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iAdvertiser Disclosure
Advertiser Disclosure
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Lawrence Memorial Hospital Employees FCU Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Lawrence Memorial Hospital Employees FCU's 6 month CDs rates are at 3.75%, 12 month IRA CD rates are at 0.50%, 18 month CDs rates are at 0.50%, 24 month IRA CD rates are at 0.50%, 24 month CDs rates are at 0.50%. MonitorBankRates evaluates the financial stability of Lawrence Memorial Hospital Employees FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.01%. Rates were last updated on 04/19/2026. Lawrence Memorial Hospital Employees FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lawrence Memorial Hospital Employees FCU? Share your experience about Lawrence Memorial Hospital Employees FCU by leaving a review below, or read customer reviews before you decide to use Lawrence Memorial Hospital Employees FCU. NWSB New Washington State Bank
Lawrence Memorial Hospital EFCU 365 Montauk Ave
http://www.lmhospcu.com New London, CT 06320 
Lawrence Memorial Hospital Employees FCU CD Rates
Lawrence Memorial Hospital Employees FCU Savings Rates
Lawrence Memorial Hospital Employees FCU Home Equity & HELOC
Lawrence Memorial Hospital Employees FCU Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Lawrence Memorial Hospital Employees FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lawrence Memorial Hospital Employees FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Lawrence Memorial Hospital Employees FCU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Lawrence Memorial Hospital Employees FCU
Website
http://www.lmhospcu.com
Address
365 Montauk Ave,
New London, CT 06320
Phone
860-444-5104
Fax
860-444-3784
President
Sara Gaenzle
CEO
Svetlana Atamanuk
Full-Time Employees
6
Part-Time Employees
0
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.01%
Return on Assets (ROA)
1.7704%
Return on Equity (ROE)
7.8310%
Non-Performing Loans Ratio (NPL)
0.01%
Total Assets
36,539,740
Total Amount of Shares and Deposits
28,226,719
Total Shares and Deposits < 1 Year
27,757,688
Total Shares and Deposits 1 3 Years
385,025
Total Shares and Deposits > 3 Years
84,006
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
55,678
Total Uninsured Shares and Deposits > $250K (F+J)
55,678
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,171,041
Total Interest Expense (Sum of items 6 8)
106,565
Share Certificates
244
Number of Accounts for Share Drafts
2,066
IRA KEOGH Accounts
103
Number of Accounts for Regular Shares
4,377
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,952,849
Total Liabilities
28,300,295
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Lawrence Memorial Hospital Employees FCUIs Lawrence Memorial Hospital Employees FCU a safe place to deposit money?Yes, Lawrence Memorial Hospital Employees FCU is considered a safe financial institution. With a Texas Ratio of 0.011669829061216%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Lawrence Memorial Hospital Employees FCU operate?Lawrence Memorial Hospital Employees FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Lawrence Memorial Hospital Employees FCU?Yes, to access services at Lawrence Memorial Hospital Employees FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Lawrence Memorial Hospital Employees FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Lawrence Memorial Hospital Employees FCU provides members with tools to manage their accounts and build a solid financial history. Does Lawrence Memorial Hospital Employees FCU offer online and mobile banking?Most modern institutions like Lawrence Memorial Hospital Employees FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.lmhospcu.com. Current Lawrence Memorial Hospital Employees FCU Rates
Retrieved from our database of financial products. Rates subject to change.
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