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Mortgage Lenders and Brokers in Allentown, Pennsylvania

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Allentown, Pennsylvania mortgage lenders include People First Federal Credit UnionPeople First Federal Credit Union2141 Downyflake Ln, Allentown, PA 18103 4774A5.0 ★Texas Ratio: 9.56%, Embassy Bank For the Lehigh ValleyEmbassy Bank For the Lehigh Valley2002 W Liberty St, Allentown, PA 18104A+4.9 ★Texas Ratio: 0.52%, Wells Fargo Bank NAWells Fargo Bank NA1840 Airport Rd, Allentown, PA 18109A+5.0 ★Texas Ratio: 5.36%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA107 N 7th Street, Allentown, PA 18101A+5.0 ★Texas Ratio: 3.68%, Quaint Oak Mortgage, LLCQuaint Oak Mortgage, LLC1710 Union Blvd, Allentown, PA 18109A-5.0 ★Texas Ratio: 14.98%, Lehigh Valley Educators Credit UnionLehigh Valley Educators Credit Union3720 Hamilton Blvd, Allentown, PA 18103A+5.0 ★Texas Ratio: 1.73%, Bank of America NABank of America NA3300 Lehigh St, Allentown, PA 18103A+5.0 ★Texas Ratio: 4.14%, American BankAmerican Bank4029 W Tilghman St, Allentown, PA 18104A+5.0 ★Texas Ratio: 0.26%, PNC Bank N.A.PNC Bank N.A.4602 Broadway, Allentown, PA 18104A+5.0 ★Texas Ratio: 4.24%, and Truist BankTruist Bank1139 W Hamilton St, Allentown, PA 18101A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Allentown, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Allentown are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Allentown, Pennsylvania

Market share is the lender's share of all home loans closed in Allentown, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
People First Federal Credit Union 2141 Downyflake Ln, Allentown, PA 18103 4774 A5.0 ★Texas Ratio: 9.56%	Conventional	51	3.7%	51.5%	$89,117	View
Embassy Bank For the Lehigh Valley 4 offices in Allentown 2002 W Liberty St, Allentown, PA 18104 A+4.9 ★Texas Ratio: 0.52%	Conventional	33	2.4%	68.8%	$148,939	View
Wells Fargo Bank NA 8 offices in Allentown 1840 Airport Rd, Allentown, PA 18109 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	26	1.9%	78.8%	$175,769	View
JPMorgan Chase Bank, NA 3 offices in Allentown 107 N 7th Street, Allentown, PA 18101 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, HELOC	23 +1 HELOCs	1.7%	82.1%	$204,130	View
Quaint Oak Mortgage, LLC 1710 Union Blvd, Allentown, PA 18109 A-5.0 ★Texas Ratio: 14.98%	Conventional, FHA	18	1.3%	100%	$242,222	View
Lehigh Valley Educators Credit Union 3720 Hamilton Blvd, Allentown, PA 18103 A+5.0 ★Texas Ratio: 1.73%	Conventional	13	0.9%	100%	$79,615	View
Bank of America NA 2 offices in Allentown 3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA, HELOC	12 +12 HELOCs	0.9%	60%	$246,666	View
American Bank 4029 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 0.26%	Conventional	8	0.6%	88.9%	$170,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 2 offices in Allentown 4602 Broadway, Allentown, PA 18104 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	7 +54 HELOCs	0.5%	100%	$152,142	View
Truist Bank ★ 1 stars, 1 review 5 offices in Allentown 1139 W Hamilton St, Allentown, PA 18101 A+5.0 ★Texas Ratio: 2.87%	Conventional, FHA, HELOC	7 +10 HELOCs	0.5%	63.6%	$209,285	View
Univest Bank and Trust Co. 1 office in Allentown 5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10%	Conventional, FHA, HELOC	7 +1 HELOCs	0.5%	77.8%	$233,571	View
Cnb Bank 1 office in Allentown 600 Hamilton St, Allentown, PA 18101 A5.0 ★Texas Ratio: 6.26%	Conventional	7	0.5%	87.5%	$223,571	View
QNB Bank 1 office in Allentown 950 Mill Creek Rd, Allentown, PA 18106 A+5.0 ★Texas Ratio: 4.97%	Conventional	6	0.4%	100%	$128,333	View
Allentown Federal Credit Union 1325 Oxford Dr, Allentown, PA 18103	Conventional, HELOC	5 +8 HELOCs	0.4%	83.3%	$139,000
TD Bank 2 offices in Allentown 1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71%	Conventional, FHA, HELOC	5 +3 HELOCs	0.4%	62.5%	$213,000	View
Fulton Bank, National Association 2 offices in Allentown 1928 Hamilton St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 4.85%	Conventional, FHA, Jumbo, HELOC	3 +8 HELOCs	0.2%	75%	$531,666	View
Peoples Security Bank and Trust Company 1 office in Allentown 3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51%	Conventional, HELOC	2 +5 HELOCs	0.1%	100%	$245,000	View
Penn Community Bank 1 office in Allentown 3100 West Tilghman Street, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.96%	Conventional, HELOC	2 +1 HELOCs	0.1%	50%	$305,000	View
M&T Bank 1 office in Allentown 7540 Windsor Drive Suite 203, Allentown, PA 18195 A+5.0 ★Texas Ratio: 4.11%	FHA, HELOC	1 +1 HELOCs	0.1%	50%	$35,000	View
Provident Bank 2 offices in Allentown 1901 Hamilton St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.46%	HELOC	0 +1 HELOCs	0%	0%		View
First Commonwealth Federal Cre	Conventional, HELOC	57 +20 HELOCs	4.2%	60.8%	$88,859
Firstrust Savings Bank 1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45%	Conventional, FHA	62	4.5%	88.7%	$244,677	View
Mortgage America, Inc. 3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA	18	1.3%	100%	$282,777	View
Members 1St FCU 5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79%	Conventional, HELOC	6 +16 HELOCs	0.4%	54.5%	$118,333	View
Keybank National Association 20 West Skippack Pike, Ambler, PA 19002 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA	6	0.4%	75%	$186,666	View
New Tripoli Bank 4892 Buckeye Rd, Emmaus, PA 18049 A5.0 ★Texas Ratio: 8.82%	Conventional	6	0.4%	100%	$211,666	View
Pennsylvania State Employees Credit Union 113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23%	Conventional, HELOC	4 +9 HELOCs	0.3%	66.7%	$177,500	View
Apci Federal Credit Union 6126 Hamilton Blvd Ste 102, Allentown, PA 18106 A+5.0 ★Texas Ratio: 0.44%	Conventional	4	0.3%	100%	$185,000	View
Huntington National Bank 2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.1%	100%	$310,000	View
The Neffs National Bank 5629 Route 873, Neffs, PA 18065 A+5.0 ★Texas Ratio: 0.56%	Conventional	2	0.1%	100%	$35,000	View
Citizens Savings Bank 500 S State St, Clarks Summit, PA 18411 A+5.0 ★Texas Ratio: 1.51%	Conventional	2	0.1%	100%	$145,000	View
Oceanfirst Bank 1500 Market St, Philadelphia, PA 19102 A+5.0 ★Texas Ratio: 5.26%	Conventional	2	0.1%	100%	$165,000	View
First Heritage Financial LLC 1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80%	Conventional, FHA	2	0.1%	50%	$245,000
Customers Bank 73 Old Dublin Pike, Doylestown, PA 18901 A+5.0 ★Texas Ratio: 3.15%	Conventional, FHA	2	0.1%	100%	$215,000	View
Jim Thorpe Neighborhood Bank 418 Center St, Jim Thorpe, PA 18229 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$360,000	View
First National Bank of PA 2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62%	Conventional	2	0.1%	66.7%	$420,000	View
Citizens Bank, NA 907 22nd St, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +18 HELOCs	0.1%	100%	$265,000	View
Fidelity Deposit & Discount Bank 303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$205,000	View
Citadel Federal Credit Union 4923 Edgmont Ave, Brookhaven, PA 19015 1128 A+5.0 ★Texas Ratio: 2.94%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$155,000	View
Harleysville Bank 271 Main St, Harleysville, PA 19438 A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$185,000	View
TruMark Financial Credit Union 3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89%	Conventional	1	0.1%	100%	$365,000	View
Clearview Federal Credit Union 2646 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.10%	Conventional	1	0.1%	100%	$75,000
Unity Bank 2850 Easton Ave, Bethlehem, PA 18017 A5.0 ★Texas Ratio: 9.27%	Conventional	1	0.1%	100%	$225,000	View
Diamond Credit Union 6591 Perkiomen Ave, Birdsboro, PA 19508 A+5.0 ★Texas Ratio: 1.56%	Conventional	1	0.1%	50%	$55,000	View
First Northern Bank and Trust Company 383 S Walnut St, Bath, PA 18014 A+5.0 ★Texas Ratio: 5.78%	Conventional	1	0.1%	100%	$155,000	View
The Dime Bank 157 Brooklyn St, Carbondale, PA 18407 A5.0 ★Texas Ratio: 9.00%	Conventional	1	0.1%	100%	$195,000	View
Merck Sharp and Dohme FCU 335 W Butler Ave, Chalfont, PA 18914 A+5.0 ★Texas Ratio: 1.82%	HELOC	0 +1 HELOCs	0%	n/a
ESSA Bank & Trust	Conventional, HELOC	25 +1 HELOCs	1.8%	92.6%	$207,800
Newrez LLC	Conventional, FHA, VA	15	1.1%	32.6%	$157,000
Nvr Mortgage Finance, Inc.	Conventional, FHA	6	0.4%	85.7%	$410,000
Allied Mortgage Group, Inc	Conventional, FHA	4	0.3%	100%	$222,500
Spring Eq, LLC	Conventional, HELOC	3 +3 HELOCs	0.2%	27.3%	$81,666
Northeast Equitable Mortgage LLC	Conventional	3	0.2%	100%	$235,000
Affordable Mortgage Advisors	Conventional, FHA	2	0.1%	100%	$460,000
Filo Mortgage, LLC	Conventional	1	0.1%	100%	$245,000
Tammac Holdings Corporation	Conventional	1	0.1%	100%	$65,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	107 +2 HELOCs	7.8%	95.6%	$255,841
Rocket Mortgage	Conventional, FHA, VA	84	6.1%	77.4%	$186,071
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	66 +1 HELOCs	4.8%	71.9%	$237,424
Guild Mortgage Company	Conventional, FHA	53	3.9%	96.6%	$191,037	View
Prosperity Home Mortgage, LLC	Conventional, FHA, VA	53	3.9%	96.4%	$211,603
Pennymac Loan Services LLC	Conventional, FHA, VA	47	3.4%	71.8%	$215,851
Planet Home Lending, LLC	Conventional, FHA	30	2.2%	77.5%	$239,666
Cmg Mortgage Inc	Conventional, FHA, USDA, HELOC	28 +2 HELOCs	2%	91.7%	$230,357
Movement Mortgage, LLC	Conventional, FHA, HELOC	22 +1 HELOCs	1.6%	100%	$200,454
loanDepot.com LLC	Conventional, FHA, VA, HELOC	21 +5 HELOCs	1.5%	75%	$210,238
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA	21	1.5%	77.8%	$210,714	View
New American Funding, LLC.	Conventional, FHA	20	1.5%	95.2%	$216,000
T2 Financial LLC	Conventional, FHA	18	1.3%	90%	$242,222
Nationwide Mortgage Bankers, Inc.	Conventional, FHA	16	1.2%	100%	$221,250
Cardinal Financial Company, Li	Conventional, FHA, VA	15	1.1%	93.8%	$232,333
Freedom Mortgage Corporation A+5.0 ★Texas Ratio: 3.02%	Conventional, FHA, VA	13	0.9%	68%	$199,615	View
Nationstar Mortgage	Conventional, FHA, VA	13	0.9%	81.2%	$149,615
American Financial Resources LLC	Conventional, FHA	12	0.9%	92.3%	$239,166
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA	12	0.9%	100%	$237,500	View
Embrace Home Loans, Inc.	Conventional, FHA	10	0.7%	91.7%	$241,000
Mortgage Research Center	FHA, VA	10	0.7%	71.4%	$310,000
Equity Prime Mortgage LLC	FHA	8	0.6%	66.7%	$242,500
Amerisave Mortgage Company	Conventional, FHA, VA	8	0.6%	28.6%	$150,000
Weichert Financial Services	Conventional, FHA	7	0.5%	100%	$253,571
Keystone Funding, Inc	Conventional, FHA	7	0.5%	100%	$237,857
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	6 +1 HELOCs	0.4%	100%	$231,666
AmeriHome Mortgage Company, LLC	FHA	6	0.4%	100%	$263,333
Click n' Close, Inc.	Conventional, FHA	6	0.4%	100%	$120,000
United Mortgage Corp. A+5.0 ★Texas Ratio: 2.15%	Conventional, FHA	6	0.4%	100%	$263,333	View
Mutual of Omaha Mortgage	Conventional, FHA	6	0.4%	50%	$150,000
Discover Bank A+5.0 ★Texas Ratio: 2.76%	Conventional	5	0.4%	26.3%	$61,000	View
Sun West Mortgage Company, Inc A5.0 ★Texas Ratio: 9.77%	Conventional, FHA, VA	5	0.4%	63.6%	$169,000	View
V.I.P. Mortgage, Inc. A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA, VA	5	0.4%	100%	$241,000	View
Tomo Mortgage LLC	Conventional	5	0.4%	100%	$271,000
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	5	0.4%	100%	$257,000
HomeBridge Financial Services, Inc	Conventional, HELOC	4 +3 HELOCs	0.3%	80%	$247,500
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional, HELOC	4 +2 HELOCs	0.3%	44.4%	$52,500	View
AdvantageFirst Lending Inc	FHA, VA	4	0.3%	80%	$217,500
Absolute Home Mortgage	Conventional, FHA	4	0.3%	100%	$257,500
First Colony Mortgage Corporat	Conventional	4	0.3%	100%	$160,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA	4	0.3%	57.1%	$215,000	View
Carrington Mortgage Services LLC	Conventional, FHA	4	0.3%	42.9%	$147,500
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, HELOC	3 +5 HELOCs	0.2%	42.9%	$255,000
Union Home Mortgage Corp.	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$255,000
The Loan Store, Inc	Conventional, VA, HELOC	3 +1 HELOCs	0.2%	100%	$228,333
ML Mortgage Corp.	Conventional	3	0.2%	100%	$171,666
Royal United Mortgage LLC	Conventional, FHA	3	0.2%	75%	$128,333
Lakeview Loan Servicing, LLC	Conventional, FHA	3	0.2%	27.8%	$128,333
Geneva Financial LLC	Conventional, FHA	3	0.2%	75%	$181,666
Summit Funding.Inc	Conventional, FHA, VA	3	0.2%	75%	$228,333
Residential Home Mortgage Corporation	FHA	3	0.2%	75%	$271,666
A&D Mortgage LLC A+5.0 ★Texas Ratio: 1.17%	Conventional, FHA	2	0.1%	100%	$260,000	View
Nbkc Bank	FHA, VA	2	0.1%	100%	$300,000
American Financial Network, Inc.	FHA	2	0.1%	100%	$200,000
American Federal Mortgage Corporation	Conventional	2	0.1%	100%	$245,000
Waterstone Mortgage Corporation	Conventional	2	0.1%	100%	$225,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	2	0.1%	100%	$215,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.1%	100%	$615,000	View
Reliance First Capital, LLC	Conventional	2	0.1%	100%	$165,000
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.1%	100%	$335,000
Top Flite Financial, Inc.	Conventional	2	0.1%	66.7%	$95,000
Ponce Bank A+5.0 ★Texas Ratio: 4.49%	Conventional	2	0.1%	100%	$120,000	View
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$125,000
EMM Loans LLC	FHA	1	0.1%	100%	$235,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.1%	16.7%	$55,000	View
First Community Mortgage, Inc.	FHA	1	0.1%	100%	$305,000
Contour Mortgage Corporation	Conventional	1	0.1%	100%	$155,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$465,000
Envoy Mortgage, Ltd	Conventional	1	0.1%	100%	$335,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$165,000
PHH Mortgage Corporation	FHA	1	0.1%	100%	$305,000
Loanunited.Com, LLC	FHA	1	0.1%	100%	$365,000
United Trust Bank	VA	1	0.1%	100%	$265,000
Bond Street Mortgage, LLC	Conventional	1	0.1%	100%	$195,000
Acre Mortgage & Financial, Inc.	FHA	1	0.1%	100%	$485,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	100%	$265,000	View
HomeXpress Mortgage Corp.	Conventional	1	0.1%	100%	$325,000
NJ Lenders Corp	Conventional	1	0.1%	100%	$185,000
Success Mortgage Partners, Inc	FHA	1	0.1%	100%	$345,000
Marlin Mortgage Capital, LLC	FHA	1	0.1%	100%	$105,000
American Financing Corporation	FHA	1	0.1%	25%	$115,000
ClearPath Lending	VA	1	0.1%	100%	$265,000
My Mortgage, Inc	FHA	1	0.1%	100%	$145,000
Nfm, Inc	Conventional	1	0.1%	100%	$425,000
American Internet Mortgage, Inc.	Conventional	1	0.1%	100%	$85,000
New Day Financial, LLC.	VA	1	0.1%	20%	$125,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0.1%	50%	$265,000	View
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	FHA	1	0.1%	100%	$195,000	View
Provident Funding Associates	Conventional	1	0.1%	100%	$415,000
Greenway Mortgage Funding Corp.	Conventional	1	0.1%	100%	$235,000
First Credit Corporation of Ny, Inc.	Conventional	1	0.1%	20%	$105,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$165,000
Sierra Pacific Mortgage Co. Inc	FHA	1	0.1%	100%	$155,000
American Pacific Mortgage Corporation	Conventional	1	0.1%	100%	$295,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$305,000	View
Municipal Credit Union	Conventional	1	0.1%	50%	$55,000
Mid-Island Mortgage Corp.	FHA	1	0.1%	100%	$305,000
Towne Mortgage Company A+5.0 ★Texas Ratio: 3.17%	Conventional	1	0.1%	100%	$275,000	View
Better Mortgage Corporation	Conventional	1	0.1%	16.7%	$265,000
Interstate Home Loan Center, Inc.	Conventional	1	0.1%	100%	$315,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	VA	1	0.1%	33.3%	$305,000	View
Zillow Home Loans, LLC	Conventional	1	0.1%	50%	$325,000
1St 2Nd Mortgage Company of N.J., Inc.	FHA	1	0.1%	100%	$315,000
Meadowbrook Financial Mortgage Bankers Corp.	Conventional	1	0.1%	100%	$275,000
Valley National Bank A+5.0 ★Texas Ratio: 5.76%	FHA	1	0.1%	50%	$195,000	View
Florida Capital Bank, N.A	FHA	1	0.1%	100%	$345,000
Fairway Independent Mort Corp	FHA	1	0.1%	100%	$255,000
IRCO Community Federal Credit Union	Conventional	1	0.1%	100%	$535,000
Paramount Residential Mortgage	FHA	1	0.1%	100%	$175,000
Texana Bank	FHA	1	0.1%	100%	$205,000
Flanagan State Bank A4.7 ★Texas Ratio: 2.58%	Conventional	1	0.1%	100%	$205,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.1%	100%	$215,000
Leaderone Financial Corp.	VA	1	0.1%	100%	$255,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	50%	$145,000	View
Village Capital & Investment	VA	1	0.1%	50%	$265,000
Flyhomes Mortgage LLC	Conventional	1	0.1%	100%	$165,000
Figure Lending LLC	HELOC	0 +13 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +12 HELOCs	0%	n/a		View
Visions Federal Credit Union	HELOC	0 +5 HELOCs	0%	0%
Lendage, LLC dba Achieve Loans	HELOC	0 +4 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Signature Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Allentown Mortgage Rate Trends

Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.

30-Year Fixed PA Avg

7.307%

▲ 0.109 vs 7 days ago

15-Year Fixed PA Avg

6.802%

▲ 0.082 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Allentown, Pennsylvania

Looking for mortgage lenders near me or mortgage brokers near me in Allentown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Allentown in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Allentown, PA

Use these to narrow the list above. Each category shows how many Allentown, PA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 104 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 57 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 21 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 82 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 26 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 2 lenders. Loans above the conforming limit for higher priced homes Local lenders based in PA 44 lenders headquartered in Pennsylvania, the closest thing to a mortgage lender near you

Who Lends in Allentown, PA

Independent mortgage companies closed 64.7 percent of home loans in Allentown, Pennsylvania in 2025, banks 24.2 percent and credit unions 11.2 percent. Quaint Oak Mortgage, LLC was the largest mortgage company, Embassy Bank For the Lehigh Valley the largest bank and People First Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, People First Federal Credit Union led with 51 loans.

64.7%

Mortgage companies

24.2%

Banks

11.2%

Credit unions

32%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.

More Pennsylvania Mortgage Lender Pages

All Pennsylvania lenders 905 lenders Philadelphia 392 lenders Pittsburgh 237 lenders Lancaster 156 lenders Erie 100 lenders Levittown 151 lenders Bethlehem 139 lenders Reading 112 lenders Scranton 128 lenders Altoona 81 lenders York 90 lenders Allison Park 112 lenders Drexel Hill 134 lenders

Frequently Asked Questions About Mortgage Lenders in Allentown, PA

Who is the largest mortgage lender in Allentown, PA?

By home loans closed in 2025, People First Federal Credit Union was the largest mortgage lender in Allentown, Pennsylvania with 51 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Allentown, PA have the highest approval rates?

Among lenders with meaningful volume in Allentown, Pennsylvania, Guild Mortgage Company approved the highest share of completed applications in 2025 at 96.6 percent, against a 75.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Allentown, PA mortgage lenders offer FHA, VA and USDA loans?

82 lenders closed FHA loans in Allentown, Pennsylvania in 2025, led by CrossCountry Mortgage, LLC with 55. 26 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Allentown, PA lender list?

Yes. 57 banks and 21 credit unions closed home loans in Allentown, Pennsylvania in 2025, alongside 104 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Allentown, PA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Allentown, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Allentown, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Allentown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.