Current Temple, Pennsylvania CD rates include Diamond Credit UnionDiamond Credit Union4453 5th Street Hwy, Temple, PA 19560 1749A+5.0 ★Texas Ratio: 1.77% offering 36 Month Jumbo Certificate at 3.81% APY, Mid Penn BankMid Penn Bank4200 5th Street Hwy, Temple, PA 19560A+5.0 ★Texas Ratio: 2.55% offering Certificate of Deposit 3 Month Term at 3.80% APY, TruistTruist5220 Kutztown Rd, Temple, PA 19560A+5.0 ★Texas Ratio: 3.63% offering 12-month CD at 3.25% APY, P.C. Federal Credit UnionP.C. Federal Credit Union203 N Main St, Port Allegany, PA 16743A+5.0 ★Texas Ratio: 0.00% offering Level 6 - 6 month term at 4.25% APY, and U S POSTAL SERVICEU S POSTAL SERVICE1001 California Ave, Pittsburgh, PA 15290A+5.0 ★Texas Ratio: 2.27% offering IRA Certificates 1 Year Starter Add-On at 4.25% APY. CD rates as of April 2, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Temple, Pennsylvania, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 2, 2026
Early Withdrawal Penalty: 1 month interest
Minimum Deposit $2,500
Minimum deposit $1,000.00/Rates & Terms vary
$100000.00 to open
Early Withdrawal Penalty: 1 month interest
NEW MONEY REQUIRED ? IRA ELIGIBLE
Open with a Jumbo account to earn a 0.10% APY Boost
$100,000 Minimum to Earn APY
$5,000 - $25,000
Paid At Maturity
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Minimum deposit $1,000.00/Rates & Terms vary
Dividends paid at maturity; $500 minimum
Substantial penalty for early withdrawal.
Minimum Deposit $50,000
Minimum opening deposit $1,000
$100,000 Minimum to Earn APY
$100,000 and Above
<$5,000
$5000.00 to open
Dividend compounded semi-annually; $500 minimum
**
Minimum deposit $1,000.00/Rates & Terms vary
$100,000 Minimum to Earn APY
$25,000+
$10000.00 to open
**
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
Early Withdrawal Penalty: 3 months interest
$25,000+
$500 minimum to open and earn APY
Compounded Quarterly
$10000.00 to open
Dividend compounded semi-annually; $500 minimum
Certain new money restrictions apply.
**
$500.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
$100,000 Minimum to Earn APY
Early Withdrawal Penalty: 3 months interest
<$5,000
Compounded Quarterly
Certain new money restrictions apply.
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
**
$25,000+
Minimum deposit $1,000.00/Rates & Terms vary
**
$25,000+
Early Withdrawal Penalty: 6 months interest
**
Certain new money restrictions apply.
Minimum deposit $1,000.00/Rates & Terms vary
Relationship APY
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Temple, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Temple, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.