, saving 10% of the local median salary ($5,259/year) and putting it in a CD would earn an additional $102 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Connecticut
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Connecticut
Are CD rates in Connecticut FDIC insured?
Yes, most established banks in Connecticut are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Connecticut?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Connecticut.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Connecticut may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Connecticut?
Here are recent top rates found for this area:
- New Haven County Credit Union: 4.08% APY (1 year Share Certificate)
- First County Bank: 4.00% APY (3 Month CD)
- United Business and Industry Federal Credit Union: 4.00% APY (24 month IRA Certificate)
- FD Community Federal Credit Union: 4.00% APY (6 Month CD Only)
- Webster Bank: 4.00% APY (Private 3-Month CD)
- SUMA Federal Credit Union: 3.87% APY (1-Year Share Certificate)
- Northeast Family Federal Credit Union: 3.82% APY (1 Year Share or IRA Certificate)
- Self-Help Federal Credit Union: 3.82% APY (1-Year Certificate)
- Cencap Federal Credit Union: 3.82% APY (Share Certificates 1 Year)
- Bankwell Bank: 3.80% APY (12 Month CD)
Rates reflect recent verified offers available in Connecticut. Last Updated: April 21, 2026
CD Calculators for Connecticut
Connecticut CD Calculator
At today’s CT top rate of 4.08% APY, a $10,000 deposit earns $408 in the first year. Enter your amount to see your exact return.
Connecticut CD LadderCT CD rates currently range from 1.705% (3-month) to 1.537% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Connecticut CD at 4.08% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsConnecticut’s average 12-month CD is 1.939% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Connecticut directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Connecticut. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CT.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 21, 2026
Cities in Connecticut
Rate Assistant
MonitorBankRates.com · Live Data
Try asking