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 Elderton State Bank Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Elderton State Bank's 14-Months 14-Month CERTIFICATE SPECIAL rates are at 4.00%, 14-Months 14-Month CERTIFICATE SPECIAL rates are at 3.90%, 9-Months 9-Month CERTIFICATE SPECIAL rates are at 3.90%, 14-Months 14-Month CERTIFICATE SPECIAL rates are at 3.80%, 6-Months 6-Month - Tier account rates are at 3.70%. Elderton State Bank's savings rates are at 0.30%. MonitorBankRates evaluates the financial stability of Elderton State Bank with a 4.6 Star Rating, an B Overall Health Grade, and a Texas Ratio of 19.78%. Rates last updated and verified on 08/28/2026. Elderton State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Elderton State Bank? Share your experience about Elderton State Bank by leaving a review below, or read customer reviews before you decide to use Elderton State Bank. 
Elderton State Bank CD Rates
Elderton State Bank Savings Rates
Elderton State Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Elderton State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Elderton State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Elderton State Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Elderton State Bank
Bank Holding Company
KEYSTRONG FINANCIAL INC
Address
143 N Main St,
Elderton, PA 15736 · Armstrong
Website
https://www.eldertonbank.com
FDIC Certificate #
12985
Established
10/01/1919
FDIC Insurance Date
01/01/1934
Domestic Offices
3
Total Branches
3
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsB
Overall Health Grade
Score: 86/100
4.6
Excellent
Out of 5.0 Stars
19.78%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.4123%
Return on Equity (ROE)
11.9500%
Non-Performing Loans (NPL)
1.93%
Total Assets
$441,709,000
Total Deposits
$345,007,000
Equity Capital
$51,619,000
Net Income
$5,937,000
Headquarters
Elderton
Total Branches and Offices
3
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
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Add Your Rating and Review for Elderton State Bank
Frequently Asked Questions About Elderton State BankHow many branches does Elderton State Bank operate?Elderton State Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Elderton State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Elderton State Bank provides members with tools to manage their accounts and build a solid financial history. Does Elderton State Bank offer online and mobile banking?Most modern institutions like Elderton State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.eldertonbank.com. Current Elderton State Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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