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Tioga-Franklin Savings Bank

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Tioga-Franklin Savings Bank Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tioga-Franklin Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 30, 2026

Tioga-Franklin Savings Bank rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Tioga-Franklin Savings Bank, and you can see how they compare in the Tioga-Franklin Savings Bank rate tables below. MonitorBankRates evaluates the financial stability of Tioga-Franklin Savings Bank with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 64.89%. Database rates last updated and verified on 08/30/2026.

Tioga-Franklin Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tioga-Franklin Savings Bank? Share your experience about Tioga-Franklin Savings Bank by leaving a review below, or read customer reviews before you decide to use Tioga-Franklin Savings Bank.

Overall Health & Safety Grade

High Risk Health Score: 28/100

MonitorBankRates Rating

1.0

Weak Out of 5.0 Stars

Texas Ratio

64.89%

Weak Higher than avg

Tioga-Franklin Savings Bank

320 E Girard Ave
Philadelphia, PA 19125

https://www.tiogafranklin.com

Current Rate Availability

We're not currently displaying rates for Tioga-Franklin Savings Bank, but our database is updated constantly — check back soon for the latest offers.

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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Tioga-Franklin Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Tioga-Franklin Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tioga-Franklin Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Tioga-Franklin Savings Bank

FDIC Certificate # 33802

Address 320 E Girard Ave, Philadelphia, PA 19125 · Philadelphia

Website https://www.tiogafranklin.com

Established 03/31/1873

FDIC Insurance Date 07/01/2000

Domestic Offices 1

Total Branches 1

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 28/100

1.0

Weak Out of 5.0 Stars

64.89%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) -0.5754%

Return on Equity (ROE) -6.0800%

Non-Performing Loans (NPL) 5.62%

Total Assets $71,404,000

Total Deposits $67,075,000

Equity Capital $3,728,000

Net Income $-706,000

Headquarters Philadelphia

Total Branches and Offices 1

Source: FDIC | Last Updated 12/31/2025

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Average Rating

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Frequently Asked Questions About Tioga-Franklin Savings Bank

How many branches does Tioga-Franklin Savings Bank operate?

Tioga-Franklin Savings Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Tioga-Franklin Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tioga-Franklin Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Tioga-Franklin Savings Bank offer online and mobile banking?

Most modern institutions like Tioga-Franklin Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tiogafranklin.com.