Best Personal Loan Rates in Clarks Summit, Pennsylvania -
Brian McKay
Brian McKay
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Current personal loan options available to borrowers in Clarks Summit, Pennsylvania include: Community BankCommunity Bank931 S State St, Clarks Summit, PA, 18411A+5.0 ★Texas Ratio: 3.23% offering Unsecured Personal loan at 7.49% APR, P&G Mehoopany Employees Federal Credit UnionP&G Mehoopany Employees Federal Credit UnionA+5.0 ★Texas Ratio: 0.87% offering Fuel Loan at 4.00% APR, USXUSXA+5.0 ★Texas Ratio: 1.67% offering SECOND LIEN POSITION Loans to $49,999 at 4.00% APR, MERCK SHARP and DOHMEMERCK SHARP and DOHMEA+5.0 ★Texas Ratio: 2.36% offering Undergraduate Loans at 4.24% APR, and Highway Federal Credit UnionHighway Federal Credit UnionA+5.0 ★Texas Ratio: 2.71% offering Never Titled Loan at 4.25% APR. Personal loan rates as of June 7, 2026 according to verified data from MonitorBankRates.
Clarks Summit has 1 local institution in our database, with personal loan rates as low as 7.49% APR from Community Bank at 931 S State St, Clarks Summit, PA, 18411. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Clarks Summit, Pennsylvania.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Clarks Summit, Pennsylvania. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: June 7, 2026
Clarks Summit Personal Loan Rates
FIXED APR WITH AUTO PAY; Advertised Annual Percentage Rate accurate as of 4/20/2026 and are subject to change without notice. 7.49% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $2,000; 2) With a bank-obtained credit score of at least 700; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 700 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.49% interest rate would have 60 scheduled monthly payments of approximately $300.56. All loan applications are subject to credit approval and offered loan terms are dependent upon requested loan amount, loan term, credit score, credit history, and other factors. Other terms and conditions may apply. Call for details.
No additional details available.
$10,000
$10,000
No additional details available.
Fair Isaac Risk Score 725-850
$10,000
No additional details available.
Fair Isaac Risk Score 725-850
Fair Isaac Risk Score 690-724
No additional details available.
Fair Isaac Risk Score: 725-850
No additional details available.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
If you refinanced your auto loan that is financed somewhere else. Note: $108.00 PA Department of Motor Vehicles titling fee applies this loan.
As Low As; up to 60 months
As Low As; 60-63 months
As Low As; up to 60 months
As Low As
As Low As; (based on credit score)
No additional details available.
No additional details available.
Fair Isaac Risk Score 725-850
Fair Isaac Risk Score 690-724
No additional details available.
No additional details available.
As Low As
As Low As
As Low As
Fair Isaac Risk Score 650-689
Fair Isaac Risk Score: 725-850
100% of MSRP, Tax, Title, Tags
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As Low As
100% of MSRP, Tax, Title, Tags
No additional details available.
Fair Isaac Risk Score 690-724
Fair Isaac Risk Score 725-850
Fair Isaac Risk Score: 690-724
As Low As; Maximum Loan $5,000
No additional details available.
As Low As
No additional details available.
As Low As
As Low As
As Low As; Used (2021-2026)
$30; As Low As
As Low As
As Low As
As Low As
No additional details available.
Fair Isaac Risk Score: 725-850
Fair Isaac Risk Score: 690-724
As Low As
As Low As
up to $2,500.00; As Low As
$30; As Low As
As Low As
As Low As; when you borrow up to $2,500.00 for one year; Additional amounts available. Amount, rate & term based on approved credit.
As Low As; $2,000 maximum. New loan only - no refinance
As Low As; Your rate will be determined by your credit score at the time of application. Available 5/1/2026-9/1/2026.
No additional details available.
As Low As
As Low As
As Low As
100% of MSRP, Tax, Title, Tags
Fair Isaac Risk Score 650-689
90% CLTV: 6.500% APR
As Low As
As Low As
No additional details available.
As Low As
As Low As
$30; As Low As; Used (2021-2026)
As Low As
80% CLTV
No additional details available.
100% of MSRP, Tax, Title, Tags
Fair Isaac Risk Score: 650-689
Fair Isaac Risk Score: 725-850
Fair Isaac Risk Score: 650-689
As Low As
Fair Isaac Risk Score: 690-724
As Low As
As Low As
No additional details available.
No additional details available.
As Low As
As Low As
As Low As; Annual Percentage Rate (APR) is current as of publication date. Terms and conditions may vary based on qualifications and collateral. This offer may be modified or discontinued without prior notice.
As Low As
As Low As
up to $75,000 and up to 4 years
As Low As; With terms up to 84 Months Max amount financed is 80% *This rate includes the .25% discount.
Up to 75 % approved stocks
7.00%
80% CLTV
As Low As; for up to 60 months
7.00%
up to $5,000.00 for 48 months. Maximum of one (1) per member.
Fair Isaac Risk Score 690-724
Fair Isaac Risk Score 725-850
As Low As
As Low As; Special fixed up to 15 months!
$5,000.00 for 48 months.
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
As Low As
No additional details available.
No additional details available.
90% CLTV
Fair Isaac Risk Score: 725-850
As Low As
90% CLTV
No additional details available.
No additional details available.
No additional details available.
Special rates valid until 07/31/26
As Low As
Up to $4,000
As Low As; up to 48 months
As Low As
Special Rate for First-time Borrowers
As Low As; up to 60 months
No additional details available.
No additional details available.
Fair Isaac Risk Score 650-689
No additional details available.
As Low As; (*all annual percentage rates are subject to change)
As Low As
As Low As
As Low As
As Low As
As Low As; Up to 90% LTV. Appraisal fee does apply.
As Low As
As Low As
Fair Isaac Risk Score 625-649
Fair Isaac Risk Score: 690-724
Fair Isaac Risk Score: 650-689
Fair Isaac Risk Score: 625-649
Clarks Summit Personal Loan Rates
FIXED APR WITH AUTO PAY; Advertised Annual Percentage Rate accurate as of 4/20/2026 and are subject to change without notice. 7.49% APR available to qualified borrowers: 1). Requesting a minimum loan amount of $2,000; 2) With a bank-obtained credit score of at least 700; 3). Who have an eligible CBNA checking account (Includes: CBNA Carefree Checking, Premium Checking, or 50 Direct Checking); AND 4). With autopay from an eligible CBNA checking account. Maximum Loan Term is 60 months. Minimum Period for Repayment: 12 Months. Credit scores below 700 can range up to a maximum APR of 16.00% (rate without eligible CBNA checking account discount and without autopay discount). No origination fee, No Pre-payment penalty fee. For example, a 60-month $15,000 unsecured loan with an 7.49% interest rate would have 60 scheduled monthly payments of approximately $300.56. All loan applications are subject to credit approval and offered loan terms are dependent upon requested loan amount, loan term, credit score, credit history, and other factors. Other terms and conditions may apply. Call for details.
As Low As
up to $75,000 and up to 4 years
As Low As
As Low As
As Low As; Special fixed up to 15 months!
As Low As
up to $5,000.00 for 48 months. Maximum of one (1) per member.
Special Rate for First-time Borrowers
Up to $4,000
As Low As
No additional details available.
Clarks Summit Debt Consolidation Loan Rates
As Low As; * For Qualified Buyer
No additional details available.
As Low As
Clarks Summit Signature Loan Rates
No additional details available.
up to $2,500.00; As Low As
As Low As; when you borrow up to $2,500.00 for one year; Additional amounts available. Amount, rate & term based on approved credit.
As Low As
As Low As; for up to 60 months
As Low As; (*all annual percentage rates are subject to change)
Clarks Summit, PA Personal Loan Rate Trends
Compare local Clarks Summit, PA personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania personal loan rates rose 0.140 points over the past 7 days to 10.491% APR.
Pennsylvania signature loan rates currently average 10.447% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Clarks Summit, Pennsylvania personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Clarks Summit, Pennsylvania directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Clarks Summit, Pennsylvania. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in PA.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Pennsylvania?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Pennsylvania?
Are credit unions or banks better for personal loans in Clarks Summit, Pennsylvania?
What are the best personal loan rates in Clarks Summit, Pennsylvania?
- Community Bank: 7.49% (Unsecured Personal loan)
- P&G Mehoopany Employees Federal Credit Union: 4.00% (Fuel Loan)
- USX: 4.00% (SECOND LIEN POSITION Loans to $49,999)
- MERCK SHARP and DOHME: 4.24% (Undergraduate Loans)
- Highway Federal Credit Union: 4.25% (Never Titled Loan)
Clarks Summit, Pennsylvania Rates & Resources
Personal Loan Calculators
