CD Rates Pennsylvania (PA) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Pennsylvania CD rates include P.C. Federal Credit UnionP.C. Federal Credit Union203 N Main St, Port Allegany, PA 16743A+5.0 ★Texas Ratio: 0.00%Real return: +1.45%APY minus CPI (February 2026) offering Level 6 - 6 month term at 4.25% APY, U S POSTAL SERVICEU S POSTAL SERVICE1001 California Ave, Pittsburgh, PA 15290A+5.0 ★Texas Ratio: 2.27%Real return: +1.45%APY minus CPI (February 2026) offering IRA Certificates 1 Year Starter Add-On at 4.25% APY, Bethlehem 1st Federal Credit UnionBethlehem 1st Federal Credit Union2317 Easton Ave, Bethlehem, PA 18017 5009A+5.0 ★Texas Ratio: 1.60%Real return: +1.35%APY minus CPI (February 2026) offering 12 month Share Certificates at 4.15% APY, Ukrainian Selfreliance Federal Credit UnionUkrainian Selfreliance Federal Credit Union700 N Cedar Rd, Jenkintown, PA 19046 4109A+5.0 ★Texas Ratio: 1.47%Real return: +1.28%APY minus CPI (February 2026) offering 6 Month Certificate at 4.08% APY, and Tendto Credit UnionTendto Credit Union1129 State St, Erie, PA 16501 1911A+5.0 ★Texas Ratio: 3.98%Real return: +1.27%APY minus CPI (February 2026) offering 60 month Certificate at 4.07% APY. CD rates as of April 12, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Pennsylvania side-by-side. Pennsylvania CD rates currently reach as high as 4.25% APY from P.C. Federal Credit Union at 203 N Main St, Port Allegany, PA 16743. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 12, 2026
Compare Best CD Rates in Pennsylvania
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
IRA Certificates of Deposit 90 Day
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1800 W Market St, Pottsville, PA 17901
3-Month Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Apollo Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
201 N Warren Ave, Apollo, PA 15613
3-month Certificate of Deposit
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
promotion
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
3-Month Share Certificate
$100,000
3.60%
▼
Rate3.54%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
$100,000 Minimum to Earn APY
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
3 month CD's
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
3 Month Certificates/IRA Certificates
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
801 W Lancaster Ave, Bryn Mawr, PA 19010
3-Month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
3 Month Savings Certificates
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1600 Medical Dr, Pottstown, PA 19464 3242
90 Day Jumbo Certificate
$0
3.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
7660 Saltsburg Rd, Pittsburgh, PA 15239
3 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
3 Month CD
$1,000
2.75%
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
3 Month Share Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
3 month Certificates
$50,000
2.50%
▼
Rate2.47%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
3 Month CD/IRA
$0
2.48%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
3 Month Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Early Withdrawal Penalty: 1 month interest
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
271 Main St, Harleysville, PA 19438
3 Month CD
$500
2.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
470 W Cheltenham Ave, Philadelphia, PA 19126
3 Month Certificate of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedApr 12, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
Share Certificate - 90 Day
$1,000
1.82%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
3 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
1.70%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 12, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA 18914
3-Month Certificates
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
PO Box 400, Sidman, PA 15955 0400
90 Day Certificate
$2,500
1.50%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Minimum Deposit $2,500
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA 19406 2902
Savings and IRA 3 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
3 Month IRA
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 Cherry St, Phila, PA 19102 1320
3-month CD/IRA
$100
0.80%
▼
Rate0.80%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
IRA Certificates 3 Month
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
630 Mill St, Danville, PA 17821
Certificate of Deposit 3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
3 Month CD
$500
0.50%
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
820 Church St, Honesdale, PA 18431
Platinum CD 3 Month
$10,000
0.45%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
3-month Certificates (Share or IRA)
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
3 Month CD
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
659 Main St, Hellertown, PA 18055
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
1271 Indian Springs Rd, Indiana, PA 15701
3 month CD
$0
0.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 N Main St, Port Allegany, PA 16743
Level 6 - 6 month term
$100,000
4.25%
▼
Rate4.25%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
$100000.00 to open
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
6 Month Certificate
$0
4.08%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Early Withdrawal Penalty: 1 month interest
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
6 Month Certificates
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
611 Centerville RD, Lancaster, PA 17601
Rollover 6 Month Jumbo Certificate
$100,000
3.90%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
$100,000 minimum deposit to open and earn APY. Penalty for early withdrawal.
OceanFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
6 Month CD
$5,000
3.85%
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedApr 12, 2026
Details
NEW MONEY REQUIRED ? IRA ELIGIBLE
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
6 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedApr 12, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
6 Month IRA Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
6 Month CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
6 Month Certificate
$1,000
3.70%
▼
Rate3.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1800 W Market St, Pottsville, PA 17901
6-Month Certificate
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
2 W King St, Malvern, PA 19355
6 Month CD & IRA
$1,000
3.60%
▼
Rate3.57%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
5 W Main St, Canton, PA 17724
NEW CD Special: 6 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
6 month CD's
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
80 Broadway St, Milton, PA 17847
6 Month CD
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
6-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
$100,000 Minimum to Earn APY
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA 16511 1140
IRA Certificate 6 Month
$5
3.35%
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Perry Hwy, Pittsburgh, PA 15237
Certificates of Deposit 6 Month
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602
6 month Certificate
$100,000
3.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
NORTHWOOD
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
6836 Castor Ave, Philadelphia, PA 19149 2108
6 Mo. Share Certificate
$3,000
3.15%
▼
Rate—
Min Deposit$3,000
Min Balance—
UpdatedApr 12, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
6 month Share Certificates
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
$5,000 - $25,000
VASCO
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
432 Depot St, Latrobe, PA 15650
IRA 6 Month Certificate
$0
3.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
801 W Lancaster Ave, Bryn Mawr, PA 19010
6-Month CD
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
6 Month Share Certificate
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Alleg Kiski Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
501 11th St, New Kensington, PA 15068
6 MONTH CERTIFICATE
$0
2.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
250 William Pitt Way, Pittsburgh, PA 15238
Share Certificates 6 month
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
Share Certificate - 6 Month
$1,000
2.74%
▼
Rate2.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
101 Hazle St, Wilkes Barre, PA 18702 4305
6-Month Certificate
$0
2.73%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1286 E 38th St, Erie, PA 16504 3039
6 Month Certificate of Deposit
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Paid At Maturity
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
Youth Savings Certificate 6 Month Certificate
$25
2.50%
▼
Rate2.47%
Min Deposit$25
Min Balance—
UpdatedApr 12, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA 18810 1707
6 Month Certificate
$1,000
2.37%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
155 E Butler Ave, Ambler, PA 19002
6 Month Certificate of Deposit
$1,000
2.30%
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
6 month Certificates
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
$1,000 - $49,999
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
6 month Certificates of Deposit
$500
2.24%
▼
Rate2.22%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
6 Month Share Certificate
$100,000
2.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA 19406 2902
Savings and IRA 6 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Penn East Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
441 N 7th Ave, Scranton, PA 18503
Share Certificate 6 Month
$1,000
1.30%
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
959 E Park Dr, Harrisburg, PA 17111 2810
Certificates (6 month)
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA 17401
6 Month Share Certificates Of Deposits and IRA Accounts
$500
1.05%
▼
Rate1.05%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
North Districts Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.98%
101 NORTHTOWNE SQ, GIBSONIA, PA 15044 9505
6 Month Certificates of Deposit
$1,000
1.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
6 Month CD
$500
0.90%
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
6-month Certificates (Share or IRA)
$0
0.76%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
630 Mill St, Danville, PA 17821
Certificate of Deposit 6-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
6 Month Certificate
$500
0.65%
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
NFG #2 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1303 Pennsylvania Ave w, Warren, PA 16365
6 month share certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Substantial penalty for early withdrawal.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5556 William Flynn Hwy, Gibsonia, PA 15044
6 MONTH CD
$0
0.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
659 Main St, Hellertown, PA 18055
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
1271 Indian Springs Rd, Indiana, PA 15701
6 month CD
$0
0.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 California Ave, Pittsburgh, PA 15290
IRA Certificates 1 Year Starter Add-On
$0
4.25%
▼
Rate4.18%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.60%
2317 Easton Ave, Bethlehem, PA 18017 5009
12 month Share Certificates
$0
4.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 1 Year
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
URE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
201 Beech St, East Pittsburgh, PA 15112
12 Month Certificates of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
12 Month (IRA Certificate) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA 18914
12-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
4700 Wissahickon Ave, Philadelphia, PA 19144 4248
12 Month Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
12 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedApr 12, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 Cherry St, Phila, PA 19102 1320
12-month CD/IRA
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
1 Year (12 Month) Adjustable CD
$5,000
3.72%
▼
Rate3.67%
Min Deposit$5,000
Min Balance—
UpdatedApr 12, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
1 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
12 Month Certificate
$1,000
3.70%
▼
Rate3.58%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Westwood Rd, Pottsville, PA 17901 1834
IRA Certificates of Deposit 1 year
$0
3.66%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
4099 William Penn Hwy, Monroeville, PA 15146
12-month CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov. Member FDIC
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
12 Month IRA Certificate
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
12 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Early Withdrawal Penalty: 3 months interest
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
115 Clay St, North East, PA 16428 1537
IRA Certificates 12 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Compounded Quarterly
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1600 Medical Dr, Pottstown, PA 19464 3242
12 Month Regular Certificate
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
80 Broadway St, Milton, PA 17847
IRA 1 Year CD
$100
3.50%
▼
Rate3.46%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
12 Month Large Depositor Special
$100,000
3.49%
▼
Rate3.45%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
12 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Investment Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
900 S 16th St, Altoona, PA 16602
1 Year Certificate of Deposit
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
1 year Share Certificates
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
$25,000+
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
Jumbo and Jumbo IRA Certificates 1 Year
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
$100,000 and Above
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
1 Year CD
$500
3.25%
▼
Rate3.22%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
NORTHWOOD
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
6836 Castor Ave, Philadelphia, PA 19149 2108
12 Mo. Share Certificate
$3,000
3.20%
▼
Rate—
Min Deposit$3,000
Min Balance—
UpdatedApr 12, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
235 Pittsburgh St, Uniontown, PA 15401 2751
12 Month Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA 16501 1911
12 Month IRA
$0
3.12%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1901 Sanderson Ave, Scranton, PA 18509
12 Month Relationship IRA/Roth
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
12 month CD's
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
12 Month Share Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
250 William Pitt Way, Pittsburgh, PA 15238
Share Certificates 1 year
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA 18810 1707
12 Month Certificate
$1,000
2.73%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
155 E Butler Ave, Ambler, PA 19002
1 Year Certificate of Deposit
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
101 Hazle St, Wilkes Barre, PA 18702 4305
12-Month Certificate
$0
2.63%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
1 year Certificates
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
Derry Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
160 E 1st Ave, Derry, PA 15627 1926
1 Year Share Certificates
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Latrobe Area Hospital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
121 W 2ND AVE, Latrobe, PA 15650
1 year Certificate Accounts
$1,000
2.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
12 month Certificates of Deposit
$500
2.49%
▼
Rate2.46%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Tri Boro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
2644 Mosside Blvd Ste 119, Monroeville, PA 15146 3392
1 Year IRA Certificate
$0
2.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
12 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
2.35%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 12, 2026
Details
Hometown Bank of PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
638 E Pitt St, Bedford, PA 15522
Certificates of deposit/IRA 12 month variable rate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
1100 Green St, Washington, PA 15301 2338
Share Certificate 12 Month
$0
2.25%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 N Main St, Port Allegany, PA 16743
Level 2 - 12 month term
$5,000
2.15%
▼
Rate2.15%
Min Deposit$5,000
Min Balance—
UpdatedApr 12, 2026
Details
$5000.00 to open
Altoona First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
203 N Logan Blvd, Altoona, PA 16602
12-Month Variable Rate CD
$0
2.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
935 5th Ave, Ford City, PA 16226
1 Year Certificates of Deposit
$500
2.00%
▼
Rate1.95%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA 18701 2102
12 Month Certificate of Deposit
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA 17401
12 Month Share Certificates Of Deposits and IRA Accounts
$500
1.75%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Penn East Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
441 N 7th Ave, Scranton, PA 18503
IRA Certificate 12 Month
$1,000
1.70%
▼
Rate1.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
12-month Certificates (Share or IRA)
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA 16501 1911
18-Month Term Certificate
$0
4.03%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 18 Month
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
18 Month (Legacy Club) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA 18914
18-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 Cherry St, Phila, PA 19102 1320
18-month Flex CD
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5 Hillman Dr, Chadds Ford, PA 19317
18 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
IRA Certificate Term 18-Month Variable
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
$100,000 Minimum to Earn APY
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
18 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
18 Month Jumbo IRA Certificate
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
18 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Early Withdrawal Penalty: 3 months interest
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
411 Mcmurray Rd, Bethel Park, PA 15102
18 Month Certificate of Deposit and IRA
$2,000
3.55%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedApr 12, 2026
Details
NexTier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
222 Market St, Kittanning, PA 16201
18 Month CD
$5,000
3.51%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 12, 2026
Details
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
18 Month CD
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
Share Certificate - 18 Month
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
18 month Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
$25,000+
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
4255 E Main St, Belleville, PA 17004
18-Month UnCD Certificate of Deposit
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
18 Month Special Certificates
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
709 Hannah St, Houtzdale, PA 16651
18 Month CD
$10,000
3.30%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
18 Month Certificate
$1,000
3.25%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
4101 Main St, Erie, PA 16511
18 month Share Certificate
$0
3.20%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
18 Month Roth IRA Mini-Jumbo Term Certificates
$50,000
3.15%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
18 Month Share Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA 18711
18-Month Share and IRA Certificates (CDs)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
2 W King St, Malvern, PA 19355
18 Month CD & IRA
$500
2.90%
▼
Rate2.88%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
155 E Butler Ave, Ambler, PA 19002
18 Month Bump-Up Certificate of Deposit
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
18 month Certificates
$50,000
2.70%
▼
Rate2.67%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
18 Month CD
$1,000
2.50%
▼
Rate2.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
271 Main St, Harleysville, PA 19438
18 Month CD
$500
2.47%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
2.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
18 Month Standard Certificates of Deposit
$5,000
2.41%
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedApr 12, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 N Main St, Port Allegany, PA 16743
Level 3 - 18 month term
$10,000
2.30%
▼
Rate2.30%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
$10000.00 to open
Greenville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
233 Main St, Greenville, PA 16125
18 Month IRA Certificate of Deposit
$500
2.15%
▼
Rate2.13%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA 15902
18-month Certificates of Deposit
$500
2.02%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA 18701 2102
18 Month Certificate of Deposit
$0
2.01%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA 15905 4310
1.5 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
959 E Park Dr, Harrisburg, PA 17111 2810
IRA 18 Month Certificate
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Regular Rates
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
611 Centerville RD, Lancaster, PA 17601
Jumbo 18 Month Certificate
$100,000
1.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1431 Valley View Blvd, Altoona, PA 16602
IRA Traditional / Roth 18 Month Term CD
$500
1.46%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
5000 Marketplace Way, Enola, PA 17025
18-Month Certificate
$500
1.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
18 Month Certificates of Deposit
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
200 W Lancaster Ave, Devon, PA 19333
18 Month IRA Certificates
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 12, 2026
Details
Relationship APY
NFG #2 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1303 Pennsylvania Ave w, Warren, PA 16365
18 month share certificate
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Substantial penalty for early withdrawal.
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
18 Month Certificate
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5556 William Flynn Hwy, Gibsonia, PA 15044
18 MONTH CD
$0
0.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
100 Commerce Dr, Milroy, PA 17063
18 Month Certificates of Deposit
$1,000
0.42%
▼
Rate0.42%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
1271 Indian Springs Rd, Indiana, PA 15701
18 month CD
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA 18914
Jumbo Certificates 24-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 2 Year
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
24 Month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
24 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
520 Eagleview Blvd, Exton, PA 19341
24 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedApr 12, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
2 Year (24 Month) Adjustable CD
$5,000
3.76%
▼
Rate3.71%
Min Deposit$5,000
Min Balance—
UpdatedApr 12, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
250 William Pitt Way, Pittsburgh, PA 15238
Share Certificates 2 year
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
2 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
3333 Concord Rd, Aston, PA 19014
24 Month Certificates of Deposit and IRAs
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
24 Month Certificate
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Early Withdrawal Penalty: 3 months interest
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5 Hillman Dr, Chadds Ford, PA 19317
24 MONTH Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
24 Month Certificates
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
2 year Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
$25,000+
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
24 Month CD
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
24-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
$100,000 Minimum to Earn APY
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
24 Month Jumbo IRA Certificate
$100,000
3.40%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
24 MONTH BUMP Certificate
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
VASCO
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
432 Depot St, Latrobe, PA 15650
IRA 2 Year Certificate
$0
3.33%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA 16511 1140
24 Month IRA Certificate
$5
3.30%
▼
Rate3.25%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
115 Clay St, North East, PA 16428 1537
IRA Certificates 24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Compounded Quarterly
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
80 Broadway St, Milton, PA 17847
IRA 2 Year CD
$500
3.25%
▼
Rate3.22%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
24 Month Share Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
24 Month IRA
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
4101 Main St, Erie, PA 16511
24 month Share Certificate
$0
3.04%
▼
Rate3.04%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA 16501 1911
24 Month CD
$0
3.03%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA 19406 2902
Savings and IRA 2 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
24 month Certificates of Deposit
$500
2.99%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
155 E Butler Ave, Ambler, PA 19002
2 Year Certificate of Deposit
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1 N Oak St, Mount Carmel, PA 17851
IRA 24 Month CD
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
24 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
2.70%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
2 W King St, Malvern, PA 19355
24 Month CD
$500
2.65%
▼
Rate2.63%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
24 month CD's
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA 15902
24-month Certificates of Deposit
$500
2.52%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
2 Year CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
24 Month Standard Certificates of Deposit
$1,000
2.44%
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA 16066 0728
24 Month Certificate
$10,000
2.40%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 N Main St, Port Allegany, PA 16743
Level 3 - 24 month term
$10,000
2.35%
▼
Rate2.35%
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
$10000.00 to open
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
100 Lincoln Way E, Mcconnellsburg, PA 17233
24-month CD
$25,000
2.25%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 12, 2026
Details
Certain new money restrictions apply.
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA 15905 4310
2 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1901 Sanderson Ave, Scranton, PA 18509
24 Month Relationship IRA/Roth
$1,000
1.90%
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
959 E Park Dr, Harrisburg, PA 17111 2810
Certificates (24 month)
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
2 Year Certificates of Deposit
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
24-month Certificates (Share or IRA)
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
611 Centerville RD, Lancaster, PA 17601
24 Month Certificate
$500
1.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
$500.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1156 Kennebec Dr, Chambersburg, PA 17201
2-Year Share Certificate
$0
1.65%
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA 17401
24 Month Share Certificates Of Deposits and IRA Accounts
$1,000
1.50%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
5000 Marketplace Way, Enola, PA 17025
24-Month Certificate
$500
1.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
478 Ridgley St, Orbisonia, PA 17243
24 Month Nest Egg IRA - Adjustable Rate
$50
1.11%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 12, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
24 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
630 Mill St, Danville, PA 17821
Certificate of Deposit 24-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA 18914
Jumbo Certificates 36-Month
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
36 Month Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
520 Eagleview Blvd, Exton, PA 19341
36 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedApr 12, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
3 Year Adjustable CD
$1,000
3.78%
▼
Rate3.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1600 Medical Dr, Pottstown, PA 19464 3242
36 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 3 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
3 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
3 year Share Certificates
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
$25,000+
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
IRA Certificate Term 36-Month Variable
$100,000
3.58%
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
$100,000 Minimum to Earn APY
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
8535 New Falls Rd, Levittown, PA 19054 1601
3 Year Share Certificate / IRA Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
36 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5 Hillman Dr, Chadds Ford, PA 19317
36 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
IRA Certificates of Deposit 36 Month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
36 Month Jumbo IRA Certificate
$100,000
3.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 Cherry St, Phila, PA 19102 1320
36-month CD/IRA
$100
3.25%
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
630 Mill St, Danville, PA 17821
Promotional Certificate of Deposit 36-Month Bump Up
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Tri Boro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
2644 Mosside Blvd Ste 119, Monroeville, PA 15146 3392
3 Year IRA Certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA 16511 1140
IRA Certificate 36 Month
$5
3.14%
▼
Rate3.10%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
4101 Main St, Erie, PA 16511
36 month Share Certificate
$0
3.07%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Derry Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
160 E 1st Ave, Derry, PA 15627 1926
3 Year Share Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
115 Clay St, North East, PA 16428 1537
IRA Certificates 36 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Compounded Quarterly
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
36 Month Certificate
$1,000
3.00%
▼
Rate2.92%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
36 Month IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
80 Broadway St, Milton, PA 17847
IRA 3 Year CD
$500
2.80%
▼
Rate2.78%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA 15902
36-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
3 year Certificates
$50,000
2.75%
▼
Rate2.72%
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1 N Oak St, Mount Carmel, PA 17851
IRA 36 Month CD
$500
2.63%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA 16066 0728
36 Month Certificate
$25,000
2.60%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 12, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
101 Hazle St, Wilkes Barre, PA 18702 4305
36-Month Certificate
$0
2.58%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ukrainian Selfreliance of Western PA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
700 Washington Ave, Carnegie, PA 15106
36-month certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
36 Month Standard Certificates of Deposit
$1,000
2.49%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
100 Lincoln Way E, Mcconnellsburg, PA 17233
36-month CD
$25,000
2.45%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 12, 2026
Details
Certain new money restrictions apply.
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
36 month CD's
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
100 Lewis Ave, Jeannette, PA 15644
3 Year Roth/Traditional IRA
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
444 Arona Rd, New Stanton, PA 15672
36 month IRA Certificate
$0
2.10%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
155 E Butler Ave, Ambler, PA 19002
3 Year Certificate of Deposit
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
611 Centerville RD, Lancaster, PA 17601
Rollover 36 Month Jumbo Certificate
$100,000
1.85%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
$100,000 minimum deposit to open and earn APY. Penalty for early withdrawal.
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
36-month Certificates (Share or IRA)
$0
1.82%
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
959 E Park Dr, Harrisburg, PA 17111 2810
Certificates (36 month)
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
36 Month CD
$500
1.75%
▼
Rate1.73%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1156 Kennebec Dr, Chambersburg, PA 17201
3-Year Share Certificate
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
221 S York Rd, Hatboro, PA 19040
3 Year CD
$1,000
1.25%
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
36 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
820 Church St, Honesdale, PA 18431
Platinum CD 36 Month
$10,000
0.75%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 12, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
100 Commerce Dr, Milroy, PA 17063
36 Month (3 year) Certificates of Deposit
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5556 William Flynn Hwy, Gibsonia, PA 15044
36 MONTH CD
$0
0.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
271 Main St, Harleysville, PA 19438
36 Month CD
$500
0.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
1100 Green St, Washington, PA 15301 2338
IRA Share Certificate 36 Month
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
United Bank of Philadelphia
Institution Rating:
F2.5 ★Texas Ratio: 45.27%
1501 N Broad St, Philadelphia, PA 19122
3-Year Certificate of Deposit
$500
0.20%
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
48 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
IRA Certificates 48 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
4 year Share Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
$25,000+
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 4 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
520 Eagleview Blvd, Exton, PA 19341
48 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
48-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
$100,000 Minimum to Earn APY
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
48 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
5 Hillman Dr, Chadds Ford, PA 19317
48 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA 16511 1140
48 Month IRA Certificate
$5
3.35%
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Perry Hwy, Pittsburgh, PA 15237
Certificates of Deposit 4 Year
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
48 Month Certificate
$1,000
3.25%
▼
Rate3.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
29 Main Street, Tremont, PA 17981
4 Year Term Certificate
$500
3.20%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA 15222
Regular Certificate 48 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
4101 Main St, Erie, PA 16511
48 month Share Certificate
$0
3.14%
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
230 Mall Blvd Bldg 100, King of Prussia, PA 19406 2902
Savings and IRA 4 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
48 Month IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA 15902
48-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
80 Broadway St, Milton, PA 17847
4 Year CD
$500
2.75%
▼
Rate2.73%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA 16066 0728
48 Month Certificate
$25,000
2.60%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 12, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
4 Year CD
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
48 month CD's
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
155 E Butler Ave, Ambler, PA 19002
4 Year Certificate of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
48-month Certificates (Share or IRA)
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA 15905 4310
4 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
48 Month CD
$500
1.95%
▼
Rate1.93%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
5000 Marketplace Way, Enola, PA 17025
48-Month IRA Certificates
$0
1.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
4 Year Certificates of Deposit
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
4 Year CD
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1901 Sanderson Ave, Scranton, PA 18509
48 Month Relationship IRA/Roth
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
221 S York Rd, Hatboro, PA 19040
4 Year CD
$1,000
1.25%
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
630 Mill St, Danville, PA 17821
Certificate of Deposit 48-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
48 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
820 Church St, Honesdale, PA 18431
Individual Retirement Account (IRA) 48 Month
$2,500
0.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
100 Commerce Dr, Milroy, PA 17063
48 Month (4 year) Certificates of Deposit
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5556 William Flynn Hwy, Gibsonia, PA 15044
48 MONTH CD
$0
0.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
271 Main St, Harleysville, PA 19438
48 Month Rising Rate CD
$500
0.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
United Bank of Philadelphia
Institution Rating:
F2.5 ★Texas Ratio: 45.27%
1501 N Broad St, Philadelphia, PA 19122
4-Year Certificate of Deposit
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA 16501 1911
60 month Certificate
$200,000
4.07%
▼
Rate4.01%
Min Deposit$200,000
Min Balance—
UpdatedApr 12, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
5 year Share Certificates
$0
4.02%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
$25,000+
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA 18914
Jumbo Certificates 60-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
60 Month Certificate
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Early Withdrawal Penalty: 6 months interest
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
IRA Certificates 60 Month
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
60 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
5 Year CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 5 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
520 Eagleview Blvd, Exton, PA 19341
60 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 12, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
235 Pittsburgh St, Uniontown, PA 15401 2751
60 Month Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
60-Month Share Certificate
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
$100,000 Minimum to Earn APY
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
60 Month Share Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
8535 New Falls Rd, Levittown, PA 19054 1601
5 Year Share Certificate / IRA Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA 16511 1140
60 Month IRA Certificate
$5
3.35%
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedApr 12, 2026
Details
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
1271 Indian Springs Rd, Indiana, PA 15701
60 month CD
$0
3.33%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
JVB Juniata Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
104 N Front St, Liverpool, PA 17045
60 Month CD or IRA
$1,000
3.31%
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Perry Hwy, Pittsburgh, PA 15237
Certificates of Deposit 5 Year
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 Cherry St, Phila, PA 19102 1320
60-month CD/IRA
$100
3.25%
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 12, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
60 Month Jumbo IRA Certificate
$100,000
3.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA 18810 1707
60 MONTH CERTIFICATE
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
IRA Share Certificate - 60 Month
$1,000
3.05%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
60 Month Certificate
$1,000
3.00%
▼
Rate2.92%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
60 Month IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
60 Month IRA Mini-Jumbo Term Certificates
$50,000
2.80%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 12, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA 15902
60-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
North Districts Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.98%
101 NORTHTOWNE SQ, GIBSONIA, PA 15044 9505
5 Year Certificates of Deposit
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA 16066 0728
60 Month Certificate
$25,000
2.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 12, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
100 Lincoln Way E, Mcconnellsburg, PA 17233
60-month CD
$1,000
2.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Certain new money restrictions apply.
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
60 Month Standard Certificates of Deposit
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
80 Broadway St, Milton, PA 17847
5 Year CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1 N Oak St, Mount Carmel, PA 17851
IRA 60 Month CD
$500
2.42%
▼
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
60 month CD's
$0
2.28%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
60-month Certificates (Share or IRA)
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
155 E Butler Ave, Ambler, PA 19002
5 Year Certificate of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Greenville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
233 Main St, Greenville, PA 16125
60 Month IRA Certificate of Deposit
$500
2.15%
▼
Rate2.13%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
5 Year Certificates of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA 18711
60-Month Share and IRA Certificates (CDs)
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
60 Month CD
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
5000 Marketplace Way, Enola, PA 17025
60-Month IRA Certificates
$0
1.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1156 Kennebec Dr, Chambersburg, PA 17201
5-Year Share Certificate
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
5 Year CD
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1901 Sanderson Ave, Scranton, PA 18509
60 Month Relationship IRA/Roth
$1,000
1.60%
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 12, 2026
Details
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1431 Valley View Blvd, Altoona, PA 16602
IRA Traditional / Roth 60 Month Term CD
$500
1.51%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
VASCO
Institution Rating:
A5.0 ★Texas Ratio: 12.06%
432 Depot St, Latrobe, PA 15650
IRA 5 Year Certificate
$0
1.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
60 Month Certificate
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 12, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
478 Ridgley St, Orbisonia, PA 17243
60 Month Nest Egg IRA - Fixed Rate
$50
1.11%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 12, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA 15401
5 year certificate
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
630 Mill St, Danville, PA 17821
Certificate of Deposit 60-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
820 Church St, Honesdale, PA 18431
Individual Retirement Account (IRA) 60 Month
$2,500
0.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Pennsylvania CD Rate Trends
Compare local Pennsylvania CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — PA Avg
2.387%
Unchanged vs 7 days ago
Pennsylvania 12-month CD rates currently average 2.387% APY based on data from institutions in our monitoring network.
6-Month CD — PA Avg
2.406%
Unchanged vs 7 days ago
Pennsylvania 6-month CD rates currently average 2.406% APY based on data from institutions in our monitoring network.
As of Apr 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
PA CD Rate Forecast — Next 12 Months
Where are Pennsylvania CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
PA 12-Month Avg APY
2.387%
6-Month Forecast
2.387%
Range: 2.19% – 2.54%
12-Month Forecast
2.137%
Range: 1.94% – 2.29%
Powered by
MonitorBankRates
What Your Savings Earn at PA CD Rates Today
Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.
| CD Term | PA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.830% | $91.50 | $183.00 | $457.50 | $915.00 |
| 6-Month CD | 2.406% | $120.28 | $240.56 | $601.40 | $1,202.80 |
| 12-Month CD | 2.387% | $119.34 | $238.67 | $596.68 | $1,193.35 |
| 18-Month CD | 2.453% | $122.66 | $245.32 | $613.30 | $1,226.60 |
| 24-Month CD | 2.293% | $114.67 | $229.33 | $573.33 | $1,146.65 |
| 36-Month CD | 2.376% | $118.81 | $237.61 | $594.03 | $1,188.05 |
| 48-Month CD | 2.162% | $108.09 | $216.17 | $540.43 | $1,080.85 |
| 60-Month CD | 2.325% | $116.23 | $232.45 | $581.13 | $1,162.25 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 12, 2026. | |||||
Sample CD Ladder for Pennsylvania Savers
$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | PA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.830% | $91.50 |
| 2 | 6-Month CD | $5,000 | 2.406% | $120.28 |
| 3 | 12-Month CD | $5,000 | 2.387% | $119.34 |
| 4 | 24-Month CD | $5,000 | 2.293% | $114.67 |
| 5 | 36-Month CD | $5,000 | 2.376% | $118.81 |
| Total ($25,000 invested) | $25,000 | 2.258% blended | $564.60/yr | |
Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
123
Institutions
in Pennsylvania
in Pennsylvania
57 Banks
66 Credit Unions
About Our Pennsylvania CD Rate Database
MonitorBankRates tracks CD rates from 57 banks and 66 credit unions with locations in Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: P.C. Federal Credit Union offers a CD at 4.25% APY with a minimum deposit of $100,000. Use the rate table above to compare all current offers in Pennsylvania.
How to Find the Best CD Rates in Pennsylvania
What to compare when shopping for a CD in Pennsylvania
To find the best APYs in Pennsylvania, start with credit unions and online-only banks — Pennsylvania has 66 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Pennsylvania
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Pennsylvania — 123 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Pennsylvania savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Pennsylvania money market rates
Pennsylvania Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
19.5%
National avg: 17.3%
Median Individual Earnings
$46,676
National avg: $47,340
Poverty Rate
11.7%
National avg: 11.1%
Unemployment Rate
5.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$111/yr
At PA 12-mo avg 2.387% APY
19.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s PA 12-month CD average of 2.387%, saving 10% of the local median salary ($4,667/year) and putting it in a CD would earn an additional $111 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Pennsylvania
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Pennsylvania
Are CD rates in Pennsylvania FDIC insured?
Yes, most established banks in Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Pennsylvania?
Here are recent top rates found for this area:
- P.C. Federal Credit Union: 4.25% APY (Level 6 - 6 month term)
- U S POSTAL SERVICE: 4.25% APY (IRA Certificates 1 Year Starter Add-On)
- Bethlehem 1st Federal Credit Union: 4.15% APY (12 month Share Certificates)
- Ukrainian Selfreliance Federal Credit Union: 4.08% APY (6 Month Certificate)
- Tendto Credit Union: 4.07% APY (60 month Certificate)
- Philadelphia Federal Credit Union: 4.05% APY (Jumbo Certificate 1 Year)
- Wyrope Williamsport Federal Credit Union: 4.02% APY (5 year Share Certificates)
- Cross Valley Federal Credit Union: 4.00% APY (6 Month Certificates)
- MERCK SHARP and DOHME: 4.00% APY (Jumbo Certificates 60-Month)
- URE Federal Credit Union: 4.00% APY (12 Month Certificates of Deposit)
Rates reflect recent verified offers available in Pennsylvania. Last Updated: April 12, 2026
CD Calculators for Pennsylvania
Pennsylvania CD Calculator
At today’s PA top rate of 4.25% APY, a $10,000 deposit earns $425 in the first year. Enter your amount to see your exact return.
Pennsylvania CD LadderPA CD rates currently range from 1.830% (3-month) to 2.376% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Pennsylvania CD at 4.25% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsPennsylvania’s average 12-month CD is 2.387% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 12, 2026
Cities in Pennsylvania
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