What are the current interest rates at Penn East Federal Credit Union?

Current rates for Penn East Federal Credit Union include: 12-Month CD: 1.60%, Savings: 0.10%, MMA: 1.26%

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Penn East Federal Credit Union Rates & Review August 2026

Item: Penn East Federal Credit Union
Rating: 2330
Author: oZig

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Penn East Federal Credit Union's 12 Month IRA CD rates are at 1.70%, 12 Month CD rates are at 1.70%, 12 Month IRA CD rates are at 1.65%, 12 Month CD rates are at 1.65%, 12 Month IRA CD rates are at 1.60%. Penn East Federal Credit Union's savings rates are at 0.10%. Penn East Federal Credit Union's money market rates are at 1.26%. Penn East Federal Credit Union's Personal Loan Rates are at 10.00%. MonitorBankRates evaluates the financial stability of Penn East Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.66%. Rates last updated and verified on 08/28/2026.

Penn East Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Penn East Federal Credit Union? Share your experience about Penn East Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Penn East Federal Credit Union.

Exceptional Health Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.66%

Excellent Lower than avg

Penn East Federal Credit Union
Scranton Branch

441 N 7th Ave
Scranton, PA 18503

https://www.penneastfcu.org

Penn East Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month IRA Certificate	1.69%	1.70%	12 Month
Min Deposit $100,000 Min Balance $100,000 Details For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (570) 342-2720. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
12 Month Share Certificate	1.69%	1.70%	12 Month
Min Deposit $100,000 Min Balance $100,000 Details For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (570) 342-2720. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
12 Month IRA Certificate	1.64%	1.65%	12 Month
Min Deposit $50,000 Min Balance $50,000 Details For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (570) 342-2720. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
12 Month Share Certificate	1.64%	1.65%	12 Month
Min Deposit $50,000 Min Balance $50,000 Details For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (570) 342-2720. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
12 Month IRA Certificate	1.59%	1.60%	12 Month
Min Deposit $1,000 Min Balance $1,000 Details For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (570) 342-2720. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
12 Month Share Certificate	1.59%	1.60%	12 Month
Min Deposit $1,000 Min Balance $1,000 Details For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (570) 342-2720. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
12 Month Teen Share Certificate	1.59%	1.60%	12 Month
Min Deposit $100 Min Balance $100 Details For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (570) 342-2720. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
6 Month Share Certificate	1.29%	1.30%	6 Month
Min Deposit $100,000 Min Balance $100,000 Details For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (570) 342-2720. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
6 Month Share Certificate	1.24%	1.25%	6 Month
Min Deposit $50,000 Min Balance $50,000 Details For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (570) 342-2720. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
6 Month Share Certificate	1.19%	1.20%	6 Month
Min Deposit $1,000 Min Balance $1,000 Details For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (570) 342-2720. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
6 Month Teen Share Certificate	1.19%	1.20%	6 Month
Min Deposit $100 Min Balance $100 Details For the purposes of this disclosure, this is a rate and APY that was offered within the most recent seven calendar days and was accurate as of the effective date shown herein. For more current rates, please call (570) 342-2720. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%

Penn East Federal Credit Union Savings Rates

Product	Rate	APY
Educational IRA Savings	0.50%	0.50%
Details For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date of 4-12-24. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Roth Ira Savings	0.50%	0.50%
Details For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date of 4-12-24. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Traditional IRA Savings	0.50%	0.50%
Details For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date of 4-12-24. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Chistmas Club	0.10%	0.10%
Details For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date of 4-12-24. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Savings	0.10%	0.10%
Min Balance $100 Details For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date of 4-12-24. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Vacation Club	0.10%	0.10%
Details For the purposes of this disclosure, this is a rate and APY as of the last dividend declaration date of 4-12-24. These Dividend Rate(s) and Annual Percentage Yield(s) shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%

Penn East Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	2.00%	2.02%
Min Balance $350,000 Details All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Money Market	1.75%	1.76%
Min Balance $100,000 Details All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Money Market	1.50%	1.51%
Min Balance $50,000 Details All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Money Market	1.25%	1.26%
Min Balance $0 Details All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%

Penn East Federal Credit Union Checking Rates

Product	Rate	APY
High Rewards Checking	3.05%	3.09%
Min Balance $0 Details Qualifications Required: 12 or more signature-based (non-PIN) transactions (evidenced by Your statement) using Your Debit Card; consent to receive Your statements electronically; High Rewards Checking: This account is subject to a Tiered Variable Rate. 3.08% APY will be paid on the portion of daily balance of $7,500 or less. Portion of daily balance over $7,500 earns a dividend rate of 0.10%, resulting in an APY of 3.00% to 0.32%, depending on the balance. If qualifications are not met, all balances in the High Rewards checking will earn 0.05% APY. In order to earn the disclosed High Rewards APY and be reimbursed for domestic ATM fees incurred (up to $20.00 per month), during each dividend period, You must: (a) make 12 or more signature-based (non-PIN) transactions (evidenced by Your statement) using Your Debit Card; and (b) consent to receive Your statements electronically. Each qualification cycle will begin on the first calendar day of each month, and end on the last calendar day of each month ("qualification cycle"). Domestic ATM fees incurred during each calculation cycle will be reimbursed up to a total of $20.00 if qualifications are met within the calculation cycle. Calculation rewards will not be issued if all qualifications are met within the calculation cycle. For the purposes of this disclosure, this is a rate and APY as of the last dividend period of 01/01/2024. This Dividend Rate and Annual Percentage Yield shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the interest period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Business Checking Plus	0.90%	0.90%
Min Balance $900,000 Details For the purposes of this disclosure, this is a rate and APY as of the last dividend period of 01/01/2024. This Dividend Rate and Annual Percentage Yield shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the interest period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Business Checking Plus	0.50%	0.50%
Min Balance $500,000 Details For the purposes of this disclosure, this is a rate and APY as of the last dividend period of 01/01/2024. This Dividend Rate and Annual Percentage Yield shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the interest period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Business Checking Plus	0.25%	0.25%
Min Balance $90,000 Details For the purposes of this disclosure, this is a rate and APY as of the last dividend period of 01/01/2024. This Dividend Rate and Annual Percentage Yield shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the interest period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Business Checking Plus	0.20%	0.20%
Min Balance $50,000 Details For the purposes of this disclosure, this is a rate and APY as of the last dividend period of 01/01/2024. This Dividend Rate and Annual Percentage Yield shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the interest period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Business Checking Plus	0.15%	0.15%
Min Balance $5,000 Details For the purposes of this disclosure, this is a rate and APY as of the last dividend period of 01/01/2024. This Dividend Rate and Annual Percentage Yield shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the interest period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Advantage Checking	0.10%	0.10%
Details For the purposes of this disclosure, this is a rate and APY as of the last dividend period of 01/01/2024. This Dividend Rate and Annual Percentage Yield shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the interest period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
High Rewards Checking	0.10%	0.10%
Min Balance $7,500 Details High Rewards Checking: This account is subject to a Tiered Variable Rate. 3.08% APY will be paid on the portion of daily balance of $7,500 or less. Portion of daily balance over $7,500 earns a dividend rate of 0.10%, resulting in an APY of 3.00% to 0.32%, depending on the balance. If qualifications are not met, all balances in the High Rewards checking will earn 0.05% APY. In order to earn the disclosed High Rewards APY and be reimbursed for domestic ATM fees incurred (up to $20.00 per month), during each dividend period, You must: (a) make 12 or more signature-based (non-PIN) transactions (evidenced by Your statement) using Your Debit Card; and (b) consent to receive Your statements electronically. Each qualification cycle will begin on the first calendar day of each month, and end on the last calendar day of each month ("qualification cycle"). Domestic ATM fees incurred during each calculation cycle will be reimbursed up to a total of $20.00 if qualifications are met within the calculation cycle. Calculation rewards will not be issued if all qualifications are met within the calculation cycle. For the purposes of this disclosure, this is a rate and APY as of the last dividend period of 01/01/2024. This Dividend Rate and Annual Percentage Yield shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the interest period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Premier Checking	0.10%	0.10%
Details For the purposes of this disclosure, this is a rate and APY as of the last dividend period of 01/01/2024. This Dividend Rate and Annual Percentage Yield shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the interest period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Business Checking Plus	0.05%	0.05%
Min Balance $0 Details For the purposes of this disclosure, this is a rate and APY as of the last dividend period of 01/01/2024. This Dividend Rate and Annual Percentage Yield shown above may change at any time as determined by Our Board of Directors. All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the interest period. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%

Penn East Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Fixed Rate Loan	-	-	5.99%	Up to 36 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Home Equity Fixed Rate Loan	-	-	6.24%	37-60 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Home Equity Fixed Rate Loan	-	-	6.49%	61-120 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Home Equity Fixed Rate Loan	-	-	6.95%	121-180 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Home Equity Line of Credit	-	-	7.00%	240 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%

Penn East Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
2024 - Newer Used Auto Loan	-	-	5.24%	Up to 36 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
2024 - Newer Used Auto Loan	-	-	5.49%	37-48 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
2024 - Newer Used Auto Loan	-	-	5.74%	49-60 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Used Auto Loan - 2021-2022-2023 Model Year	-	-	5.74%	Up to 36 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
2024 - Newer Used Auto Loan	-	-	5.99%	61-72 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Used Auto Loan - 2021-2022-2023 Model Year	-	-	5.99%	2023 Mo
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
2024 - Newer Used Auto Loan	-	-	6.24%	73-84 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Used Auto Loan - 2021-2022-2023 Model Year	-	-	6.24%	2023 Mo
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Used Auto Loan - 2021-2022-2023 Model Year	-	-	6.49%	2023 Mo
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Used Auto Loan - 2018-2019-2020 Model Year	-	-	6.74%	Up to 36 months
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Used Auto Loan - 2018-2019-2020 Model Year	-	-	6.99%	2020 Mo
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%
Used Auto Loan - 2018-2019-2020 Model Year	-	-	7.24%	2020 Mo
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%

Penn East Federal Credit Union Credit Card Rates

Product	Rate	APR	View More
PEFCU Credit Card	-	9.99%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%

Penn East Federal Credit Union Personal Loan Rates

Product	Rate	APR	View More
Personal Loan	-	10.00%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.66%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Penn East Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Penn East Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Penn East Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Penn East Federal Credit Union

Website https://www.penneastfcu.org

Address 441 N 7th Ave, Scranton, PA 18503

Phone 570-342-2720

Fax 570-342-4669

President Lisa Lesneski

CEO Marie Beggin

Full-Time Employees 50

Part-Time Employees 10

Branch Locations 4

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.66%

Return on Assets (ROA)

0.3162%

Return on Equity (ROE)

3.0052%

Non-Performing Loans Ratio (NPL)

0.15%

Total Assets

268,334,905

Total Amount of Shares and Deposits

247,228,391

Total Shares and Deposits < 1 Year

246,062,166

Total Shares and Deposits 1 3 Years

884,705

Total Shares and Deposits > 3 Years

281,520

Total Insured Shares and Deposits > $250K (item 17 less item K)

247,228,391

Total Interest Expense (Sum of items 6 8)

1,490,207

Share Certificates

1,487

Number of Accounts for Share Drafts

10,974

IRA KEOGH Accounts

383

Number of Accounts for Regular Shares

24,267

All other shares

1,423

Money Market Shares

709

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

30,215,699

Total Liabilities

248,339,885

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Penn East Federal Credit Union earned the Exceptional Health badge

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Customer Reviews

oZig

★★★★★

December 17, 2025

MSoh

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Average Rating

★★★★★

Total Reviews

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Frequently Asked Questions About Penn East Federal Credit Union

How many branches does Penn East Federal Credit Union operate?

Penn East Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Penn East Federal Credit Union?

Yes, to access services at Penn East Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Penn East Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Penn East Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Penn East Federal Credit Union offer online and mobile banking?

Most modern institutions like Penn East Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.penneastfcu.org.