Best Personal Loan Rates in South Buffalo, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in South Buffalo, Pennsylvania include: First Capital Federal Credit UnionFirst Capital Federal Credit UnionA+5.0 ★Texas Ratio: 1.35% offering SWAP YOUR LOAN at 3.99% APR, Freedom Credit UnionFreedom Credit UnionA+5.0 ★Texas Ratio: 3.12% offering Personal Loan at 3.99% APR, Allentown Federal Credit UnionAllentown Federal Credit UnionA5.0 ★Texas Ratio: 9.11% offering Shares Pledged Loans at 4.00% APR, USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR, and Riegel Federal Credit UnionRiegel Federal Credit UnionA+5.0 ★Texas Ratio: 5.50% offering Shares Pledged Personal Loan at 4.00% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.
South Buffalo borrowers have access to 74 lenders serving the Pennsylvania area, with personal loan rates as low as 3.99% APR from First Capital Federal Credit Union. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in South Buffalo, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in South Buffalo, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026
As Low As; PROMO: SWAP YOUR LOAN, DROP YOUR RATE BY UP TO 2%!
As Low As
up to $10,000.00
$10,000
As Low As
No additional details available.
$50,000
$10,000
No additional details available.
$50,000
3% over CD APR
$10,000
UP TO 72 MONTHS
up to $10,000.00
Payment example per $1,000 borrowed for 36 months at 4.50% APR = $29.75
$10,000
No additional details available.
up to $10,000.00
No additional details available.
As Low As; To Fund an IRA
As Low As; Up to 10 Years
$50,000
Fixed rates
As Low As
As Low As
No additional details available.
As Low As
As Low As; up to $3,000 for 12 months
No additional details available.
As Low As; Maximum Loan $5,000
up to 12 months
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
$10,000
$50,000
As Low As
As Low As; Proof of Income is required.
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
$10,000
As Low As
As Low As
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
As Low As; $2,000 maximum. New loan only - no refinance
Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
90% of home value less encumbrances/liens
up to $2,500.00; As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
As Low As
As Low As
As Low As; Funds must be payable to Tax Collector, State, or Federal.
As Low As
As Low As; w/ Auto Pay Discount
As Low As
Limit up to $10,000.00
As Low As
As Low As
up to $75,000
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
No additional details available.
As Low As
As Low As
As Low As
As Low As; Special fixed up to 15 months!
As Low As
Up to 75 % approved stocks
for well qualified borrowers
up to $5,000.00
As Low As; Rates as low as 5.625% (6.508% APR)
As Low As
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
No additional details available.
90% of home value less encumbrances/liens
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
PRD/ACH 8.00% CASH (Eligible with up to 4 impediments)
8.00% CASH (Eligible with up to 4 impediments)
As Low As
APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 700 credit score and above. Estimated monthly payment of $30.87 per $1,000.00 borrowed @ 6.99% APR for 36 months. Minimum loan amount is $500.00, maximum loan amount is $12,000.00. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-star discount. Effective January 1 - March 31, 2026.
As Low As
Special Rate for First-time Borrowers
Up to $4,000
As Low As
$7,500.00
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As
60 month
No additional details available.
No additional details available.
As Low As
As Low As
No additional details available.
No additional details available.
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As; Fixed up to 36 months
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
As Low As
As Low As
No additional details available.
Max Amount: $12,500
No additional details available.
Maximum $30,000.00
As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.
No additional details available.
As Low As
As Low As
PRD/ACH 9.95% CASH (Eligible with up to 4 impediments)
As Low As
730+ FICO
Min. $1,000.00 / Max. $10,000.00
9.95% CASH (Eligible with up to 4 impediments
No additional details available.
No additional details available.
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As
up to $75,000
No additional details available.
As Low As
As Low As
As Low As; Special fixed up to 15 months!
up to $5,000.00
No additional details available.
APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 700 credit score and above. Estimated monthly payment of $30.87 per $1,000.00 borrowed @ 6.99% APR for 36 months. Minimum loan amount is $500.00, maximum loan amount is $12,000.00. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-star discount. Effective January 1 - March 31, 2026.
As Low As
Special Rate for First-time Borrowers
Up to $4,000
As Low As
No additional details available.
No additional details available.
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As
60 month
No additional details available.
As Low As
No additional details available.
As Low As; Fixed up to 36 months
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
As Low As
No additional details available.
Max Amount: $12,500
As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.
730+ FICO
Loan amount: $2,000 to $50,000; Terms: 36 to 60 months; No origination or application fees, and no prepayment penalty
As Low As; Consolidate up to $25,000 for as low as 5.75% APR with a Co-maker
As Low As; Debt Consolidation Loan rates start as low as 5.95% APR and will only be offered for a limited time
No additional details available.
As Low As; * For Qualified Buyer
No additional details available.
As Low As
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
South Buffalo, PA Personal Loan Rate Trends
Compare local South Buffalo, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates currently average 10.067% APR.
Pennsylvania signature loan rates currently average 12.087% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in South Buffalo, Pennsylvania?
What are the best personal loan rates in South Buffalo, Pennsylvania?
- First Capital Federal Credit Union: 3.99% (SWAP YOUR LOAN)
- Freedom Credit Union: 3.99% (Personal Loan)
- Allentown Federal Credit Union: 4.00% (Shares Pledged Loans)
- USX: 4.00% (Second Lien Position Loans to $49,999)
- Riegel Federal Credit Union: 4.00% (Shares Pledged Personal Loan)
South Buffalo, Pennsylvania Rates & Resources
Personal Loan Calculators
