Mortgage Lenders and Brokers in Clarks Summit, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clarks Summit, Pennsylvania mortgage lenders include Fidelity Deposit & Discount BankFidelity Deposit & Discount Bank1311 Morgan Hwy, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 0.53%, Ps BankPs Bank100 Old Lackawanna Trl, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 0.61%, Community Bank, N.A.Community Bank, N.A.931 S State St, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 3.83%, Wells Fargo Bank NAWells Fargo Bank NA915 Northern Blvd, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 5.36%, PNC Bank N.A.PNC Bank N.A.207 S State St, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 4.24%, Peoples Security Bank and Trust CompanyPeoples Security Bank and Trust Company1100 Northern Blvd, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 2.51%, The Honesdale National BankThe Honesdale National Bank651 Northern Blvd, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 1.92%, Citizens Savings BankCitizens Savings Bank500 S State St, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 1.51%, Wayne BankWayne Bank841 Northern Blvd, Clarks Summit, PA 18411A5.0 ★Texas Ratio: 10.36%, and Citizens Bank, NACitizens Bank, NA1142 Northern Blvd, Clarks Summit, PA 18411A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clarks Summit, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clarks Summit are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clarks Summit, Pennsylvania
Market share is the lender's share of all home loans closed in Clarks Summit, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Clarks Summit 1311 Morgan Hwy, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 0.53% |
Conventional, HELOC | 11 +7 HELOCs |
9.2% | 100% | $300,454 | View |
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1 office in Clarks Summit 100 Old Lackawanna Trl, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 8 | 6.7% | 100% | $342,500 | View |
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1 office in Clarks Summit 931 S State St, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 5 | 4.2% | 100% | $191,000 | View |
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1 office in Clarks Summit 915 Northern Blvd, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 3 | 2.5% | 100% | $265,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Clarks Summit 207 S State St, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +6 HELOCs |
1.7% | 100% | $220,000 | View |
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2 offices in Clarks Summit 1100 Northern Blvd, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 2 +5 HELOCs |
1.7% | 100% | $425,000 | View |
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1 office in Clarks Summit 651 Northern Blvd, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.92% |
Conventional | 2 | 1.7% | 100% | $295,000 | View |
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500 S State St, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 1.7% | 100% | $100,000 | View |
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1 office in Clarks Summit 841 Northern Blvd, Clarks Summit, PA 18411 A5.0 ★Texas Ratio: 10.36% |
Conventional | 1 | 0.8% | 100% | $385,000 | View |
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1 office in Clarks Summit 1142 Northern Blvd, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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851 Commerce Blvd, Dickson City, PA 18519 A+5.0 ★Texas Ratio: 0.81% |
Conventional | 9 | 7.5% | 100% | $45,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional | 4 | 3.3% | 80% | $50,000 | View |
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3 Kennedy Dr, Archbald, PA 18403 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 3 +1 HELOCs |
2.5% | 100% | $261,666 | View |
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11 N Main St, Alburtis, PA 18011 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.8% | 100% | $485,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.8% | 100% | $255,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.8% | 100% | $295,000 | View |
Net Credit Union
1444 E Lackawanna St, Olyphant, PA 18447 2174 |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $45,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 14 | 11.7% | 93.3% | $291,428 | View |
Rocket Mortgage
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Conventional, FHA, VA | 12 | 10% | 81.2% | $208,333 | |
| Conventional, FHA | 10 | 8.3% | 100% | $225,000 | View | |
Kind Lending, LLC
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Conventional, FHA | 3 | 2.5% | 100% | $331,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.5% | 75% | $258,333 | |
First Community Mortgage, Inc.
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Conventional | 2 | 1.7% | 100% | $270,000 | |
United Wholesale Mortgage
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Conventional | 2 | 1.7% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 2 | 1.7% | 66.7% | $270,000 | View |
Mortgage Research Center
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VA | 2 | 1.7% | 66.7% | $250,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.8% | 100% | $315,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.8% | 100% | $185,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $575,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.8% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.8% | 100% | $395,000 | View |
Bank Fund Staff Federal Credit
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Conventional | 1 | 0.8% | 100% | $255,000 | |
Provident Funding Associates
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Conventional | 1 | 0.8% | 100% | $345,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.8% | 100% | $385,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.8% | 100% | $245,000 | |
New American Funding, LLC.
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FHA | 1 | 0.8% | 33.3% | $335,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.8% | 100% | $295,000 | View |
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A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Clarks Summit Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clarks Summit, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Clarks Summit? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clarks Summit in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clarks Summit, PA
Use these to narrow the list above. Each category shows how many Clarks Summit, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Clarks Summit, PA
Independent mortgage companies closed 36.7 percent of home loans in Clarks Summit, Pennsylvania in 2025, banks 51.7 percent and credit unions 11.7 percent. Spring Eq, LLC was the largest mortgage company, Fidelity Deposit & Discount Bank the largest bank and Penn East Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Fidelity Deposit & Discount Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clarks Summit, PA
By home loans closed in 2025, Fidelity Deposit & Discount Bank was the largest mortgage lender in Clarks Summit, Pennsylvania with 11 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Clarks Summit, Pennsylvania in 2025, led by Ixonia Bank with 3. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 5 credit unions closed home loans in Clarks Summit, Pennsylvania in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clarks Summit, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clarks Summit, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clarks Summit. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
