Penn East Federal Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Penn East Federal Credit Union's 12 Month CD rates are at 1.70%, 12 Month CD rates are at 1.65%, 12 Month CD rates are at 1.60%, 6 Month CD rates are at 1.30%, 6 Month CD rates are at 1.25%. Penn East Federal Credit Union's savings rates are at 0.10%. Penn East Federal Credit Union's money market rates are at 1.26%. Penn East Federal Credit Union's Personal Loan Rates are at 10.00%.
Penn East Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Penn East Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . Penn East Federal Credit Union Texas RatioPenn East Federal Credit Union's Texas Ratio is at 0.69%, which is considered excellent. The Texas Ratio for Penn East Federal Credit Union is lower than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Penn East Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Penn East Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, Penn East Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable.
Penn East Federal Credit Union
Scranton Branch 441 N 7th Ave
Scranton, PA 18503 
Penn East Federal Credit Union CD Rates
Penn East Federal Credit Union Savings Rates
Penn East Federal Credit Union Money Market Rates
Penn East Federal Credit Union Checking Rates
Penn East Federal Credit Union Home Equity & HELOC
Penn East Federal Credit Union Auto Loan Rates
Penn East Federal Credit Union Credit Card Rates
Penn East Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Penn East Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Penn East Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Penn East Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: Penn East Federal Credit Union
Website: https://www.penneastfcu.org
Full Time Employees: 50Part Time Employees: 10 President: Lisa Lesneski CEO: Marie Beggin Branch Locations: 4 ATM Locations: 3 Corporate Office Address:
441 N 7th Ave
Scranton, PA 18503 Phone Number: 570-342-2720 Fax Number: 570-342-4669 FinancialsTotal Assets:
268,334,905
Total Amount of Shares and Deposits:
247,228,391
Total Shares and Deposits < 1 Year:
246,062,166
Total Shares and Deposits 1 3 Years:
884,705
Total Shares and Deposits > 3 Years:
281,520
Total Insured Shares and Deposits > $250K (item 17 less item K):
247,228,391
Total Interest Expense (Sum of items 6 8):
1,490,207
Share Certificates:
1,487
Number of Accounts for Share Drafts:
10,974
IRA KEOGH Accounts:
383
Number of Accounts for Regular Shares:
24,267
All other shares:
1,423
Money Market Shares:
709
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
30,215,699
Total Liabilities:
248,339,885
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsoZig
December 17, 2025
MSoh
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Frequently Asked Questions About Penn East Federal Credit UnionIs a member application needed to join Penn East Federal Credit Union?Yes, to access services at Penn East Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Penn East Federal Credit Union provides a range of mortgage and home equity products. Is Penn East Federal Credit Union a safe place to deposit money?Yes, Penn East Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Penn East Federal Credit Union offer online and mobile banking?Most modern institutions like Penn East Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
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