CD Rates Reading, Pennsylvania (PA) for March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Reading, Pennsylvania CD rates include Diamond Credit UnionDiamond Credit Union1030 Cedar Top Rd, Reading, PA 19607 9358A+5.0 ★Texas Ratio: 1.77% offering 60 Month Jumbo Certificate at 3.81% APY, Flanagan State BankFlanagan State Bank525 Elm St, Reading, PA 19601A5.0 ★Texas Ratio: 10.36% offering Large Depositor Special 12 Month at 3.65% APY, TruistTruist21 N 6th St, Reading, PA 19601A+5.0 ★Texas Ratio: 3.63% offering 12-month CD at 3.25% APY, Fulton BankFulton Bank210 N 5th St, Reading, PA 19601A+5.0 ★Texas Ratio: 4.98% offering Promotional Certificate of Deposit 36-Month Bump Up at 3.20% APY, and Members 1st Federal Credit Union Enola, PAMembers 1st Federal Credit Union Enola, PA4363 Perkiomen Ave, Reading, PA 19606 3235A+5.0 ★Texas Ratio: 5.20% offering IRA Certificates 60-Month at 1.95% APY. CD rates as of March 30, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Reading, Pennsylvania, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 30, 2026
Compare Best CD Rates in Reading, Pennsylvania & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
90 Day Jumbo Certificate
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
3 Month Standard Certificates of Deposit
$5,000
1.84%
▼
Rate1.83%
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Certificate of Deposit 3-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
90 Day IRA Certificates of Deposit
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1800 W Market St, Pottsville, PA 17901
3-Month Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
411 Mcmurray Rd, Bethel Park, PA 15102
3 Month Certificate of Deposit and IRA
$2,000
3.65%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 30, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
3 Month Jumbo Certificates
$99,000
3.60%
▼
Rate3.54%
Min Deposit$99,000
Min Balance—
UpdatedMar 30, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
3 Month Certificates/IRA Certificates
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
3 MONTH Certificate
$0
3.50%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
3 Month Savings Certificates
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
7660 Saltsburg Rd, Pittsburgh, PA 15239
3 Month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
3 Month CD
$1,000
2.75%
▼
Rate2.69%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
3 Month Share Certificate
$500
2.68%
▼
Rate2.65%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
3 month Certificates
$50,000
2.50%
▼
Rate2.47%
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
3 Month CD/IRA
$0
2.48%
▼
Rate2.45%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
3 Month Certificate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Early Withdrawal Penalty: 1 month interest
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
17 East Ave, Wellsboro, PA 16901
Jumbo Certificate 3 Month Jumbo
$0
2.17%
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
271 Main St, Harleysville, PA 19438
3 Month CD
$500
2.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
Share Certificate - 90 Day
$1,000
1.82%
▼
Rate1.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
3 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
1.70%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMar 30, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA 18914
3-Month Certificates
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
PO Box 400, Sidman, PA 15955 0400
90 Day Certificate
$2,500
1.50%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 30, 2026
Details
Minimum Deposit $2,500
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA 18810 1707
3 MONTH CERTIFICATE
$1,000
1.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
3 Month Certificate
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.56%
1601 Cherry St, Phila, PA 19102 1320
3-month CD/IRA
$100
0.80%
▼
Rate0.80%
Min Deposit$100
Min Balance—
UpdatedMar 30, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
959 E Park Dr, Harrisburg, PA 17111 2810
Certificates 3 month
$1,000
0.75%
▼
Rate0.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.32%
8535 New Falls Rd, Levittown, PA 19054 1601
3 Month Share Certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
820 Church St, Honesdale, PA 18431
Platinum CD 3 Month
$10,000
0.45%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 30, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
3-month Certificates (Share or IRA)
$0
0.20%
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
3 Month CD
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
1271 Indian Springs Rd, Indiana, PA 15701
3 month CD
$0
0.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
6 Month Standard Certificates of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Certificate of Deposit 6-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 N Main St, Port Allegany, PA 16743
Level 6 - 6 month term
$100,000
4.25%
▼
Rate4.25%
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
$100000.00 to open
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
6 Month Certificate
$0
4.08%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Early Withdrawal Penalty: 1 month interest
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
821 Beaver Dr, DuBois, PA 15801
6-Month IRA Certificate
$1,000
4.00%
▼
Rate3.94%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
6 Month Savings Certificates
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
OceanFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
1500 Market St, Philadelphia, PA 19102
6 Month CD
$5,000
3.85%
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
NEW MONEY REQUIRED ? IRA ELIGIBLE
NexTier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
222 Market St, Kittanning, PA 16201
6 Month CD
$5,000
3.80%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
6 Month IRA Certificate
$0
3.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
6 Month CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
6 Month Certificate
$500
3.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Open with a Jumbo account to earn a 0.10% APY Boost
CACL Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
1800 W Market St, Pottsville, PA 17901
6-Month Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
411 Mcmurray Rd, Bethel Park, PA 15102
6 Month Certificate of Deposit and IRA
$2,000
3.60%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 30, 2026
Details
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
5 W Main St, Canton, PA 17724
NEW CD Special: 6 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
6 month CD's
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
7660 Saltsburg Rd, Pittsburgh, PA 15239
6 Month CD
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
6-Month Share Certificate
$100,000
3.45%
▼
Rate3.40%
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
$100,000 Minimum to Earn APY
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA 16511 1140
IRA Certificate 6 Month
$5
3.35%
▼
Rate3.30%
Min Deposit$5
Min Balance—
UpdatedMar 30, 2026
Details
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA 15905 4310
180 Day Term
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602
6 month Certificate
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
NORTHWOOD
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
6836 Castor Ave, Philadelphia, PA 19149 2108
6 Mo. Share Certificate
$3,000
3.15%
▼
Rate—
Min Deposit$3,000
Min Balance—
UpdatedMar 30, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
6 month Share Certificates
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
$5,000 - $25,000
United Savings Bank Philadelphia, PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1510 Packer Ave, Philadelphia, PA 19145
6 Month CD
$1,000
3.00%
▼
Rate2.94%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
6 Month Share Certificate
$500
2.94%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Alleg Kiski Postal Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.87%
501 11th St, New Kensington, PA 15068
6 MONTH CERTIFICATE
$0
2.77%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
250 William Pitt Way, Pittsburgh, PA 15238
Share Certificates 6 month
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
Share Certificate - 6 Month
$1,000
2.74%
▼
Rate2.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1286 E 38th St, Erie, PA 16504 3039
6 Month Certificate of Deposit
$0
2.52%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Paid At Maturity
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
6 Month CD
$500
2.50%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA 18810 1707
6 Month Certificate
$1,000
2.37%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
155 E Butler Ave, Ambler, PA 19002
6 Month Certificate of Deposit
$1,000
2.30%
▼
Rate2.28%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
6 month Certificates of Deposit
$500
2.24%
▼
Rate2.22%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
6 Month Share Certificate
$100,000
2.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
6 Month Certificate
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
SSB Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.54%
8700 Perry Hwy, Pittsburgh, PA 15237
6 Month CD
$1,000
1.75%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
**
Penn East Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
441 N 7th Ave, Scranton, PA 18503
Share Certificate 6 Month
$0
1.30%
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
959 E Park Dr, Harrisburg, PA 17111 2810
Certificates 6 month
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA 17401
6 Month Share Certificates Of Deposits and IRA Accounts
$500
1.05%
▼
Rate1.05%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
2090 Brodhead Rd, Aliquippa, PA 15001
6 Month Certificate of Deposit
$0
1.00%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Dividends paid at maturity; $500 minimum
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
6 Month CD
$500
0.90%
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
6-month Certificates (Share or IRA)
$0
0.76%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
6 Month Certificate
$500
0.65%
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
NFG #2 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.60%
1303 Pennsylvania Ave w, Warren, PA 16365
6 month share certificate
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Substantial penalty for early withdrawal.
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5556 William Flynn Hwy, Gibsonia, PA 15044
6 MONTH CD
$0
0.25%
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
1271 Indian Springs Rd, Indiana, PA 15701
6 month CD
$0
0.05%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
Large Depositor Special 12 Month
$250,000
3.65%
▼
Rate3.60%
Min Deposit$250,000
Min Balance—
UpdatedMar 30, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
12 Month Jumbo Certificate
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
21 N 6th St, Reading, PA 19601
12-month CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
4363 Perkiomen Ave, Reading, PA 19606 3235
12-Month Certificate
$500
1.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Certificate of Deposit 12-Month
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 2.27%
1001 California Ave, Pittsburgh, PA 15290
IRA Certificates 1 Year Starter Add-On
$0
4.25%
▼
Rate4.18%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 1 Year
$0
4.05%
▼
Rate3.97%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
4415 5th Ave, Pittsburgh, PA 15213
1 Year Certificates of Deposit (CDs) & Existing IRAs
$500
3.96%
▼
Rate3.90%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
12 Month (IRA Certificate) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
PO Box 400, Sidman, PA 15955 0400
Mini-Jumbo - 1 Year Certificate
$50,000
3.85%
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
Minimum Deposit $50,000
Trouvaille Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.39%
4700 Wissahickon Ave, Philadelphia, PA 19144 4248
12 Month Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
12 Month Jumbo Certificates
$99,000
3.80%
▼
Rate3.73%
Min Deposit$99,000
Min Balance—
UpdatedMar 30, 2026
Details
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
821 Beaver Dr, DuBois, PA 15801
1-Year IRA Certficate
$1,000
3.75%
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
12 Month Jumbo Share Certificate
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
1 Year CD/IRA
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.55%
29 Main Street, Tremont, PA 17981
Certificate of Deposit 1 Year Term
$500
3.60%
▼
Rate3.57%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Clairton Works Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
1301 Camp Hollow Rd, West Mifflin, PA 15122
Share Certificates - 1 Year Term
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA 16501 1911
IRA 12 month Certificate
$0
3.53%
▼
Rate3.48%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1 N Oak St, Mount Carmel, PA 17851
IRA 12 Month CD
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
12 Month Certificate
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
12-Month Share Certificate
$100,000
3.40%
▼
Rate3.35%
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
$100,000 Minimum to Earn APY
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
12 Month Certificates
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
Jumbo and Jumbo IRA Certificates 1 Year
$100,000
3.30%
▼
Rate3.26%
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
$100,000 and Above
NORTHWOOD
Institution Rating:
A5.0 ★Texas Ratio: 6.85%
6836 Castor Ave, Philadelphia, PA 19149 2108
12 Mo. Share Certificate
$3,000
3.20%
▼
Rate—
Min Deposit$3,000
Min Balance—
UpdatedMar 30, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
1 year Share Certificates
$0
3.14%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
<$5,000
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1901 Sanderson Ave, Scranton, PA 18509
12 Month Relationship IRA/Roth
$1,000
3.10%
▼
Rate3.06%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
12 month CD's
$0
3.09%
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
12 Month Share Certificate
$500
3.04%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Allegheny Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.12%
250 William Pitt Way, Pittsburgh, PA 15238
Share Certificates 1 year
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
500 S State St, Clarks Summit, PA 18411
12 Month Certificate of Deposit Account
$1,000
2.75%
▼
Rate2.72%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA 18810 1707
12 Month Certificate
$1,000
2.73%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
155 E Butler Ave, Ambler, PA 19002
1 Year Certificate of Deposit
$1,000
2.65%
▼
Rate2.62%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
1 year Certificates
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
Altoona First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
203 N Logan Blvd, Altoona, PA 16602
12-Month Variable Rate CD
$0
2.52%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
ACBA Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.58%
Law and Finance Building, Pittsburgh, PA 15219 1507
Certificate of Deposit (CD's) 12 month
$0
2.50%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
12 month Certificates of Deposit
$500
2.49%
▼
Rate2.46%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
12 Month Share Certificate - Traditional IRA or Roth IRA
$250,000
2.35%
▼
Rate—
Min Deposit$250,000
Min Balance—
UpdatedMar 30, 2026
Details
Hometown Bank of PA
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
638 E Pitt St, Bedford, PA 15522
Certificates of deposit/IRA 12 month variable rate
$0
2.27%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Friendly Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.55%
2000 Main St, Aliquippa, PA 15001 2760
1 Year Certificates of Deposit
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 N Main St, Port Allegany, PA 16743
Level 2 - 12 month term
$5,000
2.15%
▼
Rate2.15%
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
$5000.00 to open
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
2090 Brodhead Rd, Aliquippa, PA 15001
1 Year Certificate of Deposit
$0
2.00%
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Dividend compounded semi-annually; $500 minimum
SSB Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.54%
8700 Perry Hwy, Pittsburgh, PA 15237
12 Month CD
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
**
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA 18701 2102
12 Month Certificate of Deposit
$0
1.75%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Penn East Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.69%
441 N 7th Ave, Scranton, PA 18503
IRA Certificate 12 Month
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
12-month Certificates (Share or IRA)
$0
1.61%
▼
Rate1.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1156 Kennebec Dr, Chambersburg, PA 17201
1-Year Share Certificate
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
959 E Park Dr, Harrisburg, PA 17111 2810
Certificates 12 month
$1,000
1.51%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
1 Year Certificates of Deposit
$1,000
1.50%
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
700 2nd St, Cresson, PA 16630
12 Month Certificates of Deposit
$1,000
1.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
12 Month Certificate
$0
0.90%
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
18 Month Jumbo Certificate
$0
3.56%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
18 Month Standard Certificates of Deposit
$5,000
2.41%
▼
Rate2.39%
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
4363 Perkiomen Ave, Reading, PA 19606 3235
18-Month Certificate
$500
1.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Certificate of Deposit 18-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 18 Month
$0
4.00%
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
18 Month (Legacy Club) Certificates/IRA Certificates
$0
3.91%
▼
Rate3.84%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA 18914
18-Month Certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
520 Eagleview Blvd, Exton, PA 19341
18 Month Bonus Certificate
$75,000
3.80%
▼
Rate3.74%
Min Deposit$75,000
Min Balance—
UpdatedMar 30, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA 16501 1911
18-Month Term Certificate
$0
3.78%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA 18810 1707
IRA Share Certificate 18 Month
$1,000
3.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
IRA Certificate Term 18-Month Variable
$100,000
3.72%
▼
Rate3.66%
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
$100,000 Minimum to Earn APY
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
18 MONTH Certificate
$0
3.70%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
17 East Ave, Wellsboro, PA 16901
Jumbo Certificate 18 Month Jumbo
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
18 Month Certificate
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
18 Month Jumbo IRA Certificate
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
411 Mcmurray Rd, Bethel Park, PA 15102
18 Month Certificate of Deposit and IRA
$2,000
3.55%
▼
Rate—
Min Deposit$2,000
Min Balance—
UpdatedMar 30, 2026
Details
NexTier Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
222 Market St, Kittanning, PA 16201
18 Month CD
$5,000
3.51%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
221 S York Rd, Hatboro, PA 19040
18 Month CD
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
Share Certificate - 18 Month
$1,000
3.46%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
18 month Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
$25,000+
Penn State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
123 Amberleigh Ln, Bellefonte, PA 16823
18 Month Certificate
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
18 Month Special Certificates
$0
3.35%
▼
Rate3.31%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA 16511 1140
IRA Certificate 18 Month
$5
3.25%
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedMar 30, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
4101 Main St, Erie, PA 16511
18 month Share Certificate
$0
3.20%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
4255 E Main St, Belleville, PA 17004
Business Certificate of Deposit 18-Month Business UnCD
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
18 Month Share Certificate
$500
3.14%
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
18 Month IRA Term Certificates
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
821 Beaver Dr, DuBois, PA 15801
18-Month IRA Certificate
$1,000
3.00%
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
2 W King St, Malvern, PA 19355
18 Month CD & IRA
$500
2.90%
▼
Rate2.88%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Greenville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
233 Main St, Greenville, PA 16125
18 Month Certificate
$500
2.75%
▼
Rate2.72%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
18 month Certificates
$50,000
2.70%
▼
Rate2.67%
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
Chrome Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
45 Griffith Ave, Washington, PA 15301
18 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
271 Main St, Harleysville, PA 19438
18 Month CD
$500
2.47%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
18 Month Share Certificate - Traditional IRA or Roth IRA
$0
2.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 N Main St, Port Allegany, PA 16743
Level 3 - 18 month term
$10,000
2.30%
▼
Rate2.30%
Min Deposit$10,000
Min Balance—
UpdatedMar 30, 2026
Details
$10000.00 to open
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA 15902
18-month Certificates of Deposit
$500
2.02%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
566 S Main St, Wilkes Barre, PA 18701 2102
18 Month Certificate of Deposit
$0
2.01%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA 15901
18 Month Certificate
$0
2.00%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
SSB Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.54%
8700 Perry Hwy, Pittsburgh, PA 15237
18 Month CD
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
**
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
611 Centerville RD, Lancaster, PA 17601
Jumbo 18 Month Certificate
$100,000
1.65%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1431 Valley View Blvd, Altoona, PA 16602
IRA Traditional / Roth 18 Month Term CD
$500
1.46%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
18 Month Certificates of Deposit
$1,000
1.26%
▼
Rate1.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
700 2nd St, Cresson, PA 16630
18 Month Certificates of Deposit
$1,000
1.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
18 Month Certificate
$500
0.85%
▼
Rate0.85%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
500 S State St, Clarks Summit, PA 18411
Roth IRA 18 Month
$100
0.50%
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMar 30, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5556 William Flynn Hwy, Gibsonia, PA 15044
18 MONTH CD
$0
0.45%
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
100 Commerce Dr, Milroy, PA 17063
18 Month Certificate of Deposit
$0
0.42%
▼
Rate0.42%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
1271 Indian Springs Rd, Indiana, PA 15701
18 month CD
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
24 Month Jumbo Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
24 Month Standard Certificates of Deposit
$1,000
2.44%
▼
Rate2.43%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
4363 Perkiomen Ave, Reading, PA 19606 3235
24-Month Certificate
$500
1.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Certificate of Deposit 24-Month
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA 18914
Jumbo Certificates 24-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
520 Eagleview Blvd, Exton, PA 19341
24 Month Bonus Certificate
$75,000
3.90%
▼
Rate3.84%
Min Deposit$75,000
Min Balance—
UpdatedMar 30, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
24 Month Certificate
$0
3.85%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
2 Year Savings Certificates
$0
3.80%
▼
Rate3.73%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
4139 E State St, Hermitage, PA 16148 3402
24 Month Certificates
$0
3.75%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
2 Year CD/IRA
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
IRA Certificates 24 Month Add-On
$500
3.65%
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
4415 5th Ave, Pittsburgh, PA 15213
2 Year Certificates of Deposit (CDs) & Existing IRAs
$1,000
3.64%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
24 Month Certificate
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Early Withdrawal Penalty: 3 months interest
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
24 MONTH Certificate
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
24 Month Certificates
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
2 year Share Certificates
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
$25,000+
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
2 Year (24 Month) Adjustable CD
$5,000
3.52%
▼
Rate3.47%
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
821 Beaver Dr, DuBois, PA 15801
2-Year IRA Certificate
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Customers Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.22%
40 General Warren Blvd, Malvern, PA 19355
24-month CD
$500
3.45%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
$500 minimum to open and earn APY
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
24 Month Jumbo IRA Certificate
$100,000
3.40%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
IRA Share Certificate - 24 Month
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA 16511 1140
24 Month IRA Certificate
$5
3.30%
▼
Rate3.25%
Min Deposit$5
Min Balance—
UpdatedMar 30, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
115 Clay St, North East, PA 16428 1537
IRA Certificates 24 Month
$0
3.29%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Compounded Quarterly
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
7660 Saltsburg Rd, Pittsburgh, PA 15239
2 Year CD
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
24 Month Share Certificate
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Penn State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
123 Amberleigh Ln, Bellefonte, PA 16823
24 Month Certificate
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
4101 Main St, Erie, PA 16511
24 month Share Certificate
$0
3.04%
▼
Rate3.04%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA 15901
IRA/24 Month Certificate
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
24 month Certificates of Deposit
$500
2.99%
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
80 Broadway St, Milton, PA 17847
2 1/2 Year CD
$500
2.85%
▼
Rate2.83%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
PennCrest Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
700 2nd St, Cresson, PA 16630
24 Month No Penalty Certificates of Deposit
$1,000
2.75%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1 N Oak St, Mount Carmel, PA 17851
IRA 24 Month CD
$500
2.73%
▼
Rate2.70%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
24 Month Share Certificate - Traditional IRA or Roth IRA
$100,000
2.70%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
National Bank of Malvern
Institution Rating:
A5.0 ★Texas Ratio: 11.76%
2 W King St, Malvern, PA 19355
24 Month CD
$500
2.65%
▼
Rate2.63%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
24 month CD's
$0
2.58%
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA 15902
24-month Certificates of Deposit
$500
2.52%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
2 Year CD
$500
2.50%
▼
Rate2.48%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA 16066 0728
24 Month Certificate
$10,000
2.40%
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 30, 2026
Details
P.C. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
203 N Main St, Port Allegany, PA 16743
Level 3 - 24 month term
$10,000
2.35%
▼
Rate2.35%
Min Deposit$10,000
Min Balance—
UpdatedMar 30, 2026
Details
$10000.00 to open
A & S Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
2090 Brodhead Rd, Aliquippa, PA 15001
2 Year Certificate of Deposit
$0
2.25%
▼
Rate2.24%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Dividend compounded semi-annually; $500 minimum
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
100 Lincoln Way E, Mcconnellsburg, PA 17233
24-month CD
$5,000
2.20%
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMar 30, 2026
Details
Certain new money restrictions apply.
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA 15905 4310
IRA 2 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1901 Sanderson Ave, Scranton, PA 18509
24 Month Relationship IRA/Roth
$1,000
1.90%
▼
Rate1.89%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
SSB Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.54%
8700 Perry Hwy, Pittsburgh, PA 15237
24 Month CD
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
**
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
2 Year Certificates of Deposit
$1,000
1.75%
▼
Rate1.74%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
24-month Certificates (Share or IRA)
$0
1.71%
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
611 Centerville RD, Lancaster, PA 17601
24 Month Certificate
$500
1.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
$500.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1156 Kennebec Dr, Chambersburg, PA 17201
2-Year Share Certificate
$0
1.65%
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
PACE Resources Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.55%
445 W PHILADELPHIA ST, YORK, PA 17401
24 Month Share Certificates Of Deposits and IRA Accounts
$1,000
1.50%
▼
Rate1.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
478 Ridgley St, Orbisonia, PA 17243
24 Month Nest Egg IRA - Adjustable Rate
$50
1.11%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
36 Month Jumbo Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Promotional Certificate of Deposit 36-Month Bump Up
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
36 Month Standard Certificates of Deposit
$1,000
2.49%
▼
Rate2.47%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
4363 Perkiomen Ave, Reading, PA 19606 3235
36-Month Certificate
$500
1.70%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
520 Eagleview Blvd, Exton, PA 19341
36 Month Bonus Certificate
$75,000
3.90%
▼
Rate3.84%
Min Deposit$75,000
Min Balance—
UpdatedMar 30, 2026
Details
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA 18914
36-Month Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
36 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
IRA Certificate Term 36-Month Variable
$100,000
3.67%
▼
Rate3.61%
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
$100,000 Minimum to Earn APY
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
36 Month Certificate
$0
3.66%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Early Withdrawal Penalty: 3 months interest
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
3 Year Savings Certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
3 Year Adjustable CD
$1,000
3.57%
▼
Rate3.52%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
17 East Ave, Wellsboro, PA 16901
Jumbo Certificate 36 Month Jumbo
$0
3.56%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
36 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedMar 30, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
36 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA 16501 1911
IRA 36 month Certificate
$0
3.48%
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
3 year Share Certificates
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
<$5,000
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA 18810 1707
IRA Share Certificate 36 Month
$1,000
3.40%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
3 Year CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
36 Month Jumbo IRA Certificate
$100,000
3.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA 16511 1140
36 Month Share Certificate
$75,000
3.25%
▼
Rate3.20%
Min Deposit$75,000
Min Balance—
UpdatedMar 30, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
IRA Share Certificate - 36 Month
$1,000
3.15%
▼
Rate3.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
4101 Main St, Erie, PA 16511
36 month Share Certificate
$0
3.07%
▼
Rate3.07%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Derry Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.90%
160 E 1st Ave, Derry, PA 15627 1926
3 Year Share Certificates
$0
3.04%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
North East Welch Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
115 Clay St, North East, PA 16428 1537
IRA Certificates 36 Month
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Compounded Quarterly
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
821 Beaver Dr, DuBois, PA 15801
3-Year IRA Certificate
$1,000
3.00%
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
36 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
80 Broadway St, Milton, PA 17847
3 Year CD
$500
2.80%
▼
Rate2.78%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA 15902
36-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
111 Franklin St Rm 224, Johnstown, PA 15901
36 Month Certificate
$0
2.75%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
4415 5th Ave, Pittsburgh, PA 15213
3 year Certificates of Deposit (CDs) & Existing IRAs
$1,000
2.68%
▼
Rate2.65%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1 N Oak St, Mount Carmel, PA 17851
IRA 36 Month CD
$500
2.63%
▼
Rate2.60%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA 16066 0728
36 Month Certificate
$25,000
2.60%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 30, 2026
Details
Ukrainian Selfreliance of Western PA Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.99%
700 Washington Ave, Carnegie, PA 15106
36-month certificate
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
100 Lincoln Way E, Mcconnellsburg, PA 17233
36-month CD
$25,000
2.45%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 30, 2026
Details
Certain new money restrictions apply.
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
36 month CD's
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Elliott Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
100 Lewis Ave, Jeannette, PA 15644
3 Year Roth/Traditional IRA
$0
2.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.48%
444 Arona Rd, New Stanton, PA 15672
36 month IRA Certificate
$0
2.10%
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA 15905 4310
IRA 3 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Wheatland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.10%
611 Centerville RD, Lancaster, PA 17601
Jumbo 36 Month Certificate
$100,000
1.85%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA 15601
36-month Certificates (Share or IRA)
$0
1.82%
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
SSB Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.54%
8700 Perry Hwy, Pittsburgh, PA 15237
36 Month CD
$500
1.76%
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
**
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
3 Year CD
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
221 S York Rd, Hatboro, PA 19040
3 Year CD
$1,000
1.25%
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
36 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA 15401
3 year certificate
$0
0.75%
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
820 Church St, Honesdale, PA 18431
Individual Retirement Account (IRA) 36 Month
$2,500
0.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 30, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
100 Commerce Dr, Milroy, PA 17063
36 Month (3 year) Certificate of Deposit
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5556 William Flynn Hwy, Gibsonia, PA 15044
36 MONTH CD
$0
0.50%
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
500 S State St, Clarks Summit, PA 18411
36 Month Certificate of Deposit Account
$1,000
0.35%
▼
Rate0.35%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
1100 Green St, Washington, PA 15301 2338
IRA Share Certificate 36 Month
$0
0.30%
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
48 Month Jumbo Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
4363 Perkiomen Ave, Reading, PA 19606 3235
IRA Certificates 48-Month
$0
1.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Certificate of Deposit 48-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
IRA Certificates 48 Month
$1,000
3.80%
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
4 year Share Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
$25,000+
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 4 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
4 Year CD/IRA
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
520 Eagleview Blvd, Exton, PA 19341
48 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMar 30, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
48 Month Jumbo Certificates
$99,000
3.50%
▼
Rate3.44%
Min Deposit$99,000
Min Balance—
UpdatedMar 30, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
48 month Certificates of Deposit
$500
3.49%
▼
Rate3.43%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Benchmark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.63%
1522 McDaniel Dr, West Chester, PA 19380
48 MONTH Certificate
$0
3.40%
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
48 Month IRA Certificates of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
48 Month Share Certificate
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
48 Month Certificate
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA 18810 1707
48 MONTH CERTIFICATE
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA 15222
Regular Certificate 48 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Americo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
4101 Main St, Erie, PA 16511
48 month Share Certificate
$0
3.14%
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
IRA Share Certificate - 48 Month
$1,000
3.10%
▼
Rate3.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
1271 Indian Springs Rd, Indiana, PA 15701
48 month CD
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
48 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Penn State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
123 Amberleigh Ln, Bellefonte, PA 16823
48 Month Certificate
$500
2.85%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA 15902
48-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Milton Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.54%
80 Broadway St, Milton, PA 17847
4 Year CD
$500
2.75%
▼
Rate2.73%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.06%
4415 5th Ave, Pittsburgh, PA 15213
4 year Certificates of Deposit (CDs) & Existing IRAs
$2,000
2.73%
▼
Rate2.70%
Min Deposit$2,000
Min Balance—
UpdatedMar 30, 2026
Details
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA 16066 0728
48 Month Certificate
$25,000
2.60%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 30, 2026
Details
Chrome Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.96%
45 Griffith Ave, Washington, PA 15301
48 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
48 month CD's
$0
2.43%
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Ambler Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
155 E Butler Ave, Ambler, PA 19002
4 Year Certificate of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
959 E Park Dr, Harrisburg, PA 17111 2810
Certificates 48 month
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA 15905 4310
IRA 4 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Hyperion Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.37%
199 W Girard Ave, Philadelphia, PA 19123
48 Month CD
$500
1.95%
▼
Rate1.93%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
SSB Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.54%
8700 Perry Hwy, Pittsburgh, PA 15237
48 Month CD
$500
1.81%
▼
Rate1.80%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
**
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
4 Year Certificates of Deposit
$1,000
1.76%
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
4 Year CD
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1901 Sanderson Ave, Scranton, PA 18509
48 Month Relationship IRA/Roth
$1,000
1.65%
▼
Rate1.64%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
221 S York Rd, Hatboro, PA 19040
4 Year CD
$1,000
1.25%
▼
Rate1.24%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
4 Year CD
$1,000
1.20%
▼
Rate1.19%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
48 Month Certificate
$500
1.00%
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
The Dime Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
820 Church St, Honesdale, PA 18431
Individual Retirement Account (IRA) 48 Month
$2,500
0.70%
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 30, 2026
Details
MCS Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.07%
100 Commerce Dr, Milroy, PA 17063
48 Month (4 year) Certificate of Deposit
$0
0.60%
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
5556 William Flynn Hwy, Gibsonia, PA 15044
48 MONTH CD
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Harleysville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
271 Main St, Harleysville, PA 19438
48 Month Rising Rate CD
$500
0.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
500 S State St, Clarks Summit, PA 18411
48 Month Certificate of Deposit Account
$1,000
0.40%
▼
Rate0.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
United Bank of Philadelphia
Institution Rating:
F2.5 ★Texas Ratio: 45.27%
1501 N Broad St, Philadelphia, PA 19122
4-Year Certificate of Deposit
$500
0.25%
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
1030 Cedar Top Rd, Reading, PA 19607 9358
60 Month Jumbo Certificate
$0
3.81%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Flanagan State Bank
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
525 Elm St, Reading, PA 19601
60 Month Standard Certificates of Deposit
$1,000
2.52%
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Members 1st Federal Credit Union Enola, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.20%
4363 Perkiomen Ave, Reading, PA 19606 3235
IRA Certificates 60-Month
$0
1.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.98%
210 N 5th St, Reading, PA 19601
Certificate of Deposit 60-Month
$0
1.01%
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Wyrope Williamsport Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
1536 Riverside Dr, S Williamsport, PA 17702
5 year Share Certificates
$0
4.02%
▼
Rate3.95%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
$25,000+
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
335 W Butler Ave, Chalfont, PA 18914
Jumbo Certificates 60-Month
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Ukrainian Selfreliance Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.47%
700 N Cedar Rd, Jenkintown, PA 19046 4109
60 Month Certificate
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Early Withdrawal Penalty: 6 months interest
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
2800 W Passyunk Ave, Philadelphia, PA 19145 5206
IRA Certificates 60 Month
$1,000
3.85%
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Enterprise Bank Allison Park, PA
Institution Rating:
F2.8 ★Texas Ratio: 41.32%
4091 Mount Royal Blvd, Allison Park, PA 15101
5 Year CD/IRA
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.07%
1615 Columbia Blvd, Bloomsburg, PA 17815 8862
Jumbo Certificate 5 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.89%
520 Eagleview Blvd, Exton, PA 19341
60 Month Bonus Certificate
$75,000
3.65%
▼
Rate3.59%
Min Deposit$75,000
Min Balance—
UpdatedMar 30, 2026
Details
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1129 State St, Erie, PA 16501 1911
60 month Certificate
$0
3.61%
▼
Rate3.56%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.57%
235 Pittsburgh St, Uniontown, PA 15401 2751
60 Month Certificate
$500
3.56%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
IRA Certificate Term 60-Month Fixed
$100,000
3.50%
▼
Rate3.44%
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
$100,000 Minimum to Earn APY
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
60 Month Share Certificate
$500
3.45%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
60 Month Regular / IRA Certificates
$500
3.40%
▼
Rate3.34%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
4029 W Tilghman St, Allentown, PA 18104
5 Year CD
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Marion Center Bank
Institution Rating:
B-4.3 ★Texas Ratio: 23.35%
1271 Indian Springs Rd, Indiana, PA 15701
60 month CD
$0
3.33%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
JVB Juniata Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
104 N Front St, Liverpool, PA 17045
60 Month CD or IRA
$1,000
3.31%
▼
Rate3.27%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
2154 E Lake Rd, Erie, PA 16511 1140
60 Month Share Certificate
$75,000
3.30%
▼
Rate3.25%
Min Deposit$75,000
Min Balance—
UpdatedMar 30, 2026
Details
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.86%
800 Wayne Ave, Chambersburg, PA 17201 3810
60 Month Share Certificate - Traditional IRA or Roth IRA
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.63%
700 REGIS AVE, PITTSBURGH, PA 15236 1425
60 Month Jumbo IRA Certificate
$100,000
3.20%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 30, 2026
Details
Allegent Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
1001 Liberty Ave, Pittsburgh, PA 15222
Regular Certificate 60 Month
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.14%
199 N Main St, Athens, PA 18810 1707
60 MONTH CERTIFICATE
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Guthrie Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
104 N Elmer Ave, Sayre, PA 18840
IRA Share Certificate - 60 Month
$1,000
3.05%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
60 Month Certificate
$1,000
3.00%
▼
Rate2.92%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
60 Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
FedChoice Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.41%
2970 Market St, Philadelphia, PA 19104 5002
60 Month IRA Mini-Jumbo Term Certificates
$50,000
2.80%
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedMar 30, 2026
Details
USSCO JOHNSTOWN
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
522 Central Ave, Johnstown, PA 15902
60-month Certificates of Deposit
$500
2.78%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
SSB Bank
Institution Rating:
C3.9 ★Texas Ratio: 28.54%
8700 Perry Hwy, Pittsburgh, PA 15237
60 Month CD
$500
2.77%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
**
Penn State Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.07%
123 Amberleigh Ln, Bellefonte, PA 16823
60 Month Certificate
$500
2.75%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
PO Box 1728, Cranberry Twp, PA 16066 0728
60 Month Certificate
$25,000
2.70%
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 30, 2026
Details
F&M Trust Company of Chambersburg
Institution Rating:
A+5.0 ★Texas Ratio: 0.19%
100 Lincoln Way E, Mcconnellsburg, PA 17233
60-month CD
$1,000
2.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Certain new money restrictions apply.
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.44%
821 Beaver Dr, DuBois, PA 15801
5-Year IRA Certificate
$1,000
2.50%
▼
Rate2.48%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
UNB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.58%
1 N Oak St, Mount Carmel, PA 17851
IRA 60 Month CD
$500
2.42%
▼
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
1st Colonial Community Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.29%
440 W Linfield Trappe Rd, Limerick, PA 19468
60 month CD's
$0
2.28%
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
Pennsylvania Central Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.39%
959 E Park Dr, Harrisburg, PA 17111 2810
Certificates 60 month
$1,000
2.27%
▼
Rate2.25%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Minimum deposit $1,000.00/Rates & Terms vary
Greenville Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
233 Main St, Greenville, PA 16125
60 Month Certificate
$500
2.25%
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
JTNB
Institution Rating:
A+5.0 ★Texas Ratio: 0.68%
12 Broadway, Jim Thorpe, PA 18229
5 Year Certificates of Deposit
$1,000
2.02%
▼
Rate2.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA 18711
60-Month Share and IRA Certificates (CDs)
$500
2.01%
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Healthcare First Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.12%
1152 Franklin St, Johnstown, PA 15905 4310
IRA 5 Year Term
$0
2.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
1st Ed Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
1156 Kennebec Dr, Chambersburg, PA 17201
5-Year Share Certificate
$0
1.90%
▼
Rate1.88%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
InFirst Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
5 Year CD
$500
1.75%
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.05%
1901 Sanderson Ave, Scranton, PA 18509
60 Month Relationship IRA/Roth
$1,000
1.60%
▼
Rate1.59%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
American Pride Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.47%
1431 Valley View Blvd, Altoona, PA 16602
IRA Traditional / Roth 60 Month Term CD
$500
1.51%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.59%
4th Street And Lafayette Avenue, Palmerton, PA 18071
5 Year CD
$1,000
1.30%
▼
Rate1.29%
Min Deposit$1,000
Min Balance—
UpdatedMar 30, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
60 Month Certificate
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedMar 30, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
478 Ridgley St, Orbisonia, PA 17243
60 Month Nest Egg IRA - Fixed Rate
$50
1.11%
▼
Rate—
Min Deposit$50
Min Balance—
UpdatedMar 30, 2026
Details
Fayette Federal Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
364 Morgantown St, Uniontown, PA 15401
5 year certificate
$0
1.10%
▼
Rate1.10%
Min Deposit$0
Min Balance—
UpdatedMar 30, 2026
Details
TD Bank
Institution Rating:
A5.0 ★Texas Ratio: 6.30%
200 W Lancaster Ave, Devon, PA 19333
5 Year Choice CD
$250
1.00%
▼
Rate—
Min Deposit$250
Min Balance—
UpdatedMar 30, 2026
Details
Relationship APY
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Reading, PA CD Rate Trends
Compare local Reading, PA CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — PA Avg
2.420%
▼ 0.807 from last week
Pennsylvania 12-month CD rates fell 0.807 points this week to 2.420% APY, down from 3.227% last week.
6-Month CD — PA Avg
2.588%
▼ 0.546 from last week
Pennsylvania 6-month CD rates fell 0.546 points this week to 2.588% APY, down from 3.133% last week.
As of Mar 30, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Reading, Pennsylvania
Are CD rates in Reading, Pennsylvania FDIC insured?
Yes, most established banks in Reading, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Reading, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Reading, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Reading, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Reading, Pennsylvania?
Here are recent top rates found for this area:
- Diamond Credit Union: 3.81% APY (60 Month Jumbo Certificate)
- Flanagan State Bank: 3.65% APY (Large Depositor Special 12 Month)
- Truist: 3.25% APY (12-month CD)
- Fulton Bank: 3.20% APY (Promotional Certificate of Deposit 36-Month Bump Up)
- Members 1st Federal Credit Union Enola, PA: 1.95% APY (IRA Certificates 60-Month)
- P.C. Federal Credit Union: 4.25% APY (Level 6 - 6 month term)
- U S POSTAL SERVICE: 4.25% APY (IRA Certificates 1 Year Starter Add-On)
- Ukrainian Selfreliance Federal Credit Union: 4.08% APY (6 Month Certificate)
- Philadelphia Federal Credit Union: 4.05% APY (Jumbo Certificate 1 Year)
- Wyrope Williamsport Federal Credit Union: 4.02% APY (5 year Share Certificates)
Rates reflect recent verified offers available in Reading, Pennsylvania. Last Updated: March 30, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Reading, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Reading, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 30, 2026
