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Mid Penn Bank

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Mid Penn Bank Rates & Review May 2026

Q: How many branches does Mid Penn Bank operate?

Mid Penn Bank currently maintains approximately 63 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Mid Penn Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mid Penn Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 5, 2026

You can compare Mid Penn Bank rates to other rates in our database, including 12-month CD rates currently at 3.28%, 6-month CD rates at 2.41% and 3-month CD rates at 0.50%. Savings rates are at 0.01% and money market rates are at 0.02%. Mortgage rates on 30-year fixed loans are around 6.19%. All these rates can be compared to Mid Penn Bank rates. MonitorBankRates evaluates the financial stability of Mid Penn Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.55%. Rates were last updated on 05/05/2026.

Mid Penn Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Mid Penn Bank? Share your experience about Mid Penn Bank by leaving a review below, or read customer reviews before you decide to use Mid Penn Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.55%

Excellent Lower than avg

Mid Penn Bank

349 Union St
Millersburg, PA 17061

https://www.midpennbank.com

Current Rate Availability

We do not have Mid Penn Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Mid Penn Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Mid Penn Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Mid Penn Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Mid Penn Bank

Bank Holding Company MID PENN BCORP INC

Address 349 Union St, Millersburg, PA 17061 · Dauphin

Website https://www.midpennbank.com

FDIC Certificate # 9889

Established 02/21/1868

FDIC Insurance Date 01/01/1934

Domestic Offices 63

Total Branches 63

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.55%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9174%

Return on Equity (ROE) 7.9200%

Non-Performing Loans (NPL) 0.22%

Total Assets $6,116,848,000

Total Deposits $5,220,516,000

Equity Capital $794,362,000

Net Income $74,214,000

Headquarters Millersburg

Total Offices 63

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Mid Penn Bank

Is Mid Penn Bank a safe place to deposit money?

Yes, Mid Penn Bank is considered a safe financial institution. With a Texas Ratio of 2.5539287110416%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Mid Penn Bank operate?

Mid Penn Bank currently maintains approximately 63 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Mid Penn Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Mid Penn Bank provides members with tools to manage their accounts and build a solid financial history.

Does Mid Penn Bank offer online and mobile banking?

Most modern institutions like Mid Penn Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.midpennbank.com.