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CD Rate Trends

Tylersburg, Pennsylvania Best CD Rates October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: October 14, 2026

Tylersburg, Pennsylvania CD rates from banks and credit unions serving Pennsylvania range from 2.62% to 4.81% APY, verified by MonitorBankRates as of October 14, 2026. Current Tylersburg, Pennsylvania CD rates include Tendto Credit UnionTendto Credit UnionA+5.0 ★Texas Ratio: 3.10%Real return: +2.01%APY minus CPI (February 2026) offering Share Certificates - 60 month Certificate at 4.81% APY, First Northern Bank and Trust CompanyFirst Northern Bank and Trust CompanyA+5.0 ★Texas Ratio: 5.78%Real return: +1.93%APY minus CPI (February 2026) offering 2 Year (24 Month) Adjustable CD at 4.73% APY, Citizens & Northern Bank C&NCitizens & Northern Bank C&NA5.0 ★Texas Ratio: 10.85%Real return: +1.83%APY minus CPI (February 2026) offering 60 Month Certificate of Deposit at 4.63% APY, Patriot Federal Credit UnionPatriot Federal Credit UnionA+5.0 ★Texas Ratio: 1.50%Real return: +1.80%APY minus CPI (February 2026) offering 48 Month Share Certificate at 4.60% APY, and Enterprise Bank Allison Park, PAEnterprise Bank Allison Park, PAF1.0 ★Texas Ratio: 80.27%Real return: +1.79%APY minus CPI (February 2026) offering Business 5 Year CD at 4.59% APY. CD rates as of October 14, 2026 according to verified data from MonitorBankRates.

Tylersburg is a smaller community with no bank or credit union branches currently in our database. 756 institutions serving the Pennsylvania area are available to Tylersburg residents, with CD rates as high as 4.81% APY from Tendto Credit Union. Rates are continually updated, so we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 14, 2026

Compare Best CD Rates in Tylersburg, Pennsylvania & the Surrounding Area

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Tylersburg 3 Month CD Rates

Pennsylvania 3 Month CD Average1.79% APYNational 2.09%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
90 Day Certificate of Deposit
$500
4.10% ▲ 2.31% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 2.31% above avgNationally 2.09%
Details

Interest compounded daily

Rate History
1 change since Sep 24, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
3.30%3.95%4.60%Sep 24, 2026: 3.80% APYOct 14, 2026: 4.10% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 3.80%
  • Sep 24, 20263.80%first recorded
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
3 Month Business Certificates
$0
4.00% ▲ 2.21% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
3 Month Share & IRA Share Certificate
$500
4.00% ▲ 2.21% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Share/IRA Certificate - 3 Months
$500
4.00% ▲ 2.21% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 2.21% above avgNationally 2.09%
Details

$500 minimum deposit to open account and earn APY

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
3 Month Regular & IRA Certificate
$500
3.90% ▲ 2.11% above Pennsylvania avg
View
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.11% above avgNationally 2.09%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 12, 2026: 3.90% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 3 months
$500
3.90% ▲ 2.11% above Pennsylvania avg
View
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 2.11% above avgNationally 2.09%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 12, 2026: 3.90% APYOct 12, 2026Oct 14, 2026
Meridian Bank
Institution Rating:
C3.9 ★Texas Ratio: 27.97%
Certificates Of Deposit - 3 Month
$500
3.75% ▲ 1.96% above Pennsylvania avg
View
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

Minimum balance to open & obtain APY; early withdrawal penalties apply

Rate History
1 change since Sep 15, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60%
3.10%3.68%4.25%Sep 15, 2026: 3.60% APYOct 14, 2026: 3.75% APYSep 15, 2026Oct 14, 2026
  • Oct 14, 20263.75%▲ from 3.60%
  • Sep 15, 20263.60%first recorded
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Business Certificate of Deposit - 3 Months
$2,000
3.75% ▲ 1.96% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

Rates effective as of 09/22/2026; rates may change after account is opened; early withdrawal penalties may apply

Rate History
No change since Oct 14, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 14, 2026
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Certificate of Deposit - 3 Months
$2,000
3.75% ▲ 1.96% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

$2,000 minimum to open and earn the APY on all CDs; Early withdrawal penalties may apply; Eligible as IRA CD

Rate History
No change since Oct 14, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 14, 2026: 3.75% APYOct 14, 2026Oct 14, 2026
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 MONTH CD
$5,000
3.75% ▲ 1.96% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 14, 2026
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month Traditional Preferred Certificates
$0
3.75% ▲ 1.96% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.96% above avgNationally 2.09%
Details

Regular, Traditional IRA, Roth IRA, Education Savings; APY fixed to maturity; early withdrawal penalty applies

Rate History
No change since Oct 12, 2026 · 3.75% APY
3.25%3.75%4.25%Oct 12, 2026: 3.75% APYOct 12, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month IRA Certificates of Deposit - Jumbo CDs
$0
3.71% ▲ 1.92% above Pennsylvania avg
View
▼
Rate3.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.92% above avgNationally 2.09%
Details

Jumbo CDs (Above $75,000); no additional deposits after opening; penalty for early withdrawal; certificate renews automatically

Rate History
No change since Oct 13, 2026 · 3.71% APY
3.21%3.71%4.21%Oct 13, 2026: 3.71% APYOct 13, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificate of Deposit
$500
3.71% ▲ 1.92% above Pennsylvania avg
View
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.92% above avgNationally 2.09%
Details

Jumbo CD (Above $75,000)

Rate History
1 change since Sep 14, 2026 · 3.76% → 3.71% ▼ 0.05 pts · high 3.76% / low 3.71%
3.21%3.74%4.26%Sep 14, 2026: 3.76% APYOct 13, 2026: 3.71% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20263.71%▼ from 3.76%
  • Sep 14, 20263.76%first recorded
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
3 Month WooriWON Certificate of Deposit (CD)
$1,000
3.70% ▲ 1.91% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details

Simple interest, paid at maturity; renews automatically; early withdrawal penalty may apply

Rate History
No change since Oct 7, 2026 · 3.70% APY · checked 3 times
3.20%3.70%4.20%Oct 7, 2026: 3.70% APYOct 7, 2026Oct 14, 2026
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
3-Month Certificate
$0
3.70% ▲ 1.91% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details

APY up to; Share Certificates require a minimum balance of $500.00 to earn the stated APY; Regular and IRA Certificates

Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 6 times
3.20%3.70%4.20%Sep 12, 2026: 3.70% APYSep 12, 2026Oct 14, 2026
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
IRA Certificate - 3 Months
$500
3.70% ▲ 1.91% above Pennsylvania avg
View
▼
Rate3.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details

As of November 6, 2025; dividend rate and APY fixed for the term of the account

Rate History
No change since Oct 12, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 12, 2026: 3.70% APYOct 12, 2026Oct 14, 2026
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Certificate of Deposit - 3 mos
$500
3.70% ▲ 1.91% above Pennsylvania avg
View
▼
Rate3.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.91% above avgNationally 2.09%
Details

Balance: $75,000.00 and over

Rate History
No change since Oct 13, 2026 · 3.70% APY
3.20%3.70%4.20%Oct 13, 2026: 3.70% APYOct 13, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month IRA Certificates of Deposit - Regular CDs
$500
3.67% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.88% above avgNationally 2.09%
Details

Minimum deposit of $500 required to open a Certificate of Deposit; no additional deposits after opening; penalty for early withdrawal; certificate renews automatically

Rate History
No change since Oct 13, 2026 · 3.67% APY
3.17%3.67%4.17%Oct 13, 2026: 3.67% APYOct 13, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificate of Deposit
$500
3.67% ▲ 1.88% above Pennsylvania avg
View
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.88% above avgNationally 2.09%
Details

Regular CD

Rate History
1 change since Sep 14, 2026 · 3.76% → 3.67% ▼ 0.09 pts · high 3.76% / low 3.67%
3.17%3.72%4.26%Sep 14, 2026: 3.76% APYOct 13, 2026: 3.67% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20263.67%▼ from 3.76%
  • Sep 14, 20263.76%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 3 Month
$0
3.65% ▲ 1.86% above Pennsylvania avg
View
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.86% above avgNationally 2.09%
Details

Rate History
No change since Sep 18, 2026 · 3.65% APY · checked 4 times
3.15%3.65%4.15%Sep 18, 2026: 3.65% APYSep 18, 2026Oct 14, 2026
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational
$0
3.65% ▲ 1.86% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.86% above avgNationally 2.09%
Details

Nonpreferred; APY fixed to maturity; early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 3 times
3.15%3.65%4.15%Sep 14, 2026: 3.65% APYSep 14, 2026Oct 14, 2026
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Traditional Nonpreferred Certificates - 3 months
$0
3.65% ▲ 1.86% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.86% above avgNationally 2.09%
Details

Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational; APY fixed to maturity

Rate History
No change since Oct 12, 2026 · 3.65% APY
3.15%3.65%4.15%Oct 12, 2026: 3.65% APYOct 12, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
3 Month Certificate of Deposit
$0
3.60% ▲ 1.81% above Pennsylvania avg
View
▼
Rate3.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.81% above avgNationally 2.09%
Details

APY based on semi-annual compounding; substantial penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 14, 2026
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Certificate of Deposit - 3 mos
$500
3.60% ▲ 1.81% above Pennsylvania avg
View
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.81% above avgNationally 2.09%
Details

Balance: $10,000.00 - $74,999.99

Rate History
No change since Oct 13, 2026 · 3.60% APY
3.10%3.60%4.10%Oct 13, 2026: 3.60% APYOct 13, 2026Oct 14, 2026
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
3 Month Bonus Certificate
$75,000
3.55% ▲ 1.76% above Pennsylvania avg
View
▼
Rate3.50%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.76% above avgNationally 2.09%
Details

Balance: $75,000+

Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 4 times
3.05%3.55%4.05%Sep 14, 2026: 3.55% APYSep 14, 2026Oct 14, 2026
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
3 Month CD
$1,000
3.50% ▲ 1.71% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

Maximum deposit $250,000 when opened online; $500,000 when opened in the branch

Rate History
1 change since Sep 18, 2026 · 3.25% → 3.50% ▲ 0.25 pts · high 3.50% / low 3.25%
2.75%3.38%4.00%Sep 18, 2026: 3.25% APYOct 14, 2026: 3.50% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20263.50%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Citadel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.94%
3 Month Certificate
$500
3.50% ▲ 1.71% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

Rate History
No change since Oct 8, 2026 · 3.50% APY · checked 2 times
3.00%3.50%4.00%Oct 8, 2026: 3.50% APYOct 8, 2026Oct 14, 2026
Top Tier Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.09%
3 Month Share Certificate
$500
3.50% ▲ 1.71% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

A penalty may be imposed for early withdrawal

Rate History
No change since Sep 25, 2026 · 3.50% APY · checked 4 times
3.00%3.50%4.00%Sep 25, 2026: 3.50% APYSep 25, 2026Oct 14, 2026
Sun East Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.77%
3 Month Regular / IRA
$500
3.50% ▲ 1.71% above Pennsylvania avg
View
▼
Rate3.44%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

Regular / IRA

Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Oct 14, 2026
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
3 Month Jumbo Certificate
$10,000
3.50% ▲ 1.71% above Pennsylvania avg
View
▼
Rate3.44%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 12, 2026: 3.50% APYSep 12, 2026Oct 14, 2026
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 3 MONTH
$0
3.50% ▲ 1.71% above Pennsylvania avg
View
▼
Rate3.44%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

Penalty may be imposed for early withdrawal

Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 8 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 14, 2026
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Certificate of Deposit - 3 mos
$500
3.50% ▲ 1.71% above Pennsylvania avg
View
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.71% above avgNationally 2.09%
Details

Balance: $500.00 - $9,999.99

Rate History
No change since Oct 13, 2026 · 3.50% APY
3.00%3.50%4.00%Oct 13, 2026: 3.50% APYOct 13, 2026Oct 14, 2026
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
3-month Certificate
$500
3.45% ▲ 1.66% above Pennsylvania avg
View
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.66% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.45% APY · checked 6 times
2.95%3.45%3.95%Sep 14, 2026: 3.45% APYSep 14, 2026Oct 14, 2026
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 3-month Certificate
$500
3.45% ▲ 1.66% above Pennsylvania avg
View
▼
Rate3.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.66% above avgNationally 2.09%
Details

Rate History
No change since Oct 9, 2026 · 3.45% APY · checked 2 times
2.95%3.45%3.95%Oct 9, 2026: 3.45% APYOct 9, 2026Oct 14, 2026
Brentwood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.96%
3 Month Certificate of Deposit and IRA
$2,000
3.40% ▲ 1.61% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.61% above avgNationally 2.09%
Details

Rate History
No change since Sep 24, 2026 · 3.40% APY · checked 5 times
2.90%3.40%3.90%Sep 24, 2026: 3.40% APYSep 24, 2026Oct 14, 2026
Diamond Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.56%
90 Day Jumbo Share Certificate
$75,000
3.31% ▲ 1.52% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.52% above avgNationally 2.09%
Details

Rate History
No change since Sep 14, 2026 · 3.31% APY · checked 6 times
2.81%3.31%3.81%Sep 14, 2026: 3.31% APYSep 14, 2026Oct 14, 2026
County Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month Certificate of Deposit
$0
3.25% ▲ 1.46% above Pennsylvania avg
View
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.46% above avgNationally 2.09%
Details

Compounded Daily

Rate History
No change since Sep 20, 2026 · 3.25% APY · checked 5 times
2.75%3.25%3.75%Sep 20, 2026: 3.25% APYSep 20, 2026Oct 14, 2026
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
Share Certificate - 3-Month
$500
3.25% ▲ 1.46% above Pennsylvania avg
View
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average1.79%▲ 1.46% above avgNationally 2.09%
Details

Rate Type: Fixed

Rate History
1 change since Sep 14, 2026 · 3.15% → 3.25% ▲ 0.10 pts · high 3.25% / low 3.15%
2.65%3.20%3.75%Sep 14, 2026: 3.15% APYOct 5, 2026: 3.25% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20263.25%▲ from 3.15%
  • Sep 14, 20263.15%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
3 Month IRA Certificate
$500
3.14% ▲ 1.35% above Pennsylvania avg
View
▼
Rate3.10%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.35% above avgNationally 2.09%
Details

Rate History
No change since Oct 8, 2026 · 3.14% APY · checked 2 times
2.64%3.14%3.64%Oct 8, 2026: 3.14% APYOct 8, 2026Oct 14, 2026
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
3 Months - Tier account
$1,000
3.10% ▲ 1.31% above Pennsylvania avg
View
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.79%▲ 1.31% above avgNationally 2.09%
Details

Daily Balances of: $50,000.00-2,000,000.00

Rate History
No change since Oct 7, 2026 · 3.10% APY · checked 2 times
2.60%3.10%3.60%Oct 7, 2026: 3.10% APYOct 7, 2026Oct 14, 2026
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
IRA - 3 Months - Tier account
$1,000
3.10% ▲ 1.31% above Pennsylvania avg
View
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.79%▲ 1.31% above avgNationally 2.09%
Details

Daily Balances of: $50,000.00-2,000,000.00

Rate History
No change since Sep 11, 2026 · 3.10% APY · checked 3 times
2.60%3.10%3.60%Sep 11, 2026: 3.10% APYSep 11, 2026Oct 14, 2026
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
3 Month IRA Certificate
$1,000
3.05% ▲ 1.26% above Pennsylvania avg
View
▼
Rate3.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.26% above avgNationally 2.09%
Details

IRA Certificate; $1,000 Minimum

Rate History
1 change since Sep 16, 2026 · 2.80% → 3.05% ▲ 0.25 pts · high 3.05% / low 2.80%
2.30%2.93%3.55%Sep 16, 2026: 2.80% APYOct 4, 2026: 3.05% APYSep 16, 2026Oct 14, 2026
  • Oct 4, 20263.05%▲ from 2.80%
  • Sep 16, 20262.80%first recorded
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Jumbo Certificates - 3 month
$50,000
3.05% ▲ 1.26% above Pennsylvania avg
View
▼
Rate3.01%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.26% above avgNationally 2.09%
Details

Jumbo Certificate; $50,000 minimum

Rate History
1 change since Sep 16, 2026 · 2.80% → 3.05% ▲ 0.25 pts · high 3.05% / low 2.80%
2.30%2.93%3.55%Sep 16, 2026: 2.80% APYOct 12, 2026: 3.05% APYSep 16, 2026Oct 14, 2026
  • Oct 12, 20263.05%▲ from 2.80%
  • Sep 16, 20262.80%first recorded
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Fixed Rate CD - 3 Month
$2,500
3.00% ▲ 1.21% above Pennsylvania avg
View
▼
Rate2.96%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.21% above avgNationally 2.09%
Details

Rate History
No change since Sep 24, 2026 · 3.00% APY · checked 4 times
2.50%3.00%3.50%Sep 24, 2026: 3.00% APYSep 24, 2026Oct 14, 2026
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
3 Months - Tier account
$1,000
3.00% ▲ 1.21% above Pennsylvania avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.79%▲ 1.21% above avgNationally 2.09%
Details

Daily Balances of: $10,000.00-49,999.99

Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 14, 2026
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
IRA - 3 Months - Tier account
$1,000
3.00% ▲ 1.21% above Pennsylvania avg
View
▼
Rate2.96%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.79%▲ 1.21% above avgNationally 2.09%
Details

Daily Balances of: $10,000.00-49,999.99

Rate History
No change since Sep 11, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Sep 11, 2026: 3.00% APYSep 11, 2026Oct 14, 2026
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
3 Months - Tier account
$1,000
2.90% ▲ 1.11% above Pennsylvania avg
View
▼
Rate2.86%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.79%▲ 1.11% above avgNationally 2.09%
Details

Daily Balances of: up to $9,999.99

Rate History
No change since Oct 7, 2026 · 2.90% APY · checked 2 times
2.40%2.90%3.40%Oct 7, 2026: 2.90% APYOct 7, 2026Oct 14, 2026
Elderton State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.52%
IRA - 3 Months - Tier account
$1,000
2.90% ▲ 1.11% above Pennsylvania avg
View
▼
Rate2.86%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average1.79%▲ 1.11% above avgNationally 2.09%
Details

Daily Balances of: up to $9,999.99

Rate History
No change since Sep 11, 2026 · 2.90% APY · checked 3 times
2.40%2.90%3.40%Sep 11, 2026: 2.90% APYSep 11, 2026Oct 14, 2026
Mauch Chunk Trust Company
Institution Rating:
F1.0 ★Texas Ratio: 55.00%
3 Month CD
$500
2.83% ▲ 1.04% above Pennsylvania avg
View
▼
Rate2.79%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average1.79%▲ 1.04% above avgNationally 2.09%
Details

Rate History
No change since Sep 30, 2026 · 2.83% APY · checked 5 times
2.33%2.83%3.33%Sep 30, 2026: 2.83% APYSep 30, 2026Oct 14, 2026
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.70%
Certificates - 3 month
$0
2.80% ▲ 1.01% above Pennsylvania avg
View
▼
Rate2.77%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average1.79%▲ 1.01% above avgNationally 2.09%
Details

Balance: $1,000 - $49,999

Rate History
1 change since Sep 16, 2026 · 2.55% → 2.80% ▲ 0.25 pts · high 2.80% / low 2.55%
2.05%2.68%3.30%Sep 16, 2026: 2.55% APYOct 12, 2026: 2.80% APYSep 16, 2026Oct 14, 2026
  • Oct 12, 20262.80%▲ from 2.55%
  • Sep 16, 20262.55%first recorded

Tylersburg 6 Month CD Rates

Pennsylvania 6 Month CD Average2.77% APYNational 2.77%▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
6 Month Share Certificate - Level 6
$100,000
4.25% ▲ 1.48% above Pennsylvania avg
View
▼
Rate4.25%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.48% above avgNationally 2.77%
Details

Level 6; Balance: $100000.00 to open; $100000.00 to obtain disclosed APY

Rate History
No change since Oct 14, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 14, 2026: 4.25% APYOct 14, 2026Oct 14, 2026
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
6 Month CD
$1,000
4.20% ▲ 1.43% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.43% above avgNationally 2.77%
Details

Promotion CD; offer valid beginning September 28, 2026; Penalty for early withdrawal applies; Available for consumer, business, and IRA/Retirement CDs (business and IRA/Retirement must be opened in branch); Rates effective as of 9/28/2026

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.20% ▲ 0.45 pts · high 4.20% / low 3.75%
3.25%3.98%4.70%Sep 18, 2026: 3.75% APYOct 2, 2026: 4.20% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.20%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
6 Month Certificate
$0
4.14% ▲ 1.37% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.37% above avgNationally 2.77%
Details

Compounding: At maturity; Early Withdrawal Penalty: 3 months interest

Rate History
No change since Sep 19, 2026 · 4.14% APY · checked 8 times
3.64%4.14%4.64%Sep 19, 2026: 4.14% APYSep 19, 2026Oct 14, 2026
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 6 Month CD
$0
4.13% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.36% above avgNationally 2.77%
Details

Rate History
2 changes since Sep 14, 2026 · 3.92% → 4.13% ▲ 0.21 pts · high 4.13% / low 3.92%
3.42%4.03%4.63%Sep 14, 2026: 3.92% APYSep 24, 2026: 4.02% APYOct 8, 2026: 4.13% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.13%▲ from 4.02%
  • Sep 24, 20264.02%▲ from 3.92%
  • Sep 14, 20263.92%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6 Month CD
$0
4.12% ▲ 1.35% above Pennsylvania avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.77%▲ 1.35% above avgNationally 2.77%
Details

Rate History
No change since Oct 9, 2026 · 4.12% APY · checked 3 times
3.62%4.12%4.62%Oct 9, 2026: 4.12% APYOct 9, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
6 Month CD
$500
4.10% ▲ 1.33% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details

APY from CD Rate Comparison table; $500 minimum deposit to open a CD; APYs available for American Bank personal and business accounts; compounded daily

Rate History
1 change since Sep 19, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
3.30%3.95%4.60%Sep 19, 2026: 3.80% APYOct 14, 2026: 4.10% APYSep 19, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 3.80%
  • Sep 19, 20263.80%first recorded
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6 Month Certificates of Deposit - Regular and IRAs
$10,000
4.10% ▲ 1.33% above Pennsylvania avg
View
▼
Rate4.06%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details

New Money

Rate History
No change since Oct 11, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 11, 2026: 4.10% APYOct 11, 2026Oct 14, 2026
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
6 Month Certificate
$0
4.10% ▲ 1.33% above Pennsylvania avg
View
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details

Rate History
No change since Oct 3, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 3, 2026: 4.10% APYOct 3, 2026Oct 14, 2026
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
6 Month Share Certificate - Level 6
$100,000
4.10% ▲ 1.33% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.33% above avgNationally 2.77%
Details

Level 6; Balance: $100000.00 to open; $100000.00 to obtain disclosed APY

Rate History
No change since Oct 14, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 14, 2026: 4.10% APYOct 14, 2026Oct 14, 2026
UNB Bank
Institution Rating:
B+4.0 ★Texas Ratio: 1.11%
6 Month Certificate of Deposit
$0
4.05% ▲ 1.28% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.28% above avgNationally 2.77%
Details

Rate History
No change since Oct 8, 2026 · 4.05% APY · checked 2 times
3.55%4.05%4.55%Oct 8, 2026: 4.05% APYOct 8, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
6 Month Regular & IRA Certificate
$500
4.05% ▲ 1.28% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.28% above avgNationally 2.77%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 12, 2026: 4.05% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 6 months
$500
4.05% ▲ 1.28% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.28% above avgNationally 2.77%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 12, 2026: 4.05% APYOct 12, 2026Oct 14, 2026
MERCER COUNTY COMMUNITY
Institution Rating:
A5.0 ★Texas Ratio: 10.36%
6 MONTH CD
$500
4.04% ▲ 1.27% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.27% above avgNationally 2.77%
Details

Certificate Rates effective October 13, 2026

Rate History
1 change since Sep 30, 2026 · 3.79% → 4.04% ▲ 0.25 pts · high 4.04% / low 3.79%
3.29%3.92%4.54%Sep 30, 2026: 3.79% APYOct 1, 2026: 4.04% APYSep 30, 2026Oct 14, 2026
  • Oct 1, 20264.04%▲ from 3.79%
  • Sep 30, 20263.79%first recorded
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Time Deposit - 6 Months
$500
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Fees:

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Time Deposits - IRA'S - 6 Months
$0
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Fees:

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month Business Certificates
$0
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
6 Month Share & IRA Share Certificate
$500
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 14, 2026
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
6 Month Jumbo Certificate
$10,000
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.92%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 14, 2026
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
Share and IRA Certificates (CDs) - 6-Month Promo (new money only)
$0
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Balance: $500 - $500; New money only

Rate History
No change since Oct 13, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 13, 2026: 4.00% APYOct 13, 2026Oct 14, 2026
Mountain Laurel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
6 Month Honors Certificate
$0
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Rate History
No change since Sep 25, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 25, 2026: 4.00% APYSep 25, 2026Oct 14, 2026
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
6-Month IRA Certificate
$1,000
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Rates as of March 30, 2026; Dividends Paid Quarterly

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
Timberland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.14%
6-Month Share Certificate
$1,000
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Rates as of March 30, 2026; Dividends Paid Quarterly

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.13%
6 Month Share Certificate
$0
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Balance: $50,000 & up; Dividends Paid Monthly

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
Share/IRA Certificate - 6 Months
$500
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

$500 minimum deposit to open account and earn APY

Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.42%
Share Certificate - 6 Months
$500
4.00% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.23% above avgNationally 2.77%
Details

Minimum deposit to earn APY: $500; Penalty may be imposed for early withdrawal

Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 18, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 6 months
$500
3.99% ▲ 1.22% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.22% above avgNationally 2.77%
Details

Rate History
No change since Oct 12, 2026 · 3.99% APY
3.49%3.99%4.49%Oct 12, 2026: 3.99% APYOct 12, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
6 Month Certificate of Deposit
$0
3.96% ▲ 1.19% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.19% above avgNationally 2.77%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 3.80% → 3.96% ▲ 0.16 pts · high 3.96% / low 3.80%
3.30%3.88%4.46%Sep 18, 2026: 3.80% APYOct 7, 2026: 3.96% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20263.96%▲ from 3.80%
  • Sep 18, 20263.80%first recorded
UNB Bank
Institution Rating:
B+4.0 ★Texas Ratio: 1.11%
6 Month Certificate
$1,000
3.95% ▲ 1.18% above Pennsylvania avg
View
▼
Rate3.88%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.18% above avgNationally 2.77%
Details

Rate History
No change since Sep 24, 2026 · 3.95% APY · checked 5 times
3.45%3.95%4.45%Sep 24, 2026: 3.95% APYSep 24, 2026Oct 14, 2026
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate - 6 Month
$500
3.92% ▲ 1.15% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.15% above avgNationally 2.77%
Details

Early Withdrawal Penalty: 1 month interest

Rate History
No change since Sep 14, 2026 · 3.92% APY · checked 7 times
3.42%3.92%4.42%Sep 14, 2026: 3.92% APYSep 14, 2026Oct 14, 2026
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA Certificate - 6 Month
$500
3.92% ▲ 1.15% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.15% above avgNationally 2.77%
Details

Early Withdrawal Penalty: 1 month interest

Rate History
No change since Oct 8, 2026 · 3.92% APY · checked 2 times
3.42%3.92%4.42%Oct 8, 2026: 3.92% APYOct 8, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
6 Month Certificate of Deposit
$0
3.91% ▲ 1.14% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.14% above avgNationally 2.77%
Details

Balance: $50,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.75% → 3.91% ▲ 0.16 pts · high 3.91% / low 3.75%
3.25%3.83%4.41%Sep 18, 2026: 3.75% APYOct 7, 2026: 3.91% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20263.91%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
6 Month Certificate Special
$5,000
3.91% ▲ 1.14% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.14% above avgNationally 2.77%
Details

Rate History
No change since Oct 8, 2026 · 3.91% APY · checked 2 times
3.41%3.91%4.41%Oct 8, 2026: 3.91% APYOct 8, 2026Oct 14, 2026
RS Bellco Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.49%
6 Month Share Certificate
$0
3.90% ▲ 1.13% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.13% above avgNationally 2.77%
Details

Posting: Monthly

Rate History
No change since Oct 8, 2026 · 3.90% APY · checked 2 times
3.40%3.90%4.40%Oct 8, 2026: 3.90% APYOct 8, 2026Oct 14, 2026
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
6 Month Jumbo Certificate
$0
3.86% ▲ 1.09% above Pennsylvania avg
View
▼
Rate3.79%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.09% above avgNationally 2.77%
Details

Rate History
No change since Oct 12, 2026 · 3.86% APY
3.36%3.86%4.36%Oct 12, 2026: 3.86% APYOct 12, 2026Oct 14, 2026
Mid Penn Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
6 Month Certificate of Deposit
$0
3.85% ▲ 1.08% above Pennsylvania avg
View
▼
Rate3.81%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.08% above avgNationally 2.77%
Details

APY based on semi-annual compounding; substantial penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 7 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Certificates of Deposit - 6 Month Pick Your Term
$5,000
3.85% ▲ 1.08% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.08% above avgNationally 2.77%
Details

Balance Required to Obtain APY: $5,000 or more

Rate History
No change since Oct 14, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 14, 2026
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
6 Month Certificate
$5,000
3.85% ▲ 1.08% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.08% above avgNationally 2.77%
Details

Balance: $5,000 & over

Rate History
1 change since Sep 20, 2026 · 3.90% → 3.85% ▼ 0.05 pts · high 3.90% / low 3.85%
3.35%3.88%4.40%Sep 20, 2026: 3.90% APYOct 8, 2026: 3.85% APYSep 20, 2026Oct 14, 2026
  • Oct 8, 20263.85%▼ from 3.90%
  • Sep 20, 20263.90%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 6 Month
$0
3.85% ▲ 1.08% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.08% above avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 3.85% APY · checked 4 times
3.35%3.85%4.35%Sep 18, 2026: 3.85% APYSep 18, 2026Oct 14, 2026
United Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.17%
Share & IRA Certificates of Deposit - 6 Months
$0
3.82% ▲ 1.05% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.05% above avgNationally 2.77%
Details

Substantial Penalty For Early Withdrawal

Rate History
No change since Oct 8, 2026 · 3.82% APY · checked 2 times
3.32%3.82%4.32%Oct 8, 2026: 3.82% APYOct 8, 2026Oct 14, 2026
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
6 Month Share Certificate
$0
3.81% ▲ 1.04% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.04% above avgNationally 2.77%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.30% → 3.82% ▲ 0.52 pts · high 3.82% / low 3.30%
2.78%3.56%4.33%Sep 14, 2026: 3.30% APYOct 9, 2026: 3.82% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.82%▲ from 3.30%
  • Sep 14, 20263.30%first recorded
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
6 Month Certificates of Deposit - Regular and IRAs
$1,000
3.80% ▲ 1.03% above Pennsylvania avg
View
▼
Rate3.77%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.77%▲ 1.03% above avgNationally 2.77%
Details

Rate History
No change since Oct 11, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 11, 2026: 3.80% APYOct 11, 2026Oct 14, 2026
WVS West View SB
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
In Branch Specials - 6 Month CD
$5,000
3.80% ▲ 1.03% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.03% above avgNationally 2.77%
Details

In Branch Special; In Branch Only; A penalty may be imposed for early withdrawal

Rate History
No change since Oct 12, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 12, 2026: 3.80% APYOct 12, 2026Oct 14, 2026
Mon Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
6 Month Share Certificate
$0
3.80% ▲ 1.03% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.03% above avgNationally 2.77%
Details

Balance: $1,000

Rate History
No change since Sep 25, 2026 · 3.80% APY · checked 4 times
3.30%3.80%4.30%Sep 25, 2026: 3.80% APYSep 25, 2026Oct 14, 2026
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
6 Month Traditional Preferred Certificates
$0
3.80% ▲ 1.03% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.77%▲ 1.03% above avgNationally 2.77%
Details

Regular, Traditional IRA, Roth IRA, Education Savings; APY fixed to maturity; early withdrawal penalty applies

Rate History
No change since Oct 12, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 12, 2026: 3.80% APYOct 12, 2026Oct 14, 2026
AAC Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
Certificates of Deposit - 6 Month
$0
3.80% ▲ 1.03% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.03% above avgNationally 2.77%
Details

Rates also apply to IRA and HSA Certificates of Deposit

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 14, 2026
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Certificate of Deposit - 6 mos
$500
3.80% ▲ 1.03% above Pennsylvania avg
View
▼
Rate3.74%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 1.03% above avgNationally 2.77%
Details

Balance: $75,000.00 and over

Rate History
No change since Oct 13, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 13, 2026: 3.80% APYOct 13, 2026Oct 14, 2026
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Certificates - 6-Month
$0
3.80% ▲ 1.03% above Pennsylvania avg
View
▼
Rate3.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.03% above avgNationally 2.77%
Details

Minimum balance on certificates is $500; Penalties for early withdrawal apply

Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 8 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 14, 2026
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
6 Month Share Certificate
$500
3.80% ▲ 1.03% above Pennsylvania avg
View
▼
Rate3.73%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.03% above avgNationally 2.77%
Details

Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 2 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 14, 2026
I B E W LOCAL 56
Institution Rating:
A5.0 ★Texas Ratio: 7.76%
6 Month Share Certificate
$25,000
3.78% ▲ 1.01% above Pennsylvania avg
View
▼
Rate3.73%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.77%▲ 1.01% above avgNationally 2.77%
Details

Pay at maturity into Regular Share Account; Dividends paid at maturity; Penalty for early withdrawal - 30 days loss of interest

Rate History
1 change since Sep 22, 2026 · 3.66% → 3.78% ▲ 0.12 pts · high 3.78% / low 3.66%
3.16%3.72%4.28%Sep 22, 2026: 3.66% APYOct 14, 2026: 3.78% APYSep 22, 2026Oct 14, 2026
  • Oct 14, 20263.78%▲ from 3.66%
  • Sep 22, 20263.66%first recorded
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
6 Month IRA Certificates of Deposit - Jumbo CDs
$0
3.76% ▲ 0.99% above Pennsylvania avg
View
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.77%▲ 0.99% above avgNationally 2.77%
Details

Jumbo CDs (Above $75,000); no additional deposits after opening; penalty for early withdrawal; certificate renews automatically

Rate History
No change since Oct 13, 2026 · 3.76% APY
3.26%3.76%4.26%Oct 13, 2026: 3.76% APYOct 13, 2026Oct 14, 2026

Tylersburg 12 Month CD Rates

Pennsylvania 12 Month CD Average2.96% APYNational 2.99%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
1 Year (12 Month) Adjustable CD
$5,000
4.44% ▲ 1.48% above Pennsylvania avg
View
▼
Rate4.37%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.48% above avgNationally 2.99%
Details

Adjustable rate; Open account in person

Rate History
1 change since Sep 19, 2026 · 4.09% → 4.44% ▲ 0.35 pts · high 4.44% / low 4.09%
3.59%4.27%4.94%Sep 19, 2026: 4.09% APYOct 7, 2026: 4.44% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20264.44%▲ from 4.09%
  • Sep 19, 20264.09%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35% ▲ 1.39% above Pennsylvania avg
View
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.39% above avgNationally 2.99%
Details

Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 5 times
3.85%4.35%4.85%Sep 30, 2026: 4.35% APYSep 30, 2026Oct 14, 2026
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
1 Year Certificate
$0
4.35% ▲ 1.39% above Pennsylvania avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.39% above avgNationally 2.99%
Details

Compounding: Semi-annually; Early Withdrawal Penalty: 3 months interest; IRAs available in this term; Minimum initial deposit for an IRA is $50.00

Rate History
No change since Sep 19, 2026 · 4.35% APY · checked 8 times
3.85%4.35%4.85%Sep 19, 2026: 4.35% APYSep 19, 2026Oct 14, 2026
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 1 Year CD
$0
4.33% ▲ 1.37% above Pennsylvania avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.37% above avgNationally 2.99%
Details

Rate History
2 changes since Sep 14, 2026 · 4.07% → 4.33% ▲ 0.26 pts · high 4.33% / low 4.07%
3.57%4.20%4.83%Sep 14, 2026: 4.07% APYSep 24, 2026: 4.13% APYOct 8, 2026: 4.33% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.33%▲ from 4.13%
  • Sep 24, 20264.13%▲ from 4.07%
  • Sep 14, 20264.07%first recorded
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
12 Month Share Certificate
$50,000
4.30% ▲ 1.34% above Pennsylvania avg
View
▼
Rate4.21%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.34% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 4.10% → 4.30% ▲ 0.20 pts · high 4.30% / low 4.10%
3.60%4.20%4.80%Sep 18, 2026: 4.10% APYOct 14, 2026: 4.30% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20264.30%▲ from 4.10%
  • Sep 18, 20264.10%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
12 Month Certificate of Deposit
$0
4.27% ▲ 1.31% above Pennsylvania avg
View
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.31% above avgNationally 2.99%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.06% → 4.27% ▲ 0.21 pts · high 4.27% / low 4.06%
3.56%4.16%4.77%Sep 18, 2026: 4.06% APYOct 7, 2026: 4.27% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.27%▲ from 4.06%
  • Sep 18, 20264.06%first recorded
Penlanco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.77%
SPECIAL: 12 months or more new money
$50,000
4.25% ▲ 1.29% above Pennsylvania avg
View
▼
Rate4.18%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details

$50,000; New Money

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 12-Month
$500
4.25% ▲ 1.29% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details

Rate History
2 changes since Sep 12, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 12, 2026: 3.85% APYSep 20, 2026: 4.00% APYOct 4, 2026: 4.25% APYSep 12, 2026Oct 14, 2026
  • Oct 4, 20264.25%▲ from 4.00%
  • Sep 20, 20264.00%▲ from 3.85%
  • Sep 12, 20263.85%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 12-Month
$500
4.25% ▲ 1.29% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details

Rate History
1 change since Sep 12, 2026 · 3.85% → 4.25% ▲ 0.40 pts · high 4.25% / low 3.85%
3.35%4.05%4.75%Sep 12, 2026: 3.85% APYOct 8, 2026: 4.25% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.25%▲ from 3.85%
  • Sep 12, 20263.85%first recorded
North Districts Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
1-Year CD Special
$1,000
4.25% ▲ 1.29% above Pennsylvania avg
View
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details

Limited time offer; dividends posted annually; offer may end without notice

Rate History
No change since Oct 13, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 13, 2026: 4.25% APYOct 13, 2026Oct 14, 2026
North Districts Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.00%
Certificates of Deposit - 1 Year - Promo
$1,000
4.25% ▲ 1.29% above Pennsylvania avg
View
▼
Rate4.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details

Promotional rate

Rate History
No change since Oct 13, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 13, 2026: 4.25% APYOct 13, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
IRA Certificate 1 Year Starter Add-On
$0
4.25% ▲ 1.29% above Pennsylvania avg
View
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.29% above avgNationally 2.99%
Details

Balance: $1 - $1,000; Traditional, Roth & Coverdell Education; Add funds at any time throughout the certificate term up to $1,000; Rates Set: Monthly; Early withdrawal penalty applies; Must have a Regular IRA Savings Account in order to open; Limit One Per Member Under 18 Years of Age

Rate History
No change since Oct 6, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 6, 2026: 4.25% APYOct 6, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
12 Month Certificate of Deposit
$0
4.22% ▲ 1.26% above Pennsylvania avg
View
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.26% above avgNationally 2.99%
Details

Balance: $50,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.01% → 4.22% ▲ 0.21 pts · high 4.22% / low 4.01%
3.51%4.12%4.72%Sep 18, 2026: 4.01% APYOct 7, 2026: 4.22% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.22%▲ from 4.01%
  • Sep 18, 20264.01%first recorded
Marquette Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
1 Year Ladder CD
$10,000
4.22% ▲ 1.26% above Pennsylvania avg
View
▼
Rate4.15%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.26% above avgNationally 2.99%
Details

Kicker rate valid for initial term only; requires three CDs with staggered terms (CD Ladder), like ownership; IRAs excluded; early withdrawal penalties may apply

Rate History
No change since Oct 14, 2026 · 4.22% APY
3.72%4.22%4.72%Oct 14, 2026: 4.22% APYOct 14, 2026Oct 14, 2026
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 12 Month (IRA Certificate)
$0
4.20% ▲ 1.24% above Pennsylvania avg
View
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.24% above avgNationally 2.99%
Details

IRA Certificate

Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 8, 2026: 4.20% APYOct 8, 2026Oct 14, 2026
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
12 Month Share Certificate
$25,000
4.20% ▲ 1.24% above Pennsylvania avg
View
▼
Rate4.11%
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.24% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
3.50%4.10%4.70%Sep 18, 2026: 4.00% APYOct 14, 2026: 4.20% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20264.20%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
12 Month CD
$0
4.17% ▲ 1.21% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.96%▲ 1.21% above avgNationally 2.99%
Details

Rate History
No change since Oct 9, 2026 · 4.17% APY · checked 3 times
3.67%4.17%4.67%Oct 9, 2026: 4.17% APYOct 9, 2026Oct 14, 2026
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Time Deposit - 12 Months
$500
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Fees:

Rate History
1 change since Sep 18, 2026 · 3.50% → 4.15% ▲ 0.65 pts · high 4.15% / low 3.50%
2.85%3.83%4.80%Sep 18, 2026: 3.50% APYOct 14, 2026: 4.15% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20264.15%▲ from 3.50%
  • Sep 18, 20263.50%first recorded
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Time Deposits - IRA'S - 12 Months
$0
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Fees:

Rate History
No change since Oct 14, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 14, 2026: 4.15% APYOct 14, 2026Oct 14, 2026
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
12 Month Certificate
$0
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.01%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Rate History
No change since Oct 3, 2026 · 4.15% APY · checked 3 times
3.65%4.15%4.65%Oct 3, 2026: 4.15% APYOct 3, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
12 Month Business Certificates
$0
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Rate History
No change since Sep 12, 2026 · 4.15% APY · checked 5 times
3.65%4.15%4.65%Sep 12, 2026: 4.15% APYSep 12, 2026Oct 14, 2026
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
12 Month Share & IRA Share Certificate
$500
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Dividend rates and APYs effective August 5, 2026; Penalty for early withdrawal; IRA rates include Traditional, Roth, and Education IRAs

Rate History
No change since Oct 8, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 8, 2026: 4.15% APYOct 8, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
12 Month Regular & IRA Certificate
$500
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 12, 2026: 4.15% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 12 months
$500
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.08%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 12, 2026: 4.15% APYOct 12, 2026Oct 14, 2026
Omega Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.53%
12 Month Share Certificate
$0
4.15% ▲ 1.19% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.19% above avgNationally 2.99%
Details

As High As; Homepage featured certificate rate ("lock in a great rate!")

Rate History
No change since Oct 1, 2026 · 4.15% APY · checked 4 times
3.65%4.15%4.65%Oct 1, 2026: 4.15% APYOct 1, 2026Oct 14, 2026
Slovenian S&L of Canonsburg
Institution Rating:
A+5.0 ★Texas Ratio: 5.32%
12 Month Certificate
$1,000
4.14% ▲ 1.18% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.18% above avgNationally 2.99%
Details

Penalty for early withdrawal: 3 mos. interest loss whether earned or not

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.14% ▲ 0.14 pts · high 4.14% / low 4.00%
3.50%4.07%4.64%Sep 14, 2026: 4.00% APYOct 12, 2026: 4.14% APYSep 14, 2026Oct 14, 2026
  • Oct 12, 20264.14%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.10% ▲ 1.14% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals

Rate History
No change since Oct 14, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 14, 2026: 4.10% APYOct 14, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
1 Year CD
$500
4.10% ▲ 1.14% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

APY from CD Rate Comparison table; $500 minimum deposit to open a CD; APYs available for American Bank personal and business accounts; compounded daily

Rate History
1 change since Sep 19, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
3.30%3.95%4.60%Sep 19, 2026: 3.80% APYOct 14, 2026: 4.10% APYSep 19, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 3.80%
  • Sep 19, 20263.80%first recorded
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
12 Month Certificate of Deposit
$500
4.10% ▲ 1.14% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

Interest compounded daily

Rate History
1 change since Sep 24, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
3.30%3.95%4.60%Sep 24, 2026: 3.80% APYOct 14, 2026: 4.10% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 3.80%
  • Sep 24, 20263.80%first recorded
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
12 Month Certificate
$5,000
4.10% ▲ 1.14% above Pennsylvania avg
View
▼
Rate4.04%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

Balance: $5,000 & over

Rate History
1 change since Sep 20, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 20, 2026: 4.00% APYOct 8, 2026: 4.10% APYSep 20, 2026Oct 14, 2026
  • Oct 8, 20264.10%▲ from 4.00%
  • Sep 20, 20264.00%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 12 Month
$0
4.10% ▲ 1.14% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 18, 2026: 4.00% APYOct 12, 2026: 4.10% APYSep 18, 2026Oct 14, 2026
  • Oct 12, 20264.10%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
C-B-W Schools Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
Mini-Jumbo - 1 Year Certificate
$50,000
4.10% ▲ 1.14% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

Early withdrawal: 30 day interest penalty

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.10% ▲ 0.25 pts · high 4.10% / low 3.85%
3.35%3.97%4.60%Sep 14, 2026: 3.85% APYSep 18, 2026: 4.10% APYSep 14, 2026Oct 14, 2026
  • Sep 18, 20264.10%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
12 Month Share Certificate
$10,000
4.10% ▲ 1.14% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

Rate History
1 change since Sep 18, 2026 · 3.90% → 4.10% ▲ 0.20 pts · high 4.10% / low 3.90%
3.40%4.00%4.60%Sep 18, 2026: 3.90% APYOct 14, 2026: 4.10% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 3.90%
  • Sep 18, 20263.90%first recorded
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Starter Certificate - 1 Year Add-On
$0
4.10% ▲ 1.14% above Pennsylvania avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

Maximum Balance: $1,000; Add funds throughout the certificate term; Rates Set: Monthly; Limit One Per Member; Early withdrawal penalty applies

Rate History
No change since Oct 6, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 6, 2026: 4.10% APYOct 6, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Young Saver's Certificates - 1 Year Add-On
$0
4.10% ▲ 1.14% above Pennsylvania avg
View
▼
Rate4.04%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.14% above avgNationally 2.99%
Details

Balance: $1 - $1,000; Maximum Balance $1,000; Add funds at any time throughout the certificate term up to $1,000; Rates Set: Monthly; Limit One Per Member Under 18 Years of Age; Early withdrawal penalty applies

Rate History
No change since Oct 14, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 14, 2026: 4.10% APYOct 14, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
12 Month Certificate of Deposit
$0
4.06% ▲ 1.10% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.10% above avgNationally 2.99%
Details

Balance: $25,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.85% → 4.06% ▲ 0.21 pts · high 4.06% / low 3.85%
3.35%3.96%4.56%Sep 18, 2026: 3.85% APYOct 7, 2026: 4.06% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.06%▲ from 3.85%
  • Sep 18, 20263.85%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 1 Year
$500
4.06% ▲ 1.10% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.10% above avgNationally 2.99%
Details

Rate History
No change since Oct 12, 2026 · 4.06% APY
3.56%4.06%4.56%Oct 12, 2026: 4.06% APYOct 12, 2026Oct 14, 2026
MERHO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.24%
Share Certificate 12 Months
$500
4.06% ▲ 1.10% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.96%▲ 1.10% above avgNationally 2.99%
Details

Minimum deposit $500.00; early withdrawal penalty: three months' accrued interest (term one year or more)

Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 9 times
3.56%4.06%4.56%Sep 14, 2026: 4.06% APYSep 14, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 12 Months
$0
4.05% ▲ 1.09% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.09% above avgNationally 2.99%
Details

$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals

Rate History
No change since Oct 14, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 14, 2026: 4.05% APYOct 14, 2026Oct 14, 2026
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
1 Year Jumbo Certificate
$10,000
4.05% ▲ 1.09% above Pennsylvania avg
View
▼
Rate3.97%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.09% above avgNationally 2.99%
Details

Rate History
No change since Sep 12, 2026 · 4.05% APY · checked 7 times
3.55%4.05%4.55%Sep 12, 2026: 4.05% APYSep 12, 2026Oct 14, 2026
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Certificates - 12-Month
$0
4.05% ▲ 1.09% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.09% above avgNationally 2.99%
Details

Minimum balance on certificates is $500; Penalties for early withdrawal apply

Rate History
1 change since Sep 14, 2026 · 3.85% → 4.05% ▲ 0.20 pts · high 4.05% / low 3.85%
3.35%3.95%4.55%Sep 14, 2026: 3.85% APYSep 18, 2026: 4.05% APYSep 14, 2026Oct 14, 2026
  • Sep 18, 20264.05%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month ESA EasyStart Certificate
$50
4.00% ▲ 1.04% above Pennsylvania avg
View
▼
Rate3.92%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details

Share, IRA, ESA; Rates as of Oct 13, 2026 ET; EasyStart Certificate Rates(Share, IRA, ESA)

Rate History
No change since Oct 6, 2026 · 4.00% APY · checked 3 times
3.50%4.00%4.50%Oct 6, 2026: 4.00% APYOct 6, 2026Oct 14, 2026
S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.93%
12 Month CD
$500
4.00% ▲ 1.04% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details

Maximum deposit $250,000 when opened online; $500,000 when opened in the branch

Rate History
1 change since Sep 18, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50%
3.00%3.75%4.50%Sep 18, 2026: 3.50% APYOct 14, 2026: 4.00% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20264.00%▲ from 3.50%
  • Sep 18, 20263.50%first recorded
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
12 Month CD
$1,000
4.00% ▲ 1.04% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details

Special; Rates as of October 14, 2026; Account balance may not exceed $1,000,000

Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Oct 2, 2026: 4.00% APYOct 2, 2026Oct 14, 2026
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
Certificate of Deposit - NEW CD Special: 12 Month
$1,000
4.00% ▲ 1.04% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details

Special CD; Minimum deposit to open is $1,000; Interest compounds quarterly

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Certificates of Deposit - 12 month
$500
4.00% ▲ 1.04% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details

Balance: $50,000+

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 3.99%
12-month CD
$0
4.00% ▲ 1.04% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details

Open online today.

Rate History
No change since Oct 7, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 7, 2026: 4.00% APYOct 7, 2026Oct 14, 2026
UNB Bank
Institution Rating:
B+4.0 ★Texas Ratio: 1.11%
12 Month Certificate of Deposit
$0
4.00% ▲ 1.04% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 14, 2026
UNB Bank
Institution Rating:
B+4.0 ★Texas Ratio: 1.11%
IRA 12 Month CD
$500
4.00% ▲ 1.04% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details

Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 14, 2026
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
Share Certificates - 12 month
$0
4.00% ▲ 1.04% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.96%▲ 1.04% above avgNationally 2.99%
Details

Penalty for early withdrawal: loss of dividends up to a maximum of 90 days

Rate History
No change since Sep 16, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 16, 2026: 4.00% APYSep 16, 2026Oct 14, 2026

Tylersburg 18 Month CD Rates

Pennsylvania 18 Month CD Average2.99% APYNational 2.88%Unchanged from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
18 Month CD
$1,000
4.40% ▲ 1.41% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.41% above avgNationally 2.88%
Details

Promotion CD; offer valid beginning September 28, 2026; Penalty for early withdrawal applies; Available for consumer, business, and IRA/Retirement CDs (business and IRA/Retirement must be opened in branch); Rates effective as of 9/28/2026

Rate History
1 change since Sep 18, 2026 · 4.00% → 4.40% ▲ 0.40 pts · high 4.40% / low 4.00%
3.50%4.20%4.90%Sep 18, 2026: 4.00% APYOct 2, 2026: 4.40% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.40%▲ from 4.00%
  • Sep 18, 20264.00%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.37% ▲ 1.38% above Pennsylvania avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.38% above avgNationally 2.88%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.37% ▲ 0.15 pts · high 4.37% / low 4.22%
3.72%4.30%4.87%Sep 18, 2026: 4.22% APYOct 7, 2026: 4.37% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.37%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 18 MONTH
$0
4.35% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.36% above avgNationally 2.88%
Details

Penalty may be imposed for early withdrawal

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.35% ▲ 0.35 pts · high 4.35% / low 4.00%
3.50%4.18%4.85%Sep 14, 2026: 4.00% APYOct 5, 2026: 4.35% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20264.35%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.32% ▲ 1.33% above Pennsylvania avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.33% above avgNationally 2.88%
Details

Balance: $50,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.16% → 4.32% ▲ 0.16 pts · high 4.32% / low 4.16%
3.66%4.24%4.82%Sep 18, 2026: 4.16% APYOct 7, 2026: 4.32% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.32%▲ from 4.16%
  • Sep 18, 20264.16%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 18-Month
$500
4.30% ▲ 1.31% above Pennsylvania avg
View
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.31% above avgNationally 2.88%
Details

Rate History
2 changes since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYSep 20, 2026: 4.05% APYOct 4, 2026: 4.30% APYSep 12, 2026Oct 14, 2026
  • Oct 4, 20264.30%▲ from 4.05%
  • Sep 20, 20264.05%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 18-Month
$500
4.30% ▲ 1.31% above Pennsylvania avg
View
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.31% above avgNationally 2.88%
Details

Rate History
1 change since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYOct 8, 2026: 4.30% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.30%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
18 Month Certificate
$1,000
4.25% ▲ 1.26% above Pennsylvania avg
View
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Rate History
No change since Oct 14, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 14, 2026: 4.25% APYOct 14, 2026Oct 14, 2026
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
Fixed Rate CD - 18 Months
$1,000
4.25% ▲ 1.26% above Pennsylvania avg
View
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Rate History
No change since Oct 14, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 14, 2026: 4.25% APYOct 14, 2026Oct 14, 2026
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Certificates of Deposit - 18 month
$500
4.25% ▲ 1.26% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Balance: $50,000+

Rate History
No change since Oct 14, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 14, 2026: 4.25% APYOct 14, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
18 Month Regular & IRA Certificate
$500
4.25% ▲ 1.26% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 18 months
$500
4.25% ▲ 1.26% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.26% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
18 Month Certificate
$1,000
4.22% ▲ 1.23% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details

Certificate Special

Rate History
1 change since Sep 14, 2026 · 3.60% → 4.22% ▲ 0.62 pts · high 4.22% / low 3.60%
2.98%3.91%4.84%Sep 14, 2026: 3.60% APYOct 9, 2026: 4.22% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.22%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
Certificate Special - 18 Months
$1,000
4.22% ▲ 1.23% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Oct 5, 2026 · 3.60% → 4.22% ▲ 0.62 pts · high 4.22% / low 3.60%
2.98%3.91%4.84%Oct 5, 2026: 3.60% APYOct 13, 2026: 4.22% APYOct 5, 2026Oct 14, 2026
  • Oct 13, 20264.22%▲ from 3.60%
  • Oct 5, 20263.60%first recorded
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.76%
IRA Share Certificate - 18 Month
$1,000
4.22% ▲ 1.23% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details

IRA Share Certificate

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.22% ▲ 0.47 pts · high 4.22% / low 3.75%
3.25%3.99%4.72%Sep 14, 2026: 3.75% APYOct 9, 2026: 4.22% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.22%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
18 Month CD
$0
4.22% ▲ 1.23% above Pennsylvania avg
View
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.99%▲ 1.23% above avgNationally 2.88%
Details

Rate History
No change since Oct 9, 2026 · 4.22% APY · checked 3 times
3.72%4.22%4.72%Oct 9, 2026: 4.22% APYOct 9, 2026Oct 14, 2026
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
18 Month Certificate
$5,000
4.20% ▲ 1.21% above Pennsylvania avg
View
▼
Rate4.14%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.21% above avgNationally 2.88%
Details

Balance: $5,000 & over

Rate History
1 change since Sep 20, 2026 · 4.00% → 4.20% ▲ 0.20 pts · high 4.20% / low 4.00%
3.50%4.10%4.70%Sep 20, 2026: 4.00% APYOct 8, 2026: 4.20% APYSep 20, 2026Oct 14, 2026
  • Oct 8, 20264.20%▲ from 4.00%
  • Sep 20, 20264.00%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 18 Month (Legacy Club)
$0
4.20% ▲ 1.21% above Pennsylvania avg
View
▼
Rate4.12%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.21% above avgNationally 2.88%
Details

Legacy Club

Rate History
No change since Oct 8, 2026 · 4.20% APY · checked 2 times
3.70%4.20%4.70%Oct 8, 2026: 4.20% APYOct 8, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
18 Month Certificate of Deposit
$0
4.16% ▲ 1.17% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.17% above avgNationally 2.88%
Details

Balance: $25,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.01% → 4.16% ▲ 0.15 pts · high 4.16% / low 4.01%
3.51%4.09%4.66%Sep 18, 2026: 4.01% APYOct 7, 2026: 4.16% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.16%▲ from 4.01%
  • Sep 18, 20264.01%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.15% ▲ 1.16% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.16% above avgNationally 2.88%
Details

$100K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals

Rate History
No change since Oct 14, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 14, 2026: 4.15% APYOct 14, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
Short-Term Certificate (Share, IRA, ESA) - 18 Months
$0
4.10% ▲ 1.11% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.11% above avgNationally 2.88%
Details

$1K Minimum APY tier; Rates as of Oct 13, 2026 ET; Dividends compounded daily, credited monthly; Penalties apply for early withdrawals

Rate History
No change since Oct 14, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 14, 2026: 4.10% APYOct 14, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
18 Month Certificate of Deposit
$500
4.10% ▲ 1.11% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.11% above avgNationally 2.88%
Details

Interest compounded daily

Rate History
1 change since Sep 24, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
3.55%4.07%4.60%Sep 24, 2026: 4.05% APYOct 14, 2026: 4.10% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 4.05%
  • Sep 24, 20264.05%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 18 Month
$0
4.10% ▲ 1.11% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.11% above avgNationally 2.88%
Details

Rate History
1 change since Sep 18, 2026 · 3.91% → 4.10% ▲ 0.19 pts · high 4.10% / low 3.91%
3.41%4.01%4.60%Sep 18, 2026: 3.91% APYOct 12, 2026: 4.10% APYSep 18, 2026Oct 14, 2026
  • Oct 12, 20264.10%▲ from 3.91%
  • Sep 18, 20263.91%first recorded
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate - 18 Month
$500
4.08% ▲ 1.09% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.09% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 3 month interest

Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 7 times
3.58%4.08%4.58%Sep 14, 2026: 4.08% APYSep 14, 2026Oct 14, 2026
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA Certificate - 18 Month
$500
4.08% ▲ 1.09% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.09% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 3 month interest

Rate History
No change since Oct 8, 2026 · 4.08% APY · checked 2 times
3.58%4.08%4.58%Oct 8, 2026: 4.08% APYOct 8, 2026Oct 14, 2026
Citizens Savings Bank Clarks Summit, PA
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
12, 15, or 18-Month CDs
$0
4.07% ▲ 1.08% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.08% above avgNationally 2.88%
Details

APY is effective as of the date shown. Rates may change after account opening. Contact institution for details.

Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Oct 8, 2026: 4.07% APYOct 8, 2026Oct 14, 2026
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
18 Month CD Special
$0
4.01% ▲ 1.02% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.02% above avgNationally 2.88%
Details

CD Special

Rate History
1 change since Sep 19, 2026 · 4.00% → 4.01% ▲ 0.01 pts · high 4.01% / low 4.00%
3.50%4.01%4.51%Sep 19, 2026: 4.00% APYOct 14, 2026: 4.01% APYSep 19, 2026Oct 14, 2026
  • Oct 14, 20264.01%▲ from 4.00%
  • Sep 19, 20264.00%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
18 Month Jumbo and Jumbo IRA Certificates
$100,000
4.01% ▲ 1.02% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.02% above avgNationally 2.88%
Details

Balance: $100,000 and Above; $100,000 is the minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 4.01% APY · checked 5 times
3.51%4.01%4.51%Sep 18, 2026: 4.01% APYSep 18, 2026Oct 14, 2026
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Jumbo and Jumbo IRA Certificates - 18 Months
$100,000
4.01% ▲ 1.02% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.02% above avgNationally 2.88%
Details

Dividend Rate 3.95%; $100,000 minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
No change since Sep 14, 2026 · 4.01% APY · checked 2 times
3.51%4.01%4.51%Sep 14, 2026: 4.01% APYSep 14, 2026Oct 14, 2026
Santander Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
18-Month CD
$500
4.00% ▲ 1.01% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details

Location: available when account is opened in a Santander location in CT, DE, MA, NH, NJ, NY, PA, RI, or select areas in FL (Miami-Dade, Monroe, Broward counties, and Collier county ZIP Code 34141); rates in other areas or for online openings may not be available; minimum deposit of $500; early withdrawal penalty applies

Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 4 times
3.50%4.00%4.50%Oct 2, 2026: 4.00% APYOct 2, 2026Oct 14, 2026
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
Certificates of Deposit - 18 Month Pick Your Term
$5,000
4.00% ▲ 1.01% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details

Balance Required to Obtain APY: $5,000 or more

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
18 Month CD
$1,000
4.00% ▲ 1.01% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 14, 2026
TTNB Turbotville Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.18%
18 Month Certificate
$500
4.00% ▲ 1.01% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details

Balance: $500 - $5,000

Rate History
1 change since Sep 20, 2026 · 3.80% → 4.00% ▲ 0.20 pts · high 4.00% / low 3.80%
3.30%3.90%4.50%Sep 20, 2026: 3.80% APYOct 8, 2026: 4.00% APYSep 20, 2026Oct 14, 2026
  • Oct 8, 20264.00%▲ from 3.80%
  • Sep 20, 20263.80%first recorded
Philadelphia Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.72%
18 Month Jumbo Certificate
$10,000
4.00% ▲ 1.01% above Pennsylvania avg
View
▼
Rate3.92%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details

Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 12, 2026: 4.00% APYSep 12, 2026Oct 14, 2026
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
18-month Flex Certificate
$0
4.00% ▲ 1.01% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APYSep 18, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
  • Sep 18, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
18-month IRA Growth Certificate
$0
4.00% ▲ 1.01% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.75% → 4.00% ▲ 0.25 pts · high 4.00% / low 3.75%
3.25%3.88%4.50%Sep 14, 2026: 3.75% APYSep 18, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
  • Sep 18, 20264.00%▲ from 3.75%
  • Sep 14, 20263.75%first recorded
New Directions Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
18 Month Share Certificates
$500
4.00% ▲ 1.01% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 1.01% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 3.25% → 4.00% ▲ 0.75 pts · high 4.00% / low 3.25%
2.50%3.63%4.75%Sep 14, 2026: 3.25% APYOct 13, 2026: 4.00% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20264.00%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
18 Month IRA Certificates
$500
3.96% ▲ 0.97% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 0.97% above avgNationally 2.88%
Details

$500 and Above; $500 is the minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
No change since Sep 18, 2026 · 3.96% APY · checked 4 times
3.46%3.96%4.46%Sep 18, 2026: 3.96% APYSep 18, 2026Oct 14, 2026
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Term Certificates - 18 Months
$500
3.96% ▲ 0.97% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 0.97% above avgNationally 2.88%
Details

$500 and Above; Penalty for early withdrawal; Effective Date: Tuesday, October 13th, 2026

Rate History
No change since Sep 14, 2026 · 3.96% APY · checked 7 times
3.46%3.96%4.46%Sep 14, 2026: 3.96% APYSep 14, 2026Oct 14, 2026
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
18 Month Certificate
$0
3.95% ▲ 0.96% above Pennsylvania avg
View
▼
Rate3.82%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 11, 2026
Pennsylvania Average2.99%▲ 0.96% above avgNationally 2.88%
Details

Rate History
No change since Oct 3, 2026 · 3.95% APY · checked 3 times
3.45%3.95%4.45%Oct 3, 2026: 3.95% APYOct 3, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
18 Month IRA Certificates of Deposit - Jumbo CDs
$0
3.92% ▲ 0.93% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 0.93% above avgNationally 2.88%
Details

Jumbo CDs (Above $75,000); no additional deposits after opening; penalty for early withdrawal; certificate renews automatically

Rate History
No change since Oct 13, 2026 · 3.92% APY
3.42%3.92%4.42%Oct 13, 2026: 3.92% APYOct 13, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
18 Month Share Certificate of Deposit
$500
3.92% ▲ 0.93% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 0.93% above avgNationally 2.88%
Details

Jumbo CD (Above $75,000)

Rate History
1 change since Sep 14, 2026 · 3.56% → 3.92% ▲ 0.36 pts · high 3.92% / low 3.56%
3.06%3.74%4.42%Sep 14, 2026: 3.56% APYOct 13, 2026: 3.92% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20263.92%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
18 Month Share Certificate
$0
3.92% ▲ 0.93% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 0.93% above avgNationally 2.88%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.40% → 3.92% ▲ 0.52 pts · high 3.92% / low 3.40%
2.89%3.66%4.44%Sep 14, 2026: 3.40% APYOct 9, 2026: 3.92% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20263.92%▲ from 3.40%
  • Sep 14, 20263.40%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 18 months
$500
3.91% ▲ 0.92% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.92% above avgNationally 2.88%
Details

Balance: $250.00-4,999.00; Early Withdrawal: 90 Days; Junior Share Certificate minimum $250.00 (members 18 and under)

Rate History
No change since Oct 12, 2026 · 3.91% APY
3.41%3.91%4.41%Oct 12, 2026: 3.91% APYOct 12, 2026Oct 14, 2026
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
18 Month Jumbo Certificate
$0
3.91% ▲ 0.92% above Pennsylvania avg
View
▼
Rate3.84%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.99%▲ 0.92% above avgNationally 2.88%
Details

Rate History
No change since Oct 12, 2026 · 3.91% APY
3.41%3.91%4.41%Oct 12, 2026: 3.91% APYOct 12, 2026Oct 14, 2026
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Time Deposit - 18 Months
$500
3.90% ▲ 0.91% above Pennsylvania avg
View
▼
Rate3.83%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 0.91% above avgNationally 2.88%
Details

Fees:

Rate History
1 change since Sep 18, 2026 · 3.25% → 3.90% ▲ 0.65 pts · high 3.90% / low 3.25%
2.60%3.58%4.55%Sep 18, 2026: 3.25% APYOct 14, 2026: 3.90% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20263.90%▲ from 3.25%
  • Sep 18, 20263.25%first recorded
Parke Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.40%
Time Deposits - IRA'S - 18 Months
$0
3.90% ▲ 0.91% above Pennsylvania avg
View
▼
Rate3.83%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 0.91% above avgNationally 2.88%
Details

Fees:

Rate History
No change since Oct 14, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 14, 2026: 3.90% APYOct 14, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
18 Month IRA Certificates of Deposit - Regular CDs
$500
3.87% ▲ 0.88% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 0.88% above avgNationally 2.88%
Details

Minimum deposit of $500 required to open a Certificate of Deposit; no additional deposits after opening; penalty for early withdrawal; certificate renews automatically

Rate History
No change since Oct 13, 2026 · 3.87% APY
3.37%3.87%4.37%Oct 13, 2026: 3.87% APYOct 13, 2026Oct 14, 2026
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
18 Month Share Certificate of Deposit
$500
3.87% ▲ 0.88% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.99%▲ 0.88% above avgNationally 2.88%
Details

Regular CD

Rate History
1 change since Sep 14, 2026 · 3.56% → 3.87% ▲ 0.31 pts · high 3.87% / low 3.56%
3.06%3.72%4.37%Sep 14, 2026: 3.56% APYOct 13, 2026: 3.87% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20263.87%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
18 Month Select Certificate of Deposit
$1,000
3.85% ▲ 0.86% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 0.86% above avgNationally 2.88%
Details

Featured CD rate; Requires a qualifying M&T Bank checking account; Minimum deposit of $1,000 to open a CD

Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 3 times
3.35%3.85%4.35%Oct 7, 2026: 3.85% APYOct 7, 2026Oct 14, 2026
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
18-Month M&T Select CD
$1,000
3.85% ▲ 0.86% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.99%▲ 0.86% above avgNationally 2.88%
Details

Requires a qualifying M&T Bank checking account (MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking or Advantage Checking) to open; maximum deposit $1,000,000 per account ($750,000 if opened online); early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 8 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 14, 2026

Tylersburg 24 Month CD Rates

Pennsylvania 24 Month CD Average2.87% APYNational 2.88%▼ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
2 Year (24 Month) Adjustable CD
$5,000
4.73% ▲ 1.86% above Pennsylvania avg
View
▼
Rate4.65%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.86% above avgNationally 2.88%
Details

Adjustable rate; Open account in person

Rate History
1 change since Sep 19, 2026 · 4.29% → 4.73% ▲ 0.44 pts · high 4.73% / low 4.29%
3.79%4.51%5.23%Sep 19, 2026: 4.29% APYOct 7, 2026: 4.73% APYSep 19, 2026Oct 14, 2026
  • Oct 7, 20264.73%▲ from 4.29%
  • Sep 19, 20264.29%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 Month Certificate of Deposit
$0
4.42% ▲ 1.55% above Pennsylvania avg
View
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.55% above avgNationally 2.88%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
3.72%4.32%4.92%Sep 18, 2026: 4.22% APYOct 7, 2026: 4.42% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.42%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 2 Year CD
$0
4.39% ▲ 1.52% above Pennsylvania avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.52% above avgNationally 2.88%
Details

Rate History
2 changes since Sep 14, 2026 · 4.13% → 4.39% ▲ 0.26 pts · high 4.39% / low 4.13%
3.63%4.26%4.89%Sep 14, 2026: 4.13% APYSep 24, 2026: 4.18% APYOct 8, 2026: 4.39% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.39%▲ from 4.18%
  • Sep 24, 20264.18%▲ from 4.13%
  • Sep 14, 20264.13%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 Month Certificate of Deposit
$0
4.37% ▲ 1.50% above Pennsylvania avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.50% above avgNationally 2.88%
Details

Balance: $50,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
3.66%4.27%4.87%Sep 18, 2026: 4.16% APYOct 7, 2026: 4.37% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.37%▲ from 4.16%
  • Sep 18, 20264.16%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 24-Month
$500
4.30% ▲ 1.43% above Pennsylvania avg
View
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details

Rate History
2 changes since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYSep 20, 2026: 4.05% APYOct 4, 2026: 4.30% APYSep 12, 2026Oct 14, 2026
  • Oct 4, 20264.30%▲ from 4.05%
  • Sep 20, 20264.05%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 24-Month
$500
4.30% ▲ 1.43% above Pennsylvania avg
View
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details

Rate History
1 change since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
3.40%4.10%4.80%Sep 12, 2026: 3.90% APYOct 8, 2026: 4.30% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.30%▲ from 3.90%
  • Sep 12, 20263.90%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.30% ▲ 1.43% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details

Balance: $250,000.01+; Also available as Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings $24,409.71; Rates effective as of September 15, 2026

Rate History
No change since Oct 5, 2026 · 4.30% APY · checked 3 times
3.80%4.30%4.80%Oct 5, 2026: 4.30% APYOct 5, 2026Oct 14, 2026
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 24 MONTH
$0
4.30% ▲ 1.43% above Pennsylvania avg
View
▼
Rate4.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.43% above avgNationally 2.88%
Details

Penalty may be imposed for early withdrawal

Rate History
1 change since Sep 14, 2026 · 3.60% → 4.30% ▲ 0.70 pts · high 4.30% / low 3.60%
2.90%3.95%5.00%Sep 14, 2026: 3.60% APYOct 5, 2026: 4.30% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20264.30%▲ from 3.60%
  • Sep 14, 20263.60%first recorded
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
24 Month CD
$0
4.28% ▲ 1.41% above Pennsylvania avg
View
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.41% above avgNationally 2.88%
Details

Rate History
No change since Oct 9, 2026 · 4.28% APY · checked 3 times
3.78%4.28%4.78%Oct 9, 2026: 4.28% APYOct 9, 2026Oct 14, 2026
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month Business Share Certificate
$0
4.25% ▲ 1.38% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

APY listed paid on $500 minimum balance; Must open with $500 minimum in new money or have a First Harvest Checking Account

Rate History
1 change since Sep 18, 2026 · 3.15% → 4.25% ▲ 1.10 pts · high 4.25% / low 3.15%
2.05%3.70%5.35%Sep 18, 2026: 3.15% APYSep 24, 2026: 4.25% APYSep 18, 2026Oct 14, 2026
  • Sep 24, 20264.25%▲ from 3.15%
  • Sep 18, 20263.15%first recorded
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month IRA
$0
4.25% ▲ 1.38% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Must open with $500 minimum in new money or have a First Harvest Checking Account

Rate History
No change since Oct 14, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 14, 2026: 4.25% APYOct 14, 2026Oct 14, 2026
First Harvest FCU
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
24 Month Share Certificate
$0
4.25% ▲ 1.38% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Must open with $500 minimum in new money or have a First Harvest Checking Account; APY listed paid on $500 minimum balance

Rate History
1 change since Sep 24, 2026 · 4.17% → 4.25% ▲ 0.08 pts · high 4.25% / low 4.17%
3.67%4.21%4.75%Sep 24, 2026: 4.17% APYOct 14, 2026: 4.25% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20264.25%▲ from 4.17%
  • Sep 24, 20264.17%first recorded
Crescent Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
24-Month CD
$1,000
4.25% ▲ 1.38% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Limited time offer; APY effective 08/13/2026, subject to change at any time; interest compounded quarterly; interest rates fixed for the term; early withdrawal penalty applies

Rate History
No change since Sep 14, 2026 · 4.25% APY · checked 8 times
3.75%4.25%4.75%Sep 14, 2026: 4.25% APYSep 14, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
24 Month Regular & IRA Certificate
$500
4.25% ▲ 1.38% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 24 months
$500
4.25% ▲ 1.38% above Pennsylvania avg
View
▼
Rate4.17%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 12, 2026: 4.25% APYOct 12, 2026Oct 14, 2026
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.25% ▲ 1.38% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.38% above avgNationally 2.88%
Details

Balance: $100,000-$250,000; Also available as Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings $8,855.36; Rates effective as of September 15, 2026

Rate History
No change since Oct 5, 2026 · 4.25% APY · checked 3 times
3.75%4.25%4.75%Oct 5, 2026: 4.25% APYOct 5, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
24 Month Certificate of Deposit
$0
4.22% ▲ 1.35% above Pennsylvania avg
View
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.35% above avgNationally 2.88%
Details

Balance: $25,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.01% → 4.22% ▲ 0.21 pts · high 4.22% / low 4.01%
3.51%4.12%4.72%Sep 18, 2026: 4.01% APYOct 7, 2026: 4.22% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.22%▲ from 4.01%
  • Sep 18, 20264.01%first recorded
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month Jumbo IRA Certificate
$100,000
4.21% ▲ 1.34% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.34% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 4.21% APY · checked 2 times
3.71%4.21%4.71%Oct 8, 2026: 4.21% APYOct 8, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month Jumbo Share Certificate
$100,000
4.21% ▲ 1.34% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.34% above avgNationally 2.88%
Details

Rate History
No change since Oct 8, 2026 · 4.21% APY · checked 2 times
3.71%4.21%4.71%Oct 8, 2026: 4.21% APYOct 8, 2026Oct 14, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 24-Month Add-On
$500
4.20% ▲ 1.33% above Pennsylvania avg
View
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.33% above avgNationally 2.88%
Details

Add-On

Rate History
2 changes since Sep 12, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
3.30%4.00%4.70%Sep 12, 2026: 3.80% APYSep 20, 2026: 3.95% APYOct 4, 2026: 4.20% APYSep 12, 2026Oct 14, 2026
  • Oct 4, 20264.20%▲ from 3.95%
  • Sep 20, 20263.95%▲ from 3.80%
  • Sep 12, 20263.80%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 24-Month Add-On
$500
4.20% ▲ 1.33% above Pennsylvania avg
View
▼
Rate4.12%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.33% above avgNationally 2.88%
Details

Rate History
1 change since Sep 12, 2026 · 3.80% → 4.20% ▲ 0.40 pts · high 4.20% / low 3.80%
3.30%4.00%4.70%Sep 12, 2026: 3.80% APYOct 8, 2026: 4.20% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.20%▲ from 3.80%
  • Sep 12, 20263.80%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.20% ▲ 1.33% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.33% above avgNationally 2.88%
Details

Balance: $10,000-$24,999; Also available as Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings $874.69; Rates effective as of September 15, 2026

Rate History
No change since Oct 5, 2026 · 4.20% APY · checked 3 times
3.70%4.20%4.70%Oct 5, 2026: 4.20% APYOct 5, 2026Oct 14, 2026
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
24 Month SPECIAL Share Certificate
$1,000
4.19% ▲ 1.32% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.32% above avgNationally 2.88%
Details

See footnote **

Rate History
No change since Oct 12, 2026 · 4.19% APY
3.69%4.19%4.69%Oct 12, 2026: 4.19% APYOct 12, 2026Oct 14, 2026
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
24 Month Jumbo Certificate
$0
4.16% ▲ 1.29% above Pennsylvania avg
View
▼
Rate4.08%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.29% above avgNationally 2.88%
Details

Rate History
No change since Oct 12, 2026 · 4.16% APY
3.66%4.16%4.66%Oct 12, 2026: 4.16% APYOct 12, 2026Oct 14, 2026
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
24 Month IRA Share Certificate
$500
4.15% ▲ 1.28% above Pennsylvania avg
View
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details

Dividends compounded quarterly; dividends credited quarterly; dividend period account's term; rate type fixed; additional deposits not allowed; automatically renew

Rate History
1 change since Sep 14, 2026 · 3.50% → 4.15% ▲ 0.65 pts · high 4.15% / low 3.50%
2.85%3.83%4.80%Sep 14, 2026: 3.50% APYSep 21, 2026: 4.15% APYSep 14, 2026Oct 14, 2026
  • Sep 21, 20264.15%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Priority First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.32%
Share Certificate - 24 Month
$500
4.15% ▲ 1.28% above Pennsylvania avg
View
▼
Rate4.09%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details

Dividend Rate 4.087%; dividends compounded and credited quarterly; fixed rate; dividend period is account's term; additional deposits not allowed; automatically renews

Rate History
No change since Sep 21, 2026 · 4.15% APY · checked 4 times
3.65%4.15%4.65%Sep 21, 2026: 4.15% APYSep 21, 2026Oct 14, 2026
Spirit Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
2 Year Share Certificate / IRA Certificate
$0
4.15% ▲ 1.28% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.15% APY · checked 7 times
3.65%4.15%4.65%Sep 14, 2026: 4.15% APYSep 14, 2026Oct 14, 2026
New Directions Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
24 Month Share Certificates
$500
4.15% ▲ 1.28% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 14, 2026: 4.00% APYOct 13, 2026: 4.15% APYSep 14, 2026Oct 14, 2026
  • Oct 13, 20264.15%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
New Directions Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.17%
IRA Certificate - 24 Month
$500
4.15% ▲ 1.28% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details

Rate History
1 change since Sep 22, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 22, 2026: 4.00% APYOct 13, 2026: 4.15% APYSep 22, 2026Oct 14, 2026
  • Oct 13, 20264.15%▲ from 4.00%
  • Sep 22, 20264.00%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
24-month Jumbo Certificate
$0
4.15% ▲ 1.28% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details

Balance: $75,000+

Rate History
1 change since Sep 14, 2026 · 4.10% → 4.15% ▲ 0.05 pts · high 4.15% / low 4.10%
3.60%4.13%4.65%Sep 14, 2026: 4.10% APYSep 22, 2026: 4.15% APYSep 14, 2026Oct 14, 2026
  • Sep 22, 20264.15%▲ from 4.10%
  • Sep 14, 20264.10%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 24-month Jumbo Certificate
$0
4.15% ▲ 1.28% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details

Balance: $75,000+

Rate History
No change since Oct 9, 2026 · 4.15% APY · checked 2 times
3.65%4.15%4.65%Oct 9, 2026: 4.15% APYOct 9, 2026Oct 14, 2026
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Jumbo Certificates - 24-Month
$0
4.15% ▲ 1.28% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.28% above avgNationally 2.88%
Details

Balance: Average Daily Balance; Minimum balance on all JUMBO certificates is $25,000; Penalties for early withdrawal apply

Rate History
1 change since Sep 14, 2026 · 3.90% → 4.15% ▲ 0.25 pts · high 4.15% / low 3.90%
3.40%4.03%4.65%Sep 14, 2026: 3.90% APYSep 18, 2026: 4.15% APYSep 14, 2026Oct 14, 2026
  • Sep 18, 20264.15%▲ from 3.90%
  • Sep 14, 20263.90%first recorded
Marquette Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
2 Year Ladder CD
$10,000
4.11% ▲ 1.24% above Pennsylvania avg
View
▼
Rate4.05%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details

Kicker rate valid for initial term only; requires three CDs with staggered terms (CD Ladder), like ownership; IRAs excluded; early withdrawal penalties may apply

Rate History
No change since Oct 14, 2026 · 4.11% APY
3.61%4.11%4.61%Oct 14, 2026: 4.11% APYOct 14, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month IRA Certificate
$500
4.11% ▲ 1.24% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details

Rate History
No change since Sep 25, 2026 · 4.11% APY · checked 4 times
3.61%4.11%4.61%Sep 25, 2026: 4.11% APYSep 25, 2026Oct 14, 2026
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
24 Month Share Certificate
$500
4.11% ▲ 1.24% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details

Rate History
No change since Sep 25, 2026 · 4.11% APY · checked 4 times
3.61%4.11%4.61%Sep 25, 2026: 4.11% APYSep 25, 2026Oct 14, 2026
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 2 Year
$1,000
4.11% ▲ 1.24% above Pennsylvania avg
View
▼
Rate4.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.24% above avgNationally 2.88%
Details

Rate History
No change since Oct 12, 2026 · 4.11% APY
3.61%4.11%4.61%Oct 12, 2026: 4.11% APYOct 12, 2026Oct 14, 2026
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
24 Month Certificate of Deposit
$500
4.10% ▲ 1.23% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details

Interest compounded daily

Rate History
1 change since Sep 24, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
3.55%4.07%4.60%Sep 24, 2026: 4.05% APYOct 14, 2026: 4.10% APYSep 24, 2026Oct 14, 2026
  • Oct 14, 20264.10%▲ from 4.05%
  • Sep 24, 20264.05%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 24 Month
$0
4.10% ▲ 1.23% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 17, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 17, 2026: 4.00% APYSep 18, 2026: 4.10% APYSep 17, 2026Oct 14, 2026
  • Sep 18, 20264.10%▲ from 4.00%
  • Sep 17, 20264.00%first recorded
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
24 Month Share Certificate
$2,000
4.10% ▲ 1.23% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details

SPECIAL

Rate History
1 change since Sep 25, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 25, 2026: 4.00% APYOct 12, 2026: 4.10% APYSep 25, 2026Oct 14, 2026
  • Oct 12, 20264.10%▲ from 4.00%
  • Sep 25, 20264.00%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
24 Month Share Certificate
$0
4.10% ▲ 1.23% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details

Balance: $1,000-$9,999; Also available as Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings $85.30; Rates effective as of September 15, 2026

Rate History
No change since Oct 5, 2026 · 4.10% APY · checked 3 times
3.60%4.10%4.60%Oct 5, 2026: 4.10% APYOct 5, 2026Oct 14, 2026
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
24-month Bump-Up IRA
$500
4.10% ▲ 1.23% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
3.55%4.07%4.60%Sep 14, 2026: 4.05% APYSep 22, 2026: 4.10% APYSep 14, 2026Oct 14, 2026
  • Sep 22, 20264.10%▲ from 4.05%
  • Sep 14, 20264.05%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
24-month Certificate
$500
4.10% ▲ 1.23% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
3.55%4.07%4.60%Sep 14, 2026: 4.05% APYSep 22, 2026: 4.10% APYSep 14, 2026Oct 14, 2026
  • Sep 22, 20264.10%▲ from 4.05%
  • Sep 14, 20264.05%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
24-month Fixed-Rate IRA Only
$500
4.10% ▲ 1.23% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details

Rate History
1 change since Sep 14, 2026 · 4.05% → 4.10% ▲ 0.05 pts · high 4.10% / low 4.05%
3.55%4.07%4.60%Sep 14, 2026: 4.05% APYSep 22, 2026: 4.10% APYSep 14, 2026Oct 14, 2026
  • Sep 22, 20264.10%▲ from 4.05%
  • Sep 14, 20264.05%first recorded
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 24-month Certificate
$500
4.10% ▲ 1.23% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details

Rate History
No change since Oct 9, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 9, 2026: 4.10% APYOct 9, 2026Oct 14, 2026
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.89%
Business 24-month Fixed-Rate IRA Only
$500
4.10% ▲ 1.23% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.23% above avgNationally 2.88%
Details

Rate History
No change since Oct 9, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 9, 2026: 4.10% APYOct 9, 2026Oct 14, 2026
Community Connect Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.99%
24 Month Share Certificate
$0
4.08% ▲ 1.21% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.21% above avgNationally 2.88%
Details

Rate History
No change since Sep 14, 2026 · 4.08% APY · checked 7 times
3.58%4.08%4.58%Sep 14, 2026: 4.08% APYSep 14, 2026Oct 14, 2026
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate - 24 Month
$500
4.08% ▲ 1.21% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.21% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 3 month interest

Rate History
1 change since Sep 14, 2026 · 3.61% → 4.08% ▲ 0.47 pts · high 4.08% / low 3.61%
3.11%3.84%4.58%Sep 14, 2026: 3.61% APYSep 20, 2026: 4.08% APYSep 14, 2026Oct 14, 2026
  • Sep 20, 20264.08%▲ from 3.61%
  • Sep 14, 20263.61%first recorded
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA Certificate - 24 Month
$500
4.08% ▲ 1.21% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.21% above avgNationally 2.88%
Details

Early Withdrawal Penalty: 3 month interest

Rate History
No change since Oct 8, 2026 · 4.08% APY · checked 2 times
3.58%4.08%4.58%Oct 8, 2026: 4.08% APYOct 8, 2026Oct 14, 2026
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
24 Month Traditional IRA Share Certificate
$0
4.07% ▲ 1.20% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.87%▲ 1.20% above avgNationally 2.88%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.56% → 4.07% ▲ 0.52 pts · high 4.07% / low 3.56%
3.04%3.82%4.59%Sep 14, 2026: 3.56% APYOct 9, 2026: 4.07% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.07%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Central Penn Bank & Trust
Institution Rating:
A+5.0 ★Texas Ratio: 5.92%
24 Month Certificate
$500
4.06% ▲ 1.19% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.87%▲ 1.19% above avgNationally 2.88%
Details

Featured CD

Rate History
No change since Sep 14, 2026 · 4.06% APY · checked 3 times
3.56%4.06%4.56%Sep 14, 2026: 4.06% APYSep 14, 2026Oct 14, 2026

Tylersburg 36 Month CD Rates

Pennsylvania 36 Month CD Average2.74% APYNational 2.81%▼ 0.03% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.52% ▲ 1.78% above Pennsylvania avg
View
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.78% above avgNationally 2.81%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.27% → 4.52% ▲ 0.25 pts · high 4.52% / low 4.27%
3.77%4.40%5.02%Sep 18, 2026: 4.27% APYOct 7, 2026: 4.52% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.52%▲ from 4.27%
  • Sep 18, 20264.27%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.52% ▲ 1.78% above Pennsylvania avg
View
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.78% above avgNationally 2.81%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.27% → 4.52% ▲ 0.25 pts · high 4.52% / low 4.27%
3.77%4.40%5.02%Sep 18, 2026: 4.27% APYOct 2, 2026: 4.52% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.52%▲ from 4.27%
  • Sep 18, 20264.27%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.50% ▲ 1.76% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.76% above avgNationally 2.81%
Details

Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026

Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 3 times
4.00%4.50%5.00%Oct 5, 2026: 4.50% APYOct 5, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.47% ▲ 1.73% above Pennsylvania avg
View
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.73% above avgNationally 2.81%
Details

Balance: $50,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.47% ▲ 0.25 pts · high 4.47% / low 4.22%
3.72%4.35%4.97%Sep 18, 2026: 4.22% APYOct 7, 2026: 4.47% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.47%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.47% ▲ 1.73% above Pennsylvania avg
View
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.73% above avgNationally 2.81%
Details

Balance: $50,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.47% ▲ 0.25 pts · high 4.47% / low 4.22%
3.72%4.35%4.97%Sep 18, 2026: 4.22% APYOct 2, 2026: 4.47% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.47%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.45% ▲ 1.71% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.71% above avgNationally 2.81%
Details

Balance: $100,000-$250,000; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026

Rate History
No change since Oct 5, 2026 · 4.45% APY · checked 3 times
3.95%4.45%4.95%Oct 5, 2026: 4.45% APYOct 5, 2026Oct 14, 2026
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 3 Year CD
$0
4.44% ▲ 1.70% above Pennsylvania avg
View
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.70% above avgNationally 2.81%
Details

Rate History
2 changes since Sep 14, 2026 · 4.18% → 4.44% ▲ 0.26 pts · high 4.44% / low 4.18%
3.68%4.31%4.94%Sep 14, 2026: 4.18% APYSep 24, 2026: 4.23% APYOct 8, 2026: 4.44% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.44%▲ from 4.23%
  • Sep 24, 20264.23%▲ from 4.18%
  • Sep 14, 20264.18%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.40% ▲ 1.66% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.66% above avgNationally 2.81%
Details

Balance: $10,000-$24,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026

Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 3 times
3.90%4.40%4.90%Oct 5, 2026: 4.40% APYOct 5, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.32% ▲ 1.58% above Pennsylvania avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.58% above avgNationally 2.81%
Details

Balance: $25,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.06% → 4.32% ▲ 0.26 pts · high 4.32% / low 4.06%
3.56%4.19%4.82%Sep 18, 2026: 4.06% APYOct 7, 2026: 4.32% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.32%▲ from 4.06%
  • Sep 18, 20264.06%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.32% ▲ 1.58% above Pennsylvania avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.58% above avgNationally 2.81%
Details

Balance: $25,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.06% → 4.32% ▲ 0.26 pts · high 4.32% / low 4.06%
3.56%4.19%4.82%Sep 18, 2026: 4.06% APYOct 2, 2026: 4.32% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.32%▲ from 4.06%
  • Sep 18, 20264.06%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.30% ▲ 1.56% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.56% above avgNationally 2.81%
Details

Balance: $1,000-$9,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026

Rate History
No change since Oct 5, 2026 · 4.30% APY · checked 3 times
3.80%4.30%4.80%Oct 5, 2026: 4.30% APYOct 5, 2026Oct 14, 2026
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
36 Month Traditional IRA Share Certificate
$0
4.28% ▲ 1.54% above Pennsylvania avg
View
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.54% above avgNationally 2.81%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.61% → 4.28% ▲ 0.67 pts · high 4.28% / low 3.61%
2.93%3.95%4.96%Sep 14, 2026: 3.61% APYOct 9, 2026: 4.28% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.28%▲ from 3.61%
  • Sep 14, 20263.61%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
36 Month Share Certificate
$0
4.18% ▲ 1.44% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.44% above avgNationally 2.81%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.51% → 4.18% ▲ 0.67 pts · high 4.18% / low 3.51%
2.83%3.84%4.85%Sep 14, 2026: 3.51% APYOct 9, 2026: 4.18% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.18%▲ from 3.51%
  • Sep 14, 20263.51%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 3 year
$1,000
4.16% ▲ 1.42% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.42% above avgNationally 2.81%
Details

Rate History
No change since Oct 12, 2026 · 4.16% APY
3.66%4.16%4.66%Oct 12, 2026: 4.16% APYOct 12, 2026Oct 14, 2026
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.15% ▲ 1.41% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.41% above avgNationally 2.81%
Details

Balance: $100K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.15% APY · checked 4 times
3.65%4.15%4.65%Sep 30, 2026: 4.15% APYSep 30, 2026Oct 14, 2026
U S POSTAL SERVICE
Institution Rating:
A+5.0 ★Texas Ratio: 4.33%
Young Saver's Certificates - 3 Years Add-On
$0
4.15% ▲ 1.41% above Pennsylvania avg
View
▼
Rate4.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.41% above avgNationally 2.81%
Details

Balance: $1 - $3,000; Maximum Balance $3,000; Add funds at any time throughout the certificate term up to $3,000; Rates Set: Monthly; Limit One Per Member Under 18 Years of Age; Early withdrawal penalty applies

Rate History
No change since Oct 14, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 14, 2026: 4.15% APYOct 14, 2026Oct 14, 2026
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
3 Year Jumbo and Jumbo IRA Certificates
$100,000
4.13% ▲ 1.39% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.39% above avgNationally 2.81%
Details

Balance: $100,000 and Above; $100,000 is the minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
1 change since Sep 18, 2026 · 4.06% → 4.13% ▲ 0.07 pts · high 4.13% / low 4.06%
3.56%4.10%4.63%Sep 18, 2026: 4.06% APYOct 14, 2026: 4.13% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20264.13%▲ from 4.06%
  • Sep 18, 20264.06%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Jumbo and Jumbo IRA Certificates - 3 Years
$100,000
4.13% ▲ 1.39% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.39% above avgNationally 2.81%
Details

Dividend Rate 4.07%; $100,000 minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
1 change since Sep 14, 2026 · 4.06% → 4.13% ▲ 0.07 pts · high 4.13% / low 4.06%
3.56%4.10%4.63%Sep 14, 2026: 4.06% APYOct 14, 2026: 4.13% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20264.13%▲ from 4.06%
  • Sep 14, 20264.06%first recorded
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
3 Year ESA Long-Term Certificate
$0
4.10% ▲ 1.36% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details

Balance: $1K Minimum APY; Rates as of Oct 13, 2026 ET; Long-Term Certificate Rates(Share, IRA, ESA)

Rate History
No change since Sep 30, 2026 · 4.10% APY · checked 4 times
3.60%4.10%4.60%Sep 30, 2026: 4.10% APYSep 30, 2026Oct 14, 2026
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
36 Month Traditional or Roth IRA Certificate
$2,000
4.10% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.04%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details

Rate History
No change since Oct 8, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Oct 8, 2026: 4.10% APYOct 8, 2026Oct 14, 2026
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.10%
36 Month Share Certificate
$2,000
4.10% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details

SPECIAL

Rate History
1 change since Sep 25, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 25, 2026: 4.00% APYOct 12, 2026: 4.10% APYSep 25, 2026Oct 14, 2026
  • Oct 12, 20264.10%▲ from 4.00%
  • Sep 25, 20264.00%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 36-Month
$1,000
4.10% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details

Rate History
1 change since Sep 12, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
3.45%4.03%4.60%Sep 12, 2026: 3.95% APYSep 20, 2026: 4.10% APYSep 12, 2026Oct 14, 2026
  • Sep 20, 20264.10%▲ from 3.95%
  • Sep 12, 20263.95%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 36-Month
$1,000
4.10% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details

Rate History
1 change since Sep 12, 2026 · 3.95% → 4.10% ▲ 0.15 pts · high 4.10% / low 3.95%
3.45%4.03%4.60%Sep 12, 2026: 3.95% APYOct 8, 2026: 4.10% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.10%▲ from 3.95%
  • Sep 12, 20263.95%first recorded
Pennstar Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.98%
36 Month Certificate
$0
4.10% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.36% above avgNationally 2.81%
Details

Effective as 10/01/2026; A penalty will or may be imposed for early withdrawal.

Rate History
1 change since Sep 14, 2026 · 4.00% → 4.10% ▲ 0.10 pts · high 4.10% / low 4.00%
3.50%4.05%4.60%Sep 14, 2026: 4.00% APYOct 5, 2026: 4.10% APYSep 14, 2026Oct 14, 2026
  • Oct 5, 20264.10%▲ from 4.00%
  • Sep 14, 20264.00%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
3 Year IRA Certificates
$500
4.08% ▲ 1.34% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.34% above avgNationally 2.81%
Details

$500 and Above; $500 is the minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
1 change since Sep 18, 2026 · 4.01% → 4.08% ▲ 0.07 pts · high 4.08% / low 4.01%
3.51%4.05%4.58%Sep 18, 2026: 4.01% APYOct 14, 2026: 4.08% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20264.08%▲ from 4.01%
  • Sep 18, 20264.01%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Term Certificates - 3 Years
$500
4.08% ▲ 1.34% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.34% above avgNationally 2.81%
Details

$500 and Above; Penalty for early withdrawal; Effective Date: Tuesday, October 13th, 2026

Rate History
2 changes since Sep 14, 2026 · 4.01% → 4.08% ▲ 0.07 pts · high 4.08% / low 4.01%
3.51%4.05%4.58%Sep 14, 2026: 4.01% APYOct 1, 2026: 4.06% APYOct 10, 2026: 4.08% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20264.08%▲ from 4.06%
  • Oct 1, 20264.06%▲ from 4.01%
  • Sep 14, 20264.01%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
36 Month IRA Certificate
$500
4.07% ▲ 1.33% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.33% above avgNationally 2.81%
Details

Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Oct 8, 2026: 4.07% APYOct 8, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
4.01% ▲ 1.27% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.27% above avgNationally 2.81%
Details

Balance: $10,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.01% ▲ 0.26 pts · high 4.01% / low 3.75%
3.25%3.88%4.51%Sep 18, 2026: 3.75% APYOct 7, 2026: 4.01% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.01%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
4.01% ▲ 1.27% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.27% above avgNationally 2.81%
Details

Balance: $10,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.75% → 4.01% ▲ 0.26 pts · high 4.01% / low 3.75%
3.25%3.88%4.51%Sep 18, 2026: 3.75% APYOct 2, 2026: 4.01% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.01%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 36 months
$500
4.01% ▲ 1.27% above Pennsylvania avg
View
▼
Rate3.95%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.27% above avgNationally 2.81%
Details

Balance: $250.00-4,999.00; Early Withdrawal: 1 Year; Junior Share Certificate minimum $250.00 (members 18 and under)

Rate History
No change since Oct 12, 2026 · 4.01% APY
3.51%4.01%4.51%Oct 12, 2026: 4.01% APYOct 12, 2026Oct 14, 2026
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 36 Month
$0
4.01% ▲ 1.27% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.27% above avgNationally 2.81%
Details

Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
3.41%3.96%4.51%Sep 18, 2026: 3.91% APYOct 12, 2026: 4.01% APYSep 18, 2026Oct 14, 2026
  • Oct 12, 20264.01%▲ from 3.91%
  • Sep 18, 20263.91%first recorded
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Certificates of Deposit - 36 month
$500
4.00% ▲ 1.26% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.26% above avgNationally 2.81%
Details

Balance: $50,000+

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
3 Year CD
$1,000
4.00% ▲ 1.26% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.26% above avgNationally 2.81%
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
36 Month Regular & IRA Certificate
$500
4.00% ▲ 1.26% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.26% above avgNationally 2.81%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 36 months
$500
4.00% ▲ 1.26% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.26% above avgNationally 2.81%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
36 Month Jumbo Certificate
$0
3.96% ▲ 1.22% above Pennsylvania avg
View
▼
Rate3.89%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.22% above avgNationally 2.81%
Details

Rate History
No change since Oct 12, 2026 · 3.96% APY
3.46%3.96%4.46%Oct 12, 2026: 3.96% APYOct 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
36 Month Certificate
$0
3.92% ▲ 1.18% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.18% above avgNationally 2.81%
Details

Minimum Balance: $75,000

Rate History
No change since Sep 12, 2026 · 3.92% APY · checked 3 times
3.42%3.92%4.42%Sep 12, 2026: 3.92% APYSep 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 36 Months
$0
3.92% ▲ 1.18% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.18% above avgNationally 2.81%
Details

Higher rate for balances over $75,000; Dividends paid monthly; Add-on option available

Rate History
No change since Oct 12, 2026 · 3.92% APY
3.42%3.92%4.42%Oct 12, 2026: 3.92% APYOct 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
36 Month Certificate
$0
3.87% ▲ 1.13% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.13% above avgNationally 2.81%
Details

Minimum Balance: $50,000

Rate History
No change since Sep 12, 2026 · 3.87% APY · checked 3 times
3.37%3.87%4.37%Sep 12, 2026: 3.87% APYSep 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 36 Months
$0
3.87% ▲ 1.13% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.13% above avgNationally 2.81%
Details

Higher rate for balances over $50,000; Dividends paid monthly; Add-on option available

Rate History
No change since Oct 12, 2026 · 3.87% APY
3.37%3.87%4.37%Oct 12, 2026: 3.87% APYOct 12, 2026Oct 14, 2026
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
36 Month Share Certificate
$125,000
3.87% ▲ 1.13% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$125,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.13% above avgNationally 2.81%
Details

Minimum Deposit $125,000 tier; Share Certificates may be opened with $1,000 minimum deposit

Rate History
1 change since Sep 18, 2026 · 3.71% → 3.87% ▲ 0.16 pts · high 3.87% / low 3.71%
3.21%3.79%4.37%Sep 18, 2026: 3.71% APYOct 14, 2026: 3.87% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20263.87%▲ from 3.71%
  • Sep 18, 20263.71%first recorded
I B E W LOCAL 56
Institution Rating:
A5.0 ★Texas Ratio: 7.76%
36 Month Certificate
$0
3.86% ▲ 1.12% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.12% above avgNationally 2.81%
Details

Featured rate; $50,000 minimum

Rate History
1 change since Sep 27, 2026 · 3.76% → 3.86% ▲ 0.10 pts · high 3.86% / low 3.76%
3.26%3.81%4.36%Sep 27, 2026: 3.76% APYOct 10, 2026: 3.86% APYSep 27, 2026Oct 14, 2026
  • Oct 10, 20263.86%▲ from 3.76%
  • Sep 27, 20263.76%first recorded
I B E W LOCAL 56
Institution Rating:
A5.0 ★Texas Ratio: 7.76%
36 Month Share Certificate
$50,000
3.86% ▲ 1.12% above Pennsylvania avg
View
▼
Rate3.81%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.12% above avgNationally 2.81%
Details

Pay monthly into Regular Share Account; Penalty for early withdrawal - 90 days loss of interest

Rate History
1 change since Sep 22, 2026 · 3.76% → 3.86% ▲ 0.10 pts · high 3.86% / low 3.76%
3.26%3.81%4.36%Sep 22, 2026: 3.76% APYOct 14, 2026: 3.86% APYSep 22, 2026Oct 14, 2026
  • Oct 14, 20263.86%▲ from 3.76%
  • Sep 22, 20263.76%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month Certificate of Deposit
$0
3.85% ▲ 1.11% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.11% above avgNationally 2.81%
Details

Balance: $1,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.60% → 3.85% ▲ 0.25 pts · high 3.85% / low 3.60%
3.10%3.72%4.35%Sep 18, 2026: 3.60% APYOct 7, 2026: 3.85% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20263.85%▲ from 3.60%
  • Sep 18, 20263.60%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
36 Month IRA CD
$0
3.85% ▲ 1.11% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.11% above avgNationally 2.81%
Details

Balance: $1,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.60% → 3.85% ▲ 0.25 pts · high 3.85% / low 3.60%
3.10%3.72%4.35%Sep 18, 2026: 3.60% APYOct 2, 2026: 3.85% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20263.85%▲ from 3.60%
  • Sep 18, 20263.60%first recorded
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Business Certificate of Deposit - 36 Months
$2,000
3.85% ▲ 1.11% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.11% above avgNationally 2.81%
Details

Rates effective as of 09/22/2026; rates may change after account is opened; early withdrawal penalties may apply

Rate History
No change since Oct 14, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 14, 2026
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Certificate of Deposit - 36 Months
$2,000
3.85% ▲ 1.11% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.11% above avgNationally 2.81%
Details

$2,000 minimum to open and earn the APY on all CDs; Early withdrawal penalties may apply; Eligible as IRA CD

Rate History
No change since Oct 14, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 14, 2026
Marquette Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
3 Year Ladder CD
$10,000
3.85% ▲ 1.11% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.74%▲ 1.11% above avgNationally 2.81%
Details

Kicker rate valid for initial term only; requires three CDs with staggered terms (CD Ladder), like ownership; IRAs excluded; early withdrawal penalties may apply

Rate History
No change since Oct 14, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 14, 2026
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
36 Month Traditional Preferred Certificates
$0
3.85% ▲ 1.11% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.74%▲ 1.11% above avgNationally 2.81%
Details

Regular, Traditional IRA, Roth IRA, Education Savings; APY fixed to maturity; early withdrawal penalty applies

Rate History
No change since Oct 12, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 12, 2026: 3.85% APYOct 12, 2026Oct 14, 2026
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
36-month Certificate/IRA
$0
3.85% ▲ 1.11% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.74%▲ 1.11% above avgNationally 2.81%
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 8 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 14, 2026

Tylersburg 48 Month CD Rates

Pennsylvania 48 Month CD Average2.64% APYNational 2.80%▼ 0.02% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.60% ▲ 1.96% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.96% above avgNationally 2.80%
Details

Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance

Rate History
No change since Oct 5, 2026 · 4.60% APY · checked 3 times
4.10%4.60%5.10%Oct 5, 2026: 4.60% APYOct 5, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.58% ▲ 1.94% above Pennsylvania avg
View
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.94% above avgNationally 2.80%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
3.87%4.48%5.08%Sep 18, 2026: 4.37% APYOct 7, 2026: 4.58% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.58%▲ from 4.37%
  • Sep 18, 20264.37%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.58% ▲ 1.94% above Pennsylvania avg
View
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.94% above avgNationally 2.80%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
3.87%4.48%5.08%Sep 18, 2026: 4.37% APYOct 2, 2026: 4.58% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.58%▲ from 4.37%
  • Sep 18, 20264.37%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.55% ▲ 1.91% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.91% above avgNationally 2.80%
Details

Balance: $100,000-$250,000; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance

Rate History
No change since Oct 5, 2026 · 4.55% APY · checked 3 times
4.05%4.55%5.05%Oct 5, 2026: 4.55% APYOct 5, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.52% ▲ 1.88% above Pennsylvania avg
View
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.88% above avgNationally 2.80%
Details

Balance: $50,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.32% → 4.52% ▲ 0.20 pts · high 4.52% / low 4.32%
3.82%4.42%5.02%Sep 18, 2026: 4.32% APYOct 7, 2026: 4.52% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.52%▲ from 4.32%
  • Sep 18, 20264.32%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.52% ▲ 1.88% above Pennsylvania avg
View
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.88% above avgNationally 2.80%
Details

Balance: $50,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.32% → 4.52% ▲ 0.20 pts · high 4.52% / low 4.32%
3.82%4.42%5.02%Sep 18, 2026: 4.32% APYOct 2, 2026: 4.52% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.52%▲ from 4.32%
  • Sep 18, 20264.32%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.50% ▲ 1.86% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.86% above avgNationally 2.80%
Details

Balance: $10,000-$24,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance

Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 3 times
4.00%4.50%5.00%Oct 5, 2026: 4.50% APYOct 5, 2026Oct 14, 2026
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 4 Year CD
$0
4.49% ▲ 1.85% above Pennsylvania avg
View
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.85% above avgNationally 2.80%
Details

Rate History
2 changes since Sep 14, 2026 · 4.23% → 4.49% ▲ 0.26 pts · high 4.49% / low 4.23%
3.73%4.36%4.99%Sep 14, 2026: 4.23% APYSep 24, 2026: 4.28% APYOct 8, 2026: 4.49% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.49%▲ from 4.28%
  • Sep 24, 20264.28%▲ from 4.23%
  • Sep 14, 20264.23%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.40% ▲ 1.76% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.76% above avgNationally 2.80%
Details

Balance: $1,000-$9,999; Savings Certificate, Traditional IRA or Roth IRA; Dividend Earnings based on minimum tier balance

Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 3 times
3.90%4.40%4.90%Oct 5, 2026: 4.40% APYOct 5, 2026Oct 14, 2026
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Traditional IRA Share Certificate
$0
4.39% ▲ 1.75% above Pennsylvania avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.75% above avgNationally 2.80%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.66% → 4.39% ▲ 0.73 pts · high 4.39% / low 3.66%
2.93%4.02%5.11%Sep 14, 2026: 3.66% APYOct 9, 2026: 4.39% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.39%▲ from 3.66%
  • Sep 14, 20263.66%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.37% ▲ 1.73% above Pennsylvania avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.73% above avgNationally 2.80%
Details

Balance: $25,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
3.66%4.27%4.87%Sep 18, 2026: 4.16% APYOct 7, 2026: 4.37% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.37%▲ from 4.16%
  • Sep 18, 20264.16%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.37% ▲ 1.73% above Pennsylvania avg
View
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.73% above avgNationally 2.80%
Details

Balance: $25,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.16% → 4.37% ▲ 0.21 pts · high 4.37% / low 4.16%
3.66%4.27%4.87%Sep 18, 2026: 4.16% APYOct 2, 2026: 4.37% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.37%▲ from 4.16%
  • Sep 18, 20264.16%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Share Certificate
$0
4.28% ▲ 1.64% above Pennsylvania avg
View
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.64% above avgNationally 2.80%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.56% → 4.28% ▲ 0.73 pts · high 4.28% / low 3.56%
2.83%3.92%5.01%Sep 14, 2026: 3.56% APYOct 9, 2026: 4.28% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.28%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 4 year
$2,000
4.21% ▲ 1.57% above Pennsylvania avg
View
▼
Rate4.15%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.57% above avgNationally 2.80%
Details

Rate History
No change since Oct 12, 2026 · 4.21% APY
3.71%4.21%4.71%Oct 12, 2026: 4.21% APYOct 12, 2026Oct 14, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 48-Month
$1,000
4.15% ▲ 1.51% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.51% above avgNationally 2.80%
Details

Rate History
1 change since Sep 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 12, 2026: 4.00% APYSep 20, 2026: 4.15% APYSep 12, 2026Oct 14, 2026
  • Sep 20, 20264.15%▲ from 4.00%
  • Sep 12, 20264.00%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 48-Month
$1,000
4.15% ▲ 1.51% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.51% above avgNationally 2.80%
Details

Rate History
1 change since Sep 12, 2026 · 4.00% → 4.15% ▲ 0.15 pts · high 4.15% / low 4.00%
3.50%4.08%4.65%Sep 12, 2026: 4.00% APYOct 8, 2026: 4.15% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.15%▲ from 4.00%
  • Sep 12, 20264.00%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
4 Year Jumbo and Jumbo IRA Certificates
$100,000
4.13% ▲ 1.49% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.49% above avgNationally 2.80%
Details

Balance: $100,000 and Above; $100,000 is the minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
1 change since Sep 18, 2026 · 4.09% → 4.13% ▲ 0.04 pts · high 4.13% / low 4.09%
3.59%4.11%4.63%Sep 18, 2026: 4.09% APYOct 14, 2026: 4.13% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20264.13%▲ from 4.09%
  • Sep 18, 20264.09%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Jumbo and Jumbo IRA Certificates - 4 Years
$100,000
4.13% ▲ 1.49% above Pennsylvania avg
View
▼
Rate4.07%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.49% above avgNationally 2.80%
Details

Dividend Rate 4.07%; $100,000 minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
1 change since Sep 14, 2026 · 4.09% → 4.13% ▲ 0.04 pts · high 4.13% / low 4.09%
3.59%4.11%4.63%Sep 14, 2026: 4.09% APYOct 14, 2026: 4.13% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20264.13%▲ from 4.09%
  • Sep 14, 20264.09%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
4 Year IRA Certificates
$500
4.08% ▲ 1.44% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.44% above avgNationally 2.80%
Details

$500 and Above; $500 is the minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
1 change since Sep 18, 2026 · 4.04% → 4.08% ▲ 0.04 pts · high 4.08% / low 4.04%
3.54%4.06%4.58%Sep 18, 2026: 4.04% APYOct 14, 2026: 4.08% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20264.08%▲ from 4.04%
  • Sep 18, 20264.04%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Term Certificates - 4 Years
$500
4.08% ▲ 1.44% above Pennsylvania avg
View
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.44% above avgNationally 2.80%
Details

$500 and Above; Penalty for early withdrawal; Effective Date: Tuesday, October 13th, 2026

Rate History
2 changes since Sep 14, 2026 · 4.04% → 4.08% ▲ 0.04 pts · high 4.09% / low 4.04%
3.54%4.06%4.59%Sep 14, 2026: 4.04% APYOct 1, 2026: 4.09% APYOct 10, 2026: 4.08% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20264.08%▼ from 4.09%
  • Oct 1, 20264.09%▲ from 4.04%
  • Sep 14, 20264.04%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
48 Month IRA Certificate
$500
4.07% ▲ 1.43% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.43% above avgNationally 2.80%
Details

Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Oct 8, 2026: 4.07% APYOct 8, 2026Oct 14, 2026
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
4.06% ▲ 1.42% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details

Balance: $10,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.85% → 4.06% ▲ 0.21 pts · high 4.06% / low 3.85%
3.35%3.96%4.56%Sep 18, 2026: 3.85% APYOct 7, 2026: 4.06% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.06%▲ from 3.85%
  • Sep 18, 20263.85%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
4.06% ▲ 1.42% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details

Balance: $10,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.85% → 4.06% ▲ 0.21 pts · high 4.06% / low 3.85%
3.35%3.96%4.56%Sep 18, 2026: 3.85% APYOct 2, 2026: 4.06% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.06%▲ from 3.85%
  • Sep 18, 20263.85%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 48 months
$500
4.06% ▲ 1.42% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details

Balance: $250.00-4,999.00; Early Withdrawal: 1 Year; Junior Share Certificate minimum $250.00 (members 18 and under)

Rate History
No change since Oct 12, 2026 · 4.06% APY
3.56%4.06%4.56%Oct 12, 2026: 4.06% APYOct 12, 2026Oct 14, 2026
Moonlight Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.25%
48 Month CD
$500
4.06% ▲ 1.42% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.42% above avgNationally 2.80%
Details

CD's require a $500 minimum investment

Rate History
No change since Sep 18, 2026 · 4.06% APY · checked 2 times
3.56%4.06%4.56%Sep 18, 2026: 4.06% APYSep 18, 2026Oct 14, 2026
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 48 Month
$0
4.01% ▲ 1.37% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.37% above avgNationally 2.80%
Details

Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
3.41%3.96%4.51%Sep 18, 2026: 3.91% APYOct 12, 2026: 4.01% APYSep 18, 2026Oct 14, 2026
  • Oct 12, 20264.01%▲ from 3.91%
  • Sep 18, 20263.91%first recorded
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Certificates of Deposit - 48 month
$500
4.00% ▲ 1.36% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details

Balance: $50,000+

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
4 Year CD
$1,000
4.00% ▲ 1.36% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 14, 2026
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
48 Month Jumbo Certificate
$0
4.00% ▲ 1.36% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
48 Month Regular & IRA Certificate
$500
4.00% ▲ 1.36% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 48 months
$500
4.00% ▲ 1.36% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.36% above avgNationally 2.80%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
48 Month Certificate
$0
3.98% ▲ 1.34% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.34% above avgNationally 2.80%
Details

Minimum Balance: $75,000

Rate History
No change since Sep 12, 2026 · 3.98% APY · checked 3 times
3.48%3.98%4.48%Sep 12, 2026: 3.98% APYSep 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 48 Months
$0
3.98% ▲ 1.34% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.34% above avgNationally 2.80%
Details

Higher rate for balances over $75,000; Dividends paid monthly; Add-on option available

Rate History
No change since Oct 12, 2026 · 3.98% APY
3.48%3.98%4.48%Oct 12, 2026: 3.98% APYOct 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
48 Month Certificate
$0
3.92% ▲ 1.28% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.28% above avgNationally 2.80%
Details

Minimum Balance: $50,000

Rate History
No change since Sep 12, 2026 · 3.92% APY · checked 3 times
3.42%3.92%4.42%Sep 12, 2026: 3.92% APYSep 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 48 Months
$0
3.92% ▲ 1.28% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.28% above avgNationally 2.80%
Details

Higher rate for balances over $50,000; Dividends paid monthly; Add-on option available

Rate History
No change since Oct 12, 2026 · 3.92% APY
3.42%3.92%4.42%Oct 12, 2026: 3.92% APYOct 12, 2026Oct 14, 2026
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
48 Month Share Certificate
$125,000
3.92% ▲ 1.28% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$125,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.28% above avgNationally 2.80%
Details

Minimum Deposit $125,000 tier; Share Certificates may be opened with $1,000 minimum deposit

Rate History
1 change since Sep 18, 2026 · 3.76% → 3.92% ▲ 0.16 pts · high 3.92% / low 3.76%
3.26%3.84%4.42%Sep 18, 2026: 3.76% APYOct 14, 2026: 3.92% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20263.92%▲ from 3.76%
  • Sep 18, 20263.76%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month Certificate of Deposit
$0
3.91% ▲ 1.27% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.27% above avgNationally 2.80%
Details

Balance: $1,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
3.20%3.81%4.41%Sep 18, 2026: 3.70% APYOct 7, 2026: 3.91% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20263.91%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
48 Month IRA CD
$0
3.91% ▲ 1.27% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.27% above avgNationally 2.80%
Details

Balance: $1,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.70% → 3.91% ▲ 0.21 pts · high 3.91% / low 3.70%
3.20%3.81%4.41%Sep 18, 2026: 3.70% APYOct 2, 2026: 3.91% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20263.91%▲ from 3.70%
  • Sep 18, 20263.70%first recorded
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
37 - 48 Mos. Share Certificate
$500
3.87% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.23% above avgNationally 2.80%
Details

Rate History
No change since Oct 12, 2026 · 3.87% APY
3.37%3.87%4.37%Oct 12, 2026: 3.87% APYOct 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
48 Month Certificate
$0
3.87% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.23% above avgNationally 2.80%
Details

Minimum Balance: $500

Rate History
No change since Sep 12, 2026 · 3.87% APY · checked 3 times
3.37%3.87%4.37%Sep 12, 2026: 3.87% APYSep 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 48 Months
$0
3.87% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.23% above avgNationally 2.80%
Details

Dividends paid monthly; Add-on option available

Rate History
No change since Oct 12, 2026 · 3.87% APY
3.37%3.87%4.37%Oct 12, 2026: 3.87% APYOct 12, 2026Oct 14, 2026
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
48 Month IRA Certificate
$75,000
3.87% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.23% above avgNationally 2.80%
Details

Minimum Deposit $75,000 tier; IRA Certificate may be opened with $5 minimum deposit

Rate History
No change since Sep 18, 2026 · 3.87% APY · checked 5 times
3.37%3.87%4.37%Sep 18, 2026: 3.87% APYSep 18, 2026Oct 14, 2026
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
48 Month Share Certificate
$75,000
3.87% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.23% above avgNationally 2.80%
Details

Balance: Minimum Deposit $75,000

Rate History
1 change since Sep 18, 2026 · 3.76% → 3.87% ▲ 0.11 pts · high 3.87% / low 3.76%
3.26%3.82%4.37%Sep 18, 2026: 3.76% APYOct 14, 2026: 3.87% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20263.87%▲ from 3.76%
  • Sep 18, 20263.76%first recorded
Marquette Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.98%
4 Year Ladder CD
$10,000
3.85% ▲ 1.21% above Pennsylvania avg
View
▼
Rate3.80%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.64%▲ 1.21% above avgNationally 2.80%
Details

Kicker rate valid for initial term only; requires three CDs with staggered terms (CD Ladder), like ownership; IRAs excluded; early withdrawal penalties may apply

Rate History
No change since Oct 14, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 14, 2026: 3.85% APYOct 14, 2026Oct 14, 2026
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
48 Month Traditional Preferred Certificates
$0
3.85% ▲ 1.21% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.21% above avgNationally 2.80%
Details

Regular, Traditional IRA, Roth IRA, Education Savings; APY fixed to maturity; early withdrawal penalty applies

Rate History
No change since Oct 12, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 12, 2026: 3.85% APYOct 12, 2026Oct 14, 2026
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
48 Month Certificate
$0
3.85% ▲ 1.21% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.64%▲ 1.21% above avgNationally 2.80%
Details

Rate History
No change since Oct 12, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 12, 2026: 3.85% APYOct 12, 2026Oct 14, 2026
Discovery Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
48 Month Certificates
$0
3.85% ▲ 1.21% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.21% above avgNationally 2.80%
Details

Fixed rate for the term of Certificate; minimum balance requirement of $100

Rate History
No change since Sep 21, 2026 · 3.85% APY · checked 5 times
3.35%3.85%4.35%Sep 21, 2026: 3.85% APYSep 21, 2026Oct 14, 2026
Ardent Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
48-month Certificate/IRA
$0
3.85% ▲ 1.21% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.21% above avgNationally 2.80%
Details

Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 8 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 14, 2026
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Certificate of Deposit - 48 mos
$500
3.85% ▲ 1.21% above Pennsylvania avg
View
▼
Rate3.78%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.64%▲ 1.21% above avgNationally 2.80%
Details

Balance: $75,000.00 and over

Rate History
No change since Oct 13, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 13, 2026: 3.85% APYOct 13, 2026Oct 14, 2026
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
48 Month CD
$0
3.81% ▲ 1.17% above Pennsylvania avg
View
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 9, 2026
Pennsylvania Average2.64%▲ 1.17% above avgNationally 2.80%
Details

Rate History
No change since Oct 9, 2026 · 3.81% APY · checked 3 times
3.31%3.81%4.31%Oct 9, 2026: 3.81% APYOct 9, 2026Oct 14, 2026

Tylersburg 60 Month CD Rates

Pennsylvania 60 Month CD Average2.75% APYNational 2.91%▲ 0.01% from last week
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.81% ▲ 2.06% above Pennsylvania avg
View
▼
Rate4.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 2.06% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.81% ▲ 0.44 pts · high 4.81% / low 4.37%
3.87%4.59%5.31%Sep 14, 2026: 4.37% APYOct 9, 2026: 4.81% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.81%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.66% ▲ 1.91% above Pennsylvania avg
View
▼
Rate4.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.91% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.66% ▲ 0.29 pts · high 4.66% / low 4.37%
3.87%4.52%5.16%Sep 14, 2026: 4.37% APYOct 9, 2026: 4.66% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.66%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.63% ▲ 1.88% above Pennsylvania avg
View
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.88% above avgNationally 2.91%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.42% → 4.63% ▲ 0.21 pts · high 4.63% / low 4.42%
3.92%4.53%5.13%Sep 18, 2026: 4.42% APYOct 7, 2026: 4.63% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.63%▲ from 4.42%
  • Sep 18, 20264.42%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.63% ▲ 1.88% above Pennsylvania avg
View
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.88% above avgNationally 2.91%
Details

Balance: $100,000.00 and over

Rate History
1 change since Sep 18, 2026 · 4.42% → 4.63% ▲ 0.21 pts · high 4.63% / low 4.42%
3.92%4.53%5.13%Sep 18, 2026: 4.42% APYOct 2, 2026: 4.63% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.63%▲ from 4.42%
  • Sep 18, 20264.42%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.60% ▲ 1.85% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.85% above avgNationally 2.91%
Details

Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026

Rate History
No change since Oct 13, 2026 · 4.60% APY
4.10%4.60%5.10%Oct 13, 2026: 4.60% APYOct 13, 2026Oct 14, 2026
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
Business 5 Year CD
$0
4.59% ▲ 1.84% above Pennsylvania avg
View
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.84% above avgNationally 2.91%
Details

Rate History
2 changes since Sep 14, 2026 · 4.28% → 4.59% ▲ 0.31 pts · high 4.59% / low 4.28%
3.78%4.44%5.09%Sep 14, 2026: 4.28% APYSep 24, 2026: 4.33% APYOct 8, 2026: 4.59% APYSep 14, 2026Oct 14, 2026
  • Oct 8, 20264.59%▲ from 4.33%
  • Sep 24, 20264.33%▲ from 4.28%
  • Sep 14, 20264.28%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.58% ▲ 1.83% above Pennsylvania avg
View
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.83% above avgNationally 2.91%
Details

Balance: $50,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
3.87%4.48%5.08%Sep 18, 2026: 4.37% APYOct 7, 2026: 4.58% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.58%▲ from 4.37%
  • Sep 18, 20264.37%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.58% ▲ 1.83% above Pennsylvania avg
View
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.83% above avgNationally 2.91%
Details

Balance: $50,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.37% → 4.58% ▲ 0.21 pts · high 4.58% / low 4.37%
3.87%4.48%5.08%Sep 18, 2026: 4.37% APYOct 2, 2026: 4.58% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.58%▲ from 4.37%
  • Sep 18, 20264.37%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.56% ▲ 1.81% above Pennsylvania avg
View
▼
Rate4.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.81% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.56% ▲ 0.19 pts · high 4.56% / low 4.37%
3.87%4.47%5.06%Sep 14, 2026: 4.37% APYOct 9, 2026: 4.56% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.56%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.55% ▲ 1.80% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.80% above avgNationally 2.91%
Details

Balance: $100,000-$250,000; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026

Rate History
No change since Oct 13, 2026 · 4.55% APY
4.05%4.55%5.05%Oct 13, 2026: 4.55% APYOct 13, 2026Oct 14, 2026
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.50% ▲ 1.75% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.75% above avgNationally 2.91%
Details

Balance: $10,000-$24,999; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026

Rate History
No change since Oct 13, 2026 · 4.50% APY
4.00%4.50%5.00%Oct 13, 2026: 4.50% APYOct 13, 2026Oct 14, 2026
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.45% ▲ 1.70% above Pennsylvania avg
View
▼
Rate4.38%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.70% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.45% ▲ 0.08 pts · high 4.45% / low 4.37%
3.87%4.41%4.95%Sep 14, 2026: 4.37% APYOct 9, 2026: 4.45% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.45%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
60 Month Traditional IRA Share Certificate
$0
4.44% ▲ 1.69% above Pennsylvania avg
View
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.69% above avgNationally 2.91%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.66% → 4.44% ▲ 0.78 pts · high 4.44% / low 3.66%
2.88%4.05%5.22%Sep 14, 2026: 3.66% APYOct 9, 2026: 4.44% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.44%▲ from 3.66%
  • Sep 14, 20263.66%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.42% ▲ 1.67% above Pennsylvania avg
View
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.67% above avgNationally 2.91%
Details

Balance: $25,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
3.72%4.32%4.92%Sep 18, 2026: 4.22% APYOct 7, 2026: 4.42% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.42%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.42% ▲ 1.67% above Pennsylvania avg
View
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.67% above avgNationally 2.91%
Details

Balance: $25,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 4.22% → 4.42% ▲ 0.20 pts · high 4.42% / low 4.22%
3.72%4.32%4.92%Sep 18, 2026: 4.22% APYOct 2, 2026: 4.42% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.42%▲ from 4.22%
  • Sep 18, 20264.22%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.40% ▲ 1.65% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.65% above avgNationally 2.91%
Details

Balance: $1,000-$9,999; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026

Rate History
No change since Oct 13, 2026 · 4.40% APY
3.90%4.40%4.90%Oct 13, 2026: 4.40% APYOct 13, 2026Oct 14, 2026
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.40% ▲ 1.65% above Pennsylvania avg
View
▼
Rate4.33%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.65% above avgNationally 2.91%
Details

Rate History
1 change since Sep 14, 2026 · 4.37% → 4.40% ▲ 0.03 pts · high 4.40% / low 4.37%
3.87%4.39%4.90%Sep 14, 2026: 4.37% APYOct 9, 2026: 4.40% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.40%▲ from 4.37%
  • Sep 14, 20264.37%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
60 Month Share Certificate
$0
4.33% ▲ 1.58% above Pennsylvania avg
View
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 13, 2026
Pennsylvania Average2.75%▲ 1.58% above avgNationally 2.91%
Details

Minimum balance for all Certificates is $500; Early withdrawal fees/penalties may apply

Rate History
1 change since Sep 14, 2026 · 3.56% → 4.33% ▲ 0.78 pts · high 4.33% / low 3.56%
2.78%3.95%5.11%Sep 14, 2026: 3.56% APYOct 9, 2026: 4.33% APYSep 14, 2026Oct 14, 2026
  • Oct 9, 20264.33%▲ from 3.56%
  • Sep 14, 20263.56%first recorded
Greater Pittsburgh Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.83%
Certificates of Deposit - 5 year
$2,000
4.26% ▲ 1.51% above Pennsylvania avg
View
▼
Rate4.20%
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.51% above avgNationally 2.91%
Details

Rate History
No change since Oct 12, 2026 · 4.26% APY
3.76%4.26%4.76%Oct 12, 2026: 4.26% APYOct 12, 2026Oct 14, 2026
Democracy Federal Credit Union
Institution Rating:
A-4.6 ★Texas Ratio: 9.01%
60 Month Traditional or Roth IRA Certificate
$2,500
4.25% ▲ 1.50% above Pennsylvania avg
View
▼
Rate4.18%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.50% above avgNationally 2.91%
Details

Rate History
No change since Oct 8, 2026 · 4.25% APY · checked 2 times
3.75%4.25%4.75%Oct 8, 2026: 4.25% APYOct 8, 2026Oct 14, 2026
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificates - 60-Month
$1,000
4.20% ▲ 1.45% above Pennsylvania avg
View
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.45% above avgNationally 2.91%
Details

Rate History
1 change since Sep 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
3.55%4.13%4.70%Sep 12, 2026: 4.05% APYSep 20, 2026: 4.20% APYSep 12, 2026Oct 14, 2026
  • Sep 20, 20264.20%▲ from 4.05%
  • Sep 12, 20264.05%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificates - 60-Month
$1,000
4.20% ▲ 1.45% above Pennsylvania avg
View
▼
Rate4.12%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.45% above avgNationally 2.91%
Details

Rate History
1 change since Sep 12, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
3.55%4.13%4.70%Sep 12, 2026: 4.05% APYOct 8, 2026: 4.20% APYSep 12, 2026Oct 14, 2026
  • Oct 8, 20264.20%▲ from 4.05%
  • Sep 12, 20264.05%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
4.11% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.36% above avgNationally 2.91%
Details

Balance: $10,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.91% → 4.11% ▲ 0.20 pts · high 4.11% / low 3.91%
3.41%4.01%4.61%Sep 18, 2026: 3.91% APYOct 7, 2026: 4.11% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20264.11%▲ from 3.91%
  • Sep 18, 20263.91%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
4.11% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.36% above avgNationally 2.91%
Details

Balance: $10,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.91% → 4.11% ▲ 0.20 pts · high 4.11% / low 3.91%
3.41%4.01%4.61%Sep 18, 2026: 3.91% APYOct 2, 2026: 4.11% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20264.11%▲ from 3.91%
  • Sep 18, 20263.91%first recorded
PALCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.66%
Share Certificate - 60 months
$500
4.11% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.36% above avgNationally 2.91%
Details

Balance: $250.00-4,999.00; Early Withdrawal: 1 Year; Junior Share Certificate minimum $250.00 (members 18 and under)

Rate History
No change since Oct 12, 2026 · 4.11% APY
3.61%4.11%4.61%Oct 12, 2026: 4.11% APYOct 12, 2026Oct 14, 2026
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
60 Month Jumbo Certificate
$0
4.11% ▲ 1.36% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.36% above avgNationally 2.91%
Details

Rate History
No change since Oct 12, 2026 · 4.11% APY
3.61%4.11%4.61%Oct 12, 2026: 4.11% APYOct 12, 2026Oct 14, 2026
FORGE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.29%
60 Month Share Certificate
$500
4.10% ▲ 1.35% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.35% above avgNationally 2.91%
Details

Rate History
No change since Sep 18, 2026 · 4.10% APY · checked 2 times
3.60%4.10%4.60%Sep 18, 2026: 4.10% APYSep 18, 2026Oct 14, 2026
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
5 Year Jumbo and Jumbo IRA Certificates
$100,000
4.09% ▲ 1.34% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.34% above avgNationally 2.91%
Details

Balance: $100,000 and Above; $100,000 is the minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
1 change since Sep 18, 2026 · 4.08% → 4.09% ▲ 0.01 pts · high 4.09% / low 4.08%
3.58%4.09%4.59%Sep 18, 2026: 4.08% APYOct 14, 2026: 4.09% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20264.09%▲ from 4.08%
  • Sep 18, 20264.08%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Jumbo and Jumbo IRA Certificates - 5 Years
$100,000
4.09% ▲ 1.34% above Pennsylvania avg
View
▼
Rate4.03%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.34% above avgNationally 2.91%
Details

Dividend Rate 4.03%; $100,000 minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
1 change since Sep 14, 2026 · 4.08% → 4.09% ▲ 0.01 pts · high 4.09% / low 4.08%
3.58%4.09%4.59%Sep 14, 2026: 4.08% APYOct 14, 2026: 4.09% APYSep 14, 2026Oct 14, 2026
  • Oct 14, 20264.09%▲ from 4.08%
  • Sep 14, 20264.08%first recorded
Eagle One Federal Credit Union
Institution Rating:
B+4.8 ★Texas Ratio: 17.62%
60 Month IRA Certificate
$500
4.07% ▲ 1.32% above Pennsylvania avg
View
▼
Rate4.00%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.32% above avgNationally 2.91%
Details

Rate History
No change since Oct 8, 2026 · 4.07% APY · checked 2 times
3.57%4.07%4.57%Oct 8, 2026: 4.07% APYOct 8, 2026Oct 14, 2026
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
5 Year IRA Certificates
$500
4.04% ▲ 1.29% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.29% above avgNationally 2.91%
Details

$500 and Above; $500 is the minimum balance required to open account and earn APY; Penalty for early withdrawal

Rate History
1 change since Sep 18, 2026 · 4.03% → 4.04% ▲ 0.01 pts · high 4.04% / low 4.03%
3.53%4.04%4.54%Sep 18, 2026: 4.03% APYOct 14, 2026: 4.04% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20264.04%▲ from 4.03%
  • Sep 18, 20264.03%first recorded
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.37%
Term Certificates - 5 Years
$500
4.04% ▲ 1.29% above Pennsylvania avg
View
▼
Rate3.98%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.29% above avgNationally 2.91%
Details

$500 and Above; Penalty for early withdrawal; Effective Date: Tuesday, October 13th, 2026

Rate History
1 change since Sep 14, 2026 · 4.03% → 4.04% ▲ 0.01 pts · high 4.04% / low 4.03%
3.53%4.04%4.54%Sep 14, 2026: 4.03% APYOct 10, 2026: 4.04% APYSep 14, 2026Oct 14, 2026
  • Oct 10, 20264.04%▲ from 4.03%
  • Sep 14, 20264.03%first recorded
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
Certificates - 60 Month
$0
4.01% ▲ 1.26% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.26% above avgNationally 2.91%
Details

Rate History
1 change since Sep 18, 2026 · 3.91% → 4.01% ▲ 0.10 pts · high 4.01% / low 3.91%
3.41%3.96%4.51%Sep 18, 2026: 3.91% APYOct 12, 2026: 4.01% APYSep 18, 2026Oct 14, 2026
  • Oct 12, 20264.01%▲ from 3.91%
  • Sep 18, 20263.91%first recorded
Journey Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.57%
Certificates of Deposit - 60 month
$500
4.00% ▲ 1.25% above Pennsylvania avg
View
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.91%
Details

Balance: $50,000+

Rate History
No change since Oct 14, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 14, 2026: 4.00% APYOct 14, 2026Oct 14, 2026
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
5 Year CD
$1,000
4.00% ▲ 1.25% above Pennsylvania avg
View
▼
Rate3.94%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.91%
Details

Rate History
No change since Sep 20, 2026 · 4.00% APY · checked 6 times
3.50%4.00%4.50%Sep 20, 2026: 4.00% APYSep 20, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
60 Month Regular & IRA Certificate
$500
4.00% ▲ 1.25% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.91%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Regular & IRA Certificate - 60 months
$500
4.00% ▲ 1.25% above Pennsylvania avg
View
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.25% above avgNationally 2.91%
Details

Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity; fees could reduce earnings; APY assumes dividends remain in account

Rate History
No change since Oct 12, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 12, 2026: 4.00% APYOct 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
60 Month Certificate
$0
3.98% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.23% above avgNationally 2.91%
Details

Minimum Balance: $75,000

Rate History
No change since Sep 12, 2026 · 3.98% APY · checked 3 times
3.48%3.98%4.48%Sep 12, 2026: 3.98% APYSep 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 60 Months
$0
3.98% ▲ 1.23% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.23% above avgNationally 2.91%
Details

Higher rate for balances over $75,000; Dividends paid monthly; Add-on option available

Rate History
No change since Oct 12, 2026 · 3.98% APY
3.48%3.98%4.48%Oct 12, 2026: 3.98% APYOct 12, 2026Oct 14, 2026
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
60 Month Share Certificate
$125,000
3.97% ▲ 1.22% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$125,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.22% above avgNationally 2.91%
Details

Minimum Deposit $125,000 tier; Share Certificates may be opened with $1,000 minimum deposit

Rate History
1 change since Sep 18, 2026 · 3.82% → 3.97% ▲ 0.15 pts · high 3.97% / low 3.82%
3.32%3.90%4.47%Sep 18, 2026: 3.82% APYOct 14, 2026: 3.97% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20263.97%▲ from 3.82%
  • Sep 18, 20263.82%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month Certificate of Deposit
$0
3.96% ▲ 1.21% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.21% above avgNationally 2.91%
Details

Balance: $1,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.75% → 3.96% ▲ 0.21 pts · high 3.96% / low 3.75%
3.25%3.86%4.46%Sep 18, 2026: 3.75% APYOct 7, 2026: 3.96% APYSep 18, 2026Oct 14, 2026
  • Oct 7, 20263.96%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
60 Month IRA CD
$0
3.96% ▲ 1.21% above Pennsylvania avg
View
▼
Rate3.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.21% above avgNationally 2.91%
Details

Balance: $1,000.00 minimum

Rate History
1 change since Sep 18, 2026 · 3.75% → 3.96% ▲ 0.21 pts · high 3.96% / low 3.75%
3.25%3.86%4.46%Sep 18, 2026: 3.75% APYOct 2, 2026: 3.96% APYSep 18, 2026Oct 14, 2026
  • Oct 2, 20263.96%▲ from 3.75%
  • Sep 18, 20263.75%first recorded
First Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.80%
60 Month Certificate
$0
3.95% ▲ 1.20% above Pennsylvania avg
View
▼
Rate3.88%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.20% above avgNationally 2.91%
Details

Rate History
No change since Oct 12, 2026 · 3.95% APY
3.45%3.95%4.45%Oct 12, 2026: 3.95% APYOct 12, 2026Oct 14, 2026
Galaxy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
49 - 60 Mos. Share Certificate
$500
3.93% ▲ 1.18% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.18% above avgNationally 2.91%
Details

Rate History
No change since Oct 12, 2026 · 3.93% APY
3.43%3.93%4.43%Oct 12, 2026: 3.93% APYOct 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
60 Month Certificate
$0
3.92% ▲ 1.17% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.17% above avgNationally 2.91%
Details

Minimum Balance: $50,000

Rate History
No change since Sep 12, 2026 · 3.92% APY · checked 3 times
3.42%3.92%4.42%Sep 12, 2026: 3.92% APYSep 12, 2026Oct 14, 2026
Tri County Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.24%
Regular & IRA Certificates - 60 Months
$0
3.92% ▲ 1.17% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.17% above avgNationally 2.91%
Details

Higher rate for balances over $50,000; Dividends paid monthly; Add-on option available

Rate History
No change since Oct 12, 2026 · 3.92% APY
3.42%3.92%4.42%Oct 12, 2026: 3.92% APYOct 12, 2026Oct 14, 2026
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
Certificate - 60 Month
$500
3.92% ▲ 1.17% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.17% above avgNationally 2.91%
Details

Early Withdrawal Penalty: 6 month interest

Rate History
No change since Sep 14, 2026 · 3.92% APY · checked 8 times
3.42%3.92%4.42%Sep 14, 2026: 3.92% APYSep 14, 2026Oct 14, 2026
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.44%
IRA Certificate - 60 Month
$500
3.92% ▲ 1.17% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 12, 2026
Pennsylvania Average2.75%▲ 1.17% above avgNationally 2.91%
Details

Early Withdrawal Penalty: 6 month interest

Rate History
No change since Oct 8, 2026 · 3.92% APY · checked 2 times
3.42%3.92%4.42%Oct 8, 2026: 3.92% APYOct 8, 2026Oct 14, 2026
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
60 Month IRA Certificate
$75,000
3.92% ▲ 1.17% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.17% above avgNationally 2.91%
Details

Minimum Deposit $75,000 tier; IRA Certificate may be opened with $5 minimum deposit

Rate History
No change since Sep 18, 2026 · 3.92% APY · checked 5 times
3.42%3.92%4.42%Sep 18, 2026: 3.92% APYSep 18, 2026Oct 14, 2026
Widget Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
60 Month Share Certificate
$75,000
3.92% ▲ 1.17% above Pennsylvania avg
View
▼
Rate3.85%
Min Deposit$75,000
Min BalanceN/A
Verified and UpdatedOct 14, 2026
Pennsylvania Average2.75%▲ 1.17% above avgNationally 2.91%
Details

Balance: Minimum Deposit $75,000

Rate History
1 change since Sep 18, 2026 · 3.82% → 3.92% ▲ 0.10 pts · high 3.92% / low 3.82%
3.32%3.87%4.42%Sep 18, 2026: 3.82% APYOct 14, 2026: 3.92% APYSep 18, 2026Oct 14, 2026
  • Oct 14, 20263.92%▲ from 3.82%
  • Sep 18, 20263.82%first recorded
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Tylersburg, Pennsylvania Institutions

Highest verified APYs available today, updated October 14, 2026

B Top 5 Bank Rates
First Northern Bank and Trust Company
2 Year (24 Month) Adjustable CD
A+ 5.0 ★ TX: 5.78%
Min: $5,000
4.73%
Citizens & Northern Bank C&N
60 Month Certificate of Deposit
A 5.0 ★ TX: 10.85%
Min: $0
4.63%
Enterprise Bank Allison Park, PA
Business 5 Year CD
F 1.0 ★ TX: 80.27%
Min: $0
4.59%
Unity Bank
18 Month CD
A 5.0 ★ TX: 9.27%
Min: $1,000
4.40%
First Federal S&L of Greene Co
1 Year Certificate
A+ 5.0 ★ TX: 2.67%
Min: $0
4.35%
CU Top 5 Credit Union Rates
Tendto Credit Union
Share Certificates - 60 month Certificate
A+ 5.0 ★ TX: 3.10%
Min: $0
4.81%
Patriot Federal Credit Union
48 Month Share Certificate
A+ 5.0 ★ TX: 1.50%
Min: $0
4.60%
ARC Federal Credit Union
60 Month Traditional IRA Share Certificate
A+ 5.0 ★ TX: 5.00%
Min: $0
4.44%
Navy Federal Credit Union
12 Month Special EasyStart Certificate
A 5.0 ★ TX: 8.14%
Min: $50
4.35%
Franklin Mint Federal Credit Union
Certificate - 18 MONTH
A 5.0 ★ TX: 6.91%
Min: $0
4.35%
Rates verified October 14, 2026 . Click an institution name to view its full profile, safety ratings, and all CD terms.
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Tylersburg, PA CD Rate Trends

Compare local Tylersburg, PA CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.

View Full Pennsylvania CD Trends
12-Month CD PA Avg
2.956%
▼ 0.006 vs 7 days ago

Pennsylvania 12-month CD rates fell 0.006 points over the past 7 days to 2.956% APY.

6-Month CD PA Avg
2.769%
▼ 0.034 vs 7 days ago

Pennsylvania 6-month CD rates fell 0.034 points over the past 7 days to 2.769% APY.

As of Oct 14, 2026 • Rate data sourced from 8,500+ monitored institutions

PA CD Rate Forecast, Next 12 Months

Where are Pennsylvania CD rates headed through October 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

PA 12-Month Avg APY
2.956%
6-Month Forecast
2.956%
Range: 2.76%, 3.11%
12-Month Forecast
3.206%
Range: 3.01%, 3.36%

Data inputs: The central forecast assumes the Federal Reserve holds the federal funds rate at its current level, with one 25 basis point increase priced into the later months, consistent with CME FedWatch and Federal Reserve dot-plot projections. A spread model maps the relationship between the fed funds rate and the Pennsylvania average 12-month CD APY in our database.

Spread model: The Pennsylvania 12-month CD average currently trades 1.42% below the fed funds midpoint. This spread is applied to the projected fed funds path to generate the central forecast.

Confidence bounds: Upper bound adds +0.15% (an additional Fed increase, deposit competition stays high). Lower bound subtracts 0.20% (the Fed stays on hold and competition eases).

Limitations: Model-based estimates only, not guarantees. Verify current rates directly with institutions before making financial decisions.

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What Your Savings Earn at PA CD Rates Today

Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.

CD Term PA Avg APY $5,000 $10,000 $25,000 $50,000
3-Month CD 1.786% $89.28 $178.56 $446.40 $892.80
6-Month CD 2.769% $138.45 $276.90 $692.25 $1,384.50
12-Month CD 2.956% $147.81 $295.61 $739.03 $1,478.05
18-Month CD 2.989% $149.44 $298.87 $747.18 $1,494.35
24-Month CD 2.872% $143.61 $287.22 $718.05 $1,436.10
36-Month CD 2.744% $137.19 $274.38 $685.95 $1,371.90
48-Month CD 2.640% $131.99 $263.97 $659.93 $1,319.85
60-Month CD 2.753% $137.64 $275.29 $688.22 $1,376.45
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 14, 2026.
Powered byMonitorBankRates

Sample CD Ladder for Tylersburg, Pennsylvania Savers

$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder
Rung Term Deposit PA Avg APY Annual Earnings
1 3-Month CD $5,000 1.786% $89.28
2 6-Month CD $5,000 2.769% $138.45
3 12-Month CD $5,000 2.956% $147.81
4 24-Month CD $5,000 2.872% $143.61
5 36-Month CD $5,000 2.744% $137.19
Total ($25,000 invested) $25,000 2.625% blended $656.34/yr

Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

Powered byMonitorBankRates
2,466
CD Rates
Tracked in Tylersburg, Pennsylvania
49 Banks 94 Credit Unions

About Our Tylersburg, Pennsylvania CD Rate Database

MonitorBankRates tracks 2,466 CD rates from 49 banks and 94 credit unions with locations in Tylersburg, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.

Current top rate: Tendto Credit Union offers a CD at 4.81% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Tylersburg, Pennsylvania.

How to Find the Best CD Rates in Tylersburg, Pennsylvania

What to compare when shopping for a CD in Tylersburg, Pennsylvania

To find the best APYs in Tylersburg, Pennsylvania, start with credit unions and online-only banks: Tylersburg, Pennsylvania has 94 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Tylersburg, Pennsylvania

  • You have a planned expense coming up and want your savings to earn while you wait
  • You expect rates to fall and want to lock in today’s rate
  • You want FDIC or NCUA protection with a guaranteed fixed return
  • You prefer banking with an institution that has a local branch in Tylersburg, Pennsylvania: 143 institutions here report CD rates

Consider an Alternative If…

Pennsylvania Financial Snapshot

Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)

Population 65+
19.5%
National avg: 17.3%
Median Individual Earnings
$46,676
National avg: $47,340
Poverty Rate
11.7%
National avg: 11.1%
Unemployment Rate
5.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$138/yr
At PA 12-mo avg 2.956% APY

19.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s PA 12-month CD average of 2.956%, saving 10% of the local median salary ($4,667/year) and putting it in a CD would earn an additional $138 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Tylersburg, Pennsylvania

What to compare when choosing between a CD and other deposit accounts

Feature CD High-Yield Savings Money Market 6-Month CD
Rate Type Fixed APY Variable APY Variable APY Fixed APY
Liquidity Locked for term Anytime Anytime Locked 6 months
Early Withdrawal Penalty (months of interest) None None Penalty (90 to 180 days interest)
FDIC / NCUA Insured Yes (up to $250K) Yes (up to $250K) Yes (up to $250K) Yes (up to $250K)
Check / Debit Access No Usually no Often yes No
Best For Known savings goal, CD ladder Emergency fund, flexible savings Liquid savings with check-writing Slightly higher yield, less urgency

How Certificates of Deposit Work in Tylersburg, Pennsylvania

A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Tylersburg, Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Tylersburg, Pennsylvania as everywhere in the U.S.

Choosing a CD Term in Tylersburg, Pennsylvania

The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Tylersburg, Pennsylvania savers easier access to their funds. For example, P.C. Federal Credit Union is offering its 6 Month Share Certificate - Level 6 at 4.25% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Tendto Credit Union is offering its Share Certificates - 60 month Certificate at 4.81% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.

CD Risk and Safety for Tylersburg, Pennsylvania Savers

CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Tylersburg, Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.

How CD Interest Is Paid in Tylersburg, Pennsylvania

Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Tylersburg, Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.

Fixed vs. Variable CD Rates in Tylersburg, Pennsylvania

Most CDs carry a fixed rate that is locked for the entire term, protecting a Tylersburg, Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.

Frequently Asked Questions about CD Rates in Tylersburg, Pennsylvania

Are CD rates in Tylersburg, Pennsylvania FDIC insured?

Yes, most established banks in Tylersburg, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Tylersburg, Pennsylvania?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Tylersburg, Pennsylvania.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Tylersburg, Pennsylvania may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Tylersburg, Pennsylvania?

Here are recent top rates found for this area:
  • Tendto Credit Union: 4.81% APY (Share Certificates - 60 month Certificate)
  • First Northern Bank and Trust Company: 4.73% APY (2 Year (24 Month) Adjustable CD)
  • Citizens & Northern Bank C&N: 4.63% APY (60 Month Certificate of Deposit)
  • Patriot Federal Credit Union: 4.60% APY (48 Month Share Certificate)
  • Enterprise Bank Allison Park, PA: 4.59% APY (Business 5 Year CD)
  • ARC Federal Credit Union: 4.44% APY (60 Month Traditional IRA Share Certificate)
  • Unity Bank: 4.40% APY (18 Month CD)
  • Navy Federal Credit Union: 4.35% APY (12 Month Special EasyStart Certificate)
  • First Federal S&L of Greene Co: 4.35% APY (1 Year Certificate)
  • Franklin Mint Federal Credit Union: 4.35% APY (Certificate - 18 MONTH)
Rates reflect recent verified offers available in Tylersburg, Pennsylvania. Last Updated: October 14, 2026

Tylersburg, Pennsylvania CD Calculator

See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Tylersburg, Pennsylvania rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.

Interest at Maturity
$0
Ending Balance
$0
Matures

Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.

Top Tylersburg, Pennsylvania CD Rates by Term

Verified October 14, 2026 · click a rate to use its term and APY
Highest verified APY per term available in Tylersburg, Pennsylvania. Averages shown use the Pennsylvania state average where available, national otherwise. See the full rate tables above for all offers.

CD Calculators for Tylersburg, Pennsylvania

Tylersburg, Pennsylvania CD Calculator

At today’s PA top rate of 4.81% APY, a $10,000 deposit earns $481 in the first year. Enter your amount to see your exact return.

Tylersburg, Pennsylvania CD Ladder

PA CD rates currently range from 1.786% (3-month) to 2.744% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Tylersburg, Pennsylvania CD at 4.81% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.

CD vs. High-Yield Savings

Pennsylvania’s average 12-month CD is 2.956% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Tylersburg, Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Tylersburg, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Tylersburg, Pennsylvania. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 14, 2026

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