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 The Bank of Princeton Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 10, 2026
The Bank of Princeton rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.88%, 6-month CD rates at 2.73% and 3-month CD rates at 2.57%. Savings rates are at 0.84% and money market rates are at 1.15%. Mortgage rates on 30-year fixed loans are around 6.75%. These rates come from our rate database, not The Bank of Princeton, and you can see how they compare in the The Bank of Princeton rate tables below. MonitorBankRates evaluates the financial stability of The Bank of Princeton with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.94%. Database rates last updated and verified on 09/10/2026. The Bank of Princeton money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Bank of Princeton? Share your experience about The Bank of Princeton by leaving a review below, or read customer reviews before you decide to use The Bank of Princeton. 
The Bank of Princeton Home Equity & HELOC
Financial Health HistoryThe Bank of Princeton’s Texas Ratio rose from 2.91% in Q3 2023 to 5.94% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a bank must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for The Bank of Princeton is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather The Bank of Princeton rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with The Bank of Princeton's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
The Bank of Princeton
Bank Holding Company
PRINCETON BCORP INC
Address
183 Bayard Ln,
Princeton, NJ 08540 · Mercer
FDIC Certificate #
58513
Established
20070423
FDIC Insurance Date
20070423
Domestic Offices
36
Total Branches
36
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
5.94%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.2296%
Return on Equity (ROE)
10.3000%
Non-Performing Loans (NPL)
0.73%
Total Assets
$2,250,271,000
Total Deposits
$1,940,214,000
Equity Capital
$274,977,000
Net Income
$13,907,000
Headquarters
Princeton
Total Branches and Offices
36
Source: FDIC | Last Updated 06/30/2026
Customer ReviewsJova
May 2, 2026
Word of caution: when CD matures and you withdraw the entire amount from the bank they will penalize you for not keeping it in this bank. They lure you in with a nice rate of return then snatch some of it away when you move it from this bank.
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Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.
Add Your Rating and Review for The Bank of Princeton
Frequently Asked Questions About The Bank of PrincetonHow many branches does The Bank of Princeton operate?The Bank of Princeton currently maintains approximately 36 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, The Bank of Princeton does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, The Bank of Princeton provides members with tools to manage their accounts and build a solid financial history. Does The Bank of Princeton offer online and mobile banking?Most modern institutions like The Bank of Princeton provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.thebankofprinceton.com. Compare to Other Banks
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