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Penn East Federal Credit Union

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Penn East Federal Credit Union Rates & Review June 2026

Item: Penn East Federal Credit Union
Rating: 2330
Author: oZig

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 13, 2026

You can compare Penn East Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.50%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 0.10%. Savings rates are at 3.95% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to Penn East Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Penn East Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.66%. Rates were last updated on 06/13/2026.

Penn East Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Penn East Federal Credit Union? Share your experience about Penn East Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Penn East Federal Credit Union.

Exceptional Health Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.66%

Excellent Lower than avg

Penn East Federal Credit Union
Scranton Branch

441 N 7th Ave
Scranton, PA 18503

https://www.penneastfcu.org

Current Rate Availability

We do not have Penn East Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Penn East Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Penn East Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Penn East Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Penn East Federal Credit Union

Website https://www.penneastfcu.org

Address 441 N 7th Ave, Scranton, PA 18503

Phone 570-342-2720

Fax 570-342-4669

President Lisa Lesneski

CEO Marie Beggin

Full-Time Employees 50

Part-Time Employees 10

Branch Locations 4

ATM Locations 3

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (100/100)

Texas Ratio

0.66%

Return on Assets (ROA)

0.3162%

Return on Equity (ROE)

3.0052%

Non-Performing Loans Ratio (NPL)

0.15%

Total Assets

268,334,905

Total Amount of Shares and Deposits

247,228,391

Total Shares and Deposits < 1 Year

246,062,166

Total Shares and Deposits 1 3 Years

884,705

Total Shares and Deposits > 3 Years

281,520

Total Insured Shares and Deposits > $250K (item 17 less item K)

247,228,391

Total Interest Expense (Sum of items 6 8)

1,490,207

Share Certificates

1,487

Number of Accounts for Share Drafts

10,974

IRA KEOGH Accounts

383

Number of Accounts for Regular Shares

24,267

All other shares

1,423

Money Market Shares

709

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

30,215,699

Total Liabilities

248,339,885

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Penn East Federal Credit Union earned the Exceptional Health badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-a-2026.svg"
       alt="MonitorBankRates Exceptional Health Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

oZig

★★★★★

December 17, 2025

MSoh

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Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Penn East Federal Credit Union

Frequently Asked Questions About Penn East Federal Credit Union

How many branches does Penn East Federal Credit Union operate?

Penn East Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Penn East Federal Credit Union?

Yes, to access services at Penn East Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Penn East Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Penn East Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Penn East Federal Credit Union offer online and mobile banking?

Most modern institutions like Penn East Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.penneastfcu.org.