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URE Federal Credit Union

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URE Federal Credit Union Rates & Review August 2026

Q: How many branches does URE Federal Credit Union operate?

URE Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join URE Federal Credit Union?

Yes, to access services at URE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, URE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

URE Federal Credit Union's Personal Loan Rates are at 5.00%. MonitorBankRates evaluates the financial stability of URE Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.19%. Rates last updated and verified on 08/29/2026.

URE Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at URE Federal Credit Union? Share your experience about URE Federal Credit Union by leaving a review below, or read customer reviews before you decide to use URE Federal Credit Union.

Overall Health & Safety Grade

Excellent Health Score: 96/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

8.19%

Excellent Higher than avg

URE Federal Credit Union
URE Federal Credit Union

201 Beech St
East Pittsburgh, PA 15112

http://www.urefcu.org/

URE Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Auto Loans	-	-	6.00%
Details As low as; Fixed rates Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.19%
Used Auto Loans	-	-	10.00%	7 years or newer
Details As low as Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.19%

URE Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
VISA card	-	11.00%
Details Fixed rates; up to $10,000.00 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.19%

URE Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loans	-	5.00%
Details As low as Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 8.19%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for URE Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather URE Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with URE Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name URE Federal Credit Union

Website http://www.urefcu.org/

Address 201 Beech St, East Pittsburgh, PA 15112

Phone 412-824-1166

Fax 412-824-0310

President Paul Weir

CEO Kevin Varrato

Full-Time Employees 3

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (96/100)

Texas Ratio

8.19%

Return on Assets (ROA)

0.7003%

Return on Equity (ROE)

3.3295%

Non-Performing Loans Ratio (NPL)

3.16%

Total Assets

8,055,415

Total Amount of Shares and Deposits

6,166,095

Total Shares and Deposits < 1 Year

6,166,095

Total Insured Shares and Deposits > $250K (item 17 less item K)

6,166,095

Total Interest Expense (Sum of items 6 8)

16,750

Share Certificates

Number of Accounts for Share Drafts

360

IRA KEOGH Accounts

Number of Accounts for Regular Shares

955

All other shares

138

Net Income (unless the amount is already included in Undivided Earnings)

56,292

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

545,347

Total Liabilities

6,370,567

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for URE Federal Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About URE Federal Credit Union

How many branches does URE Federal Credit Union operate?

URE Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join URE Federal Credit Union?

Yes, to access services at URE Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, URE Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, URE Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does URE Federal Credit Union offer online and mobile banking?

Most modern institutions like URE Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.urefcu.org/.