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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
MERCK SHARP and DOHME Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 20, 2026
MERCK SHARP and DOHME's 24-Month Jumbo CDs rates are at 4.00%, 60-Month Jumbo CDs rates are at 4.00%, 36-Month Jumbo CDs rates are at 3.90%, 12-Month CD rates are at 3.85%, 18-Month CD rates are at 3.85%. MERCK SHARP and DOHME's savings rates are at 0.15%. MERCK SHARP and DOHME's money market rates are at 0.90%. MERCK SHARP and DOHME's 30 Year Fixed rates are at 6.25%. MERCK SHARP and DOHME's Personal Loan Rates are at 6.49%. MonitorBankRates evaluates the financial stability of MERCK SHARP and DOHME with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.43%. Rates were last updated on 03/20/2026. MERCK SHARP and DOHME money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at MERCK SHARP and DOHME? Share your experience about MERCK SHARP and DOHME by leaving a review below, or read customer reviews before you decide to use MERCK SHARP and DOHME. 
MERCK SHARP and DOHME CD Rates
MERCK SHARP and DOHME Savings Rates
MERCK SHARP and DOHME Money Market Rates
MERCK SHARP and DOHME Mortgage Rates
MERCK SHARP and DOHME Home Equity & HELOC
MERCK SHARP and DOHME Credit Card Rates
MERCK SHARP and DOHME Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for MERCK SHARP and DOHME is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather MERCK SHARP and DOHME rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with MERCK SHARP and DOHME's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
MERCK SHARP and DOHME
Website
http://www.msdfcu.org
Address
335 W Butler Ave,
Chalfont, PA 18914
Phone
215-996-3700
Fax
215-996-3776
President
Thomas Eisenberger
CEO
Dana Defilippis
Full-Time Employees
87
Part-Time Employees
5
Branch Locations
7
ATM Locations
7
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.43%
Return on Assets (ROA)
0.5546%
Return on Equity (ROE)
5.6370%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
929,941,001
Total Amount of Shares and Deposits
841,705,783
Total Shares and Deposits < 1 Year
703,675,586
Total Shares and Deposits 1 3 Years
112,392,071
Total Shares and Deposits > 3 Years
25,638,126
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
93,717,543
Total Uninsured Shares and Deposits > $250K (F+J)
93,717,543
Total Insured Shares and Deposits > $250K (item 17 less item K)
747,988,240
Total Interest Expense (Sum of items 6 8)
13,054,862
Share Certificates
8,614
Number of Accounts for Share Drafts
20,349
IRA KEOGH Accounts
1,796
Number of Accounts for Regular Shares
38,917
Money Market Shares
5,040
Net Income (unless the amount is already included in Undivided Earnings)
5,157,534
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
76,029,997
Total Liabilities
852,003,677
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About MERCK SHARP and DOHMEIs MERCK SHARP and DOHME a safe place to deposit money?Yes, MERCK SHARP and DOHME is considered a safe financial institution. With a Texas Ratio of 2.428666278971%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does MERCK SHARP and DOHME operate?MERCK SHARP and DOHME currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join MERCK SHARP and DOHME?Yes, to access services at MERCK SHARP and DOHME, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, MERCK SHARP and DOHME does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, MERCK SHARP and DOHME provides members with tools to manage their accounts and build a solid financial history. Does MERCK SHARP and DOHME offer online and mobile banking?Most modern institutions like MERCK SHARP and DOHME provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.msdfcu.org. Current MERCK SHARP and DOHME Rates
Retrieved from our database of financial products. Rates subject to change.
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