Philadelphia, Pennsylvania mortgage lenders include WSFS bankWSFS bank1600 Chestnut St, Philadelphia, PA 19103A+5.0 ★Texas Ratio: 3.10%, Univest Bank and Trust Co.Univest Bank and Trust Co.1536 S Broad St, Philadelphia, PA 19146A5.0 ★Texas Ratio: 6.10%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1100 Market St, Philadelphia, PA 19107A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA100 N 18th St, Philadelphia, PA 19103A+5.0 ★Texas Ratio: 5.36%, First Citizens Community BankFirst Citizens Community Bank2444 S Broad St, Philadelphia, PA 19145A5.0 ★Texas Ratio: 11.39%, American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union2060 Red Lion Rd, Philadelphia, PA 19115 1603A5.0 ★Texas Ratio: 9.33%, Oceanfirst BankOceanfirst Bank1500 Market St, Philadelphia, PA 19102A+5.0 ★Texas Ratio: 5.26%, TD BankTD Bank399 Market St, Philadelphia, PA 19106A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA11000 Roosevelt Blvd, Philadelphia, PA 19116A+5.0 ★Texas Ratio: 5.44%, and Fulton Bank, National AssociationFulton Bank, National Association1220 N Broad St, Philadelphia, PA 19121A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Philadelphia, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Philadelphia are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Philadelphia, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
11 offices in Philadelphia 1600 Chestnut St, Philadelphia, PA 19103 A+5.0 ★Texas Ratio: 3.10% |
Conventional, FHA, VA, Jumbo, HELOC | 360 +97 HELOCs |
2.3% | 92.1% | $257,277 | View |
|
7 offices in Philadelphia 1536 S Broad St, Philadelphia, PA 19146 A5.0 ★Texas Ratio: 6.10% |
Conventional, FHA, Jumbo, HELOC | 252 +24 HELOCs |
1.6% | 88.9% | $164,682 | View |
|
19 offices in Philadelphia 1100 Market St, Philadelphia, PA 19107 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, Jumbo, HELOC | 233 +6 HELOCs |
1.5% | 84.3% | $331,309 | View |
|
30 offices in Philadelphia 100 N 18th St, Philadelphia, PA 19103 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA, Jumbo | 229 | 1.4% | 70.3% | $287,227 | View |
|
2 offices in Philadelphia 2444 S Broad St, Philadelphia, PA 19145 A5.0 ★Texas Ratio: 11.39% |
Conventional, FHA, VA | 216 | 1.4% | 91.9% | $230,231 | View |
|
2060 Red Lion Rd, Philadelphia, PA 19115 1603 A5.0 ★Texas Ratio: 9.33% |
Conventional, FHA, HELOC | 194 +204 HELOCs |
1.2% | 50.4% | $150,463 | View |
|
1 office in Philadelphia 1500 Market St, Philadelphia, PA 19102 A+5.0 ★Texas Ratio: 5.26% |
Conventional, FHA, VA, Jumbo | 168 | 1.1% | 96% | $320,773 | View |
|
19 offices in Philadelphia 399 Market St, Philadelphia, PA 19106 A+5.0 ★Texas Ratio: 3.71% |
Conventional, FHA, Jumbo, HELOC | 151 +123 HELOCs |
1% | 65% | $398,443 | View |
|
35 offices in Philadelphia 11000 Roosevelt Blvd, Philadelphia, PA 19116 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, VA, Jumbo, HELOC | 146 +808 HELOCs |
0.9% | 74.5% | $216,027 | View |
|
11 offices in Philadelphia 1220 N Broad St, Philadelphia, PA 19121 A+5.0 ★Texas Ratio: 4.85% |
Conventional, FHA, Jumbo, HELOC | 140 +27 HELOCs |
0.9% | 79.9% | $172,142 | View |
|
1 office in Philadelphia 1760 Market St, Philadelphia, PA 19103 C3.9 ★Texas Ratio: 27.97% |
Conventional, FHA, VA, Jumbo, HELOC | 139 +7 HELOCs |
0.9% | 97.9% | $291,187 | View |
|
16 offices in Philadelphia 2439 Welsh Rd, Philadelphia, PA 19114 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, Jumbo, HELOC | 124 +49 HELOCs |
0.8% | 79.5% | $368,629 | View |
|
★ 1.7 stars, 3 reviews 33 offices in Philadelphia 12300 Academy Rd, Philadelphia, PA 19154 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, Jumbo, HELOC | 79 +409 HELOCs |
0.5% | 82.5% | $330,316 | View |
|
★ 5 stars, 1 review 2 offices in Philadelphia 1610 Spruce St, Philadelphia, PA 19103 A+5.0 ★Texas Ratio: 3.40% |
Conventional | 75 | 0.5% | 100% | $250,866 | View |
|
★ 1 stars, 1 review 9 offices in Philadelphia 2330 E York St, Philadelphia, PA 19125 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA, VA, Jumbo, HELOC | 47 +24 HELOCs |
0.3% | 92.3% | $468,404 | View |
|
1801 Market St, Philadelphia, PA 19103 1628 A+5.0 ★Texas Ratio: 3.29% |
Conventional, Jumbo | 46 | 0.3% | 61.5% | $132,608 | View |
|
4 offices in Philadelphia 6301 Woodland Ave, Philadelphia, PA 19142 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, VA, Jumbo, HELOC | 38 +25 HELOCs |
0.2% | 82.6% | $326,578 | View |
|
3 offices in Philadelphia 6509 Castor Ave, Philadelphia, PA 19149 A+5.0 ★Texas Ratio: 5.14% |
Conventional, Jumbo | 27 | 0.2% | 96.8% | $565,370 | View |
|
1 office in Philadelphia 2701 E Allegheny Ave, Philadelphia, PA 19134 A+5.0 ★Texas Ratio: 4.25% |
Conventional, FHA, HELOC | 20 +5 HELOCs |
0.1% | 87% | $281,000 | View |
|
1510 Packer Ave, Philadelphia, PA 19145 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 13 | 0.1% | 81.2% | $207,307 | View |
|
1 office in Philadelphia 1601 Market St, Philadelphia, PA 19103 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 11 +1 HELOCs |
0.1% | 52.4% | $258,636 | View |
|
2120 E York St, Philadelphia, PA 19125 B+4.8 ★Texas Ratio: 17.62% |
Conventional, HELOC | 8 +1 HELOCs |
0.1% | 53.3% | $57,500 | View |
|
2 offices in Philadelphia 6137 Ridge Ave, Philadelphia, PA 19128 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 3 +9 HELOCs |
0% | 75% | $251,666 | View |
|
★ 5 stars, 1 review 1 office in Philadelphia 8000 Verree Rd, Philadelphia, PA 19111 A5.0 ★Texas Ratio: 6.37% |
Conventional, HELOC | 1 +2 HELOCs |
0% | 50% | $245,000 | View |
Philadelphia Federal Credit Un
|
Conventional, HELOC | 318 +317 HELOCs |
2% | 46.4% | $87,672 | |
|
901 Arch St, Philadelphia, PA 19107 2404 A+5.0 ★Texas Ratio: 0.70% |
Conventional, Jumbo, HELOC | 934 +490 HELOCs |
5.9% | 49.8% | $102,023 | View |
|
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123 A-5.0 ★Texas Ratio: 14.98% |
Conventional, FHA, VA, Jumbo | 209 | 1.3% | 97.8% | $228,301 | View |
|
1332 Point Breeze Ave, Philadelphia, PA 19146 A+5.0 ★Texas Ratio: 5.45% |
Conventional, FHA, VA, HELOC | 121 +36 HELOCs |
0.8% | 82.1% | $213,016 | View |
|
7350 Large St, Philadelphia, PA 19152 A+5.0 ★Texas Ratio: 3.89% |
Conventional, HELOC | 116 +337 HELOCs |
0.7% | 53.8% | $211,120 | View |
|
30 S 17th St, Philadelphia, PA 19103 4001 A+5.0 ★Texas Ratio: 2.94% |
Conventional, FHA, VA, Jumbo, HELOC | 111 +33 HELOCs |
0.7% | 79% | $227,612 | View |
|
1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 100 | 0.6% | 90.9% | $236,300 | |
|
73 Old Dublin Pike, Doylestown, PA 18901 A+5.0 ★Texas Ratio: 3.15% |
Conventional, FHA | 94 | 0.6% | 96.1% | $198,829 | View |
|
2439 Welsh Rd, Philadelphia, PA 19114 A+5.0 ★Texas Ratio: 4.14% |
Conventional, FHA, VA | 82 | 0.5% | 95.3% | $310,000 | View |
|
12901 Townsend Rd, Philadelphia, PA 19154 1021 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 65 +45 HELOCs |
0.4% | 75.5% | $132,076 | View |
|
2719 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 1.62% |
Conventional, Jumbo, HELOC | 39 +1 HELOCs |
0.2% | 90.7% | $622,948 | View |
|
2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 30 +2 HELOCs |
0.2% | 93.8% | $551,666 | View |
|
3100 West Tilghman Street, Allentown, PA 18104 A+5.0 ★Texas Ratio: 3.96% |
Conventional, HELOC | 28 +9 HELOCs |
0.2% | 96.9% | $220,714 | View |
|
1401 Easton Rd, Hatboro, PA 18929 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 14 | 0.1% | 100% | $349,285 | View |
|
3920 W Tilghman St, Allentown, PA 18104 A+5.0 ★Texas Ratio: 2.51% |
Conventional, HELOC | 12 +5 HELOCs |
0.1% | 85.7% | $250,833 | View |
|
3200 Chestnut St, Philadelphia, PA 19104 3395 A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 9 +23 HELOCs |
0.1% | 34.6% | $131,666 | View |
|
7300 Old York Rd, Elkins Park, PA 19027 A5.0 ★Texas Ratio: 11.01% |
Conventional | 8 | 0.1% | 100% | $262,500 | View |
|
1410 Bywood Ave, Upper Darby, PA 19082 A+5.0 ★Texas Ratio: 0.83% |
Conventional | 7 | 0% | 100% | $65,000 | View |
|
335 W Butler Ave, Chalfont, PA 18914 A+5.0 ★Texas Ratio: 1.82% |
Conventional, HELOC | 5 +4 HELOCs |
0% | 100% | $93,000 | |
|
733 Lancaster Ave Ste K, Reading, PA 19607 1602 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 5 +1 HELOCs |
0% | 100% | $45,000 | View |
|
4500 Pennell Rd, Aston, PA 19014 1862 A5.0 ★Texas Ratio: 9.77% |
Conventional, HELOC | 4 +6 HELOCs |
0% | 44.4% | $222,500 | View |
|
1900 South St, Philadelphia, PA 19146 A+5.0 ★Texas Ratio: 5.81% |
Conventional | 4 | 0% | 100% | $217,500 | View |
|
351 S 7th St, Akron, PA 17501 A+5.0 ★Texas Ratio: 4.34% |
Conventional, FHA | 4 | 0% | 62.5% | $235,000 | View |
|
6591 Perkiomen Ave, Birdsboro, PA 19508 A+5.0 ★Texas Ratio: 1.56% |
Conventional, HELOC | 3 +2 HELOCs |
0% | 100% | $171,666 | View |
|
3923 Hulmeville Rd, Bensalem, PA 19020 3824 A5.0 ★Texas Ratio: 6.26% |
Conventional | 3 | 0% | 75% | $51,666 | View |
|
155 E Butler Ave, Ambler, PA 19002 A+5.0 ★Texas Ratio: 1.76% |
Conventional | 3 | 0% | 75% | $358,333 | View |
|
5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 2 +7 HELOCs |
0% | 50% | $95,000 | View |
|
861 E Allegheny Ave, Philadelphia, PA 19134 A+5.0 ★Texas Ratio: 4.82% |
Conventional, HELOC | 2 +3 HELOCs |
0% | 66.7% | $165,000 | View |
|
950 Mill Creek Rd, Allentown, PA 18106 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 2 | 0% | 100% | $225,000 | View |
|
2141 Downyflake Ln, Allentown, PA 18103 4774 A5.0 ★Texas Ratio: 9.56% |
Conventional | 2 | 0% | 100% | $280,000 | View |
|
10 Powhattan Ave, Essington, PA 19029 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0% | 100% | $395,000 | View |
Phoenixville Federal Bank & Trust
74 Second Ave, Collegeville, PA 19426 |
Conventional | 2 | 0% | 100% | $365,000 | |
|
19179 Route 522, Beaver Springs, PA 17812 A5.0 ★Texas Ratio: 10.85% |
Conventional, HELOC | 1 +2 HELOCs |
0% | 100% | $335,000 | View |
|
2470 California Ave, Pittsburgh, PA 15212 B-4.4 ★Texas Ratio: 22.34% |
Conventional | 1 | 0% | 100% | $285,000 | View |
Newrez LLC
|
Conventional, FHA, VA | 160 | 1% | 46.3% | $214,187 | |
Allied Mortgage Group, Inc
|
Conventional, FHA, VA, Jumbo, HELOC | 149 +4 HELOCs |
0.9% | 92.3% | $265,604 | |
MortgageCountry
|
Conventional, FHA, VA, Jumbo | 138 | 0.9% | 100% | $392,826 | |
Philadelphia Mortgage Advisors, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 124 +1 HELOCs |
0.8% | 99.2% | $314,838 | |
|
A-5.0 ★Texas Ratio: 15.49% |
Conventional, FHA | 113 | 0.7% | 95% | $249,867 | View |
Affordable Mortgage Advisors
|
Conventional, FHA, VA | 98 | 0.6% | 97.1% | $280,000 | |
Freedom Credit Uniton
|
Conventional, HELOC | 82 +27 HELOCs |
0.5% | 60.7% | $100,365 | |
Spring Eq, LLC
|
Conventional, HELOC | 46 +31 HELOCs |
0.3% | 35% | $111,304 | |
ESSA Bank & Trust
|
Conventional | 26 | 0.2% | 84.4% | $193,461 | |
Filo Mortgage, LLC
|
Conventional, FHA | 20 | 0.1% | 84% | $316,000 | |
Linkbank
|
Conventional, Jumbo | 6 | 0% | 100% | $785,000 | |
The Victory Bank
|
Conventional | 6 | 0% | 77.8% | $515,000 | |
Northeast Equitable Mortgage LLC
|
Conventional | 5 | 0% | 100% | $331,000 | |
First Commonwealth Federal Cre
|
Conventional | 3 | 0% | 80% | $218,333 | |
State Financial Network LLC
|
Conventional | 3 | 0% | 100% | $315,000 | |
Federated Mortgage Corp
|
Conventional | 2 | 0% | 100% | $325,000 | |
BHCU d/b/a Propell Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
0% | 100% | $175,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 1,199 +27 HELOCs |
7.5% | 97.2% | $326,509 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 1,179 | 7.4% | 75.8% | $217,832 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, Jumbo, HELOC | 923 +10 HELOCs |
5.8% | 95.6% | $378,434 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 620 +13 HELOCs |
3.9% | 78.2% | $282,112 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 619 | 3.9% | 91.1% | $281,914 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 552 +9 HELOCs |
3.5% | 96.4% | $302,192 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA, HELOC | 279 +4 HELOCs |
1.8% | 93.7% | $220,197 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA, Jumbo | 269 | 1.7% | 74.8% | $243,959 | |
Absolute Home Mortgage
|
Conventional, FHA | 157 | 1% | 95.2% | $253,407 | |
Mortgage Research Center
|
Conventional, FHA, VA | 142 | 0.9% | 63.8% | $275,845 | |
loanDepot.com LLC
|
Conventional, FHA, VA, Jumbo, HELOC | 141 +29 HELOCs |
0.9% | 56.7% | $214,007 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 130 +67 HELOCs |
0.8% | 57.3% | $224,153 | |
New American Funding, LLC.
|
Conventional, FHA, VA, Jumbo, HELOC | 127 +10 HELOCs |
0.8% | 70.6% | $229,724 | |
|
A+5.0 ★Texas Ratio: 3.02% |
Conventional, FHA, VA | 120 | 0.8% | 71.7% | $246,000 | View |
Nationstar Mortgage
|
Conventional, FHA, VA | 119 | 0.7% | 78.3% | $154,915 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional, FHA, VA | 108 | 0.7% | 91% | $204,907 | View |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA, VA, Jumbo | 82 | 0.5% | 91.1% | $278,536 | |
Acre Mortgage & Financial, Inc.
|
Conventional, FHA, VA | 81 | 0.5% | 96.5% | $271,913 | |
Keystone Funding, Inc
|
Conventional, FHA, VA | 81 | 0.5% | 95% | $344,135 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA, HELOC | 78 +2 HELOCs |
0.5% | 20.6% | $108,333 | |
Provident Funding Associates
|
Conventional | 78 | 0.5% | 94% | $394,871 | |
Nfm, Inc
|
Conventional, FHA, Jumbo | 73 | 0.5% | 92.4% | $290,068 | |
Cardinal Financial Company, Li
|
Conventional, FHA, VA | 72 | 0.5% | 88.6% | $177,222 | |
| Conventional, FHA, VA | 70 | 0.4% | 96.1% | $282,714 | View | |
Nations Direct Mortgage, LLC
|
Conventional, FHA, VA | 69 | 0.4% | 92% | $347,028 | |
|
A+5.0 ★Texas Ratio: 2.44% |
Conventional, Jumbo | 64 | 0.4% | 84.5% | $200,625 | |
Nation One Mortgage Corporatio
|
Conventional, FHA | 62 | 0.4% | 93.9% | $213,870 | |
Success Mortgage Partners, Inc
|
Conventional, FHA, VA | 57 | 0.4% | 96.6% | $294,824 | |
EMM Loans LLC
|
Conventional, FHA, VA | 56 | 0.4% | 96.6% | $271,428 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA, VA, Jumbo | 55 | 0.3% | 91.8% | $334,090 | |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional | 53 | 0.3% | 98.3% | $224,433 | View |
The Loan Store, Inc
|
Conventional, FHA, VA, HELOC | 51 +20 HELOCs |
0.3% | 91.2% | $291,078 | |
AmWest Funding Corp
|
Conventional, FHA | 51 | 0.3% | 89.5% | $243,627 | |
Go Mortgage, LLC
|
Conventional, FHA | 48 | 0.3% | 96.6% | $214,166 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, Jumbo | 48 | 0.3% | 84.7% | $310,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 45 | 0.3% | 90.2% | $278,333 | |
American Financial Resources LLC
|
Conventional, FHA, VA | 44 | 0.3% | 93.8% | $297,500 | |
Das Acquisition Company, LLC
|
Conventional, FHA | 40 | 0.3% | 100% | $220,250 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 39 | 0.2% | 71.4% | $216,794 | View |
Plaza Home Mortgage, Inc
|
Conventional, FHA, VA | 38 | 0.2% | 68.4% | $254,736 | |
Equity Prime Mortgage LLC
|
Conventional, FHA, VA | 36 | 0.2% | 74% | $276,388 | |
Paramount Residential Mortgage
|
Conventional, FHA, VA | 36 | 0.2% | 100% | $291,666 | |
American Financial Network, Inc.
|
Conventional, FHA, VA | 34 | 0.2% | 75.6% | $263,235 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 34 | 0.2% | 100% | $420,588 | View |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 34 | 0.2% | 32.5% | $141,176 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, Jumbo, HELOC | 31 +9 HELOCs |
0.2% | 48.4% | $491,774 | View |
|
A+5.0 ★Texas Ratio: 1.17% |
Conventional, FHA | 31 | 0.2% | 91.2% | $276,935 | View |
Kind Lending, LLC
|
Conventional, FHA, VA | 30 | 0.2% | 64.6% | $366,333 | |
Advisors Mortgage Group, LLC
|
Conventional, FHA | 30 | 0.2% | 90.9% | $278,000 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 29 | 0.2% | 69.8% | $288,793 | |
SWBC Mortgage Corporation
|
Conventional, FHA | 28 | 0.2% | 77.5% | $163,214 | |
Envoy Mortgage, Ltd
|
Conventional, FHA, VA | 28 | 0.2% | 96.6% | $229,642 | |
Nbkc Bank
|
Conventional, FHA, VA | 27 | 0.2% | 80% | $381,666 | |
New Day Financial, LLC.
|
VA | 27 | 0.2% | 35.4% | $198,703 | |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 27 | 0.2% | 93.3% | $931,296 | View |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 25 | 0.2% | 30.8% | $240,600 | |
|
A5.0 ★Texas Ratio: 6.81% |
Conventional, Jumbo, HELOC | 24 +2 HELOCs |
0.2% | 61.9% | $135,416 | |
Mutual of Omaha Mortgage
|
Conventional, FHA, VA | 24 | 0.2% | 45.2% | $266,250 | |
Reliance First Capital, LLC
|
Conventional, FHA | 23 | 0.1% | 95.8% | $161,521 | |
Better Mortgage Corporation
|
Conventional, VA, HELOC | 22 +4 HELOCs |
0.1% | 63.9% | $320,909 | |
Sage Home Loans Corporation
|
Conventional | 22 | 0.1% | 96.2% | $399,545 | |
Princeton Mortgage Corporation
|
Conventional, FHA, VA | 21 | 0.1% | 80% | $208,333 | |
Tomo Mortgage LLC
|
Conventional, FHA | 21 | 0.1% | 87.5% | $351,190 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA, VA | 20 | 0.1% | 67.7% | $274,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 20 | 0.1% | 87% | $250,000 | |
|
A+5.0 ★Texas Ratio: 2.76% |
Conventional | 19 | 0.1% | 13.2% | $76,052 | View |
Developer's Mortgage Company
|
Conventional, FHA | 19 | 0.1% | 95.2% | $246,052 | |
Bay Equity LLC
|
Conventional, FHA, Jumbo | 19 | 0.1% | 100% | $365,526 | |
New Wave Lending Group Inc
|
Conventional | 18 | 0.1% | 100% | $257,777 | |
First Colony Mortgage Corporat
|
Conventional, FHA, Jumbo | 17 | 0.1% | 95.2% | $374,411 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 17 | 0.1% | 94.4% | $370,294 | View |
American Federal Mortgage Corporation
|
Conventional, FHA | 16 | 0.1% | 88.9% | $315,000 | |
Embrace Home Loans, Inc.
|
Conventional, FHA | 16 | 0.1% | 89.5% | $273,750 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA | 15 | 0.1% | 80% | $272,333 | View |
Michigan Mutual, Inc
|
Conventional, FHA | 14 | 0.1% | 78.6% | $310,714 | |
First Alliance Home Mortgage, LLC
|
Conventional, FHA | 14 | 0.1% | 100% | $240,714 | |
Goodleap, LLC
|
Conventional, FHA, VA, HELOC | 13 +11 HELOCs |
0.1% | 64.3% | $167,307 | |
Primelending
|
Conventional, FHA, VA | 13 | 0.1% | 93.3% | $351,923 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 13 | 0.1% | 100% | $285,769 | View |
PHH Mortgage Corporation
|
Conventional, FHA, VA | 13 | 0.1% | 65% | $185,769 | |
Uif Corporation
|
Conventional | 13 | 0.1% | 86.7% | $291,153 | |
|
A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo, HELOC | 12 +5 HELOCs |
0.1% | 100% | $805,833 | View |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo, HELOC | 12 +1 HELOCs |
0.1% | 92.3% | $849,166 | View |
AdvantageFirst Lending Inc
|
Conventional, FHA, VA | 12 | 0.1% | 52.2% | $254,166 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 12 | 0.1% | 41.9% | $348,333 | View |
|
A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 12 | 0.1% | 94.1% | $193,333 | View |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 12 | 0.1% | 100% | $970,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 12 | 0.1% | 92.9% | $338,333 | |
Village Capital & Investment
|
FHA, VA | 12 | 0.1% | 50% | $280,833 | |
JMAC Lending, Inc.
|
Conventional, FHA, VA | 12 | 0.1% | 100% | $311,666 | |
General Mortgage Capital Corporation
|
Conventional | 11 | 0.1% | 100% | $215,909 | |
AML Funding LLC dba Absolute Mortgage & Lending
|
Conventional | 11 | 0.1% | 100% | $260,454 | |
Weichert Financial Services
|
Conventional, FHA, VA, Jumbo | 11 | 0.1% | 100% | $450,454 | |
Pike Creek Mortgage Services, Inc.
|
Conventional | 11 | 0.1% | 100% | $302,272 | |
Nationwide Mortgage Bankers, Inc.
|
Conventional, FHA | 11 | 0.1% | 93.8% | $241,363 | |
Lower, LLC
|
Conventional, FHA | 11 | 0.1% | 52.4% | $282,272 | |
Arc Home LLC
|
Conventional | 10 | 0.1% | 91.7% | $270,000 | |
Guidance Residential, LLC
|
Conventional | 10 | 0.1% | 83.3% | $298,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 10 | 0.1% | 84.6% | $236,000 | View |
1St Colonial Community Bank
|
Conventional, FHA, VA, HELOC | 9 +13 HELOCs |
0.1% | 90% | $287,222 | |
Pentagon Federal Credit Union
|
Conventional, FHA, VA, HELOC | 9 +9 HELOCs |
0.1% | 41.7% | $356,111 | |
First Community Mortgage, Inc.
|
Conventional, FHA | 9 | 0.1% | 100% | $230,555 | |
Royal United Mortgage LLC
|
Conventional, FHA | 9 | 0.1% | 42.9% | $115,000 | |
Loanunited.Com, LLC
|
Conventional, FHA, VA | 9 | 0.1% | 81.8% | $261,666 | |
|
A5.0 ★Texas Ratio: 9.77% |
Conventional, FHA, VA | 9 | 0.1% | 78.9% | $247,222 | View |
MLB Residential Lending, LLC
|
Conventional, FHA | 9 | 0.1% | 90.9% | $241,666 | |
Alliant Credit Union
|
Conventional, HELOC | 8 +16 HELOCs |
0.1% | 80% | $295,000 | |
Stg Mortgage Inc
|
Conventional, FHA | 8 | 0.1% | 80% | $295,000 | |
Mld Mortgage, Inc.Dba the Money Store
|
Conventional, FHA | 8 | 0.1% | 100% | $268,750 | |
Nexera Holding LLC
|
Conventional, FHA, Jumbo | 8 | 0.1% | 100% | $698,750 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 8 | 0.1% | 72.7% | $321,250 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 7 +14 HELOCs |
0% | 46.7% | $172,142 | View |
Everett Financial, Inc.
|
Conventional, FHA | 7 | 0% | 88.9% | $276,428 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 7 | 0% | 87.5% | $300,714 | View |
Orangepath Financial Inc
|
Conventional | 7 | 0% | 100% | $193,571 | |
East Coast Capital Corp.
|
Conventional, FHA | 7 | 0% | 100% | $273,571 | |
Milend, Inc
|
Conventional, FHA, VA | 7 | 0% | 70% | $217,857 | |
Member First Mortgage, LLC
|
Conventional, VA | 7 | 0% | 80% | $383,571 | |
Mortgage Solutions of Colorado
|
Conventional, FHA, VA | 7 | 0% | 100% | $239,285 | |
Top Flite Financial, Inc.
|
FHA | 7 | 0% | 53.8% | $235,000 | |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 6 +1 HELOCs |
0% | 100% | $381,666 | View |
Atlantic Coast Mortgage, LLC
|
Conventional, Jumbo | 6 | 0% | 100% | $535,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 6 | 0% | 54.5% | $290,000 | |
Nqm Funding, LLC
|
Conventional | 6 | 0% | 75% | $250,000 | |
NJ Lenders Corp
|
Conventional, FHA, VA | 6 | 0% | 77.8% | $226,666 | |
American Financing Corporation
|
Conventional, FHA | 6 | 0% | 22.9% | $120,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 6 | 0% | 100% | $490,000 | |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional | 6 | 0% | 83.3% | $246,666 | View |
|
A+5.0 ★Texas Ratio: 2.55% |
Conventional | 6 | 0% | 100% | $423,333 | View |
1St 2Nd Mortgage Company of N.J., Inc.
|
Conventional, FHA | 6 | 0% | 85.7% | $251,666 | |
HomeBridge Financial Services, Inc
|
Conventional, FHA, VA, HELOC | 5 +21 HELOCs |
0% | 83.3% | $231,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 5 +1 HELOCs |
0% | 100% | $363,000 | View |
Mission Loans, LLC
|
Conventional, FHA, VA, HELOC | 5 +1 HELOCs |
0% | 100% | $255,000 | |
Tidewater Mortgage Services, Inc
|
Conventional | 5 | 0% | 100% | $231,000 | |
Deephaven Mortgage LLC
|
Conventional | 5 | 0% | 55.6% | $219,000 | |
Churchill Mortgage Corporation
|
Conventional, FHA | 5 | 0% | 100% | $399,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 0% | 100% | $269,000 | View |
Webster Bank, N.A.
|
Conventional, Jumbo | 5 | 0% | 83.3% | $1,139,000 | |
Polish & Slavic Federal Credit
|
Conventional | 5 | 0% | 100% | $131,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0% | 38.5% | $215,000 | View |
Cornerstone First Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 4 | 0% | 100% | $695,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 4 | 0% | 100% | $212,500 | |
Resicentral LLC
|
Conventional | 4 | 0% | 100% | $495,000 | |
Oaktree Funding Corp
|
Conventional | 4 | 0% | 87.5% | $537,500 | |
Home Mortgage Alliance Corp (Hmac)
|
Conventional, VA | 4 | 0% | 80% | $332,500 | |
Ameritrust Mortgage Corporation
|
Conventional, FHA, VA | 4 | 0% | 80% | $355,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 4 | 0% | 100% | $285,000 | View |
T2 Financial LLC
|
Conventional, FHA, Jumbo | 4 | 0% | 83.3% | $440,000 | |
Greenway Mortgage Funding Corp.
|
Conventional, VA, Jumbo | 4 | 0% | 100% | $685,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
Conventional, VA | 4 | 0% | 66.7% | $435,000 | View |
|
B4.4 ★Texas Ratio: 21.68% |
Conventional, FHA | 4 | 0% | 66.7% | $237,500 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo | 4 | 0% | 100% | $750,000 | |
Champions Funding, LLC
|
Conventional | 4 | 0% | 66.7% | $207,500 | |
Tower Federal Credit Union
|
Conventional, HELOC | 3 +12 HELOCs |
0% | 75% | $205,000 | |
American Airlines Federal Cred
|
Conventional, HELOC | 3 +4 HELOCs |
0% | 100% | $375,000 | |
Genisys Credit Union
|
Conventional, Jumbo | 3 | 0% | 100% | $741,666 | |
Equity Resources Inc
|
Conventional, FHA | 3 | 0% | 100% | $275,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional, FHA | 3 | 0% | 75% | $385,000 | View |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 3 | 0% | 100% | $241,666 | |
|
A+5.0 ★Texas Ratio: 4.93% |
FHA | 3 | 0% | 100% | $68,333 | View |
NOVA Financial & Investment Corporation
|
Conventional | 3 | 0% | 100% | $231,666 | |
AAA Capital Investment, Inc
|
Conventional | 3 | 0% | 100% | $241,666 | |
Pinnacle Mortgage Inc.
|
Conventional, FHA | 3 | 0% | 100% | $708,333 | |
|
A+5.0 ★Texas Ratio: 0.06% |
Conventional, FHA | 3 | 0% | 100% | $231,666 | View |
Dart Bank
|
Conventional, FHA | 3 | 0% | 100% | $348,333 | |
Flexpoint, Inc.
|
Conventional | 3 | 0% | 100% | $235,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 3 | 0% | 100% | $135,000 | |
ClearPath Lending
|
VA | 3 | 0% | 75% | $295,000 | |
Haddon Savings Bank
|
Conventional | 3 | 0% | 100% | $331,666 | |
American Internet Mortgage, Inc.
|
Conventional | 3 | 0% | 75% | $278,333 | |
|
A5.0 ★Texas Ratio: 9.76% |
Conventional, Jumbo | 3 | 0% | 100% | $448,333 | View |
Beeline Loans, Inc.
|
Conventional | 3 | 0% | 50% | $238,333 | |
Nations Lending Corporation
|
FHA | 3 | 0% | 100% | $195,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 3 | 0% | 42.9% | $115,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 3 | 0% | 60% | $255,000 | View |
|
A+5.0 ★Texas Ratio: 3.38% |
FHA | 3 | 0% | 75% | $201,666 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 3 | 0% | 80% | $271,666 | |
Citadel Servicing Corporation
|
Conventional | 3 | 0% | 100% | $201,666 | |
|
A-5.0 ★Texas Ratio: 14.97% |
FHA, VA | 3 | 0% | 100% | $265,000 | View |
Florida Capital Bank, N.A
|
Conventional, FHA | 3 | 0% | 100% | $415,000 | |
|
A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 3 | 0% | 100% | $1,011,666 | View |
FedChoice Federal Credit Union
|
Conventional, HELOC | 2 +4 HELOCs |
0% | 33.3% | $55,000 | |
State Departmenet Federal Credit Union
|
Conventional, HELOC | 2 +1 HELOCs |
0% | 66.7% | $245,000 | |
Abacus Federal Savings Bank
|
Conventional | 2 | 0% | 50% | $135,000 | |
First Atlantic Federal Credit Union
|
Conventional | 2 | 0% | 100% | $170,000 | |
|
A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA | 2 | 0% | 100% | $280,000 | View |
Cliffco, Inc.
|
Conventional | 2 | 0% | 100% | $275,000 | |
Contour Mortgage Corporation
|
Conventional | 2 | 0% | 100% | $560,000 | |
Loansteady LLC
|
Conventional | 2 | 0% | 85.7% | $265,000 | |
Norwich Commercial Group Inc
|
Conventional, FHA | 2 | 0% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 0.65% |
Conventional | 2 | 0% | 100% | $455,000 | View |
Data Mortgage, Inc
|
FHA | 2 | 0% | 100% | $215,000 | |
Bay-Valley Mortgage Group
|
Conventional | 2 | 0% | 66.7% | $275,000 | |
City 1st Mortgage Services, LC
|
FHA | 2 | 0% | 100% | $275,000 | |
Oceanside Mortgage Company
|
Conventional | 2 | 0% | 100% | $100,000 | |
Strong Home Mortgage, LLC
|
Conventional | 2 | 0% | 50% | $675,000 | |
Kwik Mortgage Corporation
|
Conventional | 2 | 0% | 66.7% | $235,000 | |
First Intercontinental Bank
|
Conventional | 2 | 0% | 100% | $130,000 | |
Ony Glo, Inc.
|
Conventional | 2 | 0% | 100% | $300,000 | |
|
A+5.0 ★Texas Ratio: 3.94% |
Conventional | 2 | 0% | 66.7% | $340,000 | View |
Loanleaders of America, Inc
|
FHA | 2 | 0% | 100% | $205,000 | |
Intelliloan, Inc.
|
FHA | 2 | 0% | 100% | $250,000 | |
Mortgage Equity Partners LLC
|
Conventional | 2 | 0% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional, VA | 2 | 0% | 66.7% | $445,000 | View |
Newfield National Bank
|
Conventional | 2 | 0% | 100% | $625,000 | |
BoxCar Mortgage, LLC
|
Conventional, VA | 2 | 0% | 100% | $190,000 | |
Hometown Equity Mortgage, LLC
|
Conventional | 2 | 0% | 22.2% | $300,000 | |
|
A5.0 ★Texas Ratio: 7.48% |
Conventional | 2 | 0% | 66.7% | $100,000 | View |
Municipal Credit Union
|
Conventional, Jumbo | 2 | 0% | 50% | $575,000 | |
Radius Financial Group Inc
|
Conventional, VA | 2 | 0% | 100% | $440,000 | |
Genway Home Mortgage, Inc.
|
Conventional, FHA | 2 | 0% | 100% | $140,000 | |
ClearEdge Lending LLC
|
Conventional | 2 | 0% | 100% | $210,000 | |
|
A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0% | 100% | $185,000 | View |
Residential Home Mortgage Corporation
|
Conventional, FHA | 2 | 0% | 100% | $265,000 | |
Loan Simple, Inc.
|
FHA | 2 | 0% | 66.7% | $360,000 | |
|
A4.7 ★Texas Ratio: 2.58% |
Conventional | 2 | 0% | 66.7% | $175,000 | View |
|
C+4.1 ★Texas Ratio: 25.91% |
Conventional | 2 | 0% | 66.7% | $170,000 | View |
Fourleaf Federal Credit Union
|
Conventional, Jumbo, HELOC | 1 +7 HELOCs |
0% | 50% | $875,000 | |
Georgia'S Own Credit Union
|
Conventional, HELOC | 1 +3 HELOCs |
0% | 100% | $225,000 | |
Affinity Federal Credit Union
|
Conventional, HELOC | 1 +2 HELOCs |
0% | 100% | $195,000 | |
Bank Fund Staff Federal Credit
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $1,025,000 | |
First Harvest Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $105,000 | |
Aberdeen Proving Ground FCU
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 100% | $255,000 | |
Digital Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0% | 50% | $415,000 | |
|
A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0% | 100% | $805,000 | View |
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Philadelphia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Philadelphia in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Philadelphia, PA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.6 percent of home loans in Philadelphia, Pennsylvania in 2025, banks 22.6 percent and credit unions 13.9 percent. Quaint Oak Mortgage, LLC was the largest mortgage company, WSFS bank the largest bank and American Heritage Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Univest Bank and Trust Co. led with 252 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, WSFS bank was the largest mortgage lender in Philadelphia, Pennsylvania with 360 loans, about 2.3 percent of the market. The largest lender headquartered in Pennsylvania was Univest Bank and Trust Co. with 252 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Philadelphia, Pennsylvania, MortgageCountry approved the highest share of completed applications in 2025 at 100 percent, against a 75.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
156 lenders closed FHA loans in Philadelphia, Pennsylvania in 2025, led by CrossCountry Mortgage, LLC with 275. 95 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 89 banks and 41 credit unions closed home loans in Philadelphia, Pennsylvania in 2025, alongside 170 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Philadelphia, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Philadelphia, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Philadelphia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.