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Advertiser Disclosure
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 Fairfield County Bank Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 5, 2026
Fairfield County Bank's 12-Month rates are at 2.02%, 18-Month rates are at 2.02%, 2 Year rates are at 2.02%, 3 Year rates are at 2.02%, 4 Year rates are at 2.02%. MonitorBankRates evaluates the financial stability of Fairfield County Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.24%. Rates were last updated on 05/05/2026. Fairfield County Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fairfield County Bank? Share your experience about Fairfield County Bank by leaving a review below, or read customer reviews before you decide to use Fairfield County Bank. 
Fairfield County Bank CD Rates
Fairfield County Bank Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Fairfield County Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Fairfield County Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Fairfield County Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Fairfield County Bank
Bank Holding Company
FAIRFIELD COUNTY BANK MHC
Address
150 Danbury Rd,
Ridgefield, CT 06877 · Western Connecticut
FDIC Certificate #
18213
Established
05/14/1871
FDIC Insurance Date
07/01/1960
Domestic Offices
17
Total Branches
17
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
1.24%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.3775%
Return on Equity (ROE)
3.8100%
Non-Performing Loans (NPL)
0.11%
Total Assets
$1,919,529,000
Total Deposits
$1,393,977,000
Equity Capital
$241,401,000
Net Income
$8,364,000
Headquarters
Ridgefield
Total Offices
17
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Frequently Asked Questions About Fairfield County BankHow many branches does Fairfield County Bank operate?Fairfield County Bank currently maintains approximately 17 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Fairfield County Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Fairfield County Bank provides members with tools to manage their accounts and build a solid financial history. Does Fairfield County Bank offer online and mobile banking?Most modern institutions like Fairfield County Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fairfieldcountybank.com. Current Fairfield County Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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