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The Bank of Princeton Rates and Review January 2026

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The Bank of Princeton's 36-Month CD rates are at 2.50%, 24-Month CD rates are at 2.50%, 18-Month CD rates are at 2.50%, 12-Month CD rates are at 2.50%, 60-Month CD rates are at 2.50%. The Bank of Princeton's savings rates are at 0.03%. The Bank of Princeton's money market rates are at 3.00%.

The Bank of Princeton

To see how these rates compare to The Bank of Princeton CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Bank of Princeton, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Bank of Princeton CD rates. You can also compare The Bank of Princeton savings rates, MMA rates and mortgage rates using our other rate lists.

The Bank of Princeton money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Princeton? Share your experience about The Bank of Princeton by leaving a review below, or read customer reviews before you decide to use The Bank of Princeton.

Financial Stability and Texas Ratio

The Bank of Princeton's Texas Ratio is at 3.07%, which is considered excellent. The Texas Ratio for The Bank of Princeton is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Bank of Princeton is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
2.50%
18-Month CD
2.50%
24-Month CD
2.50%
36-Month CD
2.50%
48-Month CD
2.50%
60-Month CD
2.50%
Savings
0.03%
MMA
3.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

The Bank of Princeton
183 Bayard Ln
Princeton, NJ 08540
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

The Bank of Princeton CD Rates and Interest Rates

Bank
Product
APY
Min Dep
The Bank of Princeton
The Bank of Princeton
Premier Money Market
3.00%
$50,000
The Bank of Princeton
The Bank of Princeton
60-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
48-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
36-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
24-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
18-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
12-Month CD
2.50%
$500
The Bank of Princeton
The Bank of Princeton
Wise Savings
0.03%
$50
The Bank of Princeton
The Bank of Princeton
Classic Checking
0.02%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Bank of Princeton Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Prime Alliance Bank
Prime Alliance Bank
18-Month CD
3.80%
$500
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
18-Month CD
3.80%
$100
Old Dominion National Bank
Old Dominion National Bank
12-Month CD
3.75%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
12-Month CD
3.75%
$500
Kearney Trust Company
Kearney Trust Company
24-Month CD
3.67%
$100
Merrick Bank
Merrick Bank
24-Month CD
3.65%
$25,000
RBAZ Republic Bank of Arizona
12-Month CD
3.50%
$250
PNB Peshtigo National Bank
PNB Peshtigo National Bank
60-Month CD
3.50%
$500
Marion County State Bank
Marion County State Bank
18-Month CD
3.40%
$1,000
Fayette Savings Bank, SSB
Fayette Savings Bank, SSB
18-Month CD
3.30%
$1,000
Dieterich Bank
Dieterich Bank
18-Month CD
3.15%
$500
Phoenixville Federal B&T
30-Month CD
3.10%
$500
Iowa Falls State Bank
Iowa Falls State Bank
12-Month CD
3.03%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
60-Month CD
2.90%
$0
TTNB Turbotville Bank
TTNB Turbotville Bank
36-Month CD
2.78%
$500
Profile Bank
Profile Bank
18-Month CD
2.27%
$500
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
60-Month CD
2.22%
$500
5Star Bank
5Star Bank
24-Month CD
2.20%
$1,000
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
18-Month CD
2.10%
$1,000
Bank Midwest
Bank Midwest
Great Rewards Checking
2.02%
$50
New Millennium Bank
New Millennium Bank
48-Month CD
2.00%
$500
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
12-Month CD
2.00%
$500
Artisans Bank
Artisans Bank
36-Month CD
2.00%
$1,500
United Bank Zebulon, GA
United Bank Zebulon, GA
24-Month CD
1.66%
$500
Bank of Clovis
Bank of Clovis
Savings
1.51%
$100
First National Bank of Clarksdale
First National Bank of Clarksdale
24-Month CD
1.50%
$500
Southwest National Bank
Southwest National Bank
36-Month CD
1.45%
$500
Piedmont FSB
Piedmont FSB
18-Month CD
1.40%
$500
Frontier Bank Sioux Falls, SD
Frontier Bank Sioux Falls, SD
12-Month CD
1.35%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
36-Month CD
1.30%
$500
Century SLA
Century SLA
12-Month CD (Jumbo)
1.05%
$100,000
PeopleFirst Bank
PeopleFirst Bank
24-Month CD
1.00%
$25,000
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
Performance Plus Money Market
1.00%
$25,000
FNB of Peterstown
FNB of Peterstown
6-Month CD
0.60%
$2,500
Atkins Savings B&T
Atkins Savings B&T
3-Month CD
0.50%
$1,000
KeySavings Bank
KeySavings Bank
Regular Savings
0.50%
$50
Harbor Bank of Maryland
Harbor Bank of Maryland
36-Month CD
0.50%
$100
Republic Bank of Chicago
Republic Bank of Chicago
3-Month CD
0.50%
$1,000
Charter Bank IA
Charter Bank IA
Money Market
0.50%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
6-Month CD
0.25%
$1,000
Skowhegan Savings Bank
Skowhegan Savings Bank
12-Month CD
0.20%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Advantage Money Market
0.20%
$100
NVE Bank
NVE Bank
24-Month CD
0.16%
$1,000
Gate City Bank
Gate City Bank
Minor Savings
0.15%
$0
FNB of River Falls
FNB of River Falls
Money Market
0.10%
$0
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
Money Market
0.10%
$10
Woodsville Guaranty Savings Bank
Woodsville Guaranty Savings Bank
Statement Savings
0.05%
$10
TrustCo Bank
TrustCo Bank
Money Market
0.05%
$2,500
Community Bank of Raymore
Community Bank of Raymore
Money Market
0.05%
$25
Pioneer Bank Albany, NY
Pioneer Bank Albany, NY
Passbook Savings
0.03%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed FHA
5.875%
7.902%
0.000
4.240%
7.689%
0.000
4.240%
7.689%
0.000
5.750%
7.634%
0.000
4.740%
7.533%
0.000
4.740%
7.533%
0.000
20 Year Fixed
7.125%
7.527%
0.000
30-Year Fixed
7.250%
7.402%
0.000
6.250%
7.325%
0.000
6.250%
7.325%
0.000
6.999%
7.235%
0.000
7.000%
7.168%
0.000
30-Year Fixed
7.125%
7.126%
0.000
7/1 ARM
7.000%
7.111%
0.000
20-Year Fixed
6.800%
6.993%
0.000
6.750%
6.880%
0.000
5/1 ARM
6.750%
6.859%
0.000
30-Year Fixed Jumbo
6.750%
6.825%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
30-Year Fixed
6.750%
6.750%
0.000
6.500%
6.748%
0.000
6.740%
6.723%
0.000
6.750%
6.697%
0.000
30 Year Fixed
6.375%
6.670%
0.000
6.375%
6.662%
0.000
6.500%
6.648%
0.000
6.500%
6.630%
0.000
20 Year Fixed
6.500%
6.628%
0.000
15-Year Fixed
6.625%
6.627%
0.000
20-Year Fixed
6.625%
6.626%
0.000
30 Year Fixed
6.500%
6.597%
0.000
6.525%
6.595%
0.000
6.500%
6.595%
0.000
6.500%
6.582%
0.000
5.250%
6.580%
0.000
30-Year Fixed
6.500%
6.559%
0.000
6.375%
6.556%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
5/1 ARM (Jumbo)
6.500%
6.546%
0.000
30-Year Fixed (Jumbo)
6.500%
6.546%
0.000
6.375%
6.544%
0.000
6.125%
6.526%
0.000
30-Year Fixed
6.500%
6.512%
0.000
30-Year Fixed
6.375%
6.504%
0.000
15-Year Fixed
6.500%
6.500%
0.000
6.375%
6.498%
0.000
6.300%
6.498%
0.000
15-Year Fixed Jumbo
6.250%
6.481%
0.000
5.625%
6.461%
0.000
6.375%
6.460%
0.000
View 50 More

Bank Profile & Overview

The Bank of Princeton
183 Bayard Ln
Princeton, NJ 08540
Mercer
Established Date: 04/23/2007
FDIC Certificate #: 58513
Date of FDIC Deposit Insurance: 04/23/2007
Bank Holding Company: PRINCETON BCORP INC
How Many Domestic U.S. Offices? 29
How Many Branches are There? 29
Is The Bank of Princeton FDIC Insured? Yes
What is The Bank of Princeton's Cert number? 58513
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$1,982,746,000
Total Deposits:
$1,705,876,000
Equity Capital:
$241,553,000
Net Income:
$4,547,000
Return on Assets (ROA):
1.5732%
Return on Equity (ROE):
12.0600%
Headquarters:
Princeton
Regulator:
FDIC
# of Offices:
29
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Frequently Asked Questions About The Bank of Princeton

Is The Bank of Princeton a safe place to deposit money?

Yes, The Bank of Princeton is considered a safe financial institution. With a Texas Ratio of 3.07%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The Bank of Princeton operate?

The Bank of Princeton currently maintains approximately 29 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The Bank of Princeton does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Bank of Princeton provides members with tools to manage their accounts and build a solid financial history.

Does The Bank of Princeton offer online and mobile banking?

Most modern institutions like The Bank of Princeton provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thebankofprinceton.com.

Current The Bank of Princeton Rates

ProductAPY
12-Month CD2.50%
18-Month CD2.50%
24-Month CD2.50%
36-Month CD2.50%
48-Month CD2.50%
60-Month CD2.50%
Savings0.03%
MMA3.00%

Retrieved from our database of financial products. Rates subject to change.

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