MonitorBankRates
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CD Rate Trends

Lebanon, Pennsylvania Best CD Rates September 2026

Current Lebanon, Pennsylvania CD rates include Peoples Security BankPeoples Security Bank830 Norman Dr, Lebanon, PA 17042A+5.0 ★Texas Ratio: 2.51%Real return: +1.20%APY minus CPI (February 2026) offering 18 Month Pick Your Term at 4.00% APY, M&T BankM&T Bank837 Quentin Rd, Lebanon, PA 17042A5.0 ★Texas Ratio: 6.93%Real return: +1.05%APY minus CPI (February 2026) offering 18 MONTH SELECT Certificate of Deposit at 3.85% APY, Belco Community Credit UnionBelco Community Credit Union2217 W Cumberland St, Lebanon, PA 17042 2521A+5.0 ★Texas Ratio: 4.38%Real return: +0.05%APY minus CPI (February 2026) offering 18-Month Certificate at 2.85% APY, Members 1st Federal Credit Union Enola, PAMembers 1st Federal Credit Union Enola, PA1940 Quentin Rd, Lebanon, PA 17042A+5.0 ★Texas Ratio: 3.74%Real return: -0.40%APY minus CPI (February 2026) offering 60-Month CD at 2.40% APY, and Lebanon Federal Credit UnionLebanon Federal Credit Union300 Schneider Dr, Lebanon, PA 17046A+5.0 ★Texas Ratio: 4.87%Real return: -0.60%APY minus CPI (February 2026) offering 60 Month Certificate at 2.20% APY. CD rates as of September 16, 2026 according to verified data from MonitorBankRates.

Lebanon has 294 local institutions in our database, with CD rates as high as 4.00% APY from Peoples Security Bank at 830 Norman Dr, Lebanon, PA 17042. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: September 16, 2026

Compare Best CD Rates in Lebanon, Pennsylvania & the Surrounding Area

Lebanon 3 Month CD Rates

National 3 Month CD Average2.04% APY▲ 0.05% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
3 Month Relationship
$1,000
1.74% ▼ 0.30% below national avg
Rate1.73%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▼ 0.30% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
3 Month Relationship
$1,000
1.50% ▼ 0.54% below national avg
Rate1.49%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▼ 0.54% below avg
Details

Tier 3: $100,000 - $249,999.99

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month CD
$500
1.30% ▼ 0.74% below national avg
Rate1.29%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 0.74% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month Certificate
$500
1.30% ▼ 0.74% below national avg
Rate1.29%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 0.74% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
3 Month Relationship
$1,000
1.25% ▼ 0.79% below national avg
Rate1.24%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▼ 0.79% below avg
Details

Tier 2: $50,000 - $99,999.99

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month CD - 3 months ($100,000.00)
$500
1.25% ▼ 0.79% below national avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 0.79% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month CD - 3 months ($500,000.00)
$500
1.25% ▼ 0.79% below national avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 0.79% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month Certificate - 3 months ($100,000.00)
$500
1.25% ▼ 0.79% below national avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 0.79% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month Certificate - 3 months ($500,000.00)
$500
1.25% ▼ 0.79% below national avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 0.79% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
3 Month Certificate
$1,000
1.24% ▼ 0.80% below national avg
Rate1.23%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▼ 0.80% below avg
Details

Tier 4: $250,000 - $999,999.99

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month CD
$500
1.15% ▼ 0.89% below national avg
Rate1.14%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 0.89% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month Certificate
$500
1.15% ▼ 0.89% below national avg
Rate1.14%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 0.89% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month CD
$500
1.05% ▼ 0.99% below national avg
Rate1.05%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 0.99% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month Certificate
$500
1.05% ▼ 0.99% below national avg
Rate1.05%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 0.99% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
3 Month Certificate
$1,000
1.00% ▼ 1.04% below national avg
Rate1.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▼ 1.04% below avg
Details

Tier 3: 100,000 - $249,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
3 Month Relationship
$1,000
1.00% ▼ 1.04% below national avg
Rate1.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▼ 1.04% below avg
Details

Tier 1: $0.01 - $49,999.99

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month CD
$500
1.00% ▼ 1.04% below national avg
Rate1.00%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 1.04% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month Certificate
$500
1.00% ▼ 1.04% below national avg
Rate1.00%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 1.04% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month CD
$500
0.95% ▼ 1.09% below national avg
Rate0.95%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 1.09% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
3-Month Certificate
$500
0.95% ▼ 1.09% below national avg
Rate0.95%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▼ 1.09% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
3 Month Certificate
$1,000
0.75% ▼ 1.29% below national avg
Rate0.75%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▼ 1.29% below avg
Details

Tier 2: $50,000 - $99,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
3 Month Certificate
$1,000
0.50% ▼ 1.54% below national avg
Rate0.50%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▼ 1.54% below avg
Details

Tier 1: $0.01 - $49,999.99

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1401 Quentin Rd, Lebanon, PA 17042
3 month Standard Fixed Rate CD
$2,500
0.06% ▼ 1.98% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▼ 1.98% below avg
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1401 Quentin Rd, Lebanon, PA 17042
3 month Standard Interest Rate
$2,500
0.06% ▼ 1.98% below national avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▼ 1.98% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1401 Quentin Rd, Lebanon, PA 17042
3 month Standard Fixed Rate CD
$2,500
0.05% ▼ 1.99% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▼ 1.99% below avg
Details

Relationship APY 0.06%

People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
3 Month Business Share Certificate
$0
4.00% ▲ 1.96% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▲ 1.96% above avg
Details

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Share/IRA Certificate - 3 Months
$0
4.00% ▲ 1.96% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.96% above avg
Details

Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
3 months (90 Days) Jumbo CD
$0
3.82% ▲ 1.78% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.78% above avg
Details

Above $75,000

Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Jumbo CDs (Above - 3 months (90 Days)
$0
3.82% ▲ 1.78% above national avg
Rate3.75%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.78% above avg
Details

$75,000

Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
3 months (90 Days) CD
$0
3.76% ▲ 1.72% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.72% above avg
Details

Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
IRA Certificates of Deposit - 3 months (90 Days)
$0
3.76% ▲ 1.72% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.72% above avg
Details

Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
Regular CDs - 3 months (90 Days)
$0
3.76% ▲ 1.72% above national avg
Rate3.70%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.72% above avg
Details

Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
3-Months CD
$1,000
3.70% ▲ 1.66% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.66% above avg
Details

The fixed interest rate is applied until maturity. This account pays simple interest. Interest is not compounded. Interest will be credited to your account at maturity. The account will be renewed automatically with interest rate determined at the time of maturity. Penalty will or may be imposed for early withdrawal. Please see the Bank's current fee schedule.

CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
3 Month Certificate
$0
3.70% ▲ 1.66% above national avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▲ 1.66% above avg
Details

CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
3 Month IRA Certificate
$0
3.70% ▲ 1.66% above national avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▲ 1.66% above avg
Details

CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
3-Month Certificate
$500
3.70% ▲ 1.66% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▲ 1.66% above avg
Details

APY up to 3.70%

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificate
$0
3.70% ▲ 1.66% above national avg
Rate3.64%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.66% above avg
Details

Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
3 Month Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational
$0
3.65% ▲ 1.61% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.61% above avg
Details

APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Regular & IRA (Traditional & Roth) - 3 months
$500
3.65% ▲ 1.61% above national avg
Rate3.59%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.61% above avg
Details

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings

Meridian Bank
Institution Rating:
D3.4 ★Texas Ratio: 34.36%
3 Month CD
$500
3.60% ▲ 1.56% above national avg
Rate3.53%
Min Deposit$500
Min Balance
Verified and UpdatedSep 15, 2026
National Average2.04%▲ 1.56% above avg
Details

*Early withdrawal penalties apply. CDs less than 24 months - 6 month's interest

Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.80%
3 Months CD
$2,000
3.60% ▲ 1.56% above national avg
Rate
Min Deposit$2,000
Min Balance
Verified and UpdatedSep 15, 2026
National Average2.04%▲ 1.56% above avg
Details

no Annual Percentage Yield (APY)

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificate
$0
3.60% ▲ 1.56% above national avg
Rate3.54%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.56% above avg
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
3 Month Bonus Certificate
$0
3.55% ▲ 1.51% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.51% above avg
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3 Month IRA Certificate
$0
3.55% ▲ 1.51% above national avg
Rate3.49%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.51% above avg
Details

CommonRoots Federal Credit Union
3 Month Certificate
$0
3.55% ▲ 1.51% above national avg
Rate3.50%
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▲ 1.51% above avg
Details

Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
3 Month Certificate
$500
3.50% ▲ 1.46% above national avg
Rate3.45%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.46% above avg
Details

Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.59%
3 Month Regular / IRA
$500
3.50% ▲ 1.46% above national avg
Rate3.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▲ 1.46% above avg
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
Jumbo Certificate - 3 Month
$10,000
3.50% ▲ 1.46% above national avg
Rate3.44%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.04%▲ 1.46% above avg
Details

Franklin Mint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
3 Month Certificate
$0
3.50% ▲ 1.46% above national avg
Rate3.44%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.46% above avg
Details

Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month IRA Certificate
$0
3.50% ▲ 1.46% above national avg
Rate3.45%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.04%▲ 1.46% above avg
Details

Lebanon 6 Month CD Rates

National 6 Month CD Average2.75% APY▲ 0.08% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
6 Month Pick Your Term
$5,000
3.85% ▲ 1.10% above national avg
Rate3.80%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.10% above avg
Details

Term: 6 Month Pick Your Term

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
6 Month Relationship
$1,000
3.30% ▲ 0.55% above national avg
Rate3.26%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 0.55% above avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
6 Month Relationship
$1,000
3.10% ▲ 0.35% above national avg
Rate3.06%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 0.35% above avg
Details

Tier 3: $100,000 - $249,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
6 Month Relationship
$1,000
2.95% ▲ 0.20% above national avg
Rate2.92%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 0.20% above avg
Details

Tier 2: $50,000 - $99,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
6 Month Certificate
$1,000
2.70% ▼ 0.05% below national avg
Rate2.67%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 0.05% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
6 Month Relationship
$1,000
2.50% ▼ 0.25% below national avg
Rate2.48%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 0.25% below avg
Details

Tier 1: $0.01 - $49,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
6 Month Certificate
$1,000
2.30% ▼ 0.45% below national avg
Rate2.28%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 0.45% below avg
Details

Tier 3: $100,000 - $249,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
6 Month Certificate
$1,000
1.90% ▼ 0.85% below national avg
Rate1.89%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 0.85% below avg
Details

Tier 2: $50,000 - $99,999.99

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
6 Month Certificate
$0
1.60% ▼ 1.15% below national avg
Rate1.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 1.15% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
6 Month Share Certificate
$0
1.60% ▼ 1.15% below national avg
Rate1.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 1.15% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
6 Month Certificate
$0
1.55% ▼ 1.20% below national avg
Rate1.54%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 1.20% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
6 Month Share Certificate
$0
1.55% ▼ 1.20% below national avg
Rate1.54%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 1.20% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
6 Month Certificate
$1,000
1.54% ▼ 1.21% below national avg
Rate1.53%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 1.21% below avg
Details

Tier 1: $0.01 - $49,999.99

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
6 Month Certificate
$0
1.50% ▼ 1.25% below national avg
Rate1.49%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 1.25% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
6 Month Share Certificate
$500
1.50% ▼ 1.25% below national avg
Rate1.49%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 1.25% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month CD
$500
1.35% ▼ 1.40% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.40% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month Certificate
$500
1.35% ▼ 1.40% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.40% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month CD - 6 months ($100,000.00)
$500
1.30% ▼ 1.45% below national avg
Rate1.29%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.45% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month CD - 6 months ($500,000.00)
$500
1.30% ▼ 1.45% below national avg
Rate1.29%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.45% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month Certificate - 6 months ($100,000.00)
$500
1.30% ▼ 1.45% below national avg
Rate1.29%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.45% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month Certificate - 6 months ($500,000.00)
$500
1.30% ▼ 1.45% below national avg
Rate1.29%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.45% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month CD
$500
1.20% ▼ 1.55% below national avg
Rate1.19%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.55% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month Certificate
$500
1.20% ▼ 1.55% below national avg
Rate1.19%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.55% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month CD
$500
1.10% ▼ 1.65% below national avg
Rate1.09%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.65% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month Certificate
$500
1.10% ▼ 1.65% below national avg
Rate1.09%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.65% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month CD
$500
1.05% ▼ 1.70% below national avg
Rate1.05%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.70% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month Certificate
$500
1.05% ▼ 1.70% below national avg
Rate1.05%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.70% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month CD
$500
1.00% ▼ 1.75% below national avg
Rate1.00%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.75% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
6-Month Certificate
$500
1.00% ▼ 1.75% below national avg
Rate1.00%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▼ 1.75% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1401 Quentin Rd, Lebanon, PA 17042
6 month Standard Fixed Rate
$2,500
0.06% ▼ 2.69% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 2.69% below avg
Details

Relationship APY 0.06%

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1401 Quentin Rd, Lebanon, PA 17042
6 month Standard Interest Rate
$2,500
0.06% ▼ 2.69% below national avg
Rate0.06%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 2.69% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1401 Quentin Rd, Lebanon, PA 17042
6 month Standard Fixed Rate
$2,500
0.05% ▼ 2.70% below national avg
Rate0.05%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▼ 2.70% below avg
Details

Relationship APY 0.06%

P.C. Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.24%
6 Month Certificate of Deposit
$100,000
4.25% ▲ 1.50% above national avg
Rate4.25%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.50% above avg
Details

P.C. Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.24%
6 Month Certificate of Deposit
$100,000
4.10% ▲ 1.35% above national avg
Rate4.10%
Min Deposit$100,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.35% above avg
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
6 Month Certificate
$0
4.07% ▲ 1.32% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.32% above avg
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
6 mos. Certificate
$0
4.07% ▲ 1.32% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.32% above avg
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
6 Month Special Certificate
$500
4.05% ▲ 1.30% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▲ 1.30% above avg
Details

Pair a certificate special with an Ultra Checking account and earn up to 4.05% APY for 6 months. IRA eligible. Rates include a 0.10% APY increase when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. If requirements are not met, rates are 3.95% for 6 months. 6 month certificate renews to 6 month standard certificate at maturity.

People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.16%
6 Month Business Share Certificate
$0
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▲ 1.25% above avg
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
Jumbo Certificate - 6 Month
$10,000
4.00% ▲ 1.25% above national avg
Rate3.92%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▲ 1.25% above avg
Details

Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
6-Month Promo
$500
4.00% ▲ 1.25% above national avg
Rate3.96%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.25% above avg
Details

new money only

Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
6-Month IRA Certificate
$1,000
4.00% ▲ 1.25% above national avg
Rate3.94%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.25% above avg
Details

Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
6-Month Share Certificate
$1,000
4.00% ▲ 1.25% above national avg
Rate3.94%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.25% above avg
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6 Month Share Certificate - 6 months
$0
4.00% ▲ 1.25% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.25% above avg
Details

Under $50,000; Dividends Paid at Maturity

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6 Month Share Certificate - 6 months ($50,000 & up)
$0
4.00% ▲ 1.25% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.25% above avg
Details

Dividends Paid Monthly

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
6 Month Share Certificate - 6 months (Under $50,000)
$0
4.00% ▲ 1.25% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.25% above avg
Details

Dividends Paid at Maturity

Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.78%
Share/IRA Certificate - 6 Months
$0
4.00% ▲ 1.25% above national avg
Rate3.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.25% above avg
Details

UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.81%
6 Month IRA Certificate
$0
4.00% ▲ 1.25% above national avg
Rate3.94%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.25% above avg
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
6 Month Certificate Special
$0
3.95% ▲ 1.20% above national avg
Rate3.89%
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▲ 1.20% above avg
Details

APY with Bonus Rate: 4.05%. Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
6 Month Certificate Special - 6 months
$0
3.95% ▲ 1.20% above national avg
Rate3.89%
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.75%▲ 1.20% above avg
Details

Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. Highlighted rows are current specials.

Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 84.39%
Business 6 Month CD
$0
3.92% ▲ 1.17% above national avg
Rate3.85%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.75%▲ 1.17% above avg
Details

Lebanon 12 Month CD Rates

National 12 Month CD Average2.92% APY▲ 0.08% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month Pick Your Term
$5,000
3.85% ▲ 0.93% above national avg
Rate3.80%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▲ 0.93% above avg
Details

Term: 12 Month Pick Your Term

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month Relationship IRA/Roth
$1,000
3.30% ▲ 0.38% above national avg
Rate3.26%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▲ 0.38% above avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month Relationship IRA/Roth
$1,000
3.10% ▲ 0.18% above national avg
Rate3.06%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▲ 0.18% above avg
Details

Tier 3: $100,000 - $249,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month Relationship IRA/Roth
$1,000
2.95% ▲ 0.03% above national avg
Rate2.92%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▲ 0.03% above avg
Details

Tier 2: $50,000 - $99,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month Certificate
$1,000
2.75% ▼ 0.17% below national avg
Rate2.72%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 0.17% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month IRA/Roth
$1,000
2.75% ▼ 0.17% below national avg
Rate2.72%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 0.17% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month Certificate
$1,000
2.55% ▼ 0.37% below national avg
Rate2.53%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 0.37% below avg
Details

Tier 3: $100,000 - $249,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month IRA/Roth
$1,000
2.55% ▼ 0.37% below national avg
Rate2.53%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 0.37% below avg
Details

Tier 3: $100,000 - $249,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month Relationship IRA/Roth
$1,000
2.50% ▼ 0.42% below national avg
Rate2.48%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 0.42% below avg
Details

Tier 1: $1,000 - $49,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month Certificate
$1,000
2.40% ▼ 0.52% below national avg
Rate2.38%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 0.52% below avg
Details

Tier 2: $50,000 - $99,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month IRA/Roth
$1,000
2.40% ▼ 0.52% below national avg
Rate2.38%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 0.52% below avg
Details

Tier 2: $50,000 - $99,999

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
12 Month Certificate
$0
1.70% ▼ 1.22% below national avg
Rate1.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 1.22% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
12 Month Share Certificate
$0
1.70% ▼ 1.22% below national avg
Rate1.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 1.22% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
12 Month Certificate
$0
1.65% ▼ 1.27% below national avg
Rate1.64%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 1.27% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
12 Month Share Certificate
$0
1.65% ▼ 1.27% below national avg
Rate1.64%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 1.27% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month Certificate
$1,000
1.60% ▼ 1.32% below national avg
Rate1.59%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 1.32% below avg
Details

Tier 1: $0.01 - $49,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
12 Month IRA/Roth
$1,000
1.60% ▼ 1.32% below national avg
Rate1.59%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 1.32% below avg
Details

Tier 1: $1,000 - $49,999

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
12 Month Certificate
$0
1.60% ▼ 1.32% below national avg
Rate1.59%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 1.32% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
12 Month Share Certificate
$500
1.60% ▼ 1.32% below national avg
Rate1.59%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 1.32% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1401 Quentin Rd, Lebanon, PA 17042
1 year Standard Fixed Rate
$2,500
1.51% ▼ 1.41% below national avg
Rate1.50%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 1.41% below avg
Details

Early withdrawal penalties may apply

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1401 Quentin Rd, Lebanon, PA 17042
1 year Standard Interest Rate
$2,500
1.51% ▼ 1.41% below national avg
Rate1.50%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 1.41% below avg
Details

Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 6.32%
1401 Quentin Rd, Lebanon, PA 17042
1 year Standard Fixed Rate
$2,500
1.50% ▼ 1.42% below national avg
Rate1.49%
Min Deposit$2,500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.92%▼ 1.42% below avg
Details

Relationship Interest Rate 1.50%; Relationship APY 1.51%

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month CD
$500
1.50% ▼ 1.42% below national avg
Rate1.49%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.42% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Certificate
$500
1.50% ▼ 1.42% below national avg
Rate1.49%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.42% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month CD - 12 months ($100,000.00)
$500
1.45% ▼ 1.47% below national avg
Rate1.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.47% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month CD - 12 months ($500,000.00)
$500
1.45% ▼ 1.47% below national avg
Rate1.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.47% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Certificate - 12 months ($100,000.00)
$500
1.45% ▼ 1.47% below national avg
Rate1.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.47% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Certificate - 12 months ($500,000.00)
$500
1.45% ▼ 1.47% below national avg
Rate1.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.47% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up CD
$500
1.40% ▼ 1.52% below national avg
Rate1.39%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.52% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up Certificate
$500
1.40% ▼ 1.52% below national avg
Rate1.39%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.52% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up CD - 12 months ($100,000.00)
$500
1.35% ▼ 1.57% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.57% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up CD - 12 months ($500,000.00)
$500
1.35% ▼ 1.57% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.57% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up Certificate - 12 months ($100,000.00)
$500
1.35% ▼ 1.57% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.57% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up Certificate - 12 months ($500,000.00)
$500
1.35% ▼ 1.57% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.57% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month CD
$500
1.35% ▼ 1.57% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.57% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Certificate
$500
1.35% ▼ 1.57% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.57% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up CD
$500
1.25% ▼ 1.67% below national avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.67% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up Certificate
$500
1.25% ▼ 1.67% below national avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.67% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month CD
$500
1.25% ▼ 1.67% below national avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.67% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Certificate
$500
1.25% ▼ 1.67% below national avg
Rate1.24%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.67% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month CD
$500
1.20% ▼ 1.72% below national avg
Rate1.19%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.72% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Certificate
$500
1.20% ▼ 1.72% below national avg
Rate1.19%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.72% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up CD
$500
1.15% ▼ 1.77% below national avg
Rate1.14%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.77% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up Certificate
$500
1.15% ▼ 1.77% below national avg
Rate1.14%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.77% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month CD
$500
1.15% ▼ 1.77% below national avg
Rate1.14%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.77% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Certificate
$500
1.15% ▼ 1.77% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.77% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Certificate - 12 months
$500
1.15% ▼ 1.77% below national avg
Rate1.14%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.77% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up CD
$500
1.10% ▼ 1.82% below national avg
Rate1.09%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.82% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up Certificate
$500
1.10% ▼ 1.82% below national avg
Rate1.09%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.82% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
12-Month Bump Up CD
$500
1.05% ▼ 1.87% below national avg
Rate1.05%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.92%▼ 1.87% below avg
Details

Lebanon 18 Month CD Rates

National 18 Month CD Average2.82% APY▲ 0.15% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
18 Month Pick Your Term
$5,000
4.00% ▲ 1.18% above national avg
Rate3.94%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.18% above avg
Details

Term: 18 Month Pick Your Term

M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
837 Quentin Rd, Lebanon, PA 17042
18 MONTH SELECT Certificate of Deposit
$1,000
3.85% ▲ 1.03% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.03% above avg
Details

Requires a qualifying checking account.

M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
837 Quentin Rd, Lebanon, PA 17042
18-Month M&T Select CD
$0
3.85% ▲ 1.03% above national avg
Rate3.78%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.03% above avg
Details

Belco Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.38%
2217 W Cumberland St, Lebanon, PA 17042 2521
18-Month Certificate
$500
2.85% ▲ 0.03% above national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 0.03% above avg
Details

Rate based on deposit amount.

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
18 Month Relationship
$1,000
2.00% ▼ 0.82% below national avg
Rate1.99%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▼ 0.82% below avg
Details

Term: 18 Month Relationship; Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
18 Month Relationship
$1,000
1.90% ▼ 0.92% below national avg
Rate1.89%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▼ 0.92% below avg
Details

Term: 18 Month Relationship; Tier 3: $100,000 - $249,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
18 Month Relationship
$1,000
1.75% ▼ 1.07% below national avg
Rate1.74%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▼ 1.07% below avg
Details

Term: 18 Month Relationship; Tier 2: $50,000 - $99,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
18 Month Certificate
$1,000
1.74% ▼ 1.08% below national avg
Rate1.73%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▼ 1.08% below avg
Details

Tier 4: $250,000 - $999,999.99

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month CD
$500
1.70% ▼ 1.12% below national avg
Rate1.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.12% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month Certificate
$500
1.70% ▼ 1.12% below national avg
Rate1.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.12% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month CD - 18 months ($100,000.00)
$500
1.65% ▼ 1.17% below national avg
Rate1.64%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.17% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month CD - 18 months ($500,000.00)
$500
1.65% ▼ 1.17% below national avg
Rate1.64%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.17% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month Certificate - 18 months ($100,000.00)
$500
1.65% ▼ 1.17% below national avg
Rate1.64%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.17% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month Certificate - 18 months ($500,000.00)
$500
1.65% ▼ 1.17% below national avg
Rate1.64%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.17% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
18 Month Certificate
$1,000
1.64% ▼ 1.18% below national avg
Rate1.63%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▼ 1.18% below avg
Details

Tier 3: $100,000 - $249,999.99

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month CD
$500
1.55% ▼ 1.27% below national avg
Rate1.54%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.27% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month Certificate
$500
1.55% ▼ 1.27% below national avg
Rate1.54%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.27% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
18 Month Relationship
$1,000
1.50% ▼ 1.32% below national avg
Rate1.49%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▼ 1.32% below avg
Details

Term: 18 Month Relationship; Tier 1: $0.01 - $49,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
18 Month Certificate
$1,000
1.49% ▼ 1.33% below national avg
Rate1.48%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▼ 1.33% below avg
Details

Tier 2: $50,000 - $99,999.99

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month CD
$500
1.45% ▼ 1.37% below national avg
Rate1.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.37% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month Certificate
$500
1.45% ▼ 1.37% below national avg
Rate1.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.37% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month CD
$500
1.40% ▼ 1.42% below national avg
Rate1.39%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.42% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month Certificate
$500
1.40% ▼ 1.42% below national avg
Rate1.39%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.42% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18 Month IRA Certificate
$0
1.35% ▼ 1.47% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.47% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month CD
$500
1.35% ▼ 1.47% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.47% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month Certificate
$500
1.35% ▼ 1.47% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.47% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
18-Month Certificate - 18 months
$500
1.35% ▼ 1.47% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▼ 1.47% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
18 Month Certificate
$1,000
1.24% ▼ 1.58% below national avg
Rate1.23%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▼ 1.58% below avg
Details

Tier 1: $0.01 - $49,999.99

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
18-Month Term Certificate
$0
4.28% ▲ 1.46% above national avg
Rate4.21%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.46% above avg
Details

First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
18 Months
$1,000
4.25% ▲ 1.43% above national avg
Rate4.18%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 8, 2026
National Average2.82%▲ 1.43% above avg
Details

Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.19%
18 Month Certificate
$0
4.08% ▲ 1.26% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.26% above avg
Details

Early Withdrawal Penalty: 3 month interest

Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
12, 15, or 18-Month CDs
$0
4.07% ▲ 1.25% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.25% above avg
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
18 Month Certificate
$0
4.07% ▲ 1.25% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.25% above avg
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
18 mos. Certificate
$0
4.07% ▲ 1.25% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.25% above avg
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
18-Month Term Certificate
$0
4.07% ▲ 1.25% above national avg
Rate4.01%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.25% above avg
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
18 Month Certificate
$0
4.01% ▲ 1.19% above national avg
Rate3.95%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.19% above avg
Details

Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Jumbo and Jumbo IRA Certificates - 18 Months
$0
4.01% ▲ 1.19% above national avg
Rate3.95%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.19% above avg
Details

$100,000 and Above

The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
CD Special: 18 Months
$0
4.00% ▲ 1.18% above national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 8, 2026
National Average2.82%▲ 1.18% above avg
Details

APY range: 4.00% - 4.01%

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
Jumbo Certificate - 18 Month
$10,000
4.00% ▲ 1.18% above national avg
Rate3.92%
Min Deposit$10,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▲ 1.18% above avg
Details

APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Regular & IRA (Traditional & Roth) - 18 months
$500
4.00% ▲ 1.18% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.18% above avg
Details

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings

Franklin Mint Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
18 Month Certificate
$0
4.00% ▲ 1.18% above national avg
Rate3.92%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.18% above avg
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
18 Month Certificate
$0
3.96% ▲ 1.14% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.14% above avg
Details

Penalty for early withdrawal.

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
18 Month Term Certificates
$0
3.96% ▲ 1.14% above national avg
Rate3.90%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.14% above avg
Details

Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
18 Month CD
$0
3.95% ▲ 1.13% above national avg
Rate3.82%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.13% above avg
Details

American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
18 Month (Legacy Club)
$0
3.91% ▲ 1.09% above national avg
Rate3.84%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.82%▲ 1.09% above avg
Details

Legacy Club

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
18 Month Regular Certificates
$500
3.90% ▲ 1.08% above national avg
Rate3.83%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▲ 1.08% above avg
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 18-Month
$500
3.90% ▲ 1.08% above national avg
Rate3.83%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▲ 1.08% above avg
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates - 18-Month
$500
3.90% ▲ 1.08% above national avg
Rate3.83%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▲ 1.08% above avg
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Regular Certificates - 18-Month
$500
3.90% ▲ 1.08% above national avg
Rate3.83%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▲ 1.08% above avg
Details

Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.00%
18 Month Certificate
$500
3.90% ▲ 1.08% above national avg
Rate3.83%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.82%▲ 1.08% above avg
Details

Lebanon 24 Month CD Rates

National 24 Month CD Average2.84% APY▲ 0.13% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month Pick Your Term
$5,000
4.00% ▲ 1.16% above national avg
Rate3.94%
Min Deposit$5,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▲ 1.16% above avg
Details

Term: 24 Month Pick Your Term

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month Relationship IRA/Roth
$1,000
1.90% ▼ 0.94% below national avg
Rate1.89%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 0.94% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month Relationship IRA/Roth
$1,000
1.80% ▼ 1.04% below national avg
Rate1.79%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.04% below avg
Details

Tier 3: $100,000 - $249,999

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month CD
$500
1.80% ▼ 1.04% below national avg
Rate1.79%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.04% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Certificate
$500
1.80% ▼ 1.04% below national avg
Rate1.79%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.04% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
24 Month Certificate
$0
1.80% ▼ 1.04% below national avg
Rate1.79%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.04% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
24 Month Share Certificate
$0
1.80% ▼ 1.04% below national avg
Rate1.79%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.04% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month CD - 24 months ($100,000.00)
$500
1.75% ▼ 1.09% below national avg
Rate1.74%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.09% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month CD - 24 months ($500,000.00)
$500
1.75% ▼ 1.09% below national avg
Rate1.74%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.09% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Certificate - 24 months ($100,000.00)
$500
1.75% ▼ 1.09% below national avg
Rate1.74%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.09% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Certificate - 24 months ($500,000.00)
$500
1.75% ▼ 1.09% below national avg
Rate1.74%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.09% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
24 Month Certificate
$0
1.75% ▼ 1.09% below national avg
Rate1.74%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.09% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
24 Month Share Certificate
$0
1.75% ▼ 1.09% below national avg
Rate1.74%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.09% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
24 Month Certificate
$0
1.70% ▼ 1.14% below national avg
Rate1.69%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.14% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
24 Month Share Certificate
$500
1.70% ▼ 1.14% below national avg
Rate1.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.14% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month Certificate
$1,000
1.65% ▼ 1.19% below national avg
Rate1.64%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.19% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month IRA/Roth
$1,000
1.65% ▼ 1.19% below national avg
Rate1.64%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.19% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month Relationship IRA/Roth
$1,000
1.65% ▼ 1.19% below national avg
Rate1.64%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.19% below avg
Details

Tier 2: $50,000 - $99,999

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up CD
$500
1.65% ▼ 1.19% below national avg
Rate1.64%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.19% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up Certificate
$500
1.65% ▼ 1.19% below national avg
Rate1.64%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.19% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month CD
$500
1.65% ▼ 1.19% below national avg
Rate1.64%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.19% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Certificate
$500
1.65% ▼ 1.19% below national avg
Rate1.64%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.19% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up CD - 24 months ($100,000.00)
$500
1.60% ▼ 1.24% below national avg
Rate1.59%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.24% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up CD - 24 months ($500,000.00)
$500
1.60% ▼ 1.24% below national avg
Rate1.59%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.24% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up Certificate - 24 months ($100,000.00)
$500
1.60% ▼ 1.24% below national avg
Rate1.59%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.24% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up Certificate - 24 months ($500,000.00)
$500
1.60% ▼ 1.24% below national avg
Rate1.59%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.24% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month Certificate
$1,000
1.55% ▼ 1.29% below national avg
Rate1.54%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.29% below avg
Details

Tier 3: $100,000 - $249,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month IRA/Roth
$1,000
1.55% ▼ 1.29% below national avg
Rate1.54%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.29% below avg
Details

Tier 3: $100,000 - $249,999

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month CD
$500
1.55% ▼ 1.29% below national avg
Rate1.54%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.29% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Certificate
$500
1.55% ▼ 1.29% below national avg
Rate1.54%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.29% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up CD
$500
1.50% ▼ 1.34% below national avg
Rate1.49%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.34% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up Certificate
$500
1.50% ▼ 1.34% below national avg
Rate1.49%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.34% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month CD
$500
1.50% ▼ 1.34% below national avg
Rate1.49%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.34% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Certificate
$500
1.50% ▼ 1.34% below national avg
Rate1.49%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.34% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month CD
$500
1.45% ▼ 1.39% below national avg
Rate1.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.39% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Certificate
$500
1.45% ▼ 1.39% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.39% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Certificate - 24 months
$500
1.45% ▼ 1.39% below national avg
Rate1.44%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.39% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month Certificate
$1,000
1.40% ▼ 1.44% below national avg
Rate1.39%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.44% below avg
Details

Tier 2: $50,000 - $99,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month IRA/Roth
$1,000
1.40% ▼ 1.44% below national avg
Rate1.39%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.44% below avg
Details

Tier 2: $50,000 - $99,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month Relationship IRA/Roth
$1,000
1.40% ▼ 1.44% below national avg
Rate1.39%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.44% below avg
Details

Tier 1: $1,000 - $49,999

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up CD
$500
1.40% ▼ 1.44% below national avg
Rate1.39%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.44% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up Certificate
$500
1.40% ▼ 1.44% below national avg
Rate1.39%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.44% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up CD
$500
1.35% ▼ 1.49% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.49% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up Certificate
$500
1.35% ▼ 1.49% below national avg
Rate1.34%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.49% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up CD
$500
1.30% ▼ 1.54% below national avg
Rate1.29%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.54% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
24-Month Bump Up Certificate
$500
1.30% ▼ 1.54% below national avg
Rate1.29%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.84%▼ 1.54% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month Certificate
$1,000
1.15% ▼ 1.69% below national avg
Rate1.15%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.69% below avg
Details

Tier 1: $0.01 - $49,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
24 Month IRA/Roth
$1,000
1.15% ▼ 1.69% below national avg
Rate1.15%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▼ 1.69% below avg
Details

Tier 1: $1,000 - $49,999

Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-month CD
$1,000
4.25% ▲ 1.41% above national avg
Rate
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▲ 1.41% above avg
Details

Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
24 Month Certificate
$0
4.17% ▲ 1.33% above national avg
Rate4.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.84%▲ 1.33% above avg
Details

Lebanon 36 Month CD Rates

National 36 Month CD Average2.77% APY▲ 0.13% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month CD
$500
2.05% ▼ 0.72% below national avg
Rate2.03%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 0.72% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month Certificate
$500
2.05% ▼ 0.72% below national avg
Rate2.03%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 0.72% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month CD - 36 months ($100,000.00)
$500
2.00% ▼ 0.77% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 0.77% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month CD - 36 months ($500,000.00)
$500
2.00% ▼ 0.77% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 0.77% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month Certificate - 36 months ($100,000.00)
$500
2.00% ▼ 0.77% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 0.77% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month Certificate - 36 months ($500,000.00)
$500
2.00% ▼ 0.77% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 0.77% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
36 Month Certificate
$0
1.95% ▼ 0.82% below national avg
Rate1.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 0.82% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
36 Month Share Certificate
$0
1.95% ▼ 0.82% below national avg
Rate1.93%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 0.82% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month CD
$500
1.90% ▼ 0.87% below national avg
Rate1.88%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 0.87% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month Certificate
$500
1.90% ▼ 0.87% below national avg
Rate1.88%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 0.87% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
36 Month Certificate
$0
1.90% ▼ 0.87% below national avg
Rate1.88%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 0.87% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
36 Month Share Certificate
$0
1.90% ▼ 0.87% below national avg
Rate1.88%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 0.87% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
36 Month Relationship
$1,000
1.85% ▼ 0.92% below national avg
Rate1.84%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 0.92% below avg
Details

Term: 36 Month Relationship; Tier 4: $250,000 - $999,999.99

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
36 Month Certificate
$0
1.85% ▼ 0.92% below national avg
Rate1.83%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 0.92% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
36 Month Share Certificate
$500
1.85% ▼ 0.92% below national avg
Rate1.83%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 0.92% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month CD
$500
1.80% ▼ 0.97% below national avg
Rate1.79%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 0.97% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month Certificate
$500
1.80% ▼ 0.97% below national avg
Rate1.79%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 0.97% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month CD
$500
1.75% ▼ 1.02% below national avg
Rate1.74%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 1.02% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month Certificate
$500
1.75% ▼ 1.02% below national avg
Rate1.74%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 1.02% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
36 Month Relationship
$1,000
1.70% ▼ 1.07% below national avg
Rate1.69%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 1.07% below avg
Details

Term: 36 Month Relationship; Tier 3: $100,000 - $249,999.99

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36 Month IRA Certificate
$0
1.70% ▼ 1.07% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 1.07% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month CD
$500
1.70% ▼ 1.07% below national avg
Rate1.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 1.07% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month Certificate
$500
1.70% ▼ 1.07% below national avg
Rate
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 1.07% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
36-Month Certificate - 36 months
$500
1.70% ▼ 1.07% below national avg
Rate1.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▼ 1.07% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
36 Month Certificate
$1,000
1.60% ▼ 1.17% below national avg
Rate1.59%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 1.17% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
36 Month Relationship
$1,000
1.60% ▼ 1.17% below national avg
Rate1.59%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 1.17% below avg
Details

Term: 36 Month Relationship; Tier 2: $50,000 - $99,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
36 Month Certificate
$1,000
1.45% ▼ 1.32% below national avg
Rate1.44%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 1.32% below avg
Details

Tier 3: $100,000 - $249,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
36 Month Certificate
$1,000
1.35% ▼ 1.42% below national avg
Rate1.34%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 1.42% below avg
Details

Tier 2: $50,000 - $99,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
36 Month Relationship
$1,000
1.35% ▼ 1.42% below national avg
Rate1.34%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 1.42% below avg
Details

Term: 36 Month Relationship; Tier 1: $0.01 - $49,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
36 Month Certificate
$1,000
1.10% ▼ 1.67% below national avg
Rate1.10%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▼ 1.67% below avg
Details

Tier 1: $0.01 - $49,999.99

Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 84.39%
Business 3 Year CD
$0
4.18% ▲ 1.41% above national avg
Rate4.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.41% above avg
Details

U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
3 Years Add-On Certificate
$0
4.15% ▲ 1.38% above national avg
Rate4.09%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.38% above avg
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
IRA CD 36 Months
$0
4.11% ▲ 1.34% above national avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 8, 2026
National Average2.77%▲ 1.34% above avg
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
IRA CD 36 Months
$0
4.06% ▲ 1.29% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 8, 2026
National Average2.77%▲ 1.29% above avg
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3 Year Certificate
$0
4.06% ▲ 1.29% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.29% above avg
Details

Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Jumbo and Jumbo IRA Certificates - 3 Years
$0
4.06% ▲ 1.29% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.29% above avg
Details

$100,000 and Above

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3 Year Certificate
$0
4.01% ▲ 1.24% above national avg
Rate3.95%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.24% above avg
Details

Penalty for early withdrawal.

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
3 Year Term Certificates
$0
4.01% ▲ 1.24% above national avg
Rate3.95%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.24% above avg
Details

Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.13%
36 Month Share Certificates - SPECIAL
$0
4.00% ▲ 1.23% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▲ 1.23% above avg
Details

APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
Regular & IRA (Traditional & Roth) - 36 months
$500
4.00% ▲ 1.23% above national avg
Rate3.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.23% above avg
Details

A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings

Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.59%
36 Month Certificate
$0
4.00% ▲ 1.23% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.23% above avg
Details

Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
IRA - 36 Months - Tier account
$1,000
3.96% ▲ 1.19% above national avg
Rate3.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 11, 2026
National Average2.77%▲ 1.19% above avg
Details

Daily Balances of: $10,000.00-49,999.99

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
36 Month Regular Certificates
$1,000
3.95% ▲ 1.18% above national avg
Rate3.88%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▲ 1.18% above avg
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 36-Month
$1,000
3.95% ▲ 1.18% above national avg
Rate3.88%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▲ 1.18% above avg
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates - 36-Month
$1,000
3.95% ▲ 1.18% above national avg
Rate3.88%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▲ 1.18% above avg
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Regular Certificates - 36-Month
$1,000
3.95% ▲ 1.18% above national avg
Rate3.88%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▲ 1.18% above avg
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
36 Month Certificate
$75,000
3.92% ▲ 1.15% above national avg
Rate3.85%
Min Deposit$75,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▲ 1.15% above avg
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
IRA CD 36 Months
$0
3.91% ▲ 1.14% above national avg
Rate3.85%
Min Deposit$0
Min Balance
Verified and UpdatedSep 8, 2026
National Average2.77%▲ 1.14% above avg
Details

Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.66%
36 Month Certificate
$50,000
3.87% ▲ 1.10% above national avg
Rate3.80%
Min Deposit$50,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.77%▲ 1.10% above avg
Details

Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.14%
36 Month Certificate
$0
3.87% ▲ 1.10% above national avg
Rate3.80%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.77%▲ 1.10% above avg
Details

Lebanon 48 Month CD Rates

National 48 Month CD Average2.78% APY▲ 0.13% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month CD
$500
2.15% ▼ 0.63% below national avg
Rate2.13%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.63% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Certificate
$500
2.15% ▼ 0.63% below national avg
Rate2.13%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.63% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month CD - 48 months ($100,000.00)
$500
2.10% ▼ 0.68% below national avg
Rate2.08%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.68% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month CD - 48 months ($500,000.00)
$500
2.10% ▼ 0.68% below national avg
Rate2.08%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.68% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Certificate - 48 months ($100,000.00)
$500
2.10% ▼ 0.68% below national avg
Rate2.08%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.68% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Certificate - 48 months ($500,000.00)
$500
2.10% ▼ 0.68% below national avg
Rate2.08%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.68% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
48 Month Certificate
$0
2.10% ▼ 0.68% below national avg
Rate2.08%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 0.68% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
48 Month Share Certificate
$0
2.10% ▼ 0.68% below national avg
Rate2.08%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 0.68% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
48 Month Certificate
$0
2.05% ▼ 0.73% below national avg
Rate2.03%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 0.73% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
48 Month Share Certificate
$0
2.05% ▼ 0.73% below national avg
Rate2.03%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 0.73% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month CD
$500
2.00% ▼ 0.78% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.78% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Certificate
$500
2.00% ▼ 0.78% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.78% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
48 Month Certificate
$0
2.00% ▼ 0.78% below national avg
Rate1.98%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 0.78% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
48 Month Share Certificate
$500
2.00% ▼ 0.78% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 0.78% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up CD
$500
1.95% ▼ 0.83% below national avg
Rate1.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.83% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up Certificate
$500
1.95% ▼ 0.83% below national avg
Rate1.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.83% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up CD - 48 months ($100,000.00)
$500
1.90% ▼ 0.88% below national avg
Rate1.88%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.88% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up CD - 48 months ($500,000.00)
$500
1.90% ▼ 0.88% below national avg
Rate1.88%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.88% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up Certificate - 48 months ($100,000.00)
$500
1.90% ▼ 0.88% below national avg
Rate1.88%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.88% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up Certificate - 48 months ($500,000.00)
$500
1.90% ▼ 0.88% below national avg
Rate1.88%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.88% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month CD
$500
1.90% ▼ 0.88% below national avg
Rate1.88%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.88% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Certificate
$500
1.90% ▼ 0.88% below national avg
Rate1.88%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.88% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month CD
$500
1.85% ▼ 0.93% below national avg
Rate1.83%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.93% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Certificate
$500
1.85% ▼ 0.93% below national avg
Rate1.83%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.93% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month Relationship IRA/Roth
$1,000
1.80% ▼ 0.98% below national avg
Rate1.79%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 0.98% below avg
Details

Tier 4: $250,000 - $999,999.99

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48 Month IRA Certificate
$0
1.80% ▼ 0.98% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.98% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up CD
$500
1.80% ▼ 0.98% below national avg
Rate1.79%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.98% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up Certificate
$500
1.80% ▼ 0.98% below national avg
Rate1.79%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.98% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month CD
$500
1.80% ▼ 0.98% below national avg
Rate1.79%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.98% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Certificate
$500
1.80% ▼ 0.98% below national avg
Rate1.79%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 0.98% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up CD
$500
1.70% ▼ 1.08% below national avg
Rate1.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 1.08% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up Certificate
$500
1.70% ▼ 1.08% below national avg
Rate1.69%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 1.08% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month Relationship IRA/Roth
$1,000
1.65% ▼ 1.13% below national avg
Rate1.64%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 1.13% below avg
Details

Tier 3: $100,000 - $249,999

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up CD
$500
1.65% ▼ 1.13% below national avg
Rate1.64%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 1.13% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up Certificate
$500
1.65% ▼ 1.13% below national avg
Rate1.64%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 1.13% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up CD
$500
1.60% ▼ 1.18% below national avg
Rate1.59%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 1.18% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
48-Month Bump Up Certificate
$500
1.60% ▼ 1.18% below national avg
Rate1.59%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.78%▼ 1.18% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month Certificate
$1,000
1.55% ▼ 1.23% below national avg
Rate1.54%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 1.23% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month IRA/Roth
$1,000
1.55% ▼ 1.23% below national avg
Rate1.54%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 1.23% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month Relationship IRA/Roth
$1,000
1.55% ▼ 1.23% below national avg
Rate1.54%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 1.23% below avg
Details

Tier 2: $50,000 - $99,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month Certificate
$1,000
1.40% ▼ 1.38% below national avg
Rate1.39%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 1.38% below avg
Details

Tier 3: $100,000 - $249,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month IRA/Roth
$1,000
1.40% ▼ 1.38% below national avg
Rate1.39%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 1.38% below avg
Details

Tier 3: $100,000 - $249,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month Certificate
$1,000
1.30% ▼ 1.48% below national avg
Rate1.29%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 1.48% below avg
Details

Tier 2: $50,000 - $99,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month IRA/Roth
$1,000
1.30% ▼ 1.48% below national avg
Rate1.29%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 1.48% below avg
Details

Tier 2: $50,000 - $99,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month Relationship IRA/Roth
$1,000
1.30% ▼ 1.48% below national avg
Rate1.29%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 1.48% below avg
Details

Tier 1: $1,000 - $49,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month Certificate
$1,000
1.05% ▼ 1.73% below national avg
Rate1.05%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 1.73% below avg
Details

Tier 1: $0.01 - $49,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
48 Month IRA/Roth
$1,000
1.05% ▼ 1.73% below national avg
Rate1.05%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▼ 1.73% below avg
Details

Tier 1: $1,000 - $49,999

Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 84.39%
Business 4 Year CD
$0
4.23% ▲ 1.45% above national avg
Rate4.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.78%▲ 1.45% above avg
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
IRA CD 48 Months
$0
4.22% ▲ 1.44% above national avg
Rate4.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 8, 2026
National Average2.78%▲ 1.44% above avg
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
IRA CD 48 Months
$0
4.16% ▲ 1.38% above national avg
Rate4.10%
Min Deposit$0
Min Balance
Verified and UpdatedSep 8, 2026
National Average2.78%▲ 1.38% above avg
Details

Lebanon 60 Month CD Rates

National 60 Month CD Average2.86% APY▲ 0.11% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month CD
$500
2.40% ▼ 0.46% below national avg
Rate2.37%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.46% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month Certificate
$500
2.40% ▼ 0.46% below national avg
Rate2.37%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.46% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month CD - 60 months ($100,000.00)
$500
2.30% ▼ 0.56% below national avg
Rate2.28%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.56% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month CD - 60 months ($500,000.00)
$500
2.30% ▼ 0.56% below national avg
Rate2.28%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.56% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month Certificate - 60 months ($100,000.00)
$500
2.30% ▼ 0.56% below national avg
Rate2.28%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.56% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month Certificate - 60 months ($500,000.00)
$500
2.30% ▼ 0.56% below national avg
Rate2.28%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.56% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
60 Month Certificate
$0
2.20% ▼ 0.66% below national avg
Rate2.18%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 0.66% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
60 Month Share Certificate
$0
2.20% ▼ 0.66% below national avg
Rate2.18%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 0.66% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month CD
$500
2.15% ▼ 0.71% below national avg
Rate2.13%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.71% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month Certificate
$500
2.15% ▼ 0.71% below national avg
Rate2.13%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.71% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
60 Month Certificate
$0
2.15% ▼ 0.71% below national avg
Rate2.13%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 0.71% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
60 Month Share Certificate
$0
2.15% ▼ 0.71% below national avg
Rate2.13%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 0.71% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
60 Month Certificate
$0
2.10% ▼ 0.76% below national avg
Rate2.08%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 0.76% below avg
Details

Lebanon Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
300 Schneider Dr, Lebanon, PA 17046
60 Month Share Certificate
$500
2.10% ▼ 0.76% below national avg
Rate2.08%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 0.76% below avg
Details

Rates subject to change without notice. Earnings can be reduced due to activity fees.

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month CD
$500
2.05% ▼ 0.81% below national avg
Rate2.03%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.81% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month Certificate
$500
2.05% ▼ 0.81% below national avg
Rate2.03%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.81% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month CD
$500
2.00% ▼ 0.86% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.86% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month Certificate
$500
2.00% ▼ 0.86% below national avg
Rate1.98%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.86% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60 Month IRA Certificate
$0
1.95% ▼ 0.91% below national avg
Rate
Min Deposit$0
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.91% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month CD
$500
1.95% ▼ 0.91% below national avg
Rate1.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.91% below avg
Details

Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1940 Quentin Rd, Lebanon, PA 17042
60-Month Certificate
$500
1.95% ▼ 0.91% below national avg
Rate1.93%
Min Deposit$500
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▼ 0.91% below avg
Details

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month Relationship IRA/Roth
$1,000
1.75% ▼ 1.11% below national avg
Rate1.74%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.11% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month Relationship IRA/Roth
$1,000
1.60% ▼ 1.26% below national avg
Rate1.59%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.26% below avg
Details

Tier 3: $100,000 - $249,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month Certificate
$1,000
1.50% ▼ 1.36% below national avg
Rate1.49%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.36% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month IRA/Roth
$1,000
1.50% ▼ 1.36% below national avg
Rate1.49%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.36% below avg
Details

Tier 4: $250,000 - $999,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month Relationship IRA/Roth
$1,000
1.50% ▼ 1.36% below national avg
Rate1.49%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.36% below avg
Details

Tier 2: $50,000 - $99,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month Certificate
$1,000
1.35% ▼ 1.51% below national avg
Rate1.34%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.51% below avg
Details

Tier 3: $100,000 - $249,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month IRA/Roth
$1,000
1.35% ▼ 1.51% below national avg
Rate1.34%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.51% below avg
Details

Tier 3: $100,000 - $249,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month Certificate
$1,000
1.25% ▼ 1.61% below national avg
Rate1.24%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.61% below avg
Details

Tier 2: $50,000 - $99,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month IRA/Roth
$1,000
1.25% ▼ 1.61% below national avg
Rate1.24%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.61% below avg
Details

Tier 2: $50,000 - $99,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month Relationship IRA/Roth
$1,000
1.25% ▼ 1.61% below national avg
Rate1.24%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.61% below avg
Details

Tier 1: $1,000 - $49,999

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month Certificate
$1,000
1.00% ▼ 1.86% below national avg
Rate1.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.86% below avg
Details

Tier 1: $0.01 - $49,999.99

Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
830 Norman Dr, Lebanon, PA 17042
60 Month IRA/Roth
$1,000
1.00% ▼ 1.86% below national avg
Rate1.00%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▼ 1.86% below avg
Details

Tier 1: $1,000 - $49,999

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
60 month Certificate
$0
4.37% ▲ 1.51% above national avg
Rate4.30%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▲ 1.51% above avg
Details

Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 84.39%
Business 5 Year CD
$0
4.28% ▲ 1.42% above national avg
Rate4.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▲ 1.42% above avg
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
IRA CD 60 Months
$0
4.27% ▲ 1.41% above national avg
Rate4.20%
Min Deposit$0
Min Balance
Verified and UpdatedSep 8, 2026
National Average2.86%▲ 1.41% above avg
Details

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
IRA CD 60 Months
$0
4.22% ▲ 1.36% above national avg
Rate4.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 8, 2026
National Average2.86%▲ 1.36% above avg
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
60 month Certificate
$0
4.22% ▲ 1.36% above national avg
Rate4.15%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▲ 1.36% above avg
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
60 month Certificate
$0
4.11% ▲ 1.25% above national avg
Rate4.05%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▲ 1.25% above avg
Details

FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
60 Month Share Certificates
$500
4.10% ▲ 1.24% above national avg
Rate4.03%
Min Deposit$500
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▲ 1.24% above avg
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
5 Year Certificate
$0
4.08% ▲ 1.22% above national avg
Rate4.02%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▲ 1.22% above avg
Details

Annual Percentage Yield designated as APY and subject to change at any time. Penalty for early withdrawal.

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
Jumbo and Jumbo IRA Certificates - 5 Years
$0
4.08% ▲ 1.22% above national avg
Rate4.02%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▲ 1.22% above avg
Details

$100,000 and Above

Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 11.32%
IRA CD 60 Months
$0
4.06% ▲ 1.20% above national avg
Rate4.00%
Min Deposit$0
Min Balance
Verified and UpdatedSep 8, 2026
National Average2.86%▲ 1.20% above avg
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
60 Month Regular Certificates
$1,000
4.05% ▲ 1.19% above national avg
Rate3.98%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▲ 1.19% above avg
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificate 60-Month
$1,000
4.05% ▲ 1.19% above national avg
Rate3.98%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▲ 1.19% above avg
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
IRA Certificates - 60-Month
$1,000
4.05% ▲ 1.19% above national avg
Rate3.98%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▲ 1.19% above avg
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.05%
Regular Certificates - 60-Month
$1,000
4.05% ▲ 1.19% above national avg
Rate3.98%
Min Deposit$1,000
Min Balance
Verified and UpdatedSep 12, 2026
National Average2.86%▲ 1.19% above avg
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
5 Year Certificate
$0
4.03% ▲ 1.17% above national avg
Rate3.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▲ 1.17% above avg
Details

Penalty for early withdrawal.

Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
5 Year Term Certificates
$0
4.03% ▲ 1.17% above national avg
Rate3.97%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▲ 1.17% above avg
Details

Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.81%
60 month Certificate
$0
4.01% ▲ 1.15% above national avg
Rate3.95%
Min Deposit$0
Min Balance
Verified and UpdatedSep 14, 2026
National Average2.86%▲ 1.15% above avg
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Lebanon, Pennsylvania Institutions

Highest verified APYs available today, updated September 16, 2026

B Top 5 Bank Rates
Peoples Security Bank
18 Month Pick Your Term
A+ 5.0 ★ TX: 2.51%
Min: $5,000
4.00%
M&T Bank
18 MONTH SELECT Certificate of Deposit
A 5.0 ★ TX: 6.93%
Min: $1,000
3.85%
Wells Fargo
1 year Standard Fixed Rate
A 5.0 ★ TX: 6.32%
Min: $2,500
1.51%
Enterprise Bank Allison Park, PA
Business 5 Year CD
F 1.0 ★ TX: 84.39%
Min: $0
4.28%
Citizens & Northern Bank C&N
IRA CD 60 Months
A 5.0 ★ TX: 11.32%
Min: $0
4.27%
CU Top 5 Credit Union Rates
Belco Community Credit Union
18-Month Certificate
A+ 5.0 ★ TX: 4.38%
Min: $500
2.85%
Members 1st Federal Credit Union Enola, PA
60-Month CD
A+ 5.0 ★ TX: 3.74%
Min: $500
2.40%
Lebanon Federal Credit Union
60 Month Certificate
A+ 5.0 ★ TX: 4.87%
Min: $0
2.20%
Tendto Credit Union
60 month Certificate
A+ 5.0 ★ TX: 3.81%
Min: $0
4.37%
Heritage Financial Credit Union
Share/IRA Certificate Special - 12 months
Min: $2,500
4.25%
Rates verified September 16, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.

Lebanon, PA CD Rate Trends

Compare local Lebanon, PA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Pennsylvania CD Trends
12-Month CD PA Avg
2.921%
▲ 0.081 vs 7 days ago

Pennsylvania 12-month CD rates rose 0.081 points over the past 7 days to 2.921% APY.

6-Month CD PA Avg
2.746%
▲ 0.076 vs 7 days ago

Pennsylvania 6-month CD rates rose 0.076 points over the past 7 days to 2.746% APY.

As of Sep 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

PA CD Rate Forecast, Next 12 Months

Where are Pennsylvania CD rates headed through September 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

PA 12-Month Avg APY
2.921%
6-Month Forecast
2.921%
Range: 2.72% – 3.07%
12-Month Forecast
3.171%
Range: 2.97% – 3.32%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Pennsylvania average 12-month CD APY in our database.

Spread model: The Pennsylvania 12-month CD average currently trades 1.45% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

Powered by MonitorBankRates

What Your Savings Earn at PA CD Rates Today

Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.

CD Term PA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 2.043% $102.14 $204.28 $510.70 $1,021.40
6-Month CD 2.746% $137.27 $274.55 $686.37 $1,372.75
12-Month CD 2.921% $146.06 $292.11 $730.28 $1,460.55
18-Month CD 2.824% $141.19 $282.38 $705.95 $1,411.90
24-Month CD 2.843% $142.16 $284.32 $710.80 $1,421.60
36-Month CD 2.765% $138.26 $276.52 $691.30 $1,382.60
48-Month CD 2.778% $138.91 $277.82 $694.55 $1,389.10
60-Month CD 2.858% $142.91 $285.81 $714.53 $1,429.05
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of September 16, 2026.

Sample CD Ladder for Lebanon, Pennsylvania Savers

$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit PA Avg APY Annual Earnings
1 3-Month CD $5,000 2.043% $102.14
2 6-Month CD $5,000 2.746% $137.27
3 12-Month CD $5,000 2.921% $146.06
4 24-Month CD $5,000 2.843% $142.16
5 36-Month CD $5,000 2.765% $138.26
Total ($25,000 invested) $25,000 2.664% blended $665.89/yr

Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

2,050
CD Rates
Tracked in Lebanon, Pennsylvania
32 Banks 77 Credit Unions

About Our Lebanon, Pennsylvania CD Rate Database

MonitorBankRates tracks 2,050 CD rates from 32 banks and 77 credit unions with locations in Lebanon, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Peoples Security Bank offers a CD at 4.00% APY with a minimum deposit of $5,000. Use the rate table above to compare all current offers in Lebanon, Pennsylvania.

How to Find the Best CD Rates in Lebanon, Pennsylvania

What to compare when shopping for a CD in Lebanon, Pennsylvania

To find the best APYs in Lebanon, Pennsylvania, start with credit unions and online-only banks: Lebanon, Pennsylvania has 77 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Lebanon, Pennsylvania

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Lebanon, Pennsylvania: 109 institutions here report CD rates

Consider an Alternative If…

Lebanon, Pennsylvania Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024

Population 65+
16.7%
National avg: 17.3%
Median Individual Earnings
$32,139
National avg: $47,340
Poverty Rate
22.9%
National avg: 11.1%
Unemployment Rate
10.1%
National avg: 4.8%
CD Earnings on 10% of Salary
$94/yr
At PA 12-mo avg 2.921% APY

16.7% of residents are 65 or older, below the national average of 17.3%; an unemployment rate of 10.1% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s PA 12-month CD average of 2.921%, saving 10% of the local median salary ($3,213/year) and putting it in a CD would earn an additional $94 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Lebanon, Pennsylvania

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90–180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Lebanon, Pennsylvania

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Lebanon, Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Lebanon, Pennsylvania as everywhere in the U.S.

Choosing a CD Term in Lebanon, Pennsylvania

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Lebanon, Pennsylvania savers easier access to their funds. For example, Peoples Security Bank is offering its 6 Month Pick Your Term at 3.85% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Members 1st Federal Credit Union Enola, PA is offering its 60-Month CD at 2.40% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Lebanon, Pennsylvania Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Lebanon, Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Lebanon, Pennsylvania

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Lebanon, Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Lebanon, Pennsylvania

Most CDs carry a fixed rate that is locked for the entire term, protecting a Lebanon, Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Lebanon, Pennsylvania

Are CD rates in Lebanon, Pennsylvania FDIC insured?

Yes, most established banks in Lebanon, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Lebanon, Pennsylvania?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Lebanon, Pennsylvania.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Lebanon, Pennsylvania may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Lebanon, Pennsylvania?

Here are recent top rates found for this area:
  • Peoples Security Bank: 4.00% APY (18 Month Pick Your Term)
  • M&T Bank: 3.85% APY (18 MONTH SELECT Certificate of Deposit)
  • Belco Community Credit Union: 2.85% APY (18-Month Certificate)
  • Members 1st Federal Credit Union Enola, PA: 2.40% APY (60-Month CD)
  • Lebanon Federal Credit Union: 2.20% APY (60 Month Certificate)
  • Wells Fargo: 1.51% APY (1 year Standard Fixed Rate)
  • Tendto Credit Union: 4.37% APY (60 month Certificate)
  • Enterprise Bank Allison Park, PA: 4.28% APY (Business 5 Year CD)
  • Citizens & Northern Bank C&N: 4.27% APY (IRA CD 60 Months)
  • Crescent Bank: 4.25% APY (24-month CD)
Rates reflect recent verified offers available in Lebanon, Pennsylvania. Last Updated: September 16, 2026

Lebanon, Pennsylvania CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Lebanon, Pennsylvania rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.

Top Lebanon, Pennsylvania CD Rates by Term

Verified September 16, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Lebanon, Pennsylvania. Averages shown use the Pennsylvania state average where available, national otherwise. See the full rate tables above for all offers.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lebanon, Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Lebanon, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lebanon, Pennsylvania. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: September 16, 2026

Lebanon, Pennsylvania Rates & Resources