Investment Savings Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Investment Savings Bank's 18-Month Certificate of Deposit rates are at 3.69%, 5-Month Certificate of Deposit rates are at 3.54%, 1 Year Certificate of Deposit rates are at 3.27%, 30-Month Certificate of Deposit rates are at 3.18%, 3 Years Certificate of Deposit rates are at 0.50%. Investment Savings Bank's Conventional Mortgage Loan Fixed Interest Rate rates are at 5.25%, 3/1 Adjustable Rate Mortgage Loan (ARM) rates are at 5.00%, Conventional Mortgage Loan Fixed Interest Rate rates are at 5.50%, Conventional Mortgage Loan Fixed Interest Rate rates are at 5.62%, 7/1 Adjustable Rate Mortgage Loan (ARM) rates are at 5.50%.
Rate Updates and AvailabilityInvestment Savings Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Investment Savings Bank? Share your experience about Investment Savings Bank by leaving a review below, or read customer reviews before you decide to use Investment Savings Bank. Investment Savings Bank Texas RatioInvestment Savings Bank's Texas Ratio is at 0.00%, which is considered perfect. The Texas Ratio for Investment Savings Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Investment Savings Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Investment Savings Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Investment Savings Bank CD Rates
Investment Savings Bank Mortgage Rates
Investment Savings Bank Home Equity & HELOC
Investment Savings Bank Auto Loan Rates
Investment Savings Bank Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Investment Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Investment Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Investment Savings Bank's official website for the most current offers and terms.
Bank Profile & OverviewInvestment Savings Bank
900 S 16th StAltoona, PA 16602 Blair Established Date: 01/01/1939 FDIC Certificate #: 30121 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 2 How Many Branches are There? 2 Website: https://www.investmentsb.bank
Is Investment Savings Bank FDIC Insured? Yes
What is Investment Savings Bank's Cert number? 30121
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$106,526,000
Total Deposits:
$76,003,000
Equity Capital:
$20,147,000
Net Income:
$30,000
Return on Assets (ROA):
0.3487%
Return on Equity (ROE):
1.8800%
Headquarters:
Altoona
Regulator:
FDIC
# of Offices:
2
Source: FDIC | Last Updated 03/31/2024
Frequently Asked Questions About Investment Savings BankHow do I open an account at Investment Savings Bank?You can typically open an account at Investment Savings Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Investment Savings Bank provides a range of mortgage and home equity products. Is Investment Savings Bank a safe place to deposit money?Yes, Investment Savings Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Investment Savings Bank offer online and mobile banking?Most modern institutions like Investment Savings Bank provide digital access including online balance checks and transfers. Compare to other Banks |
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
