What are the current interest rates at Hatboro Federal Savings?

Current rates for Hatboro Federal Savings include: 12-Month CD: 3.75%, 18-Month CD: 3.50%, 24-Month CD: 3.50%, 36-Month CD: 1.25%, 48-Month CD: 1.25%, 60-Month CD: 1.25%, Savings: 0.15%, MMA: 2.50%

Hatboro Federal Savings Rates and Review February 2026

Content reviewed by

Brian McKay

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Hatboro Federal Savings Deposit Rates

Hatboro Federal Savings's 1 Year CD rates are at 3.75%, 18-Month CD rates are at 3.50%, 2 Year CD rates are at 3.50%, 182 Day CD rates are at 2.00%, 3 Year CD rates are at 1.25%. Hatboro Federal Savings's savings rates are at 0.15%. Hatboro Federal Savings's money market rates are at 2.50%. Hatboro Federal Savings's 15 Year Term Mortgage rates are at 4.75%, 15 Year Term Mortgage rates are at 5.00%, 15 Year Term Mortgage rates are at 5.25%, 20 Year Term Mortgage rates are at 5.12%, 20 Year Term Mortgage rates are at 5.38%.

Hatboro Federal Savings

Rate Updates and Availability

Hatboro Federal Savings money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hatboro Federal Savings? Share your experience about Hatboro Federal Savings by leaving a review below, or read customer reviews before you decide to use Hatboro Federal Savings.

Hatboro Federal Savings Texas Ratio

Hatboro Federal Savings's Texas Ratio is at 2.08%, which is considered excellent. The Texas Ratio for Hatboro Federal Savings is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

Hatboro Federal Savings has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Hatboro Federal Savings is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

3.75%

2.38%

18-Month CD

3.50%

2.14%

24-Month CD

3.50%

2.17%

36-Month CD

1.25%

2.11%

48-Month CD

1.25%

2.10%

60-Month CD

1.25%

2.23%

Savings

0.15%

0.60%

MMA

2.50%

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

Hatboro Federal Savings

221 S York Rd
Hatboro, PA 19040

https://www.hatborofed.com

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

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Hatboro Federal Savings CD Rates

Product	Rate	APY	Term
1 Year CD	3.70%	3.75%	1 Year
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/14/2026
18 Month CD	3.45%	3.50%	18 Month
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/14/2026
2 Year CD	3.45%	3.50%	2 Year
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/14/2026
182 Day CD	1.99%	2.00%	182 Day
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/14/2026
3 Year CD	1.24%	1.25%	3 Year
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/14/2026
4 Year CD	1.24%	1.25%	4 Year
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/14/2026
5 Year CD	1.24%	1.25%	5 Year
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/14/2026
30 Month CD	1.00%	1.00%	30 Month
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/14/2026
91 Day CD	0.25%	0.25%	91 Day
Min Deposit$1,000 Min Balance$1,000 Last Updated 02/14/2026

Hatboro Federal Savings Savings Rates

Product	Rate	APY
School Savings	0.40%	0.40%
Min Deposit$1 Min Balance$1 Last Updated 02/14/2026
Small Business Statement Savings	0.15%	0.15%
Min Deposit$50 Min Balance$100 Last Updated 02/14/2026
Statement Savings	0.15%	0.15%
Min Deposit$50 Min Balance$100 Last Updated 02/14/2026
Student Statement Savings	0.15%	0.15%
Min Deposit$10 Min Balance$10 Last Updated 02/14/2026

Hatboro Federal Savings Money Market Rates

Product	Rate	APY	View More
Tiered Money Market Accounts	2.47%	2.50%
Min Deposit$1,000 DetailsBalance between $1,000.00 to $19,999.99. Interest Compounded Monthly Last Updated 02/14/2026

Hatboro Federal Savings Checking Rates

Product	Rate	APY
High Interest Checking	2.47%	2.50%
Min Deposit$1,000 DetailsBalances between $1,000.00 to $19,999.99. Interest Compounded Monthly. Last Updated 02/14/2026
SMALL BUSINESS CHECKING ACCOUNTS	0.25%	0.25%
Min Deposit$100,000 Min Balance$100,000 DetailsBalances $100,000.00 + Last Updated 02/14/2026
SMALL BUSINESS CHECKING ACCOUNTS	0.20%	0.20%
Min Deposit$10,000 Min Balance$10,000 DetailsBalances between $10,000.00 - $99,999.99 Last Updated 02/14/2026
Advantage Checking	0.15%	0.15%
Min Deposit$100 Min Balance$100 Last Updated 02/14/2026
Student Checking	0.15%	0.15%
Min Deposit$10 Min Balance$10 Last Updated 02/14/2026
SMALL BUSINESS CHECKING ACCOUNTS	0.10%	0.10%
Min Deposit$500 Min Balance$500 DetailsBalances between $500.00 - $9,999.99 Last Updated 02/14/2026
Priority Checking	-	0.00%
Min Deposit$100 Min Balance$0 Last Updated 02/14/2026
SMALL BUSINESS CHECKING ACCOUNTS	-	0.00%
Min Deposit$0 Min Balance$0 DetailsBalances between $0.00 - $499.99 Last Updated 02/14/2026

Hatboro Federal Savings Mortgage Rates

Product	Rate	Points	APR	Term
15 Year Term Mortgage	4.75%	-	5.12%	15 Year
No additional details. Last Updated 02/14/2026
15 Year Term Mortgage	5.00%	-	5.22%	15 Year
No additional details. Last Updated 02/14/2026
15 Year Term Mortgage	5.25%	-	5.32%	15 Year
No additional details. Last Updated 02/14/2026
20 Year Term Mortgage	5.13%	-	5.42%	20 Years
DetailsMonthly Payment: $6.67 Last Updated 02/14/2026
20 Year Term Mortgage	5.38%	-	5.55%	20 Years
DetailsMonthly Payment: $6.81 Last Updated 02/14/2026
20 Year Term Mortgage	5.63%	-	5.68%	20 Years
DetailsMonthly Payment: $6.95 Last Updated 02/14/2026

Hatboro Federal Savings Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan	6.25%	-	6.41%	7 Year
DetailsRates Effective February 14, 2026 Last Updated 02/14/2026
Home Equity Loan	6.25%	-	6.47%	5 Year
DetailsRates Effective February 14, 2026 Last Updated 02/14/2026
Home Equity Loan	6.25%	-	6.60%	3 Year
DetailsRates Effective February 14, 2026 Last Updated 02/14/2026
Home Equity Loan	6.50%	-	6.62%	10 Year
DetailsRates Effective February 14, 2026 Last Updated 02/14/2026
Home Equity Loan	6.75%	-	6.82%	20 Year
DetailsRates Effective February 14, 2026 Last Updated 02/14/2026
Home Equity Loan	6.75%	-	6.84%	15 Year
DetailsRates Effective February 14, 2026 Last Updated 02/14/2026

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Hatboro Federal Savings is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Hatboro Federal Savings rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hatboro Federal Savings's official website for the most current offers and terms.

Bank Profile & Overview

Hatboro Federal Savings

221 S York Rd
Hatboro, PA 19040
Montgomery
Established Date: 06/30/1941
FDIC Certificate #: 30155
Date of FDIC Deposit Insurance: 08/09/1989

How Many Domestic U.S. Offices? 4

How Many Branches are There? 4

Website: https://www.hatborofed.com

Is Hatboro Federal Savings FDIC Insured? Yes

What is Hatboro Federal Savings's Cert number? 30155

What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:

$559,773,000

Total Deposits:

$418,502,000

Equity Capital:

$132,877,000

Net Income:

$787,000

Return on Assets (ROA):

1.1080%

Return on Equity (ROE):

4.7100%

Headquarters:

Hatboro

Regulator:

OCC

# of Offices:

Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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December 17, 2025

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Average Rating

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Total Reviews

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Frequently Asked Questions About Hatboro Federal Savings

How do I open an account at Hatboro Federal Savings?

You can typically open an account at Hatboro Federal Savings by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Hatboro Federal Savings provides a range of mortgage and home equity products.

Is Hatboro Federal Savings a safe place to deposit money?

Yes, Hatboro Federal Savings is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.