Mortgage Lenders and Brokers in Lancaster, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lancaster, Pennsylvania mortgage lenders include Fulton Bank, National AssociationFulton Bank, National Association1 Penn Sq, Lancaster, PA 17602A+5.0 ★Texas Ratio: 4.85%, Lanco Federal Credit UnionLanco Federal Credit Union349 W Roseville Rd, Lancaster, PA 17601A+5.0 ★Texas Ratio: 5.06%, First National Bank of PAFirst National Bank of PA23 Rohrerstown Rd, Lancaster, PA 17603A+5.0 ★Texas Ratio: 1.62%, Wells Fargo Bank NAWells Fargo Bank NA305 Rohrerstown Rd, Lancaster, PA 17603A+5.0 ★Texas Ratio: 5.36%, Orrstown BankOrrstown Bank2001 Harrisburg Pike, Lancaster, PA 17601A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.1900 Fruitville Pike, Lancaster, PA 17601A+5.0 ★Texas Ratio: 4.24%, Mid Penn BankMid Penn Bank1817 Oregon Pike, Lancaster, PA 17601A+5.0 ★Texas Ratio: 4.25%, Truist BankTruist Bank1950 Old Philadelphia Pike, Lancaster, PA 17602A+5.0 ★Texas Ratio: 2.87%, M&T BankM&T Bank227 Granite Run Dr, Lancaster, PA 17601A+5.0 ★Texas Ratio: 4.11%, and Wheatland Federal Credit UnionWheatland Federal Credit Union611 Centerville RD, Lancaster, PA 17601A+5.0 ★Texas Ratio: 1.46%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lancaster, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lancaster are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lancaster, Pennsylvania
Market share is the lender's share of all home loans closed in Lancaster, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
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7 offices in Lancaster 1 Penn Sq, Lancaster, PA 17602 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, HELOC | 113 +55 HELOCs |
9.7% | 93.4% | $149,690 | View |
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349 W Roseville Rd, Lancaster, PA 17601 A+5.0 ★Texas Ratio: 5.06% |
Conventional | 20 | 1.7% | 71.4% | $109,500 | View |
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4 offices in Lancaster 23 Rohrerstown Rd, Lancaster, PA 17603 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA, HELOC | 14 +5 HELOCs |
1.2% | 50% | $130,000 | View |
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5 offices in Lancaster 305 Rohrerstown Rd, Lancaster, PA 17603 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 10 | 0.9% | 71.4% | $177,000 | View |
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4 offices in Lancaster 2001 Harrisburg Pike, Lancaster, PA 17601 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 8 +7 HELOCs |
0.7% | 100% | $317,500 | View |
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★ 1.7 stars, 3 reviews 5 offices in Lancaster 1900 Fruitville Pike, Lancaster, PA 17601 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 7 +48 HELOCs |
0.6% | 87.5% | $225,000 | View |
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1 office in Lancaster 1817 Oregon Pike, Lancaster, PA 17601 A+5.0 ★Texas Ratio: 4.25% |
Conventional, FHA, HELOC | 7 +2 HELOCs |
0.6% | 100% | $270,714 | View |
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★ 1 stars, 1 review 5 offices in Lancaster 1950 Old Philadelphia Pike, Lancaster, PA 17602 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 6 +15 HELOCs |
0.5% | 85.7% | $180,000 | View |
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5 offices in Lancaster 227 Granite Run Dr, Lancaster, PA 17601 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 6 +13 HELOCs |
0.5% | 85.7% | $260,000 | View |
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611 Centerville RD, Lancaster, PA 17601 A+5.0 ★Texas Ratio: 1.46% |
Conventional | 6 | 0.5% | 100% | $96,666 | View |
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2 offices in Lancaster 600 Centerville Rd, Lancaster, PA 17601 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 5 +18 HELOCs |
0.4% | 100% | $231,000 | View |
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3 offices in Lancaster 160 N Pointe Blvd, Lancaster, PA 17601 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA, HELOC | 5 +2 HELOCs |
0.4% | 100% | $331,000 | View |
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2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 3 +10 HELOCs |
0.3% | 75% | $75,000 | View |
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1 office in Lancaster 2098 Spring Valley Rd, Lancaster, PA 17601 A5.0 ★Texas Ratio: 10.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.3% | 75% | $585,000 | View |
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3 offices in Lancaster 310 Centerville Rd, Lancaster, PA 17601 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 2 +7 HELOCs |
0.2% | 100% | $455,000 | View |
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2 offices in Lancaster 1195 Manheim Pike, Lancaster, PA 17601 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 1 +9 HELOCs |
0.1% | 50% | $165,000 | View |
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1 office in Lancaster 22d E Roseville Rd, Lancaster, PA 17601 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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1 office in Lancaster 50 W Lancaster Ave, Ardmore, PA 19003 A+5.0 ★Texas Ratio: 3.10% |
FHA | 1 | 0.1% | 100% | $345,000 | View |
HomeSale Mortgage
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Conventional | 14 | 1.2% | 100% | $255,714 | |
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750 E King St, Lancaster, PA 17602 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 43 +23 HELOCs |
3.7% | 88% | $166,627 | View |
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7180 Bernville Rd, Bernville, PA 19506 A+5.0 ★Texas Ratio: 1.79% |
Conventional | 31 | 2.7% | 100% | $229,193 | View |
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452 S Duke St, Lancaster, PA 17602 4241 A+5.0 ★Texas Ratio: 3.06% |
Conventional, HELOC | 21 +25 HELOCs |
1.8% | 73.7% | $86,428 | View |
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351 S 7th St, Akron, PA 17501 A+5.0 ★Texas Ratio: 4.34% |
Conventional, FHA, HELOC | 21 +10 HELOCs |
1.8% | 92.3% | $235,952 | View |
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1605 Lititz Pike, Lancaster, PA 17601 A+5.0 ★Texas Ratio: 3.79% |
Conventional, FHA, HELOC | 19 +77 HELOCs |
1.6% | 47.5% | $145,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 12 | 1% | 100% | $255,000 | View |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +1 HELOCs |
0.4% | 100% | $257,000 | View |
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100 Granite Run Dr, Lancaster, PA 17601 6802 A+5.0 ★Texas Ratio: 2.94% |
Conventional, HELOC | 4 +12 HELOCs |
0.3% | 40% | $302,500 | View |
Farmers and Merchants Trust Company of Chambersburg
3 E 1st St, Boiling Springs, PA 17007 |
Conventional, HELOC | 4 +1 HELOCs |
0.3% | 100% | $370,000 | |
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1301 Skippack Pike, Blue Bell, PA 19422 C3.9 ★Texas Ratio: 27.97% |
Conventional | 4 | 0.3% | 100% | $257,500 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 4 | 0.3% | 100% | $317,500 | View |
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5089 Hamilton Blvd, Allentown, PA 18106 A5.0 ★Texas Ratio: 6.10% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 100% | $131,666 | View |
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421 E Penn Ave, Cleona, PA 17042 A+5.0 ★Texas Ratio: 0.15% |
Conventional | 3 | 0.3% | 50% | $181,666 | View |
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1603 North Cedar Crest Blvd Roma Corporate Center, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 3 | 0.3% | 100% | $241,666 | View |
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3300 Lehigh St, Allentown, PA 18103 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 50% | $265,000 | View |
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1403 N Cedar Crest Blvd, Allentown, PA 18104 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
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9775 Route 75 S, East Waterford, PA 17021 A5.0 ★Texas Ratio: 8.88% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
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1500 Market St, Philadelphia, PA 19102 A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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101 S Main St, Carrolltown, PA 15722 A+5.0 ★Texas Ratio: 5.69% |
Conventional | 1 | 0.1% | 100% | $55,000 | View |
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795 Killinger Rd Lot 5, Annville, PA 17003 9027 A+5.0 ★Texas Ratio: 4.57% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
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303 Pennsylvania Ave, Bangor, PA 18013 A+5.0 ★Texas Ratio: 0.53% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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733 Lancaster Ave Ste K, Reading, PA 19607 1602 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $355,000 | View |
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3250 Tillman Dr, Bensalem, PA 19020 2027 A+5.0 ★Texas Ratio: 3.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4500 Pennell Rd, Aston, PA 19014 1862 A5.0 ★Texas Ratio: 9.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3325 Street Rd, Bensalem, PA 19020 2021 A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 1 Belmont Ave, Bala Cynwyd, PA 19004 A5.0 ★Texas Ratio: 6.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6591 Perkiomen Ave, Birdsboro, PA 19508 A+5.0 ★Texas Ratio: 1.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Newrez LLC
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Conventional, FHA, VA | 14 | 1.2% | 73.7% | $210,714 | |
Presence BANK
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Conventional | 10 | 0.9% | 100% | $172,000 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA | 7 | 0.6% | 100% | $272,142 | |
Linkbank
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Conventional | 5 | 0.4% | 83.3% | $231,000 | |
Affordable Mortgage Advisors
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Conventional, FHA | 2 | 0.2% | 100% | $260,000 | |
Allied Mortgage Group, Inc
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Conventional | 2 | 0.2% | 100% | $225,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
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A-5.0 ★Texas Ratio: 15.49% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.1% | 33.3% | $85,000 | |
| Conventional, FHA, VA | 130 | 11.2% | 97.2% | $243,846 | View | |
Rocket Mortgage
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Conventional, FHA | 117 | 10% | 79.5% | $214,401 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 42 +1 HELOCs |
3.6% | 100% | $256,428 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 37 +1 HELOCs |
3.2% | 90.9% | $298,783 | |
New American Funding, LLC.
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Conventional, FHA, HELOC | 31 +3 HELOCs |
2.7% | 93.9% | $222,741 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 27 | 2.3% | 96.4% | $206,851 | |
Pennymac Loan Services LLC
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Conventional, FHA | 26 | 2.2% | 78.8% | $188,076 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 19 +1 HELOCs |
1.6% | 82.6% | $271,842 | |
EMM Loans LLC
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Conventional, FHA | 18 | 1.5% | 94.7% | $266,111 | |
Nationstar Mortgage
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Conventional, FHA, VA | 13 | 1.1% | 100% | $113,461 | |
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A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 12 | 1% | 85.7% | $263,333 | View |
Cmg Mortgage Inc
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Conventional, FHA, USDA, HELOC | 10 +1 HELOCs |
0.9% | 92.3% | $178,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 10 | 0.9% | 100% | $238,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 9 | 0.8% | 100% | $236,111 | |
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A+5.0 ★Texas Ratio: 3.02% |
Conventional, FHA, VA | 9 | 0.8% | 85.7% | $216,111 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 8 | 0.7% | 72.7% | $188,750 | |
Mortgage Research Center
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VA | 8 | 0.7% | 61.5% | $306,250 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 7 | 0.6% | 100% | $246,428 | |
Amerisave Mortgage Company
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Conventional | 7 | 0.6% | 41.2% | $89,285 | |
Radius Financial Group Inc
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Conventional, FHA | 7 | 0.6% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 7 | 0.6% | 100% | $162,142 | View |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 6 | 0.5% | 100% | $321,666 | |
Keystone Funding, Inc
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Conventional, FHA | 6 | 0.5% | 100% | $261,666 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 6 | 0.5% | 85.7% | $130,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 5 +1 HELOCs |
0.4% | 62.5% | $135,000 | |
Better Mortgage Corporation
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.3% | 66.7% | $345,000 | |
Kind Lending, LLC
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Conventional | 4 | 0.3% | 57.1% | $430,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 4 | 0.3% | 100% | $365,000 | View |
Reliance First Capital, LLC
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Conventional, VA | 4 | 0.3% | 100% | $187,500 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
0.3% | 75% | $351,666 | View |
Movement Mortgage, LLC
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Conventional | 3 | 0.3% | 100% | $325,000 | |
Homestead Funding Corp.
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Conventional | 3 | 0.3% | 100% | $215,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 0.3% | 75% | $298,333 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 0.3% | 100% | $215,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.3% | 100% | $421,666 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 66.7% | $60,000 | View |
Equity Resources Inc
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Conventional | 2 | 0.2% | 100% | $235,000 | |
Primelending
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Conventional | 2 | 0.2% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.2% | 100% | $330,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.2% | 33.3% | $165,000 | |
Nbkc Bank
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Conventional | 2 | 0.2% | 100% | $420,000 | |
Loanunited.Com, LLC
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FHA | 2 | 0.2% | 100% | $260,000 | |
HomeBridge Financial Services, Inc
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FHA | 2 | 0.2% | 100% | $305,000 | |
Success Mortgage Partners, Inc
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Conventional | 2 | 0.2% | 100% | $255,000 | |
First Alliance Home Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $265,000 | |
American Federal Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $210,000 | |
Greenbox Loans
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Conventional | 2 | 0.2% | 100% | $275,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.2% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 66.7% | $200,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.2% | 50% | $205,000 | View |
Nations Direct Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $240,000 | |
Zillow Home Loans, LLC
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Conventional, FHA | 2 | 0.2% | 66.7% | $200,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $365,000 | |
The Loan Store, Inc
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Conventional | 2 | 0.2% | 100% | $350,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 2 | 0.2% | 100% | $515,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.2% | 50% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.78% |
Conventional | 2 | 0.2% | 66.7% | $565,000 | View |
Goodleap, LLC
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VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $225,000 | |
Wings Financial Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $235,000 | |
First Community Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.44% |
Conventional | 1 | 0.1% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.68% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.1% | 50% | $365,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.1% | 100% | $285,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $155,000 | |
MDE Home Loans LLC
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FHA | 1 | 0.1% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 33.3% | $225,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $535,000 | |
Resicentral LLC
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Conventional | 1 | 0.1% | 100% | $295,000 | |
State Employees Credit Union of MD
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Conventional | 1 | 0.1% | 100% | $275,000 | |
American Bancshares Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Acre Mortgage & Financial, Inc.
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Conventional | 1 | 0.1% | 100% | $355,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 9.77% |
FHA | 1 | 0.1% | 100% | $155,000 | View |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
Credit Human Federal Credit Un
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Conventional | 1 | 0.1% | 50% | $75,000 | |
Network Capital Funding Corporation
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Marlin Mortgage Capital, LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Bay Equity LLC
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VA | 1 | 0.1% | 100% | $395,000 | |
Strong Home Mortgage, LLC
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VA | 1 | 0.1% | 100% | $375,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $85,000 | |
Nfm, Inc
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Conventional | 1 | 0.1% | 100% | $265,000 | |
Capital Center LLC
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Conventional | 1 | 0.1% | 100% | $465,000 | |
First Option Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.1% | 100% | $225,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $305,000 | |
Teachers Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Provident Funding Associates
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Conventional | 1 | 0.1% | 100% | $225,000 | |
First Credit Corporation of Ny, Inc.
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Conventional | 1 | 0.1% | 50% | $35,000 | |
Direct Mortgage Loans, LLC
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FHA | 1 | 0.1% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Affinity Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $385,000 | |
Uif Corporation
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 1 | 0.1% | 100% | $315,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.1% | 100% | $155,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 33.3% | $225,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.1% | 100% | $395,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.1% | 100% | $845,000 | View |
21St Mortgage
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Conventional | 1 | 0.1% | 50% | $65,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 25% | $25,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional | 1 | 0.1% | 100% | $245,000 | View |
Luxury Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Village Capital & Investment
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VA | 1 | 0.1% | 60% | $365,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.47% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lancaster Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lancaster, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Lancaster? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lancaster in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lancaster, PA
Use these to narrow the list above. Each category shows how many Lancaster, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Lancaster, PA
Independent mortgage companies closed 58.2 percent of home loans in Lancaster, Pennsylvania in 2025, banks 30.6 percent and credit unions 11.2 percent. Mortgage America, Inc. was the largest mortgage company, Fulton Bank, National Association the largest bank and Lanco Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Fulton Bank, National Association led with 113 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
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Frequently Asked Questions About Mortgage Lenders in Lancaster, PA
By home loans closed in 2025, Fulton Bank, National Association was the largest mortgage lender in Lancaster, Pennsylvania with 113 loans, about 9.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lancaster, Pennsylvania, Guild Mortgage Company approved the highest share of completed applications in 2025 at 97.2 percent, against a 84.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Lancaster, Pennsylvania in 2025, led by Rocket Mortgage with 27. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 56 banks and 22 credit unions closed home loans in Lancaster, Pennsylvania in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lancaster, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lancaster, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lancaster. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
