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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Investment Savings Bank Rates & Review April 2026

Investment Savings Bank's 5-Months 5-Month Certificate of Deposit rates are at 3.50%, 1 Year Certificate of Deposit rates are at 3.40%, 30-Month Certificate of Deposit rates are at 3.18%, 18-Months 18-Month Certificate of Deposit rates are at 3.02%, 3 Years Certificate of Deposit rates are at 0.50%. Investment Savings Bank's savings rates are at 0.10%. Investment Savings Bank's 3/1 ARM rates are at 5.00%, 7/1 ARM rates are at 5.50%. Investment Savings Bank's Personal Loan Rates are at 9.50%. MonitorBankRates evaluates the financial stability of Investment Savings Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/11/2026.

Investment Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Investment Savings Bank? Share your experience about Investment Savings Bank by leaving a review below, or read customer reviews before you decide to use Investment Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Investment Savings Bank
900 S 16th St
Altoona, PA 16602
https://www.investmentsb.bank
Member FDIC

Investment Savings Bank CD Rates

Product Rate APY Term View More
5 month Certificate of Deposit 3.50% 3.50% 5 Months
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
1 Year Certificate of Deposit 3.40% 3.40% 1 Year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Month Certificate of Deposit 3.15% 3.18% 30 Month
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 month Certificate of Deposit 3.00% 3.02% 18 Months
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Years Certificate of Deposit - 0.50% 3 Years
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
4 Years Certificate of Deposit 0.50% 0.50% 4 Years
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
5 Years Certificate of Deposit 0.50% 0.50% 5 Years
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
2 Year Certificate of Deposit 0.40% 0.40% 2 Year
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
25 Month Double Up Certificate of Deposit 0.40% 0.40% 25 Month
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Variable Rate Certificate of Deposit - 0.25% 12 Month
Min Balance $25,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Variable Rate Certificate of Deposit - 0.20% 12 Month
Min Balance $10,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Variable Rate Certificate of Deposit - 0.15% 12 Month
Min Balance $1,000
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 month Certificate of Deposit 0.15% 0.15% 6 Months
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9 month Certificate of Deposit 0.15% 0.15% 9 Months
Min Balance $500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
91 Day Certificate of Deposit 0.15% 0.15% 91 Day
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
7-31 Day Certificate of Deposit 0.10% 0.10% 7-31 Day
Min Balance $2,500
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Investment Savings Bank Savings Rates

Product Rate APY View More
Christmas Club 0.25% 0.25%
Min Balance $20
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Vacation Club 0.25% 0.25%
Min Balance $20
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Kidz Klub Savings 0.10% 0.10%
Min Balance $20
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Savings Account 0.10% 0.10%
Min Balance $20
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Investment Savings Bank Mortgage Rates

Product Rate Points APR Term View More
3/1 ARM 5.00% - 5.51%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
7/1 ARM 5.50% - 6.01%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Investment Savings Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Installment Loan 5.50% - 5.50% 60
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Installment Loan 5.88% - 5.88% 120
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Installment Loan 6.00% - 6.00% 180
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Installment Loan 6.38% - 6.38% 240
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Home Equity Line of Credit - - 8.50%
Details Up to 85% of appraisal valuation, less amount currently owed, if any.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Investment Savings Bank Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans 2019-New - - 6.00% 48
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loans 2018 and older - - 6.25% 48
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loans 2019-New - - 6.50% 60
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loans 2018 and older - - 6.75% 60
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loans 2019-New - - 6.75% 72
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Auto Loans 2018 and older - - 7.00% 72
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Investment Savings Bank Personal Loan Rates

Product Rate APR View More
Personal Unsecured Loans - 9.50%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Unsecured Loans - 9.75%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Personal Unsecured Loans - 9.88%
No additional details.
Last Updated 04/11/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Investment Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Investment Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Investment Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Investment Savings Bank
FDIC Certificate # 30121
Address 900 S 16th St, Altoona, PA 16602  ·  Blair
Established 01/01/1939
FDIC Insurance Date 08/09/1989
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.3487%
Return on Equity (ROE) 1.8800%
Non-Performing Loans (NPL) 0.00%
Total Assets $105,995,000
Total Deposits $76,548,000
Equity Capital $22,076,000
Net Income $336,000
Headquarters Altoona
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

XkPa
★★★★★
December 17, 2025
hIgN
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Investment Savings Bank
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Frequently Asked Questions About Investment Savings Bank

Is Investment Savings Bank a safe place to deposit money?

Yes, Investment Savings Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Investment Savings Bank operate?

Investment Savings Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Investment Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Investment Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Investment Savings Bank offer online and mobile banking?

Most modern institutions like Investment Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.investmentsb.bank.

Current Investment Savings Bank Rates

  • 12-Month CD0.15%
  • 18-Month CD3.02%
  • 24-Month CD0.40%
  • 36-Month CD0.50%
  • 48-Month CD0.50%
  • 60-Month CD0.50%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.