Mortgage Lenders and Brokers in York, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
York, Pennsylvania mortgage lenders include Acnb BankAcnb Bank2450 Eastern Blvd, York, PA 17402A+5.0 ★Texas Ratio: 2.55%, Fulton Bank, National AssociationFulton Bank, National Association3413a Concord Rd, York, PA 17402A+5.0 ★Texas Ratio: 4.85%, M&T BankM&T Bank107 W Market St, York, PA 17401A+5.0 ★Texas Ratio: 4.11%, Heritage Valley FCUHeritage Valley FCU2400 Pleasant Valley Rd, York, PA 17402 9624, First Capital Credit UnionFirst Capital Credit Union1601 Kenneth Rd, York, PA 17408 2228A+5.0 ★Texas Ratio: 0.95%, First National Bank of PAFirst National Bank of PA2160 S Queen St, York, PA 17402A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA2099 S Queen St, York, PA 17403A+5.0 ★Texas Ratio: 5.36%, Orrstown BankOrrstown Bank109 Leaders Heights Rd, York, PA 17403A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.2430 E Market St, York, PA 17402A+5.0 ★Texas Ratio: 4.24%, and White Rose Credit UnionWhite Rose Credit Union555 Willow Springs Ln, York, PA 17406A+5.0 ★Texas Ratio: 1.86%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in York, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in York are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in York, Pennsylvania
Market share is the lender's share of all home loans closed in York, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5 offices in York 2450 Eastern Blvd, York, PA 17402 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA, HELOC | 66 +3 HELOCs |
12% | 93.1% | $157,272 | View |
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4 offices in York 3413a Concord Rd, York, PA 17402 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 25 +9 HELOCs |
4.5% | 78.8% | $95,800 | View |
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7 offices in York 107 W Market St, York, PA 17401 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, HELOC | 14 +18 HELOCs |
2.5% | 87.5% | $170,000 | View |
Heritage Valley FCU
2400 Pleasant Valley Rd, York, PA 17402 9624 |
Conventional | 13 | 2.4% | 86.7% | $56,538 | |
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1601 Kenneth Rd, York, PA 17408 2228 A+5.0 ★Texas Ratio: 0.95% |
Conventional, HELOC | 10 +2 HELOCs |
1.8% | 71.4% | $47,000 | View |
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4 offices in York 2160 S Queen St, York, PA 17402 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 10 +1 HELOCs |
1.8% | 58.8% | $132,000 | View |
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4 offices in York 2099 S Queen St, York, PA 17403 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 8 | 1.5% | 66.7% | $121,250 | View |
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5 offices in York 109 Leaders Heights Rd, York, PA 17403 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 5 +2 HELOCs |
0.9% | 83.3% | $199,000 | View |
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★ 1.7 stars, 3 reviews 1 office in York 2430 E Market St, York, PA 17402 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 50% | $65,000 | View |
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555 Willow Springs Ln, York, PA 17406 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 2 | 0.4% | 66.7% | $80,000 | View |
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1 office in York 2990 E Market St, York, PA 17402 A+5.0 ★Texas Ratio: 5.44% |
FHA, HELOC | 1 +3 HELOCs |
0.2% | 100% | $225,000 | View |
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1 office in York 2951 Whiteford Rd, York, PA 17402 A5.0 ★Texas Ratio: 10.85% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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1 office in York 2901 Whiteford Rd, York, PA 17402 A5.0 ★Texas Ratio: 6.10% |
FHA | 1 | 0.2% | 50% | $205,000 | View |
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★ 1 stars, 1 review 3 offices in York 1205 Carlisle Rd, York, PA 17404 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1 office in York 3649 E Market St, York, PA 17402 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 26 | 4.7% | 100% | $143,076 | View |
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2145 White St, York, PA 17404 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 13 +27 HELOCs |
2.4% | 58.3% | $97,307 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 5 | 0.9% | 100% | $147,000 | View |
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421 E Penn Ave, Cleona, PA 17042 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 5 | 0.9% | 83.3% | $85,000 | View |
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2010 Pennsylvania Ave, York, PA 17404 1791 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 4 +4 HELOCs |
0.7% | 57.1% | $137,500 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA | 4 | 0.7% | 100% | $210,000 | View |
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1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
FHA | 3 | 0.5% | 75% | $151,666 | |
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1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA | 2 | 0.4% | 100% | $230,000 | View |
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351 S 7th St, Akron, PA 17501 A+5.0 ★Texas Ratio: 4.34% |
Conventional, FHA | 2 | 0.4% | 100% | $210,000 | View |
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3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
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9775 Route 75 S, East Waterford, PA 17021 A5.0 ★Texas Ratio: 8.88% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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4213 Oregon Pike, Ephrata, PA 17522 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Farmers and Merchants Trust Company of Chambersburg
3 E 1st St, Boiling Springs, PA 17007 |
Conventional | 1 | 0.2% | 100% | $275,000 | |
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1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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3500 Trindle Rd, Camp Hill, PA 17011 4439 A+5.0 ★Texas Ratio: 3.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional, FHA | 7 | 1.3% | 70% | $130,714 | |
HomeSale Mortgage
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Conventional, FHA | 5 | 0.9% | 100% | $179,000 | |
Howard Hanna Financial Services, Inc
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Conventional | 2 | 0.4% | 100% | $170,000 | |
Spring Eq, LLC
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
Service 1St Federal Credit Uni
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 52 | 9.4% | 71.8% | $157,307 | |
Radius Financial Group Inc
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Conventional, FHA, VA | 38 | 6.9% | 100% | $141,842 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 36 +2 HELOCs |
6.5% | 92.3% | $169,166 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 19 +1 HELOCs |
3.4% | 100% | $116,578 | |
| Conventional, FHA, VA | 19 | 3.4% | 95.5% | $138,157 | View | |
First Alliance Home Mortgage, LLC
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Conventional, FHA | 17 | 3.1% | 94.4% | $170,882 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 2.2% | 92.3% | $190,000 | |
New American Funding, LLC.
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Conventional, FHA | 10 | 1.8% | 90.9% | $134,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 9 | 1.6% | 100% | $220,555 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 1.3% | 53.8% | $177,857 | |
Fairway Independent Mort Corp
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Conventional, FHA | 6 | 1.1% | 54.5% | $171,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
0.9% | 83.3% | $157,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 5 | 0.9% | 100% | $173,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 0.9% | 83.3% | $103,000 | |
Mortgage Research Center
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VA | 5 | 0.9% | 50% | $195,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 4 | 0.7% | 55.6% | $210,000 | View |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 4 | 0.7% | 100% | $142,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 0.5% | 60% | $131,666 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 0.5% | 100% | $135,000 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
0.4% | 25% | $130,000 | |
EMM Loans LLC
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Conventional | 2 | 0.4% | 100% | $175,000 | |
Tidewater Mortgage Services, Inc
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Conventional | 2 | 0.4% | 100% | $160,000 | |
First Community Mortgage, Inc.
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Conventional, VA | 2 | 0.4% | 100% | $205,000 | |
American Financing Corporation
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Conventional | 2 | 0.4% | 66.7% | $90,000 | |
Union Home Mortgage Corp.
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FHA | 2 | 0.4% | 66.7% | $175,000 | |
New Day Financial, LLC.
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VA | 2 | 0.4% | 37.5% | $95,000 | |
First Credit Corporation of Ny, Inc.
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Conventional | 2 | 0.4% | 26.2% | $45,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.4% | 100% | $115,000 | |
Lower, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $220,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
Originpoint, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.2% | 100% | $235,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $135,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 100% | $135,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.2% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 2.76% |
Conventional | 1 | 0.2% | 25% | $55,000 | View |
Credit Union Mortgage Associat
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.2% | 100% | $115,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.2% | 100% | $155,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Aberdeen Proving Ground FCU
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Conventional | 1 | 0.2% | 100% | $35,000 | |
New Fed Mortgage Corp.
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FHA | 1 | 0.2% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 9.61% |
VA | 1 | 0.2% | 100% | $165,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 50% | $175,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $65,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 0.2% | 25% | $535,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.2% | 100% | $215,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
York Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in York, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in York? The list below shows the banks, credit unions and mortgage brokers that closed home loans in York in 2025, with lenders based there listed first.
Types of Mortgage Lenders in York, PA
Use these to narrow the list above. Each category shows how many York, PA lenders fit and what that kind of lender is usually best for.
Who Lends in York, PA
Independent mortgage companies closed 56.8 percent of home loans in York, Pennsylvania in 2025, banks 33.9 percent and credit unions 9.3 percent. Mortgage America, Inc. was the largest mortgage company, Acnb Bank the largest bank and Heritage Valley FCU the largest credit union. Among lenders headquartered in Pennsylvania, Acnb Bank led with 66 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in York, PA
By home loans closed in 2025, Acnb Bank was the largest mortgage lender in York, Pennsylvania with 66 loans, about 12 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in York, Pennsylvania, Acnb Bank approved the highest share of completed applications in 2025 at 93.1 percent, against a 78.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
42 lenders closed FHA loans in York, Pennsylvania in 2025, led by Acnb Bank with 18. 16 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 12 credit unions closed home loans in York, Pennsylvania in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in York, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in York, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up York. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
