What are the current interest rates at FORGE?

Current rates for FORGE include: 12-Month CD: 3.60%, 60-Month CD: 3.60%, Savings: 0.25%, MMA: 1.00%

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FORGE Rates & Review March 2026

Q: Is FORGE a safe place to deposit money?

Yes, FORGE is considered a safe financial institution. With a Texas Ratio of 4.9567589141993%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

Q: How many branches does FORGE operate?

FORGE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join FORGE?

Yes, to access services at FORGE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, FORGE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, FORGE provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 16, 2026

FORGE's 12 month CDs rates are at 3.90%, 12 month CDs rates are at 3.80%, 12 month CDs rates are at 3.70%, 12 month CDs rates are at 3.60%, 30 month CDs rates are at 3.60%. FORGE's savings rates are at 0.25%. FORGE's money market rates are at 1.00%. FORGE's Personal Loan Rates are at 8.50%. MonitorBankRates evaluates the financial stability of FORGE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.96%. Rates were last updated on 03/16/2026.

FORGE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FORGE? Share your experience about FORGE by leaving a review below, or read customer reviews before you decide to use FORGE.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.96%

Excellent Lower than avg

Capital City Bank
Forge FCU

1400 Bywood Ave
Upper Darby, PA 19082

http://www.forgecu.org

FORGE CD Rates

Product	Rate	APY	Term
12 month Share Certificates	3.83%	3.90%	12 Months
Min Balance $50,000 Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%
12 month Share Certificates	3.74%	3.80%	12 Months
Min Balance $25,000 Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%
12 month Share Certificates	3.64%	3.70%	12 Months
Min Balance $10,000 Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%
12 month Share Certificates	3.54%	3.60%	12 Months
Min Balance $500 Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%
30 month Share Certificates	3.54%	3.60%	30 Months
Min Balance $500 Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%
6 month Share Certificates	3.54%	3.60%	6 Months
Min Balance $500 Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%
60 month Share Certificates	3.54%	3.60%	60 Months
Min Balance $500 Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%

FORGE Savings Rates

Product	Rate	APY
Club	0.25%	0.25%
No additional details. Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%
Savings	0.25%	0.25%
Min Balance $5 Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%

FORGE Money Market Rates

Product	Rate	APY	View More
Money Market	1.00%	1.00%
Min Balance $2,000 Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%

FORGE Checking Rates

Product	Rate	APY	View More
Checking	0.25%	0.25%
No additional details. Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%

FORGE Mortgage Rates

Product	Rate	Points	APR	Term	View More
Back-to-School Loan: 7/15 - 9/30	-	-	6.90%
No additional details. Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%

FORGE Credit Card Rates

Product	Rate	APR	View More
VISA Credit Card	-	7.99%
No additional details. Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%

FORGE Personal Loan Rates

Product	Rate	APR	View More
Personal Signature	-	8.50%
No additional details. Last Updated 03/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.11%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for FORGE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather FORGE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FORGE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name FORGE

Website http://www.forgecu.org

Address 1400 Bywood Ave, Upper Darby, PA 19082

Phone 610-352-2000

Fax 610-352-6903

President Kevin Baldwin

CEO Rachael Mattioni

Full-Time Employees 6

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.96%

Return on Assets (ROA)

1.0602%

Return on Equity (ROE)

4.9809%

Non-Performing Loans Ratio (NPL)

2.33%

Total Assets

53,508,009

Total Amount of Shares and Deposits

42,371,873

Total Shares and Deposits < 1 Year

39,943,053

Total Shares and Deposits 1 3 Years

2,147,271

Total Shares and Deposits > 3 Years

281,549

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

1,316,309

Total Uninsured Shares and Deposits > $250K (F+J)

1,319,568

Total Insured Shares and Deposits > $250K (item 17 less item K)

41,052,305

Total Interest Expense (Sum of items 6 8)

777,307

Share Certificates

396

Number of Accounts for Share Drafts

1,318

IRA KEOGH Accounts

143

Number of Accounts for Regular Shares

4,046

Non Member Deposits

Money Market Shares

127

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

6,121,217

Total Liabilities

42,526,746

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About FORGE

Is FORGE a safe place to deposit money?

Yes, FORGE is considered a safe financial institution. With a Texas Ratio of 4.9567589141993%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does FORGE operate?

FORGE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join FORGE?

Yes, to access services at FORGE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, FORGE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FORGE provides members with tools to manage their accounts and build a solid financial history.

Does FORGE offer online and mobile banking?

Most modern institutions like FORGE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.forgecu.org.