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Kish Bank Rates & Review October 2026

Kish Bank's top rates as of October 7, 2026 are 4.25% APY on its 15-Months 15-Month Certificate Special, 0.20% APY on savings, 3.50% APY on money market accounts, and 3.75% APY on checking, according to rates verified by MonitorBankRates. Other Kish Bank CD rates include 15-Months Business 15-Month Special at 4.25%, 5-Months 5-Month Certificate Special at 3.95%, and 5-Months Business 5-Month Special at 3.95%. MonitorBankRates evaluates the financial stability of Kish Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.78%. Rates last updated and verified on 10/07/2026.

Kish Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kish Bank? Share your experience about Kish Bank by leaving a review below, or read customer reviews before you decide to use Kish Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.78%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
Kish Bank
4255 E Main St
Belleville, PA 17004
https://www.mykish.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Kish Bank CD Rates

Product Rate APY Term View More
15 Month Certificate Special - 4.25% 15 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 18, 2026: 4.00% APYSep 24, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20264.25%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
5 Month Certificate Special - 3.95% 5 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.95% ▲ 0.25 pts · high 3.95% / low 3.70%
3.20%3.83%4.45%Sep 18, 2026: 3.70% APYSep 24, 2026: 3.95% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20263.95%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
24 Month Certificate - 3.85% 24 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.85% ▲ 0.15 pts · high 3.85% / low 3.70%
3.20%3.78%4.35%Sep 18, 2026: 3.70% APYSep 24, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20263.85%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
30 Month Certificate - 3.85% 30 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.85% ▲ 0.15 pts · high 3.85% / low 3.70%
3.20%3.78%4.35%Sep 18, 2026: 3.70% APYSep 24, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20263.85%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
36 Month Certificate - 3.85% 36 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.85% ▲ 0.15 pts · high 3.85% / low 3.70%
3.20%3.78%4.35%Sep 18, 2026: 3.70% APYSep 24, 2026: 3.85% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20263.85%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
3 Month Certificate - 3.75% 3 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 18, 2026: 3.60% APYSep 24, 2026: 3.75% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20263.75%▲ from 3.60%
  • Sep 18, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
48 Month Certificate - 3.75% 48 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 18, 2026: 3.60% APYSep 24, 2026: 3.75% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20263.75%▲ from 3.60%
  • Sep 18, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
60 Month Certificate - 3.75% 60 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 18, 2026: 3.60% APYSep 24, 2026: 3.75% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20263.75%▲ from 3.60%
  • Sep 18, 20263.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
12 Month Certificate - 3.65% 12 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 18, 2026: 3.50% APYSep 24, 2026: 3.65% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20263.65%▲ from 3.50%
  • Sep 18, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
18 Month Certificate - 3.65% 18 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 18, 2026: 3.50% APYSep 24, 2026: 3.65% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20263.65%▲ from 3.50%
  • Sep 18, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
6 Month Certificate - 3.65% 6 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50%
3.00%3.58%4.15%Sep 18, 2026: 3.50% APYSep 24, 2026: 3.65% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20263.65%▲ from 3.50%
  • Sep 18, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
18-Month UnCD - 3.35% 18 Months
Min Deposit $10,000
Details UnCD
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 18, 2026: 3.35% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
18-Month Variable - 2.51% 18 months
Min Deposit $100
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 2.26% → 2.51% ▲ 0.25 pts · high 2.51% / low 2.26%
1.76%2.39%3.01%Sep 18, 2026: 2.26% APYSep 24, 2026: 2.51% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20262.51%▲ from 2.26%
  • Sep 18, 20262.26%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

Kish Bank Business CD Rates

Product Rate APY Term View More
Business 15 Month Special - 4.25% 15 Months
Details Special
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
3.50%4.13%4.75%Sep 18, 2026: 4.00% APYOct 7, 2026: 4.25% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20264.25%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business 5 month Special - 3.95% 5 Months
Details Special
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.95% ▲ 0.25 pts · high 3.95% / low 3.70%
3.20%3.83%4.45%Sep 18, 2026: 3.70% APYOct 7, 2026: 3.95% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20263.95%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
18-Month Business UnCD - 3.10% 18 Months
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.10% APY · checked 7 times
2.60%3.10%3.60%Sep 18, 2026: 3.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business 120 month - 1.30% 120 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 1.15% → 1.30% ▲ 0.15 pts · high 1.30% / low 1.15%
0.65%1.23%1.80%Sep 18, 2026: 1.15% APYOct 7, 2026: 1.30% APYSep 18, 2026Oct 13, 2026
  • Oct 7, 20261.30%▲ from 1.15%
  • Sep 18, 20261.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

Kish Bank Savings Rates

Product Rate APY View More
Health Savings Account - 0.20%
Min Balance $15,000
Details Balance: $15,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Health Savings Account - 0.15%
Min Balance $1,000
Details Balance: $1,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 18, 2026: 0.15% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Health Savings Account - 0.10%
Min Balance $100
Details Balance: $100+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

Kish Bank Money Market Rates

Product Rate APY View More
IRA Money Market Account - 2.60%
Min Deposit $100
Min Balance $0
Details Balance: $0.01 - $19,999.99
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 2.50% → 2.60% ▲ 0.10 pts · high 2.60% / low 2.50%
2.00%2.55%3.10%Sep 18, 2026: 2.50% APYSep 24, 2026: 2.60% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20262.60%▲ from 2.50%
  • Sep 18, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
IRA Money Market Account - 2.60%
Min Deposit $100
Min Balance $20,000
Details Balance: $20,000+
Last Updated 10/07/2026
Rate History
1 change since Sep 18, 2026 · 2.50% → 2.60% ▲ 0.10 pts · high 2.60% / low 2.50%
2.00%2.55%3.10%Sep 18, 2026: 2.50% APYSep 24, 2026: 2.60% APYSep 18, 2026Oct 13, 2026
  • Sep 24, 20262.60%▲ from 2.50%
  • Sep 18, 20262.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

Kish Bank Business Money Market Rates

Product Rate APY View More
Business Money Market Account - 3.50%
Min Balance $5,000,000
Details Balance: $5,000,000+
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40%
2.90%3.45%4.00%Sep 15, 2026: 3.40% APYSep 24, 2026: 3.50% APYSep 15, 2026Oct 13, 2026
  • Sep 24, 20263.50%▲ from 3.40%
  • Sep 15, 20263.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business Money Market Account - 3.27%
Min Balance $500,000
Details Balance: $500,000 - $4,999,999.99
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 3.17% → 3.27% ▲ 0.10 pts · high 3.27% / low 3.17%
2.67%3.22%3.77%Sep 15, 2026: 3.17% APYSep 24, 2026: 3.27% APYSep 15, 2026Oct 13, 2026
  • Sep 24, 20263.27%▲ from 3.17%
  • Sep 15, 20263.17%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business Money Market Account - 2.20%
Min Balance $20,000
Details Balance: $20,000 - $499,999.99
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 2.10% → 2.20% ▲ 0.10 pts · high 2.20% / low 2.10%
1.60%2.15%2.70%Sep 15, 2026: 2.10% APYSep 24, 2026: 2.20% APYSep 15, 2026Oct 13, 2026
  • Sep 24, 20262.20%▲ from 2.10%
  • Sep 15, 20262.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Business Money Market Account - 1.35%
Min Balance $1,000
Details Balance: $1,000 - $19,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 24, 2026 · 1.35% APY · checked 6 times
0.85%1.35%1.85%Sep 24, 2026: 1.35% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

Kish Bank Checking Rates

Product Rate APY View More
Green Checking - 3.75%
Min Balance $0
Details Balance: $0.01 - $25,000.00
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.75% APY · checked 7 times
3.25%3.75%4.25%Sep 18, 2026: 3.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Sunrise Checking - 2.75%
Min Balance $0
Details Balance: $0.01 - $10,000.00
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Sep 18, 2026: 2.75% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Expect More Checking with Workplace Banking - 2.00%
Min Balance $0
Details Balance: $0.01+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Expect More Checking - 0.10%
Min Balance $1,000
Details Balance: $1,000.00+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Green Checking - 0.10%
Min Balance $25,000
Details Balance: $25,000.01+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Sunrise Checking - 0.10%
Min Balance $10,000
Details Balance: $10,000.01+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.10% APY · checked 4 times
0.00%0.30%0.60%Sep 18, 2026: 0.10% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Expect More Checking - 0.05%
Min Balance $0
Details Balance: $0.01 - $999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

Kish Bank Business Checking Rates

Product Rate APY View More
Business Interest Checking - 0.05%
Min Balance $2,500
Details Balance: $2,500+
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 0.05% APY · checked 8 times
0.00%0.28%0.55%Sep 15, 2026: 0.05% APYSep 15, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

Kish Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Installment Loan 6.88% - 7.00% 5-Year Fixed
Details Loan-to-Value 80% or below
Last Updated 10/07/2026
Rate History
3 changes since Sep 15, 2026 · 6.38% → 7.00% ▲ 0.62 pts · high 7.00% / low 6.38%
5.76%6.69%7.62%Sep 15, 2026: 6.38% APRSep 18, 2026: 6.63% APRSep 24, 2026: 6.75% APROct 7, 2026: 7.00% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.00%▲ from 6.75%
  • Sep 24, 20266.75%▲ from 6.63%
  • Sep 18, 20266.63%▲ from 6.38%
  • Sep 15, 20266.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Home Equity Installment Loan 7.13% - 7.19% 10-Year Fixed
Details Loan-to-Value 80% or below
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 6.69% → 7.19% ▲ 0.50 pts · high 7.19% / low 6.69%
6.19%6.94%7.69%Sep 15, 2026: 6.69% APRSep 18, 2026: 6.94% APROct 7, 2026: 7.19% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.19%▲ from 6.94%
  • Sep 18, 20266.94%▲ from 6.69%
  • Sep 15, 20266.69%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Home Equity Installment Loan 7.24% - 7.29% 15-Year Fixed
Details Loan-to-Value 80% or below
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 6.79% → 7.29% ▲ 0.50 pts · high 7.29% / low 6.79%
6.29%7.04%7.79%Sep 15, 2026: 6.79% APRSep 18, 2026: 7.04% APROct 7, 2026: 7.29% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.29%▲ from 7.04%
  • Sep 18, 20267.04%▲ from 6.79%
  • Sep 15, 20266.79%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Home Equity Installment Loan 7.25% - 7.38% 5-Year Fixed
Details Loan-to-Value 80.01% - 90%
Last Updated 10/07/2026
Rate History
3 changes since Sep 15, 2026 · 6.75% → 7.38% ▲ 0.63 pts · high 7.38% / low 6.75%
6.12%7.06%8.01%Sep 15, 2026: 6.75% APRSep 18, 2026: 7.00% APRSep 24, 2026: 7.13% APROct 7, 2026: 7.38% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.38%▲ from 7.13%
  • Sep 24, 20267.13%▲ from 7.00%
  • Sep 18, 20267.00%▲ from 6.75%
  • Sep 15, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Home Equity Installment Loan 7.50% - 7.57% 10-Year Fixed
Details Loan-to-Value 80.01% - 90%
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 7.07% → 7.57% ▲ 0.50 pts · high 7.57% / low 7.07%
6.57%7.32%8.07%Sep 15, 2026: 7.07% APRSep 18, 2026: 7.32% APROct 7, 2026: 7.57% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.57%▲ from 7.32%
  • Sep 18, 20267.32%▲ from 7.07%
  • Sep 15, 20267.07%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%
Home Equity Installment Loan 7.62% - 7.66% 15-Year Fixed
Details Loan-to-Value 80.01% - 90%
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 7.16% → 7.66% ▲ 0.50 pts · high 7.66% / low 7.16%
6.66%7.41%8.16%Sep 15, 2026: 7.16% APRSep 18, 2026: 7.41% APROct 7, 2026: 7.66% APRSep 15, 2026Oct 13, 2026
  • Oct 7, 20267.66%▲ from 7.41%
  • Sep 18, 20267.41%▲ from 7.16%
  • Sep 15, 20267.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.78%

Financial Health History

Kish Bank’s Texas Ratio rose from 1.09% in Q3 2023 to 5.78% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 2% 2.0★ 4% 3.0★ 6.1% 4.0★ 8.1% 5.0★ Healthy zone – entire history below the 15% limit 1.09% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 5.78% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$2.1B5.78%5.0A+
March 31, 2026$2.0B5.98%5.0A+
December 31, 2025$2.0B0.36%5.0A+
September 30, 2025$1.9B0.35%5.0A+
June 30, 2025$1.8B0.30%5.0A+
March 31, 2025$1.8B0.37%5.0A+
December 31, 2024$1.7B0.47%5.0A+
September 30, 2024$1.7B0.51%5.0A+
June 30, 2024$1.6B0.43%5.0A+
March 31, 2024$1.5B0.45%5.0A+
December 31, 2023$1.5B0.49%5.0A+
September 30, 2023$1.5B1.09%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Kish Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Kish Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kish Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Kish Bank
Bank Holding Company KISH BCORP INC
Address 4255 E Main St, Belleville, PA 17004  ·  Mifflin
FDIC Certificate # 14969
Established 19270101
FDIC Insurance Date 19340101
Domestic Offices 18
Total Branches 19
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.78%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1752%
Return on Equity (ROE) 13.9200%
Non-Performing Loans (NPL) 0.49%
Total Assets $2,084,448,000
Total Deposits $1,518,008,000
Equity Capital $175,078,000
Net Income $11,826,000
Headquarters Belleville
Total Branches and Offices 18
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Kish Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/banks/kish-bank-rates-review-14969">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Kish Bank

How many branches does Kish Bank operate?

Kish Bank currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Kish Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kish Bank provides members with tools to manage their accounts and build a solid financial history.

Does Kish Bank offer online and mobile banking?

Most modern institutions like Kish Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mykish.com.

Current Kish Bank Rates

  • 12-Month CD3.65%
  • 18-Month CD2.51%
  • 24-Month CD3.85%
  • 36-Month CD3.85%
  • 48-Month CD3.75%
  • 60-Month CD3.75%
  • Savings0.20%
  • MMA3.50%
Retrieved from our database of financial products. Rates subject to change.