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MEMBERSFIRST CT Rates & Review April 2026

MEMBERSFIRST CT's 12 month CD/IRA CD rates are at 3.30%, 6 month CD/IRA CD rates are at 3.30%, 18 month CD/IRA CD rates are at 3.04%, 24 month CD/IRA CD rates are at 3.04%, 48 month CD/IRA CD rates are at 2.78%. MEMBERSFIRST CT's Personal Loan Rates are at 8.99%. MonitorBankRates evaluates the financial stability of MEMBERSFIRST CT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.80%. Rates were last updated on 03/27/2026.

MEMBERSFIRST CT money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MEMBERSFIRST CT? Share your experience about MEMBERSFIRST CT by leaving a review below, or read customer reviews before you decide to use MEMBERSFIRST CT.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.80%
Excellent Lower than avg
First National Bank of Steeleville
Main Office
285 Broad St
Meriden, CT 06450 5847
http://membersfirstctfcu.com
Member NCUA

MEMBERSFIRST CT CD Rates

Product Rate APY Term View More
12 month Certificate/IRA Certificate 3.25% 3.30% 12 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
6 month Certificate/IRA Certificate 3.25% 3.30% 6 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
18 month Certificate/IRA Certificate 3.00% 3.04% 18 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
24 month Certificate/IRA Certificate 3.00% 3.04% 24 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
48 month Certificate/IRA Certificate 2.75% 2.78% 48 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
60 month Certificate/IRA Certificate 2.75% 2.78% 60 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
30 month Certificate/IRA Certificate 2.50% 2.53% 30 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
36 month Certificate/IRA Certificate 2.50% 2.53% 36 Months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%

MEMBERSFIRST CT Mortgage Rates

Product Rate Points APR Term View More
1st Mortgage Fixed Rate Loans - - 5.13% 10 to 15 years
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
1st Mortgage Fixed Rate Loans - - 5.99% 30 years
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
Renovation Loan - - 7.99% up to 60 months
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%

MEMBERSFIRST CT Home Equity & HELOC

Product Rate Points APR Term View More
CT Home Equity Line of Credit - - 4.50%
Details Current Rate Special; fixed for 12 months
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
Home Equity Line of Credit - - 4.50% fixed for 12 months*
Details *Current Rate Special*
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
Home Equity Loan - - 5.50% 5 years
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
Home Equity Loans - - 5.50% 5 years
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
Home Equity Loan - - 5.75% 10 years
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
Home Equity Loans - - 5.75% 10 years
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
Home Equity Loan - - 6.50% 15 years
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
Home Equity Loans - - 6.50% 15 years
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%

MEMBERSFIRST CT Credit Card Rates

Product Rate APR View More
VISA Cash Advance - 9.99%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
VISA Gold - 11.99%
Details APR for Cash Advance: 9.99%; APR for Balance Transfer: 9.99%
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
VISA Platinum - 11.99%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%
VISA Classic - 12.99%
No additional details.
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%

MEMBERSFIRST CT Personal Loan Rates

Product Rate APR View More
Personal Loans - 8.99%
Details As Low As
Last Updated 03/27/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.17%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for MEMBERSFIRST CT is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MEMBERSFIRST CT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with MEMBERSFIRST CT's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name MEMBERSFIRST CT
Address 285 Broad St, Meriden, CT 06450 5847
Phone 203-237-6424
Fax 203-237-6166
President James Suzio
CEO Edward Hogan
Full-Time Employees 14
Part-Time Employees 6
Branch Locations 4
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.80%
Return on Assets (ROA)
0.6421%
Return on Equity (ROE)
5.5614%
Non-Performing Loans Ratio (NPL)
0.22%
Total Assets
105,977,175
Total Amount of Shares and Deposits
93,242,581
Total Shares and Deposits < 1 Year
92,515,207
Total Shares and Deposits 1 3 Years
677,681
Total Shares and Deposits > 3 Years
49,693
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,854,484
Total Uninsured Shares and Deposits > $250K (F+J)
4,854,484
Total Insured Shares and Deposits > $250K (item 17 less item K)
88,388,097
Total Interest Expense (Sum of items 6 8)
1,017,355
Share Certificates
722
Number of Accounts for Share Drafts
3,700
IRA KEOGH Accounts
339
Number of Accounts for Regular Shares
7,585
All other shares
56
Money Market Shares
517
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
9,448,587
Total Liabilities
93,740,642
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About MEMBERSFIRST CT

Is MEMBERSFIRST CT a safe place to deposit money?

Yes, MEMBERSFIRST CT is considered a safe financial institution. With a Texas Ratio of 0.80360180453074%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does MEMBERSFIRST CT operate?

MEMBERSFIRST CT currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join MEMBERSFIRST CT?

Yes, to access services at MEMBERSFIRST CT, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, MEMBERSFIRST CT does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, MEMBERSFIRST CT provides members with tools to manage their accounts and build a solid financial history.

Does MEMBERSFIRST CT offer online and mobile banking?

Most modern institutions like MEMBERSFIRST CT provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://membersfirstctfcu.com.

Current MEMBERSFIRST CT Rates

  • 12-Month CD3.30%
  • 18-Month CD3.04%
  • 24-Month CD3.04%
  • 60-Month CD2.78%
Retrieved from our database of financial products. Rates subject to change.