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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
USSCO JOHNSTOWN Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 15, 2026
USSCO JOHNSTOWN's 36-month CDs of Deposit rates are at 2.78%, 48-month CDs of Deposit rates are at 2.78%, 60-month CDs of Deposit rates are at 2.78%, Roth IRA CDs 36-month rates are at 2.78%, Roth IRA CDs 48-month rates are at 2.78%. USSCO JOHNSTOWN's savings rates are at 0.20%. USSCO JOHNSTOWN's money market rates are at 0.20%. MonitorBankRates evaluates the financial stability of USSCO JOHNSTOWN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.11%. Rates were last updated on 03/15/2026. USSCO JOHNSTOWN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at USSCO JOHNSTOWN? Share your experience about USSCO JOHNSTOWN by leaving a review below, or read customer reviews before you decide to use USSCO JOHNSTOWN. 
USSCO JOHNSTOWN CD Rates
USSCO JOHNSTOWN Savings Rates
USSCO JOHNSTOWN Money Market Rates
USSCO JOHNSTOWN Checking Rates
USSCO JOHNSTOWN Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for USSCO JOHNSTOWN is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather USSCO JOHNSTOWN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with USSCO JOHNSTOWN's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
USSCO JOHNSTOWN
Website
http://www.usscofcu.org
Address
532 Oakridge Dr,
Johnstown, PA 15904
Phone
814-266-4987
Fax
814-266-1575
President
Scott Morris
CEO
Gregory Sisitki
Full-Time Employees
31
Part-Time Employees
4
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.11%
Return on Assets (ROA)
0.4866%
Return on Equity (ROE)
3.9133%
Non-Performing Loans Ratio (NPL)
0.29%
Total Assets
167,662,304
Total Amount of Shares and Deposits
152,151,808
Total Shares and Deposits < 1 Year
148,188,592
Total Shares and Deposits 1 3 Years
3,225,562
Total Shares and Deposits > 3 Years
737,654
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,529,922
Total Uninsured Shares and Deposits > $250K (F+J)
3,529,922
Total Insured Shares and Deposits > $250K (item 17 less item K)
148,621,886
Total Interest Expense (Sum of items 6 8)
777,528
Share Certificates
1,136
Number of Accounts for Share Drafts
8,524
IRA KEOGH Accounts
645
Number of Accounts for Regular Shares
18,862
Money Market Shares
225
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,507,581
Total Liabilities
152,726,249
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About USSCO JOHNSTOWNIs USSCO JOHNSTOWN a safe place to deposit money?Yes, USSCO JOHNSTOWN is considered a safe financial institution. With a Texas Ratio of 1.107513760215%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does USSCO JOHNSTOWN operate?USSCO JOHNSTOWN currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join USSCO JOHNSTOWN?Yes, to access services at USSCO JOHNSTOWN, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, USSCO JOHNSTOWN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, USSCO JOHNSTOWN provides members with tools to manage their accounts and build a solid financial history. Does USSCO JOHNSTOWN offer online and mobile banking?Most modern institutions like USSCO JOHNSTOWN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.usscofcu.org. Current USSCO JOHNSTOWN Rates
Retrieved from our database of financial products. Rates subject to change.
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