Current Hanover, Pennsylvania CD rates include TruistTruist1345 Baltimore St, Hanover, PA 17331A+5.0 ★Texas Ratio: 3.63% offering 12-month CD at 3.25% APY, Fulton BankFulton Bank61 Wilson Ave, Hanover, PA 17331A+5.0 ★Texas Ratio: 4.98% offering Promotional Certificate of Deposit 36-Month Bump Up at 3.20% APY, Members 1st Federal Credit Union Enola, PAMembers 1st Federal Credit Union Enola, PA1221 Carlisle St, Hanover, PA 17331A+5.0 ★Texas Ratio: 5.20% offering IRA Certificates 60-Month at 1.95% APY, 1st Ed Credit Union1st Ed Credit Union475 Eisenhower Dr, Hanover, PA 17331 5214A+5.0 ★Texas Ratio: 0.03% offering 5-Year Share Certificate at 1.90% APY, and P.C. Federal Credit UnionP.C. Federal Credit UnionA+5.0 ★Texas Ratio: 0.00% offering Level 6 - 6 month term at 4.25% APY. CD rates as of April 5, 2026 according to verified data from MonitorBankRates.
Hanover has 18 local institutions in our database, with CD rates as high as 3.25% APY from Truist at 1345 Baltimore St, Hanover, PA 17331. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 5, 2026
Early Withdrawal Penalty: 1 month interest
Minimum Deposit $2,500
$100000.00 to open
Early Withdrawal Penalty: 1 month interest
NEW MONEY REQUIRED ? IRA ELIGIBLE
$100,000 Minimum to Earn APY
$5,000 - $25,000
Paid At Maturity
**
Minimum deposit $1,000.00/Rates & Terms vary
Substantial penalty for early withdrawal.
Annual Percentage Yield (APY) effective 03/25/2026 is subject to change at any time and is based on interest compounding quarterly. This is a limited time offer and can be withdrawn at any time without notice. Interest rates are fixed for the term of the Certificate of Deposit. A penalty is imposed for early withdrawal which would reduce earnings on your account. For more information on insurance coverage visit www.fdic.gov.
$100
$100,000 and Above
<$5,000
$5000.00 to open
**
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.
Minimum deposit $1,000.00/Rates & Terms vary
$100,000 Minimum to Earn APY
$25,000+
$10000.00 to open
**
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
Relationship APY
Early Withdrawal Penalty: 3 months interest
$25,000+
$500 minimum to open and earn APY
Compounded Quarterly
$10000.00 to open
Certain new money restrictions apply.
**
$500.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
Relationship APY
Citadel Standard Certificate Rates
$100,000 Minimum to Earn APY
Early Withdrawal Penalty: 3 months interest
<$5,000
Minimum deposit required of $500 to open CD and receive the annual percentage yields (APY) shown above. A penalty may be imposed for early withdrawal from a CD. The Annual Percentage Yields above are accurate and effective as of September 18, 2025 and may change thereafter for new accounts. Fees may reduce the earnings on the account. Offer is subject to change at any time. Brokered CDs are not included in the rate promotion offer.
Compounded Quarterly
Certain new money restrictions apply.
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
**
Relationship APY
$25,000+
Minimum deposit $1,000.00/Rates & Terms vary
**
$25,000+
Early Withdrawal Penalty: 6 months interest
$100,000 Minimum to Earn APY
**
Certain new money restrictions apply.
Minimum deposit $1,000.00/Rates & Terms vary
Relationship APY
Compare local Hanover, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania 12-month CD rates rose 0.375 points over the past 7 days to 2.795% APY.
Pennsylvania 6-month CD rates fell 0.393 points over the past 7 days to 2.195% APY.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Hanover, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Hanover, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.