Lowber, Pennsylvania Best CD Rates August 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Lowber, Pennsylvania CD rates include Tendto Credit UnionTendto Credit UnionA+5.0 ★Texas Ratio: 3.74%Real return: +1.59%APY minus CPI (February 2026) offering 60 month Certificate at 4.39% APY, First Northern Bank and Trust CompanyFirst Northern Bank and Trust CompanyA+5.0 ★Texas Ratio: 5.59%Real return: +1.49%APY minus CPI (February 2026) offering 2 Year (24 Month) Adjustable CD at 4.29% APY, Enterprise Bank Allison Park, PAEnterprise Bank Allison Park, PAF2.8 ★Texas Ratio: 41.32%Real return: +1.48%APY minus CPI (February 2026) offering Business 5 Year CD at 4.28% APY, Crescent BankCrescent BankC4.0 ★Texas Ratio: 27.16%Real return: +1.45%APY minus CPI (February 2026) offering 24-month CD at 4.25% APY, and First Keystone Community BankFirst Keystone Community BankA+5.0 ★Texas Ratio: 4.82%Real return: +1.45%APY minus CPI (February 2026) offering 18 Months at 4.25% APY. CD rates as of August 28, 2026 according to verified data from MonitorBankRates.
Lowber is a smaller community with no bank or credit union branches currently in our database. 745 institutions serving the Pennsylvania area are available to Lowber residents, with CD rates as high as 4.39% APY from Tendto Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: August 28, 2026
Compare Best CD Rates in Lowber, Pennsylvania & the Surrounding Area
Lowber 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
3 months
$0
4.00%
▲ 2.82% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.82% above avgNationally 1.96%
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
3-Month Certificate
$500
3.70%
▲ 2.52% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.52% above avgNationally 1.96%
Details
APY up to 3.70%
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
IRA Certificate 3 Months
$0
3.70%
▲ 2.52% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.52% above avgNationally 1.96%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
3 mos
$0
3.70%
▲ 2.52% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.52% above avgNationally 1.96%
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 3 months
$500
3.65%
▲ 2.47% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.47% above avgNationally 1.96%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Meridian Bank
Institution Rating:
A-5.0 ★Texas Ratio: 15.25%
3 Month CD
$500
3.60%
▲ 2.42% above Pennsylvania avg
▼
Rate3.53%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.42% above avgNationally 1.96%
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
3 Months
$0
3.60%
▲ 2.42% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.42% above avgNationally 1.96%
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business 3 Months
$0
3.60%
▲ 2.42% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.42% above avgNationally 1.96%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
3 mos
$0
3.60%
▲ 2.42% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.42% above avgNationally 1.96%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
3 Month Bonus Certificate
$0
3.55%
▲ 2.37% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.37% above avgNationally 1.96%
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
3 Month
$0
3.55%
▲ 2.37% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.37% above avgNationally 1.96%
Details
CommonRoots Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Months
$0
3.55%
▲ 2.37% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.37% above avgNationally 1.96%
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
3 Month
$0
3.55%
▲ 2.37% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.37% above avgNationally 1.96%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
3 Month Certificate
$500
3.50%
▲ 2.32% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.32% above avgNationally 1.96%
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
3 Month Regular / IRA
$500
3.50%
▲ 2.32% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.32% above avgNationally 1.96%
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 3 Month
$10,000
3.50%
▲ 2.32% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.32% above avgNationally 1.96%
Details
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3 months
$0
3.50%
▲ 2.32% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.32% above avgNationally 1.96%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
3 mos
$0
3.50%
▲ 2.32% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.32% above avgNationally 1.96%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
3-month Certificate
$500
3.45%
▲ 2.27% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.27% above avgNationally 1.96%
Details
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
3 Month
$2,000
3.40%
▲ 2.22% above Pennsylvania avg
▼
Rate—
Min Deposit$2,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.22% above avgNationally 1.96%
Details
Clarion County Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
3 Month CD
$0
3.35%
▲ 2.17% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.17% above avgNationally 1.96%
Details
APY with Relationship: 3.45%
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
3 month to 5 month
$0
3.30%
▲ 2.12% above Pennsylvania avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.12% above avgNationally 1.96%
Details
CommonRoots Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
3 Months
$0
3.29%
▲ 2.11% above Pennsylvania avg
▼
Rate3.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.11% above avgNationally 1.96%
Details
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
3 Month CD
$1,000
3.25%
▲ 2.07% above Pennsylvania avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 2.07% above avgNationally 1.96%
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
3 Months - Tier account
$1,000
3.10%
▲ 1.92% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.92% above avgNationally 1.96%
Details
Daily Balances of: $50,000.00-2,000,000.00
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 3 Months - Tier account
$1,000
3.10%
▲ 1.92% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.92% above avgNationally 1.96%
Details
Daily Balances of: $50,000.00-2,000,000.00
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
3 Month
$2,500
3.00%
▲ 1.82% above Pennsylvania avg
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.82% above avgNationally 1.96%
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
3 Months - Tier account
$1,000
3.00%
▲ 1.82% above Pennsylvania avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.82% above avgNationally 1.96%
Details
Daily Balances of: $10,000.00-49,999.99
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 3 Months - Tier account
$1,000
3.00%
▲ 1.82% above Pennsylvania avg
▼
Rate2.96%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.82% above avgNationally 1.96%
Details
Daily Balances of: $10,000.00-49,999.99
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
3 Months - Tier account
$1,000
2.90%
▲ 1.72% above Pennsylvania avg
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.72% above avgNationally 1.96%
Details
Daily Balances of: up to $9,999.99
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 3 Months - Tier account
$1,000
2.90%
▲ 1.72% above Pennsylvania avg
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.72% above avgNationally 1.96%
Details
Daily Balances of: up to $9,999.99
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 month
$0
2.80%
▲ 1.62% above Pennsylvania avg
▼
Rate2.77%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.62% above avgNationally 1.96%
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
IRA Certificates 3 month
$0
2.80%
▲ 1.62% above Pennsylvania avg
▼
Rate2.77%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.62% above avgNationally 1.96%
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month
$1,000
2.75%
▲ 1.57% above Pennsylvania avg
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.57% above avgNationally 1.96%
Details
NET
Institution Rating:
A+5.0 ★Texas Ratio: 5.47%
3 Months
$1,000
2.75%
▲ 1.57% above Pennsylvania avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.57% above avgNationally 1.96%
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
3 month
$0
2.55%
▲ 1.37% above Pennsylvania avg
▼
Rate2.52%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.37% above avgNationally 1.96%
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.61%
3 months
$0
2.50%
▲ 1.32% above Pennsylvania avg
▼
Rate2.47%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.32% above avgNationally 1.96%
Details
Minimum Daily Balance of $500 is required to earn the APY*.
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 3 Month CD
$0
2.48%
▲ 1.30% above Pennsylvania avg
▼
Rate2.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.30% above avgNationally 1.96%
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
3 Month Certificate
$0
2.27%
▲ 1.09% above Pennsylvania avg
▼
Rate2.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 1.09% above avgNationally 1.96%
Details
Early Withdrawal Penalty: 1 month interest
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3 Months
$0
2.02%
▲ 0.84% above Pennsylvania avg
▼
Rate2.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 0.84% above avgNationally 1.96%
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3 Month CD
$500
2.01%
▲ 0.83% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 0.83% above avgNationally 1.96%
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
3 Month IRA CD
$500
2.01%
▲ 0.83% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 0.83% above avgNationally 1.96%
Details
First Capital Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
90 Days
$0
2.00%
▲ 0.82% above Pennsylvania avg
▼
Rate1.98%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 0.82% above avgNationally 1.96%
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Share Certificate - 90 Day
$1,000
1.82%
▲ 0.64% above Pennsylvania avg
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 0.64% above avgNationally 1.96%
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
3 Month Relationship
$1,000
1.74%
▲ 0.56% above Pennsylvania avg
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.18%▲ 0.56% above avgNationally 1.96%
Details
Lowber 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 12.51%
6 month term
$0
4.25%
▲ 2.34% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.34% above avgNationally 2.67%
Details
$100000.00 to obtain disclosed APY
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 12.51%
6 month term
$0
4.10%
▲ 2.19% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.19% above avgNationally 2.67%
Details
$100000.00 to obtain disclosed APY
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
6 mos.
$0
4.07%
▲ 2.16% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.16% above avgNationally 2.67%
Details
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
6 Months
$10,000
4.00%
▲ 2.09% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details
$10,000 New Money
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
6 months
$0
4.00%
▲ 2.09% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 6 Month
$10,000
4.00%
▲ 2.09% above Pennsylvania avg
▼
Rate3.92%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
6-Month Promo
$500
4.00%
▲ 2.09% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details
new money only
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
6 month
$500
4.00%
▲ 2.09% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
6-Month IRA Certificate
$1,000
4.00%
▲ 2.09% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
6-Month Share Certificate
$1,000
4.00%
▲ 2.09% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
Share Certificates 6 Months
$500
4.00%
▲ 2.09% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.09% above avgNationally 2.67%
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 6 Month CD
$0
3.92%
▲ 2.01% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.01% above avgNationally 2.67%
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
6 Month Certificate
$0
3.92%
▲ 2.01% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 2.01% above avgNationally 2.67%
Details
Early Withdrawal Penalty: 1 month interest
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
6 Months
$5,000
3.90%
▲ 1.99% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.99% above avgNationally 2.67%
Details
OceanFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
6 Month CD
$5,000
3.85%
▲ 1.94% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.94% above avgNationally 2.67%
Details
Limited Time Offer. NEW MONEY REQUIRED. IRA ELIGIBLE. Annual Percentage Yield (APY) shown is accurate as of 3/9/2026. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 6-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
6 Month Pick Your Term
$5,000
3.85%
▲ 1.94% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.94% above avgNationally 2.67%
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
6 Month CD
$0
3.85%
▲ 1.94% above Pennsylvania avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.94% above avgNationally 2.67%
Details
Compass Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
6 Month CD
$0
3.82%
▲ 1.91% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.91% above avgNationally 2.67%
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
6 Months
$0
3.80%
▲ 1.89% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.89% above avgNationally 2.67%
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
6 Month CD
$0
3.80%
▲ 1.89% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.89% above avgNationally 2.67%
Details
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
6 Months
$1,000
3.80%
▲ 1.89% above Pennsylvania avg
▼
Rate3.77%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.89% above avgNationally 2.67%
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 6 months
$500
3.80%
▲ 1.89% above Pennsylvania avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.89% above avgNationally 2.67%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
6-Month
$0
3.80%
▲ 1.89% above Pennsylvania avg
▼
Rate3.73%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.89% above avgNationally 2.67%
Details
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
6 Month CD
$1,000
3.75%
▲ 1.84% above Pennsylvania avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
6 Months
$0
3.75%
▲ 1.84% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details
Parke Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.65%
6 Months
$0
3.75%
▲ 1.84% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details
Ameriserv Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.22%
6-Month CD
$0
3.75%
▲ 1.84% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details
Hometown Bank of PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
6 months
$0
3.75%
▲ 1.84% above Pennsylvania avg
▼
Rate3.72%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
6 Months
$2,500
3.75%
▲ 1.84% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month
$0
3.75%
▲ 1.84% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
6 Month
$0
3.75%
▲ 1.84% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
6 month
$0
3.75%
▲ 1.84% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
6 Month
$0
3.75%
▲ 1.84% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6-month Jumbo Certificate
$0
3.75%
▲ 1.84% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.84% above avgNationally 2.67%
Details
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
6 Months - Tier account
$1,000
3.70%
▲ 1.79% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details
Daily Balances of: $50,000.00-2,000,000.00
Elderton State Bank
Institution Rating:
B4.6 ★Texas Ratio: 19.78%
IRA - 6 Months - Tier account
$1,000
3.70%
▲ 1.79% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details
Daily Balances of: $50,000.00-2,000,000.00
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
6 Month Regular / IRA
$500
3.70%
▲ 1.79% above Pennsylvania avg
▼
Rate3.63%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
6 Month Youth Certificate
$250
3.70%
▲ 1.79% above Pennsylvania avg
▼
Rate3.63%
Min Deposit$250
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
6 mos
$0
3.70%
▲ 1.79% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6-month Certificate
$500
3.70%
▲ 1.79% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
6-month Fixed-Rate IRA Only
$500
3.70%
▲ 1.79% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.79% above avgNationally 2.67%
Details
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
6 months
$500
3.69%
▲ 1.78% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.78% above avgNationally 2.67%
Details
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
6 Month Certificate
$1,000
3.65%
▲ 1.74% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.74% above avgNationally 2.67%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
6 Month Bonus Certificate
$0
3.65%
▲ 1.74% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.74% above avgNationally 2.67%
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
6-Month Certificate
$500
3.65%
▲ 1.74% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.74% above avgNationally 2.67%
Details
APY up to 3.65%
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 5.85%
IRA Certificate 6 Months
$0
3.65%
▲ 1.74% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.74% above avgNationally 2.67%
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6 Months
$0
3.65%
▲ 1.74% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.74% above avgNationally 2.67%
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
CASHBACK 6 MONTH CERTIFICATE
$0
3.65%
▲ 1.74% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.74% above avgNationally 2.67%
Details
I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 7.79%
6 Month Certificate
$50,000
3.65%
▲ 1.74% above Pennsylvania avg
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.74% above avgNationally 2.67%
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
6 Months
$0
3.60%
▲ 1.69% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average1.91%▲ 1.69% above avgNationally 2.67%
Details
Lowber 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Heritage Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.83%
Share/IRA Certificate Special - 12 months
$2,500
4.25%
▲ 2.13% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$2,500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 2.13% above avgNationally 2.83%
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 Year Starter Add-On
$0
4.25%
▲ 2.13% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 2.13% above avgNationally 2.83%
Details
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
12 months
$0
4.15%
▲ 2.03% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 2.03% above avgNationally 2.83%
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
1 Year (12 Month) Adjustable CD
$5,000
4.11%
▲ 1.99% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.99% above avgNationally 2.83%
Details
See details.
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 Year Add-On
$0
4.10%
▲ 1.98% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.98% above avgNationally 2.83%
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
1 Year Add-On Certificate
$0
4.10%
▲ 1.98% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.98% above avgNationally 2.83%
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 1 Year CD
$0
4.07%
▲ 1.95% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.95% above avgNationally 2.83%
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
12 mos.
$0
4.07%
▲ 1.95% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.95% above avgNationally 2.83%
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 1 Year
$10,000
4.05%
▲ 1.93% above Pennsylvania avg
▼
Rate3.97%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.93% above avgNationally 2.83%
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
12 Months
$5,000
4.00%
▲ 1.88% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details
Slovenian S&L of Canonsburg
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
12 Month Certificate
$0
4.00%
▲ 1.88% above Pennsylvania avg
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 12 months
$500
4.00%
▲ 1.88% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
Special CD Rate: 12-months
$0
4.00%
▲ 1.88% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
12 month
$0
4.00%
▲ 1.88% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details
North Districts Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.05%
1 Year - Promo
$1,000
4.00%
▲ 1.88% above Pennsylvania avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details
North Districts Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 16.05%
1-year CD
$1,000
4.00%
▲ 1.88% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details
Rate is also 4.00% as dividends are posted annually. Offer may end without notice.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1 Year Certificate
$0
4.00%
▲ 1.88% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details
Youth Certificate is only for members from ages 0-21. One time option to change the rate offered on the same product. One time option to withdraw up to 25% of principal with no penalty.
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1 Year Youth Flex Certificate
$0
4.00%
▲ 1.88% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details
Youth Flex Certificate is only for members from ages 0-21.
Heritage Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.83%
Share/IRA Certificate Special - 12 months
$500
4.00%
▲ 1.88% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.88% above avgNationally 2.83%
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
12 Months
$0
3.96%
▲ 1.84% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.84% above avgNationally 2.83%
Details
Compass Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
12 Month CD
$0
3.92%
▲ 1.80% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.80% above avgNationally 2.83%
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
12 Month (IRA Certificate)
$0
3.91%
▲ 1.79% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.79% above avgNationally 2.83%
Details
IRA Certificate
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
12 Month (IRA Certificate)
$0
3.91%
▲ 1.79% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.79% above avgNationally 2.83%
Details
IRA Certificate
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
12 Month CD
$0
3.90%
▲ 1.78% above Pennsylvania avg
▼
Rate3.77%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.78% above avgNationally 2.83%
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
Jumbo HSA Certificates 12 Months
$0
3.90%
▲ 1.78% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.78% above avgNationally 2.83%
Details
Special Relationship
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
Jumbo HSA Certificates 12 Months - Special Relationship
$0
3.90%
▲ 1.78% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.78% above avgNationally 2.83%
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
Jumbo Share Certificates 12 Months - Special Relationship
$0
3.90%
▲ 1.78% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.78% above avgNationally 2.83%
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
12 Month Certificate
$0
3.87%
▲ 1.75% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.75% above avgNationally 2.83%
Details
Early Withdrawal Penalty: 3 month interest
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
1 year - Fixed rate
$0
3.85%
▲ 1.73% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA Certificates 1 year - Fixed rate
$0
3.85%
▲ 1.73% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
12 Month Pick Your Term
$5,000
3.85%
▲ 1.73% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
12-Month Certificate
$500
3.85%
▲ 1.73% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 12-Month
$500
3.85%
▲ 1.73% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 12-Month
$500
3.85%
▲ 1.73% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
Mini-Jumbo - 1 Year Certificate
$50,000
3.85%
▲ 1.73% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 1 Year
$0
3.85%
▲ 1.73% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details
$100,000 and Above
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
12-Month
$0
3.85%
▲ 1.73% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.73% above avgNationally 2.83%
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
12 Month
$0
3.81%
▲ 1.69% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.69% above avgNationally 2.83%
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
12 Month
$0
3.81%
▲ 1.69% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.69% above avgNationally 2.83%
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
1 Year CD
$0
3.80%
▲ 1.68% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1 Year CD
$500
3.80%
▲ 1.68% above Pennsylvania avg
▼
Rate3.76%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
12 Months
$500
3.80%
▲ 1.68% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details
CommonRoots Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
12 Months
$0
3.80%
▲ 1.68% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
1 Year
$500
3.80%
▲ 1.68% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
12 Months - Special Relationship
$0
3.80%
▲ 1.68% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
HSA Certificate 12 Months
$0
3.80%
▲ 1.68% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details
Special Relationships
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
HSA Certificate 12 Months - Special Relationships
$0
3.80%
▲ 1.68% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
Jumbo HSA Certificates 12 Months
$0
3.80%
▲ 1.68% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.74%
Jumbo Share Certificates 12 Months
$0
3.80%
▲ 1.68% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1 Year
$0
3.80%
▲ 1.68% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.12%▲ 1.68% above avgNationally 2.83%
Details
Lowber 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
18-Month Term Certificate
$0
4.31%
▲ 1.88% above Pennsylvania avg
▼
Rate4.24%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.88% above avgNationally 2.67%
Details
First Keystone Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.82%
18 Months
$1,000
4.25%
▲ 1.83% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.83% above avgNationally 2.67%
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
18-Month Term Certificate
$0
4.10%
▲ 1.67% above Pennsylvania avg
▼
Rate4.04%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.67% above avgNationally 2.67%
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
18 Month Certificate
$0
4.08%
▲ 1.66% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.66% above avgNationally 2.67%
Details
Early Withdrawal Penalty: 3 month interest
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
18 mos.
$0
4.07%
▲ 1.65% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.65% above avgNationally 2.67%
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
18 Months
$0
4.06%
▲ 1.63% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.63% above avgNationally 2.67%
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 18 months
$500
4.05%
▲ 1.63% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.63% above avgNationally 2.67%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
18 Months
$0
4.01%
▲ 1.59% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.59% above avgNationally 2.67%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 18 Months
$0
4.01%
▲ 1.59% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.59% above avgNationally 2.67%
Details
$100,000 and Above
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
18 Month Pick Your Term
$5,000
4.00%
▲ 1.58% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.58% above avgNationally 2.67%
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
18 Month CD
$1,000
4.00%
▲ 1.58% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.58% above avgNationally 2.67%
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
18 Months
$5,000
4.00%
▲ 1.58% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.58% above avgNationally 2.67%
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 18 Month
$10,000
4.00%
▲ 1.58% above Pennsylvania avg
▼
Rate3.92%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.58% above avgNationally 2.67%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
18 Months
$0
3.96%
▲ 1.54% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.54% above avgNationally 2.67%
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
18 Month CD
$0
3.95%
▲ 1.53% above Pennsylvania avg
▼
Rate3.82%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.53% above avgNationally 2.67%
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month (Legacy Club)
$0
3.91%
▲ 1.49% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.49% above avgNationally 2.67%
Details
Legacy Club
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
18 Month (Legacy Club)
$0
3.91%
▲ 1.49% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.49% above avgNationally 2.67%
Details
Legacy Club
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
18-Month Certificate
$500
3.90%
▲ 1.48% above Pennsylvania avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.48% above avgNationally 2.67%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 18-Month
$500
3.90%
▲ 1.48% above Pennsylvania avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.48% above avgNationally 2.67%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 18-Month
$500
3.90%
▲ 1.48% above Pennsylvania avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.48% above avgNationally 2.67%
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
18-Month Term Certificate
$0
3.90%
▲ 1.48% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.48% above avgNationally 2.67%
Details
M&T Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.17%
18-Month M&T Select CD
$0
3.85%
▲ 1.43% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.43% above avgNationally 2.67%
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
18 Months
$0
3.85%
▲ 1.43% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.43% above avgNationally 2.67%
Details
Bank of Bird-in-Hand
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
18 Month CD/IRA
$500
3.85%
▲ 1.43% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.43% above avgNationally 2.67%
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
18-Month
$0
3.85%
▲ 1.43% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.43% above avgNationally 2.67%
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
18 Month
$0
3.81%
▲ 1.39% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.39% above avgNationally 2.67%
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
18 Month
$0
3.81%
▲ 1.39% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.39% above avgNationally 2.67%
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
18 Months
$500
3.80%
▲ 1.38% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.38% above avgNationally 2.67%
Details
Bva Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.17%
Share Certificates 18 Months
$0
3.80%
▲ 1.38% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.38% above avgNationally 2.67%
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
18 Month Bump-Up
$1,000
3.75%
▲ 1.33% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details
Bump-Up
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
18 Month Bump-Up Certificate of Deposit
$1,000
3.75%
▲ 1.33% above Pennsylvania avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
IRA Accounts 18 Month Bump-Up
$1,000
3.75%
▲ 1.33% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details
Bump-Up
First Peoples Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
18-month SPECIAL
$0
3.75%
▲ 1.33% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
18 Month Certificate
$0
3.75%
▲ 1.33% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
18-month Flex CD
$0
3.75%
▲ 1.33% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
18-month IRA Growth CD
$0
3.75%
▲ 1.33% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details
Corporate America Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
18-Month CD
$0
3.75%
▲ 1.33% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.33% above avgNationally 2.67%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18 Month Bonus Certificate
$0
3.70%
▲ 1.28% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.28% above avgNationally 2.67%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
18 mos
$0
3.70%
▲ 1.28% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.28% above avgNationally 2.67%
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
18 Months
$0
3.67%
▲ 1.25% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.25% above avgNationally 2.67%
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
18 Month Jumbo IRA Certificate
$0
3.65%
▲ 1.23% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
18 Month Jumbo Share Certificate
$0
3.65%
▲ 1.23% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
18 Month Certificate
$500
3.65%
▲ 1.23% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details
Penn State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
18 Month Certificate
$500
3.65%
▲ 1.23% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details
Penn State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
Business 18 Month Certificate
$500
3.65%
▲ 1.23% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
18 months
$0
3.65%
▲ 1.23% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.23% above avgNationally 2.67%
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
18 Months
$0
3.61%
▲ 1.19% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.19% above avgNationally 2.67%
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
18 Month IRA
$0
3.60%
▲ 1.18% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.18% above avgNationally 2.67%
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.42%
Business Share Certificate 18 Month
$500
3.60%
▲ 1.18% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.18% above avgNationally 2.67%
Details
All Business Accounts must be opened at a First Harvest branch. Business Share Certificate Rates: Listed APY paid on $500 minimum balance. Certificates will automatically renew at maturity according to the renewal terms stated on our Share Certificate Truth-In-Savings Disclosure . Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Offer valid for funds not currently on deposit with First Harvest Credit Union.
OceanFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
18 Month CD
$5,000
3.60%
▲ 1.18% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.43%▲ 1.18% above avgNationally 2.67%
Details
Limited Time Offer. NEW MONEY REQUIRED. IRA ELIGIBLE. Annual Percentage Yield (APY) shown is accurate as of 3/11/2026. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for an 18-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $250,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Additional restrictions may apply.
Lowber 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
2 Year (24 Month) Adjustable CD
$5,000
4.29%
▲ 2.02% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 2.02% above avgNationally 2.71%
Details
See details.
Crescent Bank
Institution Rating:
C4.0 ★Texas Ratio: 27.16%
24-month CD
$1,000
4.25%
▲ 1.98% above Pennsylvania avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.98% above avgNationally 2.71%
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
24 Month SPECIAL Share Certificate
$1,000
4.19%
▲ 1.92% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.92% above avgNationally 2.71%
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
24 mos.
$0
4.17%
▲ 1.90% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.90% above avgNationally 2.71%
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 2 Year CD
$0
4.13%
▲ 1.86% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.86% above avgNationally 2.71%
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 24 months
$500
4.10%
▲ 1.83% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.83% above avgNationally 2.71%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24-month Jumbo Certificate
$0
4.10%
▲ 1.83% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.83% above avgNationally 2.71%
Details
Community Connect Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.04%
24 Months
$0
4.08%
▲ 1.81% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.81% above avgNationally 2.71%
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
24 Months
$0
4.06%
▲ 1.79% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.79% above avgNationally 2.71%
Details
Mifflinburg B&T CO.
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
24 Months CD
$500
4.06%
▲ 1.79% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.79% above avgNationally 2.71%
Details
Rates are subject to change without notice. All CDs compounded quarterly. Annual Percentage Yields presented assume Bank's standard compounding practices and assumes that interest will remain on deposit until maturity. Withdrawals will reduce earnings.Substantial penalty for early withdrawal.
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
24-month Certificate/IRA
$0
4.05%
▲ 1.78% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.78% above avgNationally 2.71%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24-month Bump-Up Certificate
$500
4.05%
▲ 1.78% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.78% above avgNationally 2.71%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24-month Bump-Up IRA
$500
4.05%
▲ 1.78% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.78% above avgNationally 2.71%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24-month Certificate
$500
4.05%
▲ 1.78% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.78% above avgNationally 2.71%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24-month Fixed-Rate IRA Only
$500
4.05%
▲ 1.78% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.78% above avgNationally 2.71%
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
24 Months
$0
4.01%
▲ 1.74% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.74% above avgNationally 2.71%
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
24 Month Pick Your Term
$5,000
4.00%
▲ 1.73% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
24 month fixed IRA
$500
4.00%
▲ 1.73% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
2 Year CD
$0
4.00%
▲ 1.73% above Pennsylvania avg
▼
Rate3.87%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2 Year CD
$1,000
4.00%
▲ 1.73% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
24 Month
$0
4.00%
▲ 1.73% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
24 Month
$0
4.00%
▲ 1.73% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details
Franklin Oil Region Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
24 Month IRA Certificate
$500
4.00%
▲ 1.73% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.73% above avgNationally 2.71%
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
24 Months
$5,000
3.95%
▲ 1.68% above Pennsylvania avg
▼
Rate3.89%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.68% above avgNationally 2.71%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
24-Month Certificate
$500
3.90%
▲ 1.63% above Pennsylvania avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.63% above avgNationally 2.71%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 24-Month
$500
3.90%
▲ 1.63% above Pennsylvania avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.63% above avgNationally 2.71%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 24-Month
$500
3.90%
▲ 1.63% above Pennsylvania avg
▼
Rate3.83%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.63% above avgNationally 2.71%
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 2 Year
$10,000
3.90%
▲ 1.63% above Pennsylvania avg
▼
Rate3.83%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.63% above avgNationally 2.71%
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
2 years - Fixed rate add on
$0
3.85%
▲ 1.58% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.58% above avgNationally 2.71%
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
IRA Certificates 2 years - Fixed rate add on
$0
3.85%
▲ 1.58% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.58% above avgNationally 2.71%
Details
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 6.93%
24 Months
$0
3.85%
▲ 1.58% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.58% above avgNationally 2.71%
Details
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
1 1/2 Year CD
$500
3.85%
▲ 1.58% above Pennsylvania avg
▼
Rate3.81%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.58% above avgNationally 2.71%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 2 Years
$0
3.84%
▲ 1.57% above Pennsylvania avg
▼
Rate3.79%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.57% above avgNationally 2.71%
Details
$100,000 and Above
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
24 Month
$1,000
3.82%
▲ 1.55% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.55% above avgNationally 2.71%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
24 Month Bonus Certificate
$0
3.80%
▲ 1.53% above Pennsylvania avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
24-Month Add-On
$500
3.80%
▲ 1.53% above Pennsylvania avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
24-Month Add-On Certificate
$500
3.80%
▲ 1.53% above Pennsylvania avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details
Add-On
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 24-Month Add-On
$500
3.80%
▲ 1.53% above Pennsylvania avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 24-Month Add-On
$500
3.80%
▲ 1.53% above Pennsylvania avg
▼
Rate3.74%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details
Add-On
Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
24 months
$0
3.80%
▲ 1.53% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details
Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
IRA Certificates 24 months
$0
3.80%
▲ 1.53% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.53% above avgNationally 2.71%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
2 Years
$0
3.79%
▲ 1.52% above Pennsylvania avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.52% above avgNationally 2.71%
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
13 - 24 Mos. Share Certificate
$500
3.77%
▲ 1.50% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.50% above avgNationally 2.71%
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
IRA Certificate 24 Month
$5
3.76%
▲ 1.49% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$5
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.49% above avgNationally 2.71%
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Share Certificates 24 Month
$1,000
3.76%
▲ 1.49% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.49% above avgNationally 2.71%
Details
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
24 month Certificate of Deposit
$0
3.75%
▲ 1.48% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.48% above avgNationally 2.71%
Details
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
2 Year CD
$500
3.75%
▲ 1.48% above Pennsylvania avg
▼
Rate3.71%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.48% above avgNationally 2.71%
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
24 Months
$500
3.75%
▲ 1.48% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.48% above avgNationally 2.71%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
24 Month Certificate
$500
3.75%
▲ 1.48% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.48% above avgNationally 2.71%
Details
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
2 Year
$1,000
3.75%
▲ 1.48% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.27%▲ 1.48% above avgNationally 2.71%
Details
Lowber 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 3 Year CD
$0
4.18%
▲ 2.11% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 2.11% above avgNationally 2.66%
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
3 Years Add-On Certificate
$0
4.15%
▲ 2.08% above Pennsylvania avg
▼
Rate4.09%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 2.08% above avgNationally 2.66%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 3 Years
$0
4.06%
▲ 1.99% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.99% above avgNationally 2.66%
Details
$100,000 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
3 Years
$0
4.01%
▲ 1.94% above Pennsylvania avg
▼
Rate3.95%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.94% above avgNationally 2.66%
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
3 Year CD
$1,000
4.00%
▲ 1.93% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.93% above avgNationally 2.66%
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
36 Month Certificate
$0
4.00%
▲ 1.93% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.93% above avgNationally 2.66%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
36-Month Certificate
$1,000
3.95%
▲ 1.88% above Pennsylvania avg
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.88% above avgNationally 2.66%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 36-Month
$1,000
3.95%
▲ 1.88% above Pennsylvania avg
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.88% above avgNationally 2.66%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 36-Month
$1,000
3.95%
▲ 1.88% above Pennsylvania avg
▼
Rate3.88%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.88% above avgNationally 2.66%
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
36 Month
$1,000
3.87%
▲ 1.80% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.80% above avgNationally 2.66%
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
36-month CD/IRA
$0
3.85%
▲ 1.78% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.78% above avgNationally 2.66%
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
25 - 36 Mos. Share Certificate
$500
3.82%
▲ 1.75% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.75% above avgNationally 2.66%
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
IRA Certificate 36 Month
$5
3.82%
▲ 1.75% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$5
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.75% above avgNationally 2.66%
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Share Certificates 36 Month
$1,000
3.82%
▲ 1.75% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.75% above avgNationally 2.66%
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
36 Month
$0
3.81%
▲ 1.74% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.74% above avgNationally 2.66%
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
36 Month
$0
3.81%
▲ 1.74% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.74% above avgNationally 2.66%
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
36 mos.
$0
3.81%
▲ 1.74% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.74% above avgNationally 2.66%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
36 Month Bonus Certificate
$0
3.80%
▲ 1.73% above Pennsylvania avg
▼
Rate3.74%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.73% above avgNationally 2.66%
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
36 Months
$0
3.77%
▲ 1.70% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.70% above avgNationally 2.66%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
36 Month Certificate
$500
3.75%
▲ 1.68% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.68% above avgNationally 2.66%
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 3 Year
$10,000
3.75%
▲ 1.68% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.68% above avgNationally 2.66%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
36 mos
$0
3.75%
▲ 1.68% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.68% above avgNationally 2.66%
Details
I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 7.79%
36 Month Certificate
$50,000
3.75%
▲ 1.68% above Pennsylvania avg
▼
Rate—
Min Deposit$50,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.68% above avgNationally 2.66%
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
36 Months
$0
3.72%
▲ 1.65% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.65% above avgNationally 2.66%
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
36 Months
$0
3.70%
▲ 1.63% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.63% above avgNationally 2.66%
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business 36 Months
$0
3.70%
▲ 1.63% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.63% above avgNationally 2.66%
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
36 Month Jumbo IRA Certificate
$0
3.70%
▲ 1.63% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.63% above avgNationally 2.66%
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
36 Month Jumbo Share Certificate
$0
3.70%
▲ 1.63% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.63% above avgNationally 2.66%
Details
I B E W LOCAL 56
Institution Rating:
A+5.0 ★Texas Ratio: 7.79%
36 Month Certificate
$1,000
3.68%
▲ 1.61% above Pennsylvania avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.61% above avgNationally 2.66%
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
36 Months
$0
3.67%
▲ 1.60% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.60% above avgNationally 2.66%
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
36 Month Certificate
$0
3.66%
▲ 1.59% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.59% above avgNationally 2.66%
Details
Early Withdrawal Penalty: 3 month interest
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
36 mos
$0
3.65%
▲ 1.58% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.58% above avgNationally 2.66%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
36-month Jumbo Certificate
$0
3.65%
▲ 1.58% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.58% above avgNationally 2.66%
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
36-Month
$0
3.65%
▲ 1.58% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.58% above avgNationally 2.66%
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
36 Months
$0
3.61%
▲ 1.54% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.54% above avgNationally 2.66%
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
36 Month IRA Certificate
$500
3.60%
▲ 1.53% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.53% above avgNationally 2.66%
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
36 Month Share Certificate
$500
3.60%
▲ 1.53% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.53% above avgNationally 2.66%
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA Share Certificate 36 month
$500
3.60%
▲ 1.53% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.53% above avgNationally 2.66%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
36-month Certificate
$500
3.60%
▲ 1.53% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.53% above avgNationally 2.66%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
36-month Fixed-Rate IRA Only
$500
3.60%
▲ 1.53% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.53% above avgNationally 2.66%
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
36 Months
$1,000
3.56%
▲ 1.49% above Pennsylvania avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.49% above avgNationally 2.66%
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
36 Months
$5,000
3.55%
▲ 1.48% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.48% above avgNationally 2.66%
Details
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.76%
JUMBO CERTIFICATES 36 Months
$0
3.55%
▲ 1.48% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.48% above avgNationally 2.66%
Details
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.95%
36 Months
$500
3.55%
▲ 1.48% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.48% above avgNationally 2.66%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
36 mos
$0
3.55%
▲ 1.48% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.48% above avgNationally 2.66%
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
3 Year CD
$0
3.50%
▲ 1.43% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.43% above avgNationally 2.66%
Details
The Andover Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
36 Month CD
$0
3.50%
▲ 1.43% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.43% above avgNationally 2.66%
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 36 months
$500
3.50%
▲ 1.43% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.43% above avgNationally 2.66%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
36 months
$0
3.50%
▲ 1.43% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.43% above avgNationally 2.66%
Details
IRA Certificates available**
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.76%
36 Months
$0
3.50%
▲ 1.43% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.07%▲ 1.43% above avgNationally 2.66%
Details
Lowber 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 4 Year CD
$0
4.23%
▲ 2.12% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 2.12% above avgNationally 2.65%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 4 Years
$0
4.09%
▲ 1.98% above Pennsylvania avg
▼
Rate4.03%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.98% above avgNationally 2.65%
Details
$100,000 and Above
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
4 Years
$0
4.04%
▲ 1.93% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.93% above avgNationally 2.65%
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
4 Year CD
$1,000
4.00%
▲ 1.89% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.89% above avgNationally 2.65%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
48-Month Certificate
$1,000
4.00%
▲ 1.89% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.89% above avgNationally 2.65%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 48-Month
$1,000
4.00%
▲ 1.89% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.89% above avgNationally 2.65%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 48-Month
$1,000
4.00%
▲ 1.89% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.89% above avgNationally 2.65%
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
48 Month
$1,000
3.92%
▲ 1.81% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.81% above avgNationally 2.65%
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
37 - 48 Mos. Share Certificate
$500
3.87%
▲ 1.76% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.76% above avgNationally 2.65%
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
IRA Certificate 48 Month
$5
3.87%
▲ 1.76% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.76% above avgNationally 2.65%
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Share Certificates 48 Month
$1,000
3.87%
▲ 1.76% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.76% above avgNationally 2.65%
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
48-month CD/IRA
$0
3.85%
▲ 1.74% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.74% above avgNationally 2.65%
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
48 Months
$0
3.82%
▲ 1.71% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.71% above avgNationally 2.65%
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
48 Month
$0
3.81%
▲ 1.70% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.70% above avgNationally 2.65%
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
48 Month
$0
3.81%
▲ 1.70% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.70% above avgNationally 2.65%
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
48 mos.
$0
3.81%
▲ 1.70% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.70% above avgNationally 2.65%
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
48 Months
$0
3.77%
▲ 1.66% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.66% above avgNationally 2.65%
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 4 Year
$10,000
3.75%
▲ 1.64% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.64% above avgNationally 2.65%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
48 mos
$0
3.75%
▲ 1.64% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.64% above avgNationally 2.65%
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
48 Months
$0
3.72%
▲ 1.61% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.61% above avgNationally 2.65%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
48 Month Bonus Certificate
$0
3.65%
▲ 1.54% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.54% above avgNationally 2.65%
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA Share Certificate 48 month
$500
3.65%
▲ 1.54% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.54% above avgNationally 2.65%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
48 mos
$0
3.65%
▲ 1.54% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.54% above avgNationally 2.65%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48-month Jumbo Certificate
$0
3.65%
▲ 1.54% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.54% above avgNationally 2.65%
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
48 Months
$0
3.61%
▲ 1.50% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.50% above avgNationally 2.65%
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
48 Months
$0
3.60%
▲ 1.49% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business 48 Months
$0
3.60%
▲ 1.49% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
48 Month Certificate
$500
3.60%
▲ 1.49% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48-month Bump-Up Certificate
$500
3.60%
▲ 1.49% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48-month Bump-Up IRA
$500
3.60%
▲ 1.49% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48-month Certificate
$500
3.60%
▲ 1.49% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
48-month Fixed-Rate IRA Only
$500
3.60%
▲ 1.49% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.49% above avgNationally 2.65%
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
48 Months
$1,000
3.56%
▲ 1.45% above Pennsylvania avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.45% above avgNationally 2.65%
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
48 Months
$5,000
3.55%
▲ 1.44% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.44% above avgNationally 2.65%
Details
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.76%
JUMBO CERTIFICATES 48 Months
$0
3.55%
▲ 1.44% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.44% above avgNationally 2.65%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
48 mos
$0
3.55%
▲ 1.44% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.44% above avgNationally 2.65%
Details
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
48 month Certificate of Deposit
$0
3.50%
▲ 1.39% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Regular & IRA (Traditional & Roth) 48 months
$500
3.50%
▲ 1.39% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details
A penalty may be imposed for withdrawals made before maturity. Fees could reduce earnings. APY assumes dividends remain in account.
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
48 months
$0
3.50%
▲ 1.39% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details
IRA Certificates available**
Bayer Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.76%
48 Months
$0
3.50%
▲ 1.39% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.19%
48 month to 59 month
$0
3.50%
▲ 1.39% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
4 Year Share Certificate / IRA Certificate
$0
3.50%
▲ 1.39% above Pennsylvania avg
▼
Rate3.44%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.39% above avgNationally 2.65%
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month
$500
3.49%
▲ 1.38% above Pennsylvania avg
▼
Rate3.43%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.38% above avgNationally 2.65%
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
IRA Share Certificate - 48 Month
$1,000
3.46%
▲ 1.35% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.35% above avgNationally 2.65%
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
Share Certificate - 48 Month
$1,000
3.46%
▲ 1.35% above Pennsylvania avg
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.35% above avgNationally 2.65%
Details
Quaint Oak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.18%
4 Year CD
$0
3.45%
▲ 1.34% above Pennsylvania avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.34% above avgNationally 2.65%
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.40%
48 Month Regular / IRA
$500
3.40%
▲ 1.29% above Pennsylvania avg
▼
Rate3.34%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.29% above avgNationally 2.65%
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
4 year
$0
3.40%
▲ 1.29% above Pennsylvania avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.29% above avgNationally 2.65%
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
IRA Certificates 4 year
$0
3.40%
▲ 1.29% above Pennsylvania avg
▼
Rate3.35%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.29% above avgNationally 2.65%
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
48 Month
$500
3.40%
▲ 1.29% above Pennsylvania avg
▼
Rate3.35%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.11%▲ 1.29% above avgNationally 2.65%
Details
Lowber 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
60 month Certificate
$0
4.39%
▲ 2.25% above Pennsylvania avg
▼
Rate4.32%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 2.25% above avgNationally 2.76%
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
Business 5 Year CD
$0
4.28%
▲ 2.14% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 2.14% above avgNationally 2.76%
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
60 month Certificate
$0
4.24%
▲ 2.10% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 2.10% above avgNationally 2.76%
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
60 month Certificate
$0
4.13%
▲ 1.99% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.99% above avgNationally 2.76%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
Jumbo and Jumbo IRA Certificates - 5 Years
$0
4.08%
▲ 1.94% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.94% above avgNationally 2.76%
Details
$100,000 and Above
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
60-Month Certificate
$1,000
4.05%
▲ 1.91% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.91% above avgNationally 2.76%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificate 60-Month
$1,000
4.05%
▲ 1.91% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.91% above avgNationally 2.76%
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
IRA Certificates 60-Month
$1,000
4.05%
▲ 1.91% above Pennsylvania avg
▼
Rate3.98%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.91% above avgNationally 2.76%
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
60 month Certificate
$0
4.03%
▲ 1.89% above Pennsylvania avg
▼
Rate3.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.89% above avgNationally 2.76%
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
5 Years
$0
4.03%
▲ 1.89% above Pennsylvania avg
▼
Rate3.97%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.89% above avgNationally 2.76%
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
5 Year CD
$1,000
4.00%
▲ 1.86% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.86% above avgNationally 2.76%
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
60 month Certificate
$0
3.98%
▲ 1.84% above Pennsylvania avg
▼
Rate3.92%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.84% above avgNationally 2.76%
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
60 Month
$1,000
3.97%
▲ 1.83% above Pennsylvania avg
▼
Rate3.90%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.83% above avgNationally 2.76%
Details
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.25%
49 - 60 Mos. Share Certificate
$500
3.93%
▲ 1.79% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.79% above avgNationally 2.76%
Details
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
60 Month Certificate
$0
3.92%
▲ 1.78% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.78% above avgNationally 2.76%
Details
Early Withdrawal Penalty: 6 month interest
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
IRA Certificate 60 Month
$5
3.92%
▲ 1.78% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$5
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.78% above avgNationally 2.76%
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.40%
Share Certificates 60 Month
$1,000
3.92%
▲ 1.78% above Pennsylvania avg
▼
Rate3.85%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.78% above avgNationally 2.76%
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.36%
60-month CD/IRA
$0
3.85%
▲ 1.71% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.71% above avgNationally 2.76%
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
60 Months
$0
3.82%
▲ 1.68% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.68% above avgNationally 2.76%
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
60 Month
$0
3.81%
▲ 1.67% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.67% above avgNationally 2.76%
Details
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
60 Month
$0
3.81%
▲ 1.67% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.67% above avgNationally 2.76%
Details
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.99%
60 mos.
$0
3.81%
▲ 1.67% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.67% above avgNationally 2.76%
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
60 Months
$0
3.77%
▲ 1.63% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.63% above avgNationally 2.76%
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
60 Month Jumbo IRA Certificate
$0
3.75%
▲ 1.61% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.61% above avgNationally 2.76%
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
60 Month Jumbo Share Certificate
$0
3.75%
▲ 1.61% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.61% above avgNationally 2.76%
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
Jumbo Certificate 5 Year
$10,000
3.75%
▲ 1.61% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$10,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.61% above avgNationally 2.76%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
60 mos
$0
3.75%
▲ 1.61% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.61% above avgNationally 2.76%
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
60-Month
$0
3.75%
▲ 1.61% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.61% above avgNationally 2.76%
Details
Tri County Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
60 Months
$0
3.72%
▲ 1.58% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.58% above avgNationally 2.76%
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
60 Months
$0
3.71%
▲ 1.57% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.57% above avgNationally 2.76%
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
IRA Share Certificate 60 month
$500
3.67%
▲ 1.53% above Pennsylvania avg
▼
Rate3.67%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.53% above avgNationally 2.76%
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
60 Month IRA Certificate
$500
3.65%
▲ 1.51% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.51% above avgNationally 2.76%
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.54%
60 Month Share Certificate
$500
3.65%
▲ 1.51% above Pennsylvania avg
▼
Rate—
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.51% above avgNationally 2.76%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
60 Month Bonus Certificate
$0
3.65%
▲ 1.51% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.51% above avgNationally 2.76%
Details
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
60 mos
$0
3.65%
▲ 1.51% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.51% above avgNationally 2.76%
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.34%
5 Years
$0
3.65%
▲ 1.51% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.51% above avgNationally 2.76%
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
IRA Certificate 60 month Certificate
$0
3.61%
▲ 1.47% above Pennsylvania avg
▼
Rate3.56%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.47% above avgNationally 2.76%
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
60 Months
$0
3.60%
▲ 1.46% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
Business 60 Months
$0
3.60%
▲ 1.46% above Pennsylvania avg
▼
Rate—
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details
JVB Juniata Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
60 Month CD or IRA
$1,000
3.60%
▲ 1.46% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
60 Month Certificate
$500
3.60%
▲ 1.46% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60-month Certificate
$500
3.60%
▲ 1.46% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60-month Fixed-Rate IRA Only
$500
3.60%
▲ 1.46% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
60-month Jumbo Certificate
$0
3.60%
▲ 1.46% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.46% above avgNationally 2.76%
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
60 Month
$500
3.56%
▲ 1.42% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.42% above avgNationally 2.76%
Details
Access Credit Union Bristol Pa Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.33%
60 Months
$1,000
3.56%
▲ 1.42% above Pennsylvania avg
▼
Rate—
Min Deposit$1,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.42% above avgNationally 2.76%
Details
UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
60 Month
$0
3.55%
▲ 1.41% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.41% above avgNationally 2.76%
Details
UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
60 Month CD
$500
3.55%
▲ 1.41% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$500
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.41% above avgNationally 2.76%
Details
TTNB Turbotville Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.11%
60 Months
$5,000
3.55%
▲ 1.41% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$5,000
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.41% above avgNationally 2.76%
Details
CommonRoots Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.75%
60 Months
$0
3.55%
▲ 1.41% above Pennsylvania avg
▼
Rate3.50%
Min Deposit$0
Min Balance—
Verified and UpdatedAug 28, 2026
Pennsylvania Average2.14%▲ 1.41% above avgNationally 2.76%
Details
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Lowber, PA CD Rate Trends
Compare local Lowber, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — PA Avg
2.118%
▼ 0.014 vs 7 days ago
Pennsylvania 12-month CD rates fell 0.014 points over the past 7 days to 2.118% APY.
6-Month CD — PA Avg
1.912%
▼ 0.349 vs 7 days ago
Pennsylvania 6-month CD rates fell 0.349 points over the past 7 days to 1.912% APY.
As of Aug 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
PA CD Rate Forecast — Next 12 Months
Where are Pennsylvania CD rates headed through August 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
PA 12-Month Avg APY
2.118%
6-Month Forecast
2.118%
Range: 1.92% – 2.27%
12-Month Forecast
1.868%
Range: 1.67% – 2.02%
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What Your Savings Earn at PA CD Rates Today
Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.
| CD Term | PA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.183% | $59.15 | $118.30 | $295.75 | $591.50 |
| 6-Month CD | 1.912% | $95.62 | $191.23 | $478.08 | $956.15 |
| 12-Month CD | 2.118% | $105.92 | $211.83 | $529.58 | $1,059.15 |
| 18-Month CD | 2.425% | $121.25 | $242.50 | $606.25 | $1,212.50 |
| 24-Month CD | 2.272% | $113.59 | $227.17 | $567.93 | $1,135.85 |
| 36-Month CD | 2.072% | $103.59 | $207.18 | $517.95 | $1,035.90 |
| 48-Month CD | 2.113% | $105.66 | $211.31 | $528.28 | $1,056.55 |
| 60-Month CD | 2.143% | $107.17 | $214.34 | $535.85 | $1,071.70 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of August 28, 2026. | |||||
Sample CD Ladder for Lowber, Pennsylvania Savers
$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | PA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.183% | $59.15 |
| 2 | 6-Month CD | $5,000 | 1.912% | $95.62 |
| 3 | 12-Month CD | $5,000 | 2.118% | $105.92 |
| 4 | 24-Month CD | $5,000 | 2.272% | $113.59 |
| 5 | 36-Month CD | $5,000 | 2.072% | $103.59 |
| Total ($25,000 invested) | $25,000 | 1.911% blended | $477.87/yr | |
Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
1,498
CD Rates
Tracked in Lowber, Pennsylvania
Tracked in Lowber, Pennsylvania
59 Banks
71 Credit Unions
About Our Lowber, Pennsylvania CD Rate Database
MonitorBankRates tracks 1,498 CD rates from 59 banks and 71 credit unions with locations in Lowber, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Tendto Credit Union offers a CD at 4.39% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Lowber, Pennsylvania.
How to Find the Best CD Rates in Lowber, Pennsylvania
What to compare when shopping for a CD in Lowber, Pennsylvania
To find the best APYs in Lowber, Pennsylvania, start with credit unions and online-only banks — Lowber, Pennsylvania has 71 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Lowber, Pennsylvania
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Lowber, Pennsylvania — 130 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days — compare Lowber, Pennsylvania savings rates instead
- Rates are rising and you want to benefit — a variable-rate savings or money market account keeps pace
- You want check-writing access — compare Lowber, Pennsylvania money market rates
Pennsylvania Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)
Population 65+
19.5%
National avg: 17.3%
Median Individual Earnings
$46,676
National avg: $47,340
Poverty Rate
11.7%
National avg: 11.1%
Unemployment Rate
5.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$99/yr
At PA 12-mo avg 2.118% APY
19.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s PA 12-month CD average of 2.118%, saving 10% of the local median salary ($4,667/year) and putting it in a CD would earn an additional $99 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Lowber, Pennsylvania
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
How Certificates of Deposit Work in Lowber, Pennsylvania
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Lowber, Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Lowber, Pennsylvania as everywhere in the U.S.
Choosing a CD Term in Lowber, Pennsylvania
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Lowber, Pennsylvania savers easier access to their funds. For example, P.C. Federal Credit Union is offering its 6 month term at 4.25% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Tendto Credit Union is offering its 60 month Certificate at 4.39% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety for Lowber, Pennsylvania Savers
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Lowber, Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid in Lowber, Pennsylvania
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Lowber, Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates in Lowber, Pennsylvania
Most CDs carry a fixed rate that is locked for the entire term, protecting a Lowber, Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Lowber, Pennsylvania
Are CD rates in Lowber, Pennsylvania FDIC insured?
Yes, most established banks in Lowber, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Lowber, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Lowber, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Lowber, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Lowber, Pennsylvania?
Here are recent top rates found for this area:
- Tendto Credit Union: 4.39% APY (60 month Certificate)
- First Northern Bank and Trust Company: 4.29% APY (2 Year (24 Month) Adjustable CD)
- Enterprise Bank Allison Park, PA: 4.28% APY (Business 5 Year CD)
- Crescent Bank: 4.25% APY (24-month CD)
- First Keystone Community Bank: 4.25% APY (18 Months)
- Heritage Financial Credit Union: 4.25% APY (Share/IRA Certificate Special - 12 months)
- P.C. Federal Credit Union: 4.25% APY (6 month term)
- U S POSTAL SERVICE: 4.25% APY (1 Year Starter Add-On)
- Galaxy Federal Credit Union: 4.19% APY (24 Month SPECIAL Share Certificate)
- Freedom Credit Union: 4.17% APY (24 mos.)
Rates reflect recent verified offers available in Lowber, Pennsylvania. Last Updated: August 28, 2026
Lowber, Pennsylvania CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY — or click any current Lowber, Pennsylvania rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
—
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30–180 days of interest. Estimates are for informational purposes only.
CD Calculators for Lowber, Pennsylvania
Lowber, Pennsylvania CD Calculator
At today’s PA top rate of 4.39% APY, a $10,000 deposit earns $439 in the first year. Enter your amount to see your exact return.
Lowber, Pennsylvania CD LadderPA CD rates currently range from 1.183% (3-month) to 2.072% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Lowber, Pennsylvania CD at 4.39% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsPennsylvania’s average 12-month CD is 2.118% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Lowber, Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Lowber, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lowber, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: August 28, 2026
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