Bethlehem, Pennsylvania Best CD Rates October 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Bethlehem, Pennsylvania CD rates range from 0.01% to 4.81% APY, verified by MonitorBankRates as of October 31, 2026. Current Bethlehem, Pennsylvania CD rates include Unity BankUnity Bank2850 Easton Ave, Bethlehem, PA 18017A5.0 ★Texas Ratio: 9.27%Real return: +0.70%APY minus CPIRate verified Oct 31, 2026 offering 18 Month CD Promo at 4.40% APY, TD BankTD Bank2712 Easton Ave, Bethlehem, PA 18017A+5.0 ★Texas Ratio: 3.71%Real return: +0.60%APY minus CPIRate verified Oct 31, 2026 offering 24 Month TD Choice CD at 4.30% APY, First Keystone Community BankFirst Keystone Community Bank559 Main St, Bethlehem, PA 18018A-5.0 ★Texas Ratio: 14.74%Real return: +0.55%APY minus CPIRate verified Oct 31, 2026 offering Certificate of Deposit - 18 Months at 4.25% APY, People First Federal Credit UnionPeople First Federal Credit Union2259 Schoenersville Rd, Bethlehem, PA 18017 7418A5.0 ★Texas Ratio: 9.56%Real return: +0.45%APY minus CPIRate verified Oct 28, 2026 offering 12 Month Business Share Certificate at 4.15% APY, and Santander BankSantander Bank924 Eaton Ave, Bethlehem, PA 18018A5.0 ★Texas Ratio: 8.00%Real return: +0.30%APY minus CPIRate verified Oct 31, 2026 offering 18-Month CD at 4.00% APY. CD rates as of October 31, 2026 according to verified data from MonitorBankRates.
Bethlehem has 354 local institutions in our database, with CD rates as high as 4.40% APY from Unity Bank at 2850 Easton Ave, Bethlehem, PA 18017. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 31, 2026
Compare Best CD Rates in Bethlehem, Pennsylvania & the Surrounding Area
Bethlehem 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
3 Month Business Share Certificate
$500
4.00%
▲ 2.18% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 2.18% above avgNationally 2.13%
Details
Penalty for early withdrawal
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 7 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Share Certificate - 3 months
$0
4.00%
▲ 2.18% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 2.18% above avgNationally 2.13%
Details
Rate History
No change since Oct 23, 2026 · 4.00% APY · checked 2 times
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
1214 w broad st, bethlehem, PA 18018 4952
3 Month CD
$5,000
3.75%
▲ 1.93% above Pennsylvania avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 1.93% above avgNationally 2.13%
Details
Certificates of Deposit - Effective Wednesday, October 28, 2026
Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 5 times
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Share Certificate - 3-Month
$500
3.25%
▲ 1.43% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▲ 1.43% above avgNationally 2.13%
Details
Regular or IRA/HSA Share Certificate; Rates Effective October 28, 2026 to November 3, 2026
Rate History
No change since Oct 13, 2026 · 3.25% APY · checked 5 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
3 Month TD Choice CD
$250
2.00%
▲ 0.18% above Pennsylvania avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 0.18% above avgNationally 2.13%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 4 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
3 Month TD Choice CD
$250
1.99%
▲ 0.17% above Pennsylvania avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 0.17% above avgNationally 2.13%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 3 Month Relationship
$1,000
1.74%
▼ 0.08% below Pennsylvania avg
▼
Rate1.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.08% below avgNationally 2.13%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.74% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 3 Month Relationship
$1,000
1.50%
▼ 0.32% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.32% below avgNationally 2.13%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.50% APY · checked 4 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
3 Month Certificate
$500
1.50%
▼ 0.32% below Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▼ 0.32% below avgNationally 2.13%
Details
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 7 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
3 Month IRA Certificate
$0
1.50%
▼ 0.32% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▼ 0.32% below avgNationally 2.13%
Details
Valid as of 10/29/2026 01:37 PM EDT; minimum daily balance of $500 required to earn APY
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
Certificate - 3 months
$0
1.50%
▼ 0.32% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▼ 0.32% below avgNationally 2.13%
Details
Minimum daily balance of $500 required to earn APY; Valid as of 10/29/2026
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 7 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 3 Month Relationship
$1,000
1.25%
▼ 0.57% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.57% below avgNationally 2.13%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
3 Month CD
$1,000
1.25%
▼ 0.57% below Pennsylvania avg
▼
Rate1.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.57% below avgNationally 2.13%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 3 Months
$1,000
1.24%
▼ 0.58% below Pennsylvania avg
▼
Rate1.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.58% below avgNationally 2.13%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.24% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
3 Month CD
$1,000
1.20%
▼ 0.62% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.62% below avgNationally 2.13%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
3 Month CD
$1,000
1.15%
▼ 0.67% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.67% below avgNationally 2.13%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
3 Month CD
$1,000
1.10%
▼ 0.72% below Pennsylvania avg
▼
Rate1.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.72% below avgNationally 2.13%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
3 Month CD
$1,000
1.05%
▼ 0.77% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.77% below avgNationally 2.13%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 3 Month Relationship
$1,000
1.00%
▼ 0.82% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.82% below avgNationally 2.13%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.00% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 3 Months
$1,000
1.00%
▼ 0.82% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.82% below avgNationally 2.13%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.00% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
3 Month CD
$1,000
1.00%
▼ 0.82% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.82% below avgNationally 2.13%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.00% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
3 Month CD
$1,000
0.95%
▼ 0.87% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.87% below avgNationally 2.13%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 3 Months
$1,000
0.75%
▼ 1.07% below Pennsylvania avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.07% below avgNationally 2.13%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
3 Month CD
$1,000
0.75%
▼ 1.07% below Pennsylvania avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.07% below avgNationally 2.13%
Details
Checking Package: Platinum & Performance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.75% APY · checked 4 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
2005 City Line Rd, Bethlehem, PA 18017
Certificate of Deposit - 3-Month
$0
0.70%
▼ 1.12% below Pennsylvania avg
▼
Rate0.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.12% below avgNationally 2.13%
Details
Rate History
No change since Oct 20, 2026 · 0.70% APY · checked 3 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
3 Month CD
$1,000
0.70%
▼ 1.12% below Pennsylvania avg
▼
Rate0.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.12% below avgNationally 2.13%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.70% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
3 Month CD
$1,000
0.65%
▼ 1.17% below Pennsylvania avg
▼
Rate0.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.17% below avgNationally 2.13%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.65% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 3 Months
$1,000
0.50%
▼ 1.32% below Pennsylvania avg
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.32% below avgNationally 2.13%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 0.50% APY · checked 4 times
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★Texas Ratio: 0.52%
100 Gateway Dr, Bethlehem, PA 18017
30 - 90 Day Certificate of Deposit
$0
0.10%
▼ 1.72% below Pennsylvania avg
▼
Rate0.09%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.72% below avgNationally 2.13%
Details
Minimum daily balance of $500 to earn APY; Early withdrawal penalty may apply
Rate History
No change since Oct 14, 2026 · 0.10% APY · checked 5 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2750 Schoenersville Rd, Bethlehem, PA 18017
3 Month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 1.76% below Pennsylvania avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.76% below avgNationally 2.13%
Details
California counties only; Balance: $0 - $4,999.99; Relationship rate; Early withdrawal penalties may apply
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 5 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2750 Schoenersville Rd, Bethlehem, PA 18017
3 Month Standard Fixed Rate CD
$2,500
0.05%
▼ 1.77% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.77% below avgNationally 2.13%
Details
California counties only; Balance: $0 - $4,999.99; Early withdrawal penalties may apply
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2515 Easton Ave, Bethlehem, PA 18017
3 Month Personal Certificate of Deposit
$0
0.05%
▼ 1.77% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.77% below avgNationally 2.13%
Details
Same rate for all terms 7 days - 60 months; Standard interest rates for all balances ($0.01+); Minimum opening deposit $2,500 for terms from 7 to 31 days; $1,000 for terms from 32 days to 60 months; Rates are accurate as of 5/12/2026
Rate History
No change since Oct 23, 2026 · 0.05% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 3 Months
$1,000
0.03%
▼ 1.79% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.79% below avgNationally 2.13%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 3 Months
$1,000
0.02%
▼ 1.80% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.80% below avgNationally 2.13%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 3 Months
$1,000
0.01%
▼ 1.81% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.81% below avgNationally 2.13%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
Atlantic Community Bankers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
CD 3 Month
$0
4.31%
▲ 2.49% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average1.82%▲ 2.49% above avgNationally 2.13%
Details
A minimum balance of $100,000 is required for ACBB CDs; rates subject to change based on market conditions and availability
Rate History
1 change since Oct 22, 2026 · 4.32% → 4.31% ▼ 0.01 pts · high 4.32% / low 4.31%
- Oct 30, 20264.31%▼ from 4.32%
- Oct 22, 20264.32%first recorded
Monet Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
3-Month CD
$25,000
4.10%
▲ 2.28% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 2.28% above avgNationally 2.13%
Details
Estimated earnings: $252; Minimum deposit $25,000 to open online; Not available to residents of Texas or Ohio
Rate History
No change since Oct 31, 2026 · 4.10% APY
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Certificate of Deposit - 90 Day
$500
4.10%
▲ 2.28% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 2.28% above avgNationally 2.13%
Details
Interest compounded daily; Minimum Deposit $500
Rate History
No change since Oct 26, 2026 · 4.10% APY · checked 3 times
Beal Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
3-Month CD
$25,000
4.10%
▲ 2.28% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 2.28% above avgNationally 2.13%
Details
Rate History
No change since Oct 28, 2026 · 4.10% APY
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3 Month Share/IRA Certificate
$500
4.00%
▲ 2.18% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▲ 2.18% above avgNationally 2.13%
Details
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
WooriWON Certificate of Deposit (CD) - 3-Months
$1,000
3.96%
▲ 2.14% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 2.14% above avgNationally 2.13%
Details
APYs accurate as of 10/22/2026; simple interest, not compounded; interest credited at maturity; renews automatically at maturity rate; penalty may be imposed for early withdrawal; Online Only
Rate History
1 change since Oct 7, 2026 · 3.70% → 3.96% ▲ 0.26 pts · high 3.96% / low 3.70%
- Oct 26, 20263.96%▲ from 3.70%
- Oct 7, 20263.70%first recorded
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
3 Month Share Certificate
$500
3.90%
▲ 2.08% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 2.08% above avgNationally 2.13%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 15, 2026 · 3.90% APY · checked 3 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Certificate - 3 months
$500
3.90%
▲ 2.08% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 2.08% above avgNationally 2.13%
Details
Regular & IRA (Traditional & Roth); penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 15, 2026 · 3.90% APY · checked 3 times
Customers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
3-month CD
$0
3.85%
▲ 2.03% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 2.03% above avgNationally 2.13%
Details
No minimum deposit to open; minimum balance to earn stated APY is $500.00; APY accurate as of 9/25/2026; penalty for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.85% APY · checked 3 times
Meridian Bank
Institution Rating:
C3.9 ★Texas Ratio: 27.97%
Certificate of Deposit - 3 Month
$0
3.75%
▲ 1.93% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 1.93% above avgNationally 2.13%
Details
Early withdrawal penalties apply
Rate History
No change since Oct 20, 2026 · 3.75% APY · checked 4 times
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Business Certificate of Deposit - 3 Months
$2,000
3.75%
▲ 1.93% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 1.93% above avgNationally 2.13%
Details
Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 6 times
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Certificate of Deposit - 3 Months
$0
3.75%
▲ 1.93% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 1.93% above avgNationally 2.13%
Details
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 6 times
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Preferred Certificates - 3 months
$0
3.75%
▲ 1.93% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 1.93% above avgNationally 2.13%
Details
Accounts: Regular, Traditional IRA, Roth IRA, Education Savings; APY fixed to maturity; Minimum balance requirement $100.00
Rate History
No change since Oct 23, 2026 · 3.75% APY · checked 2 times
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificate of Deposit - Jumbo CD
$500
3.71%
▲ 1.89% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▲ 1.89% above avgNationally 2.13%
Details
Jumbo CD (Above $75,000)
Rate History
No change since Oct 26, 2026 · 3.71% APY · checked 2 times
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificate of Deposit - 3 months (90 Days)
$500
3.71%
▲ 1.89% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▲ 1.89% above avgNationally 2.13%
Details
Jumbo CDs (Above $75,000)
Rate History
No change since Oct 26, 2026 · 3.71% APY · checked 2 times
Bethlehem 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
2850 Easton Ave, Bethlehem, PA 18017
6 Month CD Promo
$1,000
4.20%
▲ 1.36% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 1.36% above avgNationally 2.79%
Details
Promotion offer valid beginning September 28, 2026; Available for consumer, business, and IRA/Retirement CDs (Business and IRA/Retirement CDs must be opened in branch); Minimum deposit of $1000; Rates effective as of 9/28/2026
Rate History
No change since Oct 20, 2026 · 4.20% APY · checked 4 times
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
2850 Easton Ave, Bethlehem, PA 18017
Promotion Certificate of Deposit - 6 Month CD
$1,000
4.20%
▲ 1.36% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 1.36% above avgNationally 2.79%
Details
Promo offer valid beginning September 28, 2026; Rates effective as of 9/28/2026; Penalty for early withdrawal applies; Minimum deposit of $1000
Rate History
No change since Oct 20, 2026 · 4.20% APY · checked 4 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
6 Month Business Share Certificate
$500
4.00%
▲ 1.15% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.85%▲ 1.15% above avgNationally 2.79%
Details
Penalty for early withdrawal
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 7 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Share Certificate - 6 months
$0
4.00%
▲ 1.15% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.85%▲ 1.15% above avgNationally 2.79%
Details
Rate History
No change since Oct 23, 2026 · 4.00% APY · checked 2 times
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
1214 w broad st, bethlehem, PA 18018 4952
6 Month Certificate Special
$5,000
3.91%
▲ 1.07% above Pennsylvania avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.85%▲ 1.07% above avgNationally 2.79%
Details
Certificates of Deposit - Effective Wednesday, October 28, 2026
Rate History
No change since Oct 8, 2026 · 3.91% APY · checked 5 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 6 Month Pick Your Term
$5,000
3.85%
▲ 1.01% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 1.01% above avgNationally 2.79%
Details
Balance Required to Obtain APY: $5,000 or more
Rate History
No change since Oct 14, 2026 · 3.85% APY · checked 4 times
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2317 Easton Ave, Bethlehem, PA 18017 5009
Share Certificates - 6 Month
$0
3.75%
▲ 0.90% above Pennsylvania avg
▼
Rate3.69%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.85%▲ 0.90% above avgNationally 2.79%
Details
Rate shown in APR column (dividend rate); Penalty for early withdrawal: loss of dividends up to a maximum of 90 days; Dividends are paid on accounts with a balance of $100.00 or more
Rate History
No change since Oct 23, 2026 · 3.75% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
6 Month Certificate
$500
3.35%
▲ 0.50% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 0.50% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
6 Month IRA Certificate
$0
3.35%
▲ 0.50% above Pennsylvania avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 0.50% above avgNationally 2.79%
Details
Valid as of 10/29/2026 01:37 PM EDT; minimum daily balance of $500 required to earn APY
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
Certificate - 6 months
$0
3.35%
▲ 0.50% above Pennsylvania avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 0.50% above avgNationally 2.79%
Details
Minimum daily balance of $500 required to earn APY; Valid as of 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 6 Month Relationship
$1,000
3.30%
▲ 0.45% above Pennsylvania avg
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 0.45% above avgNationally 2.79%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 3.30% APY · checked 4 times
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Share Certificate - 6-Month
$500
3.25%
▲ 0.40% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 0.40% above avgNationally 2.79%
Details
Regular or IRA/HSA Share Certificate; Rates Effective October 28, 2026 to November 3, 2026
Rate History
No change since Oct 13, 2026 · 3.25% APY · checked 5 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 6 Month Relationship
$1,000
3.10%
▲ 0.25% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 0.25% above avgNationally 2.79%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 3.10% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 6 Month Relationship
$1,000
2.95%
▲ 0.10% above Pennsylvania avg
▼
Rate2.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 0.10% above avgNationally 2.79%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 2.95% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 6 Months
$1,000
2.70%
▼ 0.15% below Pennsylvania avg
▼
Rate2.67%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 0.15% below avgNationally 2.79%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 2.70% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 6 Month Relationship
$1,000
2.50%
▼ 0.35% below Pennsylvania avg
▼
Rate2.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 0.35% below avgNationally 2.79%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 6 Months
$1,000
2.30%
▼ 0.55% below Pennsylvania avg
▼
Rate2.28%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 0.55% below avgNationally 2.79%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 2.30% APY · checked 4 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
6 Month TD Choice CD
$250
2.00%
▼ 0.85% below Pennsylvania avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 0.85% below avgNationally 2.79%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 4 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
6 Month TD Choice CD
$250
1.99%
▼ 0.86% below Pennsylvania avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 0.86% below avgNationally 2.79%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 6 Months
$1,000
1.90%
▼ 0.95% below Pennsylvania avg
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 0.95% below avgNationally 2.79%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.90% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 6 Months
$1,000
1.54%
▼ 1.31% below Pennsylvania avg
▼
Rate1.53%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.31% below avgNationally 2.79%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.54% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
6 Month CD
$1,000
1.25%
▼ 1.60% below Pennsylvania avg
▼
Rate1.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.60% below avgNationally 2.79%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
6 Month CD
$1,000
1.20%
▼ 1.65% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.65% below avgNationally 2.79%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
6 Month CD
$1,000
1.15%
▼ 1.70% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.70% below avgNationally 2.79%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
6 Month CD
$1,000
1.10%
▼ 1.75% below Pennsylvania avg
▼
Rate1.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.75% below avgNationally 2.79%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
6 Month CD
$1,000
1.05%
▼ 1.80% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.80% below avgNationally 2.79%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
6 Month CD
$1,000
1.00%
▼ 1.85% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.85% below avgNationally 2.79%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.00% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
6 Month CD
$1,000
0.95%
▼ 1.90% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.90% below avgNationally 2.79%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
6 Month CD
$1,000
0.90%
▼ 1.95% below Pennsylvania avg
▼
Rate0.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.95% below avgNationally 2.79%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.90% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
6 Month CD
$1,000
0.85%
▼ 2.00% below Pennsylvania avg
▼
Rate0.85%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.00% below avgNationally 2.79%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.85% APY · checked 4 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
2005 City Line Rd, Bethlehem, PA 18017
Certificate of Deposit - 6-Month
$0
0.70%
▼ 2.15% below Pennsylvania avg
▼
Rate0.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.15% below avgNationally 2.79%
Details
Rate History
No change since Oct 20, 2026 · 0.70% APY · checked 3 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
6 Month Certificate
$0
0.65%
▼ 2.20% below Pennsylvania avg
▼
Rate0.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.85%▼ 2.20% below avgNationally 2.79%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 0.65% APY · checked 6 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
6 Month IRA Certificate
$0
0.65%
▼ 2.20% below Pennsylvania avg
▼
Rate0.65%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.85%▼ 2.20% below avgNationally 2.79%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 0.65% APY · checked 7 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2750 Schoenersville Rd, Bethlehem, PA 18017
6 Month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 2.79% below Pennsylvania avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.79% below avgNationally 2.79%
Details
California counties only; Balance: $0 - $4,999.99; Relationship rate; Early withdrawal penalties may apply
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 5 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
6 Month TD No Catch CD
$0
0.05%
▼ 2.80% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.80% below avgNationally 2.79%
Details
6 Month TD No Catch CD
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 4 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2750 Schoenersville Rd, Bethlehem, PA 18017
6 Month Standard Fixed Rate CD
$2,500
0.05%
▼ 2.80% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.80% below avgNationally 2.79%
Details
California counties only; Balance: $0 - $4,999.99; Early withdrawal penalties may apply
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 5 times
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2515 Easton Ave, Bethlehem, PA 18017
6 Month Personal Certificate of Deposit
$0
0.05%
▼ 2.80% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.80% below avgNationally 2.79%
Details
Same rate for all terms 7 days - 60 months; Standard interest rates for all balances ($0.01+); Minimum opening deposit $2,500 for terms from 7 to 31 days; $1,000 for terms from 32 days to 60 months; Rates are accurate as of 5/12/2026
Rate History
No change since Oct 23, 2026 · 0.05% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 6 Months
$1,000
0.03%
▼ 2.82% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.82% below avgNationally 2.79%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 6 Months
$250
0.03%
▼ 2.82% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.82% below avgNationally 2.79%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 6 Months
$1,000
0.02%
▼ 2.83% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.83% below avgNationally 2.79%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 6 Months
$250
0.02%
▼ 2.83% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.83% below avgNationally 2.79%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 6 Months
$1,000
0.01%
▼ 2.84% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.84% below avgNationally 2.79%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 6 Months
$250
0.01%
▼ 2.84% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.84% below avgNationally 2.79%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
Atlantic Community Bankers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
CD 6 Month
$0
4.45%
▲ 1.61% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average2.85%▲ 1.61% above avgNationally 2.79%
Details
A minimum balance of $100,000 is required for ACBB CDs; rates subject to change based on market conditions and availability
Rate History
2 changes since Oct 22, 2026 · 4.46% → 4.45% ▼ 0.01 pts · high 4.46% / low 4.44%
- Oct 30, 20264.45%▲ from 4.44%
- Oct 26, 20264.44%▼ from 4.46%
- Oct 22, 20264.46%first recorded
Monet Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
6-Month CD
$25,000
4.25%
▲ 1.40% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 1.40% above avgNationally 2.79%
Details
Estimated earnings: $526; Minimum deposit $25,000 to open online; Not available to residents of Texas or Ohio
Rate History
No change since Oct 31, 2026 · 4.25% APY
Beal Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
6-Month CD
$25,000
4.25%
▲ 1.40% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.85%▲ 1.40% above avgNationally 2.79%
Details
Rate History
No change since Oct 28, 2026 · 4.25% APY
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
6 Month Share Certificate - Level 6
$100,000
4.25%
▲ 1.40% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average2.85%▲ 1.40% above avgNationally 2.79%
Details
Printed label repeated for Level 6 6 month term; row 1 of 2
Rate History
No change since Oct 14, 2026 · 4.25% APY · checked 4 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
6 Month CD
$0
4.23%
▲ 1.39% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 27, 2026
Pennsylvania Average2.85%▲ 1.39% above avgNationally 2.79%
Details
Rate History
1 change since Oct 22, 2026 · 4.18% → 4.23% ▲ 0.05 pts · high 4.23% / low 4.18%
- Oct 27, 20264.23%▲ from 4.18%
- Oct 22, 20264.18%first recorded
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Certificate of Deposit - 6 Month
$0
4.14%
▲ 1.29% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 1.29% above avgNationally 2.79%
Details
Compounding: At maturity; Early Withdrawal Penalty: 3 months interest
Rate History
No change since Oct 20, 2026 · 4.14% APY · checked 4 times
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6 Month Certificate of Deposit
$500
4.12%
▲ 1.28% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 1.28% above avgNationally 2.79%
Details
Minimum $250 for Youth CD (25 or younger); Penalty required for early withdrawal
Rate History
No change since Oct 26, 2026 · 4.12% APY · checked 2 times
Bethlehem 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
12 Month TD Choice CD
$250
4.15%
▲ 1.10% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 1.10% above avgNationally 3.01%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.15% APY · checked 4 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
12 Month Business Share Certificate
$500
4.15%
▲ 1.10% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.05%▲ 1.10% above avgNationally 3.01%
Details
Penalty for early withdrawal
Rate History
No change since Sep 12, 2026 · 4.15% APY · checked 7 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Share Certificate - 12 months
$0
4.15%
▲ 1.10% above Pennsylvania avg
▼
Rate4.07%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.05%▲ 1.10% above avgNationally 3.01%
Details
Rate History
No change since Oct 23, 2026 · 4.15% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
12 Month TD Choice CD
$250
4.14%
▲ 1.09% above Pennsylvania avg
▼
Rate4.06%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 1.09% above avgNationally 3.01%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.14% APY · checked 4 times
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.10%
2317 Easton Ave, Bethlehem, PA 18017 5009
Share Certificates - 12 Month
$0
4.00%
▲ 0.95% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.05%▲ 0.95% above avgNationally 3.01%
Details
Rate shown in APR column (dividend rate); Penalty for early withdrawal: loss of dividends up to a maximum of 90 days; Dividends are paid on accounts with a balance of $100.00 or more
Rate History
No change since Oct 23, 2026 · 4.00% APY · checked 2 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 12 Month Pick Your Term
$5,000
3.85%
▲ 0.80% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.80% above avgNationally 3.01%
Details
Balance Required to Obtain APY: $5,000 or more
Rate History
No change since Oct 14, 2026 · 3.85% APY · checked 4 times
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
1214 w broad st, bethlehem, PA 18018 4952
12 Month Certificate
$5,000
3.70%
▲ 0.65% above Pennsylvania avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.05%▲ 0.65% above avgNationally 3.01%
Details
Certificates of Deposit - Effective Wednesday, October 28, 2026
Rate History
No change since Oct 8, 2026 · 3.70% APY · checked 5 times
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Share Certificate - 12-Month
$500
3.60%
▲ 0.55% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.05%▲ 0.55% above avgNationally 3.01%
Details
Regular or IRA/HSA Share Certificate; Rates Effective October 28, 2026 to November 3, 2026
Rate History
No change since Oct 13, 2026 · 3.60% APY · checked 5 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
12 Month Certificate
$500
3.55%
▲ 0.50% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.05%▲ 0.50% above avgNationally 3.01%
Details
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
12 Month IRA Certificate
$0
3.55%
▲ 0.50% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.05%▲ 0.50% above avgNationally 3.01%
Details
Valid as of 10/29/2026 01:37 PM EDT; minimum daily balance of $500 required to earn APY
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
Certificate - 12 months
$0
3.55%
▲ 0.50% above Pennsylvania avg
▼
Rate3.49%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.05%▲ 0.50% above avgNationally 3.01%
Details
Minimum daily balance of $500 required to earn APY; Valid as of 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.55% APY · checked 7 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
12 Month Relationship IRA/Roth
$1,000
3.30%
▲ 0.25% above Pennsylvania avg
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.25% above avgNationally 3.01%
Details
Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 12 Month Relationship
$1,000
3.30%
▲ 0.25% above Pennsylvania avg
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.25% above avgNationally 3.01%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 3.30% APY · checked 4 times
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2515 Easton Ave, Bethlehem, PA 18017
CD 12 Month
$0
3.25%
▲ 0.20% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.20% above avgNationally 3.01%
Details
Balance: $100,000 and above; special rate on select new CD accounts
Rate History
No change since Oct 20, 2026 · 3.25% APY · checked 3 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
12 Month Relationship IRA/Roth
$1,000
3.10%
▲ 0.05% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.05% above avgNationally 3.01%
Details
Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 12 Month Relationship
$1,000
3.10%
▲ 0.05% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.05% above avgNationally 3.01%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 3.10% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
12 Month Relationship IRA/Roth
$1,000
2.95%
▼ 0.10% below Pennsylvania avg
▼
Rate2.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.10% below avgNationally 3.01%
Details
Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 2.95% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 12 Month Relationship
$1,000
2.95%
▼ 0.10% below Pennsylvania avg
▼
Rate2.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.10% below avgNationally 3.01%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 2.95% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
12 Month IRA/Roth
$1,000
2.75%
▼ 0.30% below Pennsylvania avg
▼
Rate2.72%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.30% below avgNationally 3.01%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 12 Months
$1,000
2.75%
▼ 0.30% below Pennsylvania avg
▼
Rate2.72%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.30% below avgNationally 3.01%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
12 Month IRA/Roth
$1,000
2.55%
▼ 0.50% below Pennsylvania avg
▼
Rate2.53%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.50% below avgNationally 3.01%
Details
Balance: $100,000 - $249,999
Rate History
No change since Sep 14, 2026 · 2.55% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 12 Months
$1,000
2.55%
▼ 0.50% below Pennsylvania avg
▼
Rate2.53%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.50% below avgNationally 3.01%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 2.55% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
12 Month Relationship IRA/Roth
$1,000
2.50%
▼ 0.55% below Pennsylvania avg
▼
Rate2.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.55% below avgNationally 3.01%
Details
Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 12 Month Relationship
$1,000
2.50%
▼ 0.55% below Pennsylvania avg
▼
Rate2.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.55% below avgNationally 3.01%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
12 Month IRA/Roth
$1,000
2.40%
▼ 0.65% below Pennsylvania avg
▼
Rate2.38%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.65% below avgNationally 3.01%
Details
Balance: $50,000 - $99,999
Rate History
No change since Sep 14, 2026 · 2.40% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 12 Months
$1,000
2.40%
▼ 0.65% below Pennsylvania avg
▼
Rate2.38%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.65% below avgNationally 3.01%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 2.40% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
12 Month IRA/Roth
$1,000
1.60%
▼ 1.45% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.45% below avgNationally 3.01%
Details
Balance: $1,000 - $49,999
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 12 Months
$1,000
1.60%
▼ 1.45% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.45% below avgNationally 3.01%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.60% APY · checked 4 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2750 Schoenersville Rd, Bethlehem, PA 18017
1 Year Standard Fixed Rate CD - Relationship
$2,500
1.51%
▼ 1.54% below Pennsylvania avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.54% below avgNationally 3.01%
Details
California counties only; Balance: $0 - $4,999.99; Relationship rate; Early withdrawal penalties may apply
Rate History
No change since Sep 27, 2026 · 1.51% APY · checked 5 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
2750 Schoenersville Rd, Bethlehem, PA 18017
1 Year Standard Fixed Rate CD
$2,500
1.50%
▼ 1.55% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.55% below avgNationally 3.01%
Details
California counties only; Balance: $0 - $4,999.99; Early withdrawal penalties may apply
Rate History
No change since Sep 27, 2026 · 1.50% APY · checked 5 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
12 Month CD
$1,000
1.35%
▼ 1.70% below Pennsylvania avg
▼
Rate1.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.70% below avgNationally 3.01%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
12 Month CD
$1,000
1.30%
▼ 1.75% below Pennsylvania avg
▼
Rate1.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.75% below avgNationally 3.01%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
12 Month CD
$1,000
1.25%
▼ 1.80% below Pennsylvania avg
▼
Rate1.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.80% below avgNationally 3.01%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
12 Month CD
$1,000
1.20%
▼ 1.85% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.85% below avgNationally 3.01%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
12 Month CD
$1,000
1.15%
▼ 1.90% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.90% below avgNationally 3.01%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
12 Month CD
$1,000
1.10%
▼ 1.95% below Pennsylvania avg
▼
Rate1.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.95% below avgNationally 3.01%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
12 Month CD
$1,000
1.05%
▼ 2.00% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.00% below avgNationally 3.01%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
12 Month CD
$1,000
1.00%
▼ 2.05% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.05% below avgNationally 3.01%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.00% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
12 Month CD
$1,000
0.95%
▼ 2.10% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.10% below avgNationally 3.01%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 4 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
12 Month Certificate
$0
0.75%
▼ 2.30% below Pennsylvania avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average3.05%▼ 2.30% below avgNationally 3.01%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 0.75% APY · checked 6 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
12 Month IRA Time Deposit
$0
0.75%
▼ 2.30% below Pennsylvania avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average3.05%▼ 2.30% below avgNationally 3.01%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 0.75% APY · checked 7 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
2005 City Line Rd, Bethlehem, PA 18017
Certificate of Deposit - 12-Month
$0
0.70%
▼ 2.35% below Pennsylvania avg
▼
Rate0.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.35% below avgNationally 3.01%
Details
Rate History
No change since Oct 20, 2026 · 0.70% APY · checked 3 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Certificate of Deposit - 12 Months
$1,000
0.30%
▼ 2.75% below Pennsylvania avg
▼
Rate0.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.75% below avgNationally 3.01%
Details
Rate History
No change since Oct 20, 2026 · 0.30% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Fixed Rate CD - 12 Months
$1,000
0.30%
▼ 2.75% below Pennsylvania avg
▼
Rate0.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.75% below avgNationally 3.01%
Details
Rate History
No change since Oct 14, 2026 · 0.30% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
IRA 12 Months
$500
0.30%
▼ 2.75% below Pennsylvania avg
▼
Rate0.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.75% below avgNationally 3.01%
Details
APY as of 10/29/2026; APY based on quarterly compounding; penalty for early withdrawal may be imposed
Rate History
No change since Oct 22, 2026 · 0.30% APY · checked 2 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
12 Month TD IRA Add-Vantage CD
$0
0.05%
▼ 3.00% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 3.00% below avgNationally 3.01%
Details
12 Month TD IRA Add-Vantage CD; IRA certificate
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 9 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
12 Month TD No Catch CD
$0
0.05%
▼ 3.00% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 3.00% below avgNationally 3.01%
Details
12 Month TD No Catch CD
Rate History
No change since Oct 20, 2026 · 0.05% APY · checked 4 times
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2515 Easton Ave, Bethlehem, PA 18017
12 Month Personal Certificate of Deposit
$0
0.05%
▼ 3.00% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 3.00% below avgNationally 3.01%
Details
Same rate for all terms 7 days - 60 months; Standard interest rates for all balances ($0.01+); Minimum opening deposit $2,500 for terms from 7 to 31 days; $1,000 for terms from 32 days to 60 months; Rates are accurate as of 5/12/2026
Rate History
No change since Oct 23, 2026 · 0.05% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 12 Months
$1,000
0.03%
▼ 3.02% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 3.02% below avgNationally 3.01%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 12 Months
$250
0.03%
▼ 3.02% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 3.02% below avgNationally 3.01%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
Bethlehem 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
2850 Easton Ave, Bethlehem, PA 18017
18 Month CD Promo
$1,000
4.40%
▲ 1.34% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.34% above avgNationally 2.91%
Details
Promotion offer valid beginning September 28, 2026; Available for consumer, business, and IRA/Retirement CDs (Business and IRA/Retirement CDs must be opened in branch); Minimum deposit of $1000; Rates effective as of 9/28/2026
Rate History
No change since Oct 20, 2026 · 4.40% APY · checked 4 times
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
2850 Easton Ave, Bethlehem, PA 18017
Promotion Certificate of Deposit - 18 Month CD
$1,000
4.40%
▲ 1.34% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.34% above avgNationally 2.91%
Details
Promo offer valid beginning September 28, 2026; Rates effective as of 9/28/2026; Penalty for early withdrawal applies; Minimum deposit of $1000
Rate History
No change since Oct 20, 2026 · 4.40% APY · checked 4 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
18 Month TD Choice CD
$250
4.25%
▲ 1.19% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.19% above avgNationally 2.91%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.25% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Certificate of Deposit - 18 Months
$1,000
4.25%
▲ 1.19% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.19% above avgNationally 2.91%
Details
Rate History
No change since Oct 20, 2026 · 4.25% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Fixed Rate CD - 18 Months
$1,000
4.25%
▲ 1.19% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.19% above avgNationally 2.91%
Details
Rate History
No change since Oct 14, 2026 · 4.25% APY · checked 4 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
18 Month TD Choice CD
$250
4.24%
▲ 1.18% above Pennsylvania avg
▼
Rate4.16%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.18% above avgNationally 2.91%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.24% APY · checked 4 times
Santander Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.00%
924 Eaton Ave, Bethlehem, PA 18018
18-Month CD
$500
4.00%
▲ 0.94% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 0.94% above avgNationally 2.91%
Details
Available when account is opened in a Santander location in CT, DE, MA, NH, NJ, NY, PA, RI, or select areas in FL (Miami-Dade, Monroe, Broward counties, Collier county ZIP Code 34141); In-Branch Only; Minimum deposit of $500 to open and receive this APY; early withdrawal penalty applies
Rate History
No change since Oct 2, 2026 · 4.00% APY · checked 8 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 18 Month Pick Your Term
$5,000
4.00%
▲ 0.94% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 0.94% above avgNationally 2.91%
Details
Balance Required to Obtain APY: $5,000 or more
Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 4 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
510 W Broad St, Bethlehem, PA 18018
18 Month Select Certificate of Deposit
$1,000
3.85%
▲ 0.79% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 0.79% above avgNationally 2.91%
Details
Featured CD rate; Requires a qualifying M&T Bank checking account; Rates may vary by ZIP code
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 7 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
510 W Broad St, Bethlehem, PA 18018
18-Month M&T Select CD
$1,000
3.85%
▲ 0.79% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 0.79% above avgNationally 2.91%
Details
Featured M&T Certificate of Deposit; requires a qualifying M&T Bank checking account to open (M&T Select CD); minimum balance to obtain APY is $1.00 after opening
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 11 times
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Share Certificate - 18-Month
$500
3.65%
▲ 0.59% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▲ 0.59% above avgNationally 2.91%
Details
Regular or IRA/HSA Share Certificate; Rates Effective October 28, 2026 to November 3, 2026
Rate History
No change since Oct 13, 2026 · 3.65% APY · checked 5 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
18 Month Certificate
$500
3.65%
▲ 0.59% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▲ 0.59% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
18 Month IRA Certificate
$0
3.65%
▲ 0.59% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▲ 0.59% above avgNationally 2.91%
Details
Valid as of 10/29/2026 01:37 PM EDT; minimum daily balance of $500 required to earn APY
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
Certificate - 18 months
$0
3.65%
▲ 0.59% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▲ 0.59% above avgNationally 2.91%
Details
Minimum daily balance of $500 required to earn APY; Valid as of 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.65% APY · checked 7 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
18 Month Business Share Certificate
$500
3.50%
▲ 0.44% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.06%▲ 0.44% above avgNationally 2.91%
Details
Penalty for early withdrawal
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 7 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Share Certificate - 18 months
$0
3.50%
▲ 0.44% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.06%▲ 0.44% above avgNationally 2.91%
Details
Rate History
No change since Oct 23, 2026 · 3.50% APY · checked 2 times
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
1214 w broad st, bethlehem, PA 18018 4952
18 Month Certficiate
$5,000
3.03%
▼ 0.03% below Pennsylvania avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.06%▼ 0.03% below avgNationally 2.91%
Details
Certificates of Deposit - Effective Wednesday, October 28, 2026
Rate History
No change since Oct 8, 2026 · 3.03% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 18 Month Relationship
$1,000
2.00%
▼ 1.06% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.06% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 2.00% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 18 Month Relationship
$1,000
1.90%
▼ 1.16% below Pennsylvania avg
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.16% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.90% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 18 Month Relationship
$1,000
1.75%
▼ 1.31% below Pennsylvania avg
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.31% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.75% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 18 Months
$1,000
1.74%
▼ 1.32% below Pennsylvania avg
▼
Rate1.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.32% below avgNationally 2.91%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.74% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 18 Months
$1,000
1.64%
▼ 1.42% below Pennsylvania avg
▼
Rate1.63%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.42% below avgNationally 2.91%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.64% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 18 Month Relationship
$1,000
1.50%
▼ 1.56% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.56% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.50% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 18 Months
$1,000
1.49%
▼ 1.57% below Pennsylvania avg
▼
Rate1.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.57% below avgNationally 2.91%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.49% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
18 Month CD
$1,000
1.35%
▼ 1.71% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.71% below avgNationally 2.91%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
18 Month CD
$1,000
1.30%
▼ 1.76% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.76% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
18 Month CD
$1,000
1.25%
▼ 1.81% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.81% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 18 Months
$1,000
1.24%
▼ 1.82% below Pennsylvania avg
▼
Rate1.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.82% below avgNationally 2.91%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.24% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
18 Month CD
$1,000
1.20%
▼ 1.86% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.86% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
18 Month CD
$1,000
1.15%
▼ 1.91% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.91% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
18 Month CD
$1,000
1.10%
▼ 1.96% below Pennsylvania avg
▼
Rate1.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.96% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
18 Month CD
$1,000
1.05%
▼ 2.01% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 2.01% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
18 Month CD
$1,000
1.00%
▼ 2.06% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 2.06% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.00% APY · checked 4 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
2005 City Line Rd, Bethlehem, PA 18017
Certificate of Deposit - 18-Month
$0
0.95%
▼ 2.11% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 2.11% below avgNationally 2.91%
Details
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 3 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
18 Month CD
$1,000
0.95%
▼ 2.11% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 2.11% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 4 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
18 Month Certificate
$0
0.85%
▼ 2.21% below Pennsylvania avg
▼
Rate0.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average3.06%▼ 2.21% below avgNationally 2.91%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 0.85% APY · checked 6 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
18 Month Fixed IRA
$0
0.85%
▼ 2.21% below Pennsylvania avg
▼
Rate0.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average3.06%▼ 2.21% below avgNationally 2.91%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 0.85% APY · checked 7 times
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2515 Easton Ave, Bethlehem, PA 18017
18 Month Personal Certificate of Deposit
$0
0.05%
▼ 3.01% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.01% below avgNationally 2.91%
Details
Same rate for all terms 7 days - 60 months; Standard interest rates for all balances ($0.01+); Minimum opening deposit $2,500 for terms from 7 to 31 days; $1,000 for terms from 32 days to 60 months; Rates are accurate as of 5/12/2026
Rate History
No change since Oct 23, 2026 · 0.05% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 18 Months
$1,000
0.03%
▼ 3.03% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.03% below avgNationally 2.91%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 18 Months
$250
0.03%
▼ 3.03% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.03% below avgNationally 2.91%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 18 Months
$1,000
0.02%
▼ 3.04% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.04% below avgNationally 2.91%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 18 Months
$250
0.02%
▼ 3.04% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.04% below avgNationally 2.91%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 18 Months
$1,000
0.01%
▼ 3.05% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.05% below avgNationally 2.91%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 18 Months
$250
0.01%
▼ 3.05% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.05% below avgNationally 2.91%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month SEP IRA Certificate
$0
4.50%
▲ 1.44% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.44% above avgNationally 2.91%
Details
IRA opened BEFORE November 1st, 2002
Rate History
1 change since Sep 19, 2026 · 3.75% → 4.50% ▲ 0.75 pts · high 4.50% / low 3.75%
- Oct 14, 20264.50%▲ from 3.75%
- Sep 19, 20263.75%first recorded
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month Traditional IRA Certificate
$0
4.50%
▲ 1.44% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.44% above avgNationally 2.91%
Details
IRA opened BEFORE November 1st, 2002
Rate History
1 change since Sep 19, 2026 · 3.75% → 4.50% ▲ 0.75 pts · high 4.50% / low 3.75%
- Oct 14, 20264.50%▲ from 3.75%
- Sep 19, 20263.75%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 18 Months
$0
4.37%
▲ 1.31% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.31% above avgNationally 2.91%
Details
$100,000.00 and over
Rate History
No change since Oct 20, 2026 · 4.37% APY · checked 4 times
Monet Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
18-Month CD
$25,000
4.35%
▲ 1.29% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.29% above avgNationally 2.91%
Details
Estimated earnings: $1,649; Minimum deposit $25,000 to open online; Not available to residents of Texas or Ohio
Rate History
No change since Oct 31, 2026 · 4.35% APY
Beal Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
18-Month CD
$25,000
4.35%
▲ 1.29% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.06%▲ 1.29% above avgNationally 2.91%
Details
Rate History
No change since Oct 28, 2026 · 4.35% APY
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 18 MONTH
$0
4.35%
▲ 1.29% above Pennsylvania avg
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▲ 1.29% above avgNationally 2.91%
Details
Minimum deposit $500 consumers, $1,000 business/organizational, $250 under 18; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.35% APY · checked 4 times
Bethlehem 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
24 Month TD Choice CD
$250
4.30%
▲ 1.41% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 1.41% above avgNationally 2.91%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.30% APY · checked 4 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
24 Month TD Choice CD
$250
4.29%
▲ 1.40% above Pennsylvania avg
▼
Rate4.21%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 1.40% above avgNationally 2.91%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.29% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 24 Month Pick Your Term
$5,000
4.00%
▲ 1.11% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 1.11% above avgNationally 2.91%
Details
Balance Required to Obtain APY: $5,000 or more
Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 4 times
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Share Certificate - 24-Month
$500
4.00%
▲ 1.11% above Pennsylvania avg
▼
Rate3.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.89%▲ 1.11% above avgNationally 2.91%
Details
Regular or IRA/HSA Share Certificate; Rates Effective October 28, 2026 to November 3, 2026
Rate History
No change since Oct 13, 2026 · 4.00% APY · checked 5 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
24 Month Certificate
$500
3.60%
▲ 0.71% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.89%▲ 0.71% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
24 Month IRA Certificate
$0
3.60%
▲ 0.71% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.89%▲ 0.71% above avgNationally 2.91%
Details
Valid as of 10/29/2026 01:37 PM EDT; minimum daily balance of $500 required to earn APY
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
Certificate - 24 months
$0
3.60%
▲ 0.71% above Pennsylvania avg
▼
Rate3.54%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.89%▲ 0.71% above avgNationally 2.91%
Details
Minimum daily balance of $500 required to earn APY; Valid as of 10/29/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
24 Month Business Share Certificate
$500
3.50%
▲ 0.61% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.89%▲ 0.61% above avgNationally 2.91%
Details
Penalty for early withdrawal
Rate History
No change since Sep 12, 2026 · 3.50% APY · checked 7 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Share Certificate - 24 months
$0
3.50%
▲ 0.61% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.89%▲ 0.61% above avgNationally 2.91%
Details
Rate History
No change since Oct 23, 2026 · 3.50% APY · checked 2 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
24 Month Relationship IRA/Roth
$1,000
1.90%
▼ 0.99% below Pennsylvania avg
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 0.99% below avgNationally 2.91%
Details
Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 24 Month Relationship
$1,000
1.90%
▼ 0.99% below Pennsylvania avg
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 0.99% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.90% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
24 Month Relationship IRA/Roth
$1,000
1.80%
▼ 1.09% below Pennsylvania avg
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.09% below avgNationally 2.91%
Details
Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 24 Month Relationship
$1,000
1.80%
▼ 1.09% below Pennsylvania avg
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.09% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.80% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
24 Month IRA/Roth
$1,000
1.65%
▼ 1.24% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.24% below avgNationally 2.91%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Sep 14, 2026 · 1.65% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
24 Month Relationship IRA/Roth
$1,000
1.65%
▼ 1.24% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.24% below avgNationally 2.91%
Details
Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.65% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 24 Month Relationship
$1,000
1.65%
▼ 1.24% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.24% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.65% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 24 Months
$1,000
1.65%
▼ 1.24% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.24% below avgNationally 2.91%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.65% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
24 Month IRA/Roth
$1,000
1.55%
▼ 1.34% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.34% below avgNationally 2.91%
Details
Balance: $100,000 - $249,999
Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 24 Months
$1,000
1.55%
▼ 1.34% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.34% below avgNationally 2.91%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.55% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
24 Month IRA/Roth
$1,000
1.40%
▼ 1.49% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.49% below avgNationally 2.91%
Details
Balance: $50,000 - $99,999
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
24 Month Relationship IRA/Roth
$1,000
1.40%
▼ 1.49% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.49% below avgNationally 2.91%
Details
Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 24 Month Relationship
$1,000
1.40%
▼ 1.49% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.49% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.40% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 24 Months
$1,000
1.40%
▼ 1.49% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.49% below avgNationally 2.91%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.40% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
24 Month CD
$1,000
1.35%
▼ 1.54% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.54% below avgNationally 2.91%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
24 Month CD
$1,000
1.30%
▼ 1.59% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.59% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
24 Month CD
$1,000
1.25%
▼ 1.64% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.64% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
24 Month CD
$1,000
1.20%
▼ 1.69% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.69% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
24 Month IRA/Roth
$1,000
1.15%
▼ 1.74% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.74% below avgNationally 2.91%
Details
Balance: $1,000 - $49,999
Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 24 Months
$1,000
1.15%
▼ 1.74% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.74% below avgNationally 2.91%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
24 Month CD
$1,000
1.15%
▼ 1.74% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.74% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
24 Month CD
$1,000
1.10%
▼ 1.79% below Pennsylvania avg
▼
Rate1.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.79% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
24 Month CD
$1,000
1.05%
▼ 1.84% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.84% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
24 Month CD
$1,000
1.00%
▼ 1.89% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.89% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.00% APY · checked 4 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
24 Month Certificate
$0
1.00%
▼ 1.89% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.89%▼ 1.89% below avgNationally 2.91%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
24 Month IRA
$0
1.00%
▼ 1.89% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.89%▼ 1.89% below avgNationally 2.91%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 7 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
2005 City Line Rd, Bethlehem, PA 18017
Certificate of Deposit - 24-Month
$0
0.95%
▼ 1.94% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.94% below avgNationally 2.91%
Details
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 3 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
24 Month CD
$1,000
0.95%
▼ 1.94% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.94% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Certificate of Deposit - 24 Months
$1,000
0.40%
▼ 2.49% below Pennsylvania avg
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.49% below avgNationally 2.91%
Details
Rate History
No change since Oct 20, 2026 · 0.40% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Fixed Rate CD - 24 Months
$1,000
0.40%
▼ 2.49% below Pennsylvania avg
▼
Rate0.40%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.49% below avgNationally 2.91%
Details
Rate History
No change since Oct 14, 2026 · 0.40% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
IRA 24 Months
$500
0.40%
▼ 2.49% below Pennsylvania avg
▼
Rate0.40%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.49% below avgNationally 2.91%
Details
APY as of 10/29/2026; APY based on quarterly compounding; penalty for early withdrawal may be imposed
Rate History
No change since Oct 22, 2026 · 0.40% APY · checked 2 times
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2515 Easton Ave, Bethlehem, PA 18017
24 Month Personal Certificate of Deposit
$0
0.05%
▼ 2.84% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.84% below avgNationally 2.91%
Details
Same rate for all terms 7 days - 60 months; Standard interest rates for all balances ($0.01+); Minimum opening deposit $2,500 for terms from 7 to 31 days; $1,000 for terms from 32 days to 60 months; Rates are accurate as of 5/12/2026
Rate History
No change since Oct 23, 2026 · 0.05% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 24 Months
$1,000
0.03%
▼ 2.86% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.86% below avgNationally 2.91%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 24 Months
$250
0.03%
▼ 2.86% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.86% below avgNationally 2.91%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 24 Months
$1,000
0.02%
▼ 2.87% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.87% below avgNationally 2.91%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 24 Months
$250
0.02%
▼ 2.87% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.87% below avgNationally 2.91%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 24 Months
$1,000
0.01%
▼ 2.88% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.88% below avgNationally 2.91%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 24 Months
$250
0.01%
▼ 2.88% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.88% below avgNationally 2.91%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
2 Year (24 Month) Adjustable CD
$5,000
4.73%
▲ 1.84% above Pennsylvania avg
▼
Rate4.65%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 1.84% above avgNationally 2.91%
Details
Adjustable rate; Open account in person; see Determination of Rate and Schedule of Service Fees
Rate History
1 change since Sep 19, 2026 · 4.29% → 4.73% ▲ 0.44 pts · high 4.73% / low 4.29%
- Oct 7, 20264.73%▲ from 4.29%
- Sep 19, 20264.29%first recorded
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
2 Year CD
$0
4.44%
▲ 1.55% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 27, 2026
Pennsylvania Average2.89%▲ 1.55% above avgNationally 2.91%
Details
Rate History
No change since Oct 22, 2026 · 4.44% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 24 Months
$0
4.42%
▲ 1.53% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 1.53% above avgNationally 2.91%
Details
$100,000.00 and over
Rate History
No change since Oct 20, 2026 · 4.42% APY · checked 4 times
Bethlehem 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Share Certificate - 36-Month
$500
3.75%
▲ 0.99% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▲ 0.99% above avgNationally 2.82%
Details
Regular or IRA/HSA Share Certificate; Rates Effective October 28, 2026 to November 3, 2026
Rate History
No change since Oct 13, 2026 · 3.75% APY · checked 5 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
36 Month Business Share Certificate
$500
3.25%
▲ 0.49% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.76%▲ 0.49% above avgNationally 2.82%
Details
Penalty for early withdrawal
Rate History
No change since Sep 12, 2026 · 3.25% APY · checked 7 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Share Certificate - 36 months
$0
3.25%
▲ 0.49% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.76%▲ 0.49% above avgNationally 2.82%
Details
Rate History
No change since Oct 23, 2026 · 3.25% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
36 Month Certificate
$500
2.60%
▼ 0.16% below Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▼ 0.16% below avgNationally 2.82%
Details
Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 7 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
36 Month IRA Certificate
$0
2.60%
▼ 0.16% below Pennsylvania avg
▼
Rate2.57%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▼ 0.16% below avgNationally 2.82%
Details
Valid as of 10/29/2026 01:37 PM EDT; minimum daily balance of $500 required to earn APY
Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
Certificate - 36 months
$0
2.60%
▼ 0.16% below Pennsylvania avg
▼
Rate2.57%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▼ 0.16% below avgNationally 2.82%
Details
Minimum daily balance of $500 required to earn APY; Valid as of 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.60% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
3 Year TD Choice CD
$250
2.00%
▼ 0.76% below Pennsylvania avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 0.76% below avgNationally 2.82%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 4 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
3 Year TD Choice CD
$250
1.99%
▼ 0.77% below Pennsylvania avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 0.77% below avgNationally 2.82%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 36 Month Relationship
$1,000
1.85%
▼ 0.91% below Pennsylvania avg
▼
Rate1.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 0.91% below avgNationally 2.82%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.85% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 36 Month Relationship
$1,000
1.70%
▼ 1.06% below Pennsylvania avg
▼
Rate1.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.06% below avgNationally 2.82%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.70% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 36 Month Relationship
$1,000
1.60%
▼ 1.16% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.16% below avgNationally 2.82%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.60% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 36 Months
$1,000
1.60%
▼ 1.16% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.16% below avgNationally 2.82%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.60% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 36 Months
$1,000
1.45%
▼ 1.31% below Pennsylvania avg
▼
Rate1.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.31% below avgNationally 2.82%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.45% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
36 Month CD
$1,000
1.45%
▼ 1.31% below Pennsylvania avg
▼
Rate1.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.31% below avgNationally 2.82%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.45% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
36 Month CD
$1,000
1.40%
▼ 1.36% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.36% below avgNationally 2.82%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.40% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 36 Month Relationship
$1,000
1.35%
▼ 1.41% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.41% below avgNationally 2.82%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.35% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 36 Months
$1,000
1.35%
▼ 1.41% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.41% below avgNationally 2.82%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
36 Month CD
$1,000
1.35%
▼ 1.41% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.41% below avgNationally 2.82%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
36 Month CD
$1,000
1.30%
▼ 1.46% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.46% below avgNationally 2.82%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
36 Month CD
$1,000
1.25%
▼ 1.51% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.51% below avgNationally 2.82%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
36 Month CD
$1,000
1.20%
▼ 1.56% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.56% below avgNationally 2.82%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
36 Month CD
$1,000
1.15%
▼ 1.61% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.61% below avgNationally 2.82%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 36 Months
$1,000
1.10%
▼ 1.66% below Pennsylvania avg
▼
Rate1.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.66% below avgNationally 2.82%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
36 Month CD
$1,000
1.10%
▼ 1.66% below Pennsylvania avg
▼
Rate1.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.66% below avgNationally 2.82%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
36 Month CD
$1,000
1.05%
▼ 1.71% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.71% below avgNationally 2.82%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
2005 City Line Rd, Bethlehem, PA 18017
Certificate of Deposit - 36-Month
$0
1.01%
▼ 1.75% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.75% below avgNationally 2.82%
Details
Rate History
No change since Oct 20, 2026 · 1.01% APY · checked 3 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
36 Month Certificate
$0
1.00%
▼ 1.76% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.76%▼ 1.76% below avgNationally 2.82%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
36 Month IRA
$0
1.00%
▼ 1.76% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.76%▼ 1.76% below avgNationally 2.82%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 7 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Certificate of Deposit - 36 Months
$500
0.45%
▼ 2.31% below Pennsylvania avg
▼
Rate0.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.31% below avgNationally 2.82%
Details
Rate History
No change since Oct 20, 2026 · 0.45% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Fixed Rate CD - 36 Months
$500
0.45%
▼ 2.31% below Pennsylvania avg
▼
Rate0.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.31% below avgNationally 2.82%
Details
Rate History
No change since Oct 14, 2026 · 0.45% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
IRA 36 Months
$500
0.45%
▼ 2.31% below Pennsylvania avg
▼
Rate0.45%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.31% below avgNationally 2.82%
Details
APY as of 10/29/2026; APY based on quarterly compounding; penalty for early withdrawal may be imposed
Rate History
No change since Oct 31, 2026 · 0.45% APY
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2515 Easton Ave, Bethlehem, PA 18017
36 Month Personal Certificate of Deposit
$0
0.05%
▼ 2.71% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.71% below avgNationally 2.82%
Details
Same rate for all terms 7 days - 60 months; Standard interest rates for all balances ($0.01+); Minimum opening deposit $2,500 for terms from 7 to 31 days; $1,000 for terms from 32 days to 60 months; Rates are accurate as of 5/12/2026
Rate History
No change since Oct 23, 2026 · 0.05% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 36 Months
$1,000
0.03%
▼ 2.73% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.73% below avgNationally 2.82%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 36 Months
$250
0.03%
▼ 2.73% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.73% below avgNationally 2.82%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 36 Months
$1,000
0.02%
▼ 2.74% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.74% below avgNationally 2.82%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 36 Months
$250
0.02%
▼ 2.74% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.74% below avgNationally 2.82%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 36 Months
$1,000
0.01%
▼ 2.75% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.75% below avgNationally 2.82%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 36 Months
$250
0.01%
▼ 2.75% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.75% below avgNationally 2.82%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 Year Adjustable CD
$1,000
4.81%
▲ 2.05% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 2.05% above avgNationally 2.82%
Details
Adjustable rate; Not available for purchase effective June 7, 2022; see Schedule of Service Fees
Rate History
1 change since Sep 27, 2026 · 4.29% → 4.81% ▲ 0.52 pts · high 4.81% / low 4.29%
- Oct 4, 20264.81%▲ from 4.29%
- Sep 27, 20264.29%first recorded
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 Year Adjustable IRA
$1,000
4.81%
▲ 2.05% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 2.05% above avgNationally 2.82%
Details
Adjustable rate; Not available for purchase effective June 7, 2022; see Schedule of Service Fees
Rate History
1 change since Sep 27, 2026 · 4.29% → 4.81% ▲ 0.52 pts · high 4.81% / low 4.29%
- Oct 4, 20264.81%▲ from 4.29%
- Sep 27, 20264.29%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 36 Months
$0
4.52%
▲ 1.76% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.76% above avgNationally 2.82%
Details
$100,000.00 and over
Rate History
No change since Oct 20, 2026 · 4.52% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 36 Months
$0
4.52%
▲ 1.76% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.76% above avgNationally 2.82%
Details
$100,000.00 and over
Rate History
1 change since Sep 8, 2026 · 4.11% → 4.52% ▲ 0.41 pts · high 4.52% / low 4.11%
- Oct 20, 20264.52%▲ from 4.11%
- Sep 8, 20264.11%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.50%
▲ 1.74% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▲ 1.74% above avgNationally 2.82%
Details
Balance: $250,000.01+; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 6 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
3 Year CD
$0
4.49%
▲ 1.73% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 27, 2026
Pennsylvania Average2.76%▲ 1.73% above avgNationally 2.82%
Details
Rate History
No change since Oct 22, 2026 · 4.49% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 36 Months
$0
4.47%
▲ 1.71% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.71% above avgNationally 2.82%
Details
Rate History
No change since Oct 20, 2026 · 4.47% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 36 Months
$0
4.47%
▲ 1.71% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.71% above avgNationally 2.82%
Details
Rate History
1 change since Sep 8, 2026 · 4.06% → 4.47% ▲ 0.41 pts · high 4.47% / low 4.06%
- Oct 20, 20264.47%▲ from 4.06%
- Sep 8, 20264.06%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.45%
▲ 1.69% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▲ 1.69% above avgNationally 2.82%
Details
Balance: $100,000-$250,000; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.45% APY · checked 6 times
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.40%
▲ 1.64% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▲ 1.64% above avgNationally 2.82%
Details
Balance: $10,000-$24,999; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 6 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 36 Months
$0
4.32%
▲ 1.56% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.56% above avgNationally 2.82%
Details
Rate History
No change since Oct 20, 2026 · 4.32% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 36 Months
$0
4.32%
▲ 1.56% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.56% above avgNationally 2.82%
Details
Rate History
1 change since Sep 8, 2026 · 3.91% → 4.32% ▲ 0.41 pts · high 4.32% / low 3.91%
- Oct 20, 20264.32%▲ from 3.91%
- Sep 8, 20263.91%first recorded
Bethlehem 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Share Certificate - 48-Month
$500
3.75%
▲ 1.11% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 1.11% above avgNationally 2.81%
Details
Regular or IRA/HSA Share Certificate; Rates Effective October 28, 2026 to November 3, 2026
Rate History
No change since Oct 13, 2026 · 3.75% APY · checked 5 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
48 Month Business Share Certificate
$500
3.25%
▲ 0.61% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.64%▲ 0.61% above avgNationally 2.81%
Details
Penalty for early withdrawal
Rate History
No change since Sep 12, 2026 · 3.25% APY · checked 7 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Share Certificate - 48 months
$0
3.25%
▲ 0.61% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.64%▲ 0.61% above avgNationally 2.81%
Details
Rate History
No change since Oct 23, 2026 · 3.25% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
48 Month Certificate
$500
2.65%
▲ 0.01% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 0.01% above avgNationally 2.81%
Details
Rate History
No change since Sep 14, 2026 · 2.65% APY · checked 7 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
48 Month IRA Certificate
$0
2.65%
▲ 0.01% above Pennsylvania avg
▼
Rate2.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 0.01% above avgNationally 2.81%
Details
Valid as of 10/29/2026 01:37 PM EDT; minimum daily balance of $500 required to earn APY
Rate History
No change since Sep 14, 2026 · 2.65% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
Certificate - 48 months
$0
2.65%
▲ 0.01% above Pennsylvania avg
▼
Rate2.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 0.01% above avgNationally 2.81%
Details
Minimum daily balance of $500 required to earn APY; Valid as of 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.65% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
4 Year TD Choice CD
$0
1.99%
▼ 0.65% below Pennsylvania avg
▼
Rate1.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 0.65% below avgNationally 2.81%
Details
No Longer for Sale
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
48 Month Relationship IRA/Roth
$1,000
1.80%
▼ 0.84% below Pennsylvania avg
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 0.84% below avgNationally 2.81%
Details
Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 48 Month Relationship
$1,000
1.80%
▼ 0.84% below Pennsylvania avg
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 0.84% below avgNationally 2.81%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.80% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
48 Month Relationship IRA/Roth
$1,000
1.65%
▼ 0.99% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 0.99% below avgNationally 2.81%
Details
Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.65% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 48 Month Relationship
$1,000
1.65%
▼ 0.99% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 0.99% below avgNationally 2.81%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.65% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
48 Month IRA/Roth
$1,000
1.55%
▼ 1.09% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.81%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
48 Month Relationship IRA/Roth
$1,000
1.55%
▼ 1.09% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.81%
Details
Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 48 Month Relationship
$1,000
1.55%
▼ 1.09% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.81%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.55% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 48 Months
$1,000
1.55%
▼ 1.09% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.81%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.55% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
48 Month CD
$1,000
1.50%
▼ 1.14% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.14% below avgNationally 2.81%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.50% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
48 Month CD
$1,000
1.45%
▼ 1.19% below Pennsylvania avg
▼
Rate1.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.19% below avgNationally 2.81%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.45% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
48 Month IRA/Roth
$1,000
1.40%
▼ 1.24% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.24% below avgNationally 2.81%
Details
Balance: $100,000 - $249,999
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 48 Months
$1,000
1.40%
▼ 1.24% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.24% below avgNationally 2.81%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.40% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
48 Month CD
$1,000
1.40%
▼ 1.24% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.24% below avgNationally 2.81%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.40% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
48 Month CD
$1,000
1.35%
▼ 1.29% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.29% below avgNationally 2.81%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
48 Month IRA/Roth
$1,000
1.30%
▼ 1.34% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.81%
Details
Balance: $50,000 - $99,999
Rate History
No change since Sep 14, 2026 · 1.30% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
48 Month Relationship IRA/Roth
$1,000
1.30%
▼ 1.34% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.81%
Details
Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.30% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 48 Month Relationship
$1,000
1.30%
▼ 1.34% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.81%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.30% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 48 Months
$1,000
1.30%
▼ 1.34% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.81%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
48 Month CD
$1,000
1.30%
▼ 1.34% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.81%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
48 Month CD
$1,000
1.25%
▼ 1.39% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.39% below avgNationally 2.81%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
48 Month CD
$1,000
1.20%
▼ 1.44% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.44% below avgNationally 2.81%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
48 Month CD
$1,000
1.15%
▼ 1.49% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.49% below avgNationally 2.81%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
48 Month CD
$1,000
1.10%
▼ 1.54% below Pennsylvania avg
▼
Rate1.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.54% below avgNationally 2.81%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
48 Month IRA/Roth
$1,000
1.05%
▼ 1.59% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.59% below avgNationally 2.81%
Details
Balance: $1,000 - $49,999
Rate History
No change since Sep 14, 2026 · 1.05% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 48 Months
$1,000
1.05%
▼ 1.59% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.59% below avgNationally 2.81%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.05% APY · checked 4 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
2005 City Line Rd, Bethlehem, PA 18017
Certificate of Deposit - 48-Month
$0
1.01%
▼ 1.63% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.63% below avgNationally 2.81%
Details
Rate History
No change since Oct 20, 2026 · 1.01% APY · checked 3 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
48 Month Certificate
$0
1.00%
▼ 1.64% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.64%▼ 1.64% below avgNationally 2.81%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 6 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
48 Month IRA
$0
1.00%
▼ 1.64% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.64%▼ 1.64% below avgNationally 2.81%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 7 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Certificate of Deposit - 48 Months
$500
0.50%
▼ 2.14% below Pennsylvania avg
▼
Rate0.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.14% below avgNationally 2.81%
Details
Rate History
No change since Oct 20, 2026 · 0.50% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Fixed Rate CD - 48 Months
$500
0.50%
▼ 2.14% below Pennsylvania avg
▼
Rate0.50%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.14% below avgNationally 2.81%
Details
Rate History
No change since Oct 14, 2026 · 0.50% APY · checked 4 times
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2515 Easton Ave, Bethlehem, PA 18017
48 Month Personal Certificate of Deposit
$0
0.05%
▼ 2.59% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.59% below avgNationally 2.81%
Details
Same rate for all terms 7 days - 60 months; Standard interest rates for all balances ($0.01+); Minimum opening deposit $2,500 for terms from 7 to 31 days; $1,000 for terms from 32 days to 60 months; Rates are accurate as of 5/12/2026
Rate History
No change since Oct 23, 2026 · 0.05% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 48 Months
$1,000
0.03%
▼ 2.61% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.61% below avgNationally 2.81%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 48 Months
$250
0.03%
▼ 2.61% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.61% below avgNationally 2.81%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 48 Months
$1,000
0.02%
▼ 2.62% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.62% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 48 Months
$250
0.02%
▼ 2.62% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.62% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 48 Months
$1,000
0.01%
▼ 2.63% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.63% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 48 Months
$250
0.01%
▼ 2.63% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.63% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.60%
▲ 1.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 1.96% above avgNationally 2.81%
Details
Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.60% APY · checked 6 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 48 Months
$0
4.58%
▲ 1.94% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▲ 1.94% above avgNationally 2.81%
Details
$100,000.00 and over
Rate History
No change since Oct 20, 2026 · 4.58% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 48 Months
$0
4.58%
▲ 1.94% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▲ 1.94% above avgNationally 2.81%
Details
$100,000.00 and over
Rate History
1 change since Sep 8, 2026 · 4.22% → 4.58% ▲ 0.36 pts · high 4.58% / low 4.22%
- Oct 20, 20264.58%▲ from 4.22%
- Sep 8, 20264.22%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.55%
▲ 1.91% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 1.91% above avgNationally 2.81%
Details
Balance: $100,000-$250,000; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.55% APY · checked 6 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
4 Year CD
$0
4.54%
▲ 1.90% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 27, 2026
Pennsylvania Average2.64%▲ 1.90% above avgNationally 2.81%
Details
Rate History
No change since Oct 22, 2026 · 4.54% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 48 Months
$0
4.52%
▲ 1.88% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▲ 1.88% above avgNationally 2.81%
Details
Rate History
No change since Oct 20, 2026 · 4.52% APY · checked 4 times
Bethlehem 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Visions Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.30%
2174 W Union Blvd, Bethlehem, PA 18018 2011
Share Certificate - 60-Month
$500
3.75%
▲ 1.01% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▲ 1.01% above avgNationally 2.92%
Details
Regular or IRA/HSA Share Certificate; Rates Effective October 28, 2026 to November 3, 2026
Rate History
No change since Oct 13, 2026 · 3.75% APY · checked 5 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
60 Month Business Share Certificate
$500
3.35%
▲ 0.61% above Pennsylvania avg
▼
Rate3.30%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.74%▲ 0.61% above avgNationally 2.92%
Details
Penalty for early withdrawal
Rate History
No change since Sep 12, 2026 · 3.35% APY · checked 7 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
2259 Schoenersville Rd, Bethlehem, PA 18017 7418
Share Certificate - 60 months
$0
3.35%
▲ 0.61% above Pennsylvania avg
▼
Rate3.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.74%▲ 0.61% above avgNationally 2.92%
Details
Rate History
No change since Oct 23, 2026 · 3.35% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
60 Month Certificate
$500
2.70%
▼ 0.04% below Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▼ 0.04% below avgNationally 2.92%
Details
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 7 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
60 Month IRA Certificate
$0
2.70%
▼ 0.04% below Pennsylvania avg
▼
Rate2.67%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▼ 0.04% below avgNationally 2.92%
Details
Valid as of 10/29/2026 01:37 PM EDT; minimum daily balance of $500 required to earn APY
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 2 times
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
113 Research Dr, Bethlehem, PA 18015 4731
Certificate - 60 months
$0
2.70%
▼ 0.04% below Pennsylvania avg
▼
Rate2.67%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▼ 0.04% below avgNationally 2.92%
Details
Minimum daily balance of $500 required to earn APY; Valid as of 10/29/2026
Rate History
No change since Sep 14, 2026 · 2.70% APY · checked 7 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
5 Year TD Choice CD
$250
2.00%
▼ 0.74% below Pennsylvania avg
▼
Rate1.98%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 0.74% below avgNationally 2.92%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 2.00% APY · checked 4 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
2712 Easton Ave, Bethlehem, PA 18017
5 Year TD Choice CD
$250
1.99%
▼ 0.75% below Pennsylvania avg
▼
Rate1.97%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 0.75% below avgNationally 2.92%
Details
Non-Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 1.99% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
60 Month Relationship IRA/Roth
$1,000
1.75%
▼ 0.99% below Pennsylvania avg
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 0.99% below avgNationally 2.92%
Details
Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 60 Month Relationship
$1,000
1.75%
▼ 0.99% below Pennsylvania avg
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 0.99% below avgNationally 2.92%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.75% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
60 Month Relationship IRA/Roth
$1,000
1.60%
▼ 1.14% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.14% below avgNationally 2.92%
Details
Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 60 Month Relationship
$1,000
1.60%
▼ 1.14% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.14% below avgNationally 2.92%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.60% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
60 Month IRA/Roth
$1,000
1.50%
▼ 1.24% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.24% below avgNationally 2.92%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
60 Month Relationship IRA/Roth
$1,000
1.50%
▼ 1.24% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.24% below avgNationally 2.92%
Details
Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 60 Month Relationship
$1,000
1.50%
▼ 1.24% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.24% below avgNationally 2.92%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.50% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 60 Months
$1,000
1.50%
▼ 1.24% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.24% below avgNationally 2.92%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.50% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
60 Month CD
$1,000
1.50%
▼ 1.24% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.24% below avgNationally 2.92%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.50% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
60 Month CD
$1,000
1.45%
▼ 1.29% below Pennsylvania avg
▼
Rate1.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.29% below avgNationally 2.92%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.45% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
60 Month CD
$1,000
1.40%
▼ 1.34% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.34% below avgNationally 2.92%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.40% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
60 Month IRA/Roth
$1,000
1.35%
▼ 1.39% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.39% below avgNationally 2.92%
Details
Balance: $100,000 - $249,999
Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 60 Months
$1,000
1.35%
▼ 1.39% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.39% below avgNationally 2.92%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
60 Month CD
$1,000
1.35%
▼ 1.39% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.39% below avgNationally 2.92%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
60 Month CD
$1,000
1.30%
▼ 1.44% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.44% below avgNationally 2.92%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
60 Month IRA/Roth
$1,000
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Balance: $50,000 - $99,999
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
60 Month Relationship IRA/Roth
$1,000
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 60 Month Relationship
$1,000
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.25% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 60 Months
$1,000
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
60 Month CD
$1,000
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
60 Month Certificate
$0
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 1.25% APY · checked 6 times
Penn Community Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.96%
2285 Schoenersville Road, Bethlehem, PA 18017
60 Month IRA
$0
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Crediting Frequency: End Of Month
Rate History
No change since Sep 24, 2026 · 1.25% APY · checked 7 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
60 Month CD
$1,000
1.20%
▼ 1.54% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.54% below avgNationally 2.92%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
60 Month CD
$1,000
1.15%
▼ 1.59% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.59% below avgNationally 2.92%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
44 E Broad St, Bethlehem, PA 18018
60 Month CD
$1,000
1.10%
▼ 1.64% below Pennsylvania avg
▼
Rate1.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.64% below avgNationally 2.92%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
Fulton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.85%
2005 City Line Rd, Bethlehem, PA 18017
Certificate of Deposit - 60-Month
$0
1.01%
▼ 1.73% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.73% below avgNationally 2.92%
Details
Rate History
No change since Oct 20, 2026 · 1.01% APY · checked 3 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
60 Month IRA/Roth
$1,000
1.00%
▼ 1.74% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.74% below avgNationally 2.92%
Details
Balance: $1,000 - $49,999
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
2355 City Line Rd, Bethlehem, PA 18017
Certificates of Deposit - 60 Months
$1,000
1.00%
▼ 1.74% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.74% below avgNationally 2.92%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.00% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Certificate of Deposit - 60 Months
$500
0.55%
▼ 2.19% below Pennsylvania avg
▼
Rate0.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.19% below avgNationally 2.92%
Details
Rate History
No change since Oct 20, 2026 · 0.55% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
Fixed Rate CD - 60 Months
$500
0.55%
▼ 2.19% below Pennsylvania avg
▼
Rate0.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.19% below avgNationally 2.92%
Details
Rate History
No change since Oct 14, 2026 · 0.55% APY · checked 4 times
First Keystone Community Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.74%
559 Main St, Bethlehem, PA 18018
IRA 60 Months
$500
0.55%
▼ 2.19% below Pennsylvania avg
▼
Rate0.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.19% below avgNationally 2.92%
Details
APY as of 10/29/2026; APY based on quarterly compounding; penalty for early withdrawal may be imposed
Rate History
No change since Oct 31, 2026 · 0.55% APY
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★Texas Ratio: 0.52%
100 Gateway Dr, Bethlehem, PA 18017
60 Month Certificate of Deposit
$0
0.40%
▼ 2.34% below Pennsylvania avg
▼
Rate0.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.34% below avgNationally 2.92%
Details
Minimum daily balance of $500 to earn APY; Early withdrawal penalty may apply
Rate History
No change since Oct 14, 2026 · 0.40% APY · checked 5 times
Embassy Bank for the Lehigh Valley
Institution Rating:
A+4.9 ★Texas Ratio: 0.52%
100 Gateway Dr, Bethlehem, PA 18017
IRA Certificate of Deposit - 60 Months
$0
0.40%
▼ 2.34% below Pennsylvania avg
▼
Rate0.39%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.34% below avgNationally 2.92%
Details
Minimum daily balance of $500 to earn APY; Early withdrawal penalty may apply
Rate History
No change since Oct 14, 2026 · 0.40% APY · checked 5 times
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
2850 Easton Ave, Bethlehem, PA 18017
60 Month CD & Up
$1,000
0.35%
▼ 2.39% below Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.39% below avgNationally 2.92%
Details
Rates effective as of 3/18/2024
Rate History
No change since Sep 18, 2026 · 0.35% APY · checked 11 times
Truist
Institution Rating:
A+5.0 ★Texas Ratio: 2.87%
2515 Easton Ave, Bethlehem, PA 18017
60 Month Personal Certificate of Deposit
$0
0.05%
▼ 2.69% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.69% below avgNationally 2.92%
Details
Same rate for all terms 7 days - 60 months; Standard interest rates for all balances ($0.01+); Minimum opening deposit $2,500 for terms from 7 to 31 days; $1,000 for terms from 32 days to 60 months; Rates are accurate as of 5/12/2026
Rate History
No change since Oct 23, 2026 · 0.05% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 60 Months
$1,000
0.03%
▼ 2.71% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.71% below avgNationally 2.92%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 60 Months
$250
0.03%
▼ 2.71% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.71% below avgNationally 2.92%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 60 Months
$1,000
0.02%
▼ 2.72% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.72% below avgNationally 2.92%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 60 Months
$250
0.02%
▼ 2.72% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.72% below avgNationally 2.92%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
Certificate of Deposit - 60 Months
$1,000
0.01%
▼ 2.73% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.73% below avgNationally 2.92%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
1481 8th Ave, Bethlehem, PA 18018
IRA CD 60 Months
$250
0.01%
▼ 2.73% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.73% below avgNationally 2.92%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.81%
▲ 2.07% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▲ 2.07% above avgNationally 2.92%
Details
Rate History
No change since Oct 13, 2026 · 4.81% APY · checked 4 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Bethlehem, PA CD Rate Trends
Compare local Bethlehem, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD PA Avg
3.046%
▲ 0.045 vs 7 days ago
Pennsylvania 12-month CD rates rose 0.045 points over the past 7 days to 3.046% APY.
6-Month CD PA Avg
2.845%
▲ 0.051 vs 7 days ago
Pennsylvania 6-month CD rates rose 0.051 points over the past 7 days to 2.845% APY.
As of Oct 31, 2026 • Rate data sourced from 8,500+ monitored institutions
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PA CD Rate Forecast, Next 12 Months
Where are Pennsylvania CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
PA 12-Month Avg APY
3.046%
6-Month Forecast
3.046%
Range: 2.85%, 3.20%
12-Month Forecast
3.296%
Range: 3.10%, 3.45%
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What Your Savings Earn at PA CD Rates Today
Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.
| CD Term | PA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.816% | $90.81 | $181.61 | $454.03 | $908.05 |
| 6-Month CD | 2.845% | $142.25 | $284.50 | $711.25 | $1,422.50 |
| 12-Month CD | 3.046% | $152.28 | $304.56 | $761.40 | $1,522.80 |
| 18-Month CD | 3.061% | $153.04 | $306.07 | $765.18 | $1,530.35 |
| 24-Month CD | 2.886% | $144.31 | $288.62 | $721.55 | $1,443.10 |
| 36-Month CD | 2.757% | $137.83 | $275.66 | $689.15 | $1,378.30 |
| 48-Month CD | 2.636% | $131.78 | $263.55 | $658.88 | $1,317.75 |
| 60-Month CD | 2.740% | $137.01 | $274.01 | $685.03 | $1,370.05 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 31, 2026. | |||||
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Sample CD Ladder for Bethlehem, Pennsylvania Savers
$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | PA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.816% | $90.81 |
| 2 | 6-Month CD | $5,000 | 2.845% | $142.25 |
| 3 | 12-Month CD | $5,000 | 3.046% | $152.28 |
| 4 | 24-Month CD | $5,000 | 2.886% | $144.31 |
| 5 | 36-Month CD | $5,000 | 2.757% | $137.83 |
| Total ($25,000 invested) | $25,000 | 2.670% blended | $667.48/yr | |
Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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2,664
CD Rates
Tracked in Bethlehem, Pennsylvania
Tracked in Bethlehem, Pennsylvania
48 Banks
67 Credit Unions
About Our Bethlehem, Pennsylvania CD Rate Database
MonitorBankRates tracks 2,664 CD rates from 48 banks and 67 credit unions with locations in Bethlehem, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: Unity Bank offers a CD at 4.40% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Bethlehem, Pennsylvania.
How to Find the Best CD Rates in Bethlehem, Pennsylvania
What to compare when shopping for a CD in Bethlehem, Pennsylvania
To find the best APYs in Bethlehem, Pennsylvania, start with credit unions and online-only banks: Bethlehem, Pennsylvania has 67 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Bethlehem, Pennsylvania
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Bethlehem, Pennsylvania: 115 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Bethlehem, Pennsylvania savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Bethlehem, Pennsylvania money market rates
Bethlehem, Pennsylvania Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024
Population 65+
18.9%
National avg: 17.3%
Median Individual Earnings
$37,926
National avg: $47,340
Poverty Rate
15.7%
National avg: 11.1%
Unemployment Rate
6.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$116/yr
At PA 12-mo avg 3.046% APY
18.9% of residents are 65 or older, in line with the national average of 17.3%; an unemployment rate of 6.6% (vs. 4.8% nationally) underscores the value of a guaranteed fixed return. At today’s PA 12-month CD average of 3.046%, saving 10% of the local median salary ($3,792/year) and putting it in a CD would earn an additional $116 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Bethlehem, Pennsylvania
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
CD Product Information
How CDs Work
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Bethlehem, Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Bethlehem, Pennsylvania as everywhere in the U.S.
CD Terms
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Bethlehem, Pennsylvania savers easier access to their funds. For example, Unity Bank is offering its 6 Month CD Promo at 4.20% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Visions Federal Credit Union is offering its Share Certificate - 60-Month at 3.75% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Bethlehem, Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Bethlehem, Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates
Most CDs carry a fixed rate that is locked for the entire term, protecting a Bethlehem, Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Bethlehem, Pennsylvania
What are CD rates in Bethlehem, Pennsylvania today?
Bethlehem, Pennsylvania CD rates range from 0.01% to 4.81% APY as of October 31, 2026, verified by MonitorBankRates. Top rates include 4.40% APY at Unity Bank (18 Month CD Promo), 4.30% at TD Bank (24 Month TD Choice CD) and 4.25% at First Keystone Community Bank (Certificate of Deposit - 18 Months), compared with the MonitorBankRates national 12 month average of 3.01% APY.
Are CD rates in Bethlehem, Pennsylvania FDIC insured?
Yes, most established banks in Bethlehem, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Bethlehem, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Bethlehem, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Bethlehem, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Bethlehem, Pennsylvania?
Here are recent top rates found for this area:
- Unity Bank: 4.40% APY (18 Month CD Promo)
- TD Bank: 4.30% APY (24 Month TD Choice CD)
- First Keystone Community Bank: 4.25% APY (Certificate of Deposit - 18 Months)
- People First Federal Credit Union: 4.15% APY (12 Month Business Share Certificate)
- Santander Bank: 4.00% APY (18-Month CD)
- Peoples Security Bank: 4.00% APY (Certificates of Deposit - 18 Month Pick Your Term)
- Bethlehem 1st Federal Credit Union: 4.00% APY (Share Certificates - 12 Month)
- Visions Federal Credit Union: 4.00% APY (Share Certificate - 24-Month)
- SARCO Federal Credit Union: 3.91% APY (6 Month Certificate Special)
- M&T Bank: 3.85% APY (18 Month Select Certificate of Deposit)
Rates reflect recent verified offers available in Bethlehem, Pennsylvania. Last Updated: October 31, 2026
Bethlehem, Pennsylvania CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Bethlehem, Pennsylvania rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Bethlehem, Pennsylvania
Bethlehem, Pennsylvania CD Calculator
At today’s PA top rate of 4.40% APY, a $10,000 deposit earns $440 in the first year. Enter your amount to see your exact return.
Bethlehem, Pennsylvania CD LadderPA CD rates currently range from 1.816% (3-month) to 2.757% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Bethlehem, Pennsylvania CD at 4.40% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsPennsylvania’s average 12-month CD is 3.046% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bethlehem, Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Bethlehem, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bethlehem, Pennsylvania. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 31, 2026
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