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Skyline Financial Federal Credit Union Rates & Review August 2026

Skyline Financial Federal Credit Union's 3 Years IRA CD rates are at 0.50%, 2 Years IRA CD rates are at 0.40%, 18 month rates are at 0.30%, IRA CDs - 18 month rates are at 0.30%, 1 Year IRA CD rates are at 0.25%. Skyline Financial Federal Credit Union's Personal Loan Rates are at 12.00%. MonitorBankRates evaluates the financial stability of Skyline Financial Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 13.60%. Rates last updated and verified on 08/28/2026.

Skyline Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Skyline Financial Federal Credit Union? Share your experience about Skyline Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Skyline Financial Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 93/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
13.60%
Excellent Higher than avg
Skyline Financial Federal Credit Union
Main Office
3528 E Main St
Waterbury, CT 06705
https://www.skylinefinancialfcu.com
Member NCUA

Skyline Financial Federal Credit Union CD Rates

Product Rate APY Term View More
3 Years IRA Share Certificate 0.50% 0.50% 3 Years
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
2 Years IRA Share Certificate 0.40% 0.40% 2 Years
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
18 month 0.30% 0.30% 18 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
IRA Share Certificates - 18 month 0.30% 0.30% 18 Months
Min Balance $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
1 Year IRA Share Certificate 0.25% 0.25% 1 Year
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
6 month IRA Share Certificate 0.15% 0.15% 6 Months
Min Deposit $500
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%

Skyline Financial Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 4.00% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
New Auto - 36 Months - - 4.00% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2019 to Current - - 4.25% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2019 to Current - 36 Months - - 4.25% 36 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
New Auto - - 4.50% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
New Auto - 48 Months - - 4.50% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
New Auto - - 4.75% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
New Auto - 60 Months - - 4.75% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
New Auto - - 5.00% 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
New Auto - 72 Months - - 5.00% 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
New Auto - - 5.50% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
New Auto - 84 Months - - 5.50% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2019 to Current - - 5.75% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2019 to Current - 48 Months - - 5.75% 48 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2019 to Current - - 5.90% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2019 to Current - 60 Months - - 5.90% 60 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2018-Older - - 6.00% 36 Months
Details Max Term is 60 Months on Used 2018 and Older.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2018-Older - 36 Months - - 6.00% 36 Months
Details Max Term is 60 Months on Used 2018 and Older.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2019 to Current - - 6.25% 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2019 to Current - 72 Months - - 6.25% 72 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2018-Older - - 6.50% 48 Months
Details Max Term is 60 Months on Used 2018 and Older.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2018-Older - 48 Months - - 6.50% 48 Months
Details Max Term is 60 Months on Used 2018 and Older.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2019 to Current - - 6.65% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2019 to Current - 84 Months - - 6.65% 84 Months
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2018-Older - - 7.13% 60 Months
Details Max Term is 60 Months on Used 2018 and Older.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Used Auto 2018-Older - 60 Months - - 7.13% 60 Months
Details Max Term is 60 Months on Used 2018 and Older.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%

Skyline Financial Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 9.90%
Details See VISA page for full details and disclosure.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%

Skyline Financial Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Co-Signer Loan - 12.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Personal Co-Signer Loan - 13.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%
Personal Co-Signer Loan - 15.00%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 13.60%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Skyline Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Skyline Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Skyline Financial Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Skyline Financial Federal Credit Union
Address 3528 E Main St, Waterbury, CT 06705
Phone 203-755-2030
Fax 203-578-3079
President Dennis Barrett
CEO James Higgins
Full-Time Employees 8
Part-Time Employees 0
Branch Locations 1
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
13.60%
Return on Assets (ROA)
0.2221%
Return on Equity (ROE)
3.1568%
Non-Performing Loans Ratio (NPL)
1.38%
Total Assets
44,611,779
Total Amount of Shares and Deposits
41,028,254
Total Shares and Deposits < 1 Year
40,405,755
Total Shares and Deposits 1 3 Years
622,500
Total Insured Shares and Deposits > $250K (item 17 less item K)
41,028,254
Total Interest Expense (Sum of items 6 8)
253,837
Share Certificates
294
Number of Accounts for Share Drafts
1,661
IRA KEOGH Accounts
82
Number of Accounts for Regular Shares
3,877
All other shares
10
Non Member Deposits
2
Money Market Shares
34
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
190,729
Total Liabilities
41,476,217
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Skyline Financial Federal Credit Union

How many branches does Skyline Financial Federal Credit Union operate?

Skyline Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Skyline Financial Federal Credit Union?

Yes, to access services at Skyline Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Skyline Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Skyline Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Skyline Financial Federal Credit Union offer online and mobile banking?

Most modern institutions like Skyline Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.skylinefinancialfcu.com.

Current Skyline Financial Federal Credit Union Rates

  • 12-Month CD0.25%
  • 18-Month CD0.30%
  • 24-Month CD0.40%
Retrieved from our database of financial products. Rates subject to change.