CD Rates North Wales, Pennsylvania (PA) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current North Wales, Pennsylvania CD rates include MERCK SHARP and DOHMEMERCK SHARP and DOHME351 N Sumneytown Pike, North Wales, PA 19454A+5.0 ★Texas Ratio: 1.04%Real return: +1.20%APY minus CPI (February 2026) offering Jumbo Certificates 60-Month at 4.00% APY, TruMark Financial Credit UnionTruMark Financial Credit Union1200 Welsh Rd, North Wales, PA 19454A+5.0 ★Texas Ratio: 3.77%Real return: +0.95%APY minus CPI (February 2026) offering 6-month Jumbo Certificate at 3.75% APY, Fulton BankFulton Bank710 Upper State Rd, North Wales, PA 19454A+5.0 ★Texas Ratio: 4.98%Real return: +0.40%APY minus CPI (February 2026) offering Promotional Certificate of Deposit 36-Month Bump Up at 3.20% APY, The Bank of PrincetonThe Bank of Princeton1222 Welsh Rd, North Wales, PA 19454A+5.0 ★Texas Ratio: 2.91%Real return: -0.80%APY minus CPI (February 2026) offering 60 Month Certificate of Deposit at 2.00% APY, and U S POSTAL SERVICEU S POSTAL SERVICEA+5.0 ★Texas Ratio: 2.27%Real return: +1.45%APY minus CPI (February 2026) offering IRA Certificates 1 Year Starter Add-On at 4.25% APY. CD rates as of April 20, 2026 according to verified data from MonitorBankRates.
North Wales has 31 local institutions in our database, with CD rates as high as 4.00% APY from MERCK SHARP and DOHME at 351 N Sumneytown Pike, North Wales, PA 19454. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 20, 2026
Compare Best CD Rates in North Wales, Pennsylvania & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1200 Welsh Rd, North Wales, PA 19454
3-month Certificate
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1222 Welsh Rd, North Wales, PA 19454
3 Month Certificate of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
351 N Sumneytown Pike, North Wales, PA 19454
3-Month Certificates
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
710 Upper State Rd, North Wales, PA 19454
Certificate of Deposit 3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
90 Day IRA Certificates of Deposit
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
3-Month Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Apollo Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.10%
3-month Certificate of Deposit
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
promotion
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
3 Month Jumbo Certificates
$99,000
3.60%
▼
Rate3.54%
Min Deposit$99,000
Min Balance—
UpdatedApr 20, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
3 month CD's*
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
3 Month Bonus Certificate
$75,000
3.55%
▼
Rate3.50%
Min Deposit$75,000
Min Balance—
UpdatedApr 20, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
3 MONTH Certificate
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
3 Month Savings Certificates
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
90 Day Jumbo Certificate
$0
3.31%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$1,000
2.75%
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
3 Month Share Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 3 month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$50,000 Minimum
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
3 Month CD/IRA
$0
2.48%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
3 Month Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Early Withdrawal Penalty: 1 month interest
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedApr 20, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 90 Day
$1,000
1.82%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
3 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
1.70%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 20, 2026
Details
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
90 Day Certificate
$2,500
1.50%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Minimum Deposit $2,500
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
3 Month Certificate
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
3 Month IRA
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
3-month CD/IRA
$100
0.80%
▼
Rate0.80%
Min Deposit$100
Min Balance—
UpdatedApr 20, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 3 Month
$500
0.75%
▼
Rate0.75%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Month Share Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Platinum CD 3 Month
$10,000
0.45%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 20, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
3-month Certificates (Share or IRA)
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Early withdrawal penalties may apply
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
351 N Sumneytown Pike, North Wales, PA 19454
6-Month Certificates
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1200 Welsh Rd, North Wales, PA 19454
6-month Jumbo Certificate
$75,000
3.75%
▼
Rate3.69%
Min Deposit$75,000
Min Balance—
UpdatedApr 20, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1222 Welsh Rd, North Wales, PA 19454
6 Month Certificate of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
710 Upper State Rd, North Wales, PA 19454
Certificate of Deposit 6-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
6 Month Certificate
$0
4.08%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Early Withdrawal Penalty: 1 month interest
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
6 Month Certificates
$0
4.00%
▼
Rate3.94%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
6 Month Savings Certificates
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Iron Workers SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.01%
6 Month Certificates of Deposit and IRAs
$1,000
3.85%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
6 Month CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
6 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
6-Month Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
6 Month CD & IRA
$1,000
3.60%
▼
Rate3.57%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
NEW CD Special: 6 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
6 month CD's*
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
promotion
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 6 Month
$0
3.25%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
6 month Certificate
$100,000
3.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$3,000
Min Balance—
UpdatedApr 20, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
6 month Share Certificates
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$5,000 - $25,000
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
6-Month CD
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Annual Percentage Yield (APY). The interest rate and APY are effective as of April 16, 2026 and are subject to change. A penalty may be imposed for early withdrawal. Withdrawal penalties are as follows. For a 3-month term, the penalty is 30 days' interest. For a 6-month term, the penalty is 3 months' interest. For a term from 7-12 months, the penalty is 6 months' interest. For a term of 13 or more months, the penalty is 12 months' interest. Fees could reduce earnings on the account. Additional restrictions may apply.
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
6 Month Share Certificate
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Alleg Kiski Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
6 MONTH CERTIFICATE
$0
2.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Share Certificates 6 month
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 6 Month
$1,000
2.74%
▼
Rate2.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
6-Month Certificate
$0
2.73%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
6 Month Certificate of Deposit
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Paid At Maturity
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
6 Month Share Certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
6 Month Certificate
$1,000
2.37%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
IRA Acocunts 6 Month
$1,000
2.30%
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 6 month
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
$1,000 - $49,999
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
6 month Certificates of Deposit
$500
2.24%
▼
Rate2.22%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
6 Month Share Certificate
$100,000
2.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
Penn East Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
Share Certificate 6 Month
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates (6 month)
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
6 Month Share Certificates Of Deposits and IRA Accounts
$500
1.05%
▼
Rate1.05%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Chrome Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
6 Month Certificate
$0
1.00%
▼
Rate0.99%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
6-month Certificates (Share or IRA)
$0
0.76%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
6 Month Certificate
$500
0.65%
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
NFG #2 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
6 month share certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Substantial penalty for early withdrawal.
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Early withdrawal penalties may apply
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
351 N Sumneytown Pike, North Wales, PA 19454
12 Month Certificate
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1200 Welsh Rd, North Wales, PA 19454
12-month Jumbo Certificate
$75,000
3.60%
▼
Rate3.54%
Min Deposit$75,000
Min Balance—
UpdatedApr 20, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1222 Welsh Rd, North Wales, PA 19454
12 Month Certificate of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
710 Upper State Rd, North Wales, PA 19454
Certificate of Deposit 12-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
IRA Certificates 1 Year Starter Add-On
$0
4.25%
▼
Rate4.18%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 1 Year
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
URE Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.54%
12 Month Certificates of Deposit
$0
4.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
12 Month Certificate (IRA Only)
$0
3.91%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
12 month IRA
$0
3.90%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
12 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
12 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
1 Year (12 Month) Adjustable CD
$5,000
3.72%
▼
Rate3.67%
Min Deposit$5,000
Min Balance—
UpdatedApr 20, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
1 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
12-Month Certificate
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
12 Month Large Depositor Special
$250,000
3.65%
▼
Rate3.60%
Min Deposit$250,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
12 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Early Withdrawal Penalty: 3 months interest
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
1 Year Term Certificate
$500
3.55%
▼
Rate3.52%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
12 Month Regular Certificate
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
12 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Investment Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year Certificate of Deposit
$0
3.40%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
12 Month Certificates
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
Jumbo and Jumbo IRA Certificates 1 Year
$100,000
3.30%
▼
Rate3.26%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
$100,000 and Above
Rate3.22%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$3,000
Min Balance—
UpdatedApr 20, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1 year Share Certificates
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
<$5,000
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12 Month Relationship IRA/Roth
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
12 month CD's*
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
12 Month Share Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
IRA /12 Month Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
12 Month Certificate
$1,000
2.73%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
IRA Acocunts 1 Year
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
12-Month Certificate
$0
2.63%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 1 year
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$50,000 Minimum
Derry Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
1 Year Share Certificates
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
1 Year Roth/Traditional IRA
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
12 month Certificates of Deposit
$500
2.49%
▼
Rate2.46%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Tri Boro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
1 Year IRA Certificate
$0
2.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
12 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
2.35%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedApr 20, 2026
Details
Hometown Bank of PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
Certificates of deposit/IRA 12 month variable rate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Share Certificate 12 Month
$0
2.25%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Altoona First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
12-Month Variable Rate CD
$0
2.02%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
12-month Certificates of Deposit
$500
1.76%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
12 Month Share Certificates Of Deposits and IRA Accounts
$500
1.75%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Penn East Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
IRA Certificate 12 Month
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
12-month Certificates (Share or IRA)
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
12 Month Liquid Certificate
$2,500
1.60%
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
351 N Sumneytown Pike, North Wales, PA 19454
18-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1200 Welsh Rd, North Wales, PA 19454
18-month Certificate
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1222 Welsh Rd, North Wales, PA 19454
18 Month Certificate of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
710 Upper State Rd, North Wales, PA 19454
Certificate of Deposit 18-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
18-Month Term Certificate
$0
4.03%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 18 Month
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
18 Month (Legacy Club) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 18 Month
$500
3.75%
▼
Rate3.69%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
18 MONTH Certificate
$500
3.70%
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 18-Month Variable
$100,000
3.69%
▼
Rate3.63%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
$100,000 Minimum to Earn APY
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
18 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
18 MONTH CERTIFICATE
$1,000
3.60%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
18 Month Certificate
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Early Withdrawal Penalty: 3 months interest
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
18 Month Regular Certificate
$0
3.51%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
18 Month Regular / IRA Certificates
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
Share Certificate - 18 Month
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
18 month Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$25,000+
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
18-Month UnCD Certificate of Deposit
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
18-Month CD
$0
3.36%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
18 Month Special Certificates
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
First Commonwealth Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
18 Month CD
$10,000
3.30%
▼
Rate3.25%
Min Deposit$10,000
Min Balance—
UpdatedApr 20, 2026
Details
CD or IRA Offer
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
18 month Share Certificate
$0
3.20%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
18 Month IRA Term Certificates Mini-Jumbo
$50,000
3.15%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 20, 2026
Details
$50,000 Minimum Opening Balance
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
18 Month Share Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
18-Month Share and IRA Certificates (CDs)
$500
3.00%
▼
Rate2.96%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
18 Month CD & IRA
$500
2.90%
▼
Rate2.88%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
IRA Acocunts 18 Month Bump-Up
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 18 month
$0
2.70%
▼
Rate2.67%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$50,000 Minimum
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month CD
$1,000
2.50%
▼
Rate2.44%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
2.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
18 Month Standard Certificates of Deposit
$5,000
2.41%
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedApr 20, 2026
Details
Greenville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
18 Month IRA Certificate of Deposit
$500
2.15%
▼
Rate2.13%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
18-month Certificates of Deposit
$500
2.02%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
18 Month Certificate of Deposit
$0
2.01%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
IRA 18 Month Certificate
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Regular Rates
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Jumbo 18 Month Certificate
$100,000
1.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Traditional / Roth 18 Month Term CD
$500
1.46%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
18-Month Certificate
$500
1.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
18 Month Certificates of Deposit
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 20, 2026
Details
Relationship APY
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
18 month IRA
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
18 Month Certificate
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
18 Month Certificates of Deposit
$1,000
0.42%
▼
Rate0.42%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
351 N Sumneytown Pike, North Wales, PA 19454
Jumbo Certificates 24-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1200 Welsh Rd, North Wales, PA 19454
24-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 20, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1222 Welsh Rd, North Wales, PA 19454
24 Month Certificate of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
710 Upper State Rd, North Wales, PA 19454
Certificate of Deposit 24-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 2 Year
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
24 Month CD
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
24 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
24 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedApr 20, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
2 Year (24 Month) Adjustable CD
$5,000
3.76%
▼
Rate3.71%
Min Deposit$5,000
Min Balance—
UpdatedApr 20, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
Share Certificates 2 year
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
2 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
24 Month Certificate
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Early Withdrawal Penalty: 3 months interest
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
24 MONTH Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
24 Month Certificates
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
2 year Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$25,000+
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
24 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedApr 20, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 24-Month Fixed
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
$100,000 Minimum to Earn APY
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
2 Year Term Certificate
$500
3.40%
▼
Rate3.37%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
24 MONTH BUMP Certificate
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
24 Month IRA Certificate
$0
3.30%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
IRA Certificates 24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Compounded Quarterly
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
24 Month IRA Step-Up Share Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
24 Month Share Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
24 Month IRA
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Derry Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
2 Year Share Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
2 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
24 month Certificates of Deposit
$500
2.99%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.83%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
IRA Acocunts 2 Year
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
24 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
2.70%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
24 Month CD
$500
2.65%
▼
Rate2.63%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
24-Month Certificate
$0
2.58%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
24-month Certificates of Deposit
$500
2.52%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 2 year
$1,000
2.50%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
$1,000 - $49,999
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
24 Month Standard Certificates of Deposit
$1,000
2.44%
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$10,000
Min Balance—
UpdatedApr 20, 2026
Details
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
2 Year Roth/Traditional IRA
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
24-month CD
$5,000
2.20%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 20, 2026
Details
Certain new money restrictions apply.
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
24 Month Relationship IRA/Roth
$1,000
1.90%
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates (24 month)
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
24 Month Share Certificates Of Deposits and IRA Accounts
$1,000
1.75%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
24-month Certificates (Share or IRA)
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
24 Month Certificate
$500
1.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
$500.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
2-Year Share Certificate
$0
1.65%
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
24-Month Certificate
$500
1.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
24 Month Nest Egg IRA - Adjustable Rate
$50
1.11%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 20, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
24 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
351 N Sumneytown Pike, North Wales, PA 19454
Jumbo Certificates 36-Month
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1200 Welsh Rd, North Wales, PA 19454
36-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 20, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
710 Upper State Rd, North Wales, PA 19454
Promotional Certificate of Deposit 36-Month Bump Up
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1222 Welsh Rd, North Wales, PA 19454
36 Month Certificate of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
36 Month Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
36 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedApr 20, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
3 Year Adjustable CD
$1,000
3.78%
▼
Rate3.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
36 Month Regular Certificate
$0
3.76%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 36 Month
$1,000
3.75%
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
3 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
3 year Share Certificates
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$25,000+
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
IRA Certificate Term 36-Month Variable
$100,000
3.58%
▼
Rate3.52%
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
$100,000 Minimum to Earn APY
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
36 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedApr 20, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
36 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.37%
36 MONTH Certificate
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
36 Month IRA Certificates of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
36 Month Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
36-month CD/IRA
$100
3.25%
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 20, 2026
Details
Tri Boro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
3 Year IRA Certificate
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
36 month Share Certificate
$0
3.07%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Derry Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
3 Year Share Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
IRA Certificates 36 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Compounded Quarterly
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
3 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
36 Month IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.78%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
36-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 3 year
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$50,000 Minimum
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 20, 2026
Details
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.55%
36-Month Certificate
$0
2.58%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ukrainian Selfreliance of Western PA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
36-month certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
36 Month Standard Certificates of Deposit
$1,000
2.49%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
36-month CD
$25,000
2.45%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 20, 2026
Details
Certain new money restrictions apply.
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
36 month CD's *
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
3 Year Roth/Traditional IRA
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
36 month IRA Certificate
$0
2.10%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
Jumbo 36 Month Certificate
$100,000
1.85%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 20, 2026
Details
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
36-month Certificates (Share or IRA)
$0
1.82%
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
Certificates (36 month)
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
36-Month Certificate
$500
1.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$250
Min Balance—
UpdatedApr 20, 2026
Details
Relationship APY
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
3 year certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Individual Retirement Account (IRA) 36 Month
$2,500
0.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
36 Month (3 year) Certificates of Deposit
$1,000
0.55%
▼
Rate0.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
IRA Share Certificate 36 Month
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1200 Welsh Rd, North Wales, PA 19454
48-month Jumbo Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 20, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1222 Welsh Rd, North Wales, PA 19454
48 Month Certificate of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
710 Upper State Rd, North Wales, PA 19454
Certificate of Deposit 48-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
48 Month Certificates/IRA Certificates
$0
3.81%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 48 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
4 year Share Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$25,000+
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 4 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
48 Month Business Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
48 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedApr 20, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
48 Month Certificate
$500
3.40%
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
48 Month IRA Certificates of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 4 Year
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
48-month CD/IRA
$100
3.25%
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 20, 2026
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
4 Year Term Certificate
$500
3.20%
▼
Rate3.17%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Regular Certificate 48 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
48 month Share Certificate
$0
3.14%
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
48 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
4 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
48 Month IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
48-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 4 year
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$50,000 Minimum
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.43%
48 month IRA
$0
2.65%
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 20, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4 Year CD
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
48 month CD's *
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
IRA Acocunts 4 Year
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
48-month Certificates (Share or IRA)
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate1.93%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
48-Month IRA Certificate
$0
1.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
4 Year Certificates of Deposit
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
48 Month Relationship IRA/Roth
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
48 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
Individual Retirement Account (IRA) 48 Month
$2,500
0.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 20, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
48 Month (4 year) Certificates of Deposit
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
48 Month Rising Rate CD
$500
0.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
United Bank of Philadelphia
Institution Rating:
F2.5 ★Texas Ratio: 45.27%
4-Year Certificate of Deposit
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
351 N Sumneytown Pike, North Wales, PA 19454
Jumbo Certificates 60-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.77%
1200 Welsh Rd, North Wales, PA 19454
60-month Certificate
$500
3.60%
▼
Rate3.54%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
The Bank of Princeton
Institution Rating:
A+5.0 ★Texas Ratio: 2.91%
1222 Welsh Rd, North Wales, PA 19454
60 Month Certificate of Deposit
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
710 Upper State Rd, North Wales, PA 19454
Certificate of Deposit 60-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
60 month Certificate
$0
4.07%
▼
Rate4.01%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
5 year Share Certificates
$0
4.02%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$25,000+
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
60 Month Certificate
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Early Withdrawal Penalty: 6 months interest
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 60 Month
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
60 Month Jumbo Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
5 Year CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
Jumbo Certificate 5 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
60 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedApr 20, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
60 Month Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
60 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedApr 20, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
60 Month Share Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Tri Boro Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
5 Year IRA Certificate
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
60 Month IRA Certificates of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
JVB Juniata Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
60 Month CD or IRA
$1,000
3.31%
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Certificates of Deposit 5 Year
$0
3.30%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
60 month Share Certificate
$0
3.20%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
Regular Certificate 60 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
60 MONTH CERTIFICATE
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
60 Month IRA Term Certificates Mini-Jumbo FedPerks
$50,000
3.05%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 20, 2026
Details
$50,000 Minimum Opening Balance
General Electric Employees Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.21%
5 Year Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
60 Month IRA
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
60-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
IRA Certificates 5 year
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
$50,000 Minimum
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 20, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
60-month CD
$1,000
2.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Certain new money restrictions apply.
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
60 Month Standard Certificates of Deposit
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Chrome Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
60 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
60 Month Continuous Saver Share Certificate - Traditional IRA or Roth IRA
$0
2.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
60 month CD's *
$0
2.28%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
60-month Certificates (Share or IRA)
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
IRA Acocunts 5 Year
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Greenville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
60 Month IRA Certificate of Deposit
$500
2.15%
▼
Rate2.13%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
5 Year Certificates of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
60-Month Share and IRA Certificates (CDs)
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
60-Month IRA Certificate
$0
1.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
5-Year Share Certificate
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
60 Month Relationship IRA/Roth
$1,000
1.60%
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
UpdatedApr 20, 2026
Details
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
IRA Traditional / Roth 60 Month Term CD
$500
1.51%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
60 Month Certificate
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 20, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
60 Month Nest Egg IRA - Fixed Rate
$50
1.11%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedApr 20, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
5 year certificate
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedApr 20, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
North Wales, PA CD Rate Trends
Compare local North Wales, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — PA Avg
2.271%
▼ 0.116 vs 7 days ago
Pennsylvania 12-month CD rates fell 0.116 points over the past 7 days to 2.271% APY.
6-Month CD — PA Avg
2.203%
▼ 0.203 vs 7 days ago
Pennsylvania 6-month CD rates fell 0.203 points over the past 7 days to 2.203% APY.
As of Apr 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
PA CD Rate Forecast — Next 12 Months
Where are Pennsylvania CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
PA 12-Month Avg APY
2.271%
6-Month Forecast
2.271%
Range: 2.07% – 2.42%
12-Month Forecast
2.021%
Range: 1.82% – 2.17%
Powered by
MonitorBankRates
What Your Savings Earn at PA CD Rates Today
Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.
| CD Term | PA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.680% | $83.99 | $167.98 | $419.95 | $839.90 |
| 6-Month CD | 2.203% | $110.13 | $220.25 | $550.63 | $1,101.25 |
| 12-Month CD | 2.271% | $113.53 | $227.05 | $567.63 | $1,135.25 |
| 18-Month CD | 2.407% | $120.36 | $240.71 | $601.78 | $1,203.55 |
| 24-Month CD | 2.309% | $115.47 | $230.93 | $577.33 | $1,154.65 |
| 36-Month CD | 2.312% | $115.59 | $231.18 | $577.95 | $1,155.90 |
| 48-Month CD | 2.184% | $109.22 | $218.43 | $546.08 | $1,092.15 |
| 60-Month CD | 2.324% | $116.19 | $232.37 | $580.93 | $1,161.85 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 20, 2026. | |||||
Sample CD Ladder for North Wales, Pennsylvania Savers
$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | PA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.680% | $83.99 |
| 2 | 6-Month CD | $5,000 | 2.203% | $110.13 |
| 3 | 12-Month CD | $5,000 | 2.271% | $113.53 |
| 4 | 24-Month CD | $5,000 | 2.309% | $115.47 |
| 5 | 36-Month CD | $5,000 | 2.312% | $115.59 |
| Total ($25,000 invested) | $25,000 | 2.155% blended | $538.71/yr | |
Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
118
Institutions
in North Wales, Pennsylvania
in North Wales, Pennsylvania
53 Banks
65 Credit Unions
About Our North Wales, Pennsylvania CD Rate Database
MonitorBankRates tracks CD rates from 53 banks and 65 credit unions with locations in North Wales, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: MERCK SHARP and DOHME offers a CD at 4.00% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in North Wales, Pennsylvania.
How to Find the Best CD Rates in North Wales, Pennsylvania
What to compare when shopping for a CD in North Wales, Pennsylvania
To find the best APYs in North Wales, Pennsylvania, start with credit unions and online-only banks — North Wales, Pennsylvania has 65 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in North Wales, Pennsylvania
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in North Wales, Pennsylvania — 118 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → North Wales, Pennsylvania savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → North Wales, Pennsylvania money market rates
North Wales, Pennsylvania Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
15.6%
National avg: 17.3%
Median Individual Earnings
$53,889
National avg: $47,340
Poverty Rate
5.0%
National avg: 11.1%
Unemployment Rate
2.8%
National avg: 4.8%
CD Earnings on 10% of Salary
$122/yr
At PA 12-mo avg 2.271% APY
15.6% of residents are 65 or older — below the national average of 17.3%; a low unemployment rate of 2.8% reflects a strong local economy. At today’s PA 12-month CD average of 2.271%, saving 10% of the local median salary ($5,388/year) and putting it in a CD would earn an additional $122 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in North Wales, Pennsylvania
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in North Wales, Pennsylvania
Are CD rates in North Wales, Pennsylvania FDIC insured?
Yes, most established banks in North Wales, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in North Wales, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in North Wales, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in North Wales, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in North Wales, Pennsylvania?
Here are recent top rates found for this area:
- MERCK SHARP and DOHME: 4.00% APY (Jumbo Certificates 60-Month)
- TruMark Financial Credit Union: 3.75% APY (6-month Jumbo Certificate)
- Fulton Bank: 3.20% APY (Promotional Certificate of Deposit 36-Month Bump Up)
- The Bank of Princeton: 2.00% APY (60 Month Certificate of Deposit)
- U S POSTAL SERVICE: 4.25% APY (IRA Certificates 1 Year Starter Add-On)
- Ukrainian Selfreliance Federal Credit Union: 4.08% APY (6 Month Certificate)
- Tendto Credit Union: 4.07% APY (60 month Certificate)
- Philadelphia Federal Credit Union: 4.05% APY (Jumbo Certificate 1 Year)
- Wyrope Williamsport Federal Credit Union: 4.02% APY (5 year Share Certificates)
- Cross Valley Federal Credit Union: 4.00% APY (6 Month Certificates)
Rates reflect recent verified offers available in North Wales, Pennsylvania. Last Updated: April 20, 2026
CD Calculators for North Wales, Pennsylvania
North Wales, Pennsylvania CD Calculator
At today’s PA top rate of 4.00% APY, a $10,000 deposit earns $400 in the first year. Enter your amount to see your exact return.
North Wales, Pennsylvania CD LadderPA CD rates currently range from 1.680% (3-month) to 2.312% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a North Wales, Pennsylvania CD at 4.00% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsPennsylvania’s average 12-month CD is 2.271% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for North Wales, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in North Wales, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 20, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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