What are the current interest rates at Tri Boro Federal Credit Union?

Current rates for Tri Boro Federal Credit Union include: 12-Month CD: 2.40%, 18-Month CD: 3.00%, 24-Month CD: 2.90%, 60-Month CD: 2.80%

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Tri Boro Federal Credit Union

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Tri Boro Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tri Boro Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Tri Boro Federal Credit Union's top rates as of October 12, 2026 are 4.05% APY on its 17 Month CD, 5.50% on its First Mortgage - 15 Years, auto loans from 5.69% APR, and credit cards from 6.99% APR, according to rates verified by MonitorBankRates. Other Tri Boro Federal Credit Union CD rates include 9 Month CD at 3.90%, 5 Year IRA CD at 3.40%, and 3 Year IRA CD at 3.15%. Other Tri Boro Federal Credit Union mortgage rates include First Mortgage - 10 Years at 5.50%, First Mortgage - 20 Years at 5.75%, and First Mortgage - 30 Years at 5.88%. MonitorBankRates evaluates the financial stability of Tri Boro Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.26%. Rates last updated and verified on 10/12/2026.

Tri Boro Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tri Boro Federal Credit Union? Share your experience about Tri Boro Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tri Boro Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.26%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Tri Boro Federal Credit Union
Tri Boro FCU

600 E 8th Ave
Munhall, PA 15120-1906

https://www.triboro-fcu.org/

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Tri Boro Federal Credit Union CD Rates

Product	Rate	APY	Term
17 Month Certificate	3.99%	4.05%	17 Month
Min Deposit $2,500 Min Balance $2,500 Details Limited Time Specials! This limitied time offer may end at any time without prior notice. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 4.05% → 4.05% ▼ 0.00 pts · high 4.35% / low 4.05% Oct 12, 20264.05%▼ from 4.35% Sep 25, 20264.35%▲ from 4.05% Sep 16, 20264.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
9 Month Certificate	3.85%	3.90%	9 Month
Min Deposit $1,000 Min Balance $1,000 Details Limited Time Specials! This limitied time offer may end at any time without prior notice. Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 3.90% → 3.90% ▼ 0.00 pts · high 4.10% / low 3.90% Oct 12, 20263.90%▼ from 4.10% Sep 25, 20264.10%▲ from 3.90% Sep 16, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
5 Year IRA Certificate	3.36%	3.40%	5 Year
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 3.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
3 Year IRA Certificate	3.12%	3.15%	3 Year
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 3.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
12 Month Certificate	2.97%	3.00%	12 Month
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
18 Month Certificate	2.97%	3.00%	18 Month
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 3.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
24 Month Certificate	2.87%	2.90%	24 Month
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 2.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
36 Month Certificate	2.86%	2.90%	36 Month
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 2.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
48 Month Certificate	2.75%	2.80%	48 Month
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 2.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
60 Month Certificate	2.78%	2.80%	60 Month
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 2.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
1 Year IRA Certificate	2.38%	2.40%	1 Year
Min Deposit $500 Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 2.40% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
6 Month Certificate	1.99%	2.00%	6 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 2.00% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%

Tri Boro Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
First Mortgage - 15 Years	5.50%	0 points	5.601%	15 Years
Details Financing up to 95% LTV. First time Home Buyer base rate 30 year 6.00%, APR 6.05%. Borrower will pay all closing costs. There is an additional 1/2 point fee for cash out refinances. Loans over $550,000 will have 1/8% added to their base rate. Loans over 80% LTV will have Private Mortgage Insurance (PMI). Maximum LTV is 95%. All mortgage rates are subject to approval. Counteroffers may be made. $5,000.00 minimum on First Mortgage Loans and Home Equity Check Credit Loans. "No cash out" modification rates of Tri Boro loans are available. Borrower will pay a modification fee. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.60% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
First Mortgage - 10 Years	5.50%	0 points	5.643%	10 Years
Details Financing up to 95% LTV. First time Home Buyer base rate 30 year 6.00%, APR 6.05%. Borrower will pay all closing costs. There is an additional 1/2 point fee for cash out refinances. Loans over $550,000 will have 1/8% added to their base rate. Loans over 80% LTV will have Private Mortgage Insurance (PMI). Maximum LTV is 95%. All mortgage rates are subject to approval. Counteroffers may be made. $5,000.00 minimum on First Mortgage Loans and Home Equity Check Credit Loans. "No cash out" modification rates of Tri Boro loans are available. Borrower will pay a modification fee. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.64% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
First Mortgage - 20 Years	5.75%	0 points	5.83%	20 Years
Details Financing up to 95% LTV. First time Home Buyer base rate 30 year 6.00%, APR 6.05%. Borrower will pay all closing costs. There is an additional 1/2 point fee for cash out refinances. Loans over $550,000 will have 1/8% added to their base rate. Loans over 80% LTV will have Private Mortgage Insurance (PMI). Maximum LTV is 95%. All mortgage rates are subject to approval. Counteroffers may be made. $5,000.00 minimum on First Mortgage Loans and Home Equity Check Credit Loans. "No cash out" modification rates of Tri Boro loans are available. Borrower will pay a modification fee. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.83% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
First Mortgage - 30 Years	5.875%	0 points	5.935%	30 Years
Details Financing up to 95% LTV. First time Home Buyer base rate 30 year 6.00%, APR 6.05%. Borrower will pay all closing costs. There is an additional 1/2 point fee for cash out refinances. Loans over $550,000 will have 1/8% added to their base rate. Loans over 80% LTV will have Private Mortgage Insurance (PMI). Maximum LTV is 95%. All mortgage rates are subject to approval. Counteroffers may be made. $5,000.00 minimum on First Mortgage Loans and Home Equity Check Credit Loans. "No cash out" modification rates of Tri Boro loans are available. Borrower will pay a modification fee. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 5.94% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%

Tri Boro Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Fixed Rate Home Equity	-	-	4.99%	7 year
Details As low as; The rate will be 1.00% higher than the advertised rate for loan amounts exceeding 80% of house value, up to 90% LTV max. A minimum of $15,000 of new money financed. As low as rates may vary depending on each individual's credit history and underwriting factors as well as lien positions. A $250.00 rebate for closing costs on loans that are funded! Additional rates and terms may apply. This limited time offer may end at any time without prior notice. The 4.99% APR is an 84-month term and the 5.99% APR is a 144-month term, based on A+ credit as a first lien. Certain restrictions may apply. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 4.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
1st Lien Position Home Equity	-	-	5.75%	5 Years
Details As Low As; Maximum LTV: 80% Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 5.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Fixed Rate Home Equity	-	-	5.99%	12 year
Details As low as; The rate will be 1.00% higher than the advertised rate for loan amounts exceeding 80% of house value, up to 90% LTV max. A minimum of $15,000 of new money financed. As low as rates may vary depending on each individual's credit history and underwriting factors as well as lien positions. A $250.00 rebate for closing costs on loans that are funded! Additional rates and terms may apply. This limited time offer may end at any time without prior notice. The 4.99% APR is an 84-month term and the 5.99% APR is a 144-month term, based on A+ credit as a first lien. Certain restrictions may apply. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
1st Lien Position Home Equity	-	-	6.00%	10 Years
Details As Low As; Maximum LTV: 80% Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
1st Lien Position Home Equity	-	-	6.25%	15 Years
Details As Low As; Maximum LTV: 80% Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
2nd Lien Position Home Equity	-	-	6.25%	5 Years
Details As Low As; Maximum LTV: 80% Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
1st Lien Position Home Equity	-	-	6.50%	20 Years
Details As Low As; Maximum LTV: 80% Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
2nd Lien Position Home Equity	-	-	6.50%	10 Years
Details As Low As; Maximum LTV: 80% Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
2nd Lien Position Home Equity	-	-	6.75%	15 Years
Details As Low As; Maximum LTV: 80% Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Home Equity Check Credit	-	-	6.75%	Variable
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
2nd Lien Position Home Equity	-	-	7.00%	20 Years
Details As Low As; Maximum LTV: 80% Last Updated 10/12/2026 Rate History No change since Sep 25, 2026 · 7.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%

Tri Boro Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Car/Truck Loans	-	-	5.69%	Less than 60 Months
Details Annual Percentage Rate; New Autos (2027/2025) less than 5,000 miles. Rate is determined by member's credit worthiness and borrowing limits. All loan approvals are subject to normal underwriting guidelines. Older vehicles will be subjected to a Condition Report. Vehicle loans may require 20%-25% downpayment. All vehicles must be titled. Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.69% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New Car/Truck Loans	-	-	5.79%	Up to 63 Months
Details Annual Percentage Rate; New Autos (2027/2025) less than 5,000 miles. Rate is determined by member's credit worthiness and borrowing limits. All loan approvals are subject to normal underwriting guidelines. Older vehicles will be subjected to a Condition Report. Vehicle loans may require 20%-25% downpayment. All vehicles must be titled. Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.79% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used Car/Truck Loans	-	-	5.89%	Up to 63 Months
Details As Low As; Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 5.89% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New Car/Truck Loans	-	-	6.19%	Up to 75 Months
Details Annual Percentage Rate; New Autos (2027/2025) less than 5,000 miles. Rate is determined by member's credit worthiness and borrowing limits. All loan approvals are subject to normal underwriting guidelines. Older vehicles will be subjected to a Condition Report. Vehicle loans may require 20%-25% downpayment. All vehicles must be titled. Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used Car/Truck Loans	-	-	6.39%	Up to 75 Months
Details As Low As; Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.39% APR · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New Car/Truck Loans	-	-	6.69%	Up to 84 Months
Details Annual Percentage Rate; New Autos (2027/2025) less than 5,000 miles. Rate is determined by member's credit worthiness and borrowing limits. All loan approvals are subject to normal underwriting guidelines. Older vehicles will be subjected to a Condition Report. Vehicle loans may require 20%-25% downpayment. All vehicles must be titled. Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.69% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Older Model Vehicles (2017 & Older) Used Car/Truck Loans	-	-	9.29%	Up to 48 Months
Details As Low As; Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.29% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%

Tri Boro Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
New Motorcycle Loan	-	7.74%	Up to 63 Months
Details As Low As; Annual Percentage Rate; Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New RV/Boat Loan	-	7.74%	Up to 63 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used Motorcycle Loan	-	7.84%	Up to 63 Months
Details As Low As; Annual Percentage Rate; Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used RV/Boat Loan	-	7.84%	Up to 63 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.84% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New Motorcycle Loan	-	8.04%	Up to 75 Months
Details As Low As; Annual Percentage Rate; Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.04% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New RV/Boat Loan	-	8.04%	Up to 75 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.04% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used Motorcycle Loan	-	8.14%	Up to 75 Months
Details As Low As; Annual Percentage Rate; Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.14% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used RV/Boat Loan	-	8.14%	Up to 75 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.14% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New RV/Boat Loan	-	8.74%	Up to 84 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 8.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New RV/Boat Loan	-	9.24%	Up to 120 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.24% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New ATV Loan	-	9.45%	Up to 54 Months
Details As Low As; Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.45% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used ATV Loan	-	9.70%	Up to 54 Months
Details As Low As; Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.70% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New RV/Boat Loan	-	9.74%	Up to 180 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used RV/Boat Loan	-	9.74%	Up to 84 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New ATV Loan	-	9.75%	Up to 63 Months
Details As Low As; Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used RV/Boat Loan	-	9.94%	Up to 120 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.94% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used ATV Loan	-	10.00%	Up to 63 Months
Details As Low As; Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 10.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
New ATV Loan	-	10.25%	Up to 75 Months
Details As Low As; Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 10.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used RV/Boat Loan	-	10.44%	Up to 180 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 10.44% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Used ATV Loan	-	10.50%	Up to 75 Months
Details As Low As; Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 10.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Older Model Motorcycle (2017 & Older) Loan	-	11.19%	Up to 48 Months
Details As Low As; Annual Percentage Rate; Financing must originate at Tri Boro FCU Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 11.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Older Model RV or Boat (2017 & Older) Loan	-	11.19%	Up to 48 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 11.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Older Model RV or Boat (2017 & Older) Loan	-	12.19%	Up to 84 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 12.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Older Model RV or Boat (2017 & Older) Loan	-	12.69%	Up to 120 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 12.69% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Older Model RV or Boat (2017 & Older) Loan	-	13.19%	Up to 180 Months
Details Annual Percentage Rate Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 13.19% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%

Tri Boro Federal Credit Union Credit Card Rates

Product	Rate	APR
Initial Classic VISA	-	6.99%
Details Annual Fee: $10.00; Cash Advance Fee: $25.00; Balance Transfer Fee: $25.00; Card Replacement Fee: $5.00; Pin Replacement Fee: $5.00 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 6.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Platinum Preferred VISA	-	9.90%
Details Annual Fee: $10.00; Cash Advance Fee: $25.00; Balance Transfer Fee: $25.00; Card Replacement Fee: $5.00; Pin Replacement Fee: $5.00 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 9.90% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Classic VISA	-	12.75%
Details Annual Fee: $10.00; Cash Advance Fee: $25.00; Balance Transfer Fee: $25.00; Card Replacement Fee: $5.00; Pin Replacement Fee: $5.00 Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 12.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%

Tri Boro Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Premium Business Money Fund	2.03%	-	2.05%
Min Balance $25,000 Details Balance: $25,000.00-$49,999.99 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Premium Business Money Fund	2.13%	-	2.15%
Min Balance $50,000 Details Balance: $50,000.00-$99,999.99 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Premium Business Money Fund	2.23%	-	2.25%
Min Balance $100,000 Details Balance: $100,000.00 and above Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Premium Money Fund	2.03%	-	2.05%
Min Balance $25,000 Details Balance: $25,000.00-$49,999.99 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.05% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Premium Money Fund	2.13%	-	2.15%
Min Balance $50,000 Details Balance: $50,000.00-$99,999.99 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.15% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%
Premium Money Fund	2.23%	-	2.25%
Min Balance $100,000 Details Balance: $100,000.00 and above Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.26%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Tri Boro Federal Credit Union’s Texas Ratio rose from 3.31% in Q3 2023 to 4.26% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$131M	4.26%	5.0	A+
March 31, 2026	$131M	1.72%	5.0	A+
December 31, 2025	$128M	2.37%	5.0	A+
September 30, 2025	$127M	1.31%	5.0	A+
June 30, 2025	$126M	3.52%	5.0	A+
March 31, 2025	$125M	2.27%	5.0	A+
December 31, 2024	$124M	3.05%	5.0	A+
September 30, 2024	$123M	3.63%	5.0	A+
June 30, 2024	$123M	3.15%	5.0	A+
March 31, 2024	$123M	2.43%	5.0	A+
December 31, 2023	$116M	2.75%	5.0	A+
September 30, 2023	$116M	3.31%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Tri Boro Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Tri Boro Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tri Boro Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tri Boro Federal Credit Union

Website https://www.triboro-fcu.org/

Address 600 E 8th Ave, Munhall, PA 15120-1906

Phone 412-461-3018

Fax 412-461-8722

President William Angotti

CEO Dennis Ferchak

Full-Time Employees 24

Part-Time Employees 5

Branch Locations 3

ATM Locations 2

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

4.26%

Return on Assets (ROA)

0.2944%

Return on Equity (ROE)

2.0298%

Non-Performing Loans Ratio (NPL)

0.94%

Total Assets

130,604,965

Total Amount of Shares and Deposits

111,418,562

Total Shares and Deposits < 1 Year

107,551,245

Total Shares and Deposits 1 3 Years

2,216,196

Total Shares and Deposits > 3 Years

1,651,120

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,199,039

Total Uninsured Shares and Deposits > $250K (F+J)

2,199,039

Total Insured Shares and Deposits > $250K (item 17 less item K)

109,219,523

Total Interest Expense (Sum of items 6 8)

783,064

Share Certificates

1,430

Number of Accounts for Share Drafts

3,611

IRA KEOGH Accounts

382

Number of Accounts for Regular Shares

10,100

Money Market Shares

187

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

5,979,758

Total Liabilities

111,662,961

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Tri Boro Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Tri Boro Federal Credit Union

How many branches does Tri Boro Federal Credit Union operate?

Tri Boro Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tri Boro Federal Credit Union?

Yes, to access services at Tri Boro Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tri Boro Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tri Boro Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tri Boro Federal Credit Union offer online and mobile banking?

Most modern institutions like Tri Boro Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.triboro-fcu.org/.