Trappe, Pennsylvania Best CD Rates October 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Trappe, Pennsylvania CD rates range from 2.00% to 4.81% APY, verified by MonitorBankRates as of October 12, 2026. Current Trappe, Pennsylvania CD rates include MERCK SHARP and DOHMEMERCK SHARP and DOHME131 W Main St, Trappe, PA 19426A+5.0 ★Texas Ratio: 1.82%Real return: +1.35%APY minus CPI (February 2026) offering Jumbo Certificate 24-Month at 4.15% APY, Citizens AccessCitizens Access130 Main St Trappe Shopping Center Suite 158, Trappe, PA 19426A+5.0 ★Texas Ratio: 5.44%Real return: +0.45%APY minus CPI (February 2026) offering 1 Year Online CD at 3.25% APY, First Northern Bank and Trust CompanyFirst Northern Bank and Trust CompanyA+5.0 ★Texas Ratio: 5.78%Real return: +2.01%APY minus CPI (February 2026) offering 3 Year Adjustable CD at 4.81% APY, Tendto Credit UnionTendto Credit UnionA+5.0 ★Texas Ratio: 3.10%Real return: +2.01%APY minus CPI (February 2026) offering 60 month Certificate at 4.81% APY, and Citizens & Northern Bank C&NCitizens & Northern Bank C&NA5.0 ★Texas Ratio: 10.85%Real return: +1.83%APY minus CPI (February 2026) offering 60 Month Certificate of Deposit at 4.63% APY. CD rates as of October 12, 2026 according to verified data from MonitorBankRates.
Trappe has 15 local institutions in our database, with CD rates as high as 4.15% APY from MERCK SHARP and DOHME at 131 W Main St, Trappe, PA 19426. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 12, 2026
Compare Best CD Rates in Trappe, Pennsylvania & the Surrounding Area
Trappe 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
131 W Main St, Trappe, PA 19426
3-Month Certificate
$0
2.00%
▲ 0.20% above Pennsylvania avg
▼
Rate1.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average1.80%▲ 0.20% above avgNationally 2.10%
Details
Rate History
1 change since Sep 14, 2026 · 1.60% → 2.00% ▲ 0.40 pts · high 2.00% / low 1.60%
- Sep 18, 20262.00%▲ from 1.60%
- Sep 14, 20261.60%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
3 Month Business Share Certificate
$0
4.00%
▲ 2.20% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 2.20% above avgNationally 2.10%
Details
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 4 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
3 Month Share & IRA Share Certificate
$0
4.00%
▲ 2.20% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 2.20% above avgNationally 2.10%
Details
Rate History
No change since Oct 8, 2026 · 4.00% APY
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3 Month Share & IRA Certificate
$0
4.00%
▲ 2.20% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 2.20% above avgNationally 2.10%
Details
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
3 Month Regular & IRA (Traditional & Roth) Certificate
$500
3.90%
▲ 2.10% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 2.10% above avgNationally 2.10%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Rate History
No change since Oct 8, 2026 · 3.90% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA (Traditional & Roth) - 3 months
$500
3.90%
▲ 2.10% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 2.10% above avgNationally 2.10%
Details
Rate History
1 change since Sep 14, 2026 · 3.65% → 3.90% ▲ 0.25 pts · high 3.90% / low 3.65%
- Oct 4, 20263.90%▲ from 3.65%
- Sep 14, 20263.65%first recorded
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
90 Day CD
$0
3.80%
▲ 2.00% above Pennsylvania avg
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.80%▲ 2.00% above avgNationally 2.10%
Details
Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 3 times
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 Month Certificate
$0
3.75%
▲ 1.95% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.80%▲ 1.95% above avgNationally 2.10%
Details
Rate History
1 change since Sep 18, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
- Sep 24, 20263.75%▲ from 3.60%
- Sep 18, 20263.60%first recorded
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 MONTH CD
$5,000
3.75%
▲ 1.95% above Pennsylvania avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.80%▲ 1.95% above avgNationally 2.10%
Details
Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 months (90 Days) Jumbo CDs
$0
3.71%
▲ 1.91% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 1.91% above avgNationally 2.10%
Details
Jumbo CDs (Above $75,000)
Rate History
1 change since Oct 1, 2026 · 3.82% → 3.71% ▼ 0.11 pts · high 3.82% / low 3.71%
- Oct 9, 20263.71%▼ from 3.82%
- Oct 1, 20263.82%first recorded
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates of Deposit - 3 months (90 Days)
$0
3.71%
▲ 1.91% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 1.91% above avgNationally 2.10%
Details
Jumbo CDs (Above $75,000)
Rate History
1 change since Sep 14, 2026 · 3.76% → 3.71% ▼ 0.05 pts · high 3.76% / low 3.71%
- Oct 9, 20263.71%▼ from 3.76%
- Sep 14, 20263.76%first recorded
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
WooriWON Certificate of Deposit (CD) - 3-Months
$1,000
3.70%
▲ 1.90% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.80%▲ 1.90% above avgNationally 2.10%
Details
Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 2 times
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
3 Month Certificate
$0
3.70%
▲ 1.90% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 1.90% above avgNationally 2.10%
Details
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 6 times
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
3 Month IRA Certificate
$0
3.70%
▲ 1.90% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 1.90% above avgNationally 2.10%
Details
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 5 times
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
3-Month Certificate
$500
3.70%
▲ 1.90% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 1.90% above avgNationally 2.10%
Details
APY up to
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 5 times
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month IRA Certificate
$500
3.70%
▲ 1.90% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 1.90% above avgNationally 2.10%
Details
APY1APY=Annual Percentage Yield. Rates are effective as of 10/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.
Rate History
No change since Sep 14, 2026 · 3.70% APY · checked 4 times
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 months (90 Days) Regular CDs
$0
3.67%
▲ 1.87% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 1.87% above avgNationally 2.10%
Details
Rate History
1 change since Sep 14, 2026 · 3.76% → 3.67% ▼ 0.09 pts · high 3.76% / low 3.67%
- Oct 9, 20263.67%▼ from 3.76%
- Sep 14, 20263.76%first recorded
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates of Deposit - 3 months (90 Days)
$0
3.67%
▲ 1.87% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 1.87% above avgNationally 2.10%
Details
Rate History
1 change since Sep 14, 2026 · 3.76% → 3.67% ▼ 0.09 pts · high 3.76% / low 3.67%
- Oct 9, 20263.67%▼ from 3.76%
- Sep 14, 20263.76%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
3 Month IRA Certificate
$0
3.65%
▲ 1.85% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 1.85% above avgNationally 2.10%
Details
Rate History
1 change since Sep 14, 2026 · 3.55% → 3.65% ▲ 0.10 pts · high 3.65% / low 3.55%
- Oct 8, 20263.65%▲ from 3.55%
- Sep 14, 20263.55%first recorded
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational
$100
3.65%
▲ 1.85% above Pennsylvania avg
▼
RateN/A
Min Deposit$100
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 1.85% above avgNationally 2.10%
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 2 times
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3 Month Certificate of Deposit
$0
3.60%
▲ 1.80% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.80%▲ 1.80% above avgNationally 2.10%
Details
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
Meridian Bank
Institution Rating:
C3.9 ★Texas Ratio: 27.97%
3 Month CD
$500
3.60%
▲ 1.80% above Pennsylvania avg
▼
Rate3.53%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.80%▲ 1.80% above avgNationally 2.10%
Details
Rate History
No change since Sep 15, 2026 · 3.60% APY · checked 8 times
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
3 Month IRA Certificate
$0
3.60%
▲ 1.80% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Pennsylvania Average1.80%▲ 1.80% above avgNationally 2.10%
Details
Rate History
No change since Sep 29, 2026 · 3.60% APY
UNIFY Financial Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.54%
3 Month Share Certificates
$0
3.60%
▲ 1.80% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedSep 29, 2026
Pennsylvania Average1.80%▲ 1.80% above avgNationally 2.10%
Details
Rate History
No change since Sep 29, 2026 · 3.60% APY
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month IRA Certificate
$500
3.60%
▲ 1.80% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 1.80% above avgNationally 2.10%
Details
APY1APY=Annual Percentage Yield. Rates are effective as of 10/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 4 times
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
3 Month Bonus Certificate
$75,000
3.55%
▲ 1.75% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.80%▲ 1.75% above avgNationally 2.10%
Details
Balance: $75,000+
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 4 times
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
3 Month Certificate
$500
3.50%
▲ 1.70% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.80%▲ 1.70% above avgNationally 2.10%
Details
Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3 Month Share Certificate
$500
3.50%
▲ 1.70% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.80%▲ 1.70% above avgNationally 2.10%
Details
A penalty may be imposed for early withdrawal
Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
3 Month Regular / IRA
$500
3.50%
▲ 1.70% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 1.70% above avgNationally 2.10%
Details
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 6 times
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Jumbo Certificate - 3 Month
$10,000
3.50%
▲ 1.70% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 1.70% above avgNationally 2.10%
Details
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 6 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
3 MONTH Certificate
$0
3.50%
▲ 1.70% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 1.70% above avgNationally 2.10%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 3 times
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month IRA Certificate
$500
3.50%
▲ 1.70% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 1.70% above avgNationally 2.10%
Details
APY1APY=Annual Percentage Yield. Rates are effective as of 10/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 4 times
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
3-month Certificate
$500
3.45%
▲ 1.65% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 1.65% above avgNationally 2.10%
Details
Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 5 times
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 3-month Certificate
$500
3.45%
▲ 1.65% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 1.65% above avgNationally 2.10%
Details
Rate History
No change since Oct 9, 2026 · 3.45% APY
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
3 Month Certificate of Deposit and IRA
$2,000
3.40%
▲ 1.60% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.80%▲ 1.60% above avgNationally 2.10%
Details
Rate History
No change since Sep 24, 2026 · 3.40% APY · checked 5 times
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
3 Month Certificate
$250
3.40%
▲ 1.60% above Pennsylvania avg
▼
Rate3.34%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average1.80%▲ 1.60% above avgNationally 2.10%
Details
Rate History
No change since Sep 12, 2026 · 3.40% APY · checked 6 times
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
90 Day Jumbo Certificate
$0
3.31%
▲ 1.51% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Pennsylvania Average1.80%▲ 1.51% above avgNationally 2.10%
Details
Jumbo Certificate
Rate History
No change since Sep 14, 2026 · 3.31% APY · checked 5 times
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
90 Day Regular Certificate
$0
3.26%
▲ 1.46% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Pennsylvania Average1.80%▲ 1.46% above avgNationally 2.10%
Details
Regular Certificate
Rate History
No change since Sep 14, 2026 · 3.26% APY · checked 5 times
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3 Month CD
$1,000
3.25%
▲ 1.45% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.80%▲ 1.45% above avgNationally 2.10%
Details
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 6 times
County Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
3.25%
▲ 1.45% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.80%▲ 1.45% above avgNationally 2.10%
Details
Compounded Daily
Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 5 times
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
3-Month Share Certificate
$500
3.25%
▲ 1.45% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average1.80%▲ 1.45% above avgNationally 2.10%
Details
Rate History
1 change since Sep 14, 2026 · 3.15% → 3.25% ▲ 0.10 pts · high 3.25% / low 3.15%
- Oct 5, 20263.25%▲ from 3.15%
- Sep 14, 20263.15%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
3 Month IRA Certificate
$500
3.14%
▲ 1.34% above Pennsylvania avg
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.80%▲ 1.34% above avgNationally 2.10%
Details
Rate History
No change since Oct 8, 2026 · 3.14% APY · checked 2 times
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
3 Months - Tier account
$1,000
3.10%
▲ 1.30% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.80%▲ 1.30% above avgNationally 2.10%
Details
Daily Balances of: $50,000.00-2,000,000.00
Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
IRA - 3 Months - Tier account
$1,000
3.10%
▲ 1.30% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.80%▲ 1.30% above avgNationally 2.10%
Details
Daily Balances of: $50,000.00-2,000,000.00
Rate History
No change since Sep 11, 2026 · 3.10% APY · checked 3 times
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
3 Month IRA Certificate
$1,000
3.05%
▲ 1.25% above Pennsylvania avg
▼
Rate3.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.80%▲ 1.25% above avgNationally 2.10%
Details
IRA Certificate; $1,000 Minimum
Rate History
1 change since Sep 16, 2026 · 2.80% → 3.05% ▲ 0.25 pts · high 3.05% / low 2.80%
- Oct 4, 20263.05%▲ from 2.80%
- Sep 16, 20262.80%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Jumbo Certificates - 3 month
$50,000
3.05%
▲ 1.25% above Pennsylvania avg
▼
Rate3.01%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.80%▲ 1.25% above avgNationally 2.10%
Details
Jumbo Certificate; $50,000 minimum
Rate History
1 change since Sep 16, 2026 · 2.80% → 3.05% ▲ 0.25 pts · high 3.05% / low 2.80%
- Oct 12, 20263.05%▲ from 2.80%
- Sep 16, 20262.80%first recorded
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Fixed Rate of Return - 3 Month
$2,500
3.00%
▲ 1.20% above Pennsylvania avg
▼
Rate2.96%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average1.80%▲ 1.20% above avgNationally 2.10%
Details
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
3 Months - Tier account
$1,000
3.00%
▲ 1.20% above Pennsylvania avg
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.80%▲ 1.20% above avgNationally 2.10%
Details
Daily Balances of: $10,000.00-49,999.99
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
IRA - 3 Months - Tier account
$1,000
3.00%
▲ 1.20% above Pennsylvania avg
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.80%▲ 1.20% above avgNationally 2.10%
Details
Daily Balances of: $10,000.00-49,999.99
Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 3 times
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
3 Months - Tier account
$1,000
2.90%
▲ 1.10% above Pennsylvania avg
▼
Rate2.86%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.80%▲ 1.10% above avgNationally 2.10%
Details
Daily Balances of: up to $9,999.99
Rate History
No change since Oct 7, 2026 · 2.90% APY · checked 2 times
Trappe 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
131 W Main St, Trappe, PA 19426
6-Month Certificate
$0
3.80%
▲ 1.02% above Pennsylvania avg
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.78%▲ 1.02% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 7 times
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
Level 6 - 6 month term
$100,000
4.25%
▲ 1.47% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.78%▲ 1.47% above avgNationally 2.79%
Details
Balance: $100000.00 to open; $100000.00 to obtain disclosed APY
Rate History
No change since Oct 6, 2026 · 4.25% APY · checked 2 times
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
6 Month CD
$1,000
4.20%
▲ 1.42% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.78%▲ 1.42% above avgNationally 2.79%
Details
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
- Oct 2, 20264.20%▲ from 3.75%
- Sep 18, 20263.75%first recorded
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
6 Month Certificate
$0
4.14%
▲ 1.36% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.78%▲ 1.36% above avgNationally 2.79%
Details
Early Withdrawal Penalty: 3 months interest
Rate History
No change since Sep 19, 2026 · 4.14% APY · checked 7 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 6 Month CD
$0
4.13%
▲ 1.35% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.78%▲ 1.35% above avgNationally 2.79%
Details
Rate History
2 changes since Sep 14, 2026 · 3.92% → 4.13% ▲ 0.21 pts · high 4.13% / low 3.92%
- Oct 8, 20264.13%▲ from 4.02%
- Sep 24, 20264.02%▲ from 3.92%
- Sep 14, 20263.92%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6 Month CD
$0
4.12%
▲ 1.34% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 1.34% above avgNationally 2.79%
Details
Rate History
No change since Oct 9, 2026 · 4.12% APY · checked 3 times
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6 Month Certificates of Deposit - Regular and IRAs
$10,000
4.10%
▲ 1.32% above Pennsylvania avg
▼
Rate4.06%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.78%▲ 1.32% above avgNationally 2.79%
Details
New Money
Rate History
No change since Oct 11, 2026 · 4.10% APY
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
6 Month Certificate
$0
4.10%
▲ 1.32% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.78%▲ 1.32% above avgNationally 2.79%
Details
Rate History
No change since Oct 3, 2026 · 4.10% APY · checked 3 times
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
Level 6 - 6 month term
$100,000
4.10%
▲ 1.32% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.78%▲ 1.32% above avgNationally 2.79%
Details
Balance: $100000.00 to open; $100000.00 to obtain disclosed APY
Rate History
No change since Oct 6, 2026 · 4.10% APY · checked 2 times
UNB Bank
Institution Rating:
B+4.0 ★Texas Ratio: 1.11%
6 Month Certificate of Deposit
$0
4.05%
▲ 1.27% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.78%▲ 1.27% above avgNationally 2.79%
Details
Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 2 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6 Month Regular & IRA (Traditional & Roth) Certificate
$500
4.05%
▲ 1.27% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.27% above avgNationally 2.79%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Rate History
No change since Oct 8, 2026 · 4.05% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA (Traditional & Roth) - 6 months
$500
4.05%
▲ 1.27% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.27% above avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 3.80% → 4.05% ▲ 0.25 pts · high 4.05% / low 3.80%
- Oct 4, 20264.05%▲ from 3.80%
- Sep 14, 20263.80%first recorded
MERCER COUNTY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
6 MONTH CD
$500
4.04%
▲ 1.26% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.78%▲ 1.26% above avgNationally 2.79%
Details
Rate History
1 change since Sep 30, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
- Oct 1, 20264.04%▲ from 3.79%
- Sep 30, 20263.79%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month Business Share Certificate
$0
4.00%
▲ 1.22% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.22% above avgNationally 2.79%
Details
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 4 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month Share & IRA Share Certificate
$0
4.00%
▲ 1.22% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.22% above avgNationally 2.79%
Details
Rate History
No change since Oct 8, 2026 · 4.00% APY
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Jumbo Certificate - 6 Month
$10,000
4.00%
▲ 1.22% above Pennsylvania avg
▼
Rate3.92%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.22% above avgNationally 2.79%
Details
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 6 times
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
6-Month Promo
$500
4.00%
▲ 1.22% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 1.22% above avgNationally 2.79%
Details
New money only
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6 month honors certificate
$500
4.00%
▲ 1.22% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 1.22% above avgNationally 2.79%
Details
Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 4 times
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
6-Month IRA Certificate
$1,000
4.00%
▲ 1.22% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 1.22% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
6-Month Share Certificate
$1,000
4.00%
▲ 1.22% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 1.22% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 6 times
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
6 Month Share Certificate
$0
4.00%
▲ 1.22% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 1.22% above avgNationally 2.79%
Details
Dividends Paid at Maturity; Under $50,000
Rate History
No change since Sep 17, 2026 · 4.00% APY · checked 7 times
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
6 Month Share & IRA Certificate
$0
4.00%
▲ 1.22% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 1.22% above avgNationally 2.79%
Details
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 4 times
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
6 Month Share Certificate
$500
4.00%
▲ 1.22% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.78%▲ 1.22% above avgNationally 2.79%
Details
Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 2 times
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
6 Month Certificate of Deposit (CD)
$500
3.99%
▲ 1.21% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.21% above avgNationally 2.79%
Details
Rate History
No change since Oct 8, 2026 · 3.99% APY
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
6 Month Certificate of Deposit
$0
3.96%
▲ 1.18% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.78%▲ 1.18% above avgNationally 2.79%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 3.80% → 3.96% ▲ 0.16 pts · high 3.96% / low 3.80%
- Oct 7, 20263.96%▲ from 3.80%
- Sep 18, 20263.80%first recorded
UNB Bank
Institution Rating:
B+4.0 ★Texas Ratio: 1.11%
6 Month Certificate
$1,000
3.95%
▲ 1.17% above Pennsylvania avg
▼
Rate3.88%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.78%▲ 1.17% above avgNationally 2.79%
Details
Rate History
No change since Sep 24, 2026 · 3.95% APY · checked 5 times
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
6 Month Certificate
$0
3.92%
▲ 1.14% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.14% above avgNationally 2.79%
Details
Early Withdrawal Penalty: 1 month interest
Rate History
No change since Sep 14, 2026 · 3.92% APY · checked 6 times
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
6 Month IRA Certificate
$0
3.92%
▲ 1.14% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.14% above avgNationally 2.79%
Details
Early Withdrawal Penalty: 1 month interest
Rate History
No change since Oct 8, 2026 · 3.92% APY
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
6 Month Certificate of Deposit
$0
3.91%
▲ 1.13% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.78%▲ 1.13% above avgNationally 2.79%
Details
Balance: $50,000.00 - $99,999.99
Rate History
1 change since Sep 18, 2026 · 3.75% → 3.91% ▲ 0.16 pts · high 3.91% / low 3.75%
- Oct 7, 20263.91%▲ from 3.75%
- Sep 18, 20263.75%first recorded
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
6 Month Certificate Special
$5,000
3.91%
▲ 1.13% above Pennsylvania avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.78%▲ 1.13% above avgNationally 2.79%
Details
Rate History
No change since Oct 8, 2026 · 3.91% APY · checked 2 times
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6 Month Certificate
$250
3.90%
▲ 1.12% above Pennsylvania avg
▼
Rate3.83%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.12% above avgNationally 2.79%
Details
Rate History
No change since Sep 12, 2026 · 3.90% APY · checked 6 times
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
6 Month Share Certificate
$0
3.90%
▲ 1.12% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.12% above avgNationally 2.79%
Details
Rate History
No change since Oct 8, 2026 · 3.90% APY
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6 Month Certificate of Deposit
$0
3.85%
▲ 1.07% above Pennsylvania avg
▼
Rate3.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.78%▲ 1.07% above avgNationally 2.79%
Details
Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 6 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Account 6 Month Pick Your Term
$5,000
3.85%
▲ 1.07% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.78%▲ 1.07% above avgNationally 2.79%
Details
Balance: $5,000 or more
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
6 Month Certificate
$5,000
3.85%
▲ 1.07% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.78%▲ 1.07% above avgNationally 2.79%
Details
Balance: $5,000 & over
Rate History
1 change since Sep 20, 2026 · 3.90% → 3.85% ▼ 0.05 pts · high 3.90% / low 3.85%
- Oct 8, 20263.85%▼ from 3.90%
- Sep 20, 20263.90%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
6 Month IRA Certificate
$0
3.85%
▲ 1.07% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.07% above avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 3.75% → 3.85% ▲ 0.10 pts · high 3.85% / low 3.75%
- Oct 8, 20263.85%▲ from 3.75%
- Sep 14, 20263.75%first recorded
United Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Share & IRA Certificates of Deposit - 6 Months
$0
3.82%
▲ 1.04% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.78%▲ 1.04% above avgNationally 2.79%
Details
Rate History
No change since Oct 8, 2026 · 3.82% APY
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
6 Month Share Certificate
$0
3.81%
▲ 1.03% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 1.03% above avgNationally 2.79%
Details
Rate History
1 change since Sep 14, 2026 · 3.30% → 3.82% ▲ 0.52 pts · high 3.82% / low 3.30%
- Oct 9, 20263.82%▲ from 3.30%
- Sep 14, 20263.30%first recorded
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
6 Month CD Rate Comparison
$0
3.80%
▲ 1.02% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.78%▲ 1.02% above avgNationally 2.79%
Details
Rate History
No change since Oct 7, 2026 · 3.80% APY · checked 3 times
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6 Month Certificates of Deposit - Regular and IRAs
$1,000
3.80%
▲ 1.02% above Pennsylvania avg
▼
Rate3.77%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.78%▲ 1.02% above avgNationally 2.79%
Details
Rate History
No change since Oct 11, 2026 · 3.80% APY
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
In Branch Specials - 6 Month CD
$5,000
3.80%
▲ 1.02% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.78%▲ 1.02% above avgNationally 2.79%
Details
In Branch Special; In Branch Only; A penalty may be imposed for early withdrawal
Rate History
No change since Oct 12, 2026 · 3.80% APY
Mon Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
6 Month Share Certificate
$0
3.80%
▲ 1.02% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.78%▲ 1.02% above avgNationally 2.79%
Details
Balance: $1,000
Rate History
No change since Sep 25, 2026 · 3.80% APY · checked 4 times
AAC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6 Month Certificate
$0
3.80%
▲ 1.02% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 1.02% above avgNationally 2.79%
Details
Rates also apply to IRA and HSA Certificates of Deposit.
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 5 times
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
6 Month IRA Certificate
$500
3.80%
▲ 1.02% above Pennsylvania avg
▼
Rate3.74%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 1.02% above avgNationally 2.79%
Details
APY1APY=Annual Percentage Yield. Rates are effective as of 10/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 4 times
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Share Certificate - 6 Months
$500
3.80%
▲ 1.02% above Pennsylvania avg
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.78%▲ 1.02% above avgNationally 2.79%
Details
Rate History
No change since Oct 6, 2026 · 3.80% APY · checked 2 times
I B E W LOCAL 56
Institution Rating:
A5.0 ★Texas Ratio: 7.76%
Share Certificates - 6 Month
$25,000
3.78%
▲ 1.00% above Pennsylvania avg
▼
Rate3.73%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.78%▲ 1.00% above avgNationally 2.79%
Details
Pay at maturity into Regular Share Account
Rate History
1 change since Sep 14, 2026 · 3.63% → 3.78% ▲ 0.15 pts · high 3.78% / low 3.63%
- Oct 10, 20263.78%▲ from 3.63%
- Sep 14, 20263.63%first recorded
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6 months (180 Days) Jumbo CDs
$0
3.76%
▲ 0.98% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 0.98% above avgNationally 2.79%
Details
Jumbo CDs (Above $75,000)
Rate History
No change since Oct 1, 2026 · 3.76% APY · checked 2 times
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates of Deposit - 6 months (180 Days)
$0
3.76%
▲ 0.98% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.78%▲ 0.98% above avgNationally 2.79%
Details
Jumbo CDs (Above $75,000)
Rate History
1 change since Sep 14, 2026 · 3.71% → 3.76% ▲ 0.05 pts · high 3.76% / low 3.71%
- Oct 9, 20263.76%▲ from 3.71%
- Sep 14, 20263.71%first recorded
I B E W LOCAL 56
Institution Rating:
A5.0 ★Texas Ratio: 7.76%
6 Month Certificate
$50,000
3.76%
▲ 0.98% above Pennsylvania avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.78%▲ 0.98% above avgNationally 2.79%
Details
Balance: $50,000 min
Rate History
1 change since Sep 27, 2026 · 3.66% → 3.76% ▲ 0.10 pts · high 3.76% / low 3.66%
- Oct 10, 20263.76%▲ from 3.66%
- Sep 27, 20263.66%first recorded
I B E W LOCAL 56
Institution Rating:
A5.0 ★Texas Ratio: 7.76%
Share Certificates - 6 Month
$50,000
3.76%
▲ 0.98% above Pennsylvania avg
▼
Rate3.71%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.78%▲ 0.98% above avgNationally 2.79%
Details
Pay at maturity into Regular Share Account
Rate History
1 change since Sep 14, 2026 · 3.66% → 3.76% ▲ 0.10 pts · high 3.76% / low 3.66%
- Oct 10, 20263.76%▲ from 3.66%
- Sep 14, 20263.66%first recorded
Trappe 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
131 W Main St, Trappe, PA 19426
12-Month Certificate
$0
4.05%
▲ 1.09% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.09% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.05% ▲ 0.20 pts · high 4.05% / low 3.85%
- Sep 18, 20264.05%▲ from 3.85%
- Sep 14, 20263.85%first recorded
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
130 Main St Trappe Shopping Center Suite 158, Trappe, PA 19426
1 Year Online CD
$0
3.25%
▲ 0.29% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 0.29% above avgNationally 2.99%
Details
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 7 times
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
1 Year (12 Month) Adjustable CD
$5,000
4.44%
▲ 1.48% above Pennsylvania avg
▼
Rate4.37%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.48% above avgNationally 2.99%
Details
Open account in person. See details.
Rate History
1 change since Sep 19, 2026 · 4.09% → 4.44% ▲ 0.35 pts · high 4.44% / low 4.09%
- Oct 7, 20264.44%▲ from 4.09%
- Sep 19, 20264.09%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35%
▲ 1.39% above Pennsylvania avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.39% above avgNationally 2.99%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 4 times
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
1 Year Certificate
$0
4.35%
▲ 1.39% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.39% above avgNationally 2.99%
Details
Early Withdrawal Penalty: 3 months interest
Rate History
No change since Sep 19, 2026 · 4.35% APY · checked 7 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 1 Year CD
$0
4.33%
▲ 1.37% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.37% above avgNationally 2.99%
Details
Rate History
2 changes since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
- Oct 8, 20264.33%▲ from 4.13%
- Sep 24, 20264.13%▲ from 4.07%
- Sep 14, 20264.07%first recorded
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Share Certificate - 12 Months
$50,000
4.30%
▲ 1.34% above Pennsylvania avg
▼
Rate4.21%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.34% above avgNationally 2.99%
Details
Rate History
No change since Oct 6, 2026 · 4.30% APY · checked 2 times
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 Year IRA Certificate
$500
4.28%
▲ 1.32% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.32% above avgNationally 2.99%
Details
Rate History
1 change since Sep 19, 2026 · 4.07% → 4.28% ▲ 0.21 pts · high 4.28% / low 4.07%
- Oct 7, 20264.28%▲ from 4.07%
- Sep 19, 20264.07%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
12 Month Certificate of Deposit
$0
4.27%
▲ 1.31% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.31% above avgNationally 2.99%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.06% → 4.27% ▲ 0.21 pts · high 4.27% / low 4.06%
- Oct 7, 20264.27%▲ from 4.06%
- Sep 18, 20264.06%first recorded
Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
SPECIAL: 12 months or more new money
$50,000
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
$50,000; New Money
Rate History
No change since Oct 12, 2026 · 4.25% APY
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
12 Month IRA Certificate
$500
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
Rate History
1 change since Oct 4, 2026 · 3.50% → 4.25% ▲ 0.75 pts · high 4.25% / low 3.50%
- Oct 8, 20264.25%▲ from 3.50%
- Oct 4, 20263.50%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 12-Month
$500
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
Rate History
1 change since Sep 12, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
- Oct 8, 20264.25%▲ from 3.85%
- Sep 12, 20263.85%first recorded
North Districts Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
1 Year - Promo Certificate
$1,000
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Oct 9, 20264.25%▲ from 4.00%
- Sep 14, 20264.00%first recorded
North Districts Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
1-year CD
$1,000
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
For a limited time. Rate is also 4.25% as dividends are posted annually. Offer may end without notice. APY = Annual Percentage Yield.
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Sep 29, 20264.25%▲ from 4.00%
- Sep 14, 20264.00%first recorded
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate - 1 Year Starter Add-On
$0
4.25%
▲ 1.29% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details
Rate History
No change since Oct 6, 2026 · 4.25% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
12 Month Certificate of Deposit
$0
4.22%
▲ 1.26% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.26% above avgNationally 2.99%
Details
Balance: $50,000.00 - $99,999.99
Rate History
1 change since Sep 18, 2026 · 4.01% → 4.22% ▲ 0.21 pts · high 4.22% / low 4.01%
- Oct 7, 20264.22%▲ from 4.01%
- Sep 18, 20264.01%first recorded
Marquette Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1 Year CD
$10,000
4.22%
▲ 1.26% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.26% above avgNationally 2.99%
Details
To qualify for the promotional rate, customers must open and maintain at least three CDs simultaneously, with like ownership, with staggered maturity terms ("CD Ladder"). Kicker rate is valid for initial term only.
Rate History
1 change since Sep 30, 2026 · 4.11% → 4.22% ▲ 0.11 pts · high 4.22% / low 4.11%
- Oct 10, 20264.22%▲ from 4.11%
- Sep 30, 20264.11%first recorded
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 Year Certificate
$500
4.20%
▲ 1.24% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.24% above avgNationally 2.99%
Details
Rate History
1 change since Sep 19, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
- Oct 7, 20264.20%▲ from 4.00%
- Sep 19, 20264.00%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
12 Month Certificate (IRA Certificate)
$0
4.20%
▲ 1.24% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.96%▲ 1.24% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.20% APY
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Share Certificate - 12 Months
$25,000
4.20%
▲ 1.24% above Pennsylvania avg
▼
Rate4.11%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.24% above avgNationally 2.99%
Details
Rate History
No change since Oct 6, 2026 · 4.20% APY · checked 2 times
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
12 Month CD
$0
4.17%
▲ 1.21% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.96%▲ 1.21% above avgNationally 2.99%
Details
Rate History
No change since Oct 9, 2026 · 4.17% APY · checked 3 times
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
12 Month Certificate
$0
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Rate History
No change since Oct 3, 2026 · 4.15% APY · checked 3 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
12 Month Business Share Certificate
$0
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Rate History
No change since Sep 12, 2026 · 4.15% APY · checked 4 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
12 Month Share & IRA Share Certificate
$0
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.15% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
12 Month Regular & IRA (Traditional & Roth) Certificate
$500
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Rate History
No change since Oct 8, 2026 · 4.15% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA (Traditional & Roth) - 12 months
$500
4.15%
▲ 1.19% above Pennsylvania avg
▼
Rate4.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Oct 4, 20264.15%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Omega Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
12 Month Share Certificate
$0
4.15%
▲ 1.19% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details
Contact Us for more details.
Rate History
No change since Oct 1, 2026 · 4.15% APY · checked 3 times
Slovenian S&L of Canonsburg
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
12 Month Certificate
$1,000
4.14%
▲ 1.18% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.18% above avgNationally 2.99%
Details
Penalty for early withdrawal: 3 mos. interest loss whether earned or not
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.14% ▲ 0.14 pts · high 4.14% / low 4.00%
- Oct 12, 20264.14%▲ from 4.00%
- Sep 14, 20264.00%first recorded
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
12 Month Certificate
$5,000
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Balance: $5,000 & over
Rate History
1 change since Sep 20, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Oct 8, 20264.10%▲ from 4.00%
- Sep 20, 20264.00%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
12 Month IRA Certificate
$0
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Rate History
2 changes since Sep 14, 2026 · 3.81% → 4.10% ▲ 0.29 pts · high 4.10% / low 3.81%
- Sep 18, 20264.10%▲ from 3.91%
- Sep 17, 20263.91%▲ from 3.81%
- Sep 14, 20263.81%first recorded
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
Mini-Jumbo - 1 Year Certificate
$50,000
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
- Sep 18, 20264.10%▲ from 3.85%
- Sep 14, 20263.85%first recorded
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Share Certificate - 12 Months
$10,000
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Rate History
No change since Oct 6, 2026 · 4.10% APY · checked 2 times
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
1 Year Add-On Certificate
$0
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 7 times
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Starter Certificate - 1 Year Add-On
$0
4.10%
▲ 1.14% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details
Rate History
No change since Oct 6, 2026 · 4.10% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
12 Month Certificate of Deposit
$0
4.06%
▲ 1.10% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.10% above avgNationally 2.99%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 3.85% → 4.06% ▲ 0.21 pts · high 4.06% / low 3.85%
- Oct 7, 20264.06%▲ from 3.85%
- Sep 18, 20263.85%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
1 Year Certificate of Deposit (CD)
$500
4.06%
▲ 1.10% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.96%▲ 1.10% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.06% APY
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
12 Month Certificate
$500
4.06%
▲ 1.10% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.96%▲ 1.10% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 4 times
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Jumbo Certificate - 1 Year
$10,000
4.05%
▲ 1.09% above Pennsylvania avg
▼
Rate3.97%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.96%▲ 1.09% above avgNationally 2.99%
Details
Rate History
No change since Sep 12, 2026 · 4.05% APY · checked 6 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month ESA EasyStart Certificate
$50
4.00%
▲ 1.04% above Pennsylvania avg
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
EasyStart Certificate Rates(Share, IRA, ESA)
Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 2 times
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
12 Month CD
$1,000
4.00%
▲ 1.04% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
Offer valid for personal and nonprofit clients only. There may be a penalty for early withdrawals. Fees may reduce earnings on accounts. All IRA certificates are subject to IRS tax regulations and penalties. Interest rates may change at any time, without prior notice, before an account is opened. Interest compounds quarterly and is credited quarterly. Effective as of January 2, 2026. Account balance may not exceed $1,000,000 with the exception of future interest payments.
Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 3 times
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
NEW CD Special: 12 Month
$0
4.00%
▲ 1.04% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
12 month CD
$1,000
4.00%
▲ 1.04% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 4 times
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
12 month Certificate of Deposit
$0
4.00%
▲ 1.04% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
Balance: $50,000+
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 3 times
Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
12-month CD
$0
4.00%
▲ 1.04% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
Open online today.
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
UNB Bank
Institution Rating:
B+4.0 ★Texas Ratio: 1.11%
12 Month Certificate of Deposit
$0
4.00%
▲ 1.04% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
UNB Bank
Institution Rating:
B+4.0 ★Texas Ratio: 1.11%
IRA 12 Month CD
$500
4.00%
▲ 1.04% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Share Certificates - 12 month
$0
4.00%
▲ 1.04% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
Penalty for early withdrawal: loss of dividends up to a maximum of 90 days
Rate History
No change since Sep 16, 2026 · 4.00% APY · checked 5 times
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
12 Month Traditional or Roth IRA Certificate
$500
4.00%
▲ 1.04% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
CD - 12 months
$500
4.00%
▲ 1.04% above Pennsylvania avg
▼
Rate3.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
Rate History
1 change since Sep 16, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Sep 25, 20264.00%▲ from 3.75%
- Sep 16, 20263.75%first recorded
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
12 Month Share Certificate
$0
4.00%
▲ 1.04% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details
Rate History
No change since Oct 8, 2026 · 4.00% APY
Trappe 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
131 W Main St, Trappe, PA 19426
18-Month Certificate
$0
3.85%
▲ 0.87% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.98%▲ 0.87% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month IRA Certificates SEP
$0
4.50%
▲ 1.52% above Pennsylvania avg
▼
Rate4.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.52% above avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 4.50% APY
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month IRA Certificates Traditional
$0
4.50%
▲ 1.52% above Pennsylvania avg
▼
Rate4.34%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.52% above avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 4.50% APY
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
18 Month CD
$1,000
4.40%
▲ 1.42% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.42% above avgNationally 2.87%
Details
Rate History
1 change since Sep 18, 2026 · 4.00% → 4.40% ▲ 0.40 pts · high 4.40% / low 4.00%
- Oct 2, 20264.40%▲ from 4.00%
- Sep 18, 20264.00%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.37%
▲ 1.39% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.39% above avgNationally 2.87%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.37% ▲ 0.15 pts · high 4.37% / low 4.22%
- Oct 7, 20264.37%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
18 MONTH Certificate
$0
4.35%
▲ 1.37% above Pennsylvania avg
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 1.37% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.35% ▲ 0.35 pts · high 4.35% / low 4.00%
- Oct 5, 20264.35%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
18 Month IRA Certificate
$500
4.33%
▲ 1.35% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.35% above avgNationally 2.87%
Details
Rate History
1 change since Sep 19, 2026 · 3.61% → 4.33% ▲ 0.72 pts · high 4.33% / low 3.61%
- Oct 7, 20264.33%▲ from 3.61%
- Sep 19, 20263.61%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.32%
▲ 1.34% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.34% above avgNationally 2.87%
Details
Balance: $50,000.00 - $99,999.99
Rate History
1 change since Sep 18, 2026 · 4.16% → 4.32% ▲ 0.16 pts · high 4.32% / low 4.16%
- Oct 7, 20264.32%▲ from 4.16%
- Sep 18, 20264.16%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
18 Month IRA Certificate
$500
4.30%
▲ 1.32% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.98%▲ 1.32% above avgNationally 2.87%
Details
Rate History
No change since Oct 8, 2026 · 4.30% APY
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 18-Month
$500
4.30%
▲ 1.32% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.98%▲ 1.32% above avgNationally 2.87%
Details
Rate History
1 change since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
- Oct 8, 20264.30%▲ from 3.90%
- Sep 12, 20263.90%first recorded
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
18 Month Certificate
$1,000
4.25%
▲ 1.27% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.27% above avgNationally 2.87%
Details
Rate History
No change since Sep 18, 2026 · 4.25% APY · checked 7 times
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
18 month Certificate of Deposit
$0
4.25%
▲ 1.27% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.27% above avgNationally 2.87%
Details
Balance: $50,000+
Rate History
No change since Oct 7, 2026 · 4.25% APY · checked 3 times
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
18 Month Certificate
$500
4.25%
▲ 1.27% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.27% above avgNationally 2.87%
Details
Rate History
1 change since Sep 19, 2026 · 3.55% → 4.25% ▲ 0.70 pts · high 4.25% / low 3.55%
- Oct 7, 20264.25%▲ from 3.55%
- Sep 19, 20263.55%first recorded
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
18 Month Regular & IRA (Traditional & Roth) Certificate
$500
4.25%
▲ 1.27% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.98%▲ 1.27% above avgNationally 2.87%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Rate History
No change since Oct 8, 2026 · 4.25% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA (Traditional & Roth) - 18 months
$500
4.25%
▲ 1.27% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.98%▲ 1.27% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Oct 4, 20264.25%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
18 Month Certificate
$1,000
4.22%
▲ 1.24% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 1.24% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.60% → 4.22% ▲ 0.62 pts · high 4.22% / low 3.60%
- Oct 9, 20264.22%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Share Certificate - 18 Month
$1,000
4.22%
▲ 1.24% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 1.24% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.22% ▲ 0.47 pts · high 4.22% / low 3.75%
- Oct 9, 20264.22%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
18 Month CD
$0
4.22%
▲ 1.24% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 1.24% above avgNationally 2.87%
Details
Rate History
No change since Oct 9, 2026 · 4.22% APY · checked 3 times
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
18 Month Certificate
$5,000
4.20%
▲ 1.22% above Pennsylvania avg
▼
Rate4.14%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.98%▲ 1.22% above avgNationally 2.87%
Details
Balance: $5,000 & over
Rate History
1 change since Sep 20, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
- Oct 8, 20264.20%▲ from 4.00%
- Sep 20, 20264.00%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
18 Month Certificate (Legacy Club)
$0
4.20%
▲ 1.22% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.98%▲ 1.22% above avgNationally 2.87%
Details
Legacy Club
Rate History
No change since Oct 8, 2026 · 4.20% APY
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.16%
▲ 1.18% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.18% above avgNationally 2.87%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 4.01% → 4.16% ▲ 0.15 pts · high 4.16% / low 4.01%
- Oct 7, 20264.16%▲ from 4.01%
- Sep 18, 20264.01%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
18 Month IRA Certificate
$0
4.10%
▲ 1.12% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.98%▲ 1.12% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.81% → 4.10% ▲ 0.29 pts · high 4.10% / low 3.81%
- Oct 8, 20264.10%▲ from 3.81%
- Sep 14, 20263.81%first recorded
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
18 Month Certificate
$0
4.08%
▲ 1.10% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.98%▲ 1.10% above avgNationally 2.87%
Details
Early Withdrawal Penalty: 3 month interest
Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 6 times
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
18 Month IRA Certificate
$0
4.08%
▲ 1.10% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.98%▲ 1.10% above avgNationally 2.87%
Details
Early Withdrawal Penalty: 3 month interest
Rate History
No change since Oct 8, 2026 · 4.08% APY
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
12, 15, or 18-Month CDs
$0
4.07%
▲ 1.09% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.98%▲ 1.09% above avgNationally 2.87%
Details
APY is effective as of the date shown. Rates may change after account opening. Contact institution for details.
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18 Month CD
$0
4.05%
▲ 1.07% above Pennsylvania avg
▼
Rate3.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.07% above avgNationally 2.87%
Details
Rate History
No change since Oct 7, 2026 · 4.05% APY · checked 3 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
18 Month CD
$1,000
4.01%
▲ 1.03% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.03% above avgNationally 2.87%
Details
Upon maturity, CDs will automatically renew into the closest preceding term unless other instructions are provided. Early withdrawal penalties may apply. Fees could reduce earnings. This offer is not available for brokered deposits or for non-customers outside our market area.
Rate History
No change since Sep 27, 2026 · 4.01% APY · checked 5 times
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
18 Month Jumbo and Jumbo IRA Certificate
$100,000
4.01%
▲ 1.03% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.98%▲ 1.03% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 4.01% APY · checked 6 times
Santander Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
18-Month CD
$500
4.00%
▲ 1.02% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.02% above avgNationally 2.87%
Details
Rates are available when account is opened in a Santander location in CT, DE, MA, NH, NJ, NY, PA, RI, or select areas in FL: Miami-Dade, Monroe, Broward counties, and Collier county ZIP Code 34141. Rates in other areas or for online openings may not be available.
Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 3 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Account 18 Month Pick Your Term
$5,000
4.00%
▲ 1.02% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.02% above avgNationally 2.87%
Details
Balance: $5,000 or more
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
18 Month CD Special
$0
4.00%
▲ 1.02% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.02% above avgNationally 2.87%
Details
Published APY range: 4.00% - 4.01%.
Rate History
No change since Sep 19, 2026 · 4.00% APY · checked 7 times
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Months - 24 Months CD
$500
4.00%
▲ 1.02% above Pennsylvania avg
▼
Rate3.87%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 1.02% above avgNationally 2.87%
Details
Rate History
1 change since Sep 19, 2026 · 3.65% → 4.00% ▲ 0.35 pts · high 4.00% / low 3.65%
- Oct 3, 20264.00%▲ from 3.65%
- Sep 19, 20263.65%first recorded
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
18 Month CD
$1,000
4.00%
▲ 1.02% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.98%▲ 1.02% above avgNationally 2.87%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
18 Month Certificate
$500
4.00%
▲ 1.02% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.98%▲ 1.02% above avgNationally 2.87%
Details
Balance: $500 - $5,000
Rate History
1 change since Sep 20, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
- Oct 8, 20264.00%▲ from 3.80%
- Sep 20, 20263.80%first recorded
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
Jumbo Certificate - 18 Month
$10,000
4.00%
▲ 1.02% above Pennsylvania avg
▼
Rate3.92%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.98%▲ 1.02% above avgNationally 2.87%
Details
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 6 times
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
18-month Flex Certificate
$0
4.00%
▲ 1.02% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 1.02% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Sep 18, 20264.00%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
18-month IRA Growth Certificate
$0
4.00%
▲ 1.02% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 1.02% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Sep 18, 20264.00%▲ from 3.75%
- Sep 14, 20263.75%first recorded
New Directions Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
Share Certificate - 18 Month
$500
4.00%
▲ 1.02% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 1.02% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
- Oct 9, 20264.00%▲ from 3.25%
- Sep 14, 20263.25%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
18 Month IRA Certificate
$500
3.96%
▲ 0.98% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.98%▲ 0.98% above avgNationally 2.87%
Details
Penalty for early withdrawal.
Rate History
No change since Sep 18, 2026 · 3.96% APY · checked 4 times
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
18 Month Term Certificate
$500
3.96%
▲ 0.98% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.98%▲ 0.98% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 6 times
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
18 Month Certificate
$0
3.95%
▲ 0.97% above Pennsylvania avg
▼
Rate3.82%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.98%▲ 0.97% above avgNationally 2.87%
Details
Rate History
No change since Oct 3, 2026 · 3.95% APY · checked 3 times
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
18 months Jumbo CDs
$0
3.92%
▲ 0.94% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 0.94% above avgNationally 2.87%
Details
Jumbo CDs (Above $75,000)
Rate History
1 change since Oct 1, 2026 · 3.61% → 3.92% ▲ 0.31 pts · high 3.92% / low 3.61%
- Oct 9, 20263.92%▲ from 3.61%
- Oct 1, 20263.61%first recorded
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates of Deposit - 18 months
$0
3.92%
▲ 0.94% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 0.94% above avgNationally 2.87%
Details
Jumbo CDs (Above $75,000)
Rate History
1 change since Sep 14, 2026 · 3.56% → 3.92% ▲ 0.36 pts · high 3.92% / low 3.56%
- Oct 9, 20263.92%▲ from 3.56%
- Sep 14, 20263.56%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
18 Month Share Certificate
$0
3.92%
▲ 0.94% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 0.94% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.40% → 3.92% ▲ 0.52 pts · high 3.92% / low 3.40%
- Oct 9, 20263.92%▲ from 3.40%
- Sep 14, 20263.40%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 18 months
$500
3.91%
▲ 0.93% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.98%▲ 0.93% above avgNationally 2.87%
Details
Balance: $250.00-4,999.00; Early Withdrawal: 90 Days; Junior Share Certificate minimum $250.00 (members 18 and under)
Rate History
No change since Oct 12, 2026 · 3.91% APY
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
18 Month Certificate
$500
3.90%
▲ 0.92% above Pennsylvania avg
▼
Rate3.83%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.98%▲ 0.92% above avgNationally 2.87%
Details
Rate History
No change since Sep 12, 2026 · 3.90% APY · checked 6 times
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
18 months Regular CDs
$0
3.87%
▲ 0.89% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 0.89% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.56% → 3.87% ▲ 0.31 pts · high 3.87% / low 3.56%
- Oct 9, 20263.87%▲ from 3.56%
- Sep 14, 20263.56%first recorded
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificates of Deposit - 18 months
$0
3.87%
▲ 0.89% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.98%▲ 0.89% above avgNationally 2.87%
Details
Rate History
1 change since Sep 14, 2026 · 3.56% → 3.87% ▲ 0.31 pts · high 3.87% / low 3.56%
- Oct 9, 20263.87%▲ from 3.56%
- Sep 14, 20263.56%first recorded
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
18 MONTH SELECT Certificate of Deposit
$1,000
3.85%
▲ 0.87% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 0.87% above avgNationally 2.87%
Details
Requires a qualifying checking account.
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 2 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
18-Month M&T Select CD
$0
3.85%
▲ 0.87% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.98%▲ 0.87% above avgNationally 2.87%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
Trappe 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
131 W Main St, Trappe, PA 19426
Jumbo Certificate 24-Month
$0
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Rate History
No change since Oct 6, 2026 · 4.15% APY · checked 2 times
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
131 W Main St, Trappe, PA 19426
24-Month Certificate
$0
4.00%
▲ 1.13% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.87%▲ 1.13% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
- Sep 18, 20264.00%▲ from 3.75%
- Sep 14, 20263.75%first recorded
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
130 Main St Trappe Shopping Center Suite 158, Trappe, PA 19426
2 Year Online CD
$0
3.00%
▲ 0.13% above Pennsylvania avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 0.13% above avgNationally 2.88%
Details
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 7 times
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
2 Year (24 Month) Adjustable CD
$5,000
4.73%
▲ 1.86% above Pennsylvania avg
▼
Rate4.65%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.86% above avgNationally 2.88%
Details
Open account in person. See details.
Rate History
1 change since Sep 19, 2026 · 4.29% → 4.73% ▲ 0.44 pts · high 4.73% / low 4.29%
- Oct 7, 20264.73%▲ from 4.29%
- Sep 19, 20264.29%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 Month Certificate of Deposit
$0
4.42%
▲ 1.55% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.55% above avgNationally 2.88%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
- Oct 7, 20264.42%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 2 Year CD
$0
4.39%
▲ 1.52% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.52% above avgNationally 2.88%
Details
Rate History
2 changes since Sep 14, 2026 · 4.13% → 4.39% ▲ 0.26 pts · high 4.39% / low 4.13%
- Oct 8, 20264.39%▲ from 4.18%
- Sep 24, 20264.18%▲ from 4.13%
- Sep 14, 20264.13%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 Month Certificate of Deposit
$0
4.37%
▲ 1.50% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.50% above avgNationally 2.88%
Details
Balance: $50,000.00 - $99,999.99
Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
- Oct 7, 20264.37%▲ from 4.16%
- Sep 18, 20264.16%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
24 Month IRA Certificate
$500
4.30%
▲ 1.43% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details
Rate History
1 change since Oct 4, 2026 · 4.20% → 4.30% ▲ 0.10 pts · high 4.30% / low 4.20%
- Oct 8, 20264.30%▲ from 4.20%
- Oct 4, 20264.20%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 24-Month
$500
4.30%
▲ 1.43% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details
Rate History
1 change since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
- Oct 8, 20264.30%▲ from 3.90%
- Sep 12, 20263.90%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.30%
▲ 1.43% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details
Balance: $250,000.01+
Rate History
No change since Oct 5, 2026 · 4.30% APY · checked 2 times
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
24 MONTH Certificate
$0
4.30%
▲ 1.43% above Pennsylvania avg
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 3.60% → 4.30% ▲ 0.70 pts · high 4.30% / low 3.60%
- Oct 5, 20264.30%▲ from 3.60%
- Sep 14, 20263.60%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
24 Month CD
$0
4.28%
▲ 1.41% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.41% above avgNationally 2.88%
Details
Rate History
No change since Oct 9, 2026 · 4.28% APY · checked 3 times
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month Business Share Certificate
$0
4.25%
▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.15% → 4.25% ▲ 1.10 pts · high 4.25% / low 3.15%
- Sep 24, 20264.25%▲ from 3.15%
- Sep 18, 20263.15%first recorded
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month IRA Share Certificate
$500
4.25%
▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
APY listed paid on $500 minimum balance.
Rate History
1 change since Sep 18, 2026 · 3.15% → 4.25% ▲ 1.10 pts · high 4.25% / low 3.15%
- Sep 24, 20264.25%▲ from 3.15%
- Sep 18, 20263.15%first recorded
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month Share Certificate
$0
4.25%
▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Rate History
1 change since Sep 18, 2026 · 3.15% → 4.25% ▲ 1.10 pts · high 4.25% / low 3.15%
- Sep 24, 20264.25%▲ from 3.15%
- Sep 18, 20263.15%first recorded
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24-Month Share & IRA Certificate
$0
4.25%
▲ 1.38% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Rate History
No change since Sep 27, 2026 · 4.25% APY · checked 4 times
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
IRA Share Certificate - 24 Month
$0
4.25%
▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Rate History
No change since Sep 24, 2026 · 4.25% APY · checked 5 times
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-month CD
$1,000
4.25%
▲ 1.38% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 7 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
24 Month Regular & IRA (Traditional & Roth) Certificate
$500
4.25%
▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Rate History
No change since Oct 8, 2026 · 4.25% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA (Traditional & Roth) - 24 months
$500
4.25%
▲ 1.38% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Oct 4, 20264.25%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.25%
▲ 1.38% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details
Balance: $100,000-$250,000
Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 Month Certificate of Deposit
$0
4.22%
▲ 1.35% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.87%▲ 1.35% above avgNationally 2.88%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 4.01% → 4.22% ▲ 0.21 pts · high 4.22% / low 4.01%
- Oct 7, 20264.22%▲ from 4.01%
- Sep 18, 20264.01%first recorded
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month Jumbo IRA Certificate
$100,000
4.21%
▲ 1.34% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.34% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.21% APY · checked 2 times
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month Jumbo Share Certificate
$100,000
4.21%
▲ 1.34% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.34% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.21% APY · checked 2 times
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
24 Month IRA Certificate
$500
4.20%
▲ 1.33% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.87%▲ 1.33% above avgNationally 2.88%
Details
Rate History
No change since Oct 4, 2026 · 4.20% APY · checked 2 times
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 24-Month Add-On
$500
4.20%
▲ 1.33% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.87%▲ 1.33% above avgNationally 2.88%
Details
Rate History
1 change since Sep 12, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
- Oct 8, 20264.20%▲ from 3.80%
- Sep 12, 20263.80%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.20%
▲ 1.33% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.33% above avgNationally 2.88%
Details
Balance: $10,000-$24,999
Rate History
No change since Oct 5, 2026 · 4.20% APY · checked 2 times
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
24 Month SPECIAL Share Certificate
$1,000
4.19%
▲ 1.32% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.32% above avgNationally 2.88%
Details
See footnote **
Rate History
No change since Oct 12, 2026 · 4.19% APY
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
24 Month IRA Share Certificates
$500
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Dividends Compounded: Quarterly; Dividends Credited: Quarterly; Dividend Period: Account's Term; Rate Type: Fixed
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.15% ▲ 0.65 pts · high 4.15% / low 3.50%
- Sep 21, 20264.15%▲ from 3.50%
- Sep 14, 20263.50%first recorded
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
2 Year Share Certificate / IRA Certificate
$0
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
New Directions Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
IRA Share Certificate - 24 Month
$500
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Oct 9, 20264.15%▲ from 4.00%
- Sep 14, 20264.00%first recorded
New Directions Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
Share Certificate - 24 Month
$500
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Oct 9, 20264.15%▲ from 4.00%
- Sep 14, 20264.00%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
24-month Jumbo Certificate
$0
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Balance: $75,000+
Rate History
1 change since Sep 14, 2026 · 4.10% → 4.15% ▲ 0.05 pts · high 4.15% / low 4.10%
- Sep 22, 20264.15%▲ from 4.10%
- Sep 14, 20264.10%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 24-month Jumbo Certificate
$0
4.15%
▲ 1.28% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details
Balance: $75,000+
Rate History
No change since Oct 9, 2026 · 4.15% APY
Marquette Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
2 Year CD
$10,000
4.11%
▲ 1.24% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details
To qualify for the promotional rate, customers must open and maintain at least three CDs simultaneously, with like ownership, with staggered maturity terms ("CD Ladder"). Kicker rate is valid for initial term only.
Rate History
No change since Sep 30, 2026 · 4.11% APY · checked 3 times
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month IRA Certificate
$500
4.11%
▲ 1.24% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 4.11% APY · checked 4 times
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month Share Certificate
$500
4.11%
▲ 1.24% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details
Rate History
No change since Sep 25, 2026 · 4.11% APY · checked 4 times
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
2 Year Certificate of Deposit (CD)
$1,000
4.11%
▲ 1.24% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details
Rate History
No change since Oct 8, 2026 · 4.11% APY
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
24 Month IRA Certificate
$0
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Oct 8, 20264.10%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
24 Month Share Certificate - SPECIAL
$0
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 12, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Oct 4, 20264.10%▲ from 4.00%
- Sep 12, 20264.00%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.10%
▲ 1.23% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Balance: $1,000-$9,999
Rate History
No change since Oct 5, 2026 · 4.10% APY · checked 2 times
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
24-month Bump-Up Certificate
$500
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
- Sep 22, 20264.10%▲ from 4.05%
- Sep 14, 20264.05%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
24-month Bump-Up IRA
$500
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
- Sep 22, 20264.10%▲ from 4.05%
- Sep 14, 20264.05%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
24-month Certificate
$500
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
- Sep 22, 20264.10%▲ from 4.05%
- Sep 14, 20264.05%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
24-month Fixed-Rate IRA Only
$500
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Rate History
1 change since Sep 14, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
- Sep 22, 20264.10%▲ from 4.05%
- Sep 14, 20264.05%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 24-month Bump-Up Certificate
$500
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Rate History
No change since Oct 9, 2026 · 4.10% APY
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 24-month Bump-Up IRA
$500
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Rate History
No change since Oct 9, 2026 · 4.10% APY
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 24-month Certificate
$500
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Rate History
No change since Oct 9, 2026 · 4.10% APY
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 24-month Fixed-Rate IRA Only
$500
4.10%
▲ 1.23% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details
Rate History
No change since Oct 9, 2026 · 4.10% APY
Community Connect Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
24 Months Share Certificate
$0
4.08%
▲ 1.21% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.21% above avgNationally 2.88%
Details
Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 6 times
Trappe 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
131 W Main St, Trappe, PA 19426
Jumbo Certificate 36-Month
$0
3.80%
▲ 1.05% above Pennsylvania avg
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.05% above avgNationally 2.81%
Details
Rate History
No change since Oct 6, 2026 · 3.80% APY · checked 2 times
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
131 W Main St, Trappe, PA 19426
36-Month Certificate
$0
3.65%
▲ 0.90% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 0.90% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
130 Main St Trappe Shopping Center Suite 158, Trappe, PA 19426
3 Year Online CD
$0
2.75%
At Pennsylvania avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%At the averageNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 Year Adjustable CD
$1,000
4.81%
▲ 2.06% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 2.06% above avgNationally 2.81%
Details
See details. Not available for purchase effective June 7, 2022.
Rate History
1 change since Sep 27, 2026 · 4.29% → 4.81% ▲ 0.52 pts · high 4.81% / low 4.29%
- Oct 4, 20264.81%▲ from 4.29%
- Sep 27, 20264.29%first recorded
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 Year Adjustable IRA
$1,000
4.81%
▲ 2.06% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 2.06% above avgNationally 2.81%
Details
See details. Not available for purchase effective June 7, 2022.
Rate History
1 change since Sep 27, 2026 · 4.29% → 4.81% ▲ 0.52 pts · high 4.81% / low 4.29%
- Oct 4, 20264.81%▲ from 4.29%
- Sep 27, 20264.29%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.52%
▲ 1.77% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.77% above avgNationally 2.81%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.27% → 4.52% ▲ 0.25 pts · high 4.52% / low 4.27%
- Oct 7, 20264.52%▲ from 4.27%
- Sep 18, 20264.27%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.52%
▲ 1.77% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.77% above avgNationally 2.81%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.27% → 4.52% ▲ 0.25 pts · high 4.52% / low 4.27%
- Oct 2, 20264.52%▲ from 4.27%
- Sep 18, 20264.27%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.50%
▲ 1.75% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.75% above avgNationally 2.81%
Details
Balance: $250,000.01+
Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.47%
▲ 1.72% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.72% above avgNationally 2.81%
Details
Balance: $50,000.00 - $99,999.99
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.47% ▲ 0.25 pts · high 4.47% / low 4.22%
- Oct 7, 20264.47%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.47%
▲ 1.72% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.72% above avgNationally 2.81%
Details
Balance: $50,000.00 - $99,999.99
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.47% ▲ 0.25 pts · high 4.47% / low 4.22%
- Oct 2, 20264.47%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.45%
▲ 1.70% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.70% above avgNationally 2.81%
Details
Balance: $100,000-$250,000
Rate History
No change since Oct 5, 2026 · 4.45% APY · checked 2 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 3 Year CD
$0
4.44%
▲ 1.69% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.69% above avgNationally 2.81%
Details
Rate History
2 changes since Sep 14, 2026 · 4.18% → 4.44% ▲ 0.26 pts · high 4.44% / low 4.18%
- Oct 8, 20264.44%▲ from 4.23%
- Sep 24, 20264.23%▲ from 4.18%
- Sep 14, 20264.18%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.40%
▲ 1.65% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.65% above avgNationally 2.81%
Details
Balance: $10,000-$24,999
Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.32%
▲ 1.57% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.57% above avgNationally 2.81%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 4.06% → 4.32% ▲ 0.26 pts · high 4.32% / low 4.06%
- Oct 7, 20264.32%▲ from 4.06%
- Sep 18, 20264.06%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.32%
▲ 1.57% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.57% above avgNationally 2.81%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 4.06% → 4.32% ▲ 0.26 pts · high 4.32% / low 4.06%
- Oct 2, 20264.32%▲ from 4.06%
- Sep 18, 20264.06%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.30%
▲ 1.55% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.55% above avgNationally 2.81%
Details
Balance: $1,000-$9,999
Rate History
No change since Oct 5, 2026 · 4.30% APY · checked 2 times
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
36 Month Traditional IRA Share Certificate
$0
4.28%
▲ 1.53% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.53% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.61% → 4.28% ▲ 0.67 pts · high 4.28% / low 3.61%
- Oct 9, 20264.28%▲ from 3.61%
- Sep 14, 20263.61%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
36 Month Share Certificate
$0
4.18%
▲ 1.43% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.43% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.51% → 4.18% ▲ 0.67 pts · high 4.18% / low 3.51%
- Oct 9, 20264.18%▲ from 3.51%
- Sep 14, 20263.51%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
3 Year Certificate of Deposit (CD)
$1,000
4.16%
▲ 1.41% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.41% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.16% APY
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$100,000
4.15%
▲ 1.40% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.40% above avgNationally 2.81%
Details
Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 3 times
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
3 Years Add-On Certificate
$0
4.15%
▲ 1.40% above Pennsylvania avg
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.40% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
3 Year Jumbo and Jumbo IRA Certificate
$100,000
4.13%
▲ 1.38% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.38% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 4.06% → 4.13% ▲ 0.07 pts · high 4.13% / low 4.06%
- Oct 10, 20264.13%▲ from 4.06%
- Sep 14, 20264.06%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$1,000
4.10%
▲ 1.35% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.35% above avgNationally 2.81%
Details
Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 3 times
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
36 Month Traditional or Roth IRA Certificate
$2,000
4.10%
▲ 1.35% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.35% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
36 Month Share Certificate - SPECIAL
$0
4.10%
▲ 1.35% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.35% above avgNationally 2.81%
Details
Rate History
1 change since Sep 12, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Oct 4, 20264.10%▲ from 4.00%
- Sep 12, 20264.00%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
36 Month IRA Certificate
$1,000
4.10%
▲ 1.35% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.35% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.10% APY
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 36-Month
$1,000
4.10%
▲ 1.35% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.35% above avgNationally 2.81%
Details
Rate History
1 change since Sep 12, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
- Oct 8, 20264.10%▲ from 3.95%
- Sep 12, 20263.95%first recorded
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month Certificate
$0
4.10%
▲ 1.35% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.35% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Oct 5, 20264.10%▲ from 4.00%
- Sep 14, 20264.00%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
3 Year IRA Certificate
$500
4.08%
▲ 1.33% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.33% above avgNationally 2.81%
Details
Penalty for early withdrawal.
Rate History
1 change since Sep 18, 2026 · 4.01% → 4.08% ▲ 0.07 pts · high 4.08% / low 4.01%
- Oct 10, 20264.08%▲ from 4.01%
- Sep 18, 20264.01%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
3 Year Term Certificate
$500
4.08%
▲ 1.33% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.33% above avgNationally 2.81%
Details
Rate History
2 changes since Sep 14, 2026 · 4.01% → 4.08% ▲ 0.07 pts · high 4.08% / low 4.01%
- Oct 10, 20264.08%▲ from 4.06%
- Oct 1, 20264.06%▲ from 4.01%
- Sep 14, 20264.01%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
36 Month IRA Certificate
$500
4.07%
▲ 1.32% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.32% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.01%
▲ 1.26% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.26% above avgNationally 2.81%
Details
Balance: $10,000.00 - $24,999.99
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.01% ▲ 0.26 pts · high 4.01% / low 3.75%
- Oct 7, 20264.01%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.01%
▲ 1.26% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.26% above avgNationally 2.81%
Details
Balance: $10,000.00 - $24,999.99
Rate History
1 change since Sep 18, 2026 · 3.75% → 4.01% ▲ 0.26 pts · high 4.01% / low 3.75%
- Oct 2, 20264.01%▲ from 3.75%
- Sep 18, 20263.75%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 36 months
$500
4.01%
▲ 1.26% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.26% above avgNationally 2.81%
Details
Balance: $250.00-4,999.00; Early Withdrawal: 1 Year; Junior Share Certificate minimum $250.00 (members 18 and under)
Rate History
No change since Oct 12, 2026 · 4.01% APY
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
36 Month IRA Certificate
$0
4.01%
▲ 1.26% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.26% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.81% → 4.01% ▲ 0.20 pts · high 4.01% / low 3.81%
- Oct 8, 20264.01%▲ from 3.81%
- Sep 14, 20263.81%first recorded
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
36 month Certificate of Deposit
$0
4.00%
▲ 1.25% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.81%
Details
Balance: $50,000+
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 3 times
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
3 Year CD
$1,000
4.00%
▲ 1.25% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
36 Month Regular & IRA (Traditional & Roth) Certificate
$500
4.00%
▲ 1.25% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.81%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Rate History
No change since Oct 8, 2026 · 4.00% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA (Traditional & Roth) - 36 months
$500
4.00%
▲ 1.25% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 5 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
36 Month Certificates
$0
3.92%
▲ 1.17% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.17% above avgNationally 2.81%
Details
Balance: $75,000 and over
Rate History
No change since Sep 25, 2026 · 3.92% APY · checked 3 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
36 Month Certificates
$0
3.87%
▲ 1.12% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.12% above avgNationally 2.81%
Details
Balance: $50,000 - $74,999.99
Rate History
No change since Sep 25, 2026 · 3.87% APY · checked 3 times
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
36 Month Minimum Deposit Certificate
$125,000
3.87%
▲ 1.12% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$125,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.12% above avgNationally 2.81%
Details
Rate History
No change since Oct 6, 2026 · 3.87% APY · checked 2 times
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
36 Month Minimum Deposit Share Certificate
$1,000
3.87%
▲ 1.12% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.12% above avgNationally 2.81%
Details
Rate History
No change since Oct 6, 2026 · 3.87% APY · checked 2 times
I B E W LOCAL 56
Institution Rating:
A5.0 ★Texas Ratio: 7.76%
36 Month Certificate
$50,000
3.86%
▲ 1.11% above Pennsylvania avg
▼
RateN/A
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.11% above avgNationally 2.81%
Details
Balance: $50,000 min
Rate History
1 change since Sep 27, 2026 · 3.76% → 3.86% ▲ 0.10 pts · high 3.86% / low 3.76%
- Oct 10, 20263.86%▲ from 3.76%
- Sep 27, 20263.76%first recorded
I B E W LOCAL 56
Institution Rating:
A5.0 ★Texas Ratio: 7.76%
Share Certificates - 36 Month
$50,000
3.86%
▲ 1.11% above Pennsylvania avg
▼
Rate3.81%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.11% above avgNationally 2.81%
Details
Pay monthly into Regular Share Account
Rate History
1 change since Sep 14, 2026 · 3.76% → 3.86% ▲ 0.10 pts · high 3.86% / low 3.76%
- Oct 10, 20263.86%▲ from 3.76%
- Sep 14, 20263.76%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
3.85%
▲ 1.10% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.10% above avgNationally 2.81%
Details
Balance: $1,000.00 - $9,999.99
Rate History
1 change since Sep 18, 2026 · 3.60% → 3.85% ▲ 0.25 pts · high 3.85% / low 3.60%
- Oct 7, 20263.85%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
3.85%
▲ 1.10% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.10% above avgNationally 2.81%
Details
Balance: $1,000.00 - $9,999.99
Rate History
1 change since Sep 18, 2026 · 3.60% → 3.85% ▲ 0.25 pts · high 3.85% / low 3.60%
- Oct 2, 20263.85%▲ from 3.60%
- Sep 18, 20263.60%first recorded
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
36 Month Certificate
$0
3.85%
▲ 1.10% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.10% above avgNationally 2.81%
Details
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.85% ▲ 0.15 pts · high 3.85% / low 3.70%
- Sep 24, 20263.85%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Marquette Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
3 Year CD
$10,000
3.85%
▲ 1.10% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.10% above avgNationally 2.81%
Details
To qualify for the promotional rate, customers must open and maintain at least three CDs simultaneously, with like ownership, with staggered maturity terms ("CD Ladder"). Kicker rate is valid for initial term only.
Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 3 times
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
36-month Certificate/IRA
$0
3.85%
▲ 1.10% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.10% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
Trappe 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
130 Main St Trappe Shopping Center Suite 158, Trappe, PA 19426
4 Year Online CD
$0
2.75%
▲ 0.10% above Pennsylvania avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 0.10% above avgNationally 2.81%
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.60%
▲ 1.95% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.95% above avgNationally 2.81%
Details
Balance: $250,000.01+
Rate History
No change since Oct 5, 2026 · 4.60% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.58%
▲ 1.93% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.93% above avgNationally 2.81%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
- Oct 7, 20264.58%▲ from 4.37%
- Sep 18, 20264.37%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.58%
▲ 1.93% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.93% above avgNationally 2.81%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
- Oct 2, 20264.58%▲ from 4.37%
- Sep 18, 20264.37%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.55%
▲ 1.90% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.90% above avgNationally 2.81%
Details
Balance: $100,000-$250,000
Rate History
No change since Oct 5, 2026 · 4.55% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.52%
▲ 1.87% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.87% above avgNationally 2.81%
Details
Balance: $50,000.00 - $99,999.99
Rate History
1 change since Sep 18, 2026 · 4.32% → 4.52% ▲ 0.20 pts · high 4.52% / low 4.32%
- Oct 7, 20264.52%▲ from 4.32%
- Sep 18, 20264.32%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.52%
▲ 1.87% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.87% above avgNationally 2.81%
Details
Balance: $50,000.00 - $99,999.99
Rate History
1 change since Sep 18, 2026 · 4.32% → 4.52% ▲ 0.20 pts · high 4.52% / low 4.32%
- Oct 2, 20264.52%▲ from 4.32%
- Sep 18, 20264.32%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.50%
▲ 1.85% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.85% above avgNationally 2.81%
Details
Balance: $10,000-$24,999
Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 2 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 4 Year CD
$0
4.49%
▲ 1.84% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.65%▲ 1.84% above avgNationally 2.81%
Details
Rate History
2 changes since Sep 14, 2026 · 4.23% → 4.49% ▲ 0.26 pts · high 4.49% / low 4.23%
- Oct 8, 20264.49%▲ from 4.28%
- Sep 24, 20264.28%▲ from 4.23%
- Sep 14, 20264.23%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.40%
▲ 1.75% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.75% above avgNationally 2.81%
Details
Balance: $1,000-$9,999
Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 2 times
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Traditional IRA Share Certificate
$0
4.39%
▲ 1.74% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.74% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.66% → 4.39% ▲ 0.73 pts · high 4.39% / low 3.66%
- Oct 9, 20264.39%▲ from 3.66%
- Sep 14, 20263.66%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.37%
▲ 1.72% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.72% above avgNationally 2.81%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
- Oct 7, 20264.37%▲ from 4.16%
- Sep 18, 20264.16%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.37%
▲ 1.72% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.72% above avgNationally 2.81%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
- Oct 2, 20264.37%▲ from 4.16%
- Sep 18, 20264.16%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Share Certificate
$0
4.28%
▲ 1.63% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.63% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.56% → 4.28% ▲ 0.73 pts · high 4.28% / low 3.56%
- Oct 9, 20264.28%▲ from 3.56%
- Sep 14, 20263.56%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
4 Year Certificate of Deposit (CD)
$2,000
4.21%
▲ 1.56% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.65%▲ 1.56% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.21% APY
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
48 Month IRA Certificate
$1,000
4.15%
▲ 1.50% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.65%▲ 1.50% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.15% APY
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 48-Month
$1,000
4.15%
▲ 1.50% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.65%▲ 1.50% above avgNationally 2.81%
Details
Rate History
1 change since Sep 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
- Oct 8, 20264.15%▲ from 4.00%
- Sep 12, 20264.00%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
4 Year Jumbo and Jumbo IRA Certificate
$100,000
4.13%
▲ 1.48% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.65%▲ 1.48% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 4.09% → 4.13% ▲ 0.04 pts · high 4.13% / low 4.09%
- Oct 10, 20264.13%▲ from 4.09%
- Sep 14, 20264.09%first recorded
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
3 - 4 Year CD
$500
4.10%
▲ 1.45% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.45% above avgNationally 2.81%
Details
Rate History
No change since Oct 3, 2026 · 4.10% APY · checked 3 times
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
3 - 4 Year Certificates of Deposit
$500
4.10%
▲ 1.45% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.45% above avgNationally 2.81%
Details
Bump-Up: 1
Rate History
1 change since Sep 24, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
- Oct 3, 20264.10%▲ from 4.00%
- Sep 24, 20264.00%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
4 Year IRA Certificate
$500
4.08%
▲ 1.43% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.65%▲ 1.43% above avgNationally 2.81%
Details
Penalty for early withdrawal.
Rate History
1 change since Sep 18, 2026 · 4.04% → 4.08% ▲ 0.04 pts · high 4.08% / low 4.04%
- Oct 10, 20264.08%▲ from 4.04%
- Sep 18, 20264.04%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
4 Year Term Certificate
$500
4.08%
▲ 1.43% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.65%▲ 1.43% above avgNationally 2.81%
Details
Rate History
2 changes since Sep 14, 2026 · 4.04% → 4.08% ▲ 0.04 pts · high 4.09% / low 4.04%
- Oct 10, 20264.08%▼ from 4.09%
- Oct 1, 20264.09%▲ from 4.04%
- Sep 14, 20264.04%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
48 Month IRA Certificate
$500
4.07%
▲ 1.42% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.65%▲ 1.42% above avgNationally 2.81%
Details
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.06%
▲ 1.41% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.41% above avgNationally 2.81%
Details
Balance: $10,000.00 - $24,999.99
Rate History
1 change since Sep 18, 2026 · 3.85% → 4.06% ▲ 0.21 pts · high 4.06% / low 3.85%
- Oct 7, 20264.06%▲ from 3.85%
- Sep 18, 20263.85%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.06%
▲ 1.41% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.41% above avgNationally 2.81%
Details
Balance: $10,000.00 - $24,999.99
Rate History
1 change since Sep 18, 2026 · 3.85% → 4.06% ▲ 0.21 pts · high 4.06% / low 3.85%
- Oct 2, 20264.06%▲ from 3.85%
- Sep 18, 20263.85%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 48 months
$500
4.06%
▲ 1.41% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.65%▲ 1.41% above avgNationally 2.81%
Details
Balance: $250.00-4,999.00; Early Withdrawal: 1 Year; Junior Share Certificate minimum $250.00 (members 18 and under)
Rate History
No change since Oct 12, 2026 · 4.06% APY
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
48 Month IRA Certificate
$0
4.01%
▲ 1.36% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.65%▲ 1.36% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.81% → 4.01% ▲ 0.20 pts · high 4.01% / low 3.81%
- Oct 8, 20264.01%▲ from 3.81%
- Sep 14, 20263.81%first recorded
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
48 month Certificate of Deposit
$0
4.00%
▲ 1.35% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.35% above avgNationally 2.81%
Details
Balance: $50,000+
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 3 times
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
4 Year CD
$1,000
4.00%
▲ 1.35% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.65%▲ 1.35% above avgNationally 2.81%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
48 Month Regular & IRA (Traditional & Roth) Certificate
$500
4.00%
▲ 1.35% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.65%▲ 1.35% above avgNationally 2.81%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Rate History
No change since Oct 8, 2026 · 4.00% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA (Traditional & Roth) - 48 months
$500
4.00%
▲ 1.35% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.65%▲ 1.35% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 5 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
48 Month Certificates
$0
3.98%
▲ 1.33% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.65%▲ 1.33% above avgNationally 2.81%
Details
Balance: $75,000 and over
Rate History
No change since Sep 25, 2026 · 3.98% APY · checked 3 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
48 Month Certificates
$0
3.92%
▲ 1.27% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.65%▲ 1.27% above avgNationally 2.81%
Details
Balance: $50,000 - $74,999.99
Rate History
No change since Sep 25, 2026 · 3.92% APY · checked 3 times
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
48 Month Minimum Deposit Certificate
$125,000
3.92%
▲ 1.27% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$125,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.65%▲ 1.27% above avgNationally 2.81%
Details
Rate History
No change since Oct 6, 2026 · 3.92% APY · checked 2 times
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
48 Month Minimum Deposit Share Certificate
$1,000
3.92%
▲ 1.27% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.65%▲ 1.27% above avgNationally 2.81%
Details
Rate History
No change since Oct 6, 2026 · 3.92% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
3.91%
▲ 1.26% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.26% above avgNationally 2.81%
Details
Balance: $1,000.00 - $9,999.99
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
- Oct 7, 20263.91%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
3.91%
▲ 1.26% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.65%▲ 1.26% above avgNationally 2.81%
Details
Balance: $1,000.00 - $9,999.99
Rate History
1 change since Sep 18, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
- Oct 2, 20263.91%▲ from 3.70%
- Sep 18, 20263.70%first recorded
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
37 - 48 Mos. Share Certificate
$500
3.87%
▲ 1.22% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.65%▲ 1.22% above avgNationally 2.81%
Details
Rate History
No change since Oct 12, 2026 · 3.87% APY
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
48 Month Certificates
$0
3.87%
▲ 1.22% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.65%▲ 1.22% above avgNationally 2.81%
Details
Balance: $500 - $49,999.99
Rate History
No change since Sep 25, 2026 · 3.87% APY · checked 3 times
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
48 Month Minimum Deposit Certificate
$1,000
3.87%
▲ 1.22% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.65%▲ 1.22% above avgNationally 2.81%
Details
Rate History
No change since Oct 6, 2026 · 3.87% APY · checked 2 times
Marquette Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
4 Year CD
$10,000
3.85%
▲ 1.20% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.65%▲ 1.20% above avgNationally 2.81%
Details
To qualify for the promotional rate, customers must open and maintain at least three CDs simultaneously, with like ownership, with staggered maturity terms ("CD Ladder"). Kicker rate is valid for initial term only.
Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 3 times
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
48 Month Certificate
$0
3.85%
▲ 1.20% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.65%▲ 1.20% above avgNationally 2.81%
Details
Rate History
1 change since Sep 14, 2026 · 3.61% → 3.85% ▲ 0.24 pts · high 3.85% / low 3.61%
- Sep 25, 20263.85%▲ from 3.61%
- Sep 14, 20263.61%first recorded
Discovery Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
48 Month Certificates
$0
3.85%
▲ 1.20% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.20% above avgNationally 2.81%
Details
Rate History
No change since Sep 21, 2026 · 3.85% APY · checked 4 times
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
48-month Certificate/IRA
$0
3.85%
▲ 1.20% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.20% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
48 Month IRA Certificate
$500
3.85%
▲ 1.20% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.20% above avgNationally 2.81%
Details
APY1APY=Annual Percentage Yield. Rates are effective as of 10/1/2026. All rates and information are subject to change at any time without notice. Fees could reduce earnings on the account, see Fee Schedule for details. Opening balance and minimum balance of $500 for all certificates. For CDs, APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a CD is opened, you cannot make additional deposits into the account during the term. A withdrawal request will reduce earnings. A penalty will be imposed if you withdraw funds before a CD maturity date. Certificate penalty information is detailed in the Truth-In-Savings Disclosure. See Credit Union for additional terms and conditions.
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 4 times
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
48 Month CD
$0
3.81%
▲ 1.16% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.16% above avgNationally 2.81%
Details
Rate History
No change since Oct 9, 2026 · 3.81% APY · checked 3 times
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
48 Month Jumbo Certificate
$0
3.81%
▲ 1.16% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Pennsylvania Average2.65%▲ 1.16% above avgNationally 2.81%
Details
Jumbo Certificate
Rate History
No change since Sep 14, 2026 · 3.81% APY · checked 5 times
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
48-month Jumbo Certificate
$0
3.80%
▲ 1.15% above Pennsylvania avg
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.15% above avgNationally 2.81%
Details
Balance: $75,000+
Rate History
1 change since Sep 14, 2026 · 3.65% → 3.80% ▲ 0.15 pts · high 3.80% / low 3.65%
- Sep 22, 20263.80%▲ from 3.65%
- Sep 14, 20263.65%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 48-month Jumbo Certificate
$0
3.80%
▲ 1.15% above Pennsylvania avg
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.65%▲ 1.15% above avgNationally 2.81%
Details
Balance: $75,000+
Rate History
No change since Oct 9, 2026 · 3.80% APY
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
48 Month Regular Certificate
$0
3.76%
▲ 1.11% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 1, 2026
Pennsylvania Average2.65%▲ 1.11% above avgNationally 2.81%
Details
Regular Certificate
Rate History
No change since Sep 14, 2026 · 3.76% APY · checked 5 times
Trappe 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
131 W Main St, Trappe, PA 19426
Jumbo Certificate 60-Month
$0
3.90%
▲ 1.15% above Pennsylvania avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.15% above avgNationally 2.90%
Details
Rate History
No change since Oct 6, 2026 · 3.90% APY · checked 2 times
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
131 W Main St, Trappe, PA 19426
60-Month Certificate
$0
3.75%
▲ 1.00% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.00% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 7 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
130 Main St Trappe Shopping Center Suite 158, Trappe, PA 19426
5 Year Online CD
$0
2.75%
At Pennsylvania avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%At the averageNationally 2.90%
Details
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 7 times
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
60 month Certificate
$0
4.81%
▲ 2.06% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 2.06% above avgNationally 2.90%
Details
Balance: $200,000 and over
Rate History
1 change since Sep 14, 2026 · 4.37% → 4.81% ▲ 0.44 pts · high 4.81% / low 4.37%
- Oct 9, 20264.81%▲ from 4.37%
- Sep 14, 20264.37%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
60 month Certificate
$0
4.66%
▲ 1.91% above Pennsylvania avg
▼
Rate4.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.91% above avgNationally 2.90%
Details
Balance: $125,000 - $199,999
Rate History
1 change since Sep 14, 2026 · 4.22% → 4.66% ▲ 0.44 pts · high 4.66% / low 4.22%
- Oct 9, 20264.66%▲ from 4.22%
- Sep 14, 20264.22%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.63%
▲ 1.88% above Pennsylvania avg
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.88% above avgNationally 2.90%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.42% → 4.63% ▲ 0.21 pts · high 4.63% / low 4.42%
- Oct 7, 20264.63%▲ from 4.42%
- Sep 18, 20264.42%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.63%
▲ 1.88% above Pennsylvania avg
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.88% above avgNationally 2.90%
Details
Balance: $100,000.00 and over
Rate History
1 change since Sep 18, 2026 · 4.42% → 4.63% ▲ 0.21 pts · high 4.63% / low 4.42%
- Oct 2, 20264.63%▲ from 4.42%
- Sep 18, 20264.42%first recorded
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 5 Year CD
$0
4.59%
▲ 1.84% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.84% above avgNationally 2.90%
Details
Rate History
2 changes since Sep 14, 2026 · 4.28% → 4.59% ▲ 0.31 pts · high 4.59% / low 4.28%
- Oct 8, 20264.59%▲ from 4.33%
- Sep 24, 20264.33%▲ from 4.28%
- Sep 14, 20264.28%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.58%
▲ 1.83% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.83% above avgNationally 2.90%
Details
Balance: $50,000.00 - $99,999.99
Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
- Oct 7, 20264.58%▲ from 4.37%
- Sep 18, 20264.37%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.58%
▲ 1.83% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.83% above avgNationally 2.90%
Details
Balance: $50,000.00 - $99,999.99
Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
- Oct 2, 20264.58%▲ from 4.37%
- Sep 18, 20264.37%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
60 month Certificate
$0
4.56%
▲ 1.81% above Pennsylvania avg
▼
Rate4.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.81% above avgNationally 2.90%
Details
Balance: $75,000 - $124,999
Rate History
1 change since Sep 14, 2026 · 4.11% → 4.56% ▲ 0.45 pts · high 4.56% / low 4.11%
- Oct 9, 20264.56%▲ from 4.11%
- Sep 14, 20264.11%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
60 month Certificate
$0
4.45%
▲ 1.70% above Pennsylvania avg
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.70% above avgNationally 2.90%
Details
Balance: $25,000 - $74,999
Rate History
1 change since Sep 14, 2026 · 4.01% → 4.45% ▲ 0.44 pts · high 4.45% / low 4.01%
- Oct 9, 20264.45%▲ from 4.01%
- Sep 14, 20264.01%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
60 Month Traditional IRA Share Certificate
$0
4.44%
▲ 1.69% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.69% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 3.66% → 4.44% ▲ 0.78 pts · high 4.44% / low 3.66%
- Oct 9, 20264.44%▲ from 3.66%
- Sep 14, 20263.66%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.42%
▲ 1.67% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.67% above avgNationally 2.90%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
- Oct 7, 20264.42%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.42%
▲ 1.67% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.67% above avgNationally 2.90%
Details
Balance: $25,000.00 - $49,999.99
Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
- Oct 2, 20264.42%▲ from 4.22%
- Sep 18, 20264.22%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
60 month Certificate
$0
4.40%
▲ 1.65% above Pennsylvania avg
▼
Rate4.33%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.65% above avgNationally 2.90%
Details
Balance: $1,000 - $24,999
Rate History
1 change since Sep 14, 2026 · 3.96% → 4.40% ▲ 0.44 pts · high 4.40% / low 3.96%
- Oct 9, 20264.40%▲ from 3.96%
- Sep 14, 20263.96%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
60 Month Share Certificate
$0
4.33%
▲ 1.58% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.58% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 3.56% → 4.33% ▲ 0.78 pts · high 4.33% / low 3.56%
- Oct 9, 20264.33%▲ from 3.56%
- Sep 14, 20263.56%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
5 Year Certificate of Deposit (CD)
$2,000
4.26%
▲ 1.51% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.51% above avgNationally 2.90%
Details
Rate History
No change since Oct 8, 2026 · 4.26% APY
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
60 Month Traditional or Roth IRA Certificate
$2,500
4.25%
▲ 1.50% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.50% above avgNationally 2.90%
Details
Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
60 Month IRA Certificate
$1,000
4.20%
▲ 1.45% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.45% above avgNationally 2.90%
Details
Rate History
No change since Oct 8, 2026 · 4.20% APY
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 60-Month
$1,000
4.20%
▲ 1.45% above Pennsylvania avg
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.45% above avgNationally 2.90%
Details
Rate History
1 change since Sep 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
- Oct 8, 20264.20%▲ from 4.05%
- Sep 12, 20264.05%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.11%
▲ 1.36% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.36% above avgNationally 2.90%
Details
Balance: $10,000.00 - $24,999.99
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.11% ▲ 0.20 pts · high 4.11% / low 3.91%
- Oct 7, 20264.11%▲ from 3.91%
- Sep 18, 20263.91%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.11%
▲ 1.36% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.36% above avgNationally 2.90%
Details
Balance: $10,000.00 - $24,999.99
Rate History
1 change since Sep 18, 2026 · 3.91% → 4.11% ▲ 0.20 pts · high 4.11% / low 3.91%
- Oct 2, 20264.11%▲ from 3.91%
- Sep 18, 20263.91%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 60 months
$500
4.11%
▲ 1.36% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.36% above avgNationally 2.90%
Details
Balance: $250.00-4,999.00; Early Withdrawal: 1 Year; Junior Share Certificate minimum $250.00 (members 18 and under)
Rate History
No change since Oct 12, 2026 · 4.11% APY
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
Share Certificate - 60 Months
$500
4.10%
▲ 1.35% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.35% above avgNationally 2.90%
Details
Rate History
No change since Oct 6, 2026 · 4.10% APY · checked 2 times
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
5 Year Jumbo and Jumbo IRA Certificate
$100,000
4.09%
▲ 1.34% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.34% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 4.08% → 4.09% ▲ 0.01 pts · high 4.09% / low 4.08%
- Oct 10, 20264.09%▲ from 4.08%
- Sep 14, 20264.08%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
60 Month IRA Certificate
$500
4.07%
▲ 1.32% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.32% above avgNationally 2.90%
Details
Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
5 Year IRA Certificate
$500
4.04%
▲ 1.29% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.29% above avgNationally 2.90%
Details
Penalty for early withdrawal.
Rate History
1 change since Sep 18, 2026 · 4.03% → 4.04% ▲ 0.01 pts · high 4.04% / low 4.03%
- Oct 10, 20264.04%▲ from 4.03%
- Sep 18, 20264.03%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
5 Year Term Certificate
$500
4.04%
▲ 1.29% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.29% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 4.03% → 4.04% ▲ 0.01 pts · high 4.04% / low 4.03%
- Oct 10, 20264.04%▲ from 4.03%
- Sep 14, 20264.03%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
60 Month IRA Certificate
$0
4.01%
▲ 1.26% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.26% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 3.81% → 4.01% ▲ 0.20 pts · high 4.01% / low 3.81%
- Oct 8, 20264.01%▲ from 3.81%
- Sep 14, 20263.81%first recorded
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
60 month Certificate of Deposit
$0
4.00%
▲ 1.25% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.90%
Details
Balance: $50,000+
Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 3 times
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5 Year CD
$1,000
4.00%
▲ 1.25% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.90%
Details
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
60 Month Regular & IRA (Traditional & Roth) Certificate
$500
4.00%
▲ 1.25% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.90%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Rate History
No change since Oct 8, 2026 · 4.00% APY
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA (Traditional & Roth) - 60 months
$500
4.00%
▲ 1.25% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.90%
Details
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 5 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
60 Month Certificates
$0
3.98%
▲ 1.23% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.23% above avgNationally 2.90%
Details
Balance: $75,000 and over
Rate History
No change since Sep 25, 2026 · 3.98% APY · checked 3 times
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
60 Month Minimum Deposit Certificate
$125,000
3.97%
▲ 1.22% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$125,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.22% above avgNationally 2.90%
Details
Rate History
No change since Oct 6, 2026 · 3.97% APY · checked 2 times
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
60 Month Minimum Deposit Share Certificate
$1,000
3.97%
▲ 1.22% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.22% above avgNationally 2.90%
Details
Rate History
No change since Oct 6, 2026 · 3.97% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
3.96%
▲ 1.21% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.21% above avgNationally 2.90%
Details
Balance: $1,000.00 - $9,999.99
Rate History
1 change since Sep 18, 2026 · 3.75% → 3.96% ▲ 0.21 pts · high 3.96% / low 3.75%
- Oct 7, 20263.96%▲ from 3.75%
- Sep 18, 20263.75%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
3.96%
▲ 1.21% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 7, 2026
Pennsylvania Average2.75%▲ 1.21% above avgNationally 2.90%
Details
Balance: $1,000.00 - $9,999.99
Rate History
1 change since Sep 18, 2026 · 3.75% → 3.96% ▲ 0.21 pts · high 3.96% / low 3.75%
- Oct 2, 20263.96%▲ from 3.75%
- Sep 18, 20263.75%first recorded
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
60 Month Certificate
$0
3.95%
▲ 1.20% above Pennsylvania avg
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.20% above avgNationally 2.90%
Details
Rate History
1 change since Sep 14, 2026 · 3.71% → 3.95% ▲ 0.24 pts · high 3.95% / low 3.71%
- Sep 25, 20263.95%▲ from 3.71%
- Sep 14, 20263.71%first recorded
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
49 - 60 Mos. Share Certificate
$500
3.93%
▲ 1.18% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.18% above avgNationally 2.90%
Details
Rate History
No change since Oct 12, 2026 · 3.93% APY
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
60 Month Certificates
$0
3.92%
▲ 1.17% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.17% above avgNationally 2.90%
Details
Balance: $50,000 - $74,999.99
Rate History
No change since Sep 25, 2026 · 3.92% APY · checked 3 times
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
60 Month Certificate
$0
3.92%
▲ 1.17% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.17% above avgNationally 2.90%
Details
Early Withdrawal Penalty: 6 month interest
Rate History
No change since Sep 14, 2026 · 3.92% APY · checked 7 times
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
60 Month IRA Certificate
$0
3.92%
▲ 1.17% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.17% above avgNationally 2.90%
Details
Early Withdrawal Penalty: 6 month interest
Rate History
No change since Oct 8, 2026 · 3.92% APY
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
60 Month Minimum Deposit Certificate
$1,000
3.92%
▲ 1.17% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.17% above avgNationally 2.90%
Details
Rate History
No change since Oct 6, 2026 · 3.92% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$100,000
3.90%
▲ 1.15% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.15% above avgNationally 2.90%
Details
Balance: $100,000 and over; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.90% APY · checked 3 times
Discovery Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
60 Month Certificates
$0
3.90%
▲ 1.15% above Pennsylvania avg
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.75%▲ 1.15% above avgNationally 2.90%
Details
Rate History
No change since Sep 21, 2026 · 3.90% APY · checked 4 times
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
60 Month Certificates
$0
3.87%
▲ 1.12% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 8, 2026
Pennsylvania Average2.75%▲ 1.12% above avgNationally 2.90%
Details
Balance: $500 - $49,999.99
Rate History
No change since Sep 25, 2026 · 3.87% APY · checked 3 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
5 Year ESA Long-Term Certificate
$1,000
3.85%
▲ 1.10% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 10, 2026
Pennsylvania Average2.75%▲ 1.10% above avgNationally 2.90%
Details
Balance: $1,000 - $19,999.99; Long-Term Certificate Rates(Share, IRA, ESA)
Rate History
No change since Sep 30, 2026 · 3.85% APY · checked 3 times
Second Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificates Of Deposit
$0
3.85%
▲ 1.10% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.75%▲ 1.10% above avgNationally 2.90%
Details
Rate History
No change since Sep 15, 2026 · 3.85% APY · checked 6 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Trappe, PA CD Rate Trends
Compare local Trappe, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD PA Avg
2.959%
Unchanged vs 7 days ago
Pennsylvania 12-month CD rates currently average 2.959% APY based on data from institutions in our monitoring network.
6-Month CD PA Avg
2.784%
▼ 0.031 vs 7 days ago
Pennsylvania 6-month CD rates fell 0.031 points over the past 7 days to 2.784% APY.
As of Oct 12, 2026 • Rate data sourced from 8,500+ monitored institutions
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PA CD Rate Forecast, Next 12 Months
Where are Pennsylvania CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
PA 12-Month Avg APY
2.959%
6-Month Forecast
2.959%
Range: 2.76%, 3.11%
12-Month Forecast
3.209%
Range: 3.01%, 3.36%
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What Your Savings Earn at PA CD Rates Today
Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.
| CD Term | PA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.801% | $90.07 | $180.14 | $450.35 | $900.70 |
| 6-Month CD | 2.784% | $139.20 | $278.40 | $696.00 | $1,392.00 |
| 12-Month CD | 2.959% | $147.95 | $295.91 | $739.78 | $1,479.55 |
| 18-Month CD | 2.982% | $149.09 | $298.18 | $745.45 | $1,490.90 |
| 24-Month CD | 2.865% | $143.27 | $286.54 | $716.35 | $1,432.70 |
| 36-Month CD | 2.748% | $137.38 | $274.76 | $686.90 | $1,373.80 |
| 48-Month CD | 2.645% | $132.26 | $264.51 | $661.28 | $1,322.55 |
| 60-Month CD | 2.748% | $137.42 | $274.83 | $687.08 | $1,374.15 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 12, 2026. | |||||
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Sample CD Ladder for Trappe, Pennsylvania Savers
$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | PA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.801% | $90.07 |
| 2 | 6-Month CD | $5,000 | 2.784% | $139.20 |
| 3 | 12-Month CD | $5,000 | 2.959% | $147.95 |
| 4 | 24-Month CD | $5,000 | 2.865% | $143.27 |
| 5 | 36-Month CD | $5,000 | 2.748% | $137.38 |
| Total ($25,000 invested) | $25,000 | 2.631% blended | $657.87/yr | |
Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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2,421
CD Rates
Tracked in Trappe, Pennsylvania
Tracked in Trappe, Pennsylvania
53 Banks
95 Credit Unions
About Our Trappe, Pennsylvania CD Rate Database
MonitorBankRates tracks 2,421 CD rates from 53 banks and 95 credit unions with locations in Trappe, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: MERCK SHARP and DOHME offers a CD at 4.15% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Trappe, Pennsylvania.
How to Find the Best CD Rates in Trappe, Pennsylvania
What to compare when shopping for a CD in Trappe, Pennsylvania
To find the best APYs in Trappe, Pennsylvania, start with credit unions and online-only banks: Trappe, Pennsylvania has 95 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Trappe, Pennsylvania
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Trappe, Pennsylvania: 148 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Trappe, Pennsylvania savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Trappe, Pennsylvania money market rates
Trappe, Pennsylvania Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
13.1%
National avg: 17.3%
Median Individual Earnings
$58,563
National avg: $47,340
Poverty Rate
4.5%
National avg: 11.1%
Unemployment Rate
1.0%
National avg: 4.8%
CD Earnings on 10% of Salary
$173/yr
At PA 12-mo avg 2.959% APY
13.1% of residents are 65 or older, below the national average of 17.3%; a low unemployment rate of 1.0% reflects a strong local economy. At today’s PA 12-month CD average of 2.959%, saving 10% of the local median salary ($5,856/year) and putting it in a CD would earn an additional $173 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Trappe, Pennsylvania
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Trappe, Pennsylvania
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Trappe, Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Trappe, Pennsylvania as everywhere in the U.S.
Choosing a CD Term in Trappe, Pennsylvania
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Trappe, Pennsylvania savers easier access to their funds. For example, MERCK SHARP and DOHME is offering its 6-Month Certificate at 3.80% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, MERCK SHARP and DOHME is offering its Jumbo Certificate 60-Month at 3.90% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Trappe, Pennsylvania Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Trappe, Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Trappe, Pennsylvania
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Trappe, Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Trappe, Pennsylvania
Most CDs carry a fixed rate that is locked for the entire term, protecting a Trappe, Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Trappe, Pennsylvania
Are CD rates in Trappe, Pennsylvania FDIC insured?
Yes, most established banks in Trappe, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Trappe, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Trappe, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Trappe, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Trappe, Pennsylvania?
Here are recent top rates found for this area:
- MERCK SHARP and DOHME: 4.15% APY (Jumbo Certificate 24-Month)
- Citizens Access: 3.25% APY (1 Year Online CD)
- First Northern Bank and Trust Company: 4.81% APY (3 Year Adjustable CD)
- Tendto Credit Union: 4.81% APY (60 month Certificate)
- Citizens & Northern Bank C&N: 4.63% APY (60 Month Certificate of Deposit)
- Patriot Federal Credit Union: 4.60% APY (48 Month Share Certificate)
- Enterprise Bank Allison Park, PA: 4.59% APY (Business 5 Year CD)
- Armstrong County Building and Loan Association: 4.50% APY (18 Month IRA Certificates SEP)
- ARC Federal Credit Union: 4.44% APY (60 Month Traditional IRA Share Certificate)
- Unity Bank: 4.40% APY (18 Month CD)
Rates reflect recent verified offers available in Trappe, Pennsylvania. Last Updated: October 12, 2026
Trappe, Pennsylvania CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Trappe, Pennsylvania rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Trappe, Pennsylvania
Trappe, Pennsylvania CD Calculator
At today’s PA top rate of 4.15% APY, a $10,000 deposit earns $415 in the first year. Enter your amount to see your exact return.
Trappe, Pennsylvania CD LadderPA CD rates currently range from 1.801% (3-month) to 2.748% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Trappe, Pennsylvania CD at 4.15% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsPennsylvania’s average 12-month CD is 2.959% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Trappe, Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Trappe, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Trappe, Pennsylvania. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 12, 2026
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