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iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Philadelphia, Pennsylvania

Philadelphia, Pennsylvania mortgage lenders include WSFS bankWSFS bank1600 Chestnut St, Philadelphia, PA 19103A+5.0 ★Texas Ratio: 3.10%, Univest Bank and Trust Co.Univest Bank and Trust Co.1536 S Broad St, Philadelphia, PA 19146A5.0 ★Texas Ratio: 6.10%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1100 Market St, Philadelphia, PA 19107A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA100 N 18th St, Philadelphia, PA 19103A+5.0 ★Texas Ratio: 5.36%, First Citizens Community BankFirst Citizens Community Bank2444 S Broad St, Philadelphia, PA 19145A5.0 ★Texas Ratio: 11.39%, American Heritage Federal Credit UnionAmerican Heritage Federal Credit Union2060 Red Lion Rd, Philadelphia, PA 19115 1603A5.0 ★Texas Ratio: 9.33%, Oceanfirst BankOceanfirst Bank1500 Market St, Philadelphia, PA 19102A+5.0 ★Texas Ratio: 5.26%, TD BankTD Bank399 Market St, Philadelphia, PA 19106A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA11000 Roosevelt Blvd, Philadelphia, PA 19116A+5.0 ★Texas Ratio: 5.44%, and Fulton Bank, National AssociationFulton Bank, National Association1220 N Broad St, Philadelphia, PA 19121A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Philadelphia, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Philadelphia are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Philadelphia, Pennsylvania

Market share is the lender's share of all home loans closed in Philadelphia, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
11 offices in Philadelphia
1600 Chestnut St, Philadelphia, PA 19103
A+5.0 ★Texas Ratio: 3.10%
Conventional, FHA, VA, Jumbo, HELOC 360
+97 HELOCs
2.3% 92.1% $257,277 View
7 offices in Philadelphia
1536 S Broad St, Philadelphia, PA 19146
A5.0 ★Texas Ratio: 6.10%
Conventional, FHA, Jumbo, HELOC 252
+24 HELOCs
1.6% 88.9% $164,682 View
19 offices in Philadelphia
1100 Market St, Philadelphia, PA 19107
A+5.0 ★Texas Ratio: 3.68%
Conventional, FHA, VA, Jumbo, HELOC 233
+6 HELOCs
1.5% 84.3% $331,309 View
30 offices in Philadelphia
100 N 18th St, Philadelphia, PA 19103
A+5.0 ★Texas Ratio: 5.36%
Conventional, FHA, Jumbo 229 1.4% 70.3% $287,227 View
2 offices in Philadelphia
2444 S Broad St, Philadelphia, PA 19145
A5.0 ★Texas Ratio: 11.39%
Conventional, FHA, VA 216 1.4% 91.9% $230,231 View
2060 Red Lion Rd, Philadelphia, PA 19115 1603
A5.0 ★Texas Ratio: 9.33%
Conventional, FHA, HELOC 194
+204 HELOCs
1.2% 50.4% $150,463 View
1 office in Philadelphia
1500 Market St, Philadelphia, PA 19102
A+5.0 ★Texas Ratio: 5.26%
Conventional, FHA, VA, Jumbo 168 1.1% 96% $320,773 View
19 offices in Philadelphia
399 Market St, Philadelphia, PA 19106
A+5.0 ★Texas Ratio: 3.71%
Conventional, FHA, Jumbo, HELOC 151
+123 HELOCs
1% 65% $398,443 View
35 offices in Philadelphia
11000 Roosevelt Blvd, Philadelphia, PA 19116
A+5.0 ★Texas Ratio: 5.44%
Conventional, FHA, VA, Jumbo, HELOC 146
+808 HELOCs
0.9% 74.5% $216,027 View
11 offices in Philadelphia
1220 N Broad St, Philadelphia, PA 19121
A+5.0 ★Texas Ratio: 4.85%
Conventional, FHA, Jumbo, HELOC 140
+27 HELOCs
0.9% 79.9% $172,142 View
1 office in Philadelphia
1760 Market St, Philadelphia, PA 19103
C3.9 ★Texas Ratio: 27.97%
Conventional, FHA, VA, Jumbo, HELOC 139
+7 HELOCs
0.9% 97.9% $291,187 View
16 offices in Philadelphia
2439 Welsh Rd, Philadelphia, PA 19114
A+5.0 ★Texas Ratio: 4.14%
Conventional, FHA, Jumbo, HELOC 124
+49 HELOCs
0.8% 79.5% $368,629 View
★ 1.7 stars, 3 reviews
33 offices in Philadelphia
12300 Academy Rd, Philadelphia, PA 19154
A+5.0 ★Texas Ratio: 4.24%
Conventional, FHA, VA, Jumbo, HELOC 79
+409 HELOCs
0.5% 82.5% $330,316 View
★ 5 stars, 1 review
2 offices in Philadelphia
1610 Spruce St, Philadelphia, PA 19103
A+5.0 ★Texas Ratio: 3.40%
Conventional 75 0.5% 100% $250,866 View
★ 1 stars, 1 review
9 offices in Philadelphia
2330 E York St, Philadelphia, PA 19125
A+5.0 ★Texas Ratio: 2.87%
Conventional, FHA, VA, Jumbo, HELOC 47
+24 HELOCs
0.3% 92.3% $468,404 View
1801 Market St, Philadelphia, PA 19103 1628
A+5.0 ★Texas Ratio: 3.29%
Conventional, Jumbo 46 0.3% 61.5% $132,608 View
4 offices in Philadelphia
6301 Woodland Ave, Philadelphia, PA 19142
A+5.0 ★Texas Ratio: 4.11%
Conventional, FHA, VA, Jumbo, HELOC 38
+25 HELOCs
0.2% 82.6% $326,578 View
3 offices in Philadelphia
6509 Castor Ave, Philadelphia, PA 19149
A+5.0 ★Texas Ratio: 5.14%
Conventional, Jumbo 27 0.2% 96.8% $565,370 View
1 office in Philadelphia
2701 E Allegheny Ave, Philadelphia, PA 19134
A+5.0 ★Texas Ratio: 4.25%
Conventional, FHA, HELOC 20
+5 HELOCs
0.1% 87% $281,000 View
1510 Packer Ave, Philadelphia, PA 19145
A+5.0 ★Texas Ratio: 0.00%
Conventional 13 0.1% 81.2% $207,307 View
1 office in Philadelphia
1601 Market St, Philadelphia, PA 19103
A+5.0 ★Texas Ratio: 4.81%
Conventional, FHA, HELOC 11
+1 HELOCs
0.1% 52.4% $258,636 View
2120 E York St, Philadelphia, PA 19125
B+4.8 ★Texas Ratio: 17.62%
Conventional, HELOC 8
+1 HELOCs
0.1% 53.3% $57,500 View
2 offices in Philadelphia
6137 Ridge Ave, Philadelphia, PA 19128
A+5.0 ★Texas Ratio: 2.93%
Conventional, HELOC 3
+9 HELOCs
0% 75% $251,666 View
★ 5 stars, 1 review
1 office in Philadelphia
8000 Verree Rd, Philadelphia, PA 19111
A5.0 ★Texas Ratio: 6.37%
Conventional, HELOC 1
+2 HELOCs
0% 50% $245,000 View
Philadelphia Federal Credit Un
Conventional, HELOC 318
+317 HELOCs
2% 46.4% $87,672
901 Arch St, Philadelphia, PA 19107 2404
A+5.0 ★Texas Ratio: 0.70%
Conventional, Jumbo, HELOC 934
+490 HELOCs
5.9% 49.8% $102,023 View
117 21 Spring Garden Street Suite A, Philadelphia, PA 19123
A-5.0 ★Texas Ratio: 14.98%
Conventional, FHA, VA, Jumbo 209 1.3% 97.8% $228,301 View
1332 Point Breeze Ave, Philadelphia, PA 19146
A+5.0 ★Texas Ratio: 5.45%
Conventional, FHA, VA, HELOC 121
+36 HELOCs
0.8% 82.1% $213,016 View
7350 Large St, Philadelphia, PA 19152
A+5.0 ★Texas Ratio: 3.89%
Conventional, HELOC 116
+337 HELOCs
0.7% 53.8% $211,120 View
30 S 17th St, Philadelphia, PA 19103 4001
A+5.0 ★Texas Ratio: 2.94%
Conventional, FHA, VA, Jumbo, HELOC 111
+33 HELOCs
0.7% 79% $227,612 View
1550 S Main St Ste 1, Mansfield, PA 16933 9586
A+5.0 ★Texas Ratio: 2.80%
Conventional, FHA 100 0.6% 90.9% $236,300
73 Old Dublin Pike, Doylestown, PA 18901
A+5.0 ★Texas Ratio: 3.15%
Conventional, FHA 94 0.6% 96.1% $198,829 View
2439 Welsh Rd, Philadelphia, PA 19114
A+5.0 ★Texas Ratio: 4.14%
Conventional, FHA, VA 82 0.5% 95.3% $310,000 View
12901 Townsend Rd, Philadelphia, PA 19154 1021
A+5.0 ★Texas Ratio: 4.23%
Conventional, HELOC 65
+45 HELOCs
0.4% 75.5% $132,076 View
2719 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 1.62%
Conventional, Jumbo, HELOC 39
+1 HELOCs
0.2% 90.7% $622,948 View
2706 Brodhead Rd, Aliquippa, PA 15001
A+5.0 ★Texas Ratio: 3.66%
Conventional, Jumbo, HELOC 30
+2 HELOCs
0.2% 93.8% $551,666 View
3100 West Tilghman Street, Allentown, PA 18104
A+5.0 ★Texas Ratio: 3.96%
Conventional, HELOC 28
+9 HELOCs
0.2% 96.9% $220,714 View
1401 Easton Rd, Hatboro, PA 18929
A+5.0 ★Texas Ratio: 2.15%
Conventional 14 0.1% 100% $349,285 View
3920 W Tilghman St, Allentown, PA 18104
A+5.0 ★Texas Ratio: 2.51%
Conventional, HELOC 12
+5 HELOCs
0.1% 85.7% $250,833 View
3200 Chestnut St, Philadelphia, PA 19104 3395
A5.0 ★Texas Ratio: 6.91%
Conventional, HELOC 9
+23 HELOCs
0.1% 34.6% $131,666 View
7300 Old York Rd, Elkins Park, PA 19027
A5.0 ★Texas Ratio: 11.01%
Conventional 8 0.1% 100% $262,500 View
1410 Bywood Ave, Upper Darby, PA 19082
A+5.0 ★Texas Ratio: 0.83%
Conventional 7 0% 100% $65,000 View
335 W Butler Ave, Chalfont, PA 18914
A+5.0 ★Texas Ratio: 1.82%
Conventional, HELOC 5
+4 HELOCs
0% 100% $93,000
733 Lancaster Ave Ste K, Reading, PA 19607 1602
A+5.0 ★Texas Ratio: 4.11%
Conventional, HELOC 5
+1 HELOCs
0% 100% $45,000 View
4500 Pennell Rd, Aston, PA 19014 1862
A5.0 ★Texas Ratio: 9.77%
Conventional, HELOC 4
+6 HELOCs
0% 44.4% $222,500 View
1900 South St, Philadelphia, PA 19146
A+5.0 ★Texas Ratio: 5.81%
Conventional 4 0% 100% $217,500 View
351 S 7th St, Akron, PA 17501
A+5.0 ★Texas Ratio: 4.34%
Conventional, FHA 4 0% 62.5% $235,000 View
6591 Perkiomen Ave, Birdsboro, PA 19508
A+5.0 ★Texas Ratio: 1.56%
Conventional, HELOC 3
+2 HELOCs
0% 100% $171,666 View
3923 Hulmeville Rd, Bensalem, PA 19020 3824
A5.0 ★Texas Ratio: 6.26%
Conventional 3 0% 75% $51,666 View
155 E Butler Ave, Ambler, PA 19002
A+5.0 ★Texas Ratio: 1.76%
Conventional 3 0% 75% $358,333 View
5605 Hamilton Blvd, Allentown, PA 18106 9720
A+5.0 ★Texas Ratio: 3.79%
Conventional, HELOC 2
+7 HELOCs
0% 50% $95,000 View
861 E Allegheny Ave, Philadelphia, PA 19134
A+5.0 ★Texas Ratio: 4.82%
Conventional, HELOC 2
+3 HELOCs
0% 66.7% $165,000 View
950 Mill Creek Rd, Allentown, PA 18106
A+5.0 ★Texas Ratio: 4.97%
Conventional 2 0% 100% $225,000 View
2141 Downyflake Ln, Allentown, PA 18103 4774
A5.0 ★Texas Ratio: 9.56%
Conventional 2 0% 100% $280,000 View
10 Powhattan Ave, Essington, PA 19029
A+5.0 ★Texas Ratio: 0.00%
Conventional 2 0% 100% $395,000 View
Phoenixville Federal Bank & Trust
74 Second Ave, Collegeville, PA 19426
Conventional 2 0% 100% $365,000
19179 Route 522, Beaver Springs, PA 17812
A5.0 ★Texas Ratio: 10.85%
Conventional, HELOC 1
+2 HELOCs
0% 100% $335,000 View
2470 California Ave, Pittsburgh, PA 15212
B-4.4 ★Texas Ratio: 22.34%
Conventional 1 0% 100% $285,000 View
Newrez LLC
Conventional, FHA, VA 160 1% 46.3% $214,187
Allied Mortgage Group, Inc
Conventional, FHA, VA, Jumbo, HELOC 149
+4 HELOCs
0.9% 92.3% $265,604
MortgageCountry
Conventional, FHA, VA, Jumbo 138 0.9% 100% $392,826
Philadelphia Mortgage Advisors, Inc.
Conventional, FHA, VA, Jumbo, HELOC 124
+1 HELOCs
0.8% 99.2% $314,838
A-5.0 ★Texas Ratio: 15.49%
Conventional, FHA 113 0.7% 95% $249,867 View
Affordable Mortgage Advisors
Conventional, FHA, VA 98 0.6% 97.1% $280,000
Freedom Credit Uniton
Conventional, HELOC 82
+27 HELOCs
0.5% 60.7% $100,365
Spring Eq, LLC
Conventional, HELOC 46
+31 HELOCs
0.3% 35% $111,304
ESSA Bank & Trust
Conventional 26 0.2% 84.4% $193,461
Filo Mortgage, LLC
Conventional, FHA 20 0.1% 84% $316,000
Linkbank
Conventional, Jumbo 6 0% 100% $785,000
The Victory Bank
Conventional 6 0% 77.8% $515,000
Northeast Equitable Mortgage LLC
Conventional 5 0% 100% $331,000
First Commonwealth Federal Cre
Conventional 3 0% 80% $218,333
State Financial Network LLC
Conventional 3 0% 100% $315,000
Federated Mortgage Corp
Conventional 2 0% 100% $325,000
BHCU d/b/a Propell Credit Union
Conventional, HELOC 1
+3 HELOCs
0% 100% $175,000
CrossCountry Mortgage, LLC
Conventional, FHA, VA, Jumbo, HELOC 1,199
+27 HELOCs
7.5% 97.2% $326,509
Rocket Mortgage
Conventional, FHA, VA, Jumbo 1,179 7.4% 75.8% $217,832
Guaranteed Rate, Inc.
Conventional, FHA, VA, Jumbo, HELOC 923
+10 HELOCs
5.8% 95.6% $378,434
United Wholesale Mortgage
Conventional, FHA, VA, Jumbo, HELOC 620
+13 HELOCs
3.9% 78.2% $282,112
Prosperity Home Mortgage, LLC
Conventional, FHA, VA, Jumbo 619 3.9% 91.1% $281,914
Movement Mortgage, LLC
Conventional, FHA, VA, Jumbo, HELOC 552
+9 HELOCs
3.5% 96.4% $302,192
Cmg Mortgage Inc
Conventional, FHA, VA, USDA, HELOC 279
+4 HELOCs
1.8% 93.7% $220,197
Pennymac Loan Services LLC
Conventional, FHA, VA, Jumbo 269 1.7% 74.8% $243,959
Absolute Home Mortgage
Conventional, FHA 157 1% 95.2% $253,407
Mortgage Research Center
Conventional, FHA, VA 142 0.9% 63.8% $275,845
loanDepot.com LLC
Conventional, FHA, VA, Jumbo, HELOC 141
+29 HELOCs
0.9% 56.7% $214,007
A5.0 ★Texas Ratio: 8.14%
Conventional, VA, HELOC 130
+67 HELOCs
0.8% 57.3% $224,153
New American Funding, LLC.
Conventional, FHA, VA, Jumbo, HELOC 127
+10 HELOCs
0.8% 70.6% $229,724
A+5.0 ★Texas Ratio: 3.02%
Conventional, FHA, VA 120 0.8% 71.7% $246,000 View
Nationstar Mortgage
Conventional, FHA, VA 119 0.7% 78.3% $154,915
B+4.8 ★Texas Ratio: 16.98%
Conventional, FHA, VA 108 0.7% 91% $204,907 View
American Neighborhood Mortgage Acceptance Company
Conventional, FHA, VA, Jumbo 82 0.5% 91.1% $278,536
Acre Mortgage & Financial, Inc.
Conventional, FHA, VA 81 0.5% 96.5% $271,913
Keystone Funding, Inc
Conventional, FHA, VA 81 0.5% 95% $344,135
Amerisave Mortgage Company
Conventional, FHA, VA, HELOC 78
+2 HELOCs
0.5% 20.6% $108,333
Provident Funding Associates
Conventional 78 0.5% 94% $394,871
Nfm, Inc
Conventional, FHA, Jumbo 73 0.5% 92.4% $290,068
Cardinal Financial Company, Li
Conventional, FHA, VA 72 0.5% 88.6% $177,222
Conventional, FHA, VA 70 0.4% 96.1% $282,714 View
Nations Direct Mortgage, LLC
Conventional, FHA, VA 69 0.4% 92% $347,028
A+5.0 ★Texas Ratio: 2.44%
Conventional, Jumbo 64 0.4% 84.5% $200,625
Nation One Mortgage Corporatio
Conventional, FHA 62 0.4% 93.9% $213,870
Success Mortgage Partners, Inc
Conventional, FHA, VA 57 0.4% 96.6% $294,824
EMM Loans LLC
Conventional, FHA, VA 56 0.4% 96.6% $271,428
Guaranteed Rate Affinity, LLC
Conventional, FHA, VA, Jumbo 55 0.3% 91.8% $334,090
A+5.0 ★Texas Ratio: 3.17%
Conventional 53 0.3% 98.3% $224,433 View
The Loan Store, Inc
Conventional, FHA, VA, HELOC 51
+20 HELOCs
0.3% 91.2% $291,078
AmWest Funding Corp
Conventional, FHA 51 0.3% 89.5% $243,627
Go Mortgage, LLC
Conventional, FHA 48 0.3% 96.6% $214,166
Union Home Mortgage Corp.
Conventional, FHA, VA, Jumbo 48 0.3% 84.7% $310,000
Zillow Home Loans, LLC
Conventional, FHA 45 0.3% 90.2% $278,333
American Financial Resources LLC
Conventional, FHA, VA 44 0.3% 93.8% $297,500
Das Acquisition Company, LLC
Conventional, FHA 40 0.3% 100% $220,250
A+5.0 ★Texas Ratio: 0.51%
Conventional, FHA 39 0.2% 71.4% $216,794 View
Plaza Home Mortgage, Inc
Conventional, FHA, VA 38 0.2% 68.4% $254,736
Equity Prime Mortgage LLC
Conventional, FHA, VA 36 0.2% 74% $276,388
Paramount Residential Mortgage
Conventional, FHA, VA 36 0.2% 100% $291,666
American Financial Network, Inc.
Conventional, FHA, VA 34 0.2% 75.6% $263,235
A5.0 ★Texas Ratio: 13.21%
Conventional 34 0.2% 100% $420,588 View
Carrington Mortgage Services LLC
Conventional, FHA, VA 34 0.2% 32.5% $141,176
A+5.0 ★Texas Ratio: 2.85%
Conventional, VA, Jumbo, HELOC 31
+9 HELOCs
0.2% 48.4% $491,774 View
A+5.0 ★Texas Ratio: 1.17%
Conventional, FHA 31 0.2% 91.2% $276,935 View
Kind Lending, LLC
Conventional, FHA, VA 30 0.2% 64.6% $366,333
Advisors Mortgage Group, LLC
Conventional, FHA 30 0.2% 90.9% $278,000
Planet Home Lending, LLC
Conventional, FHA, VA 29 0.2% 69.8% $288,793
SWBC Mortgage Corporation
Conventional, FHA 28 0.2% 77.5% $163,214
Envoy Mortgage, Ltd
Conventional, FHA, VA 28 0.2% 96.6% $229,642
Nbkc Bank
Conventional, FHA, VA 27 0.2% 80% $381,666
New Day Financial, LLC.
VA 27 0.2% 35.4% $198,703
A4.8 ★Texas Ratio: 2.45%
Conventional, Jumbo 27 0.2% 93.3% $931,296 View
Lakeview Loan Servicing, LLC
Conventional, FHA, VA 25 0.2% 30.8% $240,600
A5.0 ★Texas Ratio: 6.81%
Conventional, Jumbo, HELOC 24
+2 HELOCs
0.2% 61.9% $135,416
Mutual of Omaha Mortgage
Conventional, FHA, VA 24 0.2% 45.2% $266,250
Reliance First Capital, LLC
Conventional, FHA 23 0.1% 95.8% $161,521
Better Mortgage Corporation
Conventional, VA, HELOC 22
+4 HELOCs
0.1% 63.9% $320,909
Sage Home Loans Corporation
Conventional 22 0.1% 96.2% $399,545
Princeton Mortgage Corporation
Conventional, FHA, VA 21 0.1% 80% $208,333
Tomo Mortgage LLC
Conventional, FHA 21 0.1% 87.5% $351,190
AmeriHome Mortgage Company, LLC
Conventional, FHA, VA 20 0.1% 67.7% $274,000
Fairway Independent Mort Corp
Conventional, FHA 20 0.1% 87% $250,000
A+5.0 ★Texas Ratio: 2.76%
Conventional 19 0.1% 13.2% $76,052 View
Developer's Mortgage Company
Conventional, FHA 19 0.1% 95.2% $246,052
Bay Equity LLC
Conventional, FHA, Jumbo 19 0.1% 100% $365,526
New Wave Lending Group Inc
Conventional 18 0.1% 100% $257,777
First Colony Mortgage Corporat
Conventional, FHA, Jumbo 17 0.1% 95.2% $374,411
A-5.0 ★Texas Ratio: 14.93%
Conventional 17 0.1% 94.4% $370,294 View
American Federal Mortgage Corporation
Conventional, FHA 16 0.1% 88.9% $315,000
Embrace Home Loans, Inc.
Conventional, FHA 16 0.1% 89.5% $273,750
A+5.0 ★Texas Ratio: 5.05%
Conventional, FHA 15 0.1% 80% $272,333 View
Michigan Mutual, Inc
Conventional, FHA 14 0.1% 78.6% $310,714
First Alliance Home Mortgage, LLC
Conventional, FHA 14 0.1% 100% $240,714
Goodleap, LLC
Conventional, FHA, VA, HELOC 13
+11 HELOCs
0.1% 64.3% $167,307
Primelending
Conventional, FHA, VA 13 0.1% 93.3% $351,923
A5.0 ★Texas Ratio: 11.06%
Conventional, FHA, VA 13 0.1% 100% $285,769 View
PHH Mortgage Corporation
Conventional, FHA, VA 13 0.1% 65% $185,769
Uif Corporation
Conventional 13 0.1% 86.7% $291,153
A+5.0 ★Texas Ratio: 2.82%
Conventional, Jumbo, HELOC 12
+5 HELOCs
0.1% 100% $805,833 View
A+5.0 ★Texas Ratio: 0.14%
Conventional, Jumbo, HELOC 12
+1 HELOCs
0.1% 92.3% $849,166 View
AdvantageFirst Lending Inc
Conventional, FHA, VA 12 0.1% 52.2% $254,166
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 12 0.1% 41.9% $348,333 View
A+5.0 ★Texas Ratio: 2.15%
Conventional, FHA 12 0.1% 94.1% $193,333 View
★ 5 stars, 1 review
A+5.0 ★Texas Ratio: 1.21%
Conventional, Jumbo 12 0.1% 100% $970,000 View
Ark-La-Tex Financial Services LLC
Conventional, FHA, VA 12 0.1% 92.9% $338,333
Village Capital & Investment
FHA, VA 12 0.1% 50% $280,833
JMAC Lending, Inc.
Conventional, FHA, VA 12 0.1% 100% $311,666
General Mortgage Capital Corporation
Conventional 11 0.1% 100% $215,909
AML Funding LLC dba Absolute Mortgage & Lending
Conventional 11 0.1% 100% $260,454
Weichert Financial Services
Conventional, FHA, VA, Jumbo 11 0.1% 100% $450,454
Pike Creek Mortgage Services, Inc.
Conventional 11 0.1% 100% $302,272
Nationwide Mortgage Bankers, Inc.
Conventional, FHA 11 0.1% 93.8% $241,363
Lower, LLC
Conventional, FHA 11 0.1% 52.4% $282,272
Arc Home LLC
Conventional 10 0.1% 91.7% $270,000
Guidance Residential, LLC
Conventional 10 0.1% 83.3% $298,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 10 0.1% 84.6% $236,000 View
1St Colonial Community Bank
Conventional, FHA, VA, HELOC 9
+13 HELOCs
0.1% 90% $287,222
Pentagon Federal Credit Union
Conventional, FHA, VA, HELOC 9
+9 HELOCs
0.1% 41.7% $356,111
First Community Mortgage, Inc.
Conventional, FHA 9 0.1% 100% $230,555
Royal United Mortgage LLC
Conventional, FHA 9 0.1% 42.9% $115,000
Loanunited.Com, LLC
Conventional, FHA, VA 9 0.1% 81.8% $261,666
A5.0 ★Texas Ratio: 9.77%
Conventional, FHA, VA 9 0.1% 78.9% $247,222 View
MLB Residential Lending, LLC
Conventional, FHA 9 0.1% 90.9% $241,666
Alliant Credit Union
Conventional, HELOC 8
+16 HELOCs
0.1% 80% $295,000
Stg Mortgage Inc
Conventional, FHA 8 0.1% 80% $295,000
Mld Mortgage, Inc.Dba the Money Store
Conventional, FHA 8 0.1% 100% $268,750
Nexera Holding LLC
Conventional, FHA, Jumbo 8 0.1% 100% $698,750
A5.0 ★Texas Ratio: 9.09%
Conventional, FHA, VA 8 0.1% 72.7% $321,250 View
A+5.0 ★Texas Ratio: 2.32%
Conventional, HELOC 7
+14 HELOCs
0% 46.7% $172,142 View
Everett Financial, Inc.
Conventional, FHA 7 0% 88.9% $276,428
B+4.8 ★Texas Ratio: 17.16%
Conventional, FHA, VA 7 0% 87.5% $300,714 View
Orangepath Financial Inc
Conventional 7 0% 100% $193,571
East Coast Capital Corp.
Conventional, FHA 7 0% 100% $273,571
Milend, Inc
Conventional, FHA, VA 7 0% 70% $217,857
Member First Mortgage, LLC
Conventional, VA 7 0% 80% $383,571
Mortgage Solutions of Colorado
Conventional, FHA, VA 7 0% 100% $239,285
Top Flite Financial, Inc.
FHA 7 0% 53.8% $235,000
A-4.8 ★Texas Ratio: 12.33%
Conventional, HELOC 6
+1 HELOCs
0% 100% $381,666 View
Atlantic Coast Mortgage, LLC
Conventional, Jumbo 6 0% 100% $535,000
HomeXpress Mortgage Corp.
Conventional 6 0% 54.5% $290,000
Nqm Funding, LLC
Conventional 6 0% 75% $250,000
NJ Lenders Corp
Conventional, FHA, VA 6 0% 77.8% $226,666
American Financing Corporation
Conventional, FHA 6 0% 22.9% $120,000
Sierra Pacific Mortgage Co. Inc
Conventional 6 0% 100% $490,000
A+5.0 ★Texas Ratio: 3.17%
Conventional 6 0% 83.3% $246,666 View
A+5.0 ★Texas Ratio: 2.55%
Conventional 6 0% 100% $423,333 View
1St 2Nd Mortgage Company of N.J., Inc.
Conventional, FHA 6 0% 85.7% $251,666
HomeBridge Financial Services, Inc
Conventional, FHA, VA, HELOC 5
+21 HELOCs
0% 83.3% $231,000
A5.0 ★Texas Ratio: 8.47%
Conventional, HELOC 5
+1 HELOCs
0% 100% $363,000 View
Mission Loans, LLC
Conventional, FHA, VA, HELOC 5
+1 HELOCs
0% 100% $255,000
Tidewater Mortgage Services, Inc
Conventional 5 0% 100% $231,000
Deephaven Mortgage LLC
Conventional 5 0% 55.6% $219,000
Churchill Mortgage Corporation
Conventional, FHA 5 0% 100% $399,000
A+5.0 ★Texas Ratio: 3.68%
Conventional 5 0% 100% $269,000 View
Webster Bank, N.A.
Conventional, Jumbo 5 0% 83.3% $1,139,000
Polish & Slavic Federal Credit
Conventional 5 0% 100% $131,000
D3.3 ★Texas Ratio: 35.11%
Conventional, FHA, HELOC 4
+1 HELOCs
0% 38.5% $215,000 View
Cornerstone First Mortgage, LLC
Conventional, FHA, VA, Jumbo 4 0% 100% $695,000
All Credit Considered Mortgage, Inc.
Conventional 4 0% 100% $212,500
Resicentral LLC
Conventional 4 0% 100% $495,000
Oaktree Funding Corp
Conventional 4 0% 87.5% $537,500
Home Mortgage Alliance Corp (Hmac)
Conventional, VA 4 0% 80% $332,500
Ameritrust Mortgage Corporation
Conventional, FHA, VA 4 0% 80% $355,000
A+5.0 ★Texas Ratio: 1.10%
Conventional, VA 4 0% 100% $285,000 View
T2 Financial LLC
Conventional, FHA, Jumbo 4 0% 83.3% $440,000
Greenway Mortgage Funding Corp.
Conventional, VA, Jumbo 4 0% 100% $685,000
A+5.0 ★Texas Ratio: 2.20%
Conventional, VA 4 0% 66.7% $435,000 View
B4.4 ★Texas Ratio: 21.68%
Conventional, FHA 4 0% 66.7% $237,500 View
Angel Oak Mortgage Solutions LLC
Conventional, Jumbo 4 0% 100% $750,000
Champions Funding, LLC
Conventional 4 0% 66.7% $207,500
Tower Federal Credit Union
Conventional, HELOC 3
+12 HELOCs
0% 75% $205,000
American Airlines Federal Cred
Conventional, HELOC 3
+4 HELOCs
0% 100% $375,000
Genisys Credit Union
Conventional, Jumbo 3 0% 100% $741,666
Equity Resources Inc
Conventional, FHA 3 0% 100% $275,000
A5.0 ★Texas Ratio: 13.21%
Conventional, FHA 3 0% 75% $385,000 View
Primary Residential Mortgage, INC.
Conventional, FHA 3 0% 100% $241,666
A+5.0 ★Texas Ratio: 4.93%
FHA 3 0% 100% $68,333 View
NOVA Financial & Investment Corporation
Conventional 3 0% 100% $231,666
AAA Capital Investment, Inc
Conventional 3 0% 100% $241,666
Pinnacle Mortgage Inc.
Conventional, FHA 3 0% 100% $708,333
A+5.0 ★Texas Ratio: 0.06%
Conventional, FHA 3 0% 100% $231,666 View
Dart Bank
Conventional, FHA 3 0% 100% $348,333
Flexpoint, Inc.
Conventional 3 0% 100% $235,000
Click n' Close, Inc.
Conventional, FHA 3 0% 100% $135,000
ClearPath Lending
VA 3 0% 75% $295,000
Haddon Savings Bank
Conventional 3 0% 100% $331,666
American Internet Mortgage, Inc.
Conventional 3 0% 75% $278,333
A5.0 ★Texas Ratio: 9.76%
Conventional, Jumbo 3 0% 100% $448,333 View
Beeline Loans, Inc.
Conventional 3 0% 50% $238,333
Nations Lending Corporation
FHA 3 0% 100% $195,000
American Pacific Mortgage Corporation
Conventional, FHA 3 0% 42.9% $115,000
A+5.0 ★Texas Ratio: 2.85%
Conventional, FHA 3 0% 60% $255,000 View
A+5.0 ★Texas Ratio: 3.38%
FHA 3 0% 75% $201,666 View
RoundPoint Mortgage Servicing LLC
Conventional 3 0% 80% $271,666
Citadel Servicing Corporation
Conventional 3 0% 100% $201,666
A-5.0 ★Texas Ratio: 14.97%
FHA, VA 3 0% 100% $265,000 View
Florida Capital Bank, N.A
Conventional, FHA 3 0% 100% $415,000
A+5.0 ★Texas Ratio: 5.55%
Conventional, Jumbo 3 0% 100% $1,011,666 View
FedChoice Federal Credit Union
Conventional, HELOC 2
+4 HELOCs
0% 33.3% $55,000
State Departmenet Federal Credit Union
Conventional, HELOC 2
+1 HELOCs
0% 66.7% $245,000
Abacus Federal Savings Bank
Conventional 2 0% 50% $135,000
First Atlantic Federal Credit Union
Conventional 2 0% 100% $170,000
A+5.0 ★Texas Ratio: 4.98%
Conventional, FHA 2 0% 100% $280,000 View
Cliffco, Inc.
Conventional 2 0% 100% $275,000
Contour Mortgage Corporation
Conventional 2 0% 100% $560,000
Loansteady LLC
Conventional 2 0% 85.7% $265,000
Norwich Commercial Group Inc
Conventional, FHA 2 0% 100% $255,000
A+5.0 ★Texas Ratio: 0.65%
Conventional 2 0% 100% $455,000 View
Data Mortgage, Inc
FHA 2 0% 100% $215,000
Bay-Valley Mortgage Group
Conventional 2 0% 66.7% $275,000
City 1st Mortgage Services, LC
FHA 2 0% 100% $275,000
Oceanside Mortgage Company
Conventional 2 0% 100% $100,000
Strong Home Mortgage, LLC
Conventional 2 0% 50% $675,000
Kwik Mortgage Corporation
Conventional 2 0% 66.7% $235,000
First Intercontinental Bank
Conventional 2 0% 100% $130,000
Ony Glo, Inc.
Conventional 2 0% 100% $300,000
A+5.0 ★Texas Ratio: 3.94%
Conventional 2 0% 66.7% $340,000 View
Loanleaders of America, Inc
FHA 2 0% 100% $205,000
Intelliloan, Inc.
FHA 2 0% 100% $250,000
Mortgage Equity Partners LLC
Conventional 2 0% 100% $315,000
A+5.0 ★Texas Ratio: 4.81%
Conventional, VA 2 0% 66.7% $445,000 View
Newfield National Bank
Conventional 2 0% 100% $625,000
BoxCar Mortgage, LLC
Conventional, VA 2 0% 100% $190,000
Hometown Equity Mortgage, LLC
Conventional 2 0% 22.2% $300,000
A5.0 ★Texas Ratio: 7.48%
Conventional 2 0% 66.7% $100,000 View
Municipal Credit Union
Conventional, Jumbo 2 0% 50% $575,000
Radius Financial Group Inc
Conventional, VA 2 0% 100% $440,000
Genway Home Mortgage, Inc.
Conventional, FHA 2 0% 100% $140,000
ClearEdge Lending LLC
Conventional 2 0% 100% $210,000
A+5.0 ★Texas Ratio: 5.76%
Conventional 2 0% 100% $185,000 View
Residential Home Mortgage Corporation
Conventional, FHA 2 0% 100% $265,000
Loan Simple, Inc.
FHA 2 0% 66.7% $360,000
A4.7 ★Texas Ratio: 2.58%
Conventional 2 0% 66.7% $175,000 View
C+4.1 ★Texas Ratio: 25.91%
Conventional 2 0% 66.7% $170,000 View
Fourleaf Federal Credit Union
Conventional, Jumbo, HELOC 1
+7 HELOCs
0% 50% $875,000
Georgia'S Own Credit Union
Conventional, HELOC 1
+3 HELOCs
0% 100% $225,000
Affinity Federal Credit Union
Conventional, HELOC 1
+2 HELOCs
0% 100% $195,000
Bank Fund Staff Federal Credit
Conventional, HELOC 1
+1 HELOCs
0% 100% $1,025,000
First Harvest Federal Credit Union
Conventional, HELOC 1
+1 HELOCs
0% 100% $105,000
Aberdeen Proving Ground FCU
Conventional, HELOC 1
+1 HELOCs
0% 100% $255,000
Digital Federal Credit Union
Conventional, HELOC 1
+1 HELOCs
0% 50% $415,000
A5.0 ★Texas Ratio: 13.68%
Conventional 1 0% 100% $805,000 View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Philadelphia, Pennsylvania

Looking for mortgage lenders near me or mortgage brokers near me in Philadelphia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Philadelphia in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Philadelphia, PA

Use these to narrow the list above. Each category shows how many Philadelphia, PA lenders fit and what that kind of lender is usually best for.

Who Lends in Philadelphia, PA

Independent mortgage companies closed 63.6 percent of home loans in Philadelphia, Pennsylvania in 2025, banks 22.6 percent and credit unions 13.9 percent. Quaint Oak Mortgage, LLC was the largest mortgage company, WSFS bank the largest bank and American Heritage Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Univest Bank and Trust Co. led with 252 loans.

63.6%
Mortgage companies
22.6%
Banks
13.9%
Credit unions
20%
FHA loans
4%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.

More Pennsylvania Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Philadelphia, PA

Who is the largest mortgage lender in Philadelphia, PA?

By home loans closed in 2025, WSFS bank was the largest mortgage lender in Philadelphia, Pennsylvania with 360 loans, about 2.3 percent of the market. The largest lender headquartered in Pennsylvania was Univest Bank and Trust Co. with 252 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Philadelphia, PA have the highest approval rates?

Among lenders with meaningful volume in Philadelphia, Pennsylvania, MortgageCountry approved the highest share of completed applications in 2025 at 100 percent, against a 75.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Philadelphia, PA mortgage lenders offer FHA, VA and USDA loans?

156 lenders closed FHA loans in Philadelphia, Pennsylvania in 2025, led by CrossCountry Mortgage, LLC with 275. 95 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Philadelphia, PA lender list?

Yes. 89 banks and 41 credit unions closed home loans in Philadelphia, Pennsylvania in 2025, alongside 170 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Philadelphia, PA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Philadelphia, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Philadelphia, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Philadelphia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.