Mortgage Lenders and Brokers in Reading, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Reading, Pennsylvania mortgage lenders include First National Bank of PAFirst National Bank of PA3045 N 5th Street Hwy, Reading, PA 19605A+5.0 ★Texas Ratio: 1.62%, Fulton Bank, National AssociationFulton Bank, National Association3045 16 N Fifth St Hwy, Reading, PA 19605A+5.0 ★Texas Ratio: 4.85%, Univest Bank and Trust Co.Univest Bank and Trust Co.1103 Rocky Rd, Reading, PA 19609A5.0 ★Texas Ratio: 6.10%, M&T BankM&T BankTulpehocken Road And Broadcasting Road, Reading, PA 19610A+5.0 ★Texas Ratio: 4.11%, Wells Fargo Bank NAWells Fargo Bank NA4665 Perkiomen Ave, Reading, PA 19606A+5.0 ★Texas Ratio: 5.36%, Citizens Bank, NACitizens Bank, NA830 Lancaster Ave, Reading, PA 19607A+5.0 ★Texas Ratio: 5.44%, Truist BankTruist Bank21 N 6th St, Reading, PA 19601A+5.0 ★Texas Ratio: 2.87%, Tompkins Community BankTompkins Community Bank1210 Rockland St, Reading, PA 19604A5.0 ★Texas Ratio: 6.37%, Customers BankCustomers Bank73 Old Dublin Pike, Doylestown, PA 18901A+5.0 ★Texas Ratio: 3.15%, and Mortgage America, Inc.Mortgage America, Inc.3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Reading, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Reading are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Reading, Pennsylvania
Market share is the lender's share of all home loans closed in Reading, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Reading 3045 N 5th Street Hwy, Reading, PA 19605 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 35 +7 HELOCs |
4.4% | 60.3% | $126,428 | View |
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3 offices in Reading 3045 16 N Fifth St Hwy, Reading, PA 19605 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 30 +6 HELOCs |
3.7% | 88.2% | $88,333 | View |
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1 office in Reading 1103 Rocky Rd, Reading, PA 19609 A5.0 ★Texas Ratio: 6.10% |
Conventional, FHA, HELOC | 10 +2 HELOCs |
1.2% | 90.9% | $180,000 | View |
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4 offices in Reading Tulpehocken Road And Broadcasting Road, Reading, PA 19610 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 9 +16 HELOCs |
1.1% | 100% | $176,111 | View |
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4 offices in Reading 4665 Perkiomen Ave, Reading, PA 19606 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 9 | 1.1% | 40.9% | $132,777 | View |
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3 offices in Reading 830 Lancaster Ave, Reading, PA 19607 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 2 +45 HELOCs |
0.2% | 60% | $195,000 | View |
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★ 1 stars, 1 review 2 offices in Reading 21 N 6th St, Reading, PA 19601 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 50% | $165,000 | View |
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★ 5 stars, 1 review 2 offices in Reading 1210 Rockland St, Reading, PA 19604 A5.0 ★Texas Ratio: 6.37% |
HELOC | 0 +4 HELOCs |
0% | 0% | View | |
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73 Old Dublin Pike, Doylestown, PA 18901 A+5.0 ★Texas Ratio: 3.15% |
Conventional, FHA | 67 | 8.3% | 94.5% | $162,164 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA | 42 | 5.2% | 95.5% | $189,047 | View |
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733 Lancaster Ave Ste K, Reading, PA 19607 1602 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 18 +10 HELOCs |
2.2% | 48.6% | $91,666 | View |
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1030 Cedar Top Rd, Reading, PA 19607 9358 A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 17 +9 HELOCs |
2.1% | 54.3% | $70,294 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 9 | 1.1% | 83.3% | $138,333 | View |
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2744 Century Blvd, Wyomissing, PA 19610 A+5.0 ★Texas Ratio: 2.76% |
Conventional | 7 | 0.9% | 70% | $93,571 | View |
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4363 Perkiomen Ave, Reading, PA 19606 3235 A+5.0 ★Texas Ratio: 3.79% |
Conventional, FHA, HELOC | 2 +15 HELOCs |
0.2% | 33.3% | $115,000 | View |
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337 Clay Ave, Stroudsburg, PA 18360 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 75% | $65,000 | View |
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1710 Union Blvd, Allentown, PA 18109 A-5.0 ★Texas Ratio: 14.98% |
FHA | 2 | 0.2% | 66.7% | $215,000 | View |
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1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 2 | 0.2% | 100% | $185,000 | View |
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10 S 2nd St, Reading, PA 19602 1014 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 1 +8 HELOCs |
0.1% | 50% | $85,000 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
FHA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $305,000 | View |
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3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $65,000 | View |
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917 Park Rd, Blandon, PA 19510 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
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1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
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1500 Market St, Philadelphia, PA 19102 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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1359 Old York Rd, Abington, PA 19001 A5.0 ★Texas Ratio: 9.33% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
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3425 Biglerville Rd, Biglerville, PA 17307 A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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1301 Skippack Pike, Blue Bell, PA 19422 A+5.0 ★Texas Ratio: 3.29% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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100 Crosskeys Rd, Collegeville, PA 19426 3128 A-5.0 ★Texas Ratio: 14.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2510 Delta Rd, Brogue, PA 17309 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Commonwealth Federal Cre
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Conventional, HELOC | 8 +4 HELOCs |
1% | 57.1% | $75,000 | |
Newrez LLC
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Conventional, FHA | 7 | 0.9% | 46.7% | $132,142 | |
HomeSale Mortgage
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Conventional, FHA | 6 | 0.7% | 100% | $173,333 | |
Spring Eq, LLC
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Conventional | 1 | 0.1% | 16.7% | $75,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 85 +5 HELOCs |
10.6% | 94.4% | $195,588 | |
Rocket Mortgage
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Conventional, FHA, VA | 74 | 9.2% | 73.1% | $143,378 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA | 50 | 6.2% | 89.3% | $170,600 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 31 +3 HELOCs |
3.9% | 71.7% | $205,645 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 26 | 3.2% | 83.9% | $171,923 | |
Pennymac Loan Services LLC
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Conventional, FHA | 23 | 2.9% | 69.7% | $158,478 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 20 | 2.5% | 84% | $164,500 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
1.7% | 70% | $177,857 | |
Tidewater Mortgage Services, Inc
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Conventional, FHA | 12 | 1.5% | 80% | $168,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 12 | 1.5% | 100% | $207,500 | |
Visions Federal Credit Union
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Conventional, HELOC | 10 +21 HELOCs |
1.2% | 50% | $72,000 | |
New American Funding, LLC.
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Conventional, FHA | 10 | 1.2% | 81.2% | $154,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
1.1% | 100% | $123,888 | |
Contour Mortgage Corporation
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Conventional, FHA | 8 | 1% | 100% | $186,250 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 0.7% | 33.3% | $90,000 | |
East Coast Capital Corp.
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Conventional, FHA | 6 | 0.7% | 100% | $188,333 | |
The Loan Store, Inc
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Conventional, HELOC | 5 +1 HELOCs |
0.6% | 100% | $197,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 5 | 0.6% | 54.5% | $189,000 | View |
Equity Prime Mortgage LLC
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FHA, VA | 5 | 0.6% | 100% | $207,000 | |
Mortgage Research Center
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VA | 5 | 0.6% | 71.4% | $213,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 4 | 0.5% | 100% | $192,500 | View |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.5% | 100% | $115,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA | 4 | 0.5% | 100% | $182,500 | View |
Royal United Mortgage LLC
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Conventional | 3 | 0.4% | 100% | $131,666 | |
Lakeview Loan Servicing, LLC
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Conventional | 3 | 0.4% | 60% | $55,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 0.4% | 100% | $108,333 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 0.4% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 6.81% |
Conventional | 3 | 0.4% | 100% | $98,333 | |
Paramount Residential Mortgage
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Conventional | 3 | 0.4% | 100% | $161,666 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 3 | 0.4% | 75% | $141,666 | |
EMM Loans LLC
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Conventional, FHA | 2 | 0.2% | 100% | $105,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 0.2% | 50% | $220,000 | |
Goodleap, LLC
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Conventional | 2 | 0.2% | 100% | $75,000 | |
Michigan Mutual, Inc
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Conventional | 2 | 0.2% | 100% | $125,000 | |
Nation One Mortgage Corporatio
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Conventional, FHA | 2 | 0.2% | 100% | $85,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.2% | 66.7% | $305,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.2% | 33.3% | $95,000 | |
Top Flite Financial, Inc.
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FHA | 2 | 0.2% | 66.7% | $150,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 1.17% |
FHA | 1 | 0.1% | 100% | $205,000 | View |
Abacus Federal Savings Bank
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Conventional | 1 | 0.1% | 100% | $65,000 | |
American Financial Resources LLC
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FHA | 1 | 0.1% | 33.3% | $185,000 | |
Cliffco, Inc.
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $145,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.1% | 33.3% | $255,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 66.7% | $155,000 | View |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $115,000 | |
First Alliance Home Mortgage, LLC
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VA | 1 | 0.1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.1% | 16.7% | $85,000 | View |
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A5.0 ★Texas Ratio: 9.77% |
FHA | 1 | 0.1% | 50% | $275,000 | View |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $315,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.1% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.80% |
FHA | 1 | 0.1% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 1 | 0.1% | 33.3% | $85,000 | |
UNMB Home Loans Inc
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Nations Lending Corporation
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FHA | 1 | 0.1% | 100% | $215,000 | |
T2 Financial LLC
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Mortgage Center LC
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Conventional | 1 | 0.1% | 100% | $45,000 | |
Greenway Mortgage Funding Corp.
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Conventional | 1 | 0.1% | 100% | $175,000 | |
First Credit Corporation of Ny, Inc.
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Conventional | 1 | 0.1% | 66.7% | $75,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
FHA | 1 | 0.1% | 100% | $135,000 | View |
The Mortgage Firm
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Conventional | 1 | 0.1% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Summit Funding.Inc
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FHA | 1 | 0.1% | 100% | $175,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.1% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.1% | 50% | $235,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $155,000 | View |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.1% | 100% | $145,000 | |
Lower, LLC
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FHA | 1 | 0.1% | 100% | $215,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.1% | 100% | $165,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.1% | 100% | $55,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Polish & Slavic Federal Credit
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Village Capital & Investment
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VA | 1 | 0.1% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +8 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Bank Fund Staff Federal Credit
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Municipal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% |
Reading Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Reading, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Reading? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Reading in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Reading, PA
Use these to narrow the list above. Each category shows how many Reading, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Reading, PA
Independent mortgage companies closed 59.5 percent of home loans in Reading, Pennsylvania in 2025, banks 31.2 percent and credit unions 9.3 percent. Mortgage America, Inc. was the largest mortgage company, First National Bank of PA the largest bank and Riverfront FCU the largest credit union. Among lenders headquartered in Pennsylvania, First National Bank of PA led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Reading, PA
By home loans closed in 2025, First National Bank of PA was the largest mortgage lender in Reading, Pennsylvania with 35 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Reading, Pennsylvania, Customers Bank approved the highest share of completed applications in 2025 at 94.5 percent, against a 76.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
53 lenders closed FHA loans in Reading, Pennsylvania in 2025, led by CrossCountry Mortgage, LLC with 50. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 21 credit unions closed home loans in Reading, Pennsylvania in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Reading, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Reading, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Reading. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
