Wilkes Barre, Pennsylvania Best CD Rates October 2026
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Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Wilkes Barre, Pennsylvania CD rates range from 0.01% to 4.81% APY, verified by MonitorBankRates as of October 31, 2026. Current Wilkes Barre, Pennsylvania CD rates include The Honesdale National BankThe Honesdale National Bank38 N Franklin St, Wilkes Barre, PA 18701A+5.0 ★Texas Ratio: 1.92%Real return: +0.42%APY minus CPIRate verified Oct 31, 2026 offering Regular CD - CD Special 18 Months at 4.12% APY, Peoples Security BankPeoples Security Bank1 N Main St, Wilkes Barre, PA 18701A+5.0 ★Texas Ratio: 2.51%Real return: +0.30%APY minus CPIRate verified Oct 31, 2026 offering Certificates of Deposit - 18 Month Pick Your Term at 4.00% APY, Citymark Federal Credit UnionCitymark Federal Credit Union40 E Market St, Wilkes Barre, PA 18711A+5.0 ★Texas Ratio: 3.31%Real return: +0.30%APY minus CPIRate verified Oct 29, 2026 offering Share and IRA Certificate - 6-Month Promo (new money only) at 4.00% APY, Service 1st Federal Credit UnionService 1st Federal Credit Union620 Baltimore Dr, Wilkes Barre, PA 18702A+5.0 ★Texas Ratio: 3.66%Real return: +0.30%APY minus CPIRate verified Oct 29, 2026 offering Certificates - 12 month at 4.00% APY, and M&T BankM&T Bank15 S Franklin St, Wilkes Barre, PA 18701A+5.0 ★Texas Ratio: 4.11%Real return: +0.15%APY minus CPIRate verified Oct 31, 2026 offering 18 Month Select Certificate of Deposit at 3.85% APY. CD rates as of October 31, 2026 according to verified data from MonitorBankRates.
Wilkes Barre has 283 local institutions in our database, with CD rates as high as 4.12% APY from The Honesdale National Bank at 38 N Franklin St, Wilkes Barre, PA 18701. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Pennsylvania area. Rates are continually updated, so we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: October 31, 2026
Compare Best CD Rates in Wilkes Barre, Pennsylvania & the Surrounding Area
Wilkes Barre 3 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 3 Month Relationship
$1,000
1.74%
▼ 0.08% below Pennsylvania avg
▼
Rate1.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.08% below avgNationally 2.13%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.74% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 3 Month Relationship
$1,000
1.50%
▼ 0.32% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.32% below avgNationally 2.13%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.50% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 3 Month Relationship
$1,000
1.25%
▼ 0.57% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.57% below avgNationally 2.13%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
3 Month CD
$1,000
1.25%
▼ 0.57% below Pennsylvania avg
▼
Rate1.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.57% below avgNationally 2.13%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 3 Months
$1,000
1.24%
▼ 0.58% below Pennsylvania avg
▼
Rate1.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.58% below avgNationally 2.13%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.24% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
3 Month CD
$1,000
1.20%
▼ 0.62% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.62% below avgNationally 2.13%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
3 Month CD
$1,000
1.15%
▼ 0.67% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.67% below avgNationally 2.13%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
3 Month CD
$1,000
1.10%
▼ 0.72% below Pennsylvania avg
▼
Rate1.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.72% below avgNationally 2.13%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
3 Month CD
$1,000
1.05%
▼ 0.77% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.77% below avgNationally 2.13%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 3 Month Relationship
$1,000
1.00%
▼ 0.82% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.82% below avgNationally 2.13%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.00% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 3 Months
$1,000
1.00%
▼ 0.82% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.82% below avgNationally 2.13%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.00% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
3 Month CD
$1,000
1.00%
▼ 0.82% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.82% below avgNationally 2.13%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.00% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
3 Month CD
$1,000
0.95%
▼ 0.87% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 0.87% below avgNationally 2.13%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 3 Months
$1,000
0.75%
▼ 1.07% below Pennsylvania avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.07% below avgNationally 2.13%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 0.75% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
3 Month CD
$1,000
0.75%
▼ 1.07% below Pennsylvania avg
▼
Rate0.75%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.07% below avgNationally 2.13%
Details
Checking Package: Platinum & Performance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.75% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
3 Month CD
$1,000
0.70%
▼ 1.12% below Pennsylvania avg
▼
Rate0.70%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.12% below avgNationally 2.13%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.70% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
3 Month CD
$1,000
0.65%
▼ 1.17% below Pennsylvania avg
▼
Rate0.65%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.17% below avgNationally 2.13%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.65% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 3 Months
$1,000
0.50%
▼ 1.32% below Pennsylvania avg
▼
Rate0.50%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.32% below avgNationally 2.13%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 0.50% APY · checked 4 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
Certificates - 3 month
$0
0.50%
▼ 1.32% below Pennsylvania avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▼ 1.32% below avgNationally 2.13%
Details
Rate History
No change since Oct 13, 2026 · 0.50% APY · checked 4 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
38 N Franklin St, Wilkes Barre, PA 18701
Regular CD - 3 Months
$0
0.35%
▼ 1.47% below Pennsylvania avg
▼
Rate0.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.47% below avgNationally 2.13%
Details
Regular CDs
Rate History
No change since Oct 26, 2026 · 0.35% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1230 Highway 315 Blvd, Wilkes Barre, PA 18702
3 Month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 1.76% below Pennsylvania avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.76% below avgNationally 2.13%
Details
California counties only; Balance: $0 - $4,999.99; Relationship rate; Early withdrawal penalties may apply
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 5 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1230 Highway 315 Blvd, Wilkes Barre, PA 18702
3 Month Standard Fixed Rate CD
$2,500
0.05%
▼ 1.77% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.77% below avgNationally 2.13%
Details
California counties only; Balance: $0 - $4,999.99; Early withdrawal penalties may apply
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 6 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 3 Months
$1,000
0.03%
▼ 1.79% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.79% below avgNationally 2.13%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 3 Months
$1,000
0.02%
▼ 1.80% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.80% below avgNationally 2.13%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 3 Months
$1,000
0.01%
▼ 1.81% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▼ 1.81% below avgNationally 2.13%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
Atlantic Community Bankers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
CD 3 Month
$0
4.31%
▲ 2.49% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average1.82%▲ 2.49% above avgNationally 2.13%
Details
A minimum balance of $100,000 is required for ACBB CDs; rates subject to change based on market conditions and availability
Rate History
1 change since Oct 22, 2026 · 4.32% → 4.31% ▼ 0.01 pts · high 4.32% / low 4.31%
- Oct 30, 20264.31%▼ from 4.32%
- Oct 22, 20264.32%first recorded
Monet Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
3-Month CD
$25,000
4.10%
▲ 2.28% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 2.28% above avgNationally 2.13%
Details
Estimated earnings: $252; Minimum deposit $25,000 to open online; Not available to residents of Texas or Ohio
Rate History
No change since Oct 31, 2026 · 4.10% APY
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
Certificate of Deposit - 90 Day
$500
4.10%
▲ 2.28% above Pennsylvania avg
▼
Rate4.02%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 2.28% above avgNationally 2.13%
Details
Interest compounded daily; Minimum Deposit $500
Rate History
No change since Oct 26, 2026 · 4.10% APY · checked 3 times
Beal Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
3-Month CD
$25,000
4.10%
▲ 2.28% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 2.28% above avgNationally 2.13%
Details
Rate History
No change since Oct 28, 2026 · 4.10% APY
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
3 Month Business Share Certificate
$500
4.00%
▲ 2.18% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 2.18% above avgNationally 2.13%
Details
Penalty for early withdrawal
Rate History
No change since Sep 12, 2026 · 4.00% APY · checked 7 times
People First Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.56%
Share Certificate - 3 months
$0
4.00%
▲ 2.18% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 2.18% above avgNationally 2.13%
Details
Rate History
No change since Oct 23, 2026 · 4.00% APY · checked 2 times
Lehigh Valley Educators Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.73%
3 Month Share/IRA Certificate
$500
4.00%
▲ 2.18% above Pennsylvania avg
▼
Rate3.93%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▲ 2.18% above avgNationally 2.13%
Details
Rate History
No change since Sep 18, 2026 · 4.00% APY · checked 6 times
Woori America Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.01%
WooriWON Certificate of Deposit (CD) - 3-Months
$1,000
3.96%
▲ 2.14% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 2.14% above avgNationally 2.13%
Details
APYs accurate as of 10/22/2026; simple interest, not compounded; interest credited at maturity; renews automatically at maturity rate; penalty may be imposed for early withdrawal; Online Only
Rate History
1 change since Oct 7, 2026 · 3.70% → 3.96% ▲ 0.26 pts · high 3.96% / low 3.70%
- Oct 26, 20263.96%▲ from 3.70%
- Oct 7, 20263.70%first recorded
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
3 Month Share Certificate
$500
3.90%
▲ 2.08% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 2.08% above avgNationally 2.13%
Details
Regular & IRA (Traditional & Roth); $500 minimum deposit required; penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 15, 2026 · 3.90% APY · checked 3 times
APCI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.44%
Certificate - 3 months
$500
3.90%
▲ 2.08% above Pennsylvania avg
▼
Rate3.84%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 2.08% above avgNationally 2.13%
Details
Regular & IRA (Traditional & Roth); penalty may be imposed for withdrawals before maturity
Rate History
No change since Oct 15, 2026 · 3.90% APY · checked 3 times
Customers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.15%
3-month CD
$0
3.85%
▲ 2.03% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 2.03% above avgNationally 2.13%
Details
No minimum deposit to open; minimum balance to earn stated APY is $500.00; APY accurate as of 9/25/2026; penalty for early withdrawal
Rate History
No change since Oct 22, 2026 · 3.85% APY · checked 3 times
Meridian Bank
Institution Rating:
C3.9 ★Texas Ratio: 27.97%
Certificate of Deposit - 3 Month
$0
3.75%
▲ 1.93% above Pennsylvania avg
▼
Rate3.68%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 1.93% above avgNationally 2.13%
Details
Early withdrawal penalties apply
Rate History
No change since Oct 20, 2026 · 3.75% APY · checked 4 times
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Business Certificate of Deposit - 3 Months
$2,000
3.75%
▲ 1.93% above Pennsylvania avg
▼
RateN/A
Min Deposit$2,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 1.93% above avgNationally 2.13%
Details
Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 6 times
Kish Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
Certificate of Deposit - 3 Months
$0
3.75%
▲ 1.93% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average1.82%▲ 1.93% above avgNationally 2.13%
Details
Rate History
No change since Oct 14, 2026 · 3.75% APY · checked 6 times
SARCO Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.38%
3 Month CD
$5,000
3.75%
▲ 1.93% above Pennsylvania avg
▼
RateN/A
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 1.93% above avgNationally 2.13%
Details
Certificates of Deposit - Effective Wednesday, October 28, 2026
Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 5 times
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
Preferred Certificates - 3 months
$0
3.75%
▲ 1.93% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 1.93% above avgNationally 2.13%
Details
Accounts: Regular, Traditional IRA, Roth IRA, Education Savings; APY fixed to maturity; Minimum balance requirement $100.00
Rate History
No change since Oct 23, 2026 · 3.75% APY · checked 2 times
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificate of Deposit - Jumbo CD
$500
3.71%
▲ 1.89% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▲ 1.89% above avgNationally 2.13%
Details
Jumbo CD (Above $75,000)
Rate History
No change since Oct 26, 2026 · 3.71% APY · checked 2 times
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificate of Deposit - 3 months (90 Days)
$500
3.71%
▲ 1.89% above Pennsylvania avg
▼
Rate3.65%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▲ 1.89% above avgNationally 2.13%
Details
Jumbo CDs (Above $75,000)
Rate History
No change since Oct 26, 2026 · 3.71% APY · checked 2 times
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
3-Month Certificate
$500
3.70%
▲ 1.88% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 1.88% above avgNationally 2.13%
Details
APY up to 3.70%; Regular and IRA Certificates; $500.00 minimum balance required to earn the stated APY
Rate History
No change since Sep 12, 2026 · 3.70% APY · checked 9 times
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
Certificate - 3 Months
$500
3.70%
▲ 1.88% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 1.88% above avgNationally 2.13%
Details
Dividend rate and APY fixed for the term of the account
Rate History
No change since Oct 23, 2026 · 3.70% APY · checked 2 times
CACL Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.70%
IRA Certificate - 3 Months
$500
3.70%
▲ 1.88% above Pennsylvania avg
▼
Rate3.64%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 1.88% above avgNationally 2.13%
Details
Rate History
No change since Oct 12, 2026 · 3.70% APY · checked 4 times
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
3 Month Share Certificate of Deposit - Regular CD
$500
3.67%
▲ 1.85% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▲ 1.85% above avgNationally 2.13%
Details
Regular CD
Rate History
No change since Oct 26, 2026 · 3.67% APY · checked 2 times
Hidden River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
IRA Certificate of Deposit - 3 months (90 Days)
$500
3.67%
▲ 1.85% above Pennsylvania avg
▼
Rate3.60%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average1.82%▲ 1.85% above avgNationally 2.13%
Details
Regular CDs
Rate History
No change since Oct 26, 2026 · 3.67% APY · checked 2 times
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.33%
3 Month Certificate
$0
3.65%
▲ 1.83% above Pennsylvania avg
▼
Rate3.59%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 1.83% above avgNationally 2.13%
Details
APY paid on $1,000 minimum balance
Rate History
No change since Oct 23, 2026 · 3.65% APY · checked 2 times
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
3 Month Nonpreferred Certificate
$0
3.65%
▲ 1.83% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average1.82%▲ 1.83% above avgNationally 2.13%
Details
Nonpreferred Certificates: Regular, Traditional IRA, Roth IRA, Educational; APY fixed to maturity; early withdrawal penalty applies
Rate History
No change since Oct 23, 2026 · 3.65% APY · checked 2 times
Wilkes Barre 6 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
40 E Market St, Wilkes Barre, PA 18711
Share and IRA Certificate - 6-Month Promo (new money only)
$0
4.00%
▲ 1.15% above Pennsylvania avg
▼
Rate3.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 1.15% above avgNationally 2.79%
Details
Balance: $500 - $500; New money only
Rate History
No change since Oct 23, 2026 · 4.00% APY · checked 2 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 6 Month Pick Your Term
$5,000
3.85%
▲ 1.01% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 1.01% above avgNationally 2.79%
Details
Balance Required to Obtain APY: $5,000 or more
Rate History
No change since Oct 14, 2026 · 3.85% APY · checked 4 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
Certificates - 6 month
$0
3.75%
▲ 0.90% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 0.90% above avgNationally 2.79%
Details
Rate History
No change since Oct 13, 2026 · 3.75% APY · checked 4 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
IRA 6 month
$0
3.75%
▲ 0.90% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 0.90% above avgNationally 2.79%
Details
Penalty for early withdrawal
Rate History
No change since Oct 15, 2026 · 3.75% APY · checked 3 times
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
6 Month Certificate
$0
3.50%
▲ 0.65% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 0.65% above avgNationally 2.79%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 9 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
6 Month Share Certificate
$0
3.40%
▲ 0.55% above Pennsylvania avg
▼
Rate3.36%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.85%▲ 0.55% above avgNationally 2.79%
Details
Quoted Monthly; Early withdrawal penalty is 90 days of dividends earned or not; All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older
Rate History
No change since Oct 15, 2026 · 3.40% APY · checked 3 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
Share Certificates - 6-Months
$500
3.40%
▲ 0.55% above Pennsylvania avg
▼
Rate3.36%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.85%▲ 0.55% above avgNationally 2.79%
Details
Quoted Monthly; Early withdrawal penalty is 90 days of dividends earned or not; $100.00 must be maintained in Share/Savings Account for members 18 years of age and older; Effective Date: 10/01/2026
Rate History
No change since Oct 23, 2026 · 3.40% APY · checked 2 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 6 Month Relationship
$1,000
3.30%
▲ 0.45% above Pennsylvania avg
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 0.45% above avgNationally 2.79%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 3.30% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 6 Month Relationship
$1,000
3.10%
▲ 0.25% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 0.25% above avgNationally 2.79%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 3.10% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 6 Month Relationship
$1,000
2.95%
▲ 0.10% above Pennsylvania avg
▼
Rate2.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 0.10% above avgNationally 2.79%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 2.95% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 6 Months
$1,000
2.70%
▼ 0.15% below Pennsylvania avg
▼
Rate2.67%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 0.15% below avgNationally 2.79%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 2.70% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 6 Month Relationship
$1,000
2.50%
▼ 0.35% below Pennsylvania avg
▼
Rate2.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 0.35% below avgNationally 2.79%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 6 Months
$1,000
2.30%
▼ 0.55% below Pennsylvania avg
▼
Rate2.28%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 0.55% below avgNationally 2.79%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 2.30% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 6 Months
$1,000
1.90%
▼ 0.95% below Pennsylvania avg
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 0.95% below avgNationally 2.79%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.90% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 6 Months
$1,000
1.54%
▼ 1.31% below Pennsylvania avg
▼
Rate1.53%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.31% below avgNationally 2.79%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.54% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
6 Month CD
$1,000
1.25%
▼ 1.60% below Pennsylvania avg
▼
Rate1.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.60% below avgNationally 2.79%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
6 Month CD
$1,000
1.20%
▼ 1.65% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.65% below avgNationally 2.79%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
6 Month CD
$1,000
1.15%
▼ 1.70% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.70% below avgNationally 2.79%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
6 Month CD
$1,000
1.10%
▼ 1.75% below Pennsylvania avg
▼
Rate1.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.75% below avgNationally 2.79%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
6 Month CD
$1,000
1.05%
▼ 1.80% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.80% below avgNationally 2.79%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
6 Month CD
$1,000
1.00%
▼ 1.85% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.85% below avgNationally 2.79%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.00% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
6 Month CD
$1,000
0.95%
▼ 1.90% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.90% below avgNationally 2.79%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
6 Month CD
$1,000
0.90%
▼ 1.95% below Pennsylvania avg
▼
Rate0.90%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 1.95% below avgNationally 2.79%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.90% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
6 Month CD
$1,000
0.85%
▼ 2.00% below Pennsylvania avg
▼
Rate0.85%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.00% below avgNationally 2.79%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.85% APY · checked 4 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
38 N Franklin St, Wilkes Barre, PA 18701
Regular CD - 6 Months
$0
0.40%
▼ 2.45% below Pennsylvania avg
▼
Rate0.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.45% below avgNationally 2.79%
Details
Regular CDs
Rate History
No change since Oct 26, 2026 · 0.40% APY · checked 3 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
38 N Franklin St, Wilkes Barre, PA 18701
Flex CD - 6 Months
$0
0.30%
▼ 2.55% below Pennsylvania avg
▼
Rate0.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.55% below avgNationally 2.79%
Details
Flex CDs
Rate History
No change since Oct 26, 2026 · 0.30% APY · checked 3 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1230 Highway 315 Blvd, Wilkes Barre, PA 18702
6 Month Standard Fixed Rate CD - Relationship
$2,500
0.06%
▼ 2.79% below Pennsylvania avg
▼
Rate0.06%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.79% below avgNationally 2.79%
Details
California counties only; Balance: $0 - $4,999.99; Relationship rate; Early withdrawal penalties may apply
Rate History
No change since Sep 27, 2026 · 0.06% APY · checked 5 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1230 Highway 315 Blvd, Wilkes Barre, PA 18702
6 Month Standard Fixed Rate CD
$2,500
0.05%
▼ 2.80% below Pennsylvania avg
▼
Rate0.05%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.80% below avgNationally 2.79%
Details
California counties only; Balance: $0 - $4,999.99; Early withdrawal penalties may apply
Rate History
No change since Sep 27, 2026 · 0.05% APY · checked 5 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 6 Months
$1,000
0.03%
▼ 2.82% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.82% below avgNationally 2.79%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 6 Months
$250
0.03%
▼ 2.82% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.82% below avgNationally 2.79%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 6 Months
$1,000
0.02%
▼ 2.83% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.83% below avgNationally 2.79%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 6 Months
$250
0.02%
▼ 2.83% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.83% below avgNationally 2.79%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 6 Months
$1,000
0.01%
▼ 2.84% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.84% below avgNationally 2.79%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 6 Months
$250
0.01%
▼ 2.84% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▼ 2.84% below avgNationally 2.79%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
Atlantic Community Bankers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
CD 6 Month
$0
4.45%
▲ 1.61% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average2.85%▲ 1.61% above avgNationally 2.79%
Details
A minimum balance of $100,000 is required for ACBB CDs; rates subject to change based on market conditions and availability
Rate History
2 changes since Oct 22, 2026 · 4.46% → 4.45% ▼ 0.01 pts · high 4.46% / low 4.44%
- Oct 30, 20264.45%▲ from 4.44%
- Oct 26, 20264.44%▼ from 4.46%
- Oct 22, 20264.46%first recorded
Monet Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
6-Month CD
$25,000
4.25%
▲ 1.40% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 1.40% above avgNationally 2.79%
Details
Estimated earnings: $526; Minimum deposit $25,000 to open online; Not available to residents of Texas or Ohio
Rate History
No change since Oct 31, 2026 · 4.25% APY
Beal Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
6-Month CD
$25,000
4.25%
▲ 1.40% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.85%▲ 1.40% above avgNationally 2.79%
Details
Rate History
No change since Oct 28, 2026 · 4.25% APY
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
6 Month Share Certificate - Level 6
$100,000
4.25%
▲ 1.40% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average2.85%▲ 1.40% above avgNationally 2.79%
Details
Printed label repeated for Level 6 6 month term; row 1 of 2
Rate History
No change since Oct 14, 2026 · 4.25% APY · checked 4 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
6 Month CD
$0
4.23%
▲ 1.39% above Pennsylvania avg
▼
Rate4.15%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 27, 2026
Pennsylvania Average2.85%▲ 1.39% above avgNationally 2.79%
Details
Rate History
1 change since Oct 22, 2026 · 4.18% → 4.23% ▲ 0.05 pts · high 4.23% / low 4.18%
- Oct 27, 20264.23%▲ from 4.18%
- Oct 22, 20264.18%first recorded
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
6 Month CD Promo
$1,000
4.20%
▲ 1.36% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 1.36% above avgNationally 2.79%
Details
Promotion offer valid beginning September 28, 2026; Available for consumer, business, and IRA/Retirement CDs (Business and IRA/Retirement CDs must be opened in branch); Minimum deposit of $1000; Rates effective as of 9/28/2026
Rate History
No change since Oct 20, 2026 · 4.20% APY · checked 4 times
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
Promotion Certificate of Deposit - 6 Month CD
$1,000
4.20%
▲ 1.36% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 1.36% above avgNationally 2.79%
Details
Promo offer valid beginning September 28, 2026; Rates effective as of 9/28/2026; Penalty for early withdrawal applies; Minimum deposit of $1000
Rate History
No change since Oct 20, 2026 · 4.20% APY · checked 4 times
First Federal S&L of Greene Co
Institution Rating:
A+5.0 ★Texas Ratio: 2.67%
Certificate of Deposit - 6 Month
$0
4.14%
▲ 1.29% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 1.29% above avgNationally 2.79%
Details
Compounding: At maturity; Early Withdrawal Penalty: 3 months interest
Rate History
No change since Oct 20, 2026 · 4.14% APY · checked 4 times
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
6 Month Certificate of Deposit
$500
4.12%
▲ 1.28% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 1.28% above avgNationally 2.79%
Details
Minimum $250 for Youth CD (25 or younger); Penalty required for early withdrawal
Rate History
No change since Oct 26, 2026 · 4.12% APY · checked 2 times
Freedom Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
CD - 6 mos.
$500
4.12%
▲ 1.28% above Pennsylvania avg
▼
Rate4.05%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 1.28% above avgNationally 2.79%
Details
Minimum $250 for Youth CD (25 or younger); Dividend rate and APY fixed for term; penalty for early withdrawal
Rate History
No change since Oct 26, 2026 · 4.12% APY · checked 2 times
American Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.26%
6 Month CD
$500
4.10%
▲ 1.25% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.85%▲ 1.25% above avgNationally 2.79%
Details
APYs accurate as of October 13, 2026; APYs available for American Bank personal and business accounts; $500 minimum deposit to open a CD account
Rate History
1 change since Sep 19, 2026 · 3.80% → 4.10% ▲ 0.30 pts · high 4.10% / low 3.80%
- Oct 14, 20264.10%▲ from 3.80%
- Sep 19, 20263.80%first recorded
Westmoreland Federal S&L
Institution Rating:
A+5.0 ★Texas Ratio: 2.12%
Certificate of Deposit - 6 Months
$10,000
4.10%
▲ 1.25% above Pennsylvania avg
▼
Rate4.06%
Min Deposit$10,000
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.85%▲ 1.25% above avgNationally 2.79%
Details
Special offer; $10,000 New Money
Rate History
No change since Oct 21, 2026 · 4.10% APY · checked 2 times
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
Business Certificate of Deposit - 6 Month
$500
4.10%
▲ 1.25% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.85%▲ 1.25% above avgNationally 2.79%
Details
Minimum deposit for certificates of deposit is $500.00; early withdrawal penalty applies
Rate History
No change since Oct 21, 2026 · 4.10% APY · checked 2 times
Quaint Oak Bank
Institution Rating:
A-5.0 ★Texas Ratio: 14.98%
Certificates of Deposit - 6 Month
$500
4.10%
▲ 1.25% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 26, 2026
Pennsylvania Average2.85%▲ 1.25% above avgNationally 2.79%
Details
Rate History
No change since Oct 21, 2026 · 4.10% APY · checked 2 times
P.C. Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.60%
6 Month Share Certificate - Level 6
$100,000
4.10%
▲ 1.25% above Pennsylvania avg
▼
Rate4.10%
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average2.85%▲ 1.25% above avgNationally 2.79%
Details
Printed label repeated for Level 6 6 month term; row 2 of 2
Rate History
No change since Oct 14, 2026 · 4.10% APY · checked 4 times
North Penn Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
6 Month Share Certificate
$0
4.06%
▲ 1.21% above Pennsylvania avg
▼
Rate4.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.85%▲ 1.21% above avgNationally 2.79%
Details
A penalty will apply for early withdrawal
Rate History
No change since Oct 29, 2026 · 4.06% APY
Wilkes Barre 12 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
Certificates - 12 month
$0
4.00%
▲ 0.95% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.05%▲ 0.95% above avgNationally 3.01%
Details
Rate History
No change since Oct 13, 2026 · 4.00% APY · checked 4 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
IRA 12 month
$0
4.00%
▲ 0.95% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.05%▲ 0.95% above avgNationally 3.01%
Details
Penalty for early withdrawal
Rate History
No change since Oct 15, 2026 · 4.00% APY · checked 3 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 12 Month Pick Your Term
$5,000
3.85%
▲ 0.80% above Pennsylvania avg
▼
Rate3.80%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.80% above avgNationally 3.01%
Details
Balance Required to Obtain APY: $5,000 or more
Rate History
No change since Oct 14, 2026 · 3.85% APY · checked 4 times
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
12 Month Certificate
$0
3.50%
▲ 0.45% above Pennsylvania avg
▼
Rate3.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.05%▲ 0.45% above avgNationally 3.01%
Details
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 9 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
12 Month Relationship IRA/Roth
$1,000
3.30%
▲ 0.25% above Pennsylvania avg
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.25% above avgNationally 3.01%
Details
Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 12 Month Relationship
$1,000
3.30%
▲ 0.25% above Pennsylvania avg
▼
Rate3.26%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.25% above avgNationally 3.01%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 3.30% APY · checked 4 times
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA 18701 2102
12 Month Certificate of Deposit
$0
3.30%
▲ 0.25% above Pennsylvania avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.05%▲ 0.25% above avgNationally 3.01%
Details
Dividends paid at maturity
Rate History
1 change since Oct 4, 2026 · 1.76% → 3.30% ▲ 1.54 pts · high 3.30% / low 1.76%
- Oct 28, 20263.30%▲ from 1.76%
- Oct 4, 20261.76%first recorded
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
Hybrid Advantage Certificate - 12 Month
$0
3.29%
▲ 0.24% above Pennsylvania avg
▼
Rate3.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.05%▲ 0.24% above avgNationally 3.01%
Details
Dividend rate may change quarterly; if balance falls below $5,000 the dividend rate changes to the current Regular Savings dividend rate; penalty for withdrawals exceeding one withdrawal per calendar quarter
Rate History
No change since Oct 13, 2026 · 3.29% APY · checked 4 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
351 Kidder St, Wilkes Barre, PA 18702
1 Year Online CD
$0
3.25%
▲ 0.20% above Pennsylvania avg
▼
Rate3.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.20% above avgNationally 3.01%
Details
Interest rate 3.20%; interest compounded daily and paid monthly
Rate History
No change since Sep 18, 2026 · 3.25% APY · checked 11 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
12 Month Share Certificate
$0
3.25%
▲ 0.20% above Pennsylvania avg
▼
Rate3.21%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.05%▲ 0.20% above avgNationally 3.01%
Details
Quoted Monthly; Early withdrawal penalty is 90 days of dividends earned or not; All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older
Rate History
No change since Oct 15, 2026 · 3.25% APY · checked 3 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
Share Certificates - 12-Months
$500
3.25%
▲ 0.20% above Pennsylvania avg
▼
Rate3.21%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.05%▲ 0.20% above avgNationally 3.01%
Details
Quoted Monthly; Early withdrawal penalty is 90 days of dividends earned or not; $100.00 must be maintained in Share/Savings Account for members 18 years of age and older; Effective Date: 10/01/2026
Rate History
No change since Oct 23, 2026 · 3.25% APY · checked 2 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
12 Month Relationship IRA/Roth
$1,000
3.10%
▲ 0.05% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.05% above avgNationally 3.01%
Details
Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 12 Month Relationship
$1,000
3.10%
▲ 0.05% above Pennsylvania avg
▼
Rate3.06%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 0.05% above avgNationally 3.01%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 3.10% APY · checked 4 times
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
40 E Market St, Wilkes Barre, PA 18711
Share and IRA Certificate - 12-Month
$0
3.00%
▼ 0.05% below Pennsylvania avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.05%▼ 0.05% below avgNationally 3.01%
Details
Balance: $500 - $500
Rate History
No change since Oct 23, 2026 · 3.00% APY · checked 2 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
12 Month Relationship IRA/Roth
$1,000
2.95%
▼ 0.10% below Pennsylvania avg
▼
Rate2.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.10% below avgNationally 3.01%
Details
Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 2.95% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 12 Month Relationship
$1,000
2.95%
▼ 0.10% below Pennsylvania avg
▼
Rate2.92%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.10% below avgNationally 3.01%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 2.95% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
12 Month IRA/Roth
$1,000
2.75%
▼ 0.30% below Pennsylvania avg
▼
Rate2.72%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.30% below avgNationally 3.01%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 12 Months
$1,000
2.75%
▼ 0.30% below Pennsylvania avg
▼
Rate2.72%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.30% below avgNationally 3.01%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
12 Month IRA/Roth
$1,000
2.55%
▼ 0.50% below Pennsylvania avg
▼
Rate2.53%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.50% below avgNationally 3.01%
Details
Balance: $100,000 - $249,999
Rate History
No change since Sep 14, 2026 · 2.55% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 12 Months
$1,000
2.55%
▼ 0.50% below Pennsylvania avg
▼
Rate2.53%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.50% below avgNationally 3.01%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 2.55% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
12 Month Relationship IRA/Roth
$1,000
2.50%
▼ 0.55% below Pennsylvania avg
▼
Rate2.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.55% below avgNationally 3.01%
Details
Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 12 Month Relationship
$1,000
2.50%
▼ 0.55% below Pennsylvania avg
▼
Rate2.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.55% below avgNationally 3.01%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 2.50% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
12 Month IRA/Roth
$1,000
2.40%
▼ 0.65% below Pennsylvania avg
▼
Rate2.38%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.65% below avgNationally 3.01%
Details
Balance: $50,000 - $99,999
Rate History
No change since Sep 14, 2026 · 2.40% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 12 Months
$1,000
2.40%
▼ 0.65% below Pennsylvania avg
▼
Rate2.38%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 0.65% below avgNationally 3.01%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 2.40% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
12 Month IRA/Roth
$1,000
1.60%
▼ 1.45% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.45% below avgNationally 3.01%
Details
Balance: $1,000 - $49,999
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 12 Months
$1,000
1.60%
▼ 1.45% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.45% below avgNationally 3.01%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.60% APY · checked 4 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1230 Highway 315 Blvd, Wilkes Barre, PA 18702
1 Year Standard Fixed Rate CD - Relationship
$2,500
1.51%
▼ 1.54% below Pennsylvania avg
▼
Rate1.50%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.54% below avgNationally 3.01%
Details
California counties only; Balance: $0 - $4,999.99; Relationship rate; Early withdrawal penalties may apply
Rate History
No change since Sep 27, 2026 · 1.51% APY · checked 5 times
Wells Fargo
Institution Rating:
A+5.0 ★Texas Ratio: 5.36%
1230 Highway 315 Blvd, Wilkes Barre, PA 18702
1 Year Standard Fixed Rate CD
$2,500
1.50%
▼ 1.55% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$2,500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.55% below avgNationally 3.01%
Details
California counties only; Balance: $0 - $4,999.99; Early withdrawal penalties may apply
Rate History
No change since Sep 27, 2026 · 1.50% APY · checked 5 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
12 Month CD
$1,000
1.35%
▼ 1.70% below Pennsylvania avg
▼
Rate1.35%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.70% below avgNationally 3.01%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
12 Month CD
$1,000
1.30%
▼ 1.75% below Pennsylvania avg
▼
Rate1.30%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.75% below avgNationally 3.01%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
12 Month CD
$1,000
1.25%
▼ 1.80% below Pennsylvania avg
▼
Rate1.25%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.80% below avgNationally 3.01%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
12 Month CD
$1,000
1.20%
▼ 1.85% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.85% below avgNationally 3.01%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
12 Month CD
$1,000
1.15%
▼ 1.90% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.90% below avgNationally 3.01%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
12 Month CD
$1,000
1.10%
▼ 1.95% below Pennsylvania avg
▼
Rate1.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 1.95% below avgNationally 3.01%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
12 Month CD
$1,000
1.05%
▼ 2.00% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.00% below avgNationally 3.01%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
12 Month CD
$1,000
1.00%
▼ 2.05% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.05% below avgNationally 3.01%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.00% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
12 Month CD
$1,000
0.95%
▼ 2.10% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.10% below avgNationally 3.01%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 4 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
38 N Franklin St, Wilkes Barre, PA 18701
Regular CD - 12 Months
$0
0.50%
▼ 2.55% below Pennsylvania avg
▼
Rate0.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.55% below avgNationally 3.01%
Details
Regular CDs
Rate History
No change since Oct 26, 2026 · 0.50% APY · checked 3 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
38 N Franklin St, Wilkes Barre, PA 18701
Flex CD - 12 Months
$0
0.40%
▼ 2.65% below Pennsylvania avg
▼
Rate0.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 2.65% below avgNationally 3.01%
Details
Flex CDs
Rate History
No change since Oct 26, 2026 · 0.40% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 12 Months
$1,000
0.03%
▼ 3.02% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 3.02% below avgNationally 3.01%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 12 Months
$250
0.03%
▼ 3.02% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 3.02% below avgNationally 3.01%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 12 Months
$1,000
0.02%
▼ 3.03% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 3.03% below avgNationally 3.01%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 12 Months
$250
0.02%
▼ 3.03% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 3.03% below avgNationally 3.01%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 12 Months
$1,000
0.01%
▼ 3.04% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 3.04% below avgNationally 3.01%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 12 Months
$250
0.01%
▼ 3.04% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▼ 3.04% below avgNationally 3.01%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
Atlantic Community Bankers Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
CD 1 Year
$0
4.66%
▲ 1.61% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average3.05%▲ 1.61% above avgNationally 3.01%
Details
A minimum balance of $100,000 is required for ACBB CDs; rates subject to change based on market conditions and availability
Rate History
2 changes since Oct 22, 2026 · 4.67% → 4.66% ▼ 0.01 pts · high 4.67% / low 4.65%
- Oct 30, 20264.66%▲ from 4.65%
- Oct 26, 20264.65%▼ from 4.67%
- Oct 22, 20264.67%first recorded
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
1 Year (12 Month) Adjustable CD
$5,000
4.44%
▲ 1.39% above Pennsylvania avg
▼
Rate4.37%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 1.39% above avgNationally 3.01%
Details
Adjustable rate; Open account in person; see Determination of Rate and Schedule of Service Fees
Rate History
1 change since Sep 19, 2026 · 4.09% → 4.44% ▲ 0.35 pts · high 4.44% / low 4.09%
- Oct 7, 20264.44%▲ from 4.09%
- Sep 19, 20264.09%first recorded
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
1 Year CD
$0
4.39%
▲ 1.34% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 27, 2026
Pennsylvania Average3.05%▲ 1.34% above avgNationally 3.01%
Details
Rate History
No change since Oct 22, 2026 · 4.39% APY · checked 2 times
Navy Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.14%
12 Month Special EasyStart Certificate
$50
4.35%
▲ 1.30% above Pennsylvania avg
▼
Rate4.26%
Min Deposit$50
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 1.30% above avgNationally 3.01%
Details
Rate History
No change since Sep 30, 2026 · 4.35% APY · checked 8 times
Monet Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
12-Month CD
$25,000
4.35%
▲ 1.30% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.05%▲ 1.30% above avgNationally 3.01%
Details
Estimated earnings: $1,088; Minimum deposit $25,000 to open online; Not available to residents of Texas or Ohio
Rate History
No change since Oct 31, 2026 · 4.35% APY
Wilkes Barre 18 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
38 N Franklin St, Wilkes Barre, PA 18701
Regular CD - CD Special 18 Months
$0
4.12%
▲ 1.06% above Pennsylvania avg
▼
Rate4.11%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.06% above avgNationally 2.91%
Details
Regular CDs; CD Special
Rate History
No change since Oct 26, 2026 · 4.12% APY · checked 3 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 18 Month Pick Your Term
$5,000
4.00%
▲ 0.94% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 0.94% above avgNationally 2.91%
Details
Balance Required to Obtain APY: $5,000 or more
Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 4 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
15 S Franklin St, Wilkes Barre, PA 18701
18 Month Select Certificate of Deposit
$1,000
3.85%
▲ 0.79% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 0.79% above avgNationally 2.91%
Details
Featured CD rate; Requires a qualifying M&T Bank checking account; Rates may vary by ZIP code
Rate History
No change since Oct 7, 2026 · 3.85% APY · checked 7 times
M&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.11%
15 S Franklin St, Wilkes Barre, PA 18701
18-Month M&T Select CD
$1,000
3.85%
▲ 0.79% above Pennsylvania avg
▼
Rate3.78%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 0.79% above avgNationally 2.91%
Details
Featured M&T Certificate of Deposit; requires a qualifying M&T Bank checking account to open (M&T Select CD); minimum balance to obtain APY is $1.00 after opening
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 11 times
Corner Post Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.58%
566 S Main St, Wilkes Barre, PA 18701 2102
18 Month Certificate of Deposit
$0
3.82%
▲ 0.76% above Pennsylvania avg
▼
Rate3.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.06%▲ 0.76% above avgNationally 2.91%
Details
Dividends paid at maturity
Rate History
1 change since Sep 16, 2026 · 2.01% → 3.82% ▲ 1.81 pts · high 3.82% / low 2.01%
- Oct 28, 20263.82%▲ from 2.01%
- Sep 16, 20262.01%first recorded
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
18 Month Certificate
$500
3.60%
▲ 0.54% above Pennsylvania avg
▼
Rate3.55%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▲ 0.54% above avgNationally 2.91%
Details
Rate History
No change since Oct 15, 2026 · 3.60% APY · checked 3 times
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
40 E Market St, Wilkes Barre, PA 18711
Share and IRA Certificate - 18-Month
$0
3.00%
▼ 0.06% below Pennsylvania avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▼ 0.06% below avgNationally 2.91%
Details
Balance: $500 - $500
Rate History
No change since Oct 23, 2026 · 3.00% APY · checked 2 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 18 Month Relationship
$1,000
2.00%
▼ 1.06% below Pennsylvania avg
▼
Rate1.99%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.06% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 2.00% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 18 Month Relationship
$1,000
1.90%
▼ 1.16% below Pennsylvania avg
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.16% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.90% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 18 Month Relationship
$1,000
1.75%
▼ 1.31% below Pennsylvania avg
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.31% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.75% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 18 Months
$1,000
1.74%
▼ 1.32% below Pennsylvania avg
▼
Rate1.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.32% below avgNationally 2.91%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.74% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 18 Months
$1,000
1.64%
▼ 1.42% below Pennsylvania avg
▼
Rate1.63%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.42% below avgNationally 2.91%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.64% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 18 Month Relationship
$1,000
1.50%
▼ 1.56% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.56% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.50% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 18 Months
$1,000
1.49%
▼ 1.57% below Pennsylvania avg
▼
Rate1.48%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.57% below avgNationally 2.91%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.49% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
18 Month CD
$1,000
1.35%
▼ 1.71% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.71% below avgNationally 2.91%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
18 Month CD
$1,000
1.30%
▼ 1.76% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.76% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
18 Month CD
$1,000
1.25%
▼ 1.81% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.81% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 18 Months
$1,000
1.24%
▼ 1.82% below Pennsylvania avg
▼
Rate1.23%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.82% below avgNationally 2.91%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.24% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
18 Month CD
$1,000
1.20%
▼ 1.86% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.86% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
18 Month CD
$1,000
1.15%
▼ 1.91% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.91% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
18 Month CD
$1,000
1.10%
▼ 1.96% below Pennsylvania avg
▼
Rate1.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 1.96% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
18 Month CD
$1,000
1.05%
▼ 2.01% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 2.01% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
18 Month CD
$1,000
1.00%
▼ 2.06% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 2.06% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.00% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
18 Month CD
$1,000
0.95%
▼ 2.11% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 2.11% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 4 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
Certificates - 18 month
$0
0.90%
▼ 2.16% below Pennsylvania avg
▼
Rate0.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▼ 2.16% below avgNationally 2.91%
Details
Rate History
No change since Oct 13, 2026 · 0.90% APY · checked 4 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
IRA 18 month
$0
0.90%
▼ 2.16% below Pennsylvania avg
▼
Rate0.90%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▼ 2.16% below avgNationally 2.91%
Details
Penalty for early withdrawal
Rate History
No change since Oct 15, 2026 · 0.90% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 18 Months
$1,000
0.03%
▼ 3.03% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.03% below avgNationally 2.91%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 18 Months
$250
0.03%
▼ 3.03% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.03% below avgNationally 2.91%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 18 Months
$1,000
0.02%
▼ 3.04% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.04% below avgNationally 2.91%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 18 Months
$250
0.02%
▼ 3.04% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.04% below avgNationally 2.91%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 18 Months
$1,000
0.01%
▼ 3.05% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.05% below avgNationally 2.91%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 18 Months
$250
0.01%
▼ 3.05% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▼ 3.05% below avgNationally 2.91%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month SEP IRA Certificate
$0
4.50%
▲ 1.44% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.44% above avgNationally 2.91%
Details
IRA opened BEFORE November 1st, 2002
Rate History
1 change since Sep 19, 2026 · 3.75% → 4.50% ▲ 0.75 pts · high 4.50% / low 3.75%
- Oct 14, 20264.50%▲ from 3.75%
- Sep 19, 20263.75%first recorded
Armstrong County Building and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
18 Month Traditional IRA Certificate
$0
4.50%
▲ 1.44% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.44% above avgNationally 2.91%
Details
IRA opened BEFORE November 1st, 2002
Rate History
1 change since Sep 19, 2026 · 3.75% → 4.50% ▲ 0.75 pts · high 4.50% / low 3.75%
- Oct 14, 20264.50%▲ from 3.75%
- Sep 19, 20263.75%first recorded
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
18 Month CD Promo
$1,000
4.40%
▲ 1.34% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.34% above avgNationally 2.91%
Details
Promotion offer valid beginning September 28, 2026; Available for consumer, business, and IRA/Retirement CDs (Business and IRA/Retirement CDs must be opened in branch); Minimum deposit of $1000; Rates effective as of 9/28/2026
Rate History
No change since Oct 20, 2026 · 4.40% APY · checked 4 times
Unity Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.27%
Promotion Certificate of Deposit - 18 Month CD
$1,000
4.40%
▲ 1.34% above Pennsylvania avg
▼
RateN/A
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.34% above avgNationally 2.91%
Details
Promo offer valid beginning September 28, 2026; Rates effective as of 9/28/2026; Penalty for early withdrawal applies; Minimum deposit of $1000
Rate History
No change since Oct 20, 2026 · 4.40% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 18 Months
$0
4.37%
▲ 1.31% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.31% above avgNationally 2.91%
Details
$100,000.00 and over
Rate History
No change since Oct 20, 2026 · 4.37% APY · checked 4 times
Monet Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
18-Month CD
$25,000
4.35%
▲ 1.29% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.29% above avgNationally 2.91%
Details
Estimated earnings: $1,649; Minimum deposit $25,000 to open online; Not available to residents of Texas or Ohio
Rate History
No change since Oct 31, 2026 · 4.35% APY
Beal Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
18-Month CD
$25,000
4.35%
▲ 1.29% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.06%▲ 1.29% above avgNationally 2.91%
Details
Rate History
No change since Oct 28, 2026 · 4.35% APY
Franklin Mint Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.91%
Certificate - 18 MONTH
$0
4.35%
▲ 1.29% above Pennsylvania avg
▼
Rate4.26%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▲ 1.29% above avgNationally 2.91%
Details
Minimum deposit $500 consumers, $1,000 business/organizational, $250 under 18; penalty may be imposed for early withdrawal
Rate History
No change since Oct 13, 2026 · 4.35% APY · checked 4 times
Sewickley Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
IRA Certificate - 18 Month
$500
4.33%
▲ 1.27% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.27% above avgNationally 2.91%
Details
Rate History
No change since Oct 20, 2026 · 4.33% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 18 Months
$0
4.32%
▲ 1.26% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.26% above avgNationally 2.91%
Details
Rate History
No change since Oct 20, 2026 · 4.32% APY · checked 4 times
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificate - 18-Month
$500
4.30%
▲ 1.24% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.06%▲ 1.24% above avgNationally 2.91%
Details
Rate History
2 changes since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
- Oct 15, 20264.30%▲ from 4.05%
- Sep 20, 20264.05%▲ from 3.90%
- Sep 12, 20263.90%first recorded
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
Regular Certificate - 18-Month
$500
4.30%
▲ 1.24% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average3.06%▲ 1.24% above avgNationally 2.91%
Details
Rate History
No change since Oct 23, 2026 · 4.30% APY · checked 2 times
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Jumbo HSA Certificate - 18 Months - Special Relationship
$50,000
4.30%
▲ 1.24% above Pennsylvania avg
▼
Rate4.24%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▲ 1.24% above avgNationally 2.91%
Details
Balance: $50,000 and Over; Special Relationship; Minimum Opening Balance = $50,000; Early withdrawal penalty applies
Rate History
1 change since Sep 14, 2026 · 3.20% → 4.30% ▲ 1.10 pts · high 4.30% / low 3.20%
- Oct 26, 20264.30%▲ from 3.20%
- Sep 14, 20263.20%first recorded
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Jumbo IRA Certificate - 18 Months - Special Relationship
$0
4.30%
▲ 1.24% above Pennsylvania avg
▼
Rate4.24%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▲ 1.24% above avgNationally 2.91%
Details
Special Relationship; Traditional, Roth, and Coverdell; Balance: $50,000 and over; Rates current as of 10/21/2026
Rate History
No change since Oct 26, 2026 · 4.30% APY · checked 2 times
MC Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.84%
Jumbo Share Certificates - 18 Months - Special Relationship
$50,000
4.30%
▲ 1.24% above Pennsylvania avg
▼
Rate4.24%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average3.06%▲ 1.24% above avgNationally 2.91%
Details
Balance: $50,000 and Over; Special Relationship; Minimum Opening Balance = $50,000
Rate History
No change since Oct 26, 2026 · 4.30% APY · checked 2 times
Alero Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
18-Month Promotional Share Certificate
$500
4.27%
▲ 1.21% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average3.06%▲ 1.21% above avgNationally 2.91%
Details
Must be funded with New Money from another financial institution; Requires an eligible Fusion Plus Checking Account established when the certificate is opened; Dividends compound daily; Rate is fixed for the 18-month term
Rate History
No change since Oct 22, 2026 · 4.27% APY · checked 3 times
Alero Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.69%
18-Month Share Certificate
$0
4.27%
▲ 1.21% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average3.06%▲ 1.21% above avgNationally 2.91%
Details
Promo Rate; Includes Individual Retirement Account (IRA) Share Certificates and Coverdell Education Savings Account (ESA) Share Certificates; Penalties will apply for early withdrawal of funds
Rate History
No change since Oct 22, 2026 · 4.27% APY · checked 3 times
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
18 Month TD Choice CD
$250
4.25%
▲ 1.19% above Pennsylvania avg
▼
Rate4.17%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average3.06%▲ 1.19% above avgNationally 2.91%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.25% APY · checked 4 times
Wilkes Barre 24 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 24 Month Pick Your Term
$5,000
4.00%
▲ 1.11% above Pennsylvania avg
▼
Rate3.94%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 1.11% above avgNationally 2.91%
Details
Balance Required to Obtain APY: $5,000 or more
Rate History
No change since Oct 14, 2026 · 4.00% APY · checked 4 times
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.57%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
24 Month Certificate
$0
3.75%
▲ 0.86% above Pennsylvania avg
▼
Rate3.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.89%▲ 0.86% above avgNationally 2.91%
Details
Rate History
No change since Sep 14, 2026 · 3.75% APY · checked 9 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
351 Kidder St, Wilkes Barre, PA 18702
2 Year Online CD
$0
3.00%
▲ 0.11% above Pennsylvania avg
▼
Rate2.96%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 0.11% above avgNationally 2.91%
Details
Interest rate 2.96%; interest compounded daily and paid monthly
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 11 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
24 Month Share Certificate
$0
2.95%
▲ 0.06% above Pennsylvania avg
▼
Rate2.92%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.89%▲ 0.06% above avgNationally 2.91%
Details
Quoted Monthly; Early withdrawal penalty is 180 days of dividends earned or not; All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older
Rate History
No change since Oct 15, 2026 · 2.95% APY · checked 3 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
Share Certificates - 24-Months
$500
2.95%
▲ 0.06% above Pennsylvania avg
▼
Rate2.92%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.89%▲ 0.06% above avgNationally 2.91%
Details
Quoted Monthly; Early withdrawal penalty is 180 days of dividends earned or not; $100.00 must be maintained in Share/Savings Account for members 18 years of age and older; Effective Date: 10/01/2026
Rate History
No change since Oct 23, 2026 · 2.95% APY · checked 2 times
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
40 E Market St, Wilkes Barre, PA 18711
Share and IRA Certificate - 24-Month
$0
2.50%
▼ 0.39% below Pennsylvania avg
▼
Rate2.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.89%▼ 0.39% below avgNationally 2.91%
Details
Balance: $500 - $500
Rate History
No change since Oct 23, 2026 · 2.50% APY · checked 2 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
24 Month Relationship IRA/Roth
$1,000
1.90%
▼ 0.99% below Pennsylvania avg
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 0.99% below avgNationally 2.91%
Details
Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 24 Month Relationship
$1,000
1.90%
▼ 0.99% below Pennsylvania avg
▼
Rate1.89%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 0.99% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.90% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
24 Month Relationship IRA/Roth
$1,000
1.80%
▼ 1.09% below Pennsylvania avg
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.09% below avgNationally 2.91%
Details
Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 24 Month Relationship
$1,000
1.80%
▼ 1.09% below Pennsylvania avg
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.09% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.80% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
24 Month IRA/Roth
$1,000
1.65%
▼ 1.24% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.24% below avgNationally 2.91%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Sep 14, 2026 · 1.65% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
24 Month Relationship IRA/Roth
$1,000
1.65%
▼ 1.24% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.24% below avgNationally 2.91%
Details
Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.65% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 24 Month Relationship
$1,000
1.65%
▼ 1.24% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.24% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.65% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 24 Months
$1,000
1.65%
▼ 1.24% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.24% below avgNationally 2.91%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.65% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
24 Month IRA/Roth
$1,000
1.55%
▼ 1.34% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.34% below avgNationally 2.91%
Details
Balance: $100,000 - $249,999
Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 24 Months
$1,000
1.55%
▼ 1.34% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.34% below avgNationally 2.91%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.55% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
24 Month IRA/Roth
$1,000
1.40%
▼ 1.49% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.49% below avgNationally 2.91%
Details
Balance: $50,000 - $99,999
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
24 Month Relationship IRA/Roth
$1,000
1.40%
▼ 1.49% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.49% below avgNationally 2.91%
Details
Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 24 Month Relationship
$1,000
1.40%
▼ 1.49% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.49% below avgNationally 2.91%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.40% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 24 Months
$1,000
1.40%
▼ 1.49% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.49% below avgNationally 2.91%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.40% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
24 Month CD
$1,000
1.35%
▼ 1.54% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.54% below avgNationally 2.91%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
24 Month CD
$1,000
1.30%
▼ 1.59% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.59% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
24 Month CD
$1,000
1.25%
▼ 1.64% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.64% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
24 Month CD
$1,000
1.20%
▼ 1.69% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.69% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
24 Month IRA/Roth
$1,000
1.15%
▼ 1.74% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.74% below avgNationally 2.91%
Details
Balance: $1,000 - $49,999
Rate History
No change since Sep 14, 2026 · 1.15% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 24 Months
$1,000
1.15%
▼ 1.74% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.74% below avgNationally 2.91%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
24 Month CD
$1,000
1.15%
▼ 1.74% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.74% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
24 Month CD
$1,000
1.10%
▼ 1.79% below Pennsylvania avg
▼
Rate1.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.79% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
24 Month CD
$1,000
1.05%
▼ 1.84% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.84% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
24 Month CD
$1,000
1.00%
▼ 1.89% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.89% below avgNationally 2.91%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.00% APY · checked 4 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
Certificates - 24 month
$0
1.00%
▼ 1.89% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.89%▼ 1.89% below avgNationally 2.91%
Details
Rate History
No change since Oct 13, 2026 · 1.00% APY · checked 4 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
IRA 24 month
$0
1.00%
▼ 1.89% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.89%▼ 1.89% below avgNationally 2.91%
Details
Penalty for early withdrawal
Rate History
No change since Oct 15, 2026 · 1.00% APY · checked 3 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
24 Month CD
$1,000
0.95%
▼ 1.94% below Pennsylvania avg
▼
Rate0.95%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 1.94% below avgNationally 2.91%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 0.95% APY · checked 4 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
38 N Franklin St, Wilkes Barre, PA 18701
Regular CD - 24 Months
$0
0.60%
▼ 2.29% below Pennsylvania avg
▼
Rate0.60%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.29% below avgNationally 2.91%
Details
Regular CDs
Rate History
No change since Oct 26, 2026 · 0.60% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 24 Months
$1,000
0.03%
▼ 2.86% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.86% below avgNationally 2.91%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 24 Months
$250
0.03%
▼ 2.86% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.86% below avgNationally 2.91%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 24 Months
$1,000
0.02%
▼ 2.87% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.87% below avgNationally 2.91%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 24 Months
$250
0.02%
▼ 2.87% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.87% below avgNationally 2.91%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 24 Months
$1,000
0.01%
▼ 2.88% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.88% below avgNationally 2.91%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 24 Months
$250
0.01%
▼ 2.88% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▼ 2.88% below avgNationally 2.91%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
2 Year (24 Month) Adjustable CD
$5,000
4.73%
▲ 1.84% above Pennsylvania avg
▼
Rate4.65%
Min Deposit$5,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 1.84% above avgNationally 2.91%
Details
Adjustable rate; Open account in person; see Determination of Rate and Schedule of Service Fees
Rate History
1 change since Sep 19, 2026 · 4.29% → 4.73% ▲ 0.44 pts · high 4.73% / low 4.29%
- Oct 7, 20264.73%▲ from 4.29%
- Sep 19, 20264.29%first recorded
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
2 Year CD
$0
4.44%
▲ 1.55% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 27, 2026
Pennsylvania Average2.89%▲ 1.55% above avgNationally 2.91%
Details
Rate History
No change since Oct 22, 2026 · 4.44% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 24 Months
$0
4.42%
▲ 1.53% above Pennsylvania avg
▼
Rate4.35%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 1.53% above avgNationally 2.91%
Details
$100,000.00 and over
Rate History
No change since Oct 20, 2026 · 4.42% APY · checked 4 times
Monet Bank
Institution Rating:
A5.0 ★Texas Ratio: 12.04%
24-Month CD
$25,000
4.40%
▲ 1.51% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 1.51% above avgNationally 2.91%
Details
Estimated earnings: $2,248; Minimum deposit $25,000 to open online; Not available to residents of Texas or Ohio
Rate History
No change since Oct 31, 2026 · 4.40% APY
Beal Bank USA
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
24-Month CD
$25,000
4.40%
▲ 1.51% above Pennsylvania avg
▼
RateN/A
Min Deposit$25,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.89%▲ 1.51% above avgNationally 2.91%
Details
Rate History
No change since Oct 28, 2026 · 4.40% APY
Inspire Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.26%
Share Certificates - 24 Month Certificate
$500
4.40%
▲ 1.51% above Pennsylvania avg
▼
RateN/A
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.89%▲ 1.51% above avgNationally 2.91%
Details
Rate History
No change since Oct 22, 2026 · 4.40% APY · checked 3 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 24 Months
$0
4.37%
▲ 1.48% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 1.48% above avgNationally 2.91%
Details
Rate History
No change since Oct 20, 2026 · 4.37% APY · checked 4 times
MERCK SHARP and DOHME Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.82%
Jumbo Certificates - 24-Month
$0
4.35%
▲ 1.46% above Pennsylvania avg
▼
Rate4.27%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average2.89%▲ 1.46% above avgNationally 2.91%
Details
Dividend Rate and APY as printed; rates effective as of 10/21/2026
Rate History
2 changes since Sep 14, 2026 · 3.90% → 4.35% ▲ 0.45 pts · high 4.35% / low 3.90%
- Oct 26, 20264.35%▲ from 4.15%
- Sep 18, 20264.15%▲ from 3.90%
- Sep 14, 20263.90%first recorded
TD Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.71%
24 Month TD Choice CD
$250
4.30%
▲ 1.41% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.89%▲ 1.41% above avgNationally 2.91%
Details
Promotional Rates; Balance: $0.01-$9,999.99
Rate History
No change since Oct 20, 2026 · 4.30% APY · checked 4 times
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.81%
IRA Certificate - 24-Month
$500
4.30%
▲ 1.41% above Pennsylvania avg
▼
Rate4.22%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.89%▲ 1.41% above avgNationally 2.91%
Details
Rate History
2 changes since Sep 12, 2026 · 3.90% → 4.30% ▲ 0.40 pts · high 4.30% / low 3.90%
- Oct 15, 20264.30%▲ from 4.05%
- Sep 20, 20264.05%▲ from 3.90%
- Sep 12, 20263.90%first recorded
Wilkes Barre 36 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
Certificates - 36 month
$0
3.00%
▲ 0.24% above Pennsylvania avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▲ 0.24% above avgNationally 2.82%
Details
Rate History
No change since Oct 13, 2026 · 3.00% APY · checked 4 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
IRA 36 month
$0
3.00%
▲ 0.24% above Pennsylvania avg
▼
Rate2.97%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▲ 0.24% above avgNationally 2.82%
Details
Penalty for early withdrawal
Rate History
No change since Oct 15, 2026 · 3.00% APY · checked 3 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
36 Month Share Certificate
$0
2.80%
▲ 0.04% above Pennsylvania avg
▼
Rate2.77%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.76%▲ 0.04% above avgNationally 2.82%
Details
Quoted Monthly; Early withdrawal penalty is 180 days of dividends earned or not; All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older
Rate History
No change since Oct 15, 2026 · 2.80% APY · checked 3 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
Share Certificates - 36-Months
$500
2.80%
▲ 0.04% above Pennsylvania avg
▼
Rate2.77%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.76%▲ 0.04% above avgNationally 2.82%
Details
Quoted Monthly; Early withdrawal penalty is 180 days of dividends earned or not; $100.00 must be maintained in Share/Savings Account for members 18 years of age and older; Effective Date: 10/01/2026
Rate History
No change since Oct 23, 2026 · 2.80% APY · checked 2 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
351 Kidder St, Wilkes Barre, PA 18702
3 Year Online CD
$0
2.75%
▼ 0.01% below Pennsylvania avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 0.01% below avgNationally 2.82%
Details
Interest rate 2.71%; interest compounded daily and paid monthly
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 11 times
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
40 E Market St, Wilkes Barre, PA 18711
Share and IRA Certificate - 36-Month
$0
2.25%
▼ 0.51% below Pennsylvania avg
▼
Rate2.23%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▼ 0.51% below avgNationally 2.82%
Details
Balance: $500 - $500
Rate History
No change since Oct 23, 2026 · 2.25% APY · checked 2 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 36 Month Relationship
$1,000
1.85%
▼ 0.91% below Pennsylvania avg
▼
Rate1.84%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 0.91% below avgNationally 2.82%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.85% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 36 Month Relationship
$1,000
1.70%
▼ 1.06% below Pennsylvania avg
▼
Rate1.69%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.06% below avgNationally 2.82%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.70% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 36 Month Relationship
$1,000
1.60%
▼ 1.16% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.16% below avgNationally 2.82%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.60% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 36 Months
$1,000
1.60%
▼ 1.16% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.16% below avgNationally 2.82%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.60% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 36 Months
$1,000
1.45%
▼ 1.31% below Pennsylvania avg
▼
Rate1.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.31% below avgNationally 2.82%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.45% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
36 Month CD
$1,000
1.45%
▼ 1.31% below Pennsylvania avg
▼
Rate1.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.31% below avgNationally 2.82%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.45% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
36 Month CD
$1,000
1.40%
▼ 1.36% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.36% below avgNationally 2.82%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.40% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 36 Month Relationship
$1,000
1.35%
▼ 1.41% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.41% below avgNationally 2.82%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.35% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 36 Months
$1,000
1.35%
▼ 1.41% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.41% below avgNationally 2.82%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
36 Month CD
$1,000
1.35%
▼ 1.41% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.41% below avgNationally 2.82%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
36 Month CD
$1,000
1.30%
▼ 1.46% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.46% below avgNationally 2.82%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
36 Month CD
$1,000
1.25%
▼ 1.51% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.51% below avgNationally 2.82%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
36 Month CD
$1,000
1.20%
▼ 1.56% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.56% below avgNationally 2.82%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
36 Month CD
$1,000
1.15%
▼ 1.61% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.61% below avgNationally 2.82%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 36 Months
$1,000
1.10%
▼ 1.66% below Pennsylvania avg
▼
Rate1.10%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.66% below avgNationally 2.82%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
36 Month CD
$1,000
1.10%
▼ 1.66% below Pennsylvania avg
▼
Rate1.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.66% below avgNationally 2.82%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
36 Month CD
$1,000
1.05%
▼ 1.71% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 1.71% below avgNationally 2.82%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.05% APY · checked 4 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
38 N Franklin St, Wilkes Barre, PA 18701
Regular CD - 36 Months
$0
0.70%
▼ 2.06% below Pennsylvania avg
▼
Rate0.70%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.06% below avgNationally 2.82%
Details
Regular CDs
Rate History
No change since Oct 26, 2026 · 0.70% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 36 Months
$1,000
0.03%
▼ 2.73% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.73% below avgNationally 2.82%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 36 Months
$250
0.03%
▼ 2.73% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.73% below avgNationally 2.82%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 36 Months
$1,000
0.02%
▼ 2.74% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.74% below avgNationally 2.82%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 36 Months
$250
0.02%
▼ 2.74% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.74% below avgNationally 2.82%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 36 Months
$1,000
0.01%
▼ 2.75% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.75% below avgNationally 2.82%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 36 Months
$250
0.01%
▼ 2.75% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▼ 2.75% below avgNationally 2.82%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 Year Adjustable CD
$1,000
4.81%
▲ 2.05% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 2.05% above avgNationally 2.82%
Details
Adjustable rate; Not available for purchase effective June 7, 2022; see Schedule of Service Fees
Rate History
1 change since Sep 27, 2026 · 4.29% → 4.81% ▲ 0.52 pts · high 4.81% / low 4.29%
- Oct 4, 20264.81%▲ from 4.29%
- Sep 27, 20264.29%first recorded
First Northern Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 5.78%
3 Year Adjustable IRA
$1,000
4.81%
▲ 2.05% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 2.05% above avgNationally 2.82%
Details
Adjustable rate; Not available for purchase effective June 7, 2022; see Schedule of Service Fees
Rate History
1 change since Sep 27, 2026 · 4.29% → 4.81% ▲ 0.52 pts · high 4.81% / low 4.29%
- Oct 4, 20264.81%▲ from 4.29%
- Sep 27, 20264.29%first recorded
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 36 Months
$0
4.52%
▲ 1.76% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.76% above avgNationally 2.82%
Details
$100,000.00 and over
Rate History
No change since Oct 20, 2026 · 4.52% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 36 Months
$0
4.52%
▲ 1.76% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.76% above avgNationally 2.82%
Details
$100,000.00 and over
Rate History
1 change since Sep 8, 2026 · 4.11% → 4.52% ▲ 0.41 pts · high 4.52% / low 4.11%
- Oct 20, 20264.52%▲ from 4.11%
- Sep 8, 20264.11%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.50%
▲ 1.74% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▲ 1.74% above avgNationally 2.82%
Details
Balance: $250,000.01+; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 6 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
3 Year CD
$0
4.49%
▲ 1.73% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 27, 2026
Pennsylvania Average2.76%▲ 1.73% above avgNationally 2.82%
Details
Rate History
No change since Oct 22, 2026 · 4.49% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 36 Months
$0
4.47%
▲ 1.71% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.71% above avgNationally 2.82%
Details
Rate History
No change since Oct 20, 2026 · 4.47% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 36 Months
$0
4.47%
▲ 1.71% above Pennsylvania avg
▼
Rate4.40%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.71% above avgNationally 2.82%
Details
Rate History
1 change since Sep 8, 2026 · 4.06% → 4.47% ▲ 0.41 pts · high 4.47% / low 4.06%
- Oct 20, 20264.47%▲ from 4.06%
- Sep 8, 20264.06%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.45%
▲ 1.69% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▲ 1.69% above avgNationally 2.82%
Details
Balance: $100,000-$250,000; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.45% APY · checked 6 times
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.40%
▲ 1.64% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▲ 1.64% above avgNationally 2.82%
Details
Balance: $10,000-$24,999; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 6 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 36 Months
$0
4.32%
▲ 1.56% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.56% above avgNationally 2.82%
Details
Rate History
No change since Oct 20, 2026 · 4.32% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 36 Months
$0
4.32%
▲ 1.56% above Pennsylvania avg
▼
Rate4.25%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.76%▲ 1.56% above avgNationally 2.82%
Details
Rate History
1 change since Sep 8, 2026 · 3.91% → 4.32% ▲ 0.41 pts · high 4.32% / low 3.91%
- Oct 20, 20264.32%▲ from 3.91%
- Sep 8, 20263.91%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
36 Month Share Certificate
$0
4.30%
▲ 1.54% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▲ 1.54% above avgNationally 2.82%
Details
Balance: $1,000-$9,999; Dividend Earnings based on minimum tier balance; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.30% APY · checked 6 times
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
36 Month Traditional IRA Share Certificate
$0
4.28%
▲ 1.52% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.76%▲ 1.52% above avgNationally 2.82%
Details
Minimum balance for all Certificates is $500.
Rate History
No change since Oct 13, 2026 · 4.28% APY · checked 3 times
Hatboro Federal Savings
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
3 Year CD
$1,000
4.25%
▲ 1.49% above Pennsylvania avg
▼
Rate4.18%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 27, 2026
Pennsylvania Average2.76%▲ 1.49% above avgNationally 2.82%
Details
Interest Compounded: Quarterly
Rate History
1 change since Sep 20, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
- Oct 14, 20264.25%▲ from 4.00%
- Sep 20, 20264.00%first recorded
I B E W Local 56 Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.76%
36 Month Certificate
$0
4.23%
▲ 1.47% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average2.76%▲ 1.47% above avgNationally 2.82%
Details
Featured rate, $50,000 minimum
Rate History
2 changes since Sep 27, 2026 · 3.76% → 4.23% ▲ 0.47 pts · high 4.23% / low 3.76%
- Oct 30, 20264.23%▲ from 3.86%
- Oct 10, 20263.86%▲ from 3.76%
- Sep 27, 20263.76%first recorded
I B E W Local 56 Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.76%
Share Certificate - 36 Month
$50,000
4.23%
▲ 1.47% above Pennsylvania avg
▼
Rate4.16%
Min Deposit$50,000
Min BalanceN/A
Verified and UpdatedOct 30, 2026
Pennsylvania Average2.76%▲ 1.47% above avgNationally 2.82%
Details
Pay monthly into Regular Share Account; $50,000 minimum deposit
Rate History
No change since Oct 30, 2026 · 4.23% APY
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
36 Month Term Share Certificate
$1,000
4.21%
▲ 1.45% above Pennsylvania avg
▼
Rate4.13%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.76%▲ 1.45% above avgNationally 2.82%
Details
Rate History
1 change since Oct 22, 2026 · 3.74% → 4.21% ▲ 0.47 pts · high 4.21% / low 3.74%
- Oct 28, 20264.21%▲ from 3.74%
- Oct 22, 20263.74%first recorded
Erie Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.62%
36 Month Traditional IRA Share Certificate
$1,000
4.21%
▲ 1.45% above Pennsylvania avg
▼
Rate4.13%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.76%▲ 1.45% above avgNationally 2.82%
Details
Rate History
1 change since Oct 22, 2026 · 3.74% → 4.21% ▲ 0.47 pts · high 4.21% / low 3.74%
- Oct 28, 20264.21%▲ from 3.74%
- Oct 22, 20263.74%first recorded
Century Heritage Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.22%
36 Month Jumbo IRA Certificate
$100,000
4.20%
▲ 1.44% above Pennsylvania avg
▼
RateN/A
Min Deposit$100,000
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.76%▲ 1.44% above avgNationally 2.82%
Details
Penalty for early withdrawal may apply; Rates in effect 10/19/2026
Rate History
1 change since Oct 8, 2026 · 3.70% → 4.20% ▲ 0.50 pts · high 4.20% / low 3.70%
- Oct 23, 20264.20%▲ from 3.70%
- Oct 8, 20263.70%first recorded
Wilkes Barre 48 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
351 Kidder St, Wilkes Barre, PA 18702
4 Year Online CD
$0
2.75%
▲ 0.11% above Pennsylvania avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▲ 0.11% above avgNationally 2.81%
Details
Interest rate 2.71%; interest compounded daily and paid monthly
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 11 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
48 Month Share Certificate
$0
2.75%
▲ 0.11% above Pennsylvania avg
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.64%▲ 0.11% above avgNationally 2.81%
Details
Quoted Monthly; Early withdrawal penalty is 180 days of dividends earned or not; All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older
Rate History
No change since Oct 15, 2026 · 2.75% APY · checked 3 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
Share Certificates - 48-Months
$500
2.75%
▲ 0.11% above Pennsylvania avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.64%▲ 0.11% above avgNationally 2.81%
Details
Quoted Monthly; Early withdrawal penalty is 180 days of dividends earned or not; $100.00 must be maintained in Share/Savings Account for members 18 years of age and older; Effective Date: 10/01/2026
Rate History
No change since Oct 23, 2026 · 2.75% APY · checked 2 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
Certificates - 48 month
$0
2.65%
▲ 0.01% above Pennsylvania avg
▼
Rate2.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 0.01% above avgNationally 2.81%
Details
Rate History
No change since Oct 13, 2026 · 2.65% APY · checked 4 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
IRA 48 month
$0
2.65%
▲ 0.01% above Pennsylvania avg
▼
Rate2.62%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 0.01% above avgNationally 2.81%
Details
Penalty for early withdrawal
Rate History
No change since Oct 15, 2026 · 2.65% APY · checked 3 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
48 Month Relationship IRA/Roth
$1,000
1.80%
▼ 0.84% below Pennsylvania avg
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 0.84% below avgNationally 2.81%
Details
Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 48 Month Relationship
$1,000
1.80%
▼ 0.84% below Pennsylvania avg
▼
Rate1.79%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 0.84% below avgNationally 2.81%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.80% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
48 Month Relationship IRA/Roth
$1,000
1.65%
▼ 0.99% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 0.99% below avgNationally 2.81%
Details
Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.65% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 48 Month Relationship
$1,000
1.65%
▼ 0.99% below Pennsylvania avg
▼
Rate1.64%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 0.99% below avgNationally 2.81%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.65% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
48 Month IRA/Roth
$1,000
1.55%
▼ 1.09% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.81%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
48 Month Relationship IRA/Roth
$1,000
1.55%
▼ 1.09% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.81%
Details
Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 48 Month Relationship
$1,000
1.55%
▼ 1.09% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.81%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.55% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 48 Months
$1,000
1.55%
▼ 1.09% below Pennsylvania avg
▼
Rate1.54%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.09% below avgNationally 2.81%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.55% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
48 Month CD
$1,000
1.50%
▼ 1.14% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.14% below avgNationally 2.81%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.50% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
48 Month CD
$1,000
1.45%
▼ 1.19% below Pennsylvania avg
▼
Rate1.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.19% below avgNationally 2.81%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.45% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
48 Month IRA/Roth
$1,000
1.40%
▼ 1.24% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.24% below avgNationally 2.81%
Details
Balance: $100,000 - $249,999
Rate History
No change since Sep 14, 2026 · 1.40% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 48 Months
$1,000
1.40%
▼ 1.24% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.24% below avgNationally 2.81%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.40% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
48 Month CD
$1,000
1.40%
▼ 1.24% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.24% below avgNationally 2.81%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.40% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
48 Month CD
$1,000
1.35%
▼ 1.29% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.29% below avgNationally 2.81%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
48 Month IRA/Roth
$1,000
1.30%
▼ 1.34% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.81%
Details
Balance: $50,000 - $99,999
Rate History
No change since Sep 14, 2026 · 1.30% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
48 Month Relationship IRA/Roth
$1,000
1.30%
▼ 1.34% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.81%
Details
Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.30% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 48 Month Relationship
$1,000
1.30%
▼ 1.34% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.81%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.30% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 48 Months
$1,000
1.30%
▼ 1.34% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.81%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
48 Month CD
$1,000
1.30%
▼ 1.34% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.34% below avgNationally 2.81%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
48 Month CD
$1,000
1.25%
▼ 1.39% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.39% below avgNationally 2.81%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
48 Month CD
$1,000
1.20%
▼ 1.44% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.44% below avgNationally 2.81%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
48 Month CD
$1,000
1.15%
▼ 1.49% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.49% below avgNationally 2.81%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
48 Month CD
$1,000
1.10%
▼ 1.54% below Pennsylvania avg
▼
Rate1.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.54% below avgNationally 2.81%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
48 Month IRA/Roth
$1,000
1.05%
▼ 1.59% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.59% below avgNationally 2.81%
Details
Balance: $1,000 - $49,999
Rate History
No change since Sep 14, 2026 · 1.05% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 48 Months
$1,000
1.05%
▼ 1.59% below Pennsylvania avg
▼
Rate1.05%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.59% below avgNationally 2.81%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.05% APY · checked 4 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
38 N Franklin St, Wilkes Barre, PA 18701
Regular CD - 48 Months
$0
0.75%
▼ 1.89% below Pennsylvania avg
▼
Rate0.75%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 1.89% below avgNationally 2.81%
Details
Regular CDs
Rate History
No change since Oct 26, 2026 · 0.75% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 48 Months
$1,000
0.03%
▼ 2.61% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.61% below avgNationally 2.81%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 48 Months
$250
0.03%
▼ 2.61% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.61% below avgNationally 2.81%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 48 Months
$1,000
0.02%
▼ 2.62% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.62% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 48 Months
$250
0.02%
▼ 2.62% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.62% below avgNationally 2.81%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 48 Months
$1,000
0.01%
▼ 2.63% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.63% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 48 Months
$250
0.01%
▼ 2.63% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▼ 2.63% below avgNationally 2.81%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.60%
▲ 1.96% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 1.96% above avgNationally 2.81%
Details
Balance: $250,000.01+; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.60% APY · checked 6 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 48 Months
$0
4.58%
▲ 1.94% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▲ 1.94% above avgNationally 2.81%
Details
$100,000.00 and over
Rate History
No change since Oct 20, 2026 · 4.58% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 48 Months
$0
4.58%
▲ 1.94% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▲ 1.94% above avgNationally 2.81%
Details
$100,000.00 and over
Rate History
1 change since Sep 8, 2026 · 4.22% → 4.58% ▲ 0.36 pts · high 4.58% / low 4.22%
- Oct 20, 20264.58%▲ from 4.22%
- Sep 8, 20264.22%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.55%
▲ 1.91% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 1.91% above avgNationally 2.81%
Details
Balance: $100,000-$250,000; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.55% APY · checked 6 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
4 Year CD
$0
4.54%
▲ 1.90% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 27, 2026
Pennsylvania Average2.64%▲ 1.90% above avgNationally 2.81%
Details
Rate History
No change since Oct 22, 2026 · 4.54% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 48 Months
$0
4.52%
▲ 1.88% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▲ 1.88% above avgNationally 2.81%
Details
Rate History
No change since Oct 20, 2026 · 4.52% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 48 Months
$0
4.52%
▲ 1.88% above Pennsylvania avg
▼
Rate4.45%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▲ 1.88% above avgNationally 2.81%
Details
Rate History
1 change since Sep 8, 2026 · 4.16% → 4.52% ▲ 0.36 pts · high 4.52% / low 4.16%
- Oct 20, 20264.52%▲ from 4.16%
- Sep 8, 20264.16%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.50%
▲ 1.86% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 1.86% above avgNationally 2.81%
Details
Balance: $10,000-$24,999; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.50% APY · checked 6 times
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
48 Month Share Certificate
$0
4.40%
▲ 1.76% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 1.76% above avgNationally 2.81%
Details
Balance: $1,000-$9,999; Savings Certificate, Traditional IRA or Roth IRA; Rates effective as of September 16, 2026
Rate History
No change since Oct 5, 2026 · 4.40% APY · checked 6 times
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Traditional IRA Share Certificate
$0
4.39%
▲ 1.75% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 1.75% above avgNationally 2.81%
Details
Minimum balance for all Certificates is $500.
Rate History
No change since Oct 13, 2026 · 4.39% APY · checked 3 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 48 Months
$0
4.37%
▲ 1.73% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▲ 1.73% above avgNationally 2.81%
Details
Rate History
No change since Oct 20, 2026 · 4.37% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 48 Months
$0
4.37%
▲ 1.73% above Pennsylvania avg
▼
Rate4.30%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.64%▲ 1.73% above avgNationally 2.81%
Details
Rate History
1 change since Sep 8, 2026 · 4.01% → 4.37% ▲ 0.36 pts · high 4.37% / low 4.01%
- Oct 20, 20264.37%▲ from 4.01%
- Sep 8, 20264.01%first recorded
ARC Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.00%
48 Month Share Certificate
$0
4.28%
▲ 1.64% above Pennsylvania avg
▼
Rate4.20%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.64%▲ 1.64% above avgNationally 2.81%
Details
Minimum balance for all Certificates is $500.
Rate History
No change since Oct 13, 2026 · 4.28% APY · checked 3 times
Wilkes Barre 60 Month CD Rates
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
351 Kidder St, Wilkes Barre, PA 18702
5 Year Online CD
$0
2.75%
▲ 0.01% above Pennsylvania avg
▼
Rate2.71%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▲ 0.01% above avgNationally 2.92%
Details
Interest rate 2.71%; interest compounded daily and paid monthly
Rate History
No change since Sep 18, 2026 · 2.75% APY · checked 11 times
Citizens Access
Institution Rating:
A+5.0 ★Texas Ratio: 5.44%
351 Kidder St, Wilkes Barre, PA 18702
Online CD - 5 Year
$0
2.75%
▲ 0.01% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▲ 0.01% above avgNationally 2.92%
Details
Online CD; Open online; APY accurate as of 07/28/2026
Rate History
No change since Oct 20, 2026 · 2.75% APY · checked 3 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
60 Month Share Certificate
$0
2.75%
▲ 0.01% above Pennsylvania avg
▼
Rate2.72%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.74%▲ 0.01% above avgNationally 2.92%
Details
Quoted Monthly; Early withdrawal penalty is 180 days of dividends earned or not; All Share Certificates require $100.00 to be maintained in Share/Savings Account for members 18 years of age and older
Rate History
No change since Oct 15, 2026 · 2.75% APY · checked 3 times
Choice One Community Federal Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 15.74%
101 Hazle St, Wilkes Barre, PA 18702 4305
Share Certificates - 60-Months
$500
2.75%
▲ 0.01% above Pennsylvania avg
▼
Rate2.72%
Min Deposit$500
Min BalanceN/A
Verified and UpdatedOct 28, 2026
Pennsylvania Average2.74%▲ 0.01% above avgNationally 2.92%
Details
Quoted Monthly; Early withdrawal penalty is 180 days of dividends earned or not; $100.00 must be maintained in Share/Savings Account for members 18 years of age and older; Effective Date: 10/01/2026
Rate History
No change since Oct 23, 2026 · 2.75% APY · checked 2 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
Certificates - 60 month
$0
2.55%
▼ 0.19% below Pennsylvania avg
▼
Rate2.53%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▼ 0.19% below avgNationally 2.92%
Details
Rate History
No change since Oct 13, 2026 · 2.55% APY · checked 4 times
Service 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
620 Baltimore Dr, Wilkes Barre, PA 18702
IRA 60 month
$0
2.55%
▼ 0.19% below Pennsylvania avg
▼
Rate2.53%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▼ 0.19% below avgNationally 2.92%
Details
Penalty for early withdrawal
Rate History
No change since Oct 15, 2026 · 2.55% APY · checked 3 times
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.31%
40 E Market St, Wilkes Barre, PA 18711
Share and IRA Certificate - 60-Month
$0
2.01%
▼ 0.73% below Pennsylvania avg
▼
Rate2.00%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▼ 0.73% below avgNationally 2.92%
Details
Balance: $500 - $500
Rate History
No change since Oct 23, 2026 · 2.01% APY · checked 2 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
60 Month Relationship IRA/Roth
$1,000
1.75%
▼ 0.99% below Pennsylvania avg
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 0.99% below avgNationally 2.92%
Details
Balance: $250,000 - $999,999.99; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 60 Month Relationship
$1,000
1.75%
▼ 0.99% below Pennsylvania avg
▼
Rate1.74%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 0.99% below avgNationally 2.92%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.75% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
60 Month Relationship IRA/Roth
$1,000
1.60%
▼ 1.14% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.14% below avgNationally 2.92%
Details
Balance: $100,000 - $249,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 60 Month Relationship
$1,000
1.60%
▼ 1.14% below Pennsylvania avg
▼
Rate1.59%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.14% below avgNationally 2.92%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.60% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
60 Month IRA/Roth
$1,000
1.50%
▼ 1.24% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.24% below avgNationally 2.92%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
60 Month Relationship IRA/Roth
$1,000
1.50%
▼ 1.24% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.24% below avgNationally 2.92%
Details
Balance: $50,000 - $99,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.50% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 60 Month Relationship
$1,000
1.50%
▼ 1.24% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.24% below avgNationally 2.92%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.50% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 60 Months
$1,000
1.50%
▼ 1.24% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.24% below avgNationally 2.92%
Details
Balance: $250,000 - $999,999.99
Rate History
No change since Oct 14, 2026 · 1.50% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
60 Month CD
$1,000
1.50%
▼ 1.24% below Pennsylvania avg
▼
Rate1.49%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.24% below avgNationally 2.92%
Details
Checking Package: Platinum & Performance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.50% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
60 Month CD
$1,000
1.45%
▼ 1.29% below Pennsylvania avg
▼
Rate1.44%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.29% below avgNationally 2.92%
Details
Checking Package: Relationship Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.45% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
60 Month CD
$1,000
1.40%
▼ 1.34% below Pennsylvania avg
▼
Rate1.39%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.34% below avgNationally 2.92%
Details
Checking Package: Reliance Checking; Balance: $500,000 or more
Rate History
No change since Oct 20, 2026 · 1.40% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
60 Month IRA/Roth
$1,000
1.35%
▼ 1.39% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.39% below avgNationally 2.92%
Details
Balance: $100,000 - $249,999
Rate History
No change since Sep 14, 2026 · 1.35% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 60 Months
$1,000
1.35%
▼ 1.39% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.39% below avgNationally 2.92%
Details
Balance: $100,000 - $249,999.99
Rate History
No change since Oct 14, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
60 Month CD
$1,000
1.35%
▼ 1.39% below Pennsylvania avg
▼
Rate1.34%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.39% below avgNationally 2.92%
Details
Checking Package: Relationship Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.35% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
60 Month CD
$1,000
1.30%
▼ 1.44% below Pennsylvania avg
▼
Rate1.29%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.44% below avgNationally 2.92%
Details
Checking Package: Reliance Checking; Balance: $100,000 - $499,999
Rate History
No change since Oct 20, 2026 · 1.30% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
60 Month IRA/Roth
$1,000
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Balance: $50,000 - $99,999
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
60 Month Relationship IRA/Roth
$1,000
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Balance: $1,000 - $49,999; Relationship IRA: primary holder needs active consumer checking with direct deposit, online banking, and debit card
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 60 Month Relationship
$1,000
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Relationship CD: primary holder needs active consumer checking with direct deposit, online banking and debit card; Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.25% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 60 Months
$1,000
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Balance: $50,000 - $99,999.99
Rate History
No change since Oct 14, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
60 Month CD
$1,000
1.25%
▼ 1.49% below Pennsylvania avg
▼
Rate1.24%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.49% below avgNationally 2.92%
Details
Checking Package: Relationship Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.25% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
60 Month CD
$1,000
1.20%
▼ 1.54% below Pennsylvania avg
▼
Rate1.20%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.54% below avgNationally 2.92%
Details
Checking Package: Reliance Checking; Balance: $25,000 - $99,999
Rate History
No change since Oct 20, 2026 · 1.20% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
60 Month CD
$1,000
1.15%
▼ 1.59% below Pennsylvania avg
▼
Rate1.15%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.59% below avgNationally 2.92%
Details
Checking Package: Relationship Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.15% APY · checked 4 times
The Fidelity Deposit and Discount Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.53%
62 North Franklin Street, Wilkes Barre, PA 18701
60 Month CD
$1,000
1.10%
▼ 1.64% below Pennsylvania avg
▼
Rate1.09%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.64% below avgNationally 2.92%
Details
Checking Package: Reliance Checking; Balance: $1,000 - $24,999
Rate History
No change since Oct 20, 2026 · 1.10% APY · checked 4 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
60 Month IRA/Roth
$1,000
1.00%
▼ 1.74% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.74% below avgNationally 2.92%
Details
Balance: $1,000 - $49,999
Rate History
No change since Sep 14, 2026 · 1.00% APY · checked 11 times
Peoples Security Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.51%
1 N Main St, Wilkes Barre, PA 18701
Certificates of Deposit - 60 Months
$1,000
1.00%
▼ 1.74% below Pennsylvania avg
▼
Rate1.00%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.74% below avgNationally 2.92%
Details
Balance: $0.01 - $49,999.99
Rate History
No change since Oct 14, 2026 · 1.00% APY · checked 4 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
38 N Franklin St, Wilkes Barre, PA 18701
60 Month IRA CD
$0
0.85%
▼ 1.89% below Pennsylvania avg
▼
Rate0.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.89% below avgNationally 2.92%
Details
IRA CD
Rate History
No change since Oct 14, 2026 · 0.85% APY · checked 6 times
The Honesdale National Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.92%
38 N Franklin St, Wilkes Barre, PA 18701
Regular CD - 60 Months & Longer
$0
0.85%
▼ 1.89% below Pennsylvania avg
▼
Rate0.85%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 1.89% below avgNationally 2.92%
Details
Regular CDs
Rate History
No change since Oct 26, 2026 · 0.85% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 60 Months
$1,000
0.03%
▼ 2.71% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.71% below avgNationally 2.92%
Details
Balance: $25,000.00 and above
Rate History
No change since Oct 20, 2026 · 0.03% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 60 Months
$250
0.03%
▼ 2.71% below Pennsylvania avg
▼
Rate0.03%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.71% below avgNationally 2.92%
Details
Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.03% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 60 Months
$1,000
0.02%
▼ 2.72% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.72% below avgNationally 2.92%
Details
Balance: $1,000.00 - $24,999.99
Rate History
No change since Oct 20, 2026 · 0.02% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 60 Months
$250
0.02%
▼ 2.72% below Pennsylvania avg
▼
Rate0.02%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.72% below avgNationally 2.92%
Details
Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.02% APY · checked 4 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
Certificate of Deposit - 60 Months
$1,000
0.01%
▼ 2.73% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$1,000
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.73% below avgNationally 2.92%
Details
Balance: $1.00 - $999.99
Rate History
No change since Oct 20, 2026 · 0.01% APY · checked 3 times
PNC Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.24%
960 Schechter Dr, Wilkes Barre, PA 18702
IRA CD 60 Months
$250
0.01%
▼ 2.73% below Pennsylvania avg
▼
Rate0.01%
Min Deposit$250
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▼ 2.73% below avgNationally 2.92%
Details
Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000
Rate History
No change since Oct 14, 2026 · 0.01% APY · checked 4 times
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.81%
▲ 2.07% above Pennsylvania avg
▼
Rate4.73%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▲ 2.07% above avgNationally 2.92%
Details
Rate History
No change since Oct 13, 2026 · 4.81% APY · checked 4 times
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.66%
▲ 1.92% above Pennsylvania avg
▼
Rate4.58%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▲ 1.92% above avgNationally 2.92%
Details
Rate History
No change since Oct 13, 2026 · 4.66% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 60 Months
$0
4.63%
▲ 1.89% above Pennsylvania avg
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▲ 1.89% above avgNationally 2.92%
Details
$100,000.00 and over
Rate History
No change since Oct 20, 2026 · 4.63% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 60 Months
$0
4.63%
▲ 1.89% above Pennsylvania avg
▼
Rate4.55%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▲ 1.89% above avgNationally 2.92%
Details
$100,000.00 and over
Rate History
1 change since Sep 8, 2026 · 4.27% → 4.63% ▲ 0.36 pts · high 4.63% / low 4.27%
- Oct 20, 20264.63%▲ from 4.27%
- Sep 8, 20264.27%first recorded
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.60%
▲ 1.86% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▲ 1.86% above avgNationally 2.92%
Details
Balance: $250,000.01 and over; Rates effective as of September 16, 2026
Rate History
No change since Oct 13, 2026 · 4.60% APY · checked 4 times
Enterprise Bank Allison Park, PA
Institution Rating:
F1.0 ★Texas Ratio: 80.27%
5 Year CD
$0
4.59%
▲ 1.85% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 27, 2026
Pennsylvania Average2.74%▲ 1.85% above avgNationally 2.92%
Details
Rate History
No change since Oct 22, 2026 · 4.59% APY · checked 2 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
Certificate of Deposit - 60 Months
$0
4.58%
▲ 1.84% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▲ 1.84% above avgNationally 2.92%
Details
Rate History
No change since Oct 20, 2026 · 4.58% APY · checked 4 times
Citizens & Northern Bank C&N
Institution Rating:
A5.0 ★Texas Ratio: 10.85%
IRA CD 60 Months
$0
4.58%
▲ 1.84% above Pennsylvania avg
▼
Rate4.50%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 31, 2026
Pennsylvania Average2.74%▲ 1.84% above avgNationally 2.92%
Details
Rate History
1 change since Sep 8, 2026 · 4.22% → 4.58% ▲ 0.36 pts · high 4.58% / low 4.22%
- Oct 20, 20264.58%▲ from 4.22%
- Sep 8, 20264.22%first recorded
Tendto Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.10%
Share Certificates - 60 month Certificate
$0
4.56%
▲ 1.82% above Pennsylvania avg
▼
Rate4.48%
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▲ 1.82% above avgNationally 2.92%
Details
Rate History
No change since Oct 13, 2026 · 4.56% APY · checked 4 times
Patriot Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.50%
60 Month Share Certificate
$0
4.55%
▲ 1.81% above Pennsylvania avg
▼
RateN/A
Min Deposit$0
Min BalanceN/A
Verified and UpdatedOct 29, 2026
Pennsylvania Average2.74%▲ 1.81% above avgNationally 2.92%
Details
Balance: $100,000-$250,000; Rates effective as of September 16, 2026
Rate History
No change since Oct 13, 2026 · 4.55% APY · checked 4 times
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
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Wilkes Barre, PA CD Rate Trends
Compare local Wilkes Barre, PA CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
12-Month CD PA Avg
3.046%
▲ 0.045 vs 7 days ago
Pennsylvania 12-month CD rates rose 0.045 points over the past 7 days to 3.046% APY.
6-Month CD PA Avg
2.845%
▲ 0.051 vs 7 days ago
Pennsylvania 6-month CD rates rose 0.051 points over the past 7 days to 2.845% APY.
As of Oct 31, 2026 • Rate data sourced from 8,500+ monitored institutions
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PA CD Rate Forecast, Next 12 Months
Where are Pennsylvania CD rates headed through October 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
PA 12-Month Avg APY
3.046%
6-Month Forecast
3.046%
Range: 2.85%, 3.20%
12-Month Forecast
3.296%
Range: 3.10%, 3.45%
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What Your Savings Earn at PA CD Rates Today
Annual interest earnings at today’s Pennsylvania average APYs. State average used where available; national average as fallback.
| CD Term | PA Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.816% | $90.81 | $181.61 | $454.03 | $908.05 |
| 6-Month CD | 2.845% | $142.25 | $284.50 | $711.25 | $1,422.50 |
| 12-Month CD | 3.046% | $152.28 | $304.56 | $761.40 | $1,522.80 |
| 18-Month CD | 3.061% | $153.04 | $306.07 | $765.18 | $1,530.35 |
| 24-Month CD | 2.886% | $144.31 | $288.62 | $721.55 | $1,443.10 |
| 36-Month CD | 2.757% | $137.83 | $275.66 | $689.15 | $1,378.30 |
| 48-Month CD | 2.636% | $131.78 | $263.55 | $658.88 | $1,317.75 |
| 60-Month CD | 2.740% | $137.01 | $274.01 | $685.03 | $1,370.05 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of October 31, 2026. | |||||
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Sample CD Ladder for Wilkes Barre, Pennsylvania Savers
$25,000 split equally across 5 terms using today’s Pennsylvania average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | PA Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.816% | $90.81 |
| 2 | 6-Month CD | $5,000 | 2.845% | $142.25 |
| 3 | 12-Month CD | $5,000 | 3.046% | $152.28 |
| 4 | 24-Month CD | $5,000 | 2.886% | $144.31 |
| 5 | 36-Month CD | $5,000 | 2.757% | $137.83 |
| Total ($25,000 invested) | $25,000 | 2.670% blended | $667.48/yr | |
Ladder example uses equal $5,000 rungs and Pennsylvania average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
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2,664
CD Rates
Tracked in Wilkes Barre, Pennsylvania
Tracked in Wilkes Barre, Pennsylvania
46 Banks
78 Credit Unions
About Our Wilkes Barre, Pennsylvania CD Rate Database
MonitorBankRates tracks 2,664 CD rates from 46 banks and 78 credit unions with locations in Wilkes Barre, Pennsylvania, plus national online institutions available to Pennsylvania residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1 to 5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: The Honesdale National Bank offers a CD at 4.12% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Wilkes Barre, Pennsylvania.
How to Find the Best CD Rates in Wilkes Barre, Pennsylvania
What to compare when shopping for a CD in Wilkes Barre, Pennsylvania
To find the best APYs in Wilkes Barre, Pennsylvania, start with credit unions and online-only banks: Wilkes Barre, Pennsylvania has 78 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Wilkes Barre, Pennsylvania
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Wilkes Barre, Pennsylvania: 124 institutions here report CD rates
Consider an Alternative If…
- You may need the funds within 30 days. Compare Wilkes Barre, Pennsylvania savings rates instead
- Rates are rising and you want to benefit: a variable-rate savings or money market account keeps pace
- You want check-writing access. Compare Wilkes Barre, Pennsylvania money market rates
Pennsylvania Financial Snapshot
Local demographics and economic context for CD savers. Source: U.S. Census Bureau ACS 2024 (state-level data shown; city data not available)
Population 65+
19.5%
National avg: 17.3%
Median Individual Earnings
$46,676
National avg: $47,340
Poverty Rate
11.7%
National avg: 11.1%
Unemployment Rate
5.2%
National avg: 4.8%
CD Earnings on 10% of Salary
$142/yr
At PA 12-mo avg 3.046% APY
19.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s PA 12-month CD average of 3.046%, saving 10% of the local median salary ($4,667/year) and putting it in a CD would earn an additional $142 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Wilkes Barre, Pennsylvania
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90 to 180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
CD Product Information
How CDs Work
A certificate of deposit (CD) is a deposit account that holds a fixed sum of money for a fixed term, commonly three months to five years, in exchange for a guaranteed interest rate. In return for leaving the money untouched until the term ends, a saver in Wilkes Barre, Pennsylvania typically earns a higher rate than a standard savings account pays. CDs from banks are insured by the FDIC and those from credit unions by the NCUA, in Wilkes Barre, Pennsylvania as everywhere in the U.S.
CD Terms
The term is the length of time the money is committed before the CD matures. Shorter terms such as three or six months give Wilkes Barre, Pennsylvania savers easier access to their funds. For example, Citymark Federal Credit Union is offering its Share and IRA Certificate - 6-Month Promo (new money only) at 4.00% APY. Longer terms such as three or five years usually pay higher rates. On the longer end, Citizens Access is offering its 5 Year Online CD at 2.75% APY. When a CD matures, the depositor can withdraw the principal and interest or roll the balance into a new term, so it helps to match the term to when the money will actually be needed.
CD Risk and Safety
CDs are among the lowest-risk savings products available because the rate is fixed for the full term and the balance is federally insured up to $250,000 per depositor, per institution, per ownership category. For a Wilkes Barre, Pennsylvania saver, the main trade-off is liquidity: withdrawing funds before maturity usually triggers an early-withdrawal penalty, often 30 to 180 days of interest depending on the term.
How CD Interest Is Paid
Interest on a CD is calculated using the annual percentage yield (APY), which reflects the effect of compounding over a year. Depending on the institution, interest may be credited monthly, quarterly, or at maturity, and can be paid out to a linked account or added back to the CD to compound. When comparing the Wilkes Barre, Pennsylvania CDs listed above, a saver gets the truest picture of total earnings by looking at APY rather than the nominal rate.
Fixed vs. Variable CD Rates
Most CDs carry a fixed rate that is locked for the entire term, protecting a Wilkes Barre, Pennsylvania depositor if market rates fall after the account is opened. Some institutions offer variable-rate or bump-up CDs whose rate can change during the term; these may start lower but allow the rate to rise if conditions improve. Which is better depends on the direction a saver expects rates to move.
Frequently Asked Questions about CD Rates in Wilkes Barre, Pennsylvania
What are CD rates in Wilkes Barre, Pennsylvania today?
Wilkes Barre, Pennsylvania CD rates range from 0.01% to 4.81% APY as of October 31, 2026, verified by MonitorBankRates. Top rates include 4.12% APY at The Honesdale National Bank (Regular CD - CD Special 18 Months), 4.00% at Peoples Security Bank (Certificates of Deposit - 18 Month Pick Your Term) and 4.00% at Citymark Federal Credit Union (Share and IRA Certificate - 6-Month Promo (new money only)), compared with the MonitorBankRates national 12 month average of 3.01% APY.
Are CD rates in Wilkes Barre, Pennsylvania FDIC insured?
Yes, most established banks in Wilkes Barre, Pennsylvania are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Wilkes Barre, Pennsylvania?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Wilkes Barre, Pennsylvania.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty, typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit, traditionally $100,000 or more. In exchange, banks in Wilkes Barre, Pennsylvania may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates, for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Wilkes Barre, Pennsylvania?
Here are recent top rates found for this area:
- The Honesdale National Bank: 4.12% APY (Regular CD - CD Special 18 Months)
- Peoples Security Bank: 4.00% APY (Certificates of Deposit - 18 Month Pick Your Term)
- Citymark Federal Credit Union: 4.00% APY (Share and IRA Certificate - 6-Month Promo (new money only))
- Service 1st Federal Credit Union: 4.00% APY (Certificates - 12 month)
- M&T Bank: 3.85% APY (18 Month Select Certificate of Deposit)
- Corner Post Federal Credit Union: 3.82% APY (18 Month Certificate of Deposit)
- Cross Valley Federal Credit Union: 3.75% APY (24 Month Certificate)
- Choice One Community Federal Credit Union: 3.40% APY (6 Month Share Certificate)
- Citizens Access: 3.25% APY (1 Year Online CD)
- Wells Fargo: 1.51% APY (1 Year Standard Fixed Rate CD - Relationship)
Rates reflect recent verified offers available in Wilkes Barre, Pennsylvania. Last Updated: October 31, 2026
Wilkes Barre, Pennsylvania CD Calculator
See exactly what a CD will earn by maturity. Enter your deposit, pick a term, and set the APY, or click any current Wilkes Barre, Pennsylvania rate on the right to apply that term and rate instantly. CD rates are fixed for the full term.
Interest at Maturity
$0
Ending Balance
$0
Matures
Assumes the APY is held to maturity with interest compounding and remaining in the CD. Early withdrawals typically forfeit 30 to 180 days of interest. Estimates are for informational purposes only.
CD Calculators for Wilkes Barre, Pennsylvania
Wilkes Barre, Pennsylvania CD Calculator
At today’s PA top rate of 4.12% APY, a $10,000 deposit earns $412 in the first year. Enter your amount to see your exact return.
Wilkes Barre, Pennsylvania CD LadderPA CD rates currently range from 1.816% (3-month) to 2.757% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Wilkes Barre, Pennsylvania CD at 4.12% APY, know your exit cost. Most institutions charge 90 to 180 days of interest. Calculate your real net return if you need early access.
CD vs. High-Yield SavingsPennsylvania’s average 12-month CD is 3.046% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Wilkes Barre, Pennsylvania CD rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Wilkes Barre, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Wilkes Barre, Pennsylvania. We feature a comprehensive mix of institutions, from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: October 31, 2026
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