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Sharon Bank

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Sharon Bank Rates & Review May 2026

Q: How many branches does Sharon Bank operate?

Sharon Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, Sharon Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sharon Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 11, 2026

You can compare Sharon Bank rates to other rates in our database, including 12-month CD rates currently at 0.05%, 6-month CD rates at 3.70% and 3-month CD rates at 2.50%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.20%. All these rates can be compared to Sharon Bank rates. MonitorBankRates evaluates the financial stability of Sharon Bank with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 5.37%. Rates were last updated on 05/11/2026.

Sharon Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sharon Bank? Share your experience about Sharon Bank by leaving a review below, or read customer reviews before you decide to use Sharon Bank.

Overall Health & Safety Grade

High Risk Health Score: 57/100

MonitorBankRates Rating

1.0

Weak Out of 5.0 Stars

Texas Ratio

5.37%

Excellent Lower than avg

Sharon Bank

900 W Sproul Rd
Springfield, PA 19064

https://www.sharonbank.com

Sharon Bank Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Spring Into Action with a New Home Equity Loan	-	-	5.00%
Details As Low As Last Updated 04/17/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.37%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Sharon Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Sharon Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sharon Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Sharon Bank

Bank Holding Company SHARON MUTUAL HOLDING CO

Address 900 W Sproul Rd, Springfield, PA 19064 · Delaware

Website https://www.sharonbank.com

FDIC Certificate # 28793

Established 01/01/1873

FDIC Insurance Date 08/09/1989

Domestic Offices 5

Total Branches 5

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 57/100

1.0

Weak Out of 5.0 Stars

5.37%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.1046%

Return on Equity (ROE) 1.1400%

Non-Performing Loans (NPL) 0.05%

Total Assets $159,702,000

Total Deposits $133,897,000

Equity Capital $16,156,000

Net Income $498,000

Headquarters Springfield

Total Offices 5

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Sharon Bank

How many branches does Sharon Bank operate?

Sharon Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Sharon Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sharon Bank provides members with tools to manage their accounts and build a solid financial history.

Does Sharon Bank offer online and mobile banking?

Most modern institutions like Sharon Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sharonbank.com.