Best Personal Loan Rates in Pennsylvania - June 2026
Content reviewed by
Brian McKay
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Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Pennsylvania borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Pennsylvania include: Genisys Credit UnionGenisys Credit Union1510 Dekalb Pike, Blue Bell, PA, 19422A+5.0 ★Texas Ratio: 4.68% offering Balance Transfer Loan at 3.99% APR, HERITAGE VALLEYHERITAGE VALLEY2400 Pleasant Valley Rd, York, PA, 17402 9624A-4.9 ★Texas Ratio: 10.95% offering 2024 Loan at 3.99% APR, USXUSXPO Box 1728, Cranberry Twp, PA, 16066 0728A+5.0 ★Texas Ratio: 1.67% offering Loans to $49,999 - 7 Year at 4.00% APR, P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit Union2859 SR 309 HWY, Dallas, PA, 18612A+5.0 ★Texas Ratio: 0.87% offering Fuel Loan at 4.00% APR, and Cross Valley Federal Credit UnionCross Valley Federal Credit Union640 Baltimore Dr, Wilkes Barre, PA, 18702 7943A+5.0 ★Texas Ratio: 3.18% offering New / Used (2021 - 2026) Loan at 4.19% APR. Personal loan rates as of June 16, 2026 according to verified data from MonitorBankRates.
Use the tabs below to compare personal loan rates across Pennsylvania side-by-side. Pennsylvania personal loan rates currently start as low as 3.99% APR from Genisys Credit Union at 1510 Dekalb Pike, Blue Bell, PA, 19422. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 16, 2026
Pennsylvania Personal Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
Balance Transfer Loan
3.99%
▼
APR3.99%
Last UpdatedJune 20, 2026
Details
As low as 3.99% APR* for 12 Months. APR is Annual Percentage Rate. Click for details.
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2024 Loan
3.99%
▼
APR3.99%
Last UpdatedJune 20, 2026
Details
As Low As; *
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2025 - 2026 Loan
3.99%
▼
APR3.99%
Last UpdatedJune 20, 2026
Details
As Low As; *
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Loans to $49,999 - 7 Year
4.00%
▼
APR4.00%
Last UpdatedJune 20, 2026
Details
$10,000
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.87%
2859 SR 309 HWY, Dallas, PA, 18612
Fuel Loan
4.00%
▼
APR4.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
New / Used (2021 - 2026) Loan
4.19%
▼
APR4.19%
Last UpdatedJune 20, 2026
Details
New / Used (2021 - 2026)2
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
New / Used 2021-2026 Loan
4.19%
▼
APR4.19%
Last UpdatedJune 20, 2026
Details
APR4
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Loans to $49,999 - 10 Year
4.20%
▼
APR4.20%
Last UpdatedJune 20, 2026
Details
$10,000
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA, 18914
Undergraduate Loans
4.24%
▼
APR4.24%
Last UpdatedJune 20, 2026
Details
APR*
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Fair Isaac Risk Score 725-850 Loan
4.25%
▼
APR4.25%
Last UpdatedJune 20, 2026
Details
No additional details available.
PRR South Fork Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
220 Main St, South Fork, PA, 15956
New 2026-2025 Loan
4.25%
▼
APR4.25%
Last UpdatedJune 20, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Loans to $49,999 - 12 Year
4.40%
▼
APR4.40%
Last UpdatedJune 20, 2026
Details
$10,000
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA, 15601
2019-2022 Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
No additional details available.
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA, 15601
2023 Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
No additional details available.
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA, 15601
2024 Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
No additional details available.
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA, 15601
2025 and newer Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
No additional details available.
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
NEW - Up to 48 Months Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
Model Year: New-2026, LTV: 100%
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Loan
4.49%
▼
APR4.49%
Last UpdatedJune 20, 2026
Details
No additional details available.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Fair Isaac Risk Score 690-724 Loan
4.50%
▼
APR4.50%
Last UpdatedJune 20, 2026
Details
No additional details available.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Fair Isaac Risk Score 725-850 Loan
4.50%
▼
APR4.50%
Last UpdatedJune 20, 2026
Details
No additional details available.
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA, 19610 2859
0 to 36 months Loan
4.54%
▼
APR4.54%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Loan
4.64%
▼
APR4.64%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New Cruisers & Touring (36 month) Loan
4.64%
▼
APR4.64%
Last UpdatedJune 20, 2026
Details
New 2025 - 2026; Minimum Loan Amount: $2,500
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New Cruisers & Touring 36 month Loan
4.64%
▼
APR4.64%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Loan
4.64%
▼
APR4.64%
Last UpdatedJune 20, 2026
Details
No additional details available.
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
New / Used (2021 - 2026) Loan
4.69%
▼
APR4.69%
Last UpdatedJune 20, 2026
Details
New / Used (2021 - 2026)2
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
New / Used 2021-2026 Loan
4.69%
▼
APR4.69%
Last UpdatedJune 20, 2026
Details
APR4
PRR South Fork Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
220 Main St, South Fork, PA, 15956
Used 2025-2023 Loan
4.75%
▼
APR4.75%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Loan
4.79%
▼
APR4.79%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New Cruisers & Touring 48 month Loan
4.79%
▼
APR4.79%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New Cruisers & Touring (48 month) Loan
4.79%
▼
APR4.79%
Last UpdatedJune 20, 2026
Details
New 2025 - 2026; Minimum Loan Amount: $5,000
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Loan
4.79%
▼
APR4.79%
Last UpdatedJune 20, 2026
Details
No additional details available.
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA, 19610 2859
37 to 66 months Loan
4.79%
▼
APR4.79%
Last UpdatedJune 20, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 1.67%
PO Box 1728, Cranberry Twp, PA, 16066 0728
Plan 1 Loan
4.79%
▼
APR4.79%
Last UpdatedJune 20, 2026
Details
Maximum (LTV)Loan to Value: 60%; Adjustment to Index: Prime - 1.0%; Maximum Loan Amount: $250,000
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
Up to 48 Months Loan
4.89%
▼
APR4.89%
Last UpdatedJune 20, 2026
Details
As Low As
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
NEW - 49-60 Months Loan
4.89%
▼
APR4.89%
Last UpdatedJune 20, 2026
Details
Model Year: New-2026, LTV: 100%
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
Used (2020 & older) Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
Used (2020 & older)2
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New Cruisers & Touring 60 month Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New Cruisers & Touring (60 month) Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
New 2025 - 2026; Minimum Loan Amount: $7,500
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
No additional details available.
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1601 S Queen St, York, PA, 17403 4630
Balance Transfers Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As low as; Balance Transfers APR*
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
49 to 66 Months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
New / Used 2020 & older Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
APR4
Susquehanna Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.18%
3850 Hartzdale Dr, Camp Hill, PA, 17011 7809
Time for a New Ride Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
USED - Up to 60 Months Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
Model Year: Used 2023-2025, LTV: 90%
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
40 E Market St, Wilkes Barre, PA, 18711
Golden Oldies Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
As Low As; * (based on credit score)
Saint Vincent Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.69%
2314 Sassafras St Ste 100, Erie, PA, 16502
k - 12 Grades only Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
NO Post-secondary educational institutions allowed. Checks made payable to school.
Norwin Teachers Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.40%
183 Clay Pike, North Huntingdon, PA, 15642
Steal The Deal Loan
4.99%
▼
APR4.99%
Last UpdatedJune 20, 2026
Details
If you refinanced your auto loan that is financed somewhere else. Note: $108.00 PA Department of Motor Vehicles titling fee applies this loan.
Your Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.90%
109 Keystone St, Altoona, PA, 16602
Spring into Summer Loan Event
5.00%
▼
APR5.00%
Last UpdatedJune 20, 2026
Details
$3000.00
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1601 S Queen St, York, PA, 17403 4630
Credit Builder/Rebuilder Loan
5.00%
▼
APR5.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Fair Isaac Risk Score 690-724 Loan
5.00%
▼
APR5.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Fair Isaac Risk Score 725-850 Loan
5.00%
▼
APR5.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
377 Wyoming Ave, Wyoming, PA, 18644
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
322 Main St, Latrobe, PA, 15650
10 years Loan
5.13%
▼
APR5.13%
Last UpdatedJune 20, 2026
Details
No additional details available.
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
322 Main St, Latrobe, PA, 15650
10 years Loan
5.16%
▼
APR5.16%
Last UpdatedJune 20, 2026
Details
No additional details available.
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
NEW - Up to 48 Months Loan
5.19%
▼
APR5.19%
Last UpdatedJune 20, 2026
Details
Model Year: New-2026, LTV: 100%
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
67 to 75 Months Loan
5.19%
▼
APR5.19%
Last UpdatedJune 20, 2026
Details
As Low As
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.33%
2001 Museum Rd, Wyomissing, PA, 19610 2859
67-75 Months Loan
5.19%
▼
APR5.19%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2019 - 2023 Loan
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
No additional details available.
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
11 Meridian Blvd, Wyomissing, PA, 19610
up to 36 Months Loan
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
11 Meridian Blvd, Wyomissing, PA, 19610
Loans
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Loan
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New Cruisers & Touring 72 month Loan
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New Cruisers & Touring (72 month) Loan
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
New 2025 - 2026; Minimum Loan Amount: $15,000
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Loan
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
New (<10K miles) 1-75 month term Loan
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
As Low As; Bright Auto Loans
FirstEnergy Choice Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.14%
161 Old Route 30, Greensburg, PA, 15601
Collectable/ Luxury loan
5.24%
▼
APR5.24%
Last UpdatedJune 20, 2026
Details
Loan amount up to 100% of"good" market value as listed in Black®Book® CPI publication
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Fair Isaac Risk Score 650-689 Loan
5.25%
▼
APR5.25%
Last UpdatedJune 20, 2026
Details
No additional details available.
IU7 Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.79%
2300 Freeport Rd, New Kensington, PA, 15068 4669
Summer Loan Special
5.25%
▼
APR5.25%
Last UpdatedJune 20, 2026
Details
As Low As
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
NEW - 61-72 Months Loan
5.29%
▼
APR5.29%
Last UpdatedJune 20, 2026
Details
Model Year: New-2026, LTV: 100%
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.82%
2060 Red Lion Rd, Philadelphia, PA, 19115 1603
10 Year Loan
5.38%
▼
APR5.38%
Last UpdatedJune 20, 2026
Details
No additional details available.
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
USED - 61-72 Months Loan
5.39%
▼
APR5.39%
Last UpdatedJune 20, 2026
Details
Model Year: Used 2023-2025, LTV: 90%
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2019 - 2023 Loan
5.39%
▼
APR5.39%
Last UpdatedJune 20, 2026
Details
No additional details available.
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.95%
322 Main St, Latrobe, PA, 15650
10 years Loan
5.43%
▼
APR5.43%
Last UpdatedJune 20, 2026
Details
No additional details available.
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 5.51%
935 5th Ave, Ford City, PA, 16226
10 Year Loan
5.45%
▼
APR5.45%
Last UpdatedJune 20, 2026
Details
No additional details available.
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
NEW - 49-60 Months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
Model Year: New-2026, LTV: 100%
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
USED - Up to 60 Months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
Model Year: Used 2023-2025, LTV: 90%
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
New / Used 2020 & older Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
APR4
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
Used (2020 & older) Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
Used (2020 & older)2
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
11 Meridian Blvd, Wyomissing, PA, 19610
37 to 60 Months Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA, 18914
Graduate Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
APR*
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
11 Meridian Blvd, Wyomissing, PA, 19610
Loans
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
New (<10K miles) 1-75 month term Loan
5.49%
▼
APR5.49%
Last UpdatedJune 20, 2026
Details
As Low As; Bright Auto Loans
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Fair Isaac Risk Score 725-850 Loan
5.50%
▼
APR5.50%
Last UpdatedJune 20, 2026
Details
No additional details available.
MERCK SHARP and DOHME
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
335 W Butler Ave, Chalfont, PA, 18914
Undergraduate Loans
5.50%
▼
APR5.50%
Last UpdatedJune 20, 2026
Details
APR*
Visionary Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
201 Beram Ave, Bridgeville, PA, 15017 2941
Loan Special
5.50%
▼
APR5.50%
Last UpdatedJune 20, 2026
Details
Maximum Loan $5,000; As Low As
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Fair Isaac Risk Score 690-724 Loan
5.50%
▼
APR5.50%
Last UpdatedJune 20, 2026
Details
No additional details available.
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1601 S Queen St, York, PA, 17403 4630
48 months Loan
5.50%
▼
APR5.50%
Last UpdatedJune 20, 2026
Details
As Low As
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1410 Bywood Ave, Upper Darby, PA, 19082
Vacation Loan
5.50%
▼
APR5.50%
Last UpdatedJune 20, 2026
Details
No additional details available.
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
Up to 48 Months Loan
5.54%
▼
APR5.54%
Last UpdatedJune 20, 2026
Details
As Low As; Finance up to 110% of the vehicle value
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2019 - 2023 Loan
5.54%
▼
APR5.54%
Last UpdatedJune 20, 2026
Details
No additional details available.
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2027 - 2024 Loan
5.54%
▼
APR5.54%
Last UpdatedJune 20, 2026
Details
As Low As
Stanwood Area Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.12%
444 Arona Rd, New Stanton, PA, 15672
HE Closed End Loan
5.55%
▼
APR5.55%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New Cruisers & Touring 84 month Loan
5.59%
▼
APR5.59%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2024 - 2025 Loan
5.59%
▼
APR5.59%
Last UpdatedJune 20, 2026
Details
No additional details available.
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
76 to 84 Months Loan
5.59%
▼
APR5.59%
Last UpdatedJune 20, 2026
Details
As Low As
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New Cruisers & Touring (84 month) Loan
5.59%
▼
APR5.59%
Last UpdatedJune 20, 2026
Details
New 2025 - 2026; Minimum Loan Amount: $25,000
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
New 2026 Loan
5.59%
▼
APR5.59%
Last UpdatedJune 20, 2026
Details
No additional details available.
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2025 - 2026 Loan
5.60%
▼
APR5.60%
Last UpdatedJune 20, 2026
Details
As Low As; *
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used Cruisers & Touring (2020-2024, 36 month) Loan
5.64%
▼
APR5.64%
Last UpdatedJune 20, 2026
Details
Used 2020 - 2024; Minimum Loan Amount: $2,500
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used Cruisers & Touring 2020-2024 36 month Loan
5.64%
▼
APR5.64%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used Cruisers & Touring 36 month Loan
5.64%
▼
APR5.64%
Last UpdatedJune 20, 2026
Details
Used 2020 - 2024
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1 Credit Union Pl, Harrisburg, PA, 17110
5 Year Equity Loan-to-Value up to 80%
5.69%
▼
APR5.69%
Last UpdatedJune 20, 2026
Details
As Low As; Loan-to-Value up to 80%
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
New / Used (2021 - 2026) Loan
5.69%
▼
APR5.69%
Last UpdatedJune 20, 2026
Details
New / Used (2021 - 2026)2
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
USED - Up to 66 Months Loan
5.69%
▼
APR5.69%
Last UpdatedJune 20, 2026
Details
Model Year: Used 2021-2022, LTV: 90%
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
Credit Builder Loan
5.74%
▼
APR5.74%
Last UpdatedJune 20, 2026
Details
As Low As; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
New (<10K miles) 76-84 month term K Loan
5.74%
▼
APR5.74%
Last UpdatedJune 20, 2026
Details
$30; As Low As; Bright Auto Loans
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
Used (2021-2026) 1-75 month term Loan
5.74%
▼
APR5.74%
Last UpdatedJune 20, 2026
Details
As Low As; Used (2021-2026)
Self Reliance NY Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.08%
2307 Brown St, Philadelphia, PA, 19130
49 to 66 Months Loan
5.74%
▼
APR5.74%
Last UpdatedJune 20, 2026
Details
As Low As; Finance up to 110% of the vehicle value
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2019 - 2023 Loan
5.74%
▼
APR5.74%
Last UpdatedJune 20, 2026
Details
No additional details available.
PRR South Fork Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.56%
220 Main St, South Fork, PA, 15956
Used 2022-2020 Loan
5.75%
▼
APR5.75%
Last UpdatedJune 20, 2026
Details
No additional details available.
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2023 - 2022 Loan
5.79%
▼
APR5.79%
Last UpdatedJune 20, 2026
Details
As Low As
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2027 - 2024 Loan
5.79%
▼
APR5.79%
Last UpdatedJune 20, 2026
Details
As Low As
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
NEW - 73-78 Months Loan
5.79%
▼
APR5.79%
Last UpdatedJune 20, 2026
Details
Model Year: New-2026, LTV: 100%
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used Cruisers & Touring 48 month Loan
5.79%
▼
APR5.79%
Last UpdatedJune 20, 2026
Details
Used 2020 - 2024
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used Cruisers & Touring (2020-2024, 48 month) Loan
5.79%
▼
APR5.79%
Last UpdatedJune 20, 2026
Details
Used 2020 - 2024; Minimum Loan Amount: $5,000
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used Cruisers & Touring 2020-2024 48 month Loan
5.79%
▼
APR5.79%
Last UpdatedJune 20, 2026
Details
No additional details available.
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
0-5 Years Loan
5.89%
▼
APR5.89%
Last UpdatedJune 20, 2026
Details
As Low As
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
USED - 61-72 Months Loan
5.89%
▼
APR5.89%
Last UpdatedJune 20, 2026
Details
Model Year: Used 2023-2025, LTV: 90%
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
1 Credit Union Pl, Harrisburg, PA, 17110
10 Year Equity Loan-to-Value up to 80%
5.89%
▼
APR5.89%
Last UpdatedJune 20, 2026
Details
As Low As; Loan-to-Value up to 80%
G.A.P. Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.65%
111 Franklin St Rm 224, Johnstown, PA, 15901
Sewer Project Loan Special
5.90%
▼
APR5.90%
Last UpdatedJune 20, 2026
Details
Maximum loan amount $7,000; No pledge required; Payments will be made directly to the contractor; Must provide contract/bill of sale.
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.18%
640 Baltimore Dr, Wilkes Barre, PA, 18702 7943
Used (2020 & older) Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
Used (2020 & older)2
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
3001 6th Ave, Altoona, PA, 16602 1918
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
3001 6th Ave, Altoona, PA, 16602 1918
Signature - 12 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
up to $2,500.00; As Low As; *
Utilities Employees Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
11 Meridian Blvd, Wyomissing, PA, 19610
73 to 84 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used Cruisers & Touring 60 month Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
Used 2020 - 2024
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used Cruisers & Touring 2020-2024 60 month Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
No additional details available.
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used Cruisers & Touring (2020-2024, 60 month) Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
Used 2020 - 2024; Minimum Loan Amount: $7,500
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1129 State St, Erie, PA, 16501 1911
Used 2019 - 2023 Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
No additional details available.
Frick Financial Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.07%
235 Pittsburgh St, Uniontown, PA, 15401 2751
Fast Cash Loan Special
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As; $2,000 maximum. New loan only - no refinance
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
Used (2020 & Older) 1-51 month term Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As; Used (2020 & Older)
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
New (<10K miles) 76-84 month term Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.76%
2800 W Passyunk Ave, Philadelphia, PA, 19145 5206
New (<10K miles) 76-84 month term K Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
$30; As Low As; Bright Auto Loans
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.39%
2141 Downyflake Ln, Allentown, PA, 18103 4774
Loans
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As
Choice One Community Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.18%
101 Hazle St, Wilkes Barre, PA, 18702 4305
Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As; This rate includes the .25% discount with Auto Pay. Full Appraisal Required By Credit Union
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
1-5 Years Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As
Genisys Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.68%
1510 Dekalb Pike, Blue Bell, PA, 19422
2023 - newer Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As
North Penn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.83%
123 Bethlehem Pike, Colmar, PA, 18915 9778
Vacation Loan Special
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As; Your rate will be determined by your credit score at the time of application. Available 5/1/2026-9/1/2026.
York Educational Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.06%
1601 S Queen St, York, PA, 17403 4630
60 months Loan
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
As Low As
Highway Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.71%
405 Laurel St, Hughestown, PA, 18640
Fair Isaac Risk Score 650-689 Loan
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
Chemung Canal Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 4.40%
5 W Main St, Canton, PA, 17724
CLTV 2nd Lien 3 to 5 Years Loan
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
80% CLTV
Upper Darby Bell Telco Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.64%
1410 Bywood Ave, Upper Darby, PA, 19082
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
Short term loan with a 6 month payback. Amounts up to $1,000 are available to members in good standing for at least 90 days with two current paystubs.
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
Signature Loan special
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
Borrow up to $2,000.00
Bethlehem 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
2317 Easton Ave, Bethlehem, PA, 18017 5009
Loans for Computers, Smart Phones
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
As Low As
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
335 Commerce Dr, Fort Washington, PA, 19034 2701
2023 - 2022 Loan
6.04%
▼
APR6.04%
Last UpdatedJune 20, 2026
Details
As Low As
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
NEW - 79-84 Months Loan
6.09%
▼
APR6.09%
Last UpdatedJune 20, 2026
Details
Model Year: New-2026, LTV: 100%
Central Susquehanna Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
530 E market St, Danville, PA, 17821
USED - Up to 54 Months Loan
6.09%
▼
APR6.09%
Last UpdatedJune 20, 2026
Details
Model Year: Used 2019-2020, LTV: 90%
HERITAGE VALLEY
Institution Rating:
A-4.9 ★Texas Ratio: 10.95%
2400 Pleasant Valley Rd, York, PA, 17402 9624
2019 - 2021 Loan
6.10%
▼
APR6.10%
Last UpdatedJune 20, 2026
Details
As Low As; *
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Pennsylvania Personal Loan Rates
No personal loans personal loan rates found in Pennsylvania currently.
Pennsylvania Debt Consolidation Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UFCW Local 1776 Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.30%
3031A Walton Rd Ste 310, Plymouth Meeting, PA, 19462 2369
Debt Consolidation Loan
12.49%
▼
APR12.49%
Last UpdatedJune 20, 2026
Details
As Low As
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★Texas Ratio: 17.71%
740 W Hamilton St, Allentown, PA, 18101
Debt Consolidation Loan
14.49%
▼
APR14.49%
Last UpdatedJune 20, 2026
Details
No additional details available.
Powered by
MonitorBankRates
Pennsylvania Signature Loan Rates
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
UFCW COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.85%
377 Wyoming Ave, Wyoming, PA, 18644
Signature Loans
5.00%
▼
APR5.00%
Last UpdatedJune 20, 2026
Details
No additional details available.
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
3001 6th Ave, Altoona, PA, 16602 1918
Signature - 12 months Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
up to $2,500.00; As Low As; *
BLAIR COUNTY
Institution Rating:
A+5.0 ★Texas Ratio: 0.23%
3001 6th Ave, Altoona, PA, 16602 1918
Signature Loan
5.99%
▼
APR5.99%
Last UpdatedJune 20, 2026
Details
As Low As; Additional amounts available. Amount, rate & term based on approved credit.
Locomotive And Control Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.46%
1286 E 38th St, Erie, PA, 16504 3039
Signature Loan special
6.00%
▼
APR6.00%
Last UpdatedJune 20, 2026
Details
Borrow up to $2,000.00
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Pennsylvania Personal Loan Rate Trends
Compare local Pennsylvania personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Personal Loan — PA Avg
10.429%
▼ 0.284 vs 7 days ago
Pennsylvania personal loan rates fell 0.284 points over the past 7 days to 10.429% APR.
Signature Loan — PA Avg
10.411%
▼ 0.173 vs 7 days ago
Pennsylvania signature loan rates fell 0.173 points over the past 7 days to 10.411% APR.
As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions
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Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Pennsylvania personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
Most lenders in Pennsylvania require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Pennsylvania often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Pennsylvania require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Pennsylvania?
Yes. Debt consolidation is one of the most common uses of personal loans in Pennsylvania. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Pennsylvania?
Credit unions in Pennsylvania often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Pennsylvania?
- Genisys Credit Union: 3.99% (Balance Transfer Loan)
- HERITAGE VALLEY: 3.99% (2024 Loan)
- USX: 4.00% (Loans to $49,999 - 7 Year)
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
- Cross Valley Federal Credit Union: 4.19% (New / Used (2021 - 2026) Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Pennsylvania. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026.
