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Sharon Bank Rates & Review October 2026

Sharon Bank's top rates as of October 14, 2026 are 4.30% APY on its 9-Months 9-Month Certificate, 0.025% APY on savings, 3.50% APY on money market accounts, and 2.00% APY on checking, according to rates verified by MonitorBankRates. Other Sharon Bank CD rates include 13-Months 13-Month Certificate at 4.10%, 7-Months 7-Month Certificate at 4.00%, and 6-Months 6-Month Certificate at 3.75%. MonitorBankRates evaluates the financial stability of Sharon Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.81%. Rates last updated and verified on 10/14/2026.

Sharon Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sharon Bank? Share your experience about Sharon Bank by leaving a review below, or read customer reviews before you decide to use Sharon Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.81%
Excellent Lower than avg
Health Trend ?
Steady 12 quarters
Full history ›
Sharon Bank
900 W Sproul Rd
Springfield, PA 19064
https://www.sharonbank.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Sharon Bank CD Rates

Product Rate APY Term View More
9 Month Certificate - 4.30% 9 months
Min Deposit $5,000
Min Balance $0
Last Updated 10/14/2026
Rate History
1 change since Sep 20, 2026 · 3.70% → 4.30% ▲ 0.60 pts · high 4.30% / low 3.70%
3.10%4.00%4.90%Sep 20, 2026: 3.70% APYOct 3, 2026: 4.30% APYSep 20, 2026Oct 15, 2026
  • Oct 3, 20264.30%▲ from 3.70%
  • Sep 20, 20263.70%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
13 Month Certificate - 4.10% 13 months
Min Deposit $5,000
Min Balance $0
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 4.10% APY · checked 7 times
3.60%4.10%4.60%Sep 20, 2026: 4.10% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
7 Month Certificate - 4.00% 7 months
Min Deposit $5,000
Min Balance $0
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
6 Month Certificate - 3.75% 6 months
Min Deposit $1,000
Min Balance $0
Last Updated 10/14/2026
Rate History
1 change since Sep 20, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65%
3.15%3.70%4.25%Sep 20, 2026: 3.65% APYOct 3, 2026: 3.75% APYSep 20, 2026Oct 15, 2026
  • Oct 3, 20263.75%▲ from 3.65%
  • Sep 20, 20263.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
12 Month Certificate 3.54% 3.65% 12 months
Min Deposit $1,000
Min Balance $0
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 3.65% APY · checked 7 times
3.15%3.65%4.15%Sep 20, 2026: 3.65% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
24 Month Certificate 3.54% 3.65% 24 months
Min Deposit $1,000
Min Balance $0
Last Updated 10/14/2026
Rate History
1 change since Sep 20, 2026 · 3.25% → 3.65% ▲ 0.40 pts · high 3.65% / low 3.25%
2.75%3.45%4.15%Sep 20, 2026: 3.25% APYOct 3, 2026: 3.65% APYSep 20, 2026Oct 15, 2026
  • Oct 3, 20263.65%▲ from 3.25%
  • Sep 20, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
91 Day Certificate 3.49% 3.60% 91 days
Min Deposit $1,000
Min Balance $0
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 20, 2026: 3.60% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
18 Month Certificate 3.15% 3.25% 18 months
Min Deposit $1,000
Min Balance $0
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 20, 2026: 3.25% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
48 Month Certificate 3.15% 3.25% 48 months
Min Deposit $1,000
Min Balance $0
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 20, 2026: 3.25% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
36 Month Certificate 2.92% 3.00% 36 months
Min Deposit $1,000
Min Balance $0
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%

Sharon Bank Savings Rates

Product Rate APY View More
Christmas Club 1.95% 2.00%
Min Deposit $0
Min Balance $50
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 20, 2026: 2.00% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Vacation Club 1.95% 2.00%
Min Deposit $0
Min Balance $50
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 20, 2026: 2.00% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Money Market Savings 0.025% 0.025%
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Regular Passbook Savings 0.025% 0.025%
Min Deposit $50
Min Balance $50
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Statement Savings 0.025% 0.025%
Min Deposit $100
Min Balance $100
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%

Sharon Bank Business Savings Rates

Product Rate APY View More
Business Passbook Savings 0.025% 0.025%
Min Deposit $50
Min Balance $50
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%

Sharon Bank Money Market Rates

Product Rate APY View More
Borrower's Select Money Market - 3.50%
Min Deposit $100
Min Balance $0
Details Balance: $0-$500,000.00
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 20, 2026: 3.50% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Borrower's Select Money Market 2.92% 3.00%
Min Deposit $100
Min Balance $500,000
Details Balance: $500,000.01-$750,000.00
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 20, 2026: 3.00% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Borrower's Select Money Market 2.68% 2.75%
Min Deposit $100
Min Balance $750,000
Details Balance: $750,000.01 and above
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 20, 2026: 2.75% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Optimum Money Market 0.30% 0.30%
Min Deposit $5,000
Min Balance $100,000
Details Balance: $100,000.00 and over
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.30% APY · checked 6 times
0.00%0.40%0.80%Sep 20, 2026: 0.30% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Optimum Money Market 0.25% 0.25%
Min Deposit $5,000
Min Balance $50,000
Details Balance: $50,000.00 to $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 20, 2026: 0.25% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Personal Gold Money Market 0.25% 0.25%
Min Deposit $25,000
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 20, 2026: 0.25% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Optimum Money Market 0.20% 0.20%
Min Deposit $5,000
Min Balance $25,000
Details Balance: $25,000.00 to $49,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 20, 2026: 0.20% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Optimum Money Market 0.15% 0.15%
Min Deposit $5,000
Min Balance $10,000
Details Balance: $10,000.00 to $24,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.15% APY · checked 6 times
0.00%0.33%0.65%Sep 20, 2026: 0.15% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Personal Gold Money Market 0.15% 0.15%
Min Deposit $25,000
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 20, 2026: 0.15% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Premiere Money Market 0.15% 0.15%
Min Deposit $10,000
Min Balance $50,000
Details Balance: $50,000.00 and over
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 20, 2026: 0.15% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Optimum Money Market 0.10% 0.10%
Min Deposit $5,000
Min Balance $5,000
Details Balance: $5,000.00 to $9,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 6 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Personal Gold Money Market 0.10% 0.10%
Min Deposit $25,000
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Premiere Money Market 0.10% 0.10%
Min Deposit $10,000
Min Balance $25,000
Details Balance: $25,000.00-$49,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Premiere Money Market 0.05% 0.05%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000.00- $24,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 7 times
0.00%0.28%0.55%Sep 20, 2026: 0.05% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Money Market IRA 0.025% 0.025%
Min Deposit $100
Min Balance $100
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Money Market Savings 0.025% 0.025%
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Optimum Money Market 0.025% 0.025%
Min Deposit $5,000
Min Balance $0
Details Balance: $.00-$4,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%

Sharon Bank Business Money Market Rates

Product Rate APY View More
Business Premiere Money Market 3.15% 3.25%
Min Balance $100,000
Details Balance: $100,000 and above
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 20, 2026: 3.25% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Business Premiere Money Market 1.95% 2.00%
Min Balance $50,000
Details Balance: $50,000.00 and over
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 20, 2026: 2.00% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Business Premiere Money Market 0.98% 1.00%
Min Balance $25,000
Details Balance: $25,000-$49,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 1.00% APY · checked 7 times
0.50%1.00%1.50%Sep 20, 2026: 1.00% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Business Premiere Money Market 0.48% 0.50%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000- $24,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.50% APY · checked 7 times
0.00%0.50%1.00%Sep 20, 2026: 0.50% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Business Optimum Money Market Account 0.30% 0.30%
Min Balance $100,000
Details Balance: $100,000.00 and over
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.30% APY · checked 7 times
0.00%0.40%0.80%Sep 20, 2026: 0.30% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Business Optimum Money Market Account 0.25% 0.25%
Min Balance $50,000
Details Balance: $50,000 to $99,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.25% APY · checked 7 times
0.00%0.38%0.75%Sep 20, 2026: 0.25% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Business Optimum Money Market Account 0.20% 0.20%
Min Balance $25,000
Details Balance: $25,000 to $49,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.20% APY · checked 7 times
0.00%0.35%0.70%Sep 20, 2026: 0.20% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Business Optimum Money Market Account 0.15% 0.15%
Min Balance $10,000
Details Balance: $10,000 to $24,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.15% APY · checked 7 times
0.00%0.33%0.65%Sep 20, 2026: 0.15% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Business Optimum Money Market Account 0.10% 0.10%
Min Balance $5,000
Details Balance: $5,000 to $9,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 20, 2026: 0.10% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Business Money Market 0.025% 0.025%
Min Deposit $1,000
Min Balance $1,000
Details Minimum balance to earn APY: $1,000.00
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Business Optimum Money Market Account 0.025% 0.025%
Min Deposit $5,000
Min Balance $0
Details Balance: $.01-$4,999.99
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 6 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%

Sharon Bank Checking Rates

Product Rate APY View More
1873 High Interest Checking - 2.00%
Min Deposit $100
Details Qualifications Required; Balance: up to and including $10,000.00; No minimum balance to earn rewards; Refunds on ATM withdrawal fees up to $25 monthly
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 2.00% APY · checked 7 times
1.50%2.00%2.50%Sep 20, 2026: 2.00% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Money Market Checking 0.025% 0.025%
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Senior Checking 0.025% 0.025%
Min Deposit $50
Min Balance $250
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%

Sharon Bank Business Checking Rates

Product Rate APY View More
Business Checking with Interest 0.025% 0.025%
Min Deposit $1,000
Min Balance $1,000
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
Business Non-Profit Checking 0.025% 0.025%
Min Deposit $0
Min Balance $250
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%

Sharon Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 5.00%
Details As Low As; Short-term and long-term Home Equity loans; advertised on homepage promo card
Last Updated 10/14/2026
Rate History
No change since Sep 16, 2026 · 5.00% APR · checked 7 times
4.50%5.00%5.50%Sep 16, 2026: 5.00% APRSep 16, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%

Sharon Bank Other Rates

Product Rate Points APY/APR Term View More
Junior Passbook 0.025% - 0.025%
Min Deposit $0
Min Balance $0
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%
N.O.W. Account 0.025% - 0.025%
Min Deposit $250
Min Balance $250
Last Updated 10/14/2026
Rate History
No change since Sep 20, 2026 · 0.03% APY · checked 7 times
0.00%0.26%0.53%Sep 20, 2026: 0.03% APYSep 20, 2026Oct 15, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 5.81%

Financial Health History

Sharon Bank’s Texas Ratio stayed near 5.37% in Q3 2023 to 5.81% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 5.37% A+ Q3 2023 A+ Q4 2023 A Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A Q3 2025 A+ Q4 2025 A+ Q1 2026 5.81% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$173M5.81%5.0A+
March 31, 2026$171M5.86%5.0A+
December 31, 2025$160M5.89%5.0A+
September 30, 2025$167M6.69%5.0A
June 30, 2025$170M4.73%5.0A+
March 31, 2025$173M5.86%5.0A+
December 31, 2024$165M5.29%5.0A+
September 30, 2024$164M5.62%5.0A+
June 30, 2024$173M5.69%5.0A+
March 31, 2024$173M6.15%5.0A
December 31, 2023$166M5.67%5.0A+
September 30, 2023$171M5.37%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Sharon Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Sharon Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sharon Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Sharon Bank
Bank Holding Company SHARON MUTUAL HOLDING CO
Address 900 W Sproul Rd, Springfield, PA 19064  ·  Delaware
FDIC Certificate # 28793
Established 18730101
FDIC Insurance Date 19890809
Domestic Offices 5
Total Branches 5
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.81%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6464%
Return on Equity (ROE) 6.6600%
Non-Performing Loans (NPL) 0.13%
Total Assets $172,625,000
Total Deposits $146,948,000
Equity Capital $16,518,000
Net Income $542,000
Headquarters Springfield
Total Branches and Offices 5
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Sharon Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://www.monitorbankrates.com/banks/sharon-bank-rates-review-28793">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Sharon Bank

How many branches does Sharon Bank operate?

Sharon Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Sharon Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sharon Bank provides members with tools to manage their accounts and build a solid financial history.

Does Sharon Bank offer online and mobile banking?

Most modern institutions like Sharon Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sharonbank.com.

Current Sharon Bank Rates

  • 12-Month CD3.65%
  • 18-Month CD3.25%
  • 24-Month CD3.65%
  • 36-Month CD3.00%
  • 48-Month CD3.25%
  • Savings0.025%
  • MMA3.50%
Retrieved from our database of financial products. Rates subject to change.