Current Wayne, Pennsylvania CD rates include American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union536 Lancaster Ave, Wayne, PA 19087 3104A5.0 ★Texas Ratio: 9.69% offering 12 Month (IRA Certificate) Certificates/IRA Certificates at 3.91% APY, Mid Penn BankMid Penn Bank212 E Lancaster Ave, Wayne, PA 19087A+5.0 ★Texas Ratio: 2.55% offering Certificate of Deposit 3 Month Term at 3.80% APY, Ardent Federal Credit UnionArdent Federal Credit Union516 Lancaster Ave, Wayne, PA 19087 3120A+5.0 ★Texas Ratio: 4.56% offering 18-month Flex CD at 3.75% APY, Wilmington Savings Fund Society (WSFS)Wilmington Savings Fund Society (WSFS)330 E Lancaster Ave, Wayne, PA 19087A+5.0 ★Texas Ratio: 3.24% offering 3-Month CD at 3.50% APY, and Meridian BankMeridian Bank220 W Lancaster Avenue, Wayne, PA 19087A-5.0 ★Texas Ratio: 15.25% offering Meridian 18-month Rate Boost Certificate at 3.35% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Wayne, Pennsylvania, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026
$2,500 minimum opening deposit; Early withdrawal penalties may apply
This APY applies to only WooriWON 3-month CD product which is only available online.; Online Only
Early Withdrawal Penalty: 1 month interest
$1,000 - $49,999
Minimum Deposit $2,500
$2,500 minimum opening deposit; Early withdrawal penalties may apply
$100000.00 to open
Early Withdrawal Penalty: 1 month interest
$500 minimum deposit to open and earn APY. Penalty for early withdrawal.
$100,000 Minimum to Earn APY
$5,000 - $25,000
Paid At Maturity
**
Minimum deposit $1,000.00/Rates & Terms vary
Dividends paid at maturity; $500 minimum
Substantial penalty for early withdrawal.
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Minimum Deposit $50,000
$100,000 Minimum to Earn APY
$100 and Above
<$5,000
$5000.00 to open
Dividend compounded semi-annually; $500 minimum
Relationship APY
Substantial penalty for early withdrawal.
Get a one-time APY increase during the 18-month term of your certificate.
$100,000 Minimum to Earn APY
$25,000+
$10000.00 to open
**
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
Relationship APY
Substantial penalty for early withdrawal.
Early Withdrawal Penalty: 3 months interest
$25,000+
$100,000 Minimum to Earn APY
Compounded Quarterly
$10000.00 to open
Dividend compounded semi-annually; $500 minimum
Certain new money restrictions apply.
**
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
Relationship APY
$100,000 Minimum to Earn APY
<$5,000
Compounded Quarterly
Not available for IRA
Certain new money restrictions apply.
Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00.
$100,000.00 minimum deposit to open and earn APY. Penalty for early withdrawal.
**
Relationship APY
$25,000+
Not available for IRA
**
$25,000+
Early Withdrawal Penalty: 6 months interest
**
Certain new money restrictions apply.
Compare local Wayne, PA CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania 12-month CD rates fell 1.133 points this week to 2.314% APY, down from 3.447% last week.
Pennsylvania 6-month CD rates fell 1.353 points this week to 2.085% APY, down from 3.438% last week.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wayne, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wayne, Pennsylvania. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.