The Bank of Princeton Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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The Bank of Princeton's Certificate of Deposit 10-Month rates are at 2.50%, Certificate of Deposit 11-Month rates are at 2.50%, Certificate of Deposit 12-Month rates are at 2.50%, Certificate of Deposit 18-Month rates are at 2.50%, Certificate of Deposit 24-Month rates are at 2.50%. The Bank of Princeton's savings rates are at 0.02%. The Bank of Princeton's money market rates are at 0.03%.
Rate Updates and AvailabilityThe Bank of Princeton money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Princeton? Share your experience about The Bank of Princeton by leaving a review below, or read customer reviews before you decide to use The Bank of Princeton. The Bank of Princeton Texas RatioThe Bank of Princeton's Texas Ratio is at 3.07%, which is considered excellent. The Texas Ratio for The Bank of Princeton is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
The Bank of Princeton has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, The Bank of Princeton is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
The Bank of Princeton CD Rates
The Bank of Princeton Savings Rates
The Bank of Princeton Money Market Rates
The Bank of Princeton Checking Rates
The Bank of Princeton Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for The Bank of Princeton is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather The Bank of Princeton rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The Bank of Princeton's official website for the most current offers and terms.
Bank Profile & OverviewThe Bank of Princeton
183 Bayard LnPrinceton, NJ 08540 Mercer Established Date: 04/23/2007 FDIC Certificate #: 58513 Date of FDIC Deposit Insurance: 04/23/2007 Bank Holding Company: PRINCETON BCORP INC How Many Domestic U.S. Offices? 29 How Many Branches are There? 29 Website: https://www.thebankofprinceton.com
Is The Bank of Princeton FDIC Insured? Yes
What is The Bank of Princeton's Cert number? 58513
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$1,982,746,000
Total Deposits:
$1,705,876,000
Equity Capital:
$241,553,000
Net Income:
$4,547,000
Return on Assets (ROA):
1.5732%
Return on Equity (ROE):
12.0600%
Headquarters:
Princeton
Regulator:
FDIC
# of Offices:
29
Source: FDIC | Last Updated 03/31/2024
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Frequently Asked Questions About The Bank of PrincetonHow do I open an account at The Bank of Princeton?You can typically open an account at The Bank of Princeton by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, The Bank of Princeton provides a range of mortgage and home equity products. Is The Bank of Princeton a safe place to deposit money?Yes, The Bank of Princeton is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does The Bank of Princeton offer online and mobile banking?Most modern institutions like The Bank of Princeton provide digital access including online balance checks and transfers. Compare to other Banks |
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