Mortgage Lenders and Brokers in Altoona, Pennsylvania
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Altoona, Pennsylvania mortgage lenders include Altoona First Savings BankAltoona First Savings Bank203 N Logan Blvd, Altoona, PA 16602A5.0 ★Texas Ratio: 13.09%, ARC Federal Credit UnionARC Federal Credit Union1919 7th Ave, Altoona, PA 16602 2237A+5.0 ★Texas Ratio: 5.00%, First Commonwealth BankFirst Commonwealth Bank2984 Pleasant Valley Blvd, Altoona, PA 16602A5.0 ★Texas Ratio: 10.25%, Reliance Savings BankReliance Savings Bank1119 12th St, Altoona, PA 16601A+5.0 ★Texas Ratio: 1.69%, First National Bank of PAFirst National Bank of PA2610 Plank Rd, Altoona, PA 16601A+5.0 ★Texas Ratio: 1.62%, Penncrest BankPenncrest Bank3301 Pleasant Valley Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 2.61%, Northwest BankNorthwest Bank413 S Logan Blvd, Altoona, PA 16602A+5.0 ★Texas Ratio: 3.99%, Citizens Bank, NACitizens Bank, NA181 Sophrira Lane, Altoona, PA 16602A+5.0 ★Texas Ratio: 5.44%, Investment Savings BankInvestment Savings Bank900 S 16th St, Altoona, PA 16602A+5.0 ★Texas Ratio: 0.27%, and M&T BankM&T Bank811 17th St, Altoona, PA 16602A+5.0 ★Texas Ratio: 4.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Altoona, Pennsylvania in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Altoona are listed first, then lenders elsewhere in Pennsylvania, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Altoona, Pennsylvania
Market share is the lender's share of all home loans closed in Altoona, Pennsylvania. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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203 N Logan Blvd, Altoona, PA 16602 A5.0 ★Texas Ratio: 13.09% |
Conventional | 50 | 8.1% | 98% | $101,200 | View |
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1919 7th Ave, Altoona, PA 16602 2237 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 49 | 7.9% | 87.5% | $85,408 | View |
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2 offices in Altoona 2984 Pleasant Valley Blvd, Altoona, PA 16602 A5.0 ★Texas Ratio: 10.25% |
Conventional, FHA, HELOC | 43 +11 HELOCs |
6.9% | 74.6% | $102,209 | View |
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3 offices in Altoona 1119 12th St, Altoona, PA 16601 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 38 | 6.1% | 92.9% | $111,052 | View |
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3 offices in Altoona 2610 Plank Rd, Altoona, PA 16601 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA, HELOC | 27 +7 HELOCs |
4.4% | 58.3% | $94,259 | View |
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3301 Pleasant Valley Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.61% |
Conventional | 18 | 2.9% | 64.5% | $66,111 | View |
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1 office in Altoona 413 S Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 3.99% |
Conventional, FHA, HELOC | 15 +2 HELOCs |
2.4% | 88.2% | $112,333 | View |
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2 offices in Altoona 181 Sophrira Lane, Altoona, PA 16602 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 14 +25 HELOCs |
2.3% | 87.5% | $115,714 | View |
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900 S 16th St, Altoona, PA 16602 A+5.0 ★Texas Ratio: 0.27% |
Conventional | 11 | 1.8% | 91.7% | $63,181 | View |
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2 offices in Altoona 811 17th St, Altoona, PA 16602 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 6 +19 HELOCs |
1% | 100% | $113,333 | View |
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1 office in Altoona 615 Pleasant Valley Blvd, Altoona, PA 16601 A+5.0 ★Texas Ratio: 5.78% |
Conventional, HELOC | 6 +1 HELOCs |
1% | 100% | $206,666 | View |
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1 office in Altoona 1100 Logan Blvd, Altoona, PA 16602 A+5.0 ★Texas Ratio: 2.93% |
Conventional, HELOC | 3 +13 HELOCs |
0.5% | 100% | $85,000 | View |
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2 offices in Altoona 2600 Plank Road Cmns, Altoona, PA 16601 A+5.0 ★Texas Ratio: 3.83% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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113 Research Dr, Bethlehem, PA 18015 4731 A+5.0 ★Texas Ratio: 4.23% |
Conventional, HELOC | 18 +5 HELOCs |
2.9% | 76.9% | $58,333 | View |
Hometown Bank of Pennsylvania
4327 Quaker Valley Road, Alum Bank, PA 15521 |
Conventional | 3 | 0.5% | 100% | $58,333 | |
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11 N Main St, Alburtis, PA 18011 A5.0 ★Texas Ratio: 6.26% |
Conventional, HELOC | 2 +5 HELOCs |
0.3% | 50% | $45,000 | View |
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2706 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 2 | 0.3% | 66.7% | $175,000 | View |
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1101 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 50% | $85,000 | View |
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★ 1.7 stars, 3 reviews 2676 Brodhead Rd, Aliquippa, PA 15001 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $275,000 | View |
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5605 Hamilton Blvd, Allentown, PA 18106 9720 A+5.0 ★Texas Ratio: 3.79% |
Conventional | 1 | 0.2% | 50% | $75,000 | View |
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990 Old York Rd, Abington, PA 19001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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1550 S Main St Ste 1, Mansfield, PA 16933 9586 A+5.0 ★Texas Ratio: 2.80% |
FHA | 1 | 0.2% | 50% | $105,000 | |
Jersey Shore State Bank
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Conventional, HELOC | 14 +6 HELOCs |
2.3% | 93.3% | $93,571 | |
Newrez LLC
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Conventional, FHA | 4 | 0.6% | 66.7% | $135,000 | |
Affordable Mortgage Advisors
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Conventional, FHA | 2 | 0.3% | 100% | $150,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $65,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 51 | 8.2% | 74.6% | $110,686 | |
Equity Resources Inc
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Conventional, FHA, VA | 34 | 5.5% | 89.5% | $159,117 | |
Mortgage Research Center
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Conventional, FHA, VA | 22 | 3.5% | 78.6% | $144,545 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 19 | 3.1% | 100% | $147,105 | |
Radius Financial Group Inc
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Conventional, FHA, VA | 16 | 2.6% | 94.1% | $124,375 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 15 | 2.4% | 88.2% | $164,333 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 14 | 2.3% | 100% | $140,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 13 | 2.1% | 100% | $152,692 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 9 | 1.5% | 100% | $157,222 | |
Nationstar Mortgage
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Conventional, FHA, VA | 8 | 1.3% | 80% | $100,000 | |
United Trust Bank
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Conventional, FHA | 6 | 1% | 85.7% | $141,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 1% | 66.7% | $118,333 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 5 | 0.8% | 55.6% | $175,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 0.8% | 83.3% | $183,000 | |
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A+5.0 ★Texas Ratio: 3.02% |
FHA, VA | 4 | 0.6% | 66.7% | $162,500 | View |
New American Funding, LLC.
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Conventional, FHA | 4 | 0.6% | 80% | $87,500 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 3 | 0.5% | 100% | $208,333 | |
Planet Home Lending, LLC
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Conventional | 3 | 0.5% | 75% | $111,666 | |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.5% | 100% | $95,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 3 | 0.5% | 100% | $151,666 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $80,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.3% | 100% | $130,000 | |
loanDepot.com LLC
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FHA, VA | 2 | 0.3% | 50% | $125,000 | |
Amerisave Mortgage Company
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FHA | 2 | 0.3% | 25% | $90,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.3% | 100% | $185,000 | |
Pentagon Federal Credit Union
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Conventional, VA | 2 | 0.3% | 100% | $145,000 | |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.3% | 100% | $105,000 | View |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.3% | 100% | $120,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $265,000 | |
EMM Loans LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
First Community Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $165,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $95,000 | |
Atlantic Coast Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
Goodleap, LLC
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VA | 1 | 0.2% | 33.3% | $125,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $225,000 | |
Princeton Mortgage Corporation
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VA | 1 | 0.2% | 100% | $135,000 | |
| Conventional | 1 | 0.2% | 100% | $165,000 | View | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $115,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 50% | $145,000 | View |
T2 Financial LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.2% | 100% | $125,000 | View |
Union Savings Bank
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.2% | 100% | $115,000 | View |
Mission Loans, LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $85,000 | |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 50% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 33.3% | $115,000 | View |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $135,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Altoona Mortgage Rate Trends
Daily average mortgage rates for Pennsylvania compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Altoona, Pennsylvania
Looking for mortgage lenders near me or mortgage brokers near me in Altoona? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Altoona in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Altoona, PA
Use these to narrow the list above. Each category shows how many Altoona, PA lenders fit and what that kind of lender is usually best for.
Who Lends in Altoona, PA
Independent mortgage companies closed 43.4 percent of home loans in Altoona, Pennsylvania in 2025, banks 44.5 percent and credit unions 12.1 percent. Newrez LLC was the largest mortgage company, Altoona First Savings Bank the largest bank and ARC Federal Credit Union the largest credit union. Among lenders headquartered in Pennsylvania, Altoona First Savings Bank led with 50 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Pennsylvania. State realty transfer tax of 1 percent plus a local tax that is usually another 1 percent (Philadelphia 3.278 percent local, Pittsburgh 4 percent local), for a typical combined 2 percent customarily split between buyer and seller; no mortgage recording tax.
More Pennsylvania Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Altoona, PA
By home loans closed in 2025, Altoona First Savings Bank was the largest mortgage lender in Altoona, Pennsylvania with 50 loans, about 8.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Altoona, Pennsylvania, Altoona First Savings Bank approved the highest share of completed applications in 2025 at 98 percent, against a 81.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
39 lenders closed FHA loans in Altoona, Pennsylvania in 2025, led by Rocket Mortgage with 20. 22 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 6 credit unions closed home loans in Altoona, Pennsylvania in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Altoona, Pennsylvania during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Altoona, Pennsylvania for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Altoona. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
