Best Personal Loan Rates in Wilkes Barre, Pennsylvania -
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current personal loan options available to borrowers in Wilkes Barre, Pennsylvania include: Cross Valley Federal Credit UnionCross Valley Federal Credit Union640 Baltimore Dr, Wilkes Barre, PA, 18702 7943A+5.0 ★Texas Ratio: 3.18% offering New / Used (2021 - 2026) Loan at 4.19% APR, Citymark Federal Credit UnionCitymark Federal Credit Union40 E Market St, Wilkes Barre, PA, 18711A+5.0 ★Texas Ratio: 1.77% offering Golden Oldies Loan at 4.99% APR, Choice One Community Federal Credit UnionChoice One Community Federal Credit Union101 Hazle St, Wilkes Barre, PA, 18702 4305A5.0 ★Texas Ratio: 10.18% offering Loan at 5.99% APR, Community BankCommunity Bank350 Liberty Plz, Wilkes Barre, PA, 18702A+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan rate special at 7.49% APR, and Corner Post Federal Credit UnionCorner Post Federal Credit Union566 S Main St, Wilkes Barre, PA, 18701 2102A+5.0 ★Texas Ratio: 0.75% offering Signature Loans - Unsecured at 7.50% APR. Personal loan rates as of June 29, 2026 according to verified data from MonitorBankRates.
Wilkes Barre has 7 local institutions in our database, with personal loan rates as low as 4.19% APR from Cross Valley Federal Credit Union at 640 Baltimore Dr, Wilkes Barre, PA, 18702 7943. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Wilkes Barre, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Wilkes Barre, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 29, 2026
Wilkes Barre Personal Loan Rates
New / Used (2021 - 2026)2
APR4
New / Used (2021 - 2026)2
APR4
As Low As; * (based on credit score)
APR4
Used (2020 & older)2
APR4
Used (2020 & older)2
New / Used (2021 - 2026)2
As Low As; This rate includes the .25% discount with Auto Pay. Full Appraisal Required By Credit Union
Used (2020 & older)2
New / Used (2021 - 2026)2
No additional details available.
As Low As; This rate includes the .25% discount with Auto Pay. Full Appraisal Required By Credit Union
As Low As; This rate includes the .25% discount.
As Low As; This rate includes the .25% discount with Auto Pay. Drive By Appraisal Required By Credit Union $24,000.00 Maximum for Drive By Appraisal
As Low As; This rate includes the .25% discount. Max amount financed is 80%
FIXED APR WITH AUTO PAY
APR*
APR*
APR*
APR*
APR*
Rates as low as 8.99% depends on credit score. Borrow up to $2,500 amount depends on credit score
No additional details available.
**
As low as; Limit 20% of Gross Income not to exceed $20,000.00; This rate includes the .25% discount with Auto Pay.
As Low As; Limit 20% of Gross Income not to exceed $20,000.00; This rate includes the .25% discount with Auto Pay.
As Low As; This rate includes the .25% discount with Auto Pay. Maximum loan amount up to $10,000.00
No additional details available.
**
No additional details available.
As Low As
No additional details available.
**
No additional details available.
No additional details available.
No additional details available.
**
No additional details available.
No additional details available.
As low as; APR is Annual Percentage Rate. Click for details.
No additional details available.
APR*
No additional details available.
No additional details available.
Model Year: New-2026, LTV: 100%
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As; Minimum Loan Amount: $2,500
No additional details available.
No additional details available.
No additional details available.
As Low As; Minimum Loan Amount: $5,000
No additional details available.
Adjustment to Index: Prime - 1.0%
Model Year: New-2026, LTV: 100%
As Low As
If you refinanced your auto loan that is financed somewhere else. Note: $108.00 PA Department of Motor Vehicles titling fee applies this loan.
No additional details available.
As Low As; Minimum Loan Amount: $7,500
No additional details available.
NO Post-secondary educational institutions allowed. Checks made payable to school.
As Low As
As low as; Balance Transfers APR*
As Low As
Model Year: Used 2023-2025, LTV: 90%
No additional details available.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
$3000.00
No additional details available.
No additional details available.
Model Year: New-2026, LTV: 100%
No additional details available.
As Low As
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
No additional details available.
No additional details available.
As Low As; Bright Auto Loans
As Low As; Minimum Loan Amount: $15,000
No additional details available.
Loan amount up to 100% of"good" market value as listed in Black®Book® CPI publication
No additional details available.
As Low As
No additional details available.
Model Year: New-2026, LTV: 100%
Model Year: Used 2023-2025, LTV: 90%
No additional details available.
No additional details available.
No additional details available.
Model Year: New-2026, LTV: 100%
Model Year: Used 2023-2025, LTV: 90%
As Low As; Bright Auto Loans
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
APR*
No additional details available.
No additional details available.
APR*
No additional details available.
As Low As
Maximum Loan $5,000; As Low As
As Low As; Finance up to 110% of the vehicle value
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As; Minimum Loan Amount: $25,000
No additional details available.
As Low As; Minimum Loan Amount: $2,500
Model Year: Used 2021-2022, LTV: 90%
$30; As Low As; Bright Auto Loans
As Low As; Used (2021-2026)
As Low As; Finance up to 110% of the vehicle value
No additional details available.
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
No additional details available.
Model Year: New-2026, LTV: 100%
As Low As; Minimum Loan Amount: $5,000
As Low As
As Low As
As Low As
Model Year: Used 2023-2025, LTV: 90%
Maximum loan amount $7,000; No pledge required; Payments will be made directly to the contractor; Must provide contract/bill of sale.
No additional details available.
up to $2,500.00; As Low As; *
As Low As
As Low As
As Low As; Minimum Loan Amount: $7,500
As Low As; Lowest rates are for qualified applicants and dependent on opening and maintaining an active UECU Checking Account (excluding Green Light CheckingTM) with at least one transaction per month. Rates will vary based on an evaluation of credit, term, loan to value, and/or collateral evaluation if applicable. Not all applicants will quality. Actual rate may differ. Share Secured Loan is 100% secured by funds in your share savings account. Other fees, terms, and conditions may apply for each loan type. Information provided herein is subject to change without notice.
As Low As; Your rate will be determined by your credit score at the time of application. Available 5/1/2026-9/1/2026.
As Low As; Used (2020 & Older)
As Low As
$30; As Low As; Bright Auto Loans
As Low As
As Low As; $2,000 maximum. New loan only - no refinance
80% CLTV
As Low As
No additional details available.
As Low As
Borrow up to $2,000.00
Short term loan with a 6 month payback. Amounts up to $1,000 are available to members in good standing for at least 90 days with two current paystubs.
As Low As
Model Year: Used 2019-2020, LTV: 90%
Model Year: New-2026, LTV: 100%
As Low As; Finance up to 110% of the vehicle value
As Low As
As Low As
Rate Lock: 120 days
$30; As Low As; Used (2021-2026)
As Low As
As Low As
As Low As; Minimum Loan Amount: $15,000
As Low As
Adjustment to Index: Prime - 0.5%
80% CLTV
No additional details available.
80% CLTV
Model Year: New-2026, LTV: 100%
Rate Lock: 120 days
Rate Lock: 120 days
No additional details available.
No additional details available.
No additional details available.
As Low As
Model Year: New-2026, LTV: 100%
Wilkes Barre Personal Loan Rates
No additional details available.
FIXED APR WITH AUTO PAY
No additional details available.
As Low As; Limit 20% of Gross Income not to exceed $20,000.00; This rate includes the .25% discount with Auto Pay.
No additional details available.
No additional details available.
No additional details available.
No additional details available.
As Low As*; Annual Percentage Yield designated as APR. Rates, terms and availability of product subject to change without notice. Proof of Income is required. Approximate monthly payment would be $85.95 per $1,000 borrowed at 5.74% for 12 months.
As Low As
As Low As
Wilkes Barre Debt Consolidation Loan Rates
As Low As
No additional details available.
Wilkes Barre Signature Loan Rates
APR*
APR*
APR*
APR*
APR*
No additional details available.
No additional details available.
up to $2,500.00; As Low As; *
Borrow up to $2,000.00
Wilkes Barre, PA Personal Loan Rate Trends
Compare local Wilkes Barre, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates fell 0.002 points over the past 7 days to 10.379% APR.
Pennsylvania signature loan rates rose 0.026 points over the past 7 days to 10.803% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Wilkes Barre, Pennsylvania personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Wilkes Barre, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Wilkes Barre, Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Wilkes Barre, Pennsylvania?
What are the best personal loan rates in Wilkes Barre, Pennsylvania?
- Cross Valley Federal Credit Union: 4.19% (New / Used (2021 - 2026) Loan)
- Citymark Federal Credit Union: 4.99% (Golden Oldies Loan)
- Choice One Community Federal Credit Union: 5.99% (Loan)
- Community Bank: 7.49% (Unsecured Personal loan rate special)
- Corner Post Federal Credit Union: 7.50% (Signature Loans - Unsecured)
Wilkes Barre, Pennsylvania Rates & Resources
Personal Loan Calculators
