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Lawrence Memorial Hospital Employees FCU Rates & Review October 2026

Lawrence Memorial Hospital Employees FCU's 6 Month CD rates are at 3.75%, CD - 6 month rates are at 3.75%, 18 Month CD rates are at 0.50%, 24 Month CD rates are at 0.50%, 36 Month CD rates are at 0.50%. Lawrence Memorial Hospital Employees FCU's Personal Loan Rates are as low as 9.99%. MonitorBankRates evaluates the financial stability of Lawrence Memorial Hospital Employees FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 10/19/2026.

Lawrence Memorial Hospital Employees FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Lawrence Memorial Hospital Employees FCU? Share your experience about Lawrence Memorial Hospital Employees FCU by leaving a review below, or read customer reviews before you decide to use Lawrence Memorial Hospital Employees FCU.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Lawrence Memorial Hospital Employees FCU
Lawrence Memorial Hospital EFCU
365 Montauk Ave
New London, CT 06320
http://www.lmhospcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Lawrence Memorial Hospital Employees FCU CD Rates

Product Rate APY Term View More
6 Month Share Certificate - 3.75% 6 month
Min Deposit $500
Details Minimum balance to open the account $500.00
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Share Certificate - 6 month - 3.75% 6 month
No additional details.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 3 times
3.25%3.75%4.25%Sep 14, 2026: 3.75% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
18 Month Share Certificate - 0.50% 18 month
Min Deposit $500
Details Minimum balance to open the account $500.00
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
24 Month Share Certificate - 0.50% 24 month
Min Deposit $500
Details Minimum balance to open the account $500.00
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
36 Month Share Certificate - 0.50% 36 month
Min Deposit $500
Details Minimum balance to open the account $500.00
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
48 Month Share Certificate - 0.50% 48 month
Min Deposit $500
Details Minimum balance to open the account $500.00
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
60 Month Share Certificate - 0.50% 60 month
Min Deposit $500
Details Minimum balance to open the account $500.00
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
IRA Share Certificates - 12 month IRA - 0.50% 12 month
Min Deposit $250
Details Minimum balance to open the account $250.00; early withdrawal dividend penalty equal to 90 days dividends
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 19, 2026: 0.50% APYOct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
IRA Share Certificates - 24 month IRA - 0.50% 24 month
Min Deposit $250
Details Minimum balance to open the account $250.00; early withdrawal dividend penalty equal to 90 days dividends
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 19, 2026: 0.50% APYOct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
IRA Share Certificates - 36 month IRA - 0.50% 36 month
Min Deposit $250
Details Minimum balance to open the account $250.00; early withdrawal dividend penalty equal to 90 days dividends
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 19, 2026: 0.50% APYOct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
IRA Share Certificates - 48 month IRA - 0.50% 48 month
Min Deposit $250
Details Minimum balance to open the account $250.00; early withdrawal dividend penalty equal to 90 days dividends
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 19, 2026: 0.50% APYOct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
IRA Share Certificates - 60 month IRA - 0.50% 60 month
Min Deposit $250
Details Minimum balance to open the account $250.00; early withdrawal dividend penalty equal to 90 days dividends
Last Updated 10/19/2026
Rate History
No change since Oct 19, 2026 · 0.50% APY
0.00%0.50%1.00%Oct 19, 2026: 0.50% APYOct 19, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Share Certificate - 18 month - 0.50% 18 month
No additional details.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Share Certificate - 24 month - 0.50% 24 month
No additional details.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Share Certificate - 36 month - 0.50% 36 month
No additional details.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Share Certificate - 48 month - 0.50% 48 month
No additional details.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Share Certificate - 60 month - 0.50% 60 month
No additional details.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 3 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
12 Month Share Certificate - 0.45% 12 month
Min Deposit $500
Details Minimum balance to open the account $500.00
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 7 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Share Certificate - 12 month - 0.45% 12 month
No additional details.
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.45% APY · checked 3 times
0.00%0.48%0.95%Sep 14, 2026: 0.45% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Lawrence Memorial Hospital Employees FCU Savings Rates

Product Rate APY View More
All-Purpose Club - 0.05%
Details Club Accounts; Minimum balance to earn APY:
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Holiday Club - 0.05%
Details Club Accounts; Minimum balance to earn APY:
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
IRA Shares (Accumulator) - 0.05%
Details Variable Rate; rate may change after the account is opened
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Regular Shares - 0.05%
Min Deposit $5
Details Share Accounts - Effective 3/1/25; Variable Rate, may change after account is opened
Last Updated 10/19/2026
Rate History
No change since Oct 10, 2026 · 0.05% APY · checked 3 times
0.00%0.28%0.55%Oct 10, 2026: 0.05% APYOct 10, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Vacation Club - 0.05%
Details Club Accounts; Minimum balance to earn APY:
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Lawrence Memorial Hospital Employees FCU Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - Fixed 5.65% - 5.65% 3-6 Years
Details Max. Amount: $50,000 max up to 90% of Value Less Liens
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 5.65% APR · checked 9 times
5.15%5.65%6.15%Sep 18, 2026: 5.65% APRSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Home Equity - Fixed 5.65% - 5.65% 7-10 Years
Details Max. Amount: $50,000 max up to 90% of Value Less Liens
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 5.65% APR · checked 9 times
5.15%5.65%6.15%Sep 18, 2026: 5.65% APRSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Lawrence Memorial Hospital Employees FCU Auto Loan Rates

Product Rate Points APR Term View More
New Vehicle - Car/Truck/Motorcycle 4.99% - 4.99% 36 months
Details Max. Amount: 100% of value
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 8 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Vehicle - Car/Truck/Motorcycle 4.99% - 4.99% 48 months
Details Max. Amount: 100% of value
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 8 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Vehicle - Car/Truck/Motorcycle 4.99% - 4.99% 60 months
Details Max. Amount: 100% of value
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 8 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
New Vehicle - Car/Truck/Motorcycle 4.99% - 4.99% 72 months
Details Max. Amount: 100% of value
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 8 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Vehicle - Car/Truck/Motorcycle 4.99% - 4.99% 36 months
Details Max. Amount: 100% of value
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Vehicle - Car/Truck/Motorcycle 4.99% - 4.99% 48 months
Details Max. Amount: 100% of value
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Vehicle - Car/Truck/Motorcycle 4.99% - 4.99% 60 months
Details Max. Amount: 100% of value
Last Updated 10/19/2026
Rate History
No change since Sep 18, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 18, 2026: 4.99% APRSep 18, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Used Vehicle - Car/Truck/Motorcycle (2023 - 2025) 5.25% - 5.25% 72 months
Details Model Year: 2023 - 2025; Max. Amount: 100% of value
Last Updated 10/19/2026
Rate History
No change since Sep 14, 2026 · 5.25% APR · checked 8 times
4.75%5.25%5.75%Sep 14, 2026: 5.25% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Lawrence Memorial Hospital Employees FCU Personal Loan Rates

Product APR Term View More
Unsecured Loan 9.99% 48 months
Details Max. Amount: $10,000
Last Updated 10/19/2026
Rate History
No change since Oct 14, 2026 · 9.99% APR · checked 2 times
9.49%9.99%10.49%Oct 14, 2026: 9.99% APROct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%
Unsecured Loan 10.75% 60 months
Details Max. Amount: $10,000
Last Updated 10/19/2026
Rate History
No change since Oct 14, 2026 · 10.75% APR · checked 2 times
10.25%10.75%11.25%Oct 14, 2026: 10.75% APROct 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.00%

Financial Health History

Lawrence Memorial Hospital Employees FCU’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.00% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$38M0.00%5.0A+
March 31, 2026$38M0.00%5.0A+
December 31, 2025$37M0.01%5.0A+
September 30, 2025$37M0.01%5.0A+
June 30, 2025$37M0.00%5.0A+
March 31, 2025$37M0.00%5.0A+
December 31, 2024$35M0.00%5.0A+
September 30, 2024$36M0.00%5.0A+
June 30, 2024$35M0.00%5.0A+
March 31, 2024$36M0.00%5.0A+
December 31, 2023$35M0.38%5.0A+
September 30, 2023$35M0.00%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Lawrence Memorial Hospital Employees FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Lawrence Memorial Hospital Employees FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Lawrence Memorial Hospital Employees FCU's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Lawrence Memorial Hospital Employees FCU
Address 365 Montauk Ave, New London, CT 06320
Phone 860-444-5104
Fax 860-444-3784
President Sara Gaenzle
CEO Svetlana Atamanuk
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.00%
Return on Assets (ROA)
1.0866%
Return on Equity (ROE)
4.6347%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
37,697,372
Total Amount of Shares and Deposits
28,794,447
Total Shares and Deposits < 1 Year
28,299,902
Total Shares and Deposits 1 3 Years
445,964
Total Shares and Deposits > 3 Years
48,581
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
74,891
Total Uninsured Shares and Deposits > $250K (F+J)
74,891
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,719,556
Total Interest Expense (Sum of items 6 8)
79,693
Share Certificates
240
Number of Accounts for Share Drafts
2,065
IRA KEOGH Accounts
75
Number of Accounts for Regular Shares
4,327
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,362,183
Total Liabilities
28,858,884
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Lawrence Memorial Hospital Employees FCU earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/lawrence-memorial-hospital-employee-rates-review-13305">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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0
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Frequently Asked Questions About Lawrence Memorial Hospital Employees FCU

Does Lawrence Memorial Hospital Employees FCU offer CDs?

Yes. Lawrence Memorial Hospital Employees FCU offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from Lawrence Memorial Hospital Employees FCU NCUA insured?

Yes. Lawrence Memorial Hospital Employees FCU is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Lawrence Memorial Hospital Employees FCU?

The highest CD rate MonitorBankRates has verified for Lawrence Memorial Hospital Employees FCU is 3.75% APY on its 6 Month CD, as of October 19, 2026.

What CD terms does Lawrence Memorial Hospital Employees FCU offer?

The Lawrence Memorial Hospital Employees FCU CD terms we track include 6 month, 12 month, 18 month, 2 year, 3 year and 5 year terms, with rates from 0.50% to 3.75% APY. The institution may offer other terms or specials that are not listed here, so check with Lawrence Memorial Hospital Employees FCU for its full lineup.

What is the lowest auto loan rate at Lawrence Memorial Hospital Employees FCU?

The lowest auto loan rate MonitorBankRates has verified for Lawrence Memorial Hospital Employees FCU is 4.99% rate on its New Vehicle - Car/Truck/Motorcycle, as of October 19, 2026.

What is the lowest personal loan rate at Lawrence Memorial Hospital Employees FCU?

The lowest personal loan rate MonitorBankRates has verified for Lawrence Memorial Hospital Employees FCU is 9.99% rate on its Unsecured Loan, as of October 19, 2026.

How many branches does Lawrence Memorial Hospital Employees FCU operate?

Lawrence Memorial Hospital Employees FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Lawrence Memorial Hospital Employees FCU?

Yes, to access services at Lawrence Memorial Hospital Employees FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Lawrence Memorial Hospital Employees FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Lawrence Memorial Hospital Employees FCU provides members with tools to manage their accounts and build a solid financial history.

Does Lawrence Memorial Hospital Employees FCU offer online and mobile banking?

Most modern institutions like Lawrence Memorial Hospital Employees FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.lmhospcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Lawrence Memorial Hospital Employees FCU rates compare?

Lawrence Memorial Hospital Employees FCU's top rates are 3.75% APY on its 6 Month CD and personal loans from 9.99% APR, verified by MonitorBankRates on October 19, 2026. To compare Lawrence Memorial Hospital Employees FCU with the top rates nationwide, see our best CD rates and best personal loan rates, updated daily from banks and credit unions across the country.

Current Lawrence Memorial Hospital Employees FCU Rates

  • 12-Month CD0.45%
  • 18-Month CD0.50%
  • 24-Month CD0.50%
  • 60-Month CD0.50%
Retrieved from our database of financial products. Rates subject to change.