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Harleysville Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 11, 2026
Harleysville Bank's top rates as of October 11, 2026 are 4.05% APY on its 20-Month Rising Rate CD, 0.15% APY on savings, 0.20% APY on money market accounts, 3.75% APY on checking, and 6.75% on its 15 Yr. Fixed Mortgage Loan, according to rates verified by MonitorBankRates. Other Harleysville Bank CD rates include 20-Month Rising Rate IRA CD at 4.05%, 9-Month CD at 3.70%, and 9-Month IRA CD at 3.70%. Other Harleysville Bank mortgage rates include 20 Yr. Fixed Mortgage Loan at 6.75%, 20 Yr. Fixed Mortgage Loan at 7.00%, and 30 Yr. Fixed Mortgage Loan at 7.00%. MonitorBankRates evaluates the financial stability of Harleysville Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.05%. Rates last updated and verified on 10/11/2026.
Harleysville Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Harleysville Bank? Share your experience about Harleysville Bank by leaving a review below, or read customer reviews before you decide to use Harleysville Bank.
Harleysville Bank has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Harleysville Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
1.05%
ExcellentLower than avg
Harleysville Bank Texas Ratio
Harleysville Bank's Texas Ratio is 1.05%, which is considered excellent and is lower than the national average of 5.85%.
Harleysville Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.02% to 1.05% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Harleysville Bank CD Rates
Product
Rate
APY
Term
View More
20 Month Rising Rate CD
-
4.05%
20 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
1 change since Sep 19, 2026 · 3.75% → 4.05% ▲ 0.30 pts · high 4.05% / low 3.75%
Sep 24, 20264.05%▲ from 3.75%
Sep 19, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
20 Month Rising Rate IRA CD
-
4.05%
20 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
1 change since Sep 19, 2026 · 3.75% → 4.05% ▲ 0.30 pts · high 4.05% / low 3.75%
Sep 24, 20264.05%▲ from 3.75%
Sep 19, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
9 Month CD
-
3.70%
9 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
1 change since Sep 19, 2026 · 1.01% → 3.70% ▲ 2.69 pts · high 3.70% / low 1.01%
Sep 24, 20263.70%▲ from 1.01%
Sep 19, 20261.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
9 Month IRA CD
-
3.70%
9 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
1 change since Sep 19, 2026 · 1.01% → 3.70% ▲ 2.69 pts · high 3.70% / low 1.01%
Sep 24, 20263.70%▲ from 1.01%
Sep 19, 20261.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
60 Month CD
-
3.25%
60 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
60 Month IRA CD
-
3.25%
60 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
18 Month CD
-
2.47%
18 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 2.47% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
18 Month IRA CD
-
2.47%
18 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 2.47% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
12 Month CD
-
2.01%
12 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 2.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
12 Month IRA CD
-
2.01%
12 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 2.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
6 Month CD
-
1.25%
6 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 1.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
6 Month IRA CD
-
1.25%
6 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 1.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
3 Month CD
-
1.01%
3 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 1.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
3 Month IRA CD
-
1.01%
3 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 1.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
24 Month CD
-
1.00%
24 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
24 Month IRA CD
-
1.00%
24 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 1.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
15 Month CD
-
0.50%
15 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
15 Month IRA CD
-
0.50%
15 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
48 Month Rising Rate CD
-
0.50%
48 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
48 Month Rising Rate IRA CD
-
0.50%
48 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
36 Month CD
-
0.35%
36 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.35% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
36 Month IRA CD
-
0.35%
36 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.35% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
17 Month CD
-
0.20%
17 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
17 Month IRA CD
-
0.20%
17 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
7 Month IRA CD
-
0.10%
7 Month
Min Deposit$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
7 Month No Penalty CD
-
0.10%
7 Month
Min Deposit$500
Min Balance$500
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Harleysville Bank Savings Rates
Product
Rate
APY
View More
Trusty's Club
-
0.25%
Min Deposit$1
DetailsBalance:
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
IRA Statement Savings
-
0.15%
Min Deposit$1
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Statement Savings
-
0.15%
Min Deposit$1
Min Balance$2,500
DetailsBalance: $2,500 and higher
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.15% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Statement Savings
-
0.10%
Min Deposit$1
Min Balance$100
DetailsBalance: $100 to $2,499.99
Last Updated10/11/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Harleysville Bank Money Market Rates
Product
Rate
APY
View More
Money Market Plus
-
0.20%
Min Deposit$1
Min Balance$25,000
DetailsBalance: $25,000 and higher
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Money Market Plus
-
0.10%
Min Deposit$1
Min Balance$10,000
DetailsBalance: $10,000 to $24,999.99
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Harleysville Bank Checking Rates
Product
Rate
APY
View More
Harleysville Cash Rewards Checking
-
3.75%
Min Deposit$25
Min Balance$0
DetailsBalance: Balances up to $25,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Harleysville Cash Rewards Checking
-
3.75%
Min Deposit$25
Min Balance$25,000
DetailsPublished APY range: 3.75%-1.18%. Balance: Balances over $25,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 3.75% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Harleysville Cash Rewards Checking
-
0.35%
Min Deposit$25
Min Balance$0
DetailsBalance: Balances up to $100,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.35% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Harleysville Cash Rewards Checking
-
0.35%
Min Deposit$25
Min Balance$100,000
DetailsPublished APY range: 0.35% to 0.37%. Balance: Balances over $100,000
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.35% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Harleysville Cash Rewards Checking
-
0.02%
Min Deposit$25
Min Balance$0
DetailsBalance: All balances if qualifications not met
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 0.02% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Harleysville Bank Mortgage Rates
Product
Rate
Points
APR
Term
View More
15 Yr. Fixed Mortgage Loan
6.75%
0
6.771%
15 years
DetailsRate Lock: 120 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 5.90% → 6.77% ▲ 0.88 pts · high 6.77% / low 5.90%
Oct 7, 20266.77%▲ from 5.90%
Sep 15, 20265.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
20 Yr. Fixed Mortgage Loan
6.75%
1
6.896%
20 years
DetailsRate Lock: 60 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.27% → 6.90% ▲ 0.63 pts · high 6.90% / low 6.27%
Oct 7, 20266.90%▲ from 6.27%
Sep 15, 20266.27%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
20 Yr. Fixed Mortgage Loan
7.00%
0
7.017%
20 years
DetailsRate Lock: 60 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.39% → 7.02% ▲ 0.63 pts · high 7.02% / low 6.39%
Oct 7, 20267.02%▲ from 6.39%
Sep 15, 20266.39%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
30 Yr. Fixed Mortgage Loan
7.00%
1
7.113%
30 years
DetailsRate Lock: 60 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.48% → 7.11% ▲ 0.63 pts · high 7.11% / low 6.48%
Oct 7, 20267.11%▲ from 6.48%
Sep 15, 20266.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Mortgage Loans - 7/1 ARM Mortgage Loan
6.75%
1
7.113%
7/1 ARM
Detailscaps 2% / 4% life; Rate Lock: 120 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.54% → 7.11% ▲ 0.57 pts · high 7.11% / low 6.54%
Oct 7, 20267.11%▲ from 6.54%
Sep 15, 20266.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
25 Yr. Fixed Mortgage Loan
7.00%
1
7.127%
25 years
DetailsRate Lock: 60 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.50% → 7.13% ▲ 0.63 pts · high 7.13% / low 6.50%
Oct 7, 20267.13%▲ from 6.50%
Sep 15, 20266.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Mortgage Loans - 7/1 ARM Mortgage Loan
7.00%
0
7.145%
7/1 ARM
Detailscaps 2% / 4% life; Rate Lock: 120 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.57% → 7.15% ▲ 0.57 pts · high 7.15% / low 6.57%
Oct 7, 20267.15%▲ from 6.57%
Sep 15, 20266.57%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Mortgage Loans - 5/1 ARM Mortgage Loan
6.75%
1
7.177%
5/1 ARM
Detailscaps 2% / 4% life; Rate Lock: 120 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.62% → 7.18% ▲ 0.56 pts · high 7.18% / low 6.62%
Oct 7, 20267.18%▲ from 6.62%
Sep 15, 20266.62%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Mortgage Loans - 5/1 ARM Mortgage Loan
7.00%
0
7.179%
5/1 ARM
Detailscaps 2% / 4% life; Rate Lock: 120 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.62% → 7.18% ▲ 0.56 pts · high 7.18% / low 6.62%
Oct 7, 20267.18%▲ from 6.62%
Sep 15, 20266.62%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Mortgage Loans - 10/1 ARM Mortgage Loan
7.00%
1
7.205%
10/1 ARM
Detailscaps 2% / 4% life; Rate Lock: 120 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.61% → 7.21% ▲ 0.59 pts · high 7.21% / low 6.61%
Oct 7, 20267.21%▲ from 6.61%
Sep 15, 20266.61%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
30 Yr. Fixed Mortgage Loan
7.25%
0
7.263%
30 years
DetailsRate Lock: 60 days
Last Updated10/11/2026
Rate History
2 changes since Sep 15, 2026 · 6.64% → 7.26% ▲ 0.63 pts · high 7.27% / low 6.64%
Oct 11, 20267.26%▼ from 7.27%
Oct 7, 20267.27%▲ from 6.64%
Sep 15, 20266.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
25 Yr. Fixed Mortgage Loan
7.25%
0
7.265%
25 years
DetailsRate Lock: 60 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.64% → 7.27% ▲ 0.63 pts · high 7.27% / low 6.64%
Oct 7, 20267.27%▲ from 6.64%
Sep 15, 20266.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Mortgage Loans - 10/1 ARM Mortgage Loan
7.25%
0
7.273%
10/1 ARM
Detailscaps 2% / 4% life; Rate Lock: 120 days
Last Updated10/11/2026
Rate History
1 change since Sep 15, 2026 · 6.68% → 7.27% ▲ 0.59 pts · high 7.27% / low 6.68%
Oct 7, 20267.27%▲ from 6.68%
Sep 15, 20266.68%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Contract 30 Year ARM
7.625%
-
7.729%
30 Year
No additional details.
Last Updated10/11/2026
Rate History
3 changes since Sep 15, 2026 · 7.48% → 7.73% ▲ 0.25 pts · high 7.85% / low 7.48%
Oct 11, 20267.73%▼ from 7.85%
Oct 7, 20267.85%▲ from 7.73%
Oct 1, 20267.73%▲ from 7.48%
Sep 15, 20267.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
7/1 ARM
7.75%
1
8.11%
7/1 ARM
Detailscaps 2% / 4% life
Last Updated10/11/2026
Rate History
2 changes since Sep 15, 2026 · 7.54% → 8.11% ▲ 0.57 pts · high 8.11% / low 7.54%
Oct 7, 20268.11%▲ from 7.86%
Oct 1, 20267.86%▲ from 7.54%
Sep 15, 20267.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
7/1 ARM
8.00%
0
8.141%
7/1 ARM
Detailscaps 2% / 4% life
Last Updated10/11/2026
Rate History
2 changes since Sep 15, 2026 · 7.57% → 8.14% ▲ 0.57 pts · high 8.14% / low 7.57%
Oct 7, 20268.14%▲ from 7.89%
Oct 1, 20267.89%▲ from 7.57%
Sep 15, 20267.57%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
5/1 ARM
7.75%
1
8.175%
5/1 ARM
Detailscaps 2% / 4% life
Last Updated10/11/2026
Rate History
2 changes since Sep 15, 2026 · 7.51% → 8.18% ▲ 0.67 pts · high 8.18% / low 7.51%
Oct 7, 20268.18%▲ from 7.93%
Oct 1, 20267.93%▲ from 7.51%
Sep 15, 20267.51%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
5/1 ARM
8.00%
0
8.175%
5/1 ARM
Detailscaps 2% / 4% life
Last Updated10/11/2026
Rate History
2 changes since Sep 15, 2026 · 7.51% → 8.18% ▲ 0.66 pts · high 8.18% / low 7.51%
Oct 7, 20268.18%▲ from 7.93%
Oct 1, 20267.93%▲ from 7.51%
Sep 15, 20267.51%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
10/1 ARM
8.00%
1
8.207%
10/1 ARM
Detailscaps 2% / 4% life
Last Updated10/11/2026
Rate History
2 changes since Sep 15, 2026 · 7.53% → 8.21% ▲ 0.68 pts · high 8.21% / low 7.53%
Oct 7, 20268.21%▲ from 7.96%
Oct 1, 20267.96%▲ from 7.53%
Sep 15, 20267.53%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
10/1 ARM
8.25%
0
8.274%
10/1 ARM
Detailscaps 2% / 4% life
Last Updated10/11/2026
Rate History
2 changes since Sep 15, 2026 · 7.60% → 8.27% ▲ 0.68 pts · high 8.27% / low 7.60%
Oct 7, 20268.27%▲ from 8.02%
Oct 1, 20268.02%▲ from 7.60%
Sep 15, 20267.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Harleysville Bank Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan
-
-
6.25%
36 Months
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 6.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Home Equity Loan
-
-
6.50%
60 Months
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 6.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Home Equity Loan
-
-
6.75%
84 Months
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 6.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Home Equity Line of Credit
-
-
7.00%
DetailsAPR is variable monthly based on the highest New York Prime Rate published in the Wall Street Journal on the last business day of the prior billing cycle. As of 9/17/2026, this index was 7.00%. Minimum APR is 3.990% APR. Maximum APR is 18% APR. The interest only line has a balloon payment due at the end of 20 years. Minimum line amount is $5,000. Rates apply to 80% loan-to-value or less for single-family, primary residence. Closing costs of $200 to $650 may apply. Other plans available. Rates subject to change and offers may be discontinued at any time.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 7.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Home Equity Loan
-
-
7.00%
120 Months
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 7.00% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Home Equity Loans
-
-
7.00%
DetailsAPR with direct deposit/automatic payment from a Harleysville Bank checking account. Above terms are available to Homeowners with Maximum LTV of 80%. Other terms available with less equity and without automatic payment - Please inquire.
Last Updated10/11/2026
Rate History
No change since Sep 19, 2026 · 7.00% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Home Equity Loan
-
-
7.25%
180 Months
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 7.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Home Equity Loan
-
-
7.50%
240 Months
No additional details.
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 7.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Harleysville Bank Other Rates
Product
Rate
Points
APY/APR
Term
View More
15 Yr. Fixed
7.50%
1
7.687%
15 years
Last Updated10/11/2026
Rate History
2 changes since Sep 15, 2026 · 7.81% → 7.69% ▼ 0.13 pts · high 8.19% / low 7.69%
Oct 7, 20267.69%▼ from 8.19%
Oct 1, 20268.19%▲ from 7.81%
Sep 15, 20267.81%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
15 Yr. Fixed
7.75%
0
7.772%
15 years
Last Updated10/11/2026
Rate History
3 changes since Sep 15, 2026 · 7.15% → 7.77% ▲ 0.63 pts · high 7.77% / low 5.90%
Oct 7, 20267.77%▲ from 7.27%
Oct 1, 20267.27%▲ from 5.90%
Sep 19, 20265.90%▼ from 7.15%
Sep 15, 20267.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
20 Yr. Fixed
7.75%
1
7.902%
20 years
Last Updated10/11/2026
Rate History
3 changes since Sep 15, 2026 · 7.27% → 7.90% ▲ 0.63 pts · high 7.90% / low 6.27%
Oct 7, 20267.90%▲ from 7.65%
Oct 1, 20267.65%▲ from 6.27%
Sep 19, 20266.27%▼ from 7.27%
Sep 15, 20267.27%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
20 Yr. Fixed
8.00%
0
8.018%
20 years
Last Updated10/11/2026
Rate History
3 changes since Sep 15, 2026 · 7.39% → 8.02% ▲ 0.63 pts · high 8.02% / low 6.39%
Oct 7, 20268.02%▲ from 7.77%
Oct 1, 20267.77%▲ from 6.39%
Sep 19, 20266.39%▼ from 7.39%
Sep 15, 20267.39%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
25 Yr. Fixed
8.00%
1
8.133%
25 years
Last Updated10/11/2026
Rate History
3 changes since Sep 15, 2026 · 7.50% → 8.13% ▲ 0.63 pts · high 8.13% / low 6.50%
Oct 7, 20268.13%▲ from 7.88%
Oct 1, 20267.88%▲ from 6.50%
Sep 19, 20266.50%▼ from 7.50%
Sep 15, 20267.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
25 Yr. Fixed
8.25%
0
8.266%
25 years
Last Updated10/11/2026
Rate History
3 changes since Sep 15, 2026 · 7.67% → 8.27% ▲ 0.60 pts · high 8.27% / low 6.64%
Oct 7, 20268.27%▲ from 8.02%
Oct 1, 20268.02%▲ from 6.64%
Sep 19, 20266.64%▼ from 7.67%
Sep 15, 20267.67%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
30 Yr. Fixed
6.25%
0
6.263%
30 years
Last Updated10/11/2026
Rate History
3 changes since Sep 15, 2026 · 5.64% → 6.26% ▲ 0.63 pts · high 7.01% / low 5.64%
Oct 7, 20266.26%▼ from 7.01%
Oct 1, 20267.01%▲ from 6.64%
Sep 19, 20266.64%▲ from 5.64%
Sep 15, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
30 Yr. Fixed
8.00%
1
8.12%
30 years
Last Updated10/11/2026
Rate History
3 changes since Sep 15, 2026 · 7.49% → 8.12% ▲ 0.63 pts · high 8.12% / low 6.48%
Oct 7, 20268.12%▲ from 7.87%
Oct 1, 20267.87%▲ from 6.48%
Sep 19, 20266.48%▼ from 7.49%
Sep 15, 20267.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
30 Yr. Fixed
8.25%
0
8.264%
30 years
Last Updated10/11/2026
Rate History
3 changes since Sep 15, 2026 · 5.64% → 8.26% ▲ 2.63 pts · high 8.26% / low 5.64%
Oct 7, 20268.26%▲ from 8.01%
Oct 1, 20268.01%▲ from 6.64%
Sep 19, 20266.64%▲ from 5.64%
Sep 15, 20265.64%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Homeowners Lots - 15 Yr. Fixed
8.00%
1
8.189%
15 years
Last Updated10/11/2026
Rate History
No change since Oct 7, 2026 · 8.19% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
INTEREST ONLY OR EVERGREEN Loan
-
-
3.99%
DetailsAnnual Percentage Rate is 7.00% APR. APR is variable monthly based on the highest New York Prime Rate published in the Wall Street Journal on the last business day of the prior billing cycle. As of 9/17/2026, this index was 7.00%. Minimum APR is 3.990% APR. Maximum APR is 18% APR. The interest only line has a balloon payment due at the end of 20 years. Minimum line amount is $5,000. Rates apply to 80% loan-to-value or less for single-family, primary residence. Closing costs of $200 to $650 may apply. Other plans available. Rates subject to change and offers may be discontinued at any time.
Last Updated10/11/2026
Rate History
2 changes since Sep 19, 2026 · 3.99% → 3.99% ▼ 0.00 pts · high 7.00% / low 3.99%
Oct 3, 20263.99%▼ from 7.00%
Sep 24, 20267.00%▲ from 3.99%
Sep 19, 20263.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.05%
Financial Health History
Harleysville Bank’s Texas Ratio fell from 3.02% in Q3 2023 to 1.05% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$964M
1.05%
5.0
A+
March 31, 2026
$958M
1.06%
5.0
A+
December 31, 2025
$940M
1.47%
5.0
A+
September 30, 2025
$928M
0.88%
5.0
A+
June 30, 2025
$902M
1.11%
5.0
A+
March 31, 2025
$872M
1.29%
5.0
A+
December 31, 2024
$862M
1.67%
5.0
A+
September 30, 2024
$863M
1.58%
5.0
A+
June 30, 2024
$864M
1.92%
5.0
A+
March 31, 2024
$848M
2.03%
5.0
A+
December 31, 2023
$854M
2.78%
5.0
A+
September 30, 2023
$843M
3.02%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Harleysville Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Harleysville Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Harleysville Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameHarleysville Bank
Bank Holding CompanyHARLEYSVILLE FINANCIAL CORP
Address
271 Main St,
Harleysville, PA 19438 · Montgomery
Harleysville Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Harleysville Bank
Frequently Asked Questions About Harleysville Bank
How many branches does Harleysville Bank operate?
Harleysville Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Harleysville Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Harleysville Bank provides members with tools to manage their accounts and build a solid financial history.
Does Harleysville Bank offer online and mobile banking?
Most modern institutions like Harleysville Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.harleysvillebank.com.
Current Harleysville Bank Rates
12-Month CD2.01%
18-Month CD0.20%
24-Month CD1.00%
36-Month CD0.35%
48-Month CD0.50%
60-Month CD3.25%
Savings0.15%
MMA0.20%
Retrieved from our database of financial products. Rates subject to change.