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FORGE Credit Union Rates & Review October 2026

FORGE Credit Union's top rates as of October 10, 2026 are 4.30% APY on its CD - 12 month, 0.25% APY on savings, 1.50% APY on money market accounts, 0.25% APY on checking, personal loans from 8.50% APR, and credit cards from 7.99% APR, according to rates verified by MonitorBankRates. Other FORGE Credit Union CD rates include CD - 12 month at 4.20%, CD - 12 month at 4.10%, and CD - 30 month at 4.10%. MonitorBankRates evaluates the financial stability of FORGE Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.29%. Rates last updated and verified on 10/10/2026.

FORGE Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FORGE Credit Union? Share your experience about FORGE Credit Union by leaving a review below, or read customer reviews before you decide to use FORGE Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.29%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
FORGE Credit Union
Forge FCU
1400 Bywood Ave
Upper Darby, PA 19082
http://www.forgecu.org
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

FORGE Credit Union CD Rates

Product Rate APY Term View More
Share Certificate - 12 month 4.21% 4.30% 12 Months
Min Deposit $50,000
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 4.10% → 4.30% ▲ 0.20 pts · high 4.30% / low 4.10%
3.60%4.20%4.80%Sep 14, 2026: 4.10% APYOct 1, 2026: 4.30% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.30%▲ from 4.10%
  • Sep 14, 20264.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Share Certificate - 12 month 4.114% 4.20% 12 Months
Min Deposit $25,000
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
3.50%4.10%4.70%Sep 14, 2026: 4.00% APYOct 1, 2026: 4.20% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.20%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Share Certificate - 12 month 4.018% 4.10% 12 Months
Min Deposit $10,000
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.90% → 4.10% ▲ 0.20 pts · high 4.10% / low 3.90%
3.40%4.00%4.60%Sep 14, 2026: 3.90% APYOct 1, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.10%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Share Certificate - 30 month 4.025% 4.10% 30 Months
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 7 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Share Certificate - 60 month 4.025% 4.10% 60 Months
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 7 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Share Certificate - 12 month 3.922% 4.00% 12 Months
Min Deposit $500
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 14, 2026: 3.80% APYOct 1, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20264.00%▲ from 3.80%
  • Sep 14, 20263.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Share Certificate - 6 month 3.735% 3.80% 6 Months
Min Deposit $500
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 7 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%

FORGE Credit Union Savings Rates

Product Rate APY View More
Club 0.25% 0.25%
Min Deposit $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Savings 0.25% 0.25%
Min Deposit $5
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%

FORGE Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.49% 1.50%
Min Deposit $2,000
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 1.25% → 1.50% ▲ 0.25 pts · high 1.50% / low 1.25%
0.75%1.38%2.00%Sep 14, 2026: 1.25% APYOct 1, 2026: 1.50% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20261.50%▲ from 1.25%
  • Sep 14, 20261.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%

FORGE Credit Union Checking Rates

Product Rate APY View More
Checking 0.25% 0.25%
Min Deposit $0
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%

FORGE Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto - - 4.99% 36/48 Months
Details Published APR range: 4.99% - 11.74%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Used Auto - - 4.99% 36/48 Months
Details Published APR range: 4.99% - 12.74%. autos 5 yrs old or newer
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 4.99% APR · checked 7 times
4.49%4.99%5.49%Sep 14, 2026: 4.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
New Auto - - 5.24% 60 Months
Details Published APR range: 5.24% - 11.99%.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 18, 2026: 5.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
New Auto - - 5.24% 72 Months
Details Published APR range: 5.24% - 11.99%.
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 18, 2026: 5.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Used Auto - - 5.24% 60 Months
Details Published APR range: 5.24% - 12.99%. autos 5 yrs old or newer
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 18, 2026: 5.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Used Auto - - 5.24% 72 Months
Details Published APR range: 5.24% - 12.74%. autos 5 yrs old or newer
Last Updated 10/10/2026
Rate History
No change since Sep 18, 2026 · 5.24% APR · checked 6 times
4.74%5.24%5.74%Sep 18, 2026: 5.24% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
New Auto - - 5.49% 84 Months
Details Published APR range: 5.49% - 12.24%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Used Auto - - 5.49% 84 Months
Details Published APR range: 5.49% - 13.74%. autos 4 yrs old or newer
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 5.49% APR · checked 7 times
4.99%5.49%5.99%Sep 14, 2026: 5.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%

FORGE Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 7.99%
Details Published APR range: 7.99% - 17.99%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 7 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%

FORGE Credit Union Personal Loan Rates

Product APR Term View More
Personal Signature Loan 8.50%
Details Published APR range: 8.5% - 18.0%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 7 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%

FORGE Credit Union Other Rates

Product Rate Points APY/APR Term View More
Back-to-School Loan - - 6.90%
Details Published APR range: 6.90% - 17.5%. 7/15 - 9/30
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.90% APR · checked 7 times
6.40%6.90%7.40%Sep 14, 2026: 6.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Co-Maker/Co-Signer Loan - - 8.50%
Details Published APR range: 8.5% - 18.0%.
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 7 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
PAL 1 Loan - - 21.99%
Details Published APR range: 21.99% - 22.49%. (1)
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 21.99% APR · checked 7 times
21.49%21.99%22.49%Sep 14, 2026: 21.99% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Pal 2 Loan - - 22.49%
Details Published APR range: 22.49% - 22.99%. (2)
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 22.49% APR · checked 7 times
21.99%22.49%22.99%Sep 14, 2026: 22.49% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Spring Fling Loan - - 6.90%
Details Published APR range: 6.90% - 17.5%. 4/15 - 6/30
Last Updated 10/10/2026
Rate History
No change since Sep 14, 2026 · 6.90% APR · checked 7 times
6.40%6.90%7.40%Sep 14, 2026: 6.90% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
Vacation/Holiday Loan - - 8.50% Max 12 Months
Details Published APR range: 8.5% - 18.0%.
Last Updated 10/10/2026
Rate History
No change since Oct 6, 2026 · 8.50% APR · checked 2 times
8.00%8.50%9.00%Oct 6, 2026: 8.50% APROct 6, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%
IRA Share 2.481% - 2.50%
Min Deposit $0
Last Updated 10/10/2026
Rate History
1 change since Sep 14, 2026 · 2.25% → 2.50% ▲ 0.25 pts · high 2.50% / low 2.25%
1.75%2.38%3.00%Sep 14, 2026: 2.25% APYOct 1, 2026: 2.50% APYSep 14, 2026Oct 13, 2026
  • Oct 1, 20262.50%▲ from 2.25%
  • Sep 14, 20262.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.29%

Financial Health History

FORGE Credit Union’s Texas Ratio fell from 4.72% in Q3 2023 to 3.29% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 4.72% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A Q4 2025 A+ Q1 2026 3.29% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$56M3.29%5.0A+
March 31, 2026$55M4.36%5.0A+
December 31, 2025$54M6.77%5.0A
September 30, 2025$54M4.38%5.0A+
June 30, 2025$55M4.09%5.0A+
March 31, 2025$55M2.85%5.0A+
December 31, 2024$54M6.72%5.0A
September 30, 2024$55M6.02%5.0A
June 30, 2024$55M4.50%5.0A+
March 31, 2024$55M1.74%5.0A+
December 31, 2023$54M2.54%5.0A+
September 30, 2023$54M4.72%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for FORGE Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather FORGE Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FORGE Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name FORGE Credit Union
Address 1400 Bywood Ave, Upper Darby, PA 19082
Phone 610-352-2000
Fax 610-352-6903
President Kevin Baldwin
CEO Rachael Mattioni
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.29%
Return on Assets (ROA)
0.8473%
Return on Equity (ROE)
4.1297%
Non-Performing Loans Ratio (NPL)
1.83%
Total Assets
55,885,856
Total Amount of Shares and Deposits
44,214,801
Total Shares and Deposits < 1 Year
41,926,312
Total Shares and Deposits 1 3 Years
1,997,742
Total Shares and Deposits > 3 Years
290,746
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,065,203
Total Uninsured Shares and Deposits > $250K (F+J)
2,065,203
Total Insured Shares and Deposits > $250K (item 17 less item K)
42,149,598
Total Interest Expense (Sum of items 6 8)
451,808
Share Certificates
379
Number of Accounts for Share Drafts
1,295
IRA KEOGH Accounts
136
Number of Accounts for Regular Shares
3,929
Non Member Deposits
2
Money Market Shares
130
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,896,222
Total Liabilities
44,374,002
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

FORGE Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/credit-unions/forge-rates-review-9622">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for FORGE Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About FORGE Credit Union

How many branches does FORGE Credit Union operate?

FORGE Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join FORGE Credit Union?

Yes, to access services at FORGE Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, FORGE Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FORGE Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does FORGE Credit Union offer online and mobile banking?

Most modern institutions like FORGE Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.forgecu.org.

Current FORGE Credit Union Rates

  • 12-Month CD4.00%
  • 60-Month CD4.10%
  • Savings0.25%
  • MMA1.50%
Retrieved from our database of financial products. Rates subject to change.