|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Diamond Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 30, 2026
Diamond Credit Union's 24 Month Jumbo CD rates are at 4.06%, 30 Month Jumbo CD rates are at 4.06%, 24 Month Regular CD rates are at 4.01%, 30 Month Regular CD rates are at 4.01%, 36 Month Jumbo CD rates are at 3.81%. Diamond Credit Union's savings rates are at 0.20%. Diamond Credit Union's money market rates are at 1.01%. Diamond Credit Union's checking rates are as high as 0.20%. Diamond Credit Union's Conventional 15 Year Mortgage rates are at 6.62%, Conventional 10 Year Mortgage rates are at 6.62%, Conventional 20 Year Mortgage rates are at 6.88%, Conventional 30 Year Mortgage rates are at 7.00%. Diamond Credit Union's Personal Loan Rates are as low as 9.79%. Diamond Credit Union's Credit Card Rates are at 11.65%. Diamond Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Diamond Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.56%. Rates last updated and verified on 10/30/2026. Diamond Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Diamond Credit Union? Share your experience about Diamond Credit Union by leaving a review below, or read customer reviews before you decide to use Diamond Credit Union. Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Diamond Credit Union CD Rates
Diamond Credit Union Savings Rates
Diamond Credit Union Money Market Rates
Diamond Credit Union Checking Rates
Diamond Credit Union Mortgage Rates
Diamond Credit Union Home Equity & HELOC
Diamond Credit Union Auto Loan Rates
Diamond Credit Union RV, Boat and Powersport Loan Rates
Diamond Credit Union Credit Card Rates
Diamond Credit Union Personal Loan Rates
Diamond Credit Union Other Rates
Financial Health HistoryDiamond Credit Union’s Texas Ratio stayed near 1.41% in Q3 2023 to 1.56% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Diamond Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Diamond Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Diamond Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Diamond Credit Union
Website
https://www.diamondcu.org
Address
1600 Medical Dr,
Pottstown, PA 19464-3242
Phone
610-326-5490
Fax
610-718-0294
President
Patrick Austin
CEO
Rick Patel
Full-Time Employees
211
Part-Time Employees
11
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.56%
Return on Assets (ROA)
0.4776%
Return on Equity (ROE)
4.6577%
Non-Performing Loans Ratio (NPL)
0.29%
Total Assets
1,219,217,909
Total Amount of Shares and Deposits
1,079,384,816
Total Shares and Deposits < 1 Year
973,622,974
Total Shares and Deposits 1 3 Years
87,337,095
Total Shares and Deposits > 3 Years
18,424,747
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
70,115,506
Total Uninsured Shares and Deposits > $250K (F+J)
70,115,506
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,009,269,310
Total Interest Expense (Sum of items 6 8)
9,867,968
Share Certificates
8,693
Number of Accounts for Share Drafts
51,806
IRA KEOGH Accounts
3,132
Number of Accounts for Regular Shares
83,580
All other shares
187
Money Market Shares
6,668
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
74,810,489
Total Liabilities
1,095,187,466
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Diamond Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Diamond Credit Union
Frequently Asked Questions About Diamond Credit UnionDoes Diamond Credit Union offer CDs?Yes. Diamond Credit Union current CD rates include its 24 Month Jumbo CD at 4.06% APY, its 30 Month Jumbo CD at 4.06% APY and its 24 Month Regular CD at 4.01% APY, verified by MonitorBankRates as of October 30, 2026. Are CDs from Diamond Credit Union NCUA insured?Yes. Diamond Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Diamond Credit Union?The highest Diamond Credit Union CD rate is its 24 Month Jumbo CD at 4.06% APY, verified by MonitorBankRates as of October 30, 2026. What CD terms does Diamond Credit Union offer?Diamond Credit Union CD rates are 3.51% APY for a 12 month CD, 3.51% APY for an 18 month CD, 4.01% APY for a 2 year CD, 4.01% APY for a 30 month CD, 3.81% APY for a 3 year CD and 3.76% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Diamond Credit Union for its full lineup. What is the highest money market rate at Diamond Credit Union?The highest Diamond Credit Union money market rate is its Marquee Money Market at 1.01% APY, verified by MonitorBankRates as of October 30, 2026. What is the highest checking rate at Diamond Credit Union?The highest Diamond Credit Union checking rate is its Growth Checking at 0.20% APY, verified by MonitorBankRates as of October 30, 2026. What is the lowest mortgage rate at Diamond Credit Union?The lowest Diamond Credit Union mortgage rate is its Conventional 15 Year Mortgage at 6.625%, verified by MonitorBankRates as of October 30, 2026. Diamond Credit Union mortgage rates are 7.00% for a 30 year mortgage, 6.875% for a 20 year mortgage, 6.625% for a 15 year mortgage and 6.625% for a 10 year mortgage. What is the lowest auto loan rate at Diamond Credit Union?The lowest Diamond Credit Union auto loan rate is its New / Used Auto Loan at 5.24% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest personal loan rate at Diamond Credit Union?The lowest Diamond Credit Union personal loan rate is its Personal Loan at 9.79% APR, verified by MonitorBankRates as of October 30, 2026. What is the lowest credit card APR at Diamond Credit Union?The lowest Diamond Credit Union credit card APR is its Visa Platinum Credit Card at 11.65% APR, verified by MonitorBankRates as of October 30, 2026. How many branches does Diamond Credit Union operate?Diamond Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Diamond Credit Union?Yes, to access services at Diamond Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Diamond Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Diamond Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Diamond Credit Union offer online and mobile banking?Most modern institutions like Diamond Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.diamondcu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Diamond Credit Union rates compare?Diamond Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A+ health rating. Diamond Credit Union's top rates are its 24 Month Jumbo CD at 4.06% APY, its Health Savings Money Market at 0.20% APY, its Marquee Money Market at 1.01% APY, its Growth Checking at 0.20% APY, its Conventional 15 Year Mortgage at 6.625%, its Personal Loan at 9.79% APR and its Visa Platinum Credit Card at 11.65% APR, verified by MonitorBankRates on October 30, 2026. Current Diamond Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Whiting Refinery Federal Credit Union
Community Financial Services Federal Credit Union
Rancho Federal Credit Union
Southwest Heritage Credit Union
Landmark Credit Union
Community Trust Credit Union
Select Employees Credit Union
Northern Colorado Credit Union
Pittsford Federal Credit Union
Financial Security Credit Union
I B E W Local 56 Credit Union
Northwestern Energy Employees Federal Credit Union
Port Conneaut Federal Credit Union
Smart Choice Credit Union
Financial Partners Credit Union Illinois
Greater Central Texas Federal Credit Union
BCM Federal Credit Union
Planites Credit Union
Syracuse Fire Department Employees Federal Credit Union
Pitney Bowes Employees Credit Union
GBTCU Greensburg Teachers Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
