Best Personal Loan Rates in Wilkes Barre, Pennsylvania (PA) - April 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Wilkes Barre, Pennsylvania include: Citizens BankCitizens Bank351 Kidder St, Wilkes Barre, PA, 18702A5.0 ★Texas Ratio: 8.28% offering Medical Residency Refinance Loan at 5.45% APR, Northwest Bank Warren, PANorthwest Bank Warren, PA924 Wilkes Barre Township Boulevard, Wilkes Barre, PA, 18702A+5.0 ★Texas Ratio: 5.33% offering Equipment Term Loans at 5.99% APR, Choice One Community Federal Credit UnionChoice One Community Federal Credit Union101 Hazle St, Wilkes Barre, PA, 18702 4305A5.0 ★Texas Ratio: 10.55% offering Loans at 7.49% APR, Community BankCommunity Bank350 Liberty Plz, Wilkes Barre, PA, 18702A+5.0 ★Texas Ratio: 3.23% offering Unsecured personal loan at 7.89% APR, and Cross Valley Federal Credit UnionCross Valley Federal Credit Union640 Baltimore Dr, Wilkes Barre, PA, 18702 7943A+5.0 ★Texas Ratio: 3.30% offering Personal Loan at 8.50% APR. Personal loan rates as of April 4, 2026 according to verified data from MonitorBankRates.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Wilkes Barre, Pennsylvania can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wilkes Barre, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wilkes Barre, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 4, 2026
Fixed rates
Variable rates
Your interest rate and monthly payments can fluctuate during the repayment period.
Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.
No additional details available.
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
As Low As; depends on credit score; Borrow up to $2,500 amount depends on credit score
Max $7,500
No additional details available.
As Low As; Limit 20% of Gross Income not to exceed $20,000.00; This rate includes the .25% discount with Auto Pay.
As Low As; Term: Up to 72 Months; Limit 20% of Gross Income not to exceed $20,000.00; *This rate includes the .25% discount with Auto Pay.
As Low As
No additional details available.
Fixed rates
As Low As
Max $7,500
No additional details available.
No additional details available.
Variable rates
up to $10,000
No additional details available.
As Low As
As Low As
No additional details available.
Max $7,500
No additional details available.
As Low As
No additional details available.
Max $7,500
No additional details available.
No additional details available.
As Low As
As Low As
Preferred Credit Loans provide overdraft protection on a Fidelity Bank checking account. Loan amount can be up to $5,000. Preferred Credit Loans have a $30 annual fee.
As Low As; PROMO: SWAP YOUR LOAN, DROP YOUR RATE BY UP TO 2%!
As Low As
No additional details available.
up to $10,000.00
$10,000
$50,000
$10,000
No additional details available.
$50,000
3% over CD APR
$10,000
UP TO 72 MONTHS
up to $10,000.00
Payment example per $1,000 borrowed for 36 months at 4.50% APR = $29.75
$10,000
up to $10,000.00
Maximum: $4000
No additional details available.
As Low As; To Fund an IRA
As Low As; Up to 10 Years
$50,000
As Low As
As Low As
No additional details available.
As Low As
As Low As; $500.00 up to $3,000
No additional details available.
No additional details available.
As Low As; Maximum Loan $5,000
$10,000
$50,000
As Low As
As Low As; Proof of Income is required.
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
$10,000
As Low As
As Low As
90% of home value less encumbrances/liens
As Low As; $2,000 maximum. New loan only - no refinance
up to $2,500.00; As Low As
As Low As
No additional details available.
As Low As
As Low As
No additional details available.
As Low As
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
Limit up to $10,000.00
As Low As
As Low As
As Low As
No additional details available.
As Low As; *Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
As Low As
up to $75,000
As Low As
As Low As
As Low As; Special fixed up to 15 months!
Up to 75 % approved stocks
up to $5,000.00
for well qualified borrowers
As Low As; Rates as low as 5.625% (6.508% APR)
As Low As
As Low As
Minimum $200.00 Maximum $1000.00 Ages 16-17 with co-signer
90% of home value less encumbrances/liens
No additional details available.
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
8.00% CASH (Eligible with up to 4 impediments)
PRD/ACH 8.00% CASH (Eligible with up to 4 impediments)
Up to $4,000
As Low As
As Low As
Special Rate for First-time Borrowers
As Low As
APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 700 credit score and above. Estimated monthly payment of $30.87 per $1,000.00 borrowed @ 6.99% APR for 36 months. Minimum loan amount is $500.00, maximum loan amount is $12,000.00. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-star discount. Effective January 1 - March 31, 2026.
No additional details available.
$7,500.00
No additional details available.
As Low As
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; w/ Auto Pay Discount
No additional details available.
No additional details available.
As Low As
As Low As
60 month
No additional details available.
As Low As
No additional details available.
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
As Low As
As Low As
As Low As
As Low As; Fixed up to 36 months
Max Amount: $12,500
As Low As
Scores: 750-Above
As Low As
No additional details available.
Maximum $30,000.00
As Low As
As Low As
No additional details available.
Min. $1,000.00 / Max. $10,000.00
PRD/ACH 9.95% CASH (Eligible with up to 4 impediments)
As Low As
730+ FICO
9.95% CASH (Eligible with up to 4 impediments
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As; Advertised Annual Percentage Rate accurate as of 7/22/2025 and are subject to change without notice. 7.89% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $7,500; 2) With a bank-obtained credit score of at least 740; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 740 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.89% interest rate would have 60 scheduled monthly payments of approximately $303.37.Other terms and conditions may apply. Call for details.
No additional details available.
Lowest APR available on approved credit. Your actual APR may vary. The APR is based on borrower credit profile (as reported to NBT Bank by an outside reporting agency), collateral type, loan amount, term, lien position, and loan to value ratio. APR shown is current as of 03/23/2026 and is subject to change. Rates assume payments will be automatically deducted from an NBT Bank checking or money market account. Add .50% to the rate if the automatic payment feature is not selected. To qualify for this rate, the minimum loan amount is $4,000 ($5,000 for automobile loans), minimum credit score is 730, and maximum term is 36 months (48 months for automobile loans). Call 800-628-2265 for the actual APR for your loan. NBT Bank loans are only available in Connecticut, Maine, Massachusetts, New Hampshire, New York, Pennsylvania and Vermont.
As Low As; Term: Up to 72 Months; Limit 20% of Gross Income not to exceed $20,000.00; *This rate includes the .25% discount with Auto Pay.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As; w/ Auto Pay Discount
As Low As
up to $75,000
No additional details available.
As Low As
As Low As; Special fixed up to 15 months!
up to $5,000.00
No additional details available.
As Low As
Up to $4,000
As Low As
APR=Annual Percentage Rate. All loans subject to credit approval. Rates, terms, and conditions are subject to change at any time and may vary based on credit worthiness and qualifications. Offer valid on new money only and cannot be used on existing First Capital Federal Credit Union loans. 700 credit score and above. Estimated monthly payment of $30.87 per $1,000.00 borrowed @ 6.99% APR for 36 months. Minimum loan amount is $500.00, maximum loan amount is $12,000.00. Cannot be combined with any other offer other than the FirstCapital Star Rewards® 3-star discount. Effective January 1 - March 31, 2026.
Special Rate for First-time Borrowers
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
No additional details available.
As Low As; w/ Auto Pay Discount
As Low As
60 month
No additional details available.
No additional details available.
As Low As
As Low As; Fixed up to 36 months
As Low As
As Low As
As Low As; Rates based on credit worthiness, term and other conditions. APR shown includes relationship discount when you have e-statements and automatic payments from your account here.
Max Amount: $12,500
As Low As
As Low As
No additional details available.
730+ FICO
No additional details available.
As Low As
As Low As
No additional details available.
As Low As; 0 to months * For Qualified Buyer
No additional details available.
As Low As
As Low As
up to $2,500.00; As Low As
No additional details available.
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
Maximum $49,999.99; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
As Low As
As Low As
Maximum $49,999.99; 15 year minimum is $20,000.00; Available to: Parishes of the PNCC and non-profit associations and organizations associated with the Polish National Alliance
Scores: 750-Above
No additional details available.
As Low As
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Wilkes Barre, Pennsylvania?
What are the best personal loan rates in Wilkes Barre, Pennsylvania?
- Citizens Bank: 5.45% (Medical Residency Refinance Loan)
- Northwest Bank Warren, PA: 5.99% (Equipment Term Loans)
- Choice One Community Federal Credit Union: 7.49% (Loans)
- Community Bank: 7.89% (Unsecured personal loan)
- Cross Valley Federal Credit Union: 8.50% (Personal Loan)
Personal Loan Calculators
