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Hatboro Federal Savings Rates & Review April 2026

Hatboro Federal Savings's 1 Year CD rates are at 3.75%, 18-Month CD rates are at 3.50%, 2 Year CD rates are at 3.50%, 182 Day CD rates are at 2.00%, 3 Year CD rates are at 1.25%. Hatboro Federal Savings's savings rates are at 0.15%. Hatboro Federal Savings's money market rates are at 2.50%. Hatboro Federal Savings's 10/1 ARM rates are at 6.25%, 7/1 ARM rates are at 6.25%, 5/1 ARM rates are at 6.25%. MonitorBankRates evaluates the financial stability of Hatboro Federal Savings with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.08%. Rates were last updated on 04/04/2026.

Hatboro Federal Savings money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hatboro Federal Savings? Share your experience about Hatboro Federal Savings by leaving a review below, or read customer reviews before you decide to use Hatboro Federal Savings.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.08%
Excellent Lower than avg
Hatboro Federal Savings
221 S York Rd
Hatboro, PA 19040
https://www.hatborofed.com
Member FDIC

Hatboro Federal Savings CD Rates

Product Rate APY Term View More
1 Year CD 3.70% 3.75% 1
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
18 Month CD 3.45% 3.50% 18
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
2 Year CD 3.45% 3.50% 2
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
182 Day CD 1.99% 2.00% 182
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
3 Year CD 1.24% 1.25% 3
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
4 Year CD 1.24% 1.25% 4
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
5 Year CD 1.24% 1.25% 5
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
30 Month CD 1.00% 1.00% 30
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
91 Day CD 0.25% 0.25% 91
Min Deposit $1,000
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%

Hatboro Federal Savings Savings Rates

Product Rate APY View More
School Savings 0.40% 0.40%
Min Deposit $1
Min Balance $1
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Small Business Statement Savings 0.15% 0.15%
Min Deposit $50
Min Balance $100
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Statement Savings 0.15% 0.15%
Min Deposit $50
Min Balance $100
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Student Statement Savings 0.15% 0.15%
Min Deposit $10
Min Balance $10
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%

Hatboro Federal Savings Money Market Rates

Product Rate APY View More
Tiered Money Market Accounts 2.47% 2.50%
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%

Hatboro Federal Savings Checking Rates

Product Rate APY View More
HIGH INTEREST CHECKING 2.47% 2.50%
Min Balance $1,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
SMALL BUSINESS CHECKING ACCOUNTS 0.25% 0.25%
Min Balance $100,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
SMALL BUSINESS CHECKING ACCOUNTS 0.20% 0.20%
Min Balance $10,000
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Advantage Checking 0.15% 0.15%
Min Deposit $100
Min Balance $100
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Student Checking 0.15% 0.15%
Min Deposit $10
Min Balance $10
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
SMALL BUSINESS CHECKING ACCOUNTS 0.10% 0.10%
Min Balance $500
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
Priority Checking - 0.00%
Min Deposit $100
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
SMALL BUSINESS CHECKING ACCOUNTS - 0.00%
Min Balance $0
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%

Hatboro Federal Savings Mortgage Rates

Product Rate Points APR Term View More
10/1 ARM 6.25% - 6.36% 30 Years
Details First Adjusted Rate: 6.54%
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
7/1 ARM 6.25% - 6.44% 30 Years
Details First Adjusted Rate: 6.54%
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%
5/1 ARM 6.25% - 6.47% 30 Years
Details First Adjusted Rate: 6.54%
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.08%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Hatboro Federal Savings is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Hatboro Federal Savings rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hatboro Federal Savings's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Hatboro Federal Savings
FDIC Certificate # 30155
Address 221 S York Rd, Hatboro, PA 19040  ·  Montgomery
Established 06/30/1941
FDIC Insurance Date 08/09/1989
Domestic Offices 4
Total Branches 4
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.08%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1080%
Return on Equity (ROE) 4.7100%
Non-Performing Loans (NPL) 0.46%
Total Assets $585,529,000
Total Deposits $434,905,000
Equity Capital $141,776,000
Net Income $4,246,000
Headquarters Hatboro
Total Offices 4
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

wwsQ
★★★★★
December 17, 2025
RsIL
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Hatboro Federal Savings

Is Hatboro Federal Savings a safe place to deposit money?

Yes, Hatboro Federal Savings is considered a safe financial institution. With a Texas Ratio of 2.0825957793957%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Hatboro Federal Savings operate?

Hatboro Federal Savings currently maintains approximately 4 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Hatboro Federal Savings does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hatboro Federal Savings provides members with tools to manage their accounts and build a solid financial history.

Does Hatboro Federal Savings offer online and mobile banking?

Most modern institutions like Hatboro Federal Savings provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hatborofed.com.

Current Hatboro Federal Savings Rates

  • 12-Month CD3.75%
  • 18-Month CD3.50%
  • 24-Month CD3.50%
  • 36-Month CD1.25%
  • 48-Month CD1.25%
  • 60-Month CD1.25%
  • Savings0.15%
  • MMA2.50%
Retrieved from our database of financial products. Rates subject to change.