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Altoona First Savings Bank Rates and Review February 2026

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Altoona First Savings Bank's 7-Month Certificates of Deposit (CDs) rates are at 3.90%, 13-Month Certificates of Deposit (CDs) rates are at 3.75%, 60-Month Certificates of Deposit (CDs) rates are at 2.75%, 12-Month 12-Month Variable Rate CD rates are at 2.52%, 33-Month Certificates of Deposit (CDs) rates are at 2.50%. Altoona First Savings Bank's savings rates are at 0.10%. Altoona First Savings Bank's money market rates are at 0.35%. Altoona First Savings Bank's Conventional, Fixed Rate Mortgage rates are at 5.75%, Conventional, Fixed Rate Mortgage rates are at 5.85%, Conventional, Fixed Rate Mortgage rates are at 6.00%.

Altoona First Savings Bank

Rate Updates and Availability

Altoona First Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Altoona First Savings Bank? Share your experience about Altoona First Savings Bank by leaving a review below, or read customer reviews before you decide to use Altoona First Savings Bank.

Altoona First Savings Bank Texas Ratio

Altoona First Savings Bank's Texas Ratio is at 1.18%, which is considered excellent. The Texas Ratio for Altoona First Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Altoona First Savings Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Altoona First Savings Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
0.50%
18-Month CD
0.20%
24-Month CD
0.40%
36-Month CD
0.45%
48-Month CD
N/A
60-Month CD
2.75%
Savings
0.10%
MMA
0.35%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Altoona First Savings Bank
203 N Logan Blvd
Altoona, PA 16602
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Altoona First Savings Bank CD Rates

Product Rate APY Term View More
13 month Certificates of Deposit (CDs) - 3.75% 13 Months
Min Deposit$1,000
Last Updated 02/14/2026
60 month Certificates of Deposit (CDs) - 2.75% 60 Months
Min Deposit$1,000
Last Updated 02/14/2026
12 month 12-Month Variable Rate CD - 2.52% 12 Months
Min Deposit$100,000
DetailsCompounding Frequency: Quarterly
Last Updated 02/14/2026
33 month Certificates of Deposit (CDs) - 2.50% 33 Months
Min Deposit$1,000
Last Updated 02/14/2026
12 month 12-Month Variable Rate CD - 2.02% 12 Months
Min Deposit$50,000
DetailsCompounding Frequency: Quarterly
Last Updated 02/14/2026
12 month 12-Month Variable Rate CD - 1.26% 12 Months
Min Deposit$25,000
DetailsCompounding Frequency: Quarterly
Last Updated 02/14/2026
12 month 12-Month Variable Rate CD - 1.00% 12 Months
Min Deposit$10,000
DetailsCompounding Frequency: Quarterly
Last Updated 02/14/2026
12 month 12-Month Variable Rate CD - 0.50% 12 Months
Min Deposit$1,000
DetailsCompounding Frequency: Quarterly
Last Updated 02/14/2026
36 month Certificates of Deposit (CDs) - 0.45% 36 Months
Min Deposit$1,000
Last Updated 02/14/2026
24 month Certificates of Deposit (CDs) - 0.40% 24 Months
Min Deposit$1,000
Last Updated 02/14/2026
18 month Certificates of Deposit (CDs) - 0.20% 18 Months
Min Deposit$1,000
Last Updated 02/14/2026
3 month Certificates of Deposit (CDs) - 0.15% 3 Months
Min Deposit$1,000
Last Updated 02/14/2026
6 month Certificates of Deposit (CDs) - 0.10% 6 Months
Min Deposit$1,000
Last Updated 02/14/2026

Altoona First Savings Bank Savings Rates

Product Rate APY View More
Kids Savings Account - 0.25%
Min Deposit$1
DetailsCompounding Frequency: Quarterly
Last Updated 02/14/2026
Statement Savings Account - 0.15%
Min Deposit$10,000
Last Updated 02/14/2026
Statement Savings Account - 0.10%
Min Deposit$0
Last Updated 02/14/2026

Altoona First Savings Bank Money Market Rates

Product Rate APY View More
Money Market - 2.53%
Min Deposit$100,000
Last Updated 02/14/2026
Money Market - 2.02%
Min Deposit$50,000
Last Updated 02/14/2026
Money Market - 1.26%
Min Deposit$25,000
Last Updated 02/14/2026
Money Market - 1.00%
Min Deposit$10,000
Last Updated 02/14/2026
Money Market - 0.35%
Min Deposit$2,500
Last Updated 02/14/2026

Altoona First Savings Bank Checking Rates

Product Rate APY View More
Keystone Interest Checking 0.30% 0.30%
Min Deposit$25
Min Balance$1,500
DetailsBalance: $1,500.00+
Last Updated 02/14/2026
Business Checking with Interest 0.15% 0.15%
Min Deposit$1
Last Updated 02/14/2026
50+ Interest Checking 0.10% 0.10%
Min Deposit$25
Last Updated 02/14/2026
eInterest Checking 0.10% 0.10%
Min Deposit$25
Last Updated 02/14/2026
Keystone Interest Checking 0.05% 0.05%
Min Deposit$25
Min Balance$0
DetailsBalance: $0.00 - $1,499.99
Last Updated 02/14/2026

Altoona First Savings Bank Mortgage Rates

Product Rate Points APR Term View More
Conventional, Fixed Rate Mortgage 5.75% - 5.80% 15 Years
No additional details.
Last Updated 02/14/2026
Conventional, Fixed Rate Mortgage 5.85% - 5.89% 20 Years
No additional details.
Last Updated 02/14/2026
Conventional, Fixed Rate Mortgage 6.00% - 6.03% 30 Years
No additional details.
Last Updated 02/14/2026

Altoona First Savings Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Installment Loan 5.50% - 5.50% 5 Years
No additional details.
Last Updated 02/14/2026
Home Equity Installment Loan 5.75% - 5.75% 10 Years
No additional details.
Last Updated 02/14/2026
Home Equity Installment Loan 5.85% - 5.85% 15 Years
No additional details.
Last Updated 02/14/2026
Home Equity Installment Loan 6.00% - 6.00% 20 Years
No additional details.
Last Updated 02/14/2026
Home Equity Line of Credit 7.50% - 7.50%
No additional details.
Last Updated 02/14/2026

Altoona First Savings Bank Personal Loan Rates

Product Rate Points APR Term View More
Personal Unsecured Installment Loan 8.75% - 8.75% 1-5 Years
DetailsMonthly Payment per $1,000: $20.64, Number of Payments: 60
Last Updated 02/14/2026
Personal Unsecured Line of Credit 10.75% - 10.75%
No additional details.
Last Updated 02/14/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Altoona First Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Altoona First Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Altoona First Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Altoona First Savings Bank
203 N Logan Blvd
Altoona, PA 16602
Blair
Established Date: 01/01/1927
FDIC Certificate #: 27711
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Altoona First Savings Bank FDIC Insured? Yes
What is Altoona First Savings Bank's Cert number? 27711
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$307,363,000
Total Deposits:
$267,147,000
Equity Capital:
$36,780,000
Net Income:
$608,000
Return on Assets (ROA):
0.8202%
Return on Equity (ROE):
7.5700%
Headquarters:
Altoona
Regulator:
FDIC
# of Offices:
5
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

cMtV
★★★★★
December 17, 2025
xSWY
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Altoona First Savings Bank

How do I open an account at Altoona First Savings Bank?

You can typically open an account at Altoona First Savings Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Altoona First Savings Bank provides a range of mortgage and home equity products.

Is Altoona First Savings Bank a safe place to deposit money?

Yes, Altoona First Savings Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Altoona First Savings Bank offer online and mobile banking?

Most modern institutions like Altoona First Savings Bank provide digital access including online balance checks and transfers.

Current Altoona First Savings Bank Rates

ProductAPY
12-Month CD0.50%
18-Month CD0.20%
24-Month CD0.40%
36-Month CD0.45%
60-Month CD2.75%
Savings0.10%
MMA0.35%

Rates subject to change.